You should consider getting a couple of bean bags for the playroom so you have somewhere comfortable to sit that they can still easily reach you and climb on your lap
I am Dutch. We celebrate Sinterklaas and the adults play a game of dice. Everyone buys 2 gifts of € 5.00 and placed in the middle of the table. The dice can begin! The youngest player starts and rolls the die. The number of pips on the die indicates what needs to be done. You can take a present from the stack. But you can't unpack it yet! Everyone gives the gifts they have to the person on their left. You can take a gift of your choice from someone else. Everyone gives the gifts they have to the person on their right. Give a gift of your own to the one with the fewest gifts. If you don't have any gifts, you don't have anything to give away and the turn goes to the next person. You may take a present from the stack and unwrap it! Round 1 ends when all the presents in the stack have been used up. Rules Sinterklaas dice game - Round 2 Everyone can unwrap their presents that have not yet been opened. It is nice to do a round in which everyone shows which presents they have. Then you set an alarm or stopwatch - we always keep it for 30 or 45 minutes - and round 2 can begin. Play continues with whoever's turn. The number of pips on the die again indicates what needs to be done. The game is all about. Whoever it was your turn can throw again. You now play counterclockwise until another 1 is rolled and the dice game turns around again. Give a gift of yourself to someone else. If you don't have any gifts, you don't have anything to give away and the turn goes to the next person. You can take a gift of your choice from someone else. The person after you has to skip a turn. Exchange a gift of your choice with someone. Everyone gives the gifts they have to the person on their left. Round 2 ends when the time is up.
Emma's cute little singing MELTED my heart 😍💖 She is so adorable! I love how Ruben & Asher were fighting over your lap, Rachelle. 😂 They're a cute little handful.
I admire your advice to young people to budget. We have been married 38 yrs and have never been in debt other than our house. Credit cards can get really out of hand unless you can pay them in full each month. You and Justin really make sound financial decisions 🤗
Great video! We are skipping Christmas presents this year due to financial issues due to Covid. But are having our first baby in January so next year I definitely want to set money aside!
I found the best way to save for Christmas is starting in January, I would buy a $25 gift card each month and put it in a folder. I would put notes about gift ideas in there that I think of throughout the year.
Dont blame you gifts are. Not. Inportant. A house to live in. And. Food. Car. Lights. Gas. Is. I cant. Do Christmas. No. Funds. You are. Not. The. Only. One. Trust me all. Over. The. World. Kids are. The. Ones. That. Suffer. !!!
“I write it all down because I’m insane” 😂 Gotta love your honesty!😆Also, I swear Emma is growing up so quickly, she is so verbal now and it’s so lovely to see it all happen! Lots of love to you all🤍✨
emma's only been in school for a short period of time but i feel like her talking and responding has sky rocketed in that time.. her "mmhm" is almost like an adult... her singing the words at the end was just so much clearer, less mumbly.. wow!! she's adorable!
I have 7 grandchildren and two great grandchildren and I start shopping June or July. One or two things each month. Its usually the extra gifts, ie: books,DVD's, and the specialty items that each of them are into that year. Unicorns,dinosaurs, rainbows, even certain colors. If you start early you would be surprised what you can find if you are looking for it! oh,,,,personalized items are very inexpensive and are truly loved.
I love the money talk! I’m only 21 but I started saving my money early and throw a certain amount into my savings each paycheck but the more tips the better!
Oh Sweeties, amber necklaces on all the babies will help their teeth come in without swelling and pain. I have 4 kids and the first 3 had terrible teething pain, it felt normal. Then I found amber necklaces and our youngest daughter has cut all her teeth without tears or swelling or sleepless nights or crankiness!
