my monthly mortgage in a gated community in California is $100 more than this guys monthly condo rental. Sounds like his cost of living is pretty high for Cebu.
I’d need to know where in CA you’re living? I moved two years ago from Bay Area and my 1800sq ft condo was a 2.4 million mortgage. Fed and state taxes taking half your pay makes it a challenge for most folks.
The guy worked hard all his life and is entitled to live this high end life. He has earned it for himself. I just hope people don’t freeload on him. Looking at his entertainment budget he is a prime candidate.
I question his need for a car. I take taxis everywhere in Cebu and it's maybe $2-3 each trip. Plus I don't have to worry about driving in this chaotic traffic, which can be crazy at times with motorbikes darting in and out.
Thanks Mike, I think we have gotten so use to having automobiles it is hard to give them up. Your strategy sounds really good. We don’t have taxi’s in Dumaguete
Day-um! That $4700/mo is about double my budget. I have a 2 BR not far from IT park, called Winland Towers, and I only pay 35k pesos (about $630/mo) . I'm on the 21st floor of a modern building. For his $4700 you can really live large.
Your apartment sounds great. He said the 1 bedrooms were only 25k + so they must be available in his building. Cebu sounds reasonable. Thanks for taking the time to comment
Most of that budget was entertainment and rental car though. Once he buys one, it'll go down to the mid-3000's. He has the money and is living in luxury though, so cant blame him.
Like you said, he can afford to live life on a "Vacation" budget! Good for him. I assume he is a full time expat and doesn't maintain a footprint back home. Enjoying his best life is priceless, for sure! We should all be so lucky to have those resources to maintain that lifestyle! But even on a more modest budget, having a smaller apartment in the same building, a scooter instead of a car, maybe not eating out every meal, and renting a "Bed Warmer" once a week, seems like it could be doable on half, or less his budget.
Only one thought sir. Many people do not like riding scooters due to danger and rain. If a car is in the budget it only makes sense to use one. God bless.
@@k9companion231 Agreed. But it seems due to the lack of Signal Lights, Traffic density in population centers, and just plain expense, scooters are the most popular form of transportation there. I can totally relate to the insane driving they do there, but spending hours to go a few miles doesn't hold too much joy either.
So correct Sir, both the rental car and the apartment will change soon. He is looking for a large 1 bedroom instead. He never used the 2nd bedroom. I didn’t ask about the budget for his 1 bedroom. He will change buildings because the 1 bedrooms there are small. He is scared of motorbikes so I think a smaller car is probable. Thanks as always
Cebu City hell no. That place is a mess. I grew up and went to college in Cebu City. The Cebu that I knew 40 years ago was nice now its super crowded and polluted. The traffic is a mess and its getting expensive. We still own properties in the city and a farm not too far from it. I got over $4000/month from pension and my supplemental SSS and with even with assets over a million dollars. I don't think it would be a good choice of place to retire and have a quiet life. Now if you want to be near the action. Like nightlife what not then its for you. But I've done all that craziness when I was young. All I want now is a beach house and a nice center console boat for fishing/diving.
That medical insurance monthly premium seems low for that level of coverage- right? I just incurred a medical expense here in Manila- My next video will cover it....
I have 4,800 a month retirement income and my wife has another 2,000 a month income. I wondered how to even go about looking at retiring in the Philippians or other foreign country. I am a little overwhelmed by it.
Our budget was $5,000. Holiday inn was $2,400 a month then moved to citadines for $1,800/month, groceries, restaurants, taxi, travel, shopping (500/month) massages, facial, and phone. That’s just for two people. If my son will come omg.
You mentioned he purhased his medical insurance policy, in the Philippines, from Kaiser Permanente (which is based out of the USA). Does his coverage extend worldwide? This is what I don't understand about health insurance. Or is he only covered in the Philippines?
As I understand, this coverage is worldwide. He specifically asked about the US and they said yes. I would worry about Thailand or Vietnam. I wonder if they would pay
To each their own. Who knows how long any of us are here. I would definitely *not* see the value in the $1400/mo and $900/mo for shelter and car. The health care price was amazing. Mine costs 10x that in the US.
