Is Working Per Diem Worth It? | The Pros and Cons | Nurses to Riches
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- เผยแพร่เมื่อ 13 มิ.ย. 2024
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I'm frequently asked what it means to be a per diem nurse. Is being per diem worth it? Why work as a regular staff nurse when you could easily earn over $100/hr as a per diem nurse?
Well, in this video, I'll go over the Pros and Cons of being a per diem nurse and I'll show you how many shifts you would actually have to work to earn as much as a benefited employee, while also being able to take time off for vacation.
So, if you find this video interesting I'm sure you'll enjoy other videos on the benefits that come with being a Kaiser RN or How I make $166 per hour as a Nurse.
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I work per diem 1 day a week and make as much as I would working full time. It’s the best! My husband carries our benefits and I get to be with our kids most the time.
That's insane! Where is this?
Good for you!!
Can I ask what kind of job is that and what site you found it on?
where i work, non union, they pay per diems LESS. It's awful. Then they can send you home whenever they want.
Best way is get a partner that works regular RN then have the other work as Per Diem :) Have the regular RN cover the family insurance, then have the Per Diem bring home all the $$$
Damn right! That's what Monica and I do and we couldn't be happier 😁.
That’s exactly what all the Bay Area and Sac nurse couples do!
@@NursesToRiches I've been following this channel since it started. Cant wait to start our journey there in Cali. In-laws flight is scheduled on June. Wife and I got our RN license already endorsed. All we have to do is line up job and move! Oh and sell our current house that went up 45% in it's value so we can have money for down payment once we find a house. Looking at Roseville area. any other areas you would suggest? got 2 little ones, wife and I just got in our 30s
I need to find a girlfriend that is a nurse lol.
@@Ivanrei1530 you should look into Folsom and El Dorado Hills as well. Oh, and Rocklin too. I made a video about our favorite places in the Sacramento area. You can watch it here th-cam.com/video/TmUAdcqFHMo/w-d-xo.html
Excellent break down, your videos make me want to move to California like yesterday so tempting!!!
video quality is amazing jason. Great video!!
Thanks! Glad you liked it!
Super helpful! Thanks for putting this together!
You're welcome and thanks for watching/commenting!
Very insightful! Great video editing as well!
Thanks Katherine! 🙏🏼
Great video! Thanks for explaining and and breaking down the differences.
You're welcome! Thanks for watching!
once again you nailed it bro!
Thanks dude!
Moving to Sac this coming July/August. Thanks for all the info :)
Woot Woot! That's what's up. You're welcome!
These videos are 🔥
Hah, thanks!
Great video
Thanks dude!
I do not work for Kaiser as the benefits and pay are different here in the east coast. Would it be beneficial to work a part time job and then pick up a PRN to supplement the additional hours when needed? Has anyone in the comments ever done this?
do u have a video where u take OTs as a part time as kaiser and how much u making?
Another great video, Jason! We've chatted before but this is helpful. When I graduate this December, me and my wife (who is also an RN) plan to move to the Sac area. We were wondering if it would be smart for one of us to be per diem. Couple questions for you: could you do a video explaining pension? Also, if we get jobs at one of the hospitals that have 8 hour shifts, do we choose how many shifts we work? We'd probably want to work closer to full time hours. Thanks man!
Hey Justin!
Having one of you work a benefited position while the other works per diem would be the best of both worlds because the per diem employee would be earning more per hour and would also be able to follow the other's work schedule so you could both be off on the same days-giving you more time off with each other.
I could make a video explaining pensions but I would have to do more research on the topic to make sure I'm giving you accurate information.
Lastly, if you get a job at one of the hospitals that have 8 hour shifts, you usually have a variety of templates (or positions) to choose from with differences in the required amount of working hours. For example, at Kaiser, you'd be able to work anywhere from 20 to 40 hours per week, depending on which position you apply for.
@@NursesToRiches perfect! Thanks man. Keep up the great work!
Per diem if you have a spouse that is regular at their employment for benefits. This was a great video.
It really is. If only Kaiser would give per diem nurses health insurance for working 1000+ hrs/yr it'd be a dream come true because Monica and I could both be per diem.
@@NursesToRiches Full time is on average 1,920 hours if you have 4 weeks vacation a year. Let’s say they did that, most nurses would probably go per diem. Most hospitals would probably see that as a loss. They always win, but if they did do that, that would be fantastic! I always wonder how most of these institutions come up with pay rates.
So it'll be very beneficial for me if I'm in the Reserve and work per diem at Kaiser because my health insurance will be covered thru the Army and I can earn more $$
1. As per diem nurse at Kaiser, are you expected to pick up shifts on that 38 day off example at 6:10? Because at 3:00 it says something in bold that I don't completely understand: "For prescheduled vacation and..." to "... - Availability for Extra Shifts." What's that all about?
