Bank Guarantee Assessment: Eligibility Calculator, Strike Ratio, Mobilization advance & More

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  • เผยแพร่เมื่อ 15 เม.ย. 2023
  • In this detailed video, I will guide you through the assessment and eligibility calculation process for bank guarantees. You will learn about key concepts such as strike ratio, mobilization advance, and retention money, and how they impact the contractor profile. Through this video, you shall also be able to make calculator of your own and check the eligibility on your own.
    Whether you're a banker, chartered accountant, or simply interested in understanding the ins and outs of bank guarantees, this video is a must-watch. Join me as I share valuable insights and practical tips to help you make informed decisions and maximize your understanding of this crucial banking concept.
    #BankGuarantees #ContractorProfile #AssessmentCalculator #StrikeRatio #MobilizationAdvance #RetentionMoney #CreditUnderwriting #ProjectFunding #LoanEligibility #CreditAnalysis #ankushjain #caankushjain #BankGuaranteesExplained #ContractorFinance
    #CreditUnderwriting #LoanAssessmentCalculator #ContractorRetentionMoney #MobilizationAdvance #StrikeRatioAnalysis
    #SuretyBonds #RiskMitigation #BidBond #PerformanceGuarantee
    #FinancialAssessment #ContractorEligibility #BankGuaranteeTypes
    #CreditRiskAnalysis #CollateralEvaluation #ContractorEvaluation
    #BankGuaranteeManagement #ContractorFinanceTips
    Join this channel to get access to perks:
    / @ankushjain
    ============================================================
    1. Understanding Moblisation Advance & Retention Money on Contractor Profile
    2. Maximizing Your Bank Guarantees: Assessment & Analysis Made Easy
    3. Expert Guide to Bank Guarantee Assessment & Eligibility Calculator
    4. Unlocking the Secrets of Strike Ratio, Mobilisation Advance & Retention Money
    5. Bank Guarantee Assessment: Key Points Explained
    6. Understanding Bank Guarantees: Eligibility and Calculations
    7. Contractor Profiles and Bank Guarantees: A Guide
    8. Bank Guarantee Basics: Strike Ratio and More
    9. The Essentials of Bank Guarantee Assessment
    10. Demystifying Bank Guarantees: Assessment and More
    11. Bank Guarantee Evaluation: Contractor Considerations
    12. Unlocking Bank Guarantee Assessment
    13. Bank Guarantee Assessment Simplified
    14. Decoding Bank Guarantees for Contractors

ความคิดเห็น • 50

  • @prasant.kumar.chowdhury
    @prasant.kumar.chowdhury 2 วันที่ผ่านมา +1

    Bhaai Saab fadu explanation, itne details me toh maine khud abhi tak kaam krte hue nhi smjha tha!

    • @AnkushJain
      @AnkushJain  2 วันที่ผ่านมา

      Thank you 👍

  • @canehaagrawal329
    @canehaagrawal329 6 หลายเดือนก่อน +1

    I bow you sir...have been working with same bank in which you are working since 1.5 years and never got this much understanding on BG assessment..thanks alot.

    • @AnkushJain
      @AnkushJain  6 หลายเดือนก่อน

      Thank you

  • @karishma_nigam
    @karishma_nigam ปีที่แล้ว +4

    Sir pls make a detailed video on sanction letter...how to understand it

  • @SANTOSHKUMAR-pb2lb
    @SANTOSHKUMAR-pb2lb 3 หลายเดือนก่อน +1

    Superb lecture with so much conceptual clarity i bow you sir..

    • @AnkushJain
      @AnkushJain  3 หลายเดือนก่อน

      Thank you

  • @selfexplore.408
    @selfexplore.408 ปีที่แล้ว +1

    Much needed video.... Thankyou Sir😊

  • @minakshimor5924
    @minakshimor5924 ปีที่แล้ว +1

    Well explained sir ✅

  • @ramugehlot1274
    @ramugehlot1274 ปีที่แล้ว +1

    Thank you sir

  • @karishma_nigam
    @karishma_nigam ปีที่แล้ว +2

    Sir please make a video on NBFC funding by bank and related calculations and ratios

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว +1

      Hi Karishma. I don't have experience in the nbfc funding. But I come across it then surely will do the video

    • @karishma_nigam
      @karishma_nigam ปีที่แล้ว

      @@AnkushJain okay sir

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      👍👍

  • @moumitamanna1004
    @moumitamanna1004 ปีที่แล้ว +1

    Sir, one query, what is called as sanction limit? limit which is approved in sanction note by credit before acceptance of client
    Or limits which are accepted by the client is to be termed as sanction limit for exposure calculation.
    Since RBI says "sanction or outstanding whichever is higher is to be reported as exposure.
    For exposure calculation, when should I term it as sanction limits?
    Request you to please clarify sir.

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Limits which are finally accepted by the client and disbursed in the bank are to be considered

  • @trushitkakrecha1472
    @trushitkakrecha1472 ปีที่แล้ว +1

    if the BG is applied under CGTMSE, it is under bank's or CGTMSE's discretion to decide the amount ?