I did extensive research on private medical insurance. My conclusion: “ practically worthless piece of paper.” Every major claim will trigger a reevaluation of your policy and your premium adjusted. If you end up in terminal costly decease like cancer, they will outright cancel your policy. Chances are pretty good that you will pass away before you can pursue your case legally. If you don’t, can you afford a costly legal fee after paying a hefty medical bill? Read your policy carefully, they can exclude practically any condition as preexisting. Since everything in your body is connected, any condition can be declared preexisting at their whim.
Appreciated. Several insurance companies do deny many claims initially. They then hope they patients don’t appeal the he decision. Some are worse than others
@@PaulWorldZoom If it costs less legally than medically, they are bound by fiduciary responsibility to their shareholders to choose the less costly option. It is not personal, it is only business.
His entertainment budget is justified. When he reaches 75 he’ll probably cut that in half. The guy is single so spend away as he can’t take that money to his grave
His rent comes to 733 pesos per square meter. That’s a good rate where he lives. If he was renting in BGC or Rockwell he would pay 1,000 pesos per sq meter as that is what I charge my tenants.
Officially retired now at 56. My budget will be around $6,000 a month to live on at 56 y.o. I am only planning on spending half of that to live on and put away the rest for whatever comes up. $2000 more in pension after I turn 65 y.o. About $8,000 a month at 65. I feel like I am dreaming. Near 6 figures to live on at 65. Ladies, here I come!!!!😂😊
A great video, as always! I think it would be helpful if you could interview an agent I know for Pacific Cross health insurance. I would be happy to give you his number in the Philippines. I would love to hear your added perspectives.
Glad to see you back, my friend! Hope you had a great Christmas! Aren't scooter rental's around $300 USD per month anyway? Having some metal around you in that traffic could be priceless!
I ate too much and watched a lot of college bowl games and several NFL games. Amazing what you can see here. Hope you’re well 👍 The scooter rentals are only $100 to $120 monthly. I bought a car exactly the reason you stated, much safer. Talk soon
Thank your friend for the transparency. I’m also looking at the Calyx in Cebu, I’ll tryout it out via Airbnb for a month. I like budget videos for locations I’m looking it, it’s easier to modify/adjust concrete numbers using today’s costs based on my particular needs vs a general “you can live on $1000 a month” type of videos.
@@inteland2734 I'm 65 and I opted out of Medicare and took a "Medicare Advantage" plan (via Sharp Health in California) instead. My plan covers emergency medical (but not emergency dental) care and medical evacuation/repatriation anywhere on Earth, so long as I'm out of the U.S. no longer than 6 months/year. For people who do 6 months in the U.S. and 6 months abroad, this policy is a winner for medical emergency planning. As you undoubtedly know, routine doctor visits are inexpensive in most places outside of the U.S., so routine check-ups typically aren't an issue when I'm abroad. My policy also covers repatriation of my remains should I pass away while abroad. All in all, not a bad deal for $165/mo.
@@inteland2734 I had a heart cath done at the Our Lady of Perpetual Succor hospital in Cebu last year. They had me pay about $10,000 USD in advance. But they found I did not need stenting and they gave me $3,000 in a refund. So.....healthcare dollars go a lot farther in the Philippines.
Sounds like he had money to blow, because it seems he wasn't really trying to price shop. Even the apartment seemed pricey unless if it included electricity, internet, etc.
@@luislemos9131 No problem with it at all, but people may be able to get more bang for their buck. As he wasn't that concerned with the cost the budget may be conservative as far as what you can really get.
