Bro I must say, you are a bank for info right now. I got an offer letter from a university at UK and I’m watching most if your videos right now. Saves so much of time of researching. Thanks again. Cheers from Mumbai.
The fact that you put on the screen wrhiten data for each one, it makes so much easy to understand and makeup on your choice.... Nobody alse makes is so simple... Thank you.
He is not doing blah blah.. understands time of people. To the point 👉 great work... after seeing many videos this seems proper like a family member telling to start noting the points...
Just an update...Santander has stopped providing banking facilities to International students...the 123 student account you mentioned now needs you to be living in UK permanently.
Hi venky u can text me on insta if u have doubt. I usually use SpareRoom.com for booking a room in a house and rightomove or zoopla to book a house if I have my friends with me to share a house.
Thanks bro for the concise and compact presentation. One query - for availing overdraft, is there any eligibility like we should have lived in the UK for about 3 years minimum?
Amount you can withdraw even after you bank has zero balance. If you dont set an OD, you will be charged a penalty for not maintaining a positive balance.
hi i want let you know, that you doing good mate, there is small correction in Santander bank, overseas student can't open 123 student account it is only for local student, for overseas student there is account called Essential, thank you
Brother,,,really useful content for the students who are coming newly to UK. I would say really happy to be subscriber of ur channel. I have a one query brother which is triggering me after watching this video that is : can I open two physical bank accounts like Barclays and also Lloyds bank???
Hey, very well informed and detailed. I want to know which bank account is good for the person who is on dependent visa..do any bank charges less for monthly amount for normal current account (non student)
Hi, 1. You can email to the student services and ask them. 2. You can open a joint account with them or they can submit their BrP, their passport, your student letter, your BRP.
Hi. I am on work visa here. I already have a HSBC account, it's my salary account. I need one more acnt ? What are the formalities for that? Which bank is the better one? Is there any additional tax cuttings or any service charge?
Part time university is kind of less only. But if u try and search u will land in one for sure. Mainly go for food and beverages because even in lockdown that is the one which will function. Cost of living it’s one of the cheapest place in Uk.
Awesome info bro. One doubt though, might seem foolish still. What is the process to transfer money from India to our UK bank account? Suppose our parents want to put money in our UK bank account. How do they go about doing this?
1. You can go to the bank and transfer. 2. You can use Transferwise for more than Rs.20,000. 3. You can get a forex card or Niyo card and also the people in India to transfer money to the forex or Niyo card so that you can withdraw and deposit in the uk bank.
@@BritIndians Thank you so much bro. Love your channel. The way you describe complex things so simply in a consolidated and comparitive manner helps us to understand everything easily. Also the prompt replies are much appreciated amidst your busy schedules. God Bless ☺️
Heyy...I have a query..I'm a international student and I'm trying to open a bank account in physical bank here but they are saying that you need to be in UK for three years to open a student account. So I want to ask if I can use monzo account for receiving scholarship from my university?
Hello. I think Nationwide bank accounts can be opened for students who have resided in the UK for the past 3 years. Could you make a confirmation on that??
Hey Joshua, thanks for the informative video! I would also like to apply for Barclays Student account. On the Barclays website they have mentioned regarding cashback from retailers but they have not mentioned which retailers are participating in the cashback scheme. Can you share some information regarding this?
Hi Rohit, Barclays account will take 1 month to 1.5 months to open right now. You can try opening in Halifax, hsbc, Natwest current accounts through online. This may be easier than Barclays. There are around 100 retailers with whom u can avail cash back Adidas, Nike, Clark’s, ray ban, apple, Microsoft, domino’s, etc
Hello sir, I just want to know that can it possible to open bank account through confirmation of study letter ,as I applied bank letter through evision but I couldn't print letter . As server of evision log out immediately. So as now I don't have any bank letter print record. Or can university bank letter be sent home
Transferwise u can use many currency in that. But there are certain fee for shifting money from one currency to another. You can use that if you frequently transfer money to abroad
Bro, Thanks for the information 👍 How is current situation in london I mean is it safe and worth to come for September 2020 intake for studying due to online class?
Mostly universities are planning to split classes to reduce online classes. Like have less number of people in one session and do 2 session for each module. But the city is normal. Social life’s are getting back on feet. Still some lockdowns are implemented in some places due to hike in cases but it’s only for 2 weeks not more than that.
