“The Biggest Losers Are The Tenants” | Paul Shamplina | Ian Collins
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- เผยแพร่เมื่อ 23 ก.ย. 2024
- The Property Ombudsman has released new guidelines to protect renters, addressing the widespread issue of damp and mould, which affects 10% of UK households.
A report found that nearly all of the 719 letting agents surveyed had properties with these problems, and 42% of homes had ongoing damp issues.
Landlords must treat damp and mould complaints urgently, hire specialists to identify the cause, and take measures to prevent it from happening again.
The report also noted that some landlords mistakenly view damp and mould as a "lifestyle choice" that could be avoided.
Ian Collins speaks with the founder of Landlord Action, Paul Shamplina.
#news #uk #housing #money #rent #mortgage #property #realestate #talk #talkradio
Lots of mold is caused by modern showering causes a huge amount of condensation in bathrooms if thats being used on a daily basis that then spreads around the house, Lots dry there cloths on airers around the house very few people dry on the line outside, Most people dont like ventilation they say it makes the house cold . Humans and pets expel a fair amount of water vapor a warm airtight house will breed mold faster than you can clear it up. I would also say rent in the south east is 50% of a household income .
think the 35% is massively lowballing the truth. rents here start around 800-1500 average wage here is about 26-30k so we are up just below 50% best case. maybe 35% figure is for couples together?
I think they arent factoring as you say relationships or the fact that most people have room mates.
Labour will find their renters rights bill backfires badly, Landlords will now just raise rents & only take best referenced tenants with high salaries & insurance to ensure they don't get rogue tenants. Rogue tenants that don't pay rent or damage the property are essentially stealing from the Landlord that are still paying huge costs, there must be robust court reforms & procedures to remove rogue tenants swiftly.
The rental market is so broken. My advice is to borrow money from family and try and buy somewhere of your own, even if it's small. If my rent is £700 per month, that's £84k in ten years, half the current value of a small flat.
My free advice to everyone is pay your mortgage off
Tried to look for a tiny 1 bedroom flat with a bathroom inside the bedroom over a shop in a tiny town 2h from London where I work for a good price….well guess what …the offer says investors and cash buyers only! That’s my problem most affordable houses and flats are often cash only! What I can buy next is 50-70k more value.
My rent is £1400 a month. In 10 years £84k will be worth a lot less. For most people they won't get any help from family
And make the rental worse owners houses have less per household than rental properties 😅
The most ridiculous is that you are allowed to pay a rent of 2.000 £ a month but the lenders will not lend for you to buy a property and pay 1.000 a month .
You can pay the rent but sorry not buy .
Many people are interested in buying but there's no help and no incentives for people who gets paid less .
They are unrelated processes.
@@damianmarkland8543 what?
@@damianmarkland8543
Yes but the point is they shouldn't be. If I'm renting for a number of years and paying on time and never had any voids or defaults, then I should be deemed just as reliable for paying back a mortage- especially if that's LESS than my rent payments. Usually you are paying back numerous things such as credit cards, loans etc on top of rent so the idea that 'oh you don't have 10-50k for a deposit means you can't pay back' is quite frankly outdated. It's not done in most of Europe and for good reason.
This Govt is going to do irreperable harm to this country, economy, history and culture. Just as they planned.
going to? been happening every since I can remember
@@m0o0n0i0r Yep. It's been a steady decline. But this is different. It's deliberate, targeted & rapid.
the UK had 14 years of Tories. Now we have a new team.
@@rodolphodecastrorodrigues7457 Government will not fix the problem, just make it more expensive. BTW I bought a house.
@@rodolphodecastrorodrigues7457 Yeah, and they're even worse
Remember that you will own nothing - this is all to do with the multinationals taking over the role of Landlord. Rents will then go through the roof.
which will result in housing benefits going up which means taxpayers giving more money to the rich
Housing benefit runs into billions now
they will be all empty though. Take a look on what is happening in America.
@@rodolphodecastrorodrigues7457 please explain
Damp and mould is largely preventable so long as you know how it works
Never had a problem with damp, windows always open when showering and for 40 minutes after, clothes always dried outside under my carport, kitchen door always open when cooking food where lots of steam is being produced.
The main reason for mold is not opening windows.
If there wasn't any landlords imagine the council waiting list
I wonder what would happen to all the houses if there were no landlords
@chrishart8548
As is already happening they AREN'T being bought by tenants or FTB.
They are being bought by up and downsizers and immigrants plus the Chinese.
You don't seriously consider that tenants will buy do you!?
There is plenty of existing supply but tenants aren't rushing to buy...... .. .I wonder why!?
