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- เผยแพร่เมื่อ 19 มี.ค. 2020
- Christine Benz, Director of Personal Finance, Morningstar Inc, talks about 6 hidden risks in retirement planning and how to factor them in to your retirement plan at Ally Invest’s FOMO Free Financial Future Conference (March 11, 2020).
Christine Benz, Director of Personal Finance, Morningstar Inc.
www.morningstar.com/authors/3...
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2:53 Retirement date risk
7:16 Sequence of return risk
17:44 Low yield risk
22:51 Inflation risk
27:39 Health care and long-term care risks
31:08 Longevity risks
33:13 Questions and answers
Thank you for this informative and well-reasoned presentation, Christine. I'm learning from you and appreciate your calm, non-salesy demeanor.
Great content. Thank you.
Christine as always you are the best explaining this stuff. Would 3 years income in short term us treasuries meet the bucket 1 requirements?
Great video!
Love her articles on Morningstar.
Sequence if return and low yield risk may be mitigated by basing withdrawals on a rolling average of returns. Timing risk may be mitigated by projecting inflation adjusted returns projection. All these items are based on data points that must be gathered over years and not rules of thumb. You also need to track and average out inflation.
Mam,
In Canada, what are the Asset Mgmt. Companies or Fund house available, to purchase Direct Index Funds (without distributor commision) ?
Can you suggest some Index Funds also for a Canadian ?
Regards.
You just have to open a self directed investment account from any financial institution, I have mine with TD bank. There is also wealth simple. You can then by index fund like TD e-series index fund( only for TD bank investment account holder), iShare index fund, Blackrock index fund, etc….. Hope this helps.
As aiming very low income today for investment
Money Honeys.
Christine speaks in horrible lingo, as if we all understand that terminology. I stopped listening to her. And she never gives examples of what she means for example, mentioning "income distribution." She might as well just talk to herself and handful of her colleagues.