Hi bro what type of account should I open in India so that I can transfer money from UK and my family can access it. Kindly suggest name of bank and type of account
If you open an NRE account in India then it will be easy for your families to access the money and use it in India. You can check with HDFC and ICICI banks for NRE accounts. You will need your visa copy in order to open the account
I've just moved to London from Ireland 2 months ago, I'm doing a masters degree here and I've been trying to apply for a student bank account but nothing seems to be working for me. Am I not eligible for a student account?
Rental contract, the dependent BRP, dependent passport Your brp, passport and your student bank letter from university. You can apply online in HSBC, Lloyds, Halifax and then once you receive the email approach them and get the account opened
Hi anna Na course :- Msc data science with placement University name:- Hertfordshire Courses contain one year for master degree and one year for placement . If I pass the master degree but unfortunately I am not selected for placement. Can I eligible for PSW ? Please reply cheya anna🙏🙏
Hi Vishnu, The government still has to give us the full guidelines for the PSW. As of now they haven’t said about this placement yr thing. We have to wait and see what they announce
sorry but many of these account is not for international students like in Santander we can't open 1/2/3 student account we need to open an essential current account
all student account that you mentioned are not for new students. These account only those student can open who are atleast stayed in uk for 3 years. I am chasing to open a account and visit almost all bank. Still not succeed :(
Halifax and tsb student account is for 3 yrs students. You can open Halifax current account using online and then visit the bank with the received email. For Barclays u have to apply online for the student additions account and they will contact you through email. Santander also allows to open their student account online. People have opened accounts now in these banks. Monzo and starling bank accounts have been opened by others too
Nowadays there is a lot of prob with TSB bank. www.google.co.uk/amp/s/www.thesun.co.uk/money/12846914/tsb-down-unable-log-in-app/amp/ www.google.co.uk/amp/s/www.mirror.co.uk/money/breaking-tsb-mobile-banking-down-22793076.amp
Hi, overdraft is like kind of loan amount that we can take from the bank. But for international students that don’t usually give that overdraft. I have just mentioned the detail for reference in the future.
You need to book an appointment online to the bank. 1. Get bank letter from university 2. Take your brp card and passport Go to bank on appointment date and open account
Hey brother! I had this question regarding bank account opening. Due to corona, most banks r asking me to do their account opening procedure online. I did that but didn't receive any updates as to when my appointment would be. No one is really answering my phone call on their customer care center. What do u think I should do?
@@BritIndians thanks for the help! But bro my problem is I haven't received any mail nor any SMS SMS regarding the status of my online application with HSBC. I just got a mail 7 days ago telling me that they'll contact me shortly whether my bank account opening application has been successful or not. Idk why to do next. Could u help me here with any advice?
Bro I must say, you are a bank for info right now. I got an offer letter from a university at UK and I’m watching most if your videos right now. Saves so much of time of researching. Thanks again. Cheers from Mumbai.
Thanks bro
The fact that you put on the screen wrhiten data for each one,
it makes so much easy to understand and makeup on your choice....
Nobody alse makes is so simple...
Thank you.
just one thing... THANK YOU! You just helped me to choose my bank, my mobile operator and a lot of important things. THANKS!!
You are welcome
He is not doing blah blah.. understands time of people. To the point 👉 great work... after seeing many videos this seems proper like a family member telling to start noting the points...
Thank you
brother you are amazing, you upload such a useful videos that no other youtuber provide it yet.
Thanks bro
i find most of ur videos are well researched and reliable…taking a moment to appreciate ur organised way of delivering the content and ur effort 👍🏻👌🏻
Thank you bro
Great job brother. You are sharing really good information. Thank you
Thank you bro
Absolutely useful channel! Helped so much as I'm moving to the UK in Sept! Kee p going bro
Perfect 👍🏼 you are amazing da
Thanks for perfect information
Very informative video. Nice bro. 1st view, 1st comment.
Thanks bro
Very informative Joshua, thank you
Thank you so much ☺️ very helpful video.
Can you make an 2022 updated video of the same..thanks.
Your video are really helpful
Yes sure coming in next month 👍
Thanks for your information..
Thank u thambi ,it very use full
Nice one as expected..
Good job 👍
I really appriciate you
Thank you so much , you are amazing =)
Thank you for this valuable information. It will help me alot when I will go to UK as student
Very nyc and detailed video.
Thank you
Just an update...Santander has stopped providing banking facilities to International students...the 123 student account you mentioned now needs you to be living in UK permanently.
Thanks for the update
Yes
Haiii bro 😍.,hope you r doing well, thx fo the informative videos u post and keep doing so🤝💐
Thanks bro
@@BritIndians bro please try to make a video on how to book a shared accommodation from india and prices of rooms etc.,
Hi venky u can text me on insta if u have doubt. I usually use SpareRoom.com for booking a room in a house and rightomove or zoopla to book a house if I have my friends with me to share a house.