I moved to London for work, doing better now but a couple of years ago I was on £29k and lived about 1 hour out of London on my own in one of the cheapest places I could find at the time. I paid £850 a month rent + £450 on bills, council tax, shopping etc. = £1300. My take home was around £1800 after student loans. I therefore spent almost 70% of my income on existing. On top of this my job required a car which of course is an expense so I had very little left at the end of the month, I'm not sure how others are managing.
Just bought a 1 bedroom basement flat in London for £300k. That's why rents are high. The market determines the price.
Part of the problem is people expecting a perfect home for a first time buy. First house i bought in the 90s was a wreck. It was draughty and had kitchens and bathrooms from the 60s.
Yes, but people are buying their first house aged 40+ due to prices, and often have kids that need space and their own rooms.
Paul is the landlords champion....legend
I’m qualified at work but 80% of my wages go on my rent on a one bedroom apartment, these figures are way out of touch!
My god! Where do you live?
who isn't qualified these days?
The biggest problem by far are the landlords in places in London and Southern England charging over £1500 per month, and in some cases over £2000 per month. Those rents are too high. Period.
Can always buy a house 👍 The house is not going to buy itself 🤦♂️
@@peterwickett9088 Not everyone can do this. Why we had social housing. We've also become a low paid low skilled economy for many. Housing benefit now runs into Billions, so in essence tax payers buying the buy to lets for the landlords.
@@peterwickett9088how are people going to afford a deposit when paying 1500 a month on rent 😂
@@MrJonnyl123 The good old overtime and save money 💰👍🙂
All the new rules will just put tenants out with no where to live and rents will go so high ,the tenants will always lose out , I have never seen as many landlords selling up as there are now, That’s just going to cause massive problems there’s just not enough houses
Great interview, loved watching Paul on television can't wait for his TH-cam channel.
We're going back to the days of Rachman with slum landlords. They're snapping up starter homes. Thatchers right to buy has seen cast swathes of ex social housing now in the hands of offshore buying landlords. Thatchers advisor to the sell offs family now own large numbers of ex social housing I believe. I volunteered at an advice service, and the state of rentals, was appalling. Tenants who complained given eviction notices.
wait till everyone migrates out of UK with such unbearable rent prices. most properties will be vacated. most landlords are taking a piss, living outside the uk not caring about the property. an absolute disgrace!!!!!
There are more problems in social housing and council housing
Why is this ?
Because they are older and tenants don’t look after them .
Because the council only order the private housing to fix problems.
because they can't afford to solve those problems.
Plus add paying 30% for a vehicle. Ridiculous!
I'm a landlord with a number of similar properties in the same area. I raised all of my rents from £920 to £1300 months ago in anticipation of this bill.
35% 😂😂😂😂 yeah rent for a little room in a flat share, try 70% if you want to rent your own flat
Well renters pay over 50% of their wages to live in a prison cell bedsit room. Stop being greedy blame the market for the extortionate house prices not laws trying to stop working people become homeless.
I’m a landlord and nearly 30% of the rent goes on tax. Incredible the governments cut, when they did nothing in the transaction.
Then they take the piss by tilting the law 100% against the landlord.
that is really impossible to be true unless you have a lot of properties.
@@rodolphodecastrorodrigues7457 Yes, it IS possible if rental income on a single property is an addition to income from other sources.
I'm at 42% of my wage. Don't know when I'll ever own a home.
The PRS is doomed.
The RRB will be the final nail in the PRS
My advice is to try and buy a minimum 2 bed house.
Avoid ALL flats.
Take in a lodger.
Far better to commute from your own home.
You do not need to sell your home if location change is required.
You rent where you wish and take in a 2nd lodger.
Attend your home at least once per month.
No CGT when you eventually sell as it has been your PPR.
You never had tenants
I would say it’s a lot higher
35% dream on 50%+
Too many people in social housing have had children/more children, causing overcrowding and inevitably increasing the risk of mould/condensation. The GLA say that 8% of London households are overcrowded and social housing makes up the majority. Seeing as social housing is initially issued based on current need, it means that people are knowingly overcrowding thier home and just expecting to be offered larger homes.
35%??!!! get real ... closer to 50 ... catch up
No private landlords. Fewer rental properties. Everyone loses.
There are already plenty of landlords and a loto of properties siting empty.
Paul Shamplina a man with sense ! COME ON 2029 REFORM ! NIGEL FARAGE FOR PM
Isn’t Starmer a landlord like others in the Labour Party
More Tory private landlords. In fact the GMB/Mirror did a expose of how many stately home owning Tory Lords were buying up large swathes of ex social housing via offshore tax avoiding means.
No he isn't.
Social housing the conditions wow
48% after a 41% increase.
The tenants take no risk though. They can't afford a house as they're financially inept.
Taking on risk would be financially inept. In two sentences you've played yourself.
