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Lady, your speech extremely monotonic. I almost fell asleep. Come on. Take public speech courses if you speak for that long Infront of people. Can't take it have to quit
I would like to write to you to share an observation concerning the growing presence of English-speaking visitors and residents in France. It is with sincere pleasure that I see many English speakers settling and visiting our country, thus contributing to its cultural wealth. However, it seems to me that many of them make little effort to adapt linguistically, often not speaking even basic French. The French language is at the heart of our cultural identity, and it is essential to promote it to preserve linguistic diversity. I am convinced that everyone would benefit if English speakers in France made more effort to learn and use French in daily life. This would not only facilitate their integration but also encourage a richer and more respectful cultural exchange.
It is very difficult for older people to learn a different language. Many make a very serious effort to learn but alas will never become very fluent. Their children on the other hand will be brought up in the French school system and will be very fluent. So please bear with us our inability to speak your language fluently. Do you know many French people who speak other languages fluently. My parents moved to the USA more than 70 years ago and never spoke English fluently.
I think your concern is valid, as people from other cultures moving to France or Poland or Italy etc, they need to put efforts with language there.. because locals starts feeling invaded😂 But in Mexico as example, over millions USA retirees living and Mexico happy because it’s helped tremendously their economy Of course France is unique country, deserving effort to learn French! You very lucky to inherit beautiful architecture, unlike America where everything is built from the ground from literally nothing..
Agree, if you are moving to any country, you should make a significant effort to assimilate to where you are living which includes learning the language. It is a tremendous effort to do so, but it is also such a privilege to be able to move. It takes time, but do not give up working on your language skills.
Je suis American, aussi. et I agree speak the language tous les jour. Don't worry if you are not fluent. DO as much as you can and listen and go home and practice for the next time say if you go to the Boucherie ou Boulangerie. Vous pouvez demander les questions differently. Un jour a la folie! One moment at a time. Ma femme est Aixoise. Read the culture and involve yourself in happenings. For us Americans its like moving from California ( where I am from) to Boise Idaho and keeping your CA ways... Not permitted...Immerse, Integrate and entertain the notions of continued curiosity, My two francs
It takes a long time to know us and for us to like people but once we do, it’s forever. And it’s true we do not smile every 5 seconds and we do not find everything awesome for no reason. It’s suspicious to us. But learn the language. That will get you a long way if you want to connect with us 😊
The key to connecting with the French is through their language. The language is the culture and the culture is the language. This is usually my very first lesson that I teach adult learners when I teach French. Without it, you will feel lonely and cast aside.
"The key to connecting with the French is through their language". No way?! Spoiler alert : It's the same with the rest of the world. It's not a French thing. Wherever you go, learn at least the five key words of politeness : Excuse-me, good morning, please, thank you, good bye. It's called respect. Every murrican or Brit finding French rude are every time those who come to us without making a slightest effort, with this arrogance of a settler in a conquered land. When in Rome, do as the Romans do. For Christ!
Thanks for the video. Watched two of them today. Am considering France as a retirement option from the US. Have been in Paris and then spent a week in Provence, and being more of a country guy, I LOVED Provence and the super kind and hospitable French people that we met. Being in California, I definitely appreciate the warmer climate , Olive groves , vineyards , lavender fields and in general the more arid landscape. I appreciate all the info on the visa process . Hoping to do another trip to France in 2025 to scout out more regions .
Congratulations! I have a small place in Central France that I purchased awhile back as a pied e terre for retirement. It has not been easy but I wouldn't change my decision for anything in the world. Great video
I have holidayed in France 5 times in my life and I have always had a very pleasant experience, and I don't speak much French. I always try to smile and be friendly, I get on very well with french people in France.
You left a beautiful area near Santa Barbara for a beautiful area in France. My two favorite places in the world are California and France❣️🥰💕🙏🏻🙏🏻💕🏝🏖🌞🌻
What many just do not realise is than in France it is considered rude and an invasion of one's privacy if you just talk to strangers. So absolutely nothing to do with being unfriendly or snobbish. On the contrary, just barging in on strangers is considered rude in France.
Great video. We briefly stayed in the Le Mourillon area in Toulon on our way to Menton and wished we had stayed longer. A much underrated, less touristy location with beautiful local beaches, lovely picturesque walks, friendly locals and affordable prices for accommodation & meals.
@@iandeynzer2883 depends where you come from...this area is full of retirees and is very conservative, the far right did over 50% in the latest election down there.
Tuula, great video! I lived east of you in Le Trayas overlooking the sea - a village close to Cannes. Absolutely agree with your take on life in Provence!
South of France is definitely beautiful and I had the opportunity to visit the different regions including Loire Valley. Learning the language is a way of embracing their culture. We're thinking of retiring there as well in the near future.
Thank you so much for your information. I am moving to France February 2025 and will be scouring and buying a home as a retiree. Any information you give us helps us so much.
Depends on the lifestyle and weather you want. I would recommend Normandy or Centre Val de Loire, very cheap, many big empty houses and very close to Paris (think when you want to travel abroad). If only the big city vibe, Paris, Lille, Nantes, Montpellier, Strasbourg, Marseille. The people in Lyon and Bordeaux aren't that open to outsiders. If the weather is your main criteria the South of France. The South West is better than the South East but there is something got everyone all around France.
@@saintpreferred9223 The French are richer than the Americans and they pay nearly the same amount of taxes, except that they cash them back unlike the Americans. Simply focus on fixing poverty and precarity in the US.
Yes my advice for anyone looking to live in Spain or France is : learn the language. If you don’t you will not feel accepted by the community. I lived in Spain and France and I have seen this many times. English people buying or building property in Spain: always a problem and a lot of them eventually move away. In France, I spoke French , then they sort of accept that you are there. But even then they are more reserved and private than other countries. You really need to blend with them to feel comfortable. Unless ofcourse you live in an expat community then you live in your own bubble. This can be successful too. There are a lot of Dutch expat/ pensionado communities in the south of France. But still they all speak the language.
In Spain they will be better in terms of communication in English, they are quite friendly with English, in terms of a lunch in any restaurant, the waiter will try to speak even not 100% in English speaker, at the town office, yes, but in france, no way.
We here in Germany use two terms 'Lebensstandard' standard of living - very similar to the US/international usage of the term and 'Lebensqualität' quality of living, an idea much more centered around the topics of your video! A slower pace of living, a good work/life balance, more focus on having a good time than on having money.. Enjoy France - i hope you never get bored 😃 (and no matter what - continue to learn the language!!)
Thank you for sharing information about the south of France. We’re seriously thinking about retiring in the south. We’re doing a lot of research now. Your video really helps.
$36 for lunch is not a bargain for most people. Potential expats need to know that France has many areas that we call "medical deserts", meaning there are very few, if any, doctors, dentists, optometrists, this is primarily away from the larger cities, also, a lot of them are not taking any new patients. Please research this if you are thinking of moving to a less populated part of France. .
C'mon ... clearly you should know food costs in France are generally significantly cheaper than the US. And the quality is far better. Hell, Paris groceries are 30% less than I pay in Mexico !!! (San Miguel de Allende). Groceries are 35% less than LA or Denver. Easily one can get a plat du jour for 15 euro. and that includes tax and tip !!! .. or get a delicious salmon sandwich for 8 euros at a boulangerie...and I can go and on. Go out to a 3 course meal in LA and let me know the total. ;)
@@sxgaston San Miguel de Allende is not a good representation of all of Mexico...quite the outlier, but still... costs of living are going up a LOT in the Mexican cities / towns most expats would consider . I'm heading to France (Paris to start) in 18 months. ;). Rent will be 30-40% more...and groceries 30% less. Rent in Toulouse, Bordeaux, Lyon would be the same as San Miguel.