@@BritIndians Will that make any problem If I use both Starling and Monzo together
No problem will be there.
Thank you so much for this information. You are doing an amazing job! Can you suggest the best way to transfer money from India for fee payments?
Thanks bro for the concise and compact presentation. One query - for availing overdraft, is there any eligibility like we should have lived in the UK for about 3 years minimum?
Yes we can’t directly take the overdraft. I guess there are some eligibility requirements 🤔
But I’m not sure what are they
Amazing job! Great video. A question: What is overdraft amount/limit?
Ah for international students the overdraft is very less (£10) or no overdraft at all.
Amount you can withdraw even after you bank has zero balance. If you dont set an OD, you will be charged a penalty for not maintaining a positive balance.
@@rohitavadhani6995 wht is od
@@mannusworld6650 over draft
Very good info.
hi i want let you know, that you doing good mate, there is small correction in Santander bank, overseas student can't open 123 student account it is only for local student, for overseas student there is account called Essential, thank you
Hi Raja thank you.
Brother,,,really useful content for the students who are coming newly to UK. I would say really happy to be subscriber of ur channel. I have a one query brother which is triggering me after watching this video that is : can I open two physical bank accounts like Barclays and also Lloyds bank???
Yes you can open two current accounts
Thanks man
Hey, very well informed and detailed. I want to know which bank account is good for the person who is on dependent visa..do any bank charges less for monthly amount for normal current account (non student)
Barclays , Lloyds and Halifax are some good banks
Tq u bro its very useful
Hey Joshua,
1. How can I get the ‘Letter from University’?
2. What about spouse? What are the requirements for my spouse to open a bank account?
Hi,
1. You can email to the student services and ask them.
2. You can open a joint account with them or they can submit their BrP, their passport, your student letter, your BRP.
Hello brother .!do UK government check our records of online banks like monzo and revolut in future ???
Good information
Thankyou so much ✨
Hi. I am on work visa here. I already have a HSBC account, it's my salary account. I need one more acnt ? What are the formalities for that? Which bank is the better one? Is there any additional tax cuttings or any service charge?
Are the online banking regulated in UK like Barclays or natwest
The Barclays account you have - is it current account or saving account?
Do we not have saving/salary accounts there in UK?
It’s current account
U can have current account here
Bro in the list of Banks which bank has credits?? I mean which bank is giving credit for students?
Bro i want to open Barclays Bank account for student and dependent.can I need to go bank or through bank mobile app I can apply for it?
You can apply through website only bro. But Barclays is taking 1 month to give appointment. Many people said the process is slow now.
Hi Joshua,
Can You please suggest me how I can open a bank account as dependent? What documents do I need?
Bro is there any way to hide the transaction in Monzo?
Hi brother what about teesside university & part time job availability in Middlesbrough .plz I'm coming for January intake
Part time university is kind of less only. But if u try and search u will land in one for sure. Mainly go for food and beverages because even in lockdown that is the one which will function.
Cost of living it’s one of the cheapest place in Uk.
@@BritIndians thank u brother
Can we use Santander to receive money from india, monzo or sterling Bank to spend it in uk, and Barclays to send money to India.
Yes you can use it
Awesome info bro. One doubt though, might seem foolish still. What is the process to transfer money from India to our UK bank account? Suppose our parents want to put money in our UK bank account. How do they go about doing this?
1. You can go to the bank and transfer. 2. You can use Transferwise for more than Rs.20,000. 3. You can get a forex card or Niyo card and also the people in India to transfer money to the forex or Niyo card so that you can withdraw and deposit in the uk bank.
@@BritIndians thank you for the quick reply. 1. Can be done from any bank? Like pnb also?
Yes any bank can do that bank transfer
@@BritIndians Thank you so much bro. Love your channel. The way you describe complex things so simply in a consolidated and comparitive manner helps us to understand everything easily. Also the prompt replies are much appreciated amidst your busy schedules. God Bless ☺️
Thank you Jane. 😊 by the end of the day we all are students and we wanna support and help one another that’s important.
Anna can u tell us how to pay deposit fee without help of consultancy
Which bank did you choose and why?
Heyy...I have a query..I'm a international student and I'm trying to open a bank account in physical bank here but they are saying that you need to be in UK for three years to open a student account. So I want to ask if I can use monzo account for receiving scholarship from my university?
