The biggest con of BTO is childbearing procrastination. The cost of handling children with special needs outweighs the profit from BTO. Unless you are determined to be childless, go ahead.
would say luck is one factor. i've seen many friends getting a bto without even a proper job and some at only 21 years old , getting 5rm btos and all just on first try. there's definitely more than meets the eye when applying for bto.
![Temasek Explained: How was Temasek started? [Part 1/8]](http://i.ytimg.com/vi/S6Ey5hPsBfY/mqdefault.jpg)
The biggest con of BTO is childbearing procrastination. The cost of handling children with special needs outweighs the profit from BTO. Unless you are determined to be childless, go ahead.
would say luck is one factor. i've seen many friends getting a bto without even a proper job and some at only 21 years old , getting 5rm btos and all just on first try. there's definitely more than meets the eye when applying for bto.