@georgesboutz8080: you have given a very honest take on issues that people don’t know. They just hear people living here sugar coating issues. There are a lot of medical desserts here in France in rural areas where a lot of people move to because you get huge houses & land but there are not many facilities. Also you spend a lot of money renovating & getting the house made liveable. Tradesmen are also scarce as hens teeth. Also there are people preying on expats & you need to be very careful. They think we have an endless supply of money & not fluent with the language need help & they charge exorbitant amounts of money & in some instances don’t deliver what they promise like helping to get the carte Vitale & driver’s licenses. We were taken for a ride by a charlatan & now are suspicious of people. So beware especially you older folks.Some areas do not have any facilities not even a a basic grocery store & people have to own a car just to purchase bread. Doctors too are hard to find as most of them don’t accept new patients. And in some villages you need to book using the internet & for someone who is not used to the internet then it gets tricky So do your research & don’t get carried away by these people putting out these videos sugar coating issues. Don’t get me wrong France is beautiful but like every other country it has its pros and cons.
Dear God! The poor woman only said she paid 36€ for two for lunch. That’s a bargain! The quality for the cost is something we can’t get in Vancouver. It’s our rents, for one. But the food quality that is available in France, Italy or Spain? Completely unattainable here. We try but…
Je ne pourrais pas etre plus d'accord avec toi. Je souhaite a acheter petit maison en sud de la france, aussi. Merci beaucoup pour votre excelente video. Chapeau !
I grew up in the outskirts of La Seyne sur Mer which is few km from Toulon. There are great beaches, Les Sablettes, Mar Vivo…. That region is very pretty.
excellent! thanks for the info. Ventura! Wow! I live in Ojai! Yes, and considering a retirement relocation to the south of France. I subbed your channel.
@@tuularampont9341 How interesting and a small world!! We have been living in Thousand Oaks for over 20 years. We are retired and visit Europe every year (especially France and Spain). I have followed your story and videos for a while. If you guys ever visit Thousand Oaks let us know. We would be happy to meet up with you and show you around the area. Have a great day.
Great video! But saying you are not earning too much and after that you bought a house for 420k it is something that has no logic. Probably you and your family make way beyond normal people in France! It is better to be honest in your review because otherwise, it has no credibility!
I have been to France about a dozen times and have NEVER encountered rude French people. No question the citizens of Paris and not the warmest people but then, nor are the people who live in NYC, Boston, etc. When you leave Paris and explore other parts of the country and make an attempt to speak a little French, the people are very kind. Now that Trump will be president, I would love to be able to move to France.
She seems nice, but this serves as a valuable reminder for Americans to treat foreigners with respect. I've had some negative experiences with individuals who were rude and xenophobic, believing that the USA is the center of the world and that everyone is desperate to live there, which simply isn't true. When Americans travel abroad, many don’t speak a second language, and a bit more humility would go a long way.
Bonjour, Tuula! Very informative video about living in France. I met you at the International Living Bootcamp in Denver in 2023. I'm the man has woodworking as a hobby. I planned to take a scouting trip to the Dordogne this coming October. However, I changed my mind; I decided to go to visit friends in Ireland instead. Hopefully I will visit France next year Au revoir!
Bonjour, So nice to hear from you! I remember our chat in Denver very well. Enjoy your time in Ireland and hopefully you’ll get a chance to visit France, the Dordogne is wonderful. Best wishes, Tuula
Thanks for the video. Planning a live my life in South of France, and have been taking in all these videos. My only negative feeedback is... you should expect to learn a language when coming to any country for short or long term. The experience is better.
Thank you. I spoke Spanish already, and moved to Italy for 3 years prior with near fluent Italian. It was tough to think about adding a third language, but I did it.
How many restaurant owners in the US have come to-talk to you and explained the menu? I’ve found that if you make any attempt to speak a word of the local language and understand the area and culture you will find friendly people. True in France, Italy, Switzerland, Mexico. I did not find this in UK but didn’t try as much.
Bonjour! Thank you, again, fior an excellent video, Tuula! As retired educators, my teacher pensions and our social security will bring us a better quality of life in France than in the US. I could volunteer as an English teacher?? The money we save will pay for bringing our grandchildren (and our daughters) to our home in France. Exciting for them to travel to Europe and heart warmning for us. The South of France reminds us of our life in LA/Long Beach/Seal Beach. Merci!! Dean & Cindy
I recently bought a patch of land in a new subdivision south of Perpginan - so like 10 minutes away from the beaches along the Medeterranian coast. I will be starting construction on a detached 120m2 villa, built to the latest norms and standards. The total cost will be around 300K EUR. I don't think I could do this anywhere else in France (outside of rural or undesireable areas that is).
@@GS-cf7pw Well we have been here 3 years and have not had one issue, it can be dangerous everywhere in the world. I feel safer here than in any big city in the USA. We wish you all the best friend. ✌🏽
@@GS-cf7pw We are traveling around Mexico. We are in Xalapa Veracruz but soon we will move to the Oaxaca coast. ❤️ We are documenting our travels here. ✌🏼👋🏼👋🏼
I am world traveled. When ever I meet Americans outside of the US I can't get over their assumption that you don't need to speak languages because "everybody speaks English". Well I hope you enjoy your occasional break from social isolation at the expat meetings.
Nicely done video! Lots of great information and I love hearing about your story of how you wound up moving there! Question regarding rentals: do the French do the "first and last plus security and cleaning deposit" thing like in the U.S.?
You need at least one month rent deposit, plus a proof of revenues that you are able to pay the rent. Otherwise landlords might be scared you won’t pay because in the wintertime the law is on the renters side. If they don’t pay in the cold months they can’t be expelled.
Excellent video and explanation of the long-stay visa. LOVED also your overview of the tax system and how it is not as high, as rumored to be, for everyone. I'm starting my search for a retirement home in the area around the villages you've named.
Good info. I would suggest that you open your audience to not only the US. For instance the huge saving on medical care at $2300 USD a year is actually a big amount for canadiens (and most non Americans) as we get it free in other countries. Same for a $35 USD lunch, it's $50 CDN !! Very expensive.
If you don't have health benefits with your employer in Canada, you are indeed paying that much and more. Provincial health care doesn't cover a lot of things. A sit down lunch in Calgary is easily $50. Of course, you can eat more cheaply, but not much if you eat at a sit down...🤷♀️
Hello, I dont want to get personal but how is thr banking and credit system? Do we keep our us banks and credit cards when we move there. Or do we just tranfer our money into french banks? Do they use the credit system there?
Great video. I love the south of France, ive spent alot of time in Cannes, Nice, Antibes etc. would love to move there. Could you go into a bit more about your learning French journey. You just bought a few grammar books and that was it??
Yes! I spoke Spanish pretty well from my college days, and I lived in Italy for 3 years and was near fluent in Italian. Having those as a base was helpful, but true immersion in the language is amazing. Your language skills improve really fast.
LOVELY video! We are mulling spending half our year along The Bay of Biscay. Just as I ask about taxes, you are discussing. We will be digital nomad and then retired. What apps are best to search for apartments? THANKS!
As a European I give the advice just don’t talk and talk and expect people to fall all over you. Be patience, learn and listen and observe. Wherever you are. Don’t say whatever pops into your head. My friends I have in America over the years are the thoughtful ones, not airheads or people that are adamant they are right. They are wise and humble and like to learn, it take years to form true relationships. I acted that way when I went to South Korea; be respectful you are a guest in another land. Read books on their history and culture and cuisine . I knew alot but I took my cues from them and did not expect to make instant friendships.
Thank you for such an informative video - I have adored France since my first visit when I was 23 years of age. I dream of retiring there - come visit us in Sydney Australia
Thank you for sharing a very informative video. May I suggest to show your location on a map and show the spelling of the towns and cities you talk about in your video.
I love all the great information. So as a retired person in France I would be entitled to the healthcare system without paying into the tax system? Thanks for the beautiful video. ❤
How arogant! You guys come to Europe, expect no cost healthcare, but you don't want to contribute to the system by paying taxes. I truly hope it will be impossible.
@@JagodaiMalina- the arrogant part is you assuming she was expecting free health care. Hardly anyone in America expects free health care. She was asking a question.
Thanks for this video. My French husband and I live in the US & are thinking about retiring to Toulon because we have family a few villages away. We would be interested in learning about the various neighborhoods within Toulon, if that would be a possible subject for you. Safety & the ability to travel around without a car are our concerns. Thanks!
Check it out very carefully and try to consider all aspects....... My dad was French, mum British and I was born in France before they settled in UK. Over the years, they tried twice to relocate to France but it just never worked out and each time they returned to UK. Good luck and very jealous.