Hello.
I think Nationwide bank accounts can be opened for students who have resided in the UK for the past 3 years.
Could you make a confirmation on that??
Hi bro
Yes nowadays they have changed the rule
Student Bank account can be opened only by students who reside here more than 3 yrs
Hey Joshua, thanks for the informative video!
I would also like to apply for Barclays Student account. On the Barclays website they have mentioned regarding cashback from retailers but they have not mentioned which retailers are participating in the cashback scheme. Can you share some information regarding this?
Hi Rohit,
Barclays account will take 1 month to 1.5 months to open right now.
You can try opening in Halifax, hsbc, Natwest current accounts through online. This may be easier than Barclays.
There are around 100 retailers with whom u can avail cash back Adidas, Nike, Clark’s, ray ban, apple, Microsoft, domino’s, etc
what is an overdraft?
You said that the mobile app banks give us free withdrawal up to £200 and £300. It's only for outside the UK or anywhere in the UK too ?
Outside uk
Hello sir, I just want to know that can it possible to open bank account through confirmation of study letter ,as I applied bank letter through evision but I couldn't print letter . As server of evision log out immediately. So as now I don't have any bank letter print record. Or can university bank letter be sent home
No u need a bank letter. If you don’t have print it is fine. Email them the letter. Tell them that u can’t print
Thank bro
What is the meaning of over draft limit
Make one for Transferwise bank account
Transferwise u can use many currency in that. But there are certain fee for shifting money from one currency to another. You can use that if you frequently transfer money to abroad
Broo which one is the best bank for dependent?
Bro,
Thanks for the information 👍
How is current situation in london I mean is it safe and worth to come for September 2020 intake for studying due to online class?
Mostly universities are planning to split classes to reduce online classes. Like have less number of people in one session and do 2 session for each module. But the city is normal. Social life’s are getting back on feet. Still some lockdowns are implemented in some places due to hike in cases but it’s only for 2 weeks not more than that.
How to pay IHS surchage of 2250 pounds (approximately 2.25 lakhs )for getting VISA to UK , whether HDFC forex card can be used ?
Yes you can use that or u can increase ur debit card limit by contacting ur bank
Can we give our account no to employer for sending salary to starling bank or monzo beacuse physical bank is not open yet
Yeah you can give that
Can you also suggest which is the best app for money transfer buddy ??
INDIA to uk ?
Bank transfer is the best
Hi bro what type of account should I open in India so that I can transfer money from UK and my family can access it. Kindly suggest name of bank and type of account
If you open an NRE account in India then it will be easy for your families to access the money and use it in India. You can check with HDFC and ICICI banks for NRE accounts. You will need your visa copy in order to open the account
@@BritIndians Thanks for the quick reply
Hi, can we open more than 1 bank account as we do here back in India.?
Yes you can open more than one current account
I've just moved to London from Ireland 2 months ago, I'm doing a masters degree here and I've been trying to apply for a student bank account but nothing seems to be working for me. Am I not eligible for a student account?
Nowadays bank ask students to open current account
Kindly tell me do you know how to take a bank account for dependent?
Rental contract, the dependent BRP, dependent passport
Your brp, passport and your student bank letter from university.
You can apply online in HSBC, Lloyds, Halifax and then once you receive the email approach them and get the account opened
Hi anna
Na course :- Msc data science with placement
University name:- Hertfordshire
Courses contain one year for master degree and one year for placement .
If I pass the master degree but unfortunately I am not selected for placement.
Can I eligible for PSW ?
Please reply cheya anna🙏🙏
Why were you not selected for placement my brother ?
Hi Vishnu,
The government still has to give us the full guidelines for the PSW. As of now they haven’t said about this placement yr thing. We have to wait and see what they announce
Can we open many bank accounts like IND
What if you created a bank account and you are no longer a student what will happen to the account or your brp
nothing will happen. You can change that to normal account
Do you have the latest comparision for 2022?
I will post soon. But Barclays or Natwest or hsbc are good to go banks
sorry but many of these account is not for international students like in Santander we can't open 1/2/3 student account we need to open an essential current account
Hi Jaydeep yes now these account are not available for students. I need to update this
@@BritIndians Hi Bro, please update the current situation. I am looking to come for this September intake.
Bro am having DBS bank debit card here in INDIA is it ok can i use that itself in UK too???
Just enquire with the bank about the roaming charges bro for using the card in Uk. It defers from bank to bank
Bro that is a Singapore bank which only has virtually here in INDIA
DBS bank has a niyo card which everyone use in the Uk. Because that card doesn’t charge u any extra charges.