I know a lot of my friends in Thailand, myself included, spent way too much our first 6 months to a year. You see this amazing apartment and it is only $800 US a month. It takes a few months to realize everyone else is paying $450. An embarrassing and expensive mistake. He is moving soon and I bet the rent goes way down. Thanks
I don't drink or smoke and plan to hire a driver to take me around . I really like his place too. Food and entertainment was Very good info for me. I plan to live in my retirement
Thanks Mike, sounds like a good plan. I have a buddy in Iloilo and he said he is doing very very well on 2.2k US. I am checking it out. I didn’t like Makati or Ayala in Manila when I was there. But that was several years ago
@@PaulWorldZoom I'm want place by water and maybe baguio so it's cooler. If I like Philippines i will sell one house keep one to go back and fourth. Dumagheti is on my list too
Good for him, if he can afford a lavish life style so be it, that's his money, if I were rich or the same amount he is spending I'd do the same, but I'll save some money.
GREAT VIDEO DOES ANYONE KNOW THE BEST WAY TO FLY TO THE PHILLIPINES FROM SOUTH FLORIDA USING AMEX POINTS. I NEED TO FIND THE BEST PROGRAM WHICH WOULD ALLOW ME TO USE MY POINTS. I HAVE NEVER TRAVELED OR BEEN TO SOUTHEAST ASIA AND WANT TO STAY IN CEBU CITY FOR A MONTH
You know amazingly enough I have come nearly that route pre pandemic. I went Orlando to Detroit to Tokyo then Manila on Delta Airlines. Not a great route but the mile exchange was good, I love Delta, and the taxes were low. Hope that helps
Yes Sir, the review only took 2 days. Very fast. My first official day was December 21st. I honestly have no idea how it works but I have been exploring on the site. I've never been so excited to make $5 dollars daily. Thanks for your support
Thank you for the excellent budget report. This is in my budget range as well and nothing wrong with spending if you have it. You cant take it with you. Only one constructive thought. Please remove the scrolling VITA on the top right portion of your video for it is very distracting. Thank you sir and God bless.
That’s an annual 56K USD so not outrageous for anyone who’s put in the lifetime of SS and 401K. You’d be on a very, very basic living standard on that amount in the States. Some really interesting details you provided. Kaiser in the Philippines 🇵🇭 Wow. But no GF is the biggest detail. How is that possible 🤷🏽♂️ Perhaps that is covered by entertainment 😂 Thanks for the interesting video.
You friend group seem to need transposition -- cars, motor scooters, etc. Eastwood -- contained like a family man's Makati. We walk to the stores/restaurants/out small mall. We have events -- album releases, dog blessing, pride day, free concerts, food days, farmers markets, tech show cases... I might take a Grab once every 2 or 3 weeks.... $1000 for a car? Cripes my 2 bed room condo, lighting fast internet, a 24x7 aircon costs me $700 and I can walk everywhere.
@@PaulWorldZoom BGC is spread out. Eastwood is contained. Maybe 20 high rise condos/officers (call center) with a small 4 story mall (60-80 stores) a few super markets and say 30 restaurants. You don't need to leave unless you need a big store.
Now is living like a King in the Philippines , not really for me I like it a little more on the simple side , I am not a big drinker and I don't smoke also I stay out of the bars , I don't have anything against the Ladyboys and the Pok pok most of them are really nice , the one big thing I like about the Philippines there is very little aggression , but as you know Paul it is a different way of like and to enjoy it to the full you need to immerse yourself in it. Thanks great video.
Thanks Shaun, a huge adjustment for me has been the attempted shift from a strong A personality to more relaxed attitude. I do okay for a few days, but getting honked at still really pisses me off 😎😎 Also, a bank visit will stress me out for sure. I’m working on it. Thanks for the comment
Lol this video is to the 1-2 percent that have that amount of cash available at their disposal. The majority are trekking over with whatever SSI has to offer them at 62. 🤑
I was just being a smartass but thanks for not deleting my comment like so many vloggers would. I’m a recent retiree and my flight arrives in Manila on January 15. CAN’T WAIT!!!
This is NOT practical!! $4.700 a MONTH? Dollars or Pesos? This is nuts! Make a video showing 4x what people get for retirement or pention and THEN call me! Don't want to hear about $5,000 a month NONSENSE when people are living well in the PI with $600 a month!!!