Oooh Tuula, that's what I needed to hear❣️ I appreciate this video so much, well all your videos but this one especially. Thank you for sharing your journey, the procedure for long stay Visa, and finances. 🙏🏼 I live in San Luis Obispo County up the road from Ventura on the Central Coast, and have any friends in Ventura... Tuula, Would you point me on the route to take to get a heritage EU passport? 🇪🇸 My grandparents are from Spain. We can't find their Birth certificates or passports but I have some papers of them showing their transportation from Spain visa to the USA and the boat they took passage on. Funny enough it was a French boat called La Salle. 🇫🇷 I feel destined to come and live in France permanently but I would certainly like to get my EU citizenship as well as you did. I realize there are many benefits to having this. Tuula, I'm very excited about it all and a little scared. 💫 Honestly the only thing that's holding me back is finances right now. Trying to get that 25K in savings, and creating some way to make income to support myself when I'm there remotely if possible. I have taught ESL around the world 🌎 as well. 0:10
Could you please tell me what property taxes are in the south of France? At time of purchase, And on an annual basis. I am from So Ca (like you), so I am used to the CA property tax system. French tax system is somewhat of a mystery to me. Thanks in advance! Bonne Chance!❤
It depends on where the house/apartment is. In Toulon, with 200K, you can buy 1-bed room apartment only. If you stay in the outskirt of the city, or in village, then a small house can cost like that. If she has a good house with a garden, 400K is a normal price in that region.
@@HoaHongNguyen-xg2pm You can get a big house in some parts of the USA for less than 400k, so location is everything. I do realize that a very adventurist person may not want to live in remote rural areas where house prices tend to be cheaper. I am kind of surprised that she left the southern california area which has very good weather and a long coastline of beach towns. But if you are into traveling around Europe, I guess the south of France could be the ideal spot to live. Traveling from country to country seems to be quite affordable with their high speed train system.
@SandyAdam: some of these shows are just made to suck you in to watch the whole show & then you pick up on the mistakes & untruths. She waffled on a bit & repeated herself. She confused herself. Probably doing these videos to supplement her income because she did tell us a few times how she does not make much money.
Everytime you advertise an area as a possible dwelling place, you're pushing up prices. Every time an area is much talked about, it is TOO LATE to invest your money there anyway.
Hi, I just love the American view of life that they think that they can go to France and not bother to learn the language! I know that the Brits are the same, they tend to raise their voices when now one understands them! Can you imagine going to say California without the ability to speak “American English” or “American Spanish” and presume that you can get bye with your native language?Speaking as a foreigner whose fifth language is English, I am just flabbergasted with some peoples arrogance. I have heard a man in Paris recently say “they can’t do that, I am American”! Cheers mate. Harera
Agree, the same about taxes. They are so afraid of paying into the tex system, but they want the cost free or a low-cost healthcare. The arrogance of these people. Stay in US if you don't want to contribute to the society.
HI Tuula!~ Thanks for sharing your video and life experiences in the Toulon, Ollioules areas of Southern France. I've been a subscriber of International Living Magazine for quite awhile and subscribed to the TH-cam Channel as well. Although you have lived over there for years now it's interesting that the area in the US that you are from is less than an hour North of where we are living in Cali now so I think close enough to use as a comparison. If a single person with an American Passport and a small; under 20 pound dog, were to come over there to the area you & your husband are living in now, what would be some ways to know before you come over there that you would have a nice, clean, quiet, affordable place to stay/live short term while you explored the area and perhaps some other close places in Europe? Do you have to visit the French Embassy in the USA first, or could you just rent something thru a trustworthy platform like Airbnb and come over for under 90 days while you lived and explored? The area there, the little village, and everything you and so many others both Americans and Europeans have shared seems very lovely, temperate climate, not too hot, not too cold weather, markets, great healthy food sources, nature, etc. and at a much more affordable 'worth it' quality of life than many areas in the world; including where we are now. I don't speak French but would love to learn. Took 5 years of Spanish in school & had Spanish Speaking friends for more immersion in the language and culture and would love to learn French too!~ Would love to learn more. Is there a way to contact you not in a public forum?
what are some typical yearly taxes and all associated fees (like totally monthly housing costs if you buy the condo no finance) on something like a 300k usd 2/2 condo of 50sqm in Nice? Coming from miami perspective here your looking at 500/mo insurance, 300hoa fees, about 180 on air conditioning (electric) water basically free..
Can a single retired old guy live out in the country in a little gite with a decent garden for $2,200 a month? I do speak a little French. I’ve been to France and I was able to get along with the little I know.
If the house belongs to you, yes, if you gave an excellent heating system, yes, if you can work online, yes, if you can pay an insurance at about 200 eur a month in france, yes, if you make an efforts for your communications skills in french, yes.
2200 dollars per month is 1850 euros. yes, you are well above the average French retiree which is 1500. Depends where u live. U must to know by owner for live good because actually loan are very expensive due to tourism and lack of building ( immigration). U ll be taxed on your income of 850 euros per year.
Thank you for this excellent video about the potential to living in the South of France. I'm looking at the possibly of retirement in Europe and three countries are at the top of my list. Ireland, Belgium and France are my target choices. And I want to make a decision that is economically viable. I like the idea that money goes further in Europe. Everything has gotten so much more expensive in the States since the pandemic . A stand alone home which once costed 500k is now going for one million dollars. But unfortunately the associated expenses such as property tax and general upkeep have also increased. In my considered opinion it's just not worth it. I much rather take that one million dollars and buy two properties in Europe and live my dreams. Thank you again for offering such great information about the possibility of life in France.
Thank you so much for sharing this detailed info; I’m also planning early retirement in France; looking forward to live in country side and purchase a 2 bedroom condo, but difficult not knowing where to, also I’m avoiding owning /driving a car; probably impossible to do living in county side? Thank you for the info again, it broaden my horizons.
Moving to the countryside in France without a car is a bit unrealistic. There are some villages with absolutely every kind of shop but in some smaller (and cheaper) villages there is not even a bakery. Also if you don't speak French you might be quite isolated because French ppl your age won't speak English. Honestly, the whole "let's just move to France to retire" needs work and planning. I would suggest go on a holiday first, live there for a while, study what sort of landscape, climate, etc you like (France is extremely varied!) Otherwise you risk getting very disappointed.
I'm French but my wife is asian. When she came to my country, I warned her: French people normallly do not talk to you except if they want money, need something or have a mental problem, which is very frequent in big cities.
Thanks for your video. As an expat Australian living in the south of France I am very interested in your experience! Sorry to hear French people stereotype Americans, but it seems to be human nature. On the other hand French people are very diverse, according to age, gender, ethnicity, and level of wealth etc. Why ask the question that assumes there is a 'standard' type of French person? As for stand-offishness, people in the South where I live consider Parisians stand-offish. Sometimes people are rude, but often very polite and patient. You are right, they can be reserved if they don't know you.
Perhaps, say hello to a random french on the streets and try to figure out if he or she will answer same? No communication between 2 neighbours which lives like neighbours for years, now you will say an American?
@@Nico-rw1uo I think all foreigners who come to France want to feel they are welcome, but no more or less welcome than anyone else. The expression of bon viveur and chaleur is something you need to earn in France, like in any culture. In my experience, some Americans 'exaggerate' friendliness. It seems almost too much. But I am Anglo-Australian and am more reserved than them, unless I know them and feel safe with them.
@@KhunAdam you don't feel safe with your neighbours? Nor with the meter reader, how about the postman then?? Earn in france? 🤣france have nothing to reward nor rejoice , just french are collapse amongst themselves and on themselves. Its not you who will portray french mindset. Amongst themselves they have some disputes , like someone's grand father migrated in france in 1920, which his grand children born in france are not considered true french. Let's be honest and realistic.
@@Nico-rw1uoYeah...... My father was French and I was born in France 70 years ago but left for UK at a year old. My French cousins, aunts and uncles complain that I don't have a French accent and my French isn't very good but hey, none of them speak English......... I had to deal with all of dad's estate because I was the only one of our family to speak French.
heard very little French in the last 20 or so mins. for lady bein there12+yrs at least in this video, but your expose is on point. Demeurant sur Vancouver Island je peux / can compassionate with the beauty you're exposed to on a daily basis, we tend to take it for granted. you've have made me think, . visited sister's estate in Aix. revisiting south France real possibility Love international living magazine .
