Insurance Exam Help: CGL Commercial General Liability Occurrence Vs Claims Made on the Exam
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- เผยแพร่เมื่อ 8 ส.ค. 2024
- Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceexamqueen.com
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If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insuranceexamqueen.com
My FaceBook Group is a great resource as well: / 1082073882582049
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Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages! - แนวปฏิบัติและการใช้ชีวิต
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Thank you so much for breaking this down. Wasn't quite sure what part I should study for my upcoming exam. Thanks you again.
You're welcome!
Seriously, I ADORE your training style‼️😆✨ Thank you for the great info, positivity, and good vibes 😎 for my test tomorrow. 🥰
Thank you!!
I love the way she explains so easy to understand. I wish I would have found her when I was studying for my exam.
I love all your videos !! You explain everything so well. I passed my test today. Your videos helped me to pass today !!
YES!!! CONGRATULATIONS!
Melissa!!!! I have been watching these video for the past 2 weeks and today I passed my Mo state exam!!! Thank you so much for sharing your knowledge!
YES!!!
Congrats!!
I take my MO test Friday, how much commercial was there Jazmin? That seems to be the hardest part for me to understand. Melissa you have helped so much with understanding, a book can only do so much, so thank you.
@@joehannah8395 It's not going to be a huge chunk, you can pass without it. If you watch the how to pass the Texas property and casualty video, it has a very similar breakdown to Missouri
@@insuranceexamqueen I passed today. First try. Thanks for your videos they definitely helped.
I just came across your videos and i want to thank you. I'll be retaking my GA Adjuster exam on Tuesday and im going to stop retaking quizzes and watch your videos all weekend and Monday. Blessings ❤
You got this!!!
i appreciate this video it simply summarizes what these two MEAN!!
Yes!
Taking my P&C in Louisiana tomorrow morning. You've been so helpful. Wish me luck!!
You got this!!
@@insuranceexamqueen I PASSED!!!
You explain everything so well. Thank you souch !!
You're so welcome!
you are so pretty!! and what a great job explaining this!! i have felt like i was getting confused...and it is not that the info is difficult...it just was not being explained straight forward! Thank you for helping me!!
You're so welcome! I am glad to be of service!
Thanks for taking me from crying in front of my instructor to 100% on a quiz. :)
Awww I am so happy to hear it was helpful!
Thank you so much for all your information/help
You are so welcome!
Thank you from Oklahoma
I passed today. Thank you 🙏
YAY!!!!!!!!
Thank you so much for your videos, I take my P&C exam tomorrow and I feel much more confident after viewing your content! Do you know approximately how much of the Missouri P&C exam is commercial?
I'm very minimal part, you can pass without it
doing gods work
Thank you!
You are the bomb!!! I was having trouble getting to learn and understand P and C insurance. I am about to take the test this week is there anything I can get to help me pass the Louisiana P&C exam the first time??? I already have the Louisiana test breakdown.
Definitely get Gold from my website!
For how many months or years 'Claims made form' is valid from the date of inciedent?
Depends on the retro active date
Hi and thanks for all you vids. But why would an insurance company--in claims based form--pay for an incident on a policy that was with a different company?
They wouldn't offer it if they didn't make money from it, I will tell you that lol
Thanks so much. I also reviewed your google docs link below and it was very helpful
Do you have a video on bonds? I bought your Property and Casualty videos on your website but I havent found bonds.
Bonds make up a pretty small percentage of most state exams. Which state Are you in?
@@insuranceexamqueen Im in Texas
I read in examFX that Occurence Forms will cover cases that occur after they happen, even when the policy is over. And that claims made is only for when the policy is in tact.. is that right?
docs.google.com/document/d/1nAmK4kFyyk0_kWMhWnxM5hQGUWhC6xIw9v6ubJscGJI/edit?usp=drivesdk
Is the "claims made" 2 years from the when the thing happened?
Depends on the retro active date, it can be 2 years
Do you know how much of this is in the NC P&C exam? 😅
Yes! Hello! I am Melissa, the Insurance Exam Queen.
Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/
Longer Answer:
I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page.
My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material.
Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on.
For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril.
For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on.
Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/
After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049
My TH-cam Channel, Please make sure to subscribe: th-cam.com/channels/2-mT7QUl_jHYQRIaw0Ihpg.html
You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit
You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d
If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
@@insuranceexamqueen thank you so much for the resources!!
@@livie7024 you're welcome!
I have a hard time with a few different sections I take my test tomorrow the 7th I been doing the comprehension test and studying the scores I’m getting are 75% I’m in pa any tips to help
What exam?
@@insuranceexamqueen it’s the property and casualty insurance exam
commercial is 2 percent of my test ......
OMG that's awesome!
Hello what is your email because I would like to have my scores analyzed please this test is kicking my butt
insuranceexamqueen@gmail.com
@@insuranceexamqueen Thank you so much I just emailed you
Exam queen.. I need your email address. I'm taking the Pennsylvania P and C exam soon
Support@insuranceexamqueen.com
Good evening I took my test yesterday and I failed ;( can I send you my results to your email please?
Yes but the fastest response will be if you post it in my Facebook group. The link for that is on my main channel page.
I love you so much. You have saved me🥹
I love you!!