You probably won’t like the new video tonight then. I’m just trying to show all possibilities. $5000 is not a big budget at all in the US. No reason people can’t have it here as well. No offense intended
I, too, appreciate these types of videos. Different folks will have varying budgets, and it's their choice how they spend their money. It's interesting to see what folks get at low, middle, and high price points. It helps me with making informed decisions. Keep up the good work!
my monthly mortgage in a gated community in California is $100 more than this guys monthly condo rental. Sounds like his cost of living is pretty high for Cebu.
Not necessarily but in IT Park, yes
I’d need to know where in CA you’re living? I moved two years ago from Bay Area and my 1800sq ft condo was a 2.4 million mortgage. Fed and state taxes taking half your pay makes it a challenge for most folks.
The guy worked hard all his life and is entitled to live this high end life. He has earned it for himself.
I just hope people don’t freeload on him. Looking at his entertainment budget he is a prime candidate.
Thank you. I agree
I question his need for a car. I take taxis everywhere in Cebu and it's maybe $2-3 each trip. Plus I don't have to worry about driving in this chaotic traffic, which can be crazy at times with motorbikes darting in and out.
Thanks Mike, I think we have gotten so use to having automobiles it is hard to give them up. Your strategy sounds really good. We don’t have taxi’s in Dumaguete
@@PaulWorldZoom I agree. There's no way I would give up my vehicle. I am not going back to when I was 14 and had no independence. 😳😆
Day-um! That $4700/mo is about double my budget. I have a 2 BR not far from IT park, called Winland Towers, and I only pay 35k pesos (about $630/mo) . I'm on the 21st floor of a modern building. For his $4700 you can really live large.
Your apartment sounds great. He said the 1 bedrooms were only 25k + so they must be available in his building. Cebu sounds reasonable.
Thanks for taking the time to comment
@@PaulWorldZoom That sounds odd that a 1BR is 25k and a 2BR is 77k. Usually the price differential is not a factor of 3 like that is.
@mike burns He's obviously a "playa playa," as we say in my hood! I wish it was me!😂
Most of that budget was entertainment and rental car though. Once he buys one, it'll go down to the mid-3000's. He has the money and is living in luxury though, so cant blame him.
@@55mikeburns you are more practical. You are saving a lot too.
Now that’s a healthy budget!!
Good for him.
(legitimately, no sarcasm there)
He sounds very happy. Thanks
WOW! He's living large!!
Nice place right?
Great video and interview.
Everyone is on a different budget and learning what's available and at what price.
Thanks James, you are so correct. A huge difference in budgets
Like you said, he can afford to live life on a "Vacation" budget! Good for him. I assume he is a full time expat and doesn't maintain a footprint back home. Enjoying his best life is priceless, for sure! We should all be so lucky to have those resources to maintain that lifestyle! But even on a more modest budget, having a smaller apartment in the same building, a scooter instead of a car, maybe not eating out every meal, and renting a "Bed Warmer" once a week, seems like it could be doable on half, or less his budget.
Only one thought sir. Many people do not like riding scooters due to danger and rain. If a car is in the budget it only makes sense to use one. God bless.
@@k9companion231 Agreed. But it seems due to the lack of Signal Lights, Traffic density in population centers, and just plain expense, scooters are the most popular form of transportation there. I can totally relate to the insane driving they do there, but spending hours to go a few miles doesn't hold too much joy either.
So correct Sir, both the rental car and the apartment will change soon. He is looking for a large 1 bedroom instead. He never used the 2nd bedroom. I didn’t ask about the budget for his 1 bedroom. He will change buildings because the 1 bedrooms there are small. He is scared of motorbikes so I think a smaller car is probable. Thanks as always
Wow with his current monthly car rental cost he could hire a driver. Less hassle and cost too!