Emma has the sweetest voice 💗, my heart melts when I hear her talking or singing and those boys are getting so stinking adorable!🤩🤗💙💕. When Christmas comes around, I usually need something so I wait and look for my favorite clothing item to go on sale and I have to go get it for my Christmas presents 🎁 from my aging mother. I did that yesterday and I felt so good about how much I got for what I got. It was something I really needed. I always normally wait till after to get clothing but this year I saw something I needed and got it for a great price. 7 pairs for $35.00. I think that's better than I have ever seen before. That is all I wanted and that's fine 🙂. We( my sister and I ) did buy my mom something she wanted for her kitchen so I feel good about what we bought.
$1200 to spend on christmas sounds so fun! This year we are spending about $125 total (including our toddler's gifts and our christmas day food/treats).
I appreciate videos like this where you can talk about relatable things and being budget friendly! Rachelle is so creative, I love seeing ideas!! A big homemade gift I’m doing this year is hand scrubs! Super easy... brown sugar, granulated sugar, dish soap, and vanilla extract! :)
One side of my family does secret Santa but for the kids as well not just adults because my dad is 1 of 9 kids and there’s 36 grandchildren so secret Santa is a really good idea it works well
My family does the 1 person secret Santa and I think last year or the yr before my niece whose 13yrs old is part of it too because she learns how to take care of money. We all really enjoy doing this.
My family also does secret santa. We always pull names after Thanksgiving dinner. It's a perfect time for us since we're together anyway. Doing the secret Santa is definitely budget friendly and I would recommend doing it if you have a big family and/or a lot of friends.
My grandma always saved money through out the year and I love that. I haven’t been in any position to be able to do that yet in my adulthood but I’m hoping my boyfriend and I will be more stable soon and maybe we can do that in the next few years.
I don't stick to a strict budget in years when that's possible, but I basically go by my own little motto of "purchase with a purpose." I mostly buy for just my mom, and before I click the order button on anything, I try to think "Is this either...something she needs? something she really wants? and something she will get good use out of?" I don't like buying junk just to make under the tree and the stockings look more full, because I HATE wasting money. But I do get a combination of really useful/still fun items that will get me my money's worth. I feel like that idea of purchasing with a purpose can go for buying for anyone. :)
Our family did secret Santa 🎅🏻 my grandmother had 16 babies and adopted 1. My momma was the last baby. I asked her what they did for Christmas. She was a SAHM and my Grandfather worked. She said having the 1st half was tuff to buy for everyone and they all got one gift but of course all shared so they ended up with a lot of toys but the last of the crew was easy because the oldest were all working so the babies were spoiled haha. My brother and I got 3 gifts and a stocking but man we had a ton of food haha now I’m 40 and miss my parents and grandparents and lost my last aunt last year. I love this time of year but man I miss my family 💙❤️💙❤️💙❤️💙
We have a Christmas fund. It’s all year round and we usually pull the money the week before Thanksgiving. We put $50.00 a week away all year (comes right out of our checks) It eally makes the holidays less stressful. I highly recommend it.
My son's birthday is a week before Christmas. I do something to wear, something you need, something to read and something you want. I buy presents all year round since my son's birthday is so close to Christmas
I do stockings for each family member ( passed down family tradition) so I buy for 13 people and we each get 10 gifts and I also give 8 of them a big gift. I have 3 boys and my husband to buy for also. I start shopping in April and budget $300 a month for ALL the gifts. I love doing this and took it over after my mom died 11 years ago.
This new intro is absolutely precious and it captures a moment in time with your three children that is so special and I cannot believe how big they have all gotten you are very very blessed
Y’all are doing such a good job! I just thought that sometimes you need to hear that! God bless you. Also the boys are growing up so fast it’s wild. And Emma’s little “hullo” melts my heart!