@@naomideguyane I was being sarcastic. She said she "didn't make much money" and my thoughts are but you can afford a 400,000 home? I didn't mean me, retired as well but even when I was working I couldn't make those numbers work. 😉
@@agl5132 Hi from the South of France ( in the Pyrénées Orientales)... Yes, I understood well, that you were being sarcastic 😘I meant other people who make remarks under this video as if it is "cheap", a bargain, the way she lives in France! Even people with a reasonable salary (like teachers, nurses) can't afford her lifestyle as retired people in the South of France! Take care & have a nice day...🏵🌿🕊 P.S All the foreigners coming to live in France drive up the prices of Real Estate too for the locals! It's the same in Italy, Spain & Portugal...
Thanks, I assume they have electronic medical records so all the doctors see ur medical history? I am exploring moving to France. You also said Cable & TV, what is the difference?
Il ni a pas de cable comme aux etats unis ... En france, en général, il y a une fibre optique qui arrive jusque chez vous et qui alimente un boîtier fourni par l'operateur télecom de votre choix et ce boitier qui est également wifi et aussi rj45 vous permet d'avoir internet partout dans la maison, des bouquets de télévisions nationales, locales, et de tas de pays dans le monde, le Téléphone local et international .... En illimité ... Et pour 25 à 40 euros par mois ... Et il y a des tarifs réduits si vous prenez vos abonnements de téléphones portables chez le même opérateur ... Avec même chose pour les portables, internet et appel illimité, appel internationaux illimité ... Etc ... Etc ...
True but why not spend time where the cost of living is lower, health care is cheaper and better and has a rich history and culture while paying the US taxes? If you work in France there is the Foreign Tax credit or foreign tax exclusion so you get credit for taxes paid and aren't double taxed. The tax treaty between US and France is one of the best in the world. As a US retiree living in rural midwest tax burden in France is less than in the US.
It depends on your income level. I'm on US Social Security, pay zero Federal Income Tax, and France does not tax your US Social Security benefit. The contribution you do make is a 6.5% Social tax on your SS benefit, and any other US income.
@@brianwhite1189 Yes and most of that is recovered if you currently pay state income tax and the property tax difference (depending on where you live and how much property taxes are) we have a half acre and 1500sq/ft home and the difference is break even. The health care, food and other cheaper costs in France make it a net positive by more than a small margin. Each person has to do their own calculations to see if it works well for them.
@@zeitgeist888So many great points. I'm retired, near Seattle, rent and no state income tax. The rent here is super high now and I will be leaving the area.
She talked about life in villages, not in big cities. The price of foods in Cannes or Nice is almost double of those in smaller cities like Tours or New Orleans. No one would say that life is cheap in France. If you bring a lot of money to come to live there, yes, nice. But it is not the case for French themselves!
The south of France is more expensive than other parts because everyone retires there, actually retirees are way over-represented in this part of France, it's like the Florida of France.
My only hope of a second passport is Canadian as my Mother was born in Nova Scotia. My husband is a British citizen and I would dearly love a British passport but we live in the US. Would a Canadian passport be of any advantage to me if we moved to France?
I thought I heard her say it was $1300 or $1400 per person. There’s no retirement visa, just a long term stay visa, which you can renew. Tax treaty prevents double taxation. You prob pay a bit into the medical insurance system, plus the top up insurance. Also, she didn’t go into this, but I believe you need to address any inheritance issues if you have children. I.e. putting any real estate into their name to prevent French inheritance tax law from taxing a portion of it.
Private health clinics in France are controlled by the French health service [SECU]. They are allowed to charge above the standard rates and your private mutual will pay the difference. Salaries a very low in France compared to the USA. This is due to high patronal charges and taxes which are the highest in the world! This means that disposable income for French people means that everything you consider cheap is in fact too expensive!
Youre right, we pay à lot of taxes but in case of chronic diseases like cancer, it s all provided by the health care system meaning if you manage to save 200 000 euros through your whole life , you ll die w. 200 000 e in your bank account. No bankruptcy guaranteed😊
I think older retirees from USA should think twice before retiring to any non-English speaking country. It will be harder for them to become fluent in the native language than a younger person. How will they effectively communicate to a non-english speaking doctor or dentist? How could they really know if they are violating rules if they can't read the language let alone communicate effectively in writing?
It's true. I'm French and I hate this country so bad. I can't wait to leave. It's too expensive and Healthcare is collapsing too. Not worth it. The usa is much better.❤❤❤
@@tepi021real estate in France is not cheap but overheating. The French have less purchasing capacity due to exorbitant taxes. for example the state takes 33% of my annual income. I don't count deductions from wages, property tax, VAT. I think 60% of what I earn goes back to the state during the year.
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Lady, your speech extremely monotonic. I almost fell asleep. Come on. Take public speech courses if you speak for that long Infront of people. Can't take it have to quit
I think content is more important. then how a person's voice sounds to your ears 😮
I would like to write to you to share an observation concerning the growing presence of English-speaking visitors and residents in France. It is with sincere pleasure that I see many English speakers settling and visiting our country, thus contributing to its cultural wealth. However, it seems to me that many of them make little effort to adapt linguistically, often not speaking even basic French.
The French language is at the heart of our cultural identity, and it is essential to promote it to preserve linguistic diversity. I am convinced that everyone would benefit if English speakers in France made more effort to learn and use French in daily life. This would not only facilitate their integration but also encourage a richer and more respectful cultural exchange.
It is very difficult for older people to learn a different language. Many make a very serious effort to learn but alas will never become very fluent. Their children on the other hand will be brought up in the French school system and will be very fluent. So please bear with us our inability to speak your language fluently. Do you know many French people who speak other languages fluently. My parents moved to the USA more than 70 years ago and never spoke English fluently.
I think your concern is valid, as people from other cultures moving to France or Poland or Italy etc, they need to put efforts with language there.. because locals starts feeling invaded😂
But in Mexico as example, over millions USA retirees living and Mexico happy because it’s helped tremendously their economy
Of course France is unique country, deserving effort to learn French!
You very lucky to inherit beautiful architecture, unlike America where everything is built from the ground from literally nothing..
Agree, if you are moving to any country, you should make a significant effort to assimilate to where you are living which includes learning the language. It is a tremendous effort to do so, but it is also such a privilege to be able to move. It takes time, but do not give up working on your language skills.
Je suis American, aussi. et I agree speak the language tous les jour. Don't worry if you are not fluent. DO as much as you can and listen and go home and practice for the next time say if you go to the Boucherie ou Boulangerie. Vous pouvez demander les questions differently. Un jour a la folie! One moment at a time. Ma femme est Aixoise. Read the culture and involve yourself in happenings. For us Americans its like moving from California ( where I am from) to Boise Idaho and keeping your CA ways... Not permitted...Immerse, Integrate and entertain the notions of continued curiosity, My two francs
It takes a long time to know us and for us to like people but once we do, it’s forever. And it’s true we do not smile every 5 seconds and we do not find everything awesome for no reason. It’s suspicious to us. But learn the language. That will get you a long way if you want to connect with us 😊
Vraiment j'ai aime le peuple
Si Trump cause trop de trouble à notre Démocratie et emploi Chapter 25, je suis prête à partir pour la sud de France.
The key to connecting with the French is through their language. The language is the culture and the culture is the language. This is usually my very first lesson that I teach adult learners when I teach French. Without it, you will feel lonely and cast aside.
Yes. Daily practice makes the difference. Keep at it. It's makes all the difference.
"The key to connecting with the French is through their language". No way?!
Spoiler alert : It's the same with the rest of the world.
It's not a French thing. Wherever you go, learn at least the five key words of politeness : Excuse-me, good morning, please, thank you, good bye.
It's called respect.
Every murrican or Brit finding French rude are every time those who come to us without making a slightest effort, with this arrogance of a settler in a conquered land.
When in Rome, do as the Romans do. For Christ!
@@Kitiwake That's right. I'm fluent in French and have been teaching French adults recently and I love it.