Others have said that. It sounds better to me
Cebu City hell no. That place is a mess. I grew up and went to college in Cebu City. The Cebu that I knew 40 years ago was nice now its super crowded and polluted. The traffic is a mess and its getting expensive. We still own properties in the city and a farm not too far from it. I got over $4000/month from pension and my supplemental SSS and with even with assets over a million dollars. I don't think it would be a good choice of place to retire and have a quiet life. Now if you want to be near the action. Like nightlife what not then its for you. But I've done all that craziness when I was young. All I want now is a beach house and a nice center console boat for fishing/diving.
Great plan Ray. Thank you very much. I’m not a Cebu fan for living. The city is fun though. Enjoy retirement
This guy should have hired a chauffeur who supplies his own car.
They certainly have driving services available. I think he enjoys the drive. I will mention that. Thanks
That medical insurance monthly premium seems low for that level of coverage- right? I just incurred a medical expense here in Manila- My next video will cover it....
Great idea. I am interested. Thank you
I have 4,800 a month retirement income and my wife has another 2,000 a month income. I wondered how to even go about looking at retiring in the Philippians or other foreign country. I am a little overwhelmed by it.
You could live anywhere in the PI for that. Are you considering other destinations? Beach, golf, cities? A lot out there
Our budget was $5,000. Holiday inn was $2,400 a month then moved to citadines for $1,800/month, groceries, restaurants, taxi, travel, shopping (500/month) massages, facial, and phone. That’s just for two people. If my son will come omg.
Great budget. Congratulations. Sounds very nice
I'm sure many Filipina ladies are looking for him " daddy buy me house and lot".
Poor guy. Probably yes
Seems everyone else is racing to the bottom. Check out the Toyota WiGo, it's 700k new. 50 mpg highway. Easier to park than a SUV or pickup.
I like my Hyundai Eon. Fun
You mentioned he purhased his medical insurance policy, in the Philippines, from Kaiser Permanente (which is based out of the USA).
Does his coverage extend worldwide? This is what I don't understand about health insurance. Or is he only covered in the Philippines?
As I understand, this coverage is worldwide. He specifically asked about the US and they said yes. I would worry about Thailand or Vietnam. I wonder if they would pay
Props to the leasing agent that saddled him with that $980 per month payment.
Hahaha yes exactly
maybe it came with benefits :)
How are the blackouts in Cebu Compared to where you live?
Not frequent and of a short duration. At least that is what I have been told. The condos have generators
4.700 US income ? A german average pensioner has about 820 US income . So he is very rich and can buy everything he wants.
That is true. He is doing very well financially
To each their own. Who knows how long any of us are here. I would definitely *not* see the value in the $1400/mo and $900/mo for shelter and car. The health care price was amazing. Mine costs 10x that in the US.
Oh yes, crazy expensive in the US. My friend just had an hour cardiology appointment for $22 US 😎
How is crime there? Do motor bikes get stolen a lot. Or your helmet do they get stolen when left with the bike
In some areas they do yes. I feel Cebu has heavy crime
Lots of great info here. Other than the vehicle cost, most of his budget is very reasonable for a westerner.
Thanks John , it sounds like a lot of foreigners used motorbikes or take a taxi in Cebu. That makes sense to me
I did extensive research on private medical insurance. My conclusion: “ practically worthless piece of paper.” Every major claim will trigger a reevaluation of your policy and your premium adjusted. If you end up in terminal costly decease like cancer, they will outright cancel your policy. Chances are pretty good that you will pass away before you can pursue your case legally. If you don’t, can you afford a costly legal fee after paying a hefty medical bill?
Read your policy carefully, they can exclude practically any condition as preexisting. Since everything in your body is connected, any condition can be declared preexisting at their whim.
Appreciated. Several insurance companies do deny many claims initially. They then hope they patients don’t appeal the he decision. Some are worse than others
@@PaulWorldZoom
If it costs less legally than medically, they are bound by fiduciary responsibility to their shareholders to choose the less costly option.
It is not personal, it is only business.