Santa has always brought a big gift....then little gifts...and now that they are older 8-10yrs....mommy and daddy help santa since there are soo many smaller kids around the world, and the lists get smaller as they grow anyways ❤
Love videos like this and learning other people’s tricks on saving! My job offers a Christmas savings program so every two weeks $40 (you can choose how much) is deducted from my check and in Oct. you get the whole amount you paid in plus some that my job gives you. It’s a certain percentage of what you paid in if that makes sense. My husband has a second job umpiring so usually the last check he gets in the fall we put toward Christmas also. Also he gets a Christmas bonus the week before Christmas so if we still need to grab something else we get it then and our presents for each other come last. We just always make sure we have everybody else’s bought first. Some years we don’t get each other anything and some years we do. 😊
I am in Germany, my whole family lives in the USA. We can't send packages this year. so I am sending every one (19 persons) a song I chose from iTunes that reminds me of them. That means picking out 19 different songs that hopefully they like too.
Emma your very good at singing and dancing it’s nice having fun with Daddy and mummy. As always the boys are really getting big now and very much mummy’s boys always wanting cuddles. Beautiful video love your channel it’s so real just life as it is keep it up and Merry Christmas to all your family.
I really need to get better at money management and saving. I’m 26 and when I was growing up I had a mother that overspent and never had enough money, I have unfortunately picked up a few of her bad habits. It’s definitely time to fix those habits and learn better ones.
For our budget friendly gift is a new picture collage every year from Walgreens. Only a couple dollars and then you don't feel guilty about not getting gifts for every family and friends. I actually have frames and people give me there's and so its great to look back and they are all in the same place and adding the new one is fun when you get to look back at their memories that year.
I know you guys do food subscription boxes would you do a video on those the cost the budget you keep on those what ones are your favorite and least favorite you have used or have tried ? And just a review of each.
Emma is so cute playing at the end. We usually take a portion of one paycheck close to Christmas to finish buying what we’ve not bought along and along. We try to stay ahead one month on bills so that we can do this. We don’t have a ton to buy. We have nieces and nephews that we buy for plus both sets of parents and then our son and each other. We don’t do our siblings. We stopped doing that when kids came along. We try to stay around 1000 total. We also draw names with my husband’s extended side of the family.
For Christmas we try and save as much as we can throughout the year, like $50/month or more if we can afford it. And then in December we divide it up into how many people we need to but for. And cousins are usually around $20/each. And then grandparents are about $50/each. And then we spend the most on our kids. But we get them one big present and then smaller gifts with whatever is left!
Confession time... I love the intro so much I watch it each and every time. And, I love how the colors in your hair popped in the braid. Just love you guys all around.
i m super interest in finances and planning its kinda something i have I push myself to learn about but its very helpful advice!! just wondering how do you track you finances (excel or other things?)
I use the software YNAB (You Need A Budget) and that's basically one of their principles! They help you save up for stuff by giving every dollar a "job". So I have money set aside each month that have the job of being spent at Christmas, just like Rachelle said. But we do that for everything! We have a grocery job, a phone bill job, saving for a house job, even eating out and just for fun jobs! Unlike Rachelle I HATE finances but YNAB has made it so easy for us! ❤❤❤
With the in laws we do couples secret Santa so each couple buys for another couple with a $50 limit, my family it’s individual and a $100 limit but we’re not doing it this year. Nieces and nephews obviously get spoilt. We don’t save for it but because it’s not too much of an expense we just get take out less that month and we start buying gifts early so it’s not all at once.
We follow the TBM budgeting process and I've been saving $80 every paycheck since the summer! I ended up with over $1,400 to spend and will have a few hundred left over to throw at the debt I've been chipping away at! First Christmas in my adult life that I'm not relying on credit cards and it's a great feeling!
Thanks for sharing your tips!! It was very insightful and helpful. I’m 20 and don’t have my own family yet but definitely gonna use your saving tips in the future because I think it’s a great idea and allows you to enjoy Christmas even more! Hope you have a lovely day and thanks!!🤩🧡🧡
Makes me so sad cuz my city got put on lockdown, and only essential items were for sale. We have to do curbside and that takes time, you have to make a time and most of the time theyre sold out. Christmas is so sucky this year . And lot of ppl dont have banks or know how to online shop :(
Piece of advice on Emma’s school art... if you can take laminate paper and cover then it’ll last longer. My son made one of those in preschool and I wish I had thought of doing that. It’s gotten a little messed up over the years. I may try to do that this year so it doesn’t get anymore messed up.