Any country for that matter
Do you mean learning Arabic?
Thanks for the video. Watched two of them today. Am considering France as a retirement option from the US. Have been in Paris and then spent a week in Provence, and being more of a country guy, I LOVED Provence and the super kind and hospitable French people that we met. Being in California, I definitely appreciate the warmer climate , Olive groves , vineyards , lavender fields and in general the more arid landscape. I appreciate all the info on the visa process . Hoping to do another trip to France in 2025 to scout out more regions .
Congratulations! I have a small place in Central France that I purchased awhile back as a pied e terre for retirement. It has not been easy but I wouldn't change my decision for anything in the world. Great video
I have holidayed in France 5 times in my life and I have always had a very pleasant experience, and I don't speak much French. I always try to smile and be friendly, I get on very well with french people in France.
You left a beautiful area near Santa Barbara for a beautiful area in France. My two favorite places in the world are California and France❣️🥰💕🙏🏻🙏🏻💕🏝🏖🌞🌻
What many just do not realise is than in France it is considered rude and an invasion of one's privacy if you just talk to strangers. So absolutely nothing to do with being unfriendly or snobbish. On the contrary, just barging in on strangers is considered rude in France.
Great video. We briefly stayed in the Le Mourillon area in Toulon on our way to Menton and wished we had stayed longer. A much underrated, less touristy location with beautiful local beaches, lovely picturesque walks, friendly locals and affordable prices for accommodation & meals.
@@iandeynzer2883 depends where you come from...this area is full of retirees and is very conservative, the far right did over 50% in the latest election down there.
@@g-man4744 Merci! Good information.
Tuula, great video! I lived east of you in Le Trayas overlooking the sea - a village close to Cannes. Absolutely agree with your take on life in Provence!
South of France is definitely beautiful and I had the opportunity to visit the different regions including Loire Valley. Learning the language is a way of embracing their culture. We're thinking of retiring there as well in the near future.
Thank you so much for your information. I am moving to France February 2025 and will be scouring and buying a home as a retiree. Any information you give us helps us so much.
Depends on the lifestyle and weather you want. I would recommend Normandy or Centre Val de Loire, very cheap, many big empty houses and very close to Paris (think when you want to travel abroad).
If only the big city vibe, Paris, Lille, Nantes, Montpellier, Strasbourg, Marseille. The people in Lyon and Bordeaux aren't that open to outsiders.
If the weather is your main criteria the South of France. The South West is better than the South East but there is something got everyone all around France.
Make no mistake, reconsider it
You'll be poor the rest of your life...TAXES.
@@saintpreferred9223 The French are richer than the Americans and they pay nearly the same amount of taxes, except that they cash them back unlike the Americans. Simply focus on fixing poverty and precarity in the US.
@@saintpreferred9223 Oh and the poverty rate among the elderly people is 8 times lower in France than in the US.
Yes my advice for anyone looking to live in Spain or France is : learn the language. If you don’t you will not feel accepted by the community. I lived in Spain and France and I have seen this many times. English people buying or building property in Spain: always a problem and a lot of them eventually move away. In France, I spoke French , then they sort of accept that you are there. But even then they are more reserved and private than other countries. You really need to blend with them to feel comfortable. Unless ofcourse you live in an expat community then you live in your own bubble. This can be successful too. There are a lot of Dutch expat/ pensionado communities in the south of France. But still they all speak the language.
In Spain they will be better in terms of communication in English, they are quite friendly with English, in terms of a lunch in any restaurant, the waiter will try to speak even not 100% in English speaker, at the town office, yes, but in france, no way.
We here in Germany use two terms 'Lebensstandard' standard of living - very similar to the US/international usage of the term and 'Lebensqualität' quality of living, an idea much more centered around the topics of your video!
A slower pace of living, a good work/life balance, more focus on having a good time than on having money..
Enjoy France - i hope you never get bored 😃 (and no matter what - continue to learn the language!!)
Thanks for that information. Even though I have been to France 30+ times, I learned so much! Merci
Thank you for sharing information about the south of France. We’re seriously thinking about retiring in the south. We’re doing a lot of research now. Your video really helps.
$36 for lunch is not a bargain for most people. Potential expats need to know that France has many areas that we call "medical deserts", meaning there are very few, if any, doctors, dentists, optometrists, this is primarily away from the larger cities, also, a lot of them are not taking any new patients. Please research this if you are thinking of moving to a less populated part of France. .
C'mon ... clearly you should know food costs in France are generally significantly cheaper than the US. And the quality is far better. Hell, Paris groceries are 30% less than I pay in Mexico !!! (San Miguel de Allende). Groceries are 35% less than LA or Denver. Easily one can get a plat du jour for 15 euro. and that includes tax and tip !!! .. or get a delicious salmon sandwich for 8 euros at a boulangerie...and I can go and on. Go out to a 3 course meal in LA and let me know the total. ;)
@@musiccreation1198 Groceries are less than you pay in Mexico? Wow. That is very surprising.
@@sxgaston San Miguel de Allende is not a good representation of all of Mexico...quite the outlier, but still... costs of living are going up a LOT in the Mexican cities / towns most expats would consider . I'm heading to France (Paris to start) in 18 months. ;). Rent will be 30-40% more...and groceries 30% less. Rent in Toulouse, Bordeaux, Lyon would be the same as San Miguel.
@georgesboutz8080: you have given a very honest take on issues that people don’t know. They just hear people living here sugar coating issues. There are a lot of medical desserts here in France in rural areas where a lot of people move to because you get huge houses & land but there are not many facilities. Also you spend a lot of money renovating & getting the house made liveable. Tradesmen are also scarce as hens teeth. Also there are people preying on expats & you need to be very careful. They think we have an endless supply of money & not fluent with the language need help & they charge exorbitant amounts of money & in some instances don’t deliver what they promise like helping to get the carte Vitale & driver’s licenses. We were taken for a ride by a charlatan & now are suspicious of people. So beware especially you older folks.Some areas do not have any facilities not even a a basic grocery store & people have to own a car just to purchase bread. Doctors too are hard to find as most of them don’t accept new patients. And in some villages you need to book using the internet & for someone who is not used to the internet then it gets tricky So do your research & don’t get carried away by these people putting out these videos sugar coating issues. Don’t get me wrong France is beautiful but like every other country it has its pros and cons.
Dear God! The poor woman only said she paid 36€ for two for lunch. That’s a bargain! The quality for the cost is something we can’t get in Vancouver. It’s our rents, for one. But the food quality that is available in France, Italy or Spain? Completely unattainable here. We try but…
Je ne pourrais pas etre plus d'accord avec toi. Je souhaite a acheter petit maison en sud de la france, aussi. Merci beaucoup pour votre excelente video. Chapeau !
Merci beaucoup!
Hat!
Hat!
I grew up in the outskirts of La Seyne sur Mer which is few km from Toulon. There are great beaches, Les Sablettes, Mar Vivo…. That region is very pretty.
@@TimJohnston911Tip of the 🎩. Chapeau ! … for short.
Great video!! France, its people and culture are wonderful!
Hi Tuula, So much valuable information and your best video ever. Thanks so much!
That’s so kind of you, thank you Brian!
excellent! thanks for the info. Ventura! Wow! I live in Ojai! Yes, and considering a retirement relocation to the south of France. I subbed your channel.
Tuula, Awsome video. Special greetings to you from Thousand Oaks in Ventura county, CA. Thank you 👏❤️
Thank you! I lived in Thousand Oaks for a while, loved it.
@@tuularampont9341 How interesting and a small world!! We have been living in Thousand Oaks for over 20 years. We are retired and visit Europe every year (especially France and Spain). I have followed your story and videos for a while. If you guys ever visit Thousand Oaks let us know. We would be happy to meet up with you and show you around the area. Have a great day.
That’s very kind, thank you. It’s a very lovely corner of Southern California!
Great video! But saying you are not earning too much and after that you bought a house for 420k it is something that has no logic. Probably you and your family make way beyond normal people in France! It is better to be honest in your review because otherwise, it has no credibility!
Hello from Ventura, Ca!!! I am researching doing what you did in 2010! Thank you for your videos. ❤
I miss my walks on the Ventura pier, thank you for your comment and good luck!