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Bank has to decide

  • @umeshjoshi7523
    @umeshjoshi7523 ปีที่แล้ว +1

    Sir. Very nice video. Sir one doubt. The performance guarantee will be issued as a percentage of the contact value at the time of awarding the contract. Say contact value is 100lacs and PG is 5% so Performance BG will be only Rs5 Lacs. Why we need to multiply 5 lacs with 5 years because we need not issue BG every year. I mean at the initial time it will issued, You have multiplied the same with 5. Thoda clarify karne ka kasht kare. Thank you sir.

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      If you see, we are calculating requirements for next 12 months. The borrower will apply for contract of 500 lacs in next 12 months i.e
      In fy 24 and will be awarded 100 lacs. So what about next to next year i.e. fy 25? Then he will also apply new contracts of 500 lacs (minimum presumed) and similarly for fy 26, fy27. But the BG of 5% taken for contracts of fy 24 will be blocked for 5 years. Therefore he won't be having bandwidth for additional bg in coming years.
      That's one way to explain this

  • @mahisharma3739
    @mahisharma3739 ปีที่แล้ว +1

    Hi sir, just wanted to know from a career perspective which product is better unsecured business loan or home loan. Recently gave an interview for the same and got selected. My previous experience is in personal loan with 3 years of experience

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว +2

      Both are good. Although secured loans are always a bit better than unsecured loans

  • @trushitkakrecha1472
    @trushitkakrecha1472 ปีที่แล้ว +1

    Sir, upto what amount can bank provide BG, as the contractor may promise that he is going to get new contracts let's say for 100 crore, but can there be any guideline value on basis of the turnover of precious years or it is completely dependent on future assumptions

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      All factors to be considered. You have to also judge that whether contractor is able to perform such high contracts or not. For example- previously contractor was doing turnover of 5 cr per year but now asking that he is applying for 100 crore contract. There is clearly mismatch as to his past trends

  • @debashistadi8753
    @debashistadi8753 5 หลายเดือนก่อน +1

    Sir can you provide the guidelines on BG assessment

    • @AnkushJain
      @AnkushJain  5 หลายเดือนก่อน

      Which guidelines?

  • @arvindrautela5667
    @arvindrautela5667 5 หลายเดือนก่อน +1

    Govt contracts mein contractor ko paisa kaisey milta hai sir hum to khalibBG dedetey how do they earn money from it

    • @AnkushJain
      @AnkushJain  5 หลายเดือนก่อน

      They give BG to govt. And they perform the contract e.g. make roads etc. and receive the govt payment and the difference in payment received and expense incurred by them on making road is the profit they earn

  • @nikitasharma5110
    @nikitasharma5110 7 หลายเดือนก่อน

    Hello Sir, I have one doubt PBG me 60 months q liye hume sirf 12 months ka dekhna tha ap ne bola ki next 12 ?8!5-# me kitne contract ke loye bid krenge

    • @AnkushJain
      @AnkushJain  7 หลายเดือนก่อน

      Ha but contract to Maan lo k sirf 1 hi bid kia but uske liye BG 5 yrs ki Deni pdegi... To hamari BG line to 5 saal k liye block ho gyi...

  • @nitzzvigora878
    @nitzzvigora878 ปีที่แล้ว +1

    Sir bank statement ka metadata kya hota he,

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Never heard of this term

  • @ratanlalshah2644
    @ratanlalshah2644 ปีที่แล้ว +1

    Hello sir Ankush sir
    One request to you that can you please make membership videos free for us, as you have a lot so far, also help for that.

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Hi Ratan, i post free videos every week and existing videos are more than enough for gain detailed knowledge. Members videos are extra content for those who want to learn something extra

  • @navmeetaggarwal1813
    @navmeetaggarwal1813 ปีที่แล้ว +1

    Dear Sir
    I am Chartered accountant. Can you tell me how to learn bank audits please provide me guidance and support

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      I don't have experience in bank audits

  • @viswanathmekala6365
    @viswanathmekala6365 ปีที่แล้ว +1

    Sir please do vedios in English or add subtitles

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Will try to add subtitles

  • @user-lc5nc1lr7p
    @user-lc5nc1lr7p 10 หลายเดือนก่อน +1

    Sir,
    Balance sheet m Bank Guarantee kis side show hogi ??

    • @AnkushJain
      @AnkushJain  10 หลายเดือนก่อน +1

      Bank guarantee is just a contingent liability. Ye balance sheet mein kahi bhi show nhi ki jaati

    • @user-lc5nc1lr7p
      @user-lc5nc1lr7p 10 หลายเดือนก่อน +1

      @@AnkushJain mtlb sir ,
      Bank guarantee firm ki balance sheet m naa assets side shie hoti h or naa liabilities side.

    • @AnkushJain
      @AnkushJain  10 หลายเดือนก่อน +1

      Yes

  • @kranthikumar8752
    @kranthikumar8752 ปีที่แล้ว +1

    Please do videos in English

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Will be adding English subtitles in all my videos soon. Work is in progress

  • @vignesh7117
    @vignesh7117 ปีที่แล้ว +1

    Pls make videos in English

    • @AnkushJain
      @AnkushJain  ปีที่แล้ว

      Will try to add English subtitles