We buy one big present, for us both, so this year we brought a sound bar and sub woofer for our Samsung curved TV. SO NOW I CAN BUST SOME MOVES WHILE CLEANING THE HOUSE. Can’t go to crazy, because we are looking to move house at the end of January. It’s a brand new build. So excited. I think Christmas is mainly for the children. And don’t you think when your an adult it’s not the same as when you were a kid. 🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄❤️
I get paid every 2 weeks so twice a year I get a extra check. I usually get one around Oct, so I save the majority of that for Christmas. I also make a budget and stick to it because it’s easy to get carried away. ❤️
Living in Belgium its diffrent we have Sinterklaas that's on the 6th of Dec. My sons Birthday is on the 3rd. Each aunt and uncle spend 35 euros on one child... we have 4 kids we spend on. And to our own children we kinda spend the same amount. Now with my sons Birthday we spend 200 euros it's a new bike. And for food 24th of dec we spend 300 euro... for new years we spend also 300. And christmas we do alone and give gifts like colouring book or to read and some cool peejays.. pokemon or paw patrol.
Thank you for the finance advice... finances honestly scare me and being 18 I have to really start learning and implementing these things......... thank you thank you thank you
Why the heck do people care how much you spend on Christmas? Just to bash you if they think it's too much or even too little? I'd spend ALLLLLLLLL THE MONEY on Christmas.
We start shopping in aug/step... we have 11 nieces and nephews that we buy for, 4 parents(his and mine) and between the both of us we have 14 siblings and significant others so we do secret santa on both sides to not buy everyone something...
![ละลาย (LALALYE) - DAOU PITTAYA ต้าห์อู๋ พิทยา [OFFICIAL MV]](http://i.ytimg.com/vi/wo6r9TgausI/mqdefault.jpg)
You should consider getting a couple of bean bags for the playroom so you have somewhere comfortable to sit that they can still easily reach you and climb on your lap
I just love how Emma says “yeah” 🥺
I am Dutch. We celebrate Sinterklaas and the adults play a game of dice. Everyone buys 2 gifts of € 5.00 and placed in the middle of the table.
The dice can begin! The youngest player starts and rolls the die. The number of pips on the die indicates what needs to be done.
You can take a present from the stack. But you can't unpack it yet!
Everyone gives the gifts they have to the person on their left.
You can take a gift of your choice from someone else.
Everyone gives the gifts they have to the person on their right.
Give a gift of your own to the one with the fewest gifts. If you don't have any gifts, you don't have anything to give away and the turn goes to the next person.
You may take a present from the stack and unwrap it!
Round 1 ends when all the presents in the stack have been used up.
Rules Sinterklaas dice game - Round 2
Everyone can unwrap their presents that have not yet been opened. It is nice to do a round in which everyone shows which presents they have. Then you set an alarm or stopwatch - we always keep it for 30 or 45 minutes - and round 2 can begin. Play continues with whoever's turn. The number of pips on the die again indicates what needs to be done.
The game is all about. Whoever it was your turn can throw again. You now play counterclockwise until another 1 is rolled and the dice game turns around again.
Give a gift of yourself to someone else. If you don't have any gifts, you don't have anything to give away and the turn goes to the next person.
You can take a gift of your choice from someone else.
The person after you has to skip a turn.
Exchange a gift of your choice with someone.
Everyone gives the gifts they have to the person on their left.
Round 2 ends when the time is up.
Love how the dutch can enjoy life so simple with €5 gifts and dice. $1200 spending on Christmas, insaneeeee.
Emma's cute little singing MELTED my heart 😍💖 She is so adorable! I love how Ruben & Asher were fighting over your lap, Rachelle. 😂 They're a cute little handful.