His entertainment budget is justified. When he reaches 75 he’ll probably cut that in half. The guy is single so spend away as he can’t take that money to his grave
Haha, funny and a good point. Thanks for that
His rent comes to 733 pesos per square meter. That’s a good rate where he lives. If he was renting in BGC or Rockwell he would pay 1,000 pesos per sq meter as that is what I charge my tenants.
Never looked at it that way. Nice analysis. I Agee. I enjoy your comments
Retired , living in Las Vegas , im spending over 6k month, and living like a mole
I spent the same before. But 980 on a car rental omg. I was more like 2500 for entertainment and travel. 700 for housing.
That is a lot for car. Even in the West. Thanks for commenting
Very interesting. Tks...
Glad you enjoyed it
Officially retired now at 56. My budget will be around $6,000 a month to live on at 56 y.o.
I am only planning on spending half of that to live on and put away the rest for whatever comes up.
$2000 more in pension after I turn 65 y.o.
About $8,000 a month at 65.
I feel like I am dreaming. Near 6 figures to live on at 65.
Ladies, here I come!!!!😂😊
I must have did something wrong as 1 million pesos is 17k USA?
No Matthew, you are exactly correct. That is all your coverage per episode. Lucky that $17K goes so far here, but yes, a little scary
Seeing as the
Hospital only charges $100 usd and a pack of smokes, you are golden.
@@PaulWorldZoom Per episode, as I thought lifetime so a good policy.
How about a 2,500.00 usd budget per month
Do you want me to do a video on that amount? Or are you asking if you can live well on $2500?
Yes, you can do very well on $2500
@@PaulWorldZoom yes please do a video on a budget of 2500.00 please
A great video, as always! I think it would be helpful if you could interview an agent I know for Pacific Cross health insurance. I would be happy to give you his number in the Philippines.
I would love to hear your added perspectives.
Oh great. I would love that. Thanks for the offer. Happy holiday
@@PaulWorldZoom is there an email through which I can send his information to you?
Good info. It would be fun to do a video of one of his nights out, fun fun fun!
Yes, I would love that. But have trouble staying up past 11pm 😜😜. He is 5 years older. I don’t know how he does it
Glad to see you back, my friend! Hope you had a great Christmas! Aren't scooter rental's around $300 USD per month anyway? Having some metal around you in that traffic could be priceless!
I ate too much and watched a lot of college bowl games and several NFL games. Amazing what you can see here. Hope you’re well 👍
The scooter rentals are only $100 to $120 monthly. I bought a car exactly the reason you stated, much safer.
Talk soon
@@PaulWorldZoom Pretty much what I did, except it was below freezing for several days! Texas isn't supposed to have this kinda weather!
Thank your friend for the transparency. I’m also looking at the Calyx in Cebu, I’ll tryout it out via Airbnb for a month. I like budget videos for locations I’m looking it, it’s easier to modify/adjust concrete numbers using today’s costs based on my particular needs vs a general “you can live on $1000 a month” type of videos.
Great job on covering the insurance topic. 👌
Is your friend covered medically if he had to go to a hospital while outside the Philippines?
No, I don’t think so. He has 1 more year for Medicare. The policy does cover the US
@@PaulWorldZoom Sweet
@@inteland2734 I'm 65 and I opted out of Medicare and took a "Medicare Advantage" plan (via Sharp Health in California) instead. My plan covers emergency medical (but not emergency dental) care and medical evacuation/repatriation anywhere on Earth, so long as I'm out of the U.S. no longer than 6 months/year.
For people who do 6 months in the U.S. and 6 months abroad, this policy is a winner for medical emergency planning. As you undoubtedly know, routine doctor visits are inexpensive in most places outside of the U.S., so routine check-ups typically aren't an issue when I'm abroad. My policy also covers repatriation of my remains should I pass away while abroad. All in all, not a bad deal for $165/mo.
@@inteland2734 I had a heart cath done at the Our Lady of Perpetual Succor hospital in Cebu last year. They had me pay about $10,000 USD in advance. But they found I did not need stenting and they gave me $3,000 in a refund. So.....healthcare dollars go a lot farther in the Philippines.