2. Would Kaiser let you know that you can't keep doing that if you did that per diem example pattern the whole year? Lol
I would think the answer is they can't tell you anything because of the strong nurse union they have right?
3. Can you pick up shifts during your 38 day off example?
1. They won't cancel you if you are working someone's vacation or continuing education days. Also, you can get penalized if you cancel the shift when you're working for someone in those scenarios. However, if you are sick, you can still call out sick without being penalized. Also, availability for extra shifts just means making yourself available if they need you. They never say or do anything to you if you are always unavailable outside of the minimum required shifts.
2. They will never hold it against you if you only pick up the 4 shifts per 2 pay periods for the entire year.
3. You can pick up as many shifts as staffing or your coworkers are willing to give you.
At how many hours does per diem match regular nurse pay per hour.
Hello. I have a question.
I wanted to work as Per Diem in Kaiser however i am from overseas so i would like to go or have a vacation in my home country say 3 months. Is kaiser flexible on allowing Per Diem Nurses to go on vacation that long?
2. If you will be per diem example in Pedia. Are you only allowed to pick up shifts in your unit? Lets say there is no shift vacancy and i would love to do overtime, can i pick up in other unit?
3. Are there really a lot of shifts available wherein you can pick up or depending on the season?
Thanks!
The answers to your questions are:
1. No, they won't allow you to not pick up shifts for that long.
2. No, you cannot pick up shifts in other units unless it's one medsurg floor to another. Or unless you are a telemetry nurse that also gets floated to a medsurg unit. But, let's say, your an ED per diem nurse, you cannot pick up a shift in a medsurg floor or the ICU.
3. The shift availability is cyclical. Most of the year you'll be able to pick up as many shifts as you want. But there are times where there won't be many shifts available to pick up at all.
Id like to work per diem. But its not easy if you are not a med/surge, ICU, ER nurse. Those departments functions 24/7 so they need extra nurses.
Meanwhile some departments operates only M-F morning till evening. Which i find it hard to apply for per diem position.
I gotta say, Monica has it made. She makes more money than me and she gets to reap my healthcare benefits, lol.
@@NursesToRiches
Looking forward to find a perdiem position without compromising my full time job.
😇😁
Do you know of or have heard of any nurses that live out of state... but are per diem hired nurses (not travelers)... and fly in for their shifts like you mentioned?
Any answer ? Where do they stay during those times so they don’t lose their pay to hotel fees, etc?
This is what I want to know, too! Does the employer cover travel costs, lodging, meals, ect. if a per diem nurse from the out of state gets called in?
Nope, the employer will not cover the cost. For most employers you'll be lucky if you get any benefits at all as a per diem employee. Per diem employees go per diem for the flexibility and pay. I know of one nurse who has a home in Georgia and uses to travel back and forth every other week but it's become too expensive and not worth it so now he owns a home here in Sacramento and took on a benefited position.
when can you transfer internally to a different position? 6 months? 1 year?
Yes, 6 months.
Hi Jason, it might have gone over my head in the video, but does the overtime pay work the same in a per diem role as it does if you’re an employee? Do all the same rules apply (eg overtime accrues after 8 hour shift) and can you extend per diem shifts in the same way for overtime hours? Thanks I love your videos!
Hi, overtime and a half after 8 hours and double time after 12 is a California law. So, regardless of what your title is, unless you are a salaried employee or there is another exception, you qualify for overtime as a per diem employee just like a benefited employee. However, the 6th day premiums, 7th day premiums, and run pay is a benefit that is only available to regular (not per diem) nurses within the Kaiser system.
@@NursesToRiches Thank you!! I think you said in one of your other videos that you don’t get overtime if it’s a 12 hour shift. So, if I want to work per diem and get overtime pay, then I need to look for an 8 hour per diem shift and then extend my shift in order to get overtime pay, do I understand that right? Would I always be able to extend the shift like that if I wanted to?
@@ashleymeyers209 you are correct. If you are hired as a 12-hour-shift per diem nurse you won't earn overtime from hour 8 to hour 12, but you will earn double time from hour 12+. However, if you are hired as an 8-hour-shift per diem employee, then you'll get the overtime rate of 1.5x from hour 8 to hour 12 and double time after the 12th hour.
Is it correct if you work 1000 hrs per year you keep seniority as a per diem? this is for kaiser NorCal.
That is correct with Kaiser NorCal hospitals.
I work in the Midwest. I've been a nurse for 23 years and I only make $35 per hour. We also don't get near that amount of time off. Shift differential only $3.50 hr. Your pay is way higher than most places so this is not realistic for most.
How to get a job over there right after graduating from the other side of the country? Do you need many years of experience?