Could you possibly do a video of how you budget/save and what you use to keep track of everything? I struggle with this!
I admire your advice to young people to budget. We have been married 38 yrs and have never been in debt other than our house. Credit cards can get really out of hand unless you can pay them in full each month. You and Justin really make sound financial decisions 🤗
Loveeee the financial stuff. We all need to be financially literate. Knowledge is power!
Great video! We are skipping Christmas presents this year due to financial issues due to Covid. But are having our first baby in January so next year I definitely want to set money aside!
Congrats on your baby! Sending your fam love!💗
I found the best way to save for Christmas is starting in January, I would buy a $25 gift card each month and put it in a folder. I would put notes about gift ideas in there that I think of throughout the year.
Dont blame you gifts are. Not. Inportant. A house to live in. And. Food. Car. Lights. Gas. Is. I cant. Do Christmas. No. Funds. You are. Not. The. Only. One. Trust me all. Over. The. World. Kids are. The. Ones. That. Suffer. !!!
Spending money on your family is priceless . There’s nothing wrong with that
omg Emma. She steals the show again!
“I write it all down because I’m insane” 😂 Gotta love your honesty!😆Also, I swear Emma is growing up so quickly, she is so verbal now and it’s so lovely to see it all happen! Lots of love to you all🤍✨
I’m a preschool teacher and one of my students reminds me so much of Emma!! The cutest 😍 she’s gettin so big
Haha same! I swear i got a girl in looking like her twin 😀
emma's only been in school for a short period of time but i feel like her talking and responding has sky rocketed in that time.. her "mmhm" is almost like an adult... her singing the words at the end was just so much clearer, less mumbly.. wow!! she's adorable!
It's amazing how Emma has gone from not really talking to singing songs (and being understood)!! And all in a year!!!😊
I have 7 grandchildren and two great grandchildren and I start shopping June or July. One or two things each month. Its usually the extra gifts, ie: books,DVD's, and the specialty items that each of them are into that year. Unicorns,dinosaurs, rainbows, even certain colors. If you start early you would be surprised what you can find if you are looking for it! oh,,,,personalized items are very inexpensive and are truly loved.
I love the money talk! I’m only 21 but I started saving my money early and throw a certain amount into my savings each paycheck but the more tips the better!
Oh Sweeties, amber necklaces on all the babies will help their teeth come in without swelling and pain. I have 4 kids and the first 3 had terrible teething pain, it felt normal. Then I found amber necklaces and our youngest daughter has cut all her teeth without tears or swelling or sleepless nights or crankiness!
Emma has the sweetest voice 💗, my heart melts when I hear her talking or singing and those boys are getting so stinking adorable!🤩🤗💙💕. When Christmas comes around, I usually need something so I wait and look for my favorite clothing item to go on sale and I have to go get it for my Christmas presents 🎁 from my aging mother. I did that yesterday and I felt so good about how much I got for what I got. It was something I really needed. I always normally wait till after to get clothing but this year I saw something I needed and got it for a great price. 7 pairs for $35.00. I think that's better than I have ever seen before. That is all I wanted and that's fine 🙂. We( my sister and I ) did buy my mom something she wanted for her kitchen so I feel good about what we bought.
$1200 to spend on christmas sounds so fun! This year we are spending about $125 total (including our toddler's gifts and our christmas day food/treats).
I appreciate videos like this where you can talk about relatable things and being budget friendly! Rachelle is so creative, I love seeing ideas!! A big homemade gift I’m doing this year is hand scrubs! Super easy... brown sugar, granulated sugar, dish soap, and vanilla extract! :)
One side of my family does secret Santa but for the kids as well not just adults because my dad is 1 of 9 kids and there’s 36 grandchildren so secret Santa is a really good idea it works well
My family does the 1 person secret Santa and I think last year or the yr before my niece whose 13yrs old is part of it too because she learns how to take care of money. We all really enjoy doing this.