I have been to France about a dozen times and have NEVER encountered rude French people. No question the citizens of Paris and not the warmest people but then, nor are the people who live in NYC, Boston, etc. When you leave Paris and explore other parts of the country and make an attempt to speak a little French, the people are very kind. Now that Trump will be president, I would love to be able to move to France.
She seems nice, but this serves as a valuable reminder for Americans to treat foreigners with respect. I've had some negative experiences with individuals who were rude and xenophobic, believing that the USA is the center of the world and that everyone is desperate to live there, which simply isn't true. When Americans travel abroad, many don’t speak a second language, and a bit more humility would go a long way.
Bonjour, Tuula! Very informative video about living in France. I met you at the International Living Bootcamp in Denver in 2023. I'm the man has woodworking as a hobby. I planned to take a scouting trip to the Dordogne this coming October. However, I changed my mind; I decided to go to visit friends in Ireland instead. Hopefully I will visit France next year Au revoir!
Bonjour, So nice to hear from you! I remember our chat in Denver very well. Enjoy your time in Ireland and hopefully you’ll get a chance to visit France, the Dordogne is wonderful. Best wishes, Tuula
Love your videos. So informative. Thank you for sharing. Your area looks stunning 👍
Thanks for the video. Planning a live my life in South of France, and have been taking in all these videos.
My only negative feeedback is... you should expect to learn a language when coming to any country for short or long term. The experience is better.
Thank you. I spoke Spanish already, and moved to Italy for 3 years prior with near fluent Italian. It was tough to think about adding a third language, but I did it.
How many restaurant owners in the US have come to-talk to you and explained the menu? I’ve found that if you make any attempt to speak a word of the local language and understand the area and culture you will find friendly people. True in France, Italy, Switzerland, Mexico. I did not find this in UK but didn’t try as much.
How many restaurant owners in the US have come to-talk to you and explained the menu in your language?
I tried to get my wife to move there but she refused. She may change down the road. We don't speak French but I am willing to learn what I can.
Start now. Give it 2 years.
Just learn Arabic. It will be easier for you in France.
Monsieur Pettit...have you MET the french?🤣
@@synewparadigm And you, learn to shut up. The only language you should talk.
@@synewparadigm or Congolese
Bonjour! Thank you, again, fior an excellent video, Tuula! As retired educators, my teacher pensions and our social security will bring us a better quality of life in France than in the US. I could volunteer as an English teacher?? The money we save will pay for bringing our grandchildren (and our daughters) to our home in France. Exciting for them to travel to Europe and heart warmning for us. The South of France reminds us of our life in LA/Long Beach/Seal Beach. Merci!! Dean & Cindy
Thank you Dean & Cindy! Yes, you could definitely volunteer as an English teacher, sounds like a great plan. Hope to see you here!
@@tuularampont9341 Excellent, Tuula. We appreciate the response. We are looking forward to the move. Merci! Dean & Cindy
I hope they do not bring their liberal way of thing
@@rjh2772thanks for the greeting. I guess MAGAts are in France too. Sad.
@@DeanRamser conservative and a majority in France outside of Paris
I recently bought a patch of land in a new subdivision south of Perpginan - so like 10 minutes away from the beaches along the Medeterranian coast. I will be starting construction on a detached 120m2 villa, built to the latest norms and standards. The total cost will be around 300K EUR. I don't think I could do this anywhere else in France (outside of rural or undesireable areas that is).
You could do this for half the price in the north of France
@@g-man4744 yeah but living up North isn't much my thing...the weather there is too much a turn off for me.
Another great video my friend. ❤ cheers from 2 Canadians 🇨🇦 living in Mexico. 🇲🇽✌🏼🥰
Many thanks, a big “bonjour” from Provence!
How is living in Mexico?where in Mexico?my husband is Mexican and he says it is dangerous...we live in Switzerland 🇨🇭 thanks
@@GS-cf7pw Well we have been here 3 years and have not had one issue, it can be dangerous everywhere in the world. I feel safer here than in any big city in the USA. We wish you all the best friend. ✌🏽
@@2GringosOnTheGulf thanks that sounds great 👌. May I ask which region?
@@GS-cf7pw
We are traveling around Mexico. We are in Xalapa Veracruz but soon we will move to the Oaxaca coast. ❤️ We are documenting our travels here. ✌🏼👋🏼👋🏼
I am world traveled.
When ever I meet Americans outside of the US I can't get over their assumption that you don't need to speak languages because "everybody speaks English".
Well I hope you enjoy your occasional break from social isolation at the expat meetings.
Nicely done video! Lots of great information and I love hearing about your story of how you wound up moving there! Question regarding rentals: do the French do the "first and last plus security and cleaning deposit" thing like in the U.S.?
You need at least one month rent deposit, plus a proof of revenues that you are able to pay the rent. Otherwise landlords might be scared you won’t pay because in the wintertime the law is on the renters side. If they don’t pay in the cold months they can’t be expelled.
My wife and I have S.S. and pension. With that, are we required to save a certain amount in our Bank account as well?
This was great information. Thanks so much for sharing!
Excellent video and explanation of the long-stay visa. LOVED also your overview of the tax system and how it is not as high, as rumored to be, for everyone. I'm starting my search for a retirement home in the area around the villages you've named.
Good info. I would suggest that you open your audience to not only the US. For instance the huge saving on medical care at $2300 USD a year is actually a big amount for canadiens (and most non Americans) as we get it free in other countries. Same for a $35 USD lunch, it's $50 CDN !! Very expensive.
I don’t know we’re you are eating but I was spending easily $60 salads and entree in California that would have been $35 in Ontario.
If you don't have health benefits with your employer in Canada, you are indeed paying that much and more. Provincial health care doesn't cover a lot of things.
A sit down lunch in Calgary is easily $50. Of course, you can eat more cheaply, but not much if you eat at a sit down...🤷♀️
Hello, I dont want to get personal but how is thr banking and credit system? Do we keep our us banks and credit cards when we move there. Or do we just tranfer our money into french banks? Do they use the credit system there?
thank you so much for this info! Weare thinking of retiring there.
Great video. I love the south of France, ive spent alot of time in Cannes, Nice, Antibes etc. would love to move there. Could you go into a bit more about your learning French journey. You just bought a few grammar books and that was it??
Yes! I spoke Spanish pretty well from my college days, and I lived in Italy for 3 years and was near fluent in Italian. Having those as a base was helpful, but true immersion in the language is amazing. Your language skills improve really fast.
As the man says, you learn quicker when in the middle of it.
French dad, born in Nice and lived in UK but loved Antibes where my grandparents lived.
Living the dream in France. Be ready to meet the “enrichment” that this country has undergone in the past years. 😮
LOVELY video!
We are mulling spending half our year along The Bay of Biscay.
Just as I ask about taxes, you are discussing.
We will be digital nomad and then retired.
What apps are best to search for apartments?
THANKS!
As a European I give the advice just don’t talk and talk and expect people to fall all over you. Be patience, learn and listen and observe. Wherever you are. Don’t say whatever pops into your head. My friends I have in America over the years are the thoughtful ones, not airheads or people that are adamant they are right. They are wise and humble and like to learn, it take years to form true relationships. I acted that way when I went to South Korea; be respectful you are a guest in another land. Read books on their history and culture and cuisine . I knew alot but I took my cues from them and did not expect to make instant friendships.
Thank you for such an informative video - I have adored France since my first visit when I was 23 years of age. I dream of retiring there - come visit us in Sydney Australia
Thank you for sharing a very informative video. May I suggest to show your location on a map and show the spelling of the towns and cities you talk about in your video.
Bonjour. Thank you for the video. I am looking into French banks and French cell phone plans. Your thoughts?
Merci. Dean & Cindy
I love all the great information. So as a retired person in France I would be entitled to the healthcare system without paying into the tax system? Thanks for the beautiful video. ❤
How arogant! You guys come to Europe, expect no cost healthcare, but you don't want to contribute to the system by paying taxes. I truly hope it will be impossible.
@@JagodaiMalinathat s why the system is collapsing. No one wants to invest in it. Only take. Some people were left to die in emergency wards....
