There are two ways to look at the business ecosystems. 1. From the consumer viewpoint: where the rising monopolization in any sector is worst for consumers and not so good for healthy competition 2. From an investors viewpoint: if you have done a good deal of fundamental analysis of their business and have strong conviction, then invest in that company no matter what. The monopoly would help generate wealth. I believe that investing in such companies would still be a better choice than complaining about their market dominance. Atleast we wont be in the worst situation of only being a consumer.
I have been using the jio finance app for past two weeks for all payment purposes..it was down for one day..but that is expected for an app in its Beta version..they haven't yet launched the full version yet..the look and feel are good.. don't know which phone or OS you are using..but these issues are common when an app is in it's Beta version..
Jio Financial service plan is to replace Paytm, Policy Baazar. And when people will start doing transactions with their platform they will come to know more about finances of people. And with that data they will move towards saving, investments banking and credit facility and many
The jio entry in financial was this late because of the clause in the Ambani split that each of them won’t entry the others business domain till a certain period. That period expired and so RIL created JIOFIN.
Their real MOAT to start with is reach .. the financial services can easily bundled with existing consumer facing transactions in retail and telecom. Once the pilots and tech stack is stabilised- they will be able to ramp up at phenomenal speed because of this reach and financial backing .. exciting times ahead-next 12 months 😇
It boils down to how the leadership is gonna pivot the reliance business including jiofin . There are some reservations given some news reports/ rumors about Mr Mukesh Ambani's health and the younger guns are not well tested yet (atleast not seen in the public eye) + if there are gonna be any disputes arising out of division within the heirs. Those are some reasons, i am slightly reluctant in investing more money in Reliance.
Reliance is a big conglomerate but its disruption strategy will not always work without good service and competitive technology. I feel that Reliance focuses on quantity but not on quality.
This has been Jio's strategy for a long time. They don't really invest in digital infrastructure for a long time in their products. For e.g a few years back they had come up with an app, Jio attendance. This was intended to disrupt the small scale business' employees management market, which till today is predominantly unorganised. I had faced a similar issue then. Same was the case with Jio Mart. I have observed quality centric consumers in metro and tier 1 cities just dropping off from Jio's offerings/ecosystem because of this.
@@finshotstv Not sure of Jio Finance, but Jio Cinema TV app is riddled with bugs. I have seen better software written by students. But hey, for the premium channels they offer at Rs. 29 per month, I am not complaining.
I couldn’t register UPI, error 3 times and now told to try after 24 hours. Just because you didn’t face a glitch doesn’t mean there aren’t any. Muppets
The way ambani becoming monopoly is dangerous to the people. No one will realize until something happens. Please check the number of retailers and small scale industries who closed their businesses due to this corporate giants. Banks are funding like anything.
You haven't understand the plan of Motabhai... His biggest concern as on today is not to enter in Financial Market but to split his business between his three children... after the birth of grandson from his daughter he has gifted this company with 5% reliance shares to his daughter... It is given specifically to his daughter as her husband is running NBFC under the brandname of Piramal Enterprises.... After few years both these companies will be merging to form a single entity.... Secondly it is done now as he don't want any of his sons to get into this business... In next 10-15 years he will give retail & Jio telephony to one of the son and energy business to another son... He may take a call on this small non significant businesses at later date...
Pls remove the lamp from the background and change the side so that people moving in the background doesnt show up or hide that part using a green screen/video editing!
The finely tuned balancing act of pro v con being presented has led you to make a hash of this presentation. I liked the conversational tone. But this being one from Finshots team, I expect that you make it a fairly objective, pointed, elaborate content, with a stand to be taken at the end of it. Next time, I hope it would be better than this.
Really Disruption Is falling Banks Diposit Rate vs Banks Credit 💳 Higher Pricing for NBFC & Bank to Lend vs Cash Rich Jio more in Credits Hungry Country like India So RBI is actually supporting Jio with less Credits for Ordinary Banks to Give or by Reducing Amount of Liquidity in Banking & Financials paving smooth way for Jio to disrupt the market amind it's falling revenues This can be also term as Indian Banking Liquidity Crices
Madam ji content topic is good but some information is wrong. For example jio is applying sell to direct consumer insurance product. Please verify on irdai Portal u got the information
Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, l'm really just confused at this point.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
I read on CNBC about someone who is netting $20k a month himself from just his tradings in the market, which is from capital he had amassed long ago. That is incredible. How do people do that?