My family also does secret santa. We always pull names after Thanksgiving dinner. It's a perfect time for us since we're together anyway. Doing the secret Santa is definitely budget friendly and I would recommend doing it if you have a big family and/or a lot of friends.
Omg you taking Emma to school has to be the cutest freaking thing
Please do a what I got my kids for Christmas video!!
Emma is so precious. I love her emphasis and pronunciation! So sweet. The slow motion dancing at the end is perfection.
My grandma always saved money through out the year and I love that. I haven’t been in any position to be able to do that yet in my adulthood but I’m hoping my boyfriend and I will be more stable soon and maybe we can do that in the next few years.
I don't stick to a strict budget in years when that's possible, but I basically go by my own little motto of "purchase with a purpose." I mostly buy for just my mom, and before I click the order button on anything, I try to think "Is this either...something she needs? something she really wants? and something she will get good use out of?" I don't like buying junk just to make under the tree and the stockings look more full, because I HATE wasting money. But I do get a combination of really useful/still fun items that will get me my money's worth. I feel like that idea of purchasing with a purpose can go for buying for anyone. :)
Our family did secret Santa 🎅🏻 my grandmother had 16 babies and adopted 1. My momma was the last baby. I asked her what they did for Christmas. She was a SAHM and my Grandfather worked. She said having the 1st half was tuff to buy for everyone and they all got one gift but of course all shared so they ended up with a lot of toys but the last of the crew was easy because the oldest were all working so the babies were spoiled haha. My brother and I got 3 gifts and a stocking but man we had a ton of food haha now I’m 40 and miss my parents and grandparents and lost my last aunt last year. I love this time of year but man I miss my family 💙❤️💙❤️💙❤️💙
I love to see Emma excited to go to school
We have a Christmas fund. It’s all year round and we usually pull the money the week before Thanksgiving. We put $50.00 a week away all year (comes right out of our checks) It eally makes the holidays less stressful. I highly recommend it.
Emma's yeahs are the cutest😭💜
Emma’s ornament is so pretty on the🌲! Good job Emma! 😊
My son's birthday is a week before Christmas. I do something to wear, something you need, something to read and something you want. I buy presents all year round since my son's birthday is so close to Christmas
I do stockings for each family member ( passed down family tradition) so I buy for 13 people and we each get 10 gifts and I also give 8 of them a big gift. I have 3 boys and my husband to buy for also. I start shopping in April and budget $300 a month for ALL the gifts. I love doing this and took it over after my mom died 11 years ago.
I love this sit down style finances talk definitely would love more
Can you do a more detailed video on budgeting? Trying to work on mine more.
This new intro is absolutely precious and it captures a moment in time with your three children that is so special and I cannot believe how big they have all gotten you are very very blessed
Y’all are doing such a good job! I just thought that sometimes you need to hear that! God bless you. Also the boys are growing up so fast it’s wild. And Emma’s little “hullo” melts my heart!
SUPER CUTE EPISODE, MY FAV WAS INTSY BINSY SPIDER!
You should make Justin a decorated goody box like you used to sent to him when he was in the service
Santa has always brought a big gift....then little gifts...and now that they are older 8-10yrs....mommy and daddy help santa since there are soo many smaller kids around the world, and the lists get smaller as they grow anyways ❤
Love videos like this and learning other people’s tricks on saving! My job offers a Christmas savings program so every two weeks $40 (you can choose how much) is deducted from my check and in Oct. you get the whole amount you paid in plus some that my job gives you. It’s a certain percentage of what you paid in if that makes sense. My husband has a second job umpiring so usually the last check he gets in the fall we put toward Christmas also. Also he gets a Christmas bonus the week before Christmas so if we still need to grab something else we get it then and our presents for each other come last. We just always make sure we have everybody else’s bought first. Some years we don’t get each other anything and some years we do. 😊
I am in Germany, my whole family lives in the USA. We can't send packages this year. so I am sending every one (19 persons) a song I chose from iTunes that reminds me of them. That means picking out 19 different songs that hopefully they like too.