I have a visa debit card in DBS bank.. And what about the international transfers??
Ah I don’t know about that bro 🤔
It’s better to email the bank and ask them about that.
can I send money to India through Monzo ? is it safe?
all student account that you mentioned are not for new students. These account only those student can open who are atleast stayed in uk for 3 years. I am chasing to open a account and visit almost all bank. Still not succeed :(
Halifax and tsb student account is for 3 yrs students. You can open Halifax current account using online and then visit the bank with the received email. For Barclays u have to apply online for the student additions account and they will contact you through email.
Santander also allows to open their student account online.
People have opened accounts now in these banks.
Monzo and starling bank accounts have been opened by others too
@@BritIndians thanks for information. Let me try this. 🙏
What is the cheapest way to pay your uk university fees with less transfer rate
Bank transfer
Thanks Is TSB bank is good as I want to open my bank account in this bank
Nowadays there is a lot of prob with TSB bank. www.google.co.uk/amp/s/www.thesun.co.uk/money/12846914/tsb-down-unable-log-in-app/amp/
www.google.co.uk/amp/s/www.mirror.co.uk/money/breaking-tsb-mobile-banking-down-22793076.amp
Does Monzo give a contactless card?
Yea all banks in Uk give contactless card.
What is contactless?
Contactless card allows u to just “tap and go” in POS machines in shop.
Hello sir..
Does any of these bank offers any interest on student a/c?
Hi Arjun, physical banks like Halifax, TSB bank gives interest. Mobile banks like starling gives interest
@@BritIndians thnx sir
HSBC .....no charges to receive any amount from overseas
That’s for the update
Do I need proof of address for opening bank account in Barclays bank?
BRP
Passport and
letter for bank from university
Can I open 2 bank account in uk one for receiving and other for depositing??
You can open 2 current accounts in different banks
Hi Bro, which place are you currently staying in uk?
Loughborough
Bro how to get bank letter from university, do I need to apply for that?
You can email your university student services and ask them
@@BritIndians can I email now and take it tomorrow with my BRP?
It depends on how fast your university responds to emails
Is it possible to open two student separate accounts in separate banks?
Nowadays some banks only offer current account
Can you please tell me what is the meaning of overdraft limit, As I want to open my bank account
Hi, overdraft is like kind of loan amount that we can take from the bank. But for international students that don’t usually give that overdraft. I have just mentioned the detail for reference in the future.
BritIndians is the overdraft interest free for international students?
Hi for international students they don’t usually give overdraft
Hii can I open a bank account in HSBC in india ans use the same in UK?
Yes you can get hsbc Uk account from India itself
Sir can we open two bank accounts?
Yes you can open two current accounts
For international students u can't open student account
Hi blessie yes some banks like Halifax, Lloyds we can’t open student account.
Barclays, Santander, Hsbc, gives student account.
There is international students account...
Oh ok thanks for the update
info for lloyds bank is wrong bro
This is 3 yrs old. I will soon post an updated one
Can international students can take loan in uk ?
Hi unfortunately international students cannot take a education loan in the uk.
Does international students get the overdraft ?
no they dont
🔥
I am employed in Scotland
I am looking best bank for saving and sending money to India
Please suggest me
🙏
Natwest is a good one
Can a international student open 2 bank accounts in UK ?
yes you can. Two current accounts.
How many bank accounts I can open ?
You can open any number of current account
What about revolut?
Yes you can get revolut. It is great 👍
Hi friend I'm in east ham I need open bank account please help me
You need to book an appointment online to the bank.
1. Get bank letter from university
2. Take your brp card and passport
Go to bank on appointment date and open account
Rail card free mean?
Rail card is £30 per year and it helps u get 30% off on ur train tickets
But with some bank account u get free rail card
Hey brother! I had this question regarding bank account opening. Due to corona, most banks r asking me to do their account opening procedure online. I did that but didn't receive any updates as to when my appointment would be. No one is really answering my phone call on their customer care center. What do u think I should do?
Halifax, HSbC and lloyds bank are allowing to open online and after applying u can go to the branch with the mail received and submit the documents
@@BritIndians thanks for the help! But bro my problem is I haven't received any mail nor any SMS SMS regarding the status of my online application with HSBC. I just got a mail 7 days ago telling me that they'll contact me shortly whether my bank account opening application has been successful or not. Idk why to do next. Could u help me here with any advice?
Take that email and visit the hsbc branch and ask them. They will ask your details and then help u with it
ty
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