Ir is also a part of Jio Finance services Smart work. Many people have download the app and use it. This is the Ambani's work style 😂. Do not take tension As an investor they are best in business.
Didn't TRAI also have strong regulations on the pricing rules back when Jio launched? Yet Jio was able to offer dirt cheap plans. I feel govt would again do something for JFS by quietly tweaking rules here and there in the financial services to unduly favour Jio
Excellent point. Discretionary ability to give long moratoriums, cheap loans at 7.99% which is within regulatory boundary. Banks like HDFC might feel pain.
Yes. Moratorium of 6 months can be given if reason is valid. They can also give loans at competitive rates like 9% which is within regulatory boundary.
Much of disruption happens in the regulatory grey zone. Maybe there is something Jio has which we cannot see. Else financial services is an evolved and competitive spaces which is difficult to overwhelm.
What about Corporate Ethics and Customer Service during issues. I have never come across any Jio BU which impresses on both these counts when compared to other Peers especially the MNCs. It is good to own their stock and make money, but not experiment them on you😀
There is one problem with you guys, you guys are not consistent, i feel like that you guys sell some seasonal fruit or vegetables. Video come occasionally. Be like potatoes they are available throughout the year. You guys are great at analysis financial data.
@@finshotstv- No need to be. 1 hour of great introspection & reflection is better than 30 years of mere book reading. 1 quality video in 6 months is 1000 times better than 1 junk video per week.
@@anadumuakr4054 processing fees and prepayment penalties are not regulated. It can be controlled by a Financing company itself. "Only legal and stamp paper charges" part of the processing fees are regulated in the whole process. Get some finance knowledge man 🤠
Is this marketing video of Jio financial services 😂because its not truly analysing company for what it has accomplished as of today and what they are making up for only hype to get share value high.
I beleive jio financial also have plans to enter into asset management and services related to it, which might lead to more power to it.
Moreover the 45%+ shareholder is blackrock. It should not be ignored. Maybe our souls rest in peace, when we get something of their loan products.
Wow, I didn’t know that
Block rock starting buying India too :/
There are two ways to look at the business ecosystems.
1. From the consumer viewpoint: where the rising monopolization in any sector is worst for consumers and not so good for healthy competition
2. From an investors viewpoint: if you have done a good deal of fundamental analysis of their business and have strong conviction, then invest in that company no matter what. The monopoly would help generate wealth.
I believe that investing in such companies would still be a better choice than complaining about their market dominance. Atleast we wont be in the worst situation of only being a consumer.
I have been using the jio finance app for past two weeks for all payment purposes..it was down for one day..but that is expected for an app in its Beta version..they haven't yet launched the full version yet..the look and feel are good.. don't know which phone or OS you are using..but these issues are common when an app is in it's Beta version..
Absolutely!
Jio Financial service plan is to replace Paytm, Policy Baazar. And when people will start doing transactions with their platform they will come to know more about finances of people. And with that data they will move towards saving, investments banking and credit facility and many
Please include English subtitles as well. Right now only Hindi is available. Thanks.
The jio entry in financial was this late because of the clause in the Ambani split that each of them won’t entry the others business domain till a certain period. That period expired and so RIL created JIOFIN.
That got over in 2016
Excellent 👌 presentation.😊
Very well explained 👍👍
It is not the Ambani reason for massive growth but the folks and creative minds inside the Team that implement the Ideas which take the rapid growth
After watching your video I downloaded the app and able Sigh in, resister for UPI in 1 try with smooth transition without glitch.
Hi, FYI I have downloaded Jio finance app and making transactions. App is working for me
Please keep making videos from time to time, your fans are eagerly waiting for your videos.
Awesome analysis and presentation 👍
I believe jio financial aslo have plans to enter into asset management and service related to it which lead more and more..