Emma your very good at singing and dancing it’s nice having fun with Daddy and mummy. As always the boys are really getting big now and very much mummy’s boys always wanting cuddles. Beautiful video love your channel it’s so real just life as it is keep it up and Merry Christmas to all your family.
I really need to get better at money management and saving. I’m 26 and when I was growing up I had a mother that overspent and never had enough money, I have unfortunately picked up a few of her bad habits. It’s definitely time to fix those habits and learn better ones.
I would LOVE a vlog on your budgeting!
Do you still follow the budget mom? I’m starting her program next month. So ready!!
Hi Rachelle, could you please send me the info on the Santa ornament that you made? You said you were gonna make a garland with it. Thank you so much
For our budget friendly gift is a new picture collage every year from Walgreens. Only a couple dollars and then you don't feel guilty about not getting gifts for every family and friends. I actually have frames and people give me there's and so its great to look back and they are all in the same place and adding the new one is fun when you get to look back at their memories that year.
I know you guys do food subscription boxes would you do a video on those the cost the budget you keep on those what ones are your favorite and least favorite you have used or have tried ? And just a review of each.
Emma is so cute playing at the end. We usually take a portion of one paycheck close to Christmas to finish buying what we’ve not bought along and along. We try to stay ahead one month on bills so that we can do this. We don’t have a ton to buy. We have nieces and nephews that we buy for plus both sets of parents and then our son and each other. We don’t do our siblings. We stopped doing that when kids came along. We try to stay around 1000 total. We also draw names with my husband’s extended side of the family.
Emma is so CUTE!!
Love you kiddos. Your little family makes me go back in time when my children and grandchildren were little. Now 2 great grandchildren.
I just spend waaaay to much lol but no shame I love it haha 😆
I just love Emma
How adorable is she😍
The kids are so cute. Such a loving family.
For Christmas we try and save as much as we can throughout the year, like $50/month or more if we can afford it. And then in December we divide it up into how many people we need to but for. And cousins are usually around $20/each. And then grandparents are about $50/each. And then we spend the most on our kids. But we get them one big present and then smaller gifts with whatever is left!
Confession time... I love the intro so much I watch it each and every time. And, I love how the colors in your hair popped in the braid. Just love you guys all around.
i m super interest in finances and planning its kinda something i have I push myself to learn about but its very helpful advice!! just wondering how do you track you finances (excel or other things?)
I use the software YNAB (You Need A Budget) and that's basically one of their principles! They help you save up for stuff by giving every dollar a "job". So I have money set aside each month that have the job of being spent at Christmas, just like Rachelle said. But we do that for everything! We have a grocery job, a phone bill job, saving for a house job, even eating out and just for fun jobs! Unlike Rachelle I HATE finances but YNAB has made it so easy for us! ❤❤❤
Thanks for this video! Definitely love new ways to save money!
When my sisters kids started teething she has teething toys that you put in the freezer it helps with teething
Juston is such a stellar father!
I love seeing you guys together! You had me at Itsy Bitsy Spider❤️❤️❤️
With the in laws we do couples secret Santa so each couple buys for another couple with a $50 limit, my family it’s individual and a $100 limit but we’re not doing it this year. Nieces and nephews obviously get spoilt. We don’t save for it but because it’s not too much of an expense we just get take out less that month and we start buying gifts early so it’s not all at once.
We follow the TBM budgeting process and I've been saving $80 every paycheck since the summer! I ended up with over $1,400 to spend and will have a few hundred left over to throw at the debt I've been chipping away at! First Christmas in my adult life that I'm not relying on credit cards and it's a great feeling!