@@JagodaiMalina No one is suggesting we don’t want to pay in. I was asking for clarification. When you communicate clearly you get understanding. 😀
@@JagodaiMalina- the arrogant part is you assuming she was expecting free health care. Hardly anyone in America expects free health care. She was asking a question.
Im very happy living in an expat community,
I dont hang woth locals .😅😅😅
Locals are super nice and friendly btw 😊😊😊
.
Great info. Thank you! Are there good golf courses in the area at reasonable cost?
Thanks for this video. My French husband and I live in the US & are thinking about retiring to Toulon because we have family a few villages away.
We would be interested in learning about the various neighborhoods within Toulon, if that would be a possible subject for you. Safety & the ability to travel around without a car are our concerns.
Thanks!
Check it out very carefully and try to consider all aspects.......
My dad was French, mum British and I was born in France before they settled in UK.
Over the years, they tried twice to relocate to France but it just never worked out and each time they returned to UK.
Good luck and very jealous.
Oooh Tuula, that's what I needed to hear❣️ I appreciate this video so much, well all your videos but this one especially. Thank you for sharing your journey, the procedure for long stay Visa, and finances. 🙏🏼 I live in San Luis Obispo County up the road from Ventura on the Central Coast, and have any friends in Ventura... Tuula, Would you point me on the route to take to get a heritage EU passport? 🇪🇸 My grandparents are from Spain. We can't find their Birth certificates or passports but I have some papers of them showing their transportation from Spain visa to the USA and the boat they took passage on. Funny enough it was a French boat called La Salle. 🇫🇷 I feel destined to come and live in France permanently but I would certainly like to get my EU citizenship as well as you did. I realize there are many benefits to having this. Tuula, I'm very excited about it all and a little scared. 💫 Honestly the only thing that's holding me back is finances right now. Trying to get that 25K in savings, and creating some way to make income to support myself when I'm there remotely if possible. I have taught ESL around the world 🌎 as well. 0:10
Could you please tell me what property taxes are in the south of France? At time of purchase,
And on an annual basis. I am from So Ca (like you), so I am used to the CA property tax system. French tax system is somewhat of a mystery to me.
Thanks in advance! Bonne Chance!❤
There’s a summary in English on Wikipedia. Look for page title “Taxation in France”.
Wait.. they paid 400,000 for the house and the title of this video is 200,000
I was wondering about that
Maybe an earlier place remember she mentioned they moved to a house to get a garden?
It depends on where the house/apartment is. In Toulon, with 200K, you can buy 1-bed room apartment only. If you stay in the outskirt of the city, or in village, then a small house can cost like that. If she has a good house with a garden, 400K is a normal price in that region.
@@HoaHongNguyen-xg2pm You can get a big house in some parts of the USA for less than 400k, so location is everything. I do realize that a very adventurist person may not want to live in remote rural areas where house prices tend to be cheaper. I am kind of surprised that she left the southern california area which has very good weather and a long coastline of beach towns. But if you are into traveling around Europe, I guess the south of France could be the ideal spot to live. Traveling from country to country seems to be quite affordable with their high speed train system.
@SandyAdam: some of these shows are just made to suck you in to watch the whole show & then you pick up on the mistakes & untruths. She waffled on a bit & repeated herself. She confused herself. Probably doing these videos to supplement her income because she did tell us a few times how she does not make much money.
Everytime you advertise an area as a possible dwelling place, you're pushing up prices. Every time an area is much talked about, it is TOO LATE to invest your money there anyway.
I have a EU passport and would love to move, but my only child lives in SoCal and I’m in the Boston area. Moving so far scares me!
Hi, I just love the American view of life that they think that they can go to France and not bother to learn the language! I know that the Brits are the same, they tend to raise their voices when now one understands them! Can you imagine going to say California without the ability to speak “American English” or “American Spanish” and presume that you can get bye with your native language?Speaking as a foreigner whose fifth language is English, I am just flabbergasted with some peoples arrogance. I have heard a man in Paris recently say “they can’t do that, I am American”! Cheers mate. Harera
I spoke Spanish and learned Italian before I moved to Italy for 3 years prior to France. Adding a 3rd language was a lot to take on initially.
Agree with you 100 percent.
I agree. Americans, in general, are an embarrassment.
Agree, the same about taxes. They are so afraid of paying into the tex system, but they want the cost free or a low-cost healthcare. The arrogance of these people. Stay in US if you don't want to contribute to the society.
Great video! What was the name of the town you live in? The transcript doesn't display it properly. Thank you.
HI Tuula!~ Thanks for sharing your video and life experiences in the Toulon, Ollioules areas of Southern France. I've been a subscriber of International Living Magazine for quite awhile and subscribed to the TH-cam Channel as well. Although you have lived over there for years now it's interesting that the area in the US that you are from is less than an hour North of where we are living in Cali now so I think close enough to use as a comparison.
If a single person with an American Passport and a small; under 20 pound dog, were to come over there to the area you & your husband are living in now, what would be some ways to know before you come over there that you would have a nice, clean, quiet, affordable place to stay/live short term while you explored the area and perhaps some other close places in Europe?
Do you have to visit the French Embassy in the USA first, or could you just rent something thru a trustworthy platform like Airbnb and come over for under 90 days while you lived and explored?
The area there, the little village, and everything you and so many others both Americans and Europeans have shared seems very lovely, temperate climate, not too hot, not too cold weather, markets, great healthy food sources, nature, etc. and at a much more affordable 'worth it' quality of life than many areas in the world; including where we are now. I don't speak French but would love to learn. Took 5 years of Spanish in school & had Spanish Speaking friends for more immersion in the language and culture and would love to learn French too!~ Would love to learn more. Is there a way to contact you not in a public forum?
Thank you so much! This is great.
what are some typical yearly taxes and all associated fees (like totally monthly housing costs if you buy the condo no finance) on something like a 300k usd 2/2 condo of 50sqm in Nice? Coming from miami perspective here your looking at 500/mo insurance, 300hoa fees, about 180 on air conditioning (electric) water basically free..
You would need to have a relationship with a real estate consultant that specializes in France! They would do this rundown for you.
Can a single retired old guy live out in the country in a little gite with a decent garden for $2,200 a month? I do speak a little French. I’ve been to France and I was able to get along with the little I know.
If the house belongs to you, yes, if you gave an excellent heating system, yes, if you can work online, yes, if you can pay an insurance at about 200 eur a month in france, yes, if you make an efforts for your communications skills in french, yes.
2200 dollars per month is 1850 euros. yes, you are well above the average French retiree which is 1500.
Depends where u live. U must to know by owner for live good because actually loan are very expensive due to tourism and lack of building ( immigration).
U ll be taxed on your income of 850 euros per year.
Thank for a very informative video.😊
Awesome video. Thank you!
Great video! Love France
A few more photos of France would have been nice
You need to explain how the financing of homes works in France.
Thank you for this excellent video about the potential to living in the South of France. I'm looking at the possibly of retirement in Europe and three countries are at the top of my list. Ireland, Belgium and France are my target choices. And I want to make a decision that is economically viable. I like the idea that money goes further in Europe. Everything has gotten so much more expensive in the States since the pandemic .
A stand alone home which once costed 500k is now going for one million dollars. But unfortunately the associated expenses such as property tax and general upkeep have also increased. In my considered opinion it's just not worth it.
I much rather take that one million dollars and buy two properties in Europe and live my dreams. Thank you again for offering such great information about the possibility of life in France.
Thank you so much for sharing this detailed info; I’m also planning early retirement in France; looking forward to live in country side and purchase a 2 bedroom condo, but difficult not knowing where to, also I’m avoiding owning /driving a car; probably impossible to do living in county side? Thank you for the info again, it broaden my horizons.
Moving to the countryside in France without a car is a bit unrealistic. There are some villages with absolutely every kind of shop but in some smaller (and cheaper) villages there is not even a bakery. Also if you don't speak French you might be quite isolated because French ppl your age won't speak English. Honestly, the whole "let's just move to France to retire" needs work and planning. I would suggest go on a holiday first, live there for a while, study what sort of landscape, climate, etc you like (France is extremely varied!) Otherwise you risk getting very disappointed.