Thank you, great analysis
Glad you liked it!
Thanks for uploading useful information Niharika
🙏💐Your conversation skill is very nice. How can I learn ?
The Jio Finance app is still in beta - disruptions are expected.
This App of Jio is excellent
what is your sunday newsletter?
at this point it is concerning. Ambani is taking over sector by sector
Their real MOAT to start with is reach .. the financial services can easily bundled with existing consumer facing transactions in retail and telecom. Once the pilots and tech stack is stabilised- they will be able to ramp up at phenomenal speed because of this reach and financial backing .. exciting times ahead-next 12 months 😇
Won’t be surprised if they become in top3 in each of the segments they enter .. like in Telecom and Retail
It boils down to how the leadership is gonna pivot the reliance business including jiofin . There are some reservations given some news reports/ rumors about Mr Mukesh Ambani's health and the younger guns are not well tested yet (atleast not seen in the public eye) + if there are gonna be any disputes arising out of division within the heirs. Those are some reasons, i am slightly reluctant in investing more money in Reliance.
Reliance is a big conglomerate but its disruption strategy will not always work without good service and competitive technology. I feel that Reliance focuses on quantity but not on quality.
Who are the Rta partner for jio financial services?
Simply Extra-ordinary.
love the video ❤
Glad you love it!
What about cdsl and kpit tech
Great video 👏
Thank you!
This has been Jio's strategy for a long time. They don't really invest in digital infrastructure for a long time in their products. For e.g a few years back they had come up with an app, Jio attendance. This was intended to disrupt the small scale business' employees management market, which till today is predominantly unorganised.
I had faced a similar issue then.
Same was the case with Jio Mart.
I have observed quality centric consumers in metro and tier 1 cities just dropping off from Jio's offerings/ecosystem because of this.
App is fully functional. kindly don't misguides viewers
We have screenshots and screen recordings of the app not working. We can send them to you over email if you want
@@finshotstv Not sure of Jio Finance, but Jio Cinema TV app is riddled with bugs. I have seen better software written by students. But hey, for the premium channels they offer at Rs. 29 per month, I am not complaining.
I'm using this app from Tamilnadu it's working smoth and fast upi @@finshotstv
I couldn’t register UPI, error 3 times and now told to try after 24 hours. Just because you didn’t face a glitch doesn’t mean there aren’t any. Muppets
@@nambiaadhan1110 App Smoothly nahi chalta hai
🙏🙏
The glitch you mentioned is because mobile may be connected to wifi. Turn off wifi ,connect via mobile network, it will work.
Excellent 👌
Truly covered the whole current market insights, Thanks for this
Glad it was helpful!
😂 we won't sell jio share 😂
Where's the strategy?
Mukesh Ambani can destroy peers through his jio finance.
Thank you
The way ambani becoming monopoly is dangerous to the people. No one will realize until something happens. Please check the number of retailers and small scale industries who closed their businesses due to this corporate giants. Banks are funding like anything.
Until everything goes out of hand no one listens
You haven't understand the plan of Motabhai... His biggest concern as on today is not to enter in Financial Market but to split his business between his three children... after the birth of grandson from his daughter he has gifted this company with 5% reliance shares to his daughter... It is given specifically to his daughter as her husband is running NBFC under the brandname of Piramal Enterprises.... After few years both these companies will be merging to form a single entity.... Secondly it is done now as he don't want any of his sons to get into this business... In next 10-15 years he will give retail & Jio telephony to one of the son and energy business to another son... He may take a call on this small non significant businesses at later date...
To get foothold in financial services they will make government pass bill to bend RBI guidelines on investment.
so what's the game plan?
disruption of finance sector to establish monopoly and thats not easy as every day is not sunday
Pls remove the lamp from the background and change the side so that people moving in the background doesnt show up or hide that part using a green screen/video editing!
Nyc analysis mam
Thanks a lot!
The finely tuned balancing act of pro v con being presented has led you to make a hash of this presentation. I liked the conversational tone. But this being one from Finshots team, I expect that you make it a fairly objective, pointed, elaborate content