Little Emma at the end, My heart!!! Love her! 💕
Thanks for sharing your tips!! It was very insightful and helpful. I’m 20 and don’t have my own family yet but definitely gonna use your saving tips in the future because I think it’s a great idea and allows you to enjoy Christmas even more! Hope you have a lovely day and thanks!!🤩🧡🧡
do you have the link to the champion sweater you are wearing in this video! I love the simplicity of it!
Makes me so sad cuz my city got put on lockdown, and only essential items were for sale. We have to do curbside and that takes time, you have to make a time and most of the time theyre sold out. Christmas is so sucky this year . And lot of ppl dont have banks or know how to online shop :(
I just feel like flying through the screen and squishing asher's cheeks 😍😍😍
This fascinating!! Thank you for sharing. We try to stick to the *Something you want; something you need; something to do and something to read*
Emma is just the sweetes . ❤
Growing up my brother and I would also fight over sitting on my mom's lap and she would always say "there's room enough for two!"
I do a five present for each kid
Want
Wear
Need
Read
Surprise of a wish list gift
Piece of advice on Emma’s school art... if you can take laminate paper and cover then it’ll last longer. My son made one of those in preschool and I wish I had thought of doing that. It’s gotten a little messed up over the years. I may try to do that this year so it doesn’t get anymore messed up.
Can I just say, I have been watching you guys for years. And your kiddos are adorable
Love how Emma talks. Christmas greetings from the UK xxxx
I’m Soooooooo happy to see you guys at 300k subscribers, I was here when you guys were at 28k! I love you guys!!
Love hearing about personal finance 🤩
Emma is growing up so fast 💗
God bless this family amen
Loved Emma singing the Itsy Bitsy spider!
Love how much Emma is flourishing, so cute watching her sing incy wincy spider bless her
What an upbeat intro! So cool!
😀🎄
Love your videos! ❤️
We buy one big present, for us both, so this year we brought a sound bar and sub woofer for our Samsung curved TV. SO NOW I CAN BUST SOME MOVES WHILE CLEANING THE HOUSE.
Can’t go to crazy, because we are looking to move house at the end of January. It’s a brand new build.
So excited. I think Christmas is mainly for the children. And don’t you think when your an adult it’s not the same as when you were a kid. 🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄❤️
Oh congratulations on getting 300k subscribers 🥳🥳🥳🎉🎉. Here’s to 300k more subs
I get paid every 2 weeks so twice a year I get a extra check. I usually get one around Oct, so I save the majority of that for Christmas. I also make a budget and stick to it because it’s easy to get carried away. ❤️
definitely implementing these money tips for all my future Christmas'!!!!!
You said that you buy a lot of stuff online but who do you do that without a credit card? A lot of stores only take credit cards and not even PayPal.
Aww they are all so cute and each one a certain cuteness 💕
Thank you Rachelle for sharing this. We totally did Secret Santa this year with my family 🥰
Living in Belgium its diffrent we have Sinterklaas that's on the 6th of Dec. My sons Birthday is on the 3rd. Each aunt and uncle spend 35 euros on one child... we have 4 kids we spend on. And to our own children we kinda spend the same amount. Now with my sons Birthday we spend 200 euros it's a new bike. And for food 24th of dec we spend 300 euro... for new years we spend also 300. And christmas we do alone and give gifts like colouring book or to read and some cool peejays.. pokemon or paw patrol.
I never heard of making diy Christmas gifts for family members is the most cutest and beautiful thing ever
Thank you for the finance advice... finances honestly scare me and being 18 I have to really start learning and implementing these things......... thank you thank you thank you
Why the heck do people care how much you spend on Christmas? Just to bash you if they think it's too much or even too little? I'd spend ALLLLLLLLL THE MONEY on Christmas.
Your videos never fail to make me smile. It's usually because of the kids!🤓😍
We start shopping in aug/step... we have 11 nieces and nephews that we buy for, 4 parents(his and mine) and between the both of us we have 14 siblings and significant others so we do secret santa on both sides to not buy everyone something...