You Need To “Happen” to Your Life Instead if It Happening to You | February 10, 2025
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- เผยแพร่เมื่อ 10 ก.พ. 2025
- The Ramsey Show | February 10, 2025
Ken Coleman & Jade Warshaw answer your questions and discuss:
"I'm about to be behind on my payments,"
"Should I keep more than $1k for emergencies?"
"Do we take some equity out of our home in order to buy a vehicle?"
"Should I renew my lease with my girlfriend?"
"My house payment is 55% of my income.."
"My credit card debt is crashing down on me"
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I actually like this team as they are the only ones that come close to Dave’s approach of loving but firm.
Wow! What a great episode. Some awesome calls were taken today. Coleman and Jade super funny 😂
Ken and Jade are on fire today. Great show!!!
Two of my favorite people!
That first call....!!! Just some people you can't help.
How did they keep a straight face with Jacob's call? That was a fun listen.
🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉 Baby step #2🎉🎉
Sam. Never try to get your ex back. Move on.
To the woman who called that has 2 houses in two different states...
You need to reset rent on your first home. $1400 per month on a million dollar home is just robbery on your income. 2200 to 2600 should be your wheel house at a minimum
Just to break it down 1400 per month in a "mortage" on a million dollar home would take nearly 60 years to pay off.
Restructure your rent charge to get in line with a 30 or 15 year payoff
Logan’s call is the reason the Emergency Fund should be AT LEAST 6months, preferably 12-24 by retirement time to make it through bear markets. If you’re house rich and cash poor you can’t cover these really costly surprises.
Sam the simp is killing me
Happy Retirement Dave!
I feel like Jade would be surprised how many people live in Mayberry size towns.
Logan with the HVAC - absolutely on target with the cost for the old systems that use Freon that is no longer able to be used. We just had this same scenario in our older home. The older Freon refrigerant R-22 was banned in the US in 2020. It's no longer produced, and it's becoming more expensive to purchase. R-410A, also known as Puron, is the standard replacement for Freon. Freon supplies are decreasing and prices are increasing. Air conditioners that use Freon are nearing the end of their lifespan. Get a home equity loan and replace the whole system. If you don't, it will be one thing after the other. And pay off the loan quickly. If a mortgage is o.k. (and the RS gods do permit that), a home equity loan is also o.k. - same financial bucket. Protect your largest investment b/c the cost can be recouped when or if you move. This is NOT the same category as buying a depreciating asset like a truck or other loans like student loans and credit cards.
Peacock attack 🤣
Great pair today!!
A peacock attacked his truck 😂
Jade, it's not "you's and I's defintion" - it's "your and my definition..."
Poor Sam.
He needs Dave to give him a piece of his mind!
Step 1: Get her to pay half? 😂
Eww dishes haha just throw it away😅
Where is Dave?
He said he'd never retire. Yet taking months off at a time from this show is perfectly okay with him. (I know he does other things at the company.)
Living his best life. 😌
This guy is all over the place
No way could I go that long without income and probably have a heart attack from not being to care for myself
What happened to talking about financial situations??????
Im sorry but shanon is something else they make $8k a month and is still broke . Its true people have to spend money
Jeremiah. Get out of this relationship. Don’t let a scarcity mindset cause you to settle for a crap situation. Move on.
Shanon's situation - almost impossible to follow this conversation.
Jacob demonstrates why weed should be illegal in all states of the US. smh
You’re right 😂😂
😂😂
Rual area, outside Cincinnati, in twilight zone
This show is dumb now , we need Dave back
Jade isn’t good at her job..
BS - she lists off the Baby Steps better than any other host. She walks that walk. What about her makes you have that opinion? (I don’t expect an honest answer, but at least be honest with yourself.)