WDP program.... Says that if you are eligible for SSI.. That would seem to indicate to me then that you need to have less than $2,000 in the bank, correct?.. I applied for SSDI and dont know if I would be able to apply for WDP if I have more money than that in the bank .. thoughts?
I see 2 issues. First, does gaining SSDI mean the individual is no longer SSI eligible?, and second, asset limitation of $2,000. Only a Medi-Cal case eligibility worker can answer the first question of loss of SSI eligibility if SSDI is gained. We do know that after 24 months of SSDI, you would be eligible for Medicare, and that changes the programs you would be eligible for. I always hedge on the asset limitation question. California has announced, with great fanfare, that the state no longer has any asset test for Medi-Cal beginning in 2024. And it is true that I know several people who have gained Medi-Cal assistance with more money in the bank than is listed on the federal requirement for eligibility. My question, yet to be answered by anyone at Medi-Cal, is if the asset waiver applies to ALL Medi-Cal programs or are there certain federal programs where the asset test is not waived? Regardless, don’t be deterred by some of the unknowns. There is no harm in applying. If you are determined eligible, great! If you are determined ineligible because you either a) no longer have SSI or b) you have too many assets, then you have an answer to your questions. And let me know if you are denied so I can pass it along to others. Also, if you are denied, you can appeal the decision. I’ve also talked to people where the Medi-Cal case eligibility worker misunderstood the documents supplied or the rules to be applied. The negative action of denial was appealed and the individual was granted Medi-Cal assistance.
@@KevinKnauss you mentioned 24 months changes what you would be eligible for, but I would have thought that it would allow someone to have medi-medi, since they require one to be disabled via social security
@@nawluck After 24 months of SSDI, you become eligible for Medicare Parts A and B. You can then apply for the Medicare Savings Program and have Medi-Cal cover certain costs of Original Medicare. That is the Medi-Medi designation.
@@KevinKnauss so what would be the purpose of something being on the working Disabled program if they are already getting Medi Cal and Medicare?.. that they are allowed to have a higher income?
@@nawluck The working disabled programs are for people who earn too much money to qualify for MAGI Medi-Cal. If you have Medicare, there is the Qualified Disabled Working Individual that has a higher income limit and will help pay for some costs.
@sylvie5894 I'm not if this review of the working disabled programs will add any more information for you.
WDP program.... Says that if you are eligible for SSI.. That would seem to indicate to me then that you need to have less than $2,000 in the bank, correct?.. I applied for SSDI and dont know if I would be able to apply for WDP if I have more money than that in the bank .. thoughts?
I see 2 issues. First, does gaining SSDI mean the individual is no longer SSI eligible?, and second, asset limitation of $2,000.
Only a Medi-Cal case eligibility worker can answer the first question of loss of SSI eligibility if SSDI is gained. We do know that after 24 months of SSDI, you would be eligible for Medicare, and that changes the programs you would be eligible for.
I always hedge on the asset limitation question. California has announced, with great fanfare, that the state no longer has any asset test for Medi-Cal beginning in 2024. And it is true that I know several people who have gained Medi-Cal assistance with more money in the bank than is listed on the federal requirement for eligibility.
My question, yet to be answered by anyone at Medi-Cal, is if the asset waiver applies to ALL Medi-Cal programs or are there certain federal programs where the asset test is not waived?
Regardless, don’t be deterred by some of the unknowns. There is no harm in applying. If you are determined eligible, great! If you are determined ineligible because you either a) no longer have SSI or b) you have too many assets, then you have an answer to your questions.
And let me know if you are denied so I can pass it along to others. Also, if you are denied, you can appeal the decision. I’ve also talked to people where the Medi-Cal case eligibility worker misunderstood the documents supplied or the rules to be applied. The negative action of denial was appealed and the individual was granted Medi-Cal assistance.
@@KevinKnauss you mentioned 24 months changes what you would be eligible for, but I would have thought that it would allow someone to have medi-medi, since they require one to be disabled via social security
@@nawluck After 24 months of SSDI, you become eligible for Medicare Parts A and B. You can then apply for the Medicare Savings Program and have Medi-Cal cover certain costs of Original Medicare. That is the Medi-Medi designation.
@@KevinKnauss so what would be the purpose of something being on the working Disabled program if they are already getting Medi Cal and Medicare?.. that they are allowed to have a higher income?
@@nawluck The working disabled programs are for people who earn too much money to qualify for MAGI Medi-Cal. If you have Medicare, there is the Qualified Disabled Working Individual that has a higher income limit and will help pay for some costs.