Sounds like he had money to blow, because it seems he wasn't really trying to price shop. Even the apartment seemed pricey unless if it included electricity, internet, etc.
Good for him and I hope he enjoys himself. Too Manny jealous expats out there.
@@luislemos9131 No problem with it at all, but people may be able to get more bang for their buck. As he wasn't that concerned with the cost the budget may be conservative as far as what you can really get.
I know a lot of my friends in Thailand, myself included, spent way too much our first 6 months to a year. You see this amazing apartment and it is only $800 US a month. It takes a few months to realize everyone else is paying $450. An embarrassing and expensive mistake. He is moving soon and I bet the rent goes way down. Thanks
I don't drink or smoke and plan to hire a driver to take me around . I really like his place too. Food and entertainment was Very good info for me. I plan to live in my retirement
Thanks Mike, sounds like a good plan. I have a buddy in Iloilo and he said he is doing very very well on 2.2k US. I am checking it out. I didn’t like Makati or Ayala in Manila when I was there. But that was several years ago
@@PaulWorldZoom I'm want place by water and maybe baguio so it's cooler. If I like Philippines i will sell one house keep one to go back and fourth. Dumagheti is on my list too
Good for him, if he can afford a lavish life style so be it, that's his money, if I were rich or the same amount he is spending I'd do the same, but I'll save some money.
Great plan. He sounded happy
GREAT VIDEO DOES ANYONE KNOW THE BEST WAY TO FLY TO THE PHILLIPINES FROM SOUTH FLORIDA USING AMEX POINTS. I NEED TO FIND THE BEST PROGRAM WHICH WOULD ALLOW ME TO USE MY POINTS. I HAVE NEVER TRAVELED OR BEEN TO SOUTHEAST ASIA AND WANT TO STAY IN CEBU CITY FOR A MONTH
You know amazingly enough I have come nearly that route pre pandemic. I went Orlando to Detroit to Tokyo then Manila on Delta Airlines.
Not a great route but the mile exchange was good, I love Delta, and the taxes were low.
Hope that helps
IT Park is a very nice area lots of stuff near by
I don’t know that area at all. I see on TH-cam all the time. It looks nice. Thanks for commenting
Did you get monetized yet?
Yes Sir, the review only took 2 days. Very fast. My first official day was December 21st. I honestly have no idea how it works but I have been exploring on the site. I've never been so excited to make $5 dollars daily. Thanks for your support
@@PaulWorldZoom cool. Hope it is onwards and upwards for you.
Great topic.
Thank you very much.
Thank you for the excellent budget report. This is in my budget range as well and nothing wrong with spending if you have it. You cant take it with you. Only one constructive thought. Please remove the scrolling VITA on the top right portion of your video for it is very distracting. Thank you sir and God bless.
Okay, will do. Thank you. Would you believe I never even noticed?
I don’t spend nearly that much and I live in the U.S.!
Yes Jim, Iwonder his US budget would be 👍👍
I wonder what
you would think you can have a car service for 1000 dollars a month
I wondered about that myself. Good idea
A driver with his own car? Oh yes you can.
FYI: KP has no affiliation with Kaiser International.
Thank you very much. Nice to know.
Jeez! $4700 a month budget in the Philippines! You can live twice for that Money! lol
So true. I do great at $1600
Cebu is pronounced See Boo. Stressed syllable is the Bu.
Thanks. I've been saying it wrong for four years. Thanks for watching.
@@PaulWorldZoom The one that really bugs me are the way Aussies mis-pronounce Pattaya. Or maybe I've just become a grumpy old man.
it's Seh-booh, accent on booh.
In a nutshell, the Philippines is as expensive or as cheap as you want it to be...
So very true. Great point
That’s an annual 56K USD so not outrageous for anyone who’s put in the lifetime of SS and 401K.
You’d be on a very, very basic living standard on that amount in the States.
Some really interesting details you provided. Kaiser in the Philippines 🇵🇭 Wow. But no GF is the biggest detail. How is that possible 🤷🏽♂️ Perhaps that is covered by entertainment 😂
Thanks for the interesting video.