I'm French but my wife is asian. When she came to my country, I warned her: French people normallly do not talk to you except if they want money, need something or have a mental problem, which is very frequent in big cities.
Merci
Very instructive
Thanks for your video. As an expat Australian living in the south of France I am very interested in your experience! Sorry to hear French people stereotype Americans, but it seems to be human nature. On the other hand French people are very diverse, according to age, gender, ethnicity, and level of wealth etc. Why ask the question that assumes there is a 'standard' type of French person? As for stand-offishness, people in the South where I live consider Parisians stand-offish. Sometimes people are rude, but often very polite and patient. You are right, they can be reserved if they don't know you.
Perhaps, say hello to a random french on the streets and try to figure out if he or she will answer same? No communication between 2 neighbours which lives like neighbours for years, now you will say an American?
@@Nico-rw1uo I think all foreigners who come to France want to feel they are welcome, but no more or less welcome than anyone else. The expression of bon viveur and chaleur is something you need to earn in France, like in any culture. In my experience, some Americans 'exaggerate' friendliness. It seems almost too much. But I am Anglo-Australian and am more reserved than them, unless I know them and feel safe with them.
@@KhunAdam you don't feel safe with your neighbours? Nor with the meter reader, how about the postman then??
Earn in france? 🤣france have nothing to reward nor rejoice , just french are collapse amongst themselves and on themselves. Its not you who will portray french mindset. Amongst themselves they have some disputes , like someone's grand father migrated in france in 1920, which his grand children born in france are not considered true french. Let's be honest and realistic.
@@Nico-rw1uoYeah......
My father was French and I was born in France 70 years ago but left for UK at a year old. My French cousins, aunts and uncles complain that I don't have a French accent and my French isn't very good but hey, none of them speak English.........
I had to deal with all of dad's estate because I was the only one of our family to speak French.
Very inspiring. I want to relocate too. I need a bit more courage.
heard very little French in the last 20 or so mins. for lady bein there12+yrs at least in this video, but your expose is on point. Demeurant sur Vancouver Island je peux / can compassionate with the beauty you're exposed to on a daily basis, we tend to take it for granted.
you've have made me think, . visited sister's estate in Aix. revisiting south France real possibility Love international living magazine .
Very informative thanks
I’m from Ventura so funny !!
" I don't make much money" but I can afford a 400,000 home?
Hallucinating!!! Have people gone mad who comment on this post?
I am French but I cannot even afford a house of €50.000 as a retired person!
@@naomideguyane I was being sarcastic. She said she "didn't make much money" and my thoughts are but you can afford a 400,000 home? I didn't mean me, retired as well but even when I was working I couldn't make those numbers work. 😉
@@agl5132 Hi from the South of France ( in the Pyrénées Orientales)...
Yes, I understood well, that you were being sarcastic 😘I meant other people who make remarks under this video as if it is "cheap", a bargain, the way she lives in France!
Even people with a reasonable salary (like teachers, nurses) can't afford her lifestyle as retired people in the South of France!
Take care & have a nice day...🏵🌿🕊
P.S All the foreigners coming to live in France drive up the prices of Real Estate too for the locals! It's the same in Italy, Spain & Portugal...
Tuula, lovely place to live. I believe your heritage is from Finland. Ever been here ?
Thanks, I assume they have electronic medical records so all the doctors see ur medical history? I am exploring moving to France. You also said Cable & TV, what is the difference?
Yes, they do.
Il ni a pas de cable comme aux etats unis ... En france, en général, il y a une fibre optique qui arrive jusque chez vous et qui alimente un boîtier fourni par l'operateur télecom de votre choix et ce boitier qui est également wifi et aussi rj45 vous permet d'avoir internet partout dans la maison, des bouquets de télévisions nationales, locales, et de tas de pays dans le monde, le Téléphone local et international .... En illimité ... Et pour 25 à 40 euros par mois ... Et il y a des tarifs réduits si vous prenez vos abonnements de téléphones portables chez le même opérateur ... Avec même chose pour les portables, internet et appel illimité, appel internationaux illimité ... Etc ... Etc ...
Are the Mistral winds very prevalent in Toulon?
Yes, sometimes… but true pretty much for all of the south.
Their apartment in Toulon was $200,000
What are your income taxes like? What is the percentage range based on income?
as a US citizen you will still pay the IRS the federal income tax unless you renounce your citizenship, so it's not tax free
True but why not spend time where the cost of living is lower, health care is cheaper and better and has a rich history and culture while paying the US taxes? If you work in France there is the Foreign Tax credit or foreign tax exclusion so you get credit for taxes paid and aren't double taxed. The tax treaty between US and France is one of the best in the world. As a US retiree living in rural midwest tax burden in France is less than in the US.
It depends on your income level. I'm on US Social Security, pay zero Federal Income Tax, and France does not tax your US Social Security benefit. The contribution you do make is a 6.5% Social tax on your SS benefit, and any other US income.
@@brianwhite1189 Yes and most of that is recovered if you currently pay state income tax and the property tax difference (depending on where you live and how much property taxes are) we have a half acre and 1500sq/ft home and the difference is break even. The health care, food and other cheaper costs in France make it a net positive by more than a small margin. Each person has to do their own calculations to see if it works well for them.
@@zeitgeist888So many great points. I'm retired, near Seattle, rent and no state income tax. The rent here is super high now and I will be leaving the area.
There's a tax agreement so you don''t get double dipped. If you are retired, get an address in a state that does not tax your retirement or SS income.
50% less rent costs??? Why is the South of France considered expensive- where did that come from then?
On the website Numbeo you can do rent price comparisons of French / US cities.
She talked about life in villages, not in big cities. The price of foods in Cannes or Nice is almost double of those in smaller cities like Tours or New Orleans. No one would say that life is cheap in France. If you bring a lot of money to come to live there, yes, nice. But it is not the case for French themselves!
The south of France is more expensive than other parts because everyone retires there, actually retirees are way over-represented in this part of France, it's like the Florida of France.
Excellent video!
Merci!
is it affordable to retire there?
Are you surehealth insurance is that cheap? Especially for elderly people?
bus pass discount for seniors?
Ventura is on fire.
My only hope of a second passport is Canadian as my Mother was born in Nova Scotia. My husband is a British citizen and I would dearly love a British passport but we live in the US. Would a Canadian passport be of any advantage to me if we moved to France?
Great video. We are hoping to retire there in 2 years.
Do you know how much income is required for a retired couple?
I thought I heard her say it was $1300 or $1400 per person. There’s no retirement visa, just a long term stay visa, which you can renew. Tax treaty prevents double taxation. You prob pay a bit into the medical insurance system, plus the top up insurance.
Also, she didn’t go into this, but I believe you need to address any inheritance issues if you have children. I.e. putting any real estate into their name to prevent French inheritance tax law from taxing a portion of it.
Private health clinics in France are controlled by the French health service [SECU]. They are allowed to charge above the standard rates and your private mutual will pay the difference. Salaries a very low in France compared to the USA. This is due to high patronal charges and taxes which are the highest in the world! This means that disposable income for French people means that everything you consider cheap is in fact too expensive!
Youre right, we pay à lot of taxes but in case of chronic diseases like cancer, it s all provided by the health care system meaning if you manage to save 200 000 euros through your whole life , you ll die w. 200 000 e in your bank account. No bankruptcy guaranteed😊
I think older retirees from USA should think twice before retiring to any non-English speaking country. It will be harder for them to become fluent in the native language than a younger person. How will they effectively communicate to a non-english speaking doctor or dentist? How could they really know if they are violating rules if they can't read the language let alone communicate effectively in writing?
It's true. I'm French and I hate this country so bad. I can't wait to leave.
It's too expensive and Healthcare is collapsing too. Not worth it. The usa is much better.❤❤❤
@@tepi021real estate in France is not cheap but overheating. The French have less purchasing capacity due to exorbitant taxes. for example the state takes 33% of my annual income. I don't count deductions from wages, property tax, VAT. I think 60% of what I earn goes back to the state during the year.
@@tepi021I’ve visited France many times especially Paris and l got around easily.
great video
Well your house obviously doesn't cost $200,000
You didn't plug in your mic.