Garbage. Redundancy, divorce, ill health. There's many reasons why people can't buy. Why we also used to have affordable social housing, many of which now in the hands of buy to let sharks.
Shut up that’s not true
They can't afford a house because homes are overpriced.
@@carl4017 Supply and demand. Too many people too few houses. Greed of the few .
It’s one big usurious system.
Only 35%!🤔
35%...and the rest 😮
Landlords are not charity. It's not their fault wages have been suppressed to control inflation. I rent a £450k property for £1500. The Tennant can't afford to buy but they can afford to rent. I pay 40% tax on rental income. I don't make money from the rent but I will do one day from the capital gain (unless I am heavily taxed).
Wait til the end of October & onwards unless it’s (property) in Ltd company name!!!
you are not a victim and you are not suffering.
Most of humanity always loses.....incredible capacities to enrich humanity....but it doesn't work that way....always the theft of human endeavors....why
the issue with damp and mould in the UK is mainly because of you brits build houses... personally i've lived across Europe, US and South America and never seen this issue anywhere else a part from the UK
It's the damp, cool climate as well
@@user-Wojciech no mould in Venice, and it's built on water...
@@drelambrate but the climate is much warmer
@@user-Wojciech yes it's the cold damp climate during the long British winters, also many people don't open windows due to the cold. Open windows more and the damp problem is minimised.
@@ep1929 you must be a landlord lol
The tenants will be even bigger losers. Soon they will be spending 60% of their wages on rent.
And I'm not sorry for them. That's what they wanted
Learn how to do plastering , could make you some good money sounds like people are crying out for them, we re-plastered the whole house a few years ago
Plastering pays peanuts for the effort required in general
@@user-Wojciech no it’s not just had my house done, it’s easy, we started taking all old plaster off you don’t need to they can just use plasterboards . It’s easy if you know what you are doing
Yes and I used to budget 33% of my disposable income on my mortgage. Recently on TH-cam I was able to view the council area I lived in till I got married. You could clearly see who had bought their property and who had not. My family moved into the council house and they were garbage when new. Single glazed, little insulation and warm air heating expensive. I’ve never seen the point of social housing.
Affordable homes. Housing benefit is now costing billions.
@@yamark02 define affordable. I’ve never been in favour of the right to buy. Build properly and charge an appropriate rent. Thank goodness they are starting to do this in my town now. Solar array, battery and decent insulation.
@@iansinclair7581 The original 1950's council homes were extremely well built. Far more robust than modern thrown up properties. What's affordable? I believe the average rent in the North is around £100-150 per week. A three bed terrace round the corner from where I live owned by a private landlord just been rented out for £1300 month. Also if a problem, a social housing tenant unlikely to get a eviction notice for daring to complain.
@@yamark02 My council house was built in 1969. They are knocking them down and redeveloping them to a modern standard. I can believe what you say about rent although the average here from the Council is nearer to £100 pw. Councils for the most part have abdicated their responsibility to build houses for rent and pushed it on to private developers. The build 150 houses, 25 say have to be social housing. Someone on an average wage (£36k) will have approx £2400 per month. The would give £800 per month for rent/ mortgage. Do I think this is enough to buy a property ? No because the cost of living is too high and it takes two proper contributions to make a home these days. Unlike my father’s generation when a lady got married they were expected to stop work and raise a family.
I agree with a lot of what you say. Though as I said older council properties very well built. A friend bought a ex one built in the 50's. Stone built, absolutely solid unlike the modern rubbish thrown up. But buy to let has created other problems. We had two houses bought by absent landlords. We had years of anti social behaviour, burglaries, gardens left like tips (we had rats because of it). Our house values plummeted as people didn't want to buy a neighbouring properties. Thankfully the worst tenant was evicted and the landlord sold that house which is now back private. Though the new owner had to gut it because of the destruction inside.
Yay for Brexit
Nothing to do with brexit…rent went up in Europe too! I’m french I know what I am talking about
@@mollymo6229 “In 2023, the most expensive residential rental market in Europe was London (inner) with rental costs of approximately 33.8 euros per square meter. Dublin and Paris followed with rental costs of 31.5 and 31.3 euros per square meter.” statista
people not accepting you lost the vote almost a decade ago. Time to grow up and accept you lost.deak with it
@@mollymo6229nowhere near the degree of the uk. Ive just checked you can get a 3 bed apartment in marseille for 600 euros a month.
Build millions of quality flats!
Quality 😂
@@Mr_Ashleyyou don't think it is possible? I myself live in an apartment block that has a swimming pool, tennis court, badminton court, 2 gyms, gardens and 24hr security.
Flats suck. Houses are needed, not perpetual leasehold on flats that you will technically never own
@@MinkieWinkle lol, my flat doesn't suck and I own the freehold.
Build to rents need to be abolished yesterday.