Thank you
You friend group seem to need transposition -- cars, motor scooters, etc. Eastwood -- contained like a family man's Makati. We walk to the stores/restaurants/out small mall. We have events -- album releases, dog blessing, pride day, free concerts, food days, farmers markets, tech show cases... I might take a Grab once every 2 or 3 weeks.... $1000 for a car? Cripes my 2 bed room condo, lighting fast internet, a 24x7 aircon costs me $700 and I can walk everywhere.
I wish I knew more about Eastwood. Sounds very nice
@@PaulWorldZoom BGC is spread out. Eastwood is contained. Maybe 20 high rise condos/officers (call center) with a small 4 story mall (60-80 stores) a few super markets and say 30 restaurants. You don't need to leave unless you need a big store.
Now is living like a King in the Philippines , not really for me I like it a little more on the simple side , I am not a big drinker and I don't smoke also I stay out of the bars , I don't have anything against the Ladyboys and the Pok pok most of them are really nice , the one big thing I like about the Philippines there is very little aggression , but as you know Paul it is a different way of like and to enjoy it to the full you need to immerse yourself in it. Thanks great video.
Thanks Shaun, a huge adjustment for me has been the attempted shift from a strong A personality to more relaxed attitude. I do okay for a few days, but getting honked at still really pisses me off 😎😎 Also, a bank visit will stress me out for sure. I’m working on it. Thanks for the comment
@@PaulWorldZoomThe honking and the Banks ... Lol, I would be the same!!
@@PaulWorldZoom I am sure you will do fine Paul as my old friend back here used to say just sit back and slacken the reins :)
Lol this video is to the 1-2 percent that have that amount of cash available at their disposal. The majority are trekking over with whatever SSI has to offer them at 62. 🤑
You may be correct in the province but I saw very wealthy foreigners in Manila and Cebu. Some in Dauin too
Meow agree. I was thinking of that too. Maybe 10% of all expats in the Philippines.
$1400 a month on entertaining ladyboys does seem rather extravagant.
Lol, I didn’t see that comment coming. I didn’t ask about that.
That's so WRONG! But it is fookin funny!🤣🤣🤣
I was just being a smartass but thanks for not deleting my comment like so many vloggers would.
I’m a recent retiree and my flight arrives in Manila on January 15.
CAN’T WAIT!!!
@@brucemunro7499 Sarcasm is appreciated in some circles!🤣
CEBUUUUU
It is nice 👍 thank
Crazy
Me? Or the budget? 😜😜😜😜 I would say yes on both
@@PaulWorldZoom the budget
Weeeeeeewaaaaaaaaweeeeeewaaaaaaaweeeeeewaaweewaaaweeeamigohohmeitsthimeknowweeeeewaaaastupedweeeewaaaaweeeewaaaawaewaaaa
Thanks
This is NOT practical!! $4.700 a MONTH? Dollars or Pesos? This is nuts! Make a video showing 4x what people get for retirement or pention and THEN call me!
Don't want to hear about $5,000 a month NONSENSE when people are living well in the PI with $600 a month!!!
You probably won’t like the new video tonight then. I’m just trying to show all possibilities. $5000 is not a big budget at all in the US. No reason people can’t have it here as well.
No offense intended
@@PaulWorldZoom actually I really appreciate these vids on these type budgets ..they are very helpful, thank you.
I, too, appreciate these types of videos. Different folks will have varying budgets, and it's their choice how they spend their money. It's interesting to see what folks get at low, middle, and high price points. It helps me with making informed decisions. Keep up the good work!
I am in the same position, with va and ss disability. Cebu City for me!! 😊😊
can you shows the buildings were people live
Sometimes they are scared to show too much of a western lifestyle to the locals. Robberies and jealousy. I always ask
that is a crazy price for a rental car?!
I think so too
Why live in cebu , Makati is better my budget is 6500 month
Wow nice budget . Thanks and enjoy