Having experience helps (at least one year) but you don't need it if you're willing to be patient. I would recommend going through incredible health because they help nurses get jobs withing 14 days and I'm not kidding so only apply through them if you're ready for work. You can use my link to sign up bit.ly/NursesToRiches
If you are a per-diem nurse do you have to work a certain amount of hours? Or do you just schedule your own shifts and work as a little as desired
In almost every facility when you're per diem you make your own schedule. But each employer will have a different requirement for the number of hours you are required to work. With Kaiser in Northern California you only have to work 4 days every 48 to 52 days or so.
@@NursesToRiches are there hospitals that will allow me to work a few times a year? I don't want to commit very much to one employer
What's the point in making so much gross if your net is only $61k? Taxes suck.
That includes $17k into 401k?
Years ago, when I started out in healthcare (when I was a tech and not even a nurse yet), we had self scheduling. So what I would do is put myself in for every Sunday/Monday/Tuesday. That way if I got cancelled one of those shifts I'd have the rest of the week to make it up. And if I did get all my shifts in, I could just call every day to see if they needed someone to work extra. Anyway, at Kaiser, can you schedule yourself for something like that? Or do Friday/Saturday/Sunday nights to get all the diffs possible? And if you strongly prefer to do 3 12s (like I do) can you do that, or does it have to be eight hr shifts alone?
At Kaiser there is no self scheduling but they are constantly putting out different shifts that are just like the ones you've described. We also have this event our director hosts once every year or two where they allow us to drop our add days from our template. We also have plenty of 12-hour shifts. We've had some nurses, that were working 3 8-hour shifts per week (24 hrs), ask if they could just work 4 12s instead, and they had those requests approved. So, now they work 4 12s in a row and have 10 days off every other week.
However, these things are very unit and management dependent because, although any manager/director can approve such a request, most do not.
Did you transfer your 401k from New York Presbyterian to Kaiser or did you just leave it?
Yes, we both transfered all of our 403bs and 401ks from the hospitals we worked at in NYC to Kaiser. The process was extremely tedious but it's totally worth having all of our retirement accounts consolidated.
@@NursesToRiches how did you guys go about doing that? 🤔this should be a video! Lol
What steps did you take transferring your old 403b to kaiser? I have this prob right now. Spent 3 hrs in calls but their instructions are so vague
@Christian it may be a cumbersome process, depending on the broker you will be transferring your money from. You will have to go to your Kaiser Vanguard account ND initiate a transfer. Vanguard will give you a form with the account details needed from your previous broker. You then log into your old 403b's website and initiate a rollover. They'll ask you for the account details from your Kaiser Vanguard account and you might have to print, sign, and fax or email the form to your old 403b's broker before they can process the rollover.
My problem with Kaiser is that they don’t have 12hr
The ICU and ER have 12 hour shifts. All other units don't.
@@NursesToRiches :( too bad I’m not ICU or ER…but I’m hoping to get into UCSF’s per diem 🍀 while on an assignment
Is per diem the same as a PRN nurse?
Yes, it is. But Per Diem and PRN are not the same as On Call.
@@NursesToRiches Thank you for responding
@@vanthachhim you're welcome!
I can’t be the only one who doesn’t care about health insurance… but then again, I’m single
Makes sense
First
Father of 2?! I missed something!!!
I KNOW! I'm 33, no wife, no kids, and I easily look 10 years older than him!
Yes.. We have a 15-year-old daughter (who's going to turn 16 in August) and an 11-month-old job 🤐.
@@NursesToRiches oh i only knew about the little surprise!!! Good job you guys!
@@unicornhorse1632 yup, she's a teenager and never wants to be in front of the camera so you don't see her in any of our videos. The funny thing is that she says her classmates have found our videos on TH-cam and have even subscribed to our channel cause they think we're cool. Lol
That’s it you slowly convincing me to move to California and work at Kaiser. I don’t want to be a crna no more.
Hah, well, when I post the video about the highest-paying hospitals in California you might want to work in another non-Kaiser hospital in California.
Maybe but at this point in my life I’m tired of working for other people. I just want to work at the highest paying hospital system in California working 10-20 years and retire early from my rental properties, stocks, and eBay business.
El Camino is an awesome hospital, I was trained there!!
Yeah I heard they treat there nurses very good. With nurses in Cali making this money you would think doctors and crna’s unionize lol.
@@briancheng8243 how were the nurse to patient ratios and what type of floor did you work on
I highly respect your grind and sharing to us other nurses. Its amazing the tips you share and the wisdom youre using.
Id like to encourage you back by sharing this life is limited. Money is important, traveling is great and supporting for ourfamilies is very important. one day we all will die. I encourage you seek and get to know Jesus if he’s the truth and the Gospel. I dont want all the enjoyment of this life to end up being loted by mot entering eternity. He died for you lr forgiveness of sins and he rose again on the thhird day. I know this may look super “religious” but pls see it as a loving gesture to you to seek the Lord and invest in Heaven eternity by placing your faith and trust in Jesus (God).
Thanks again for the great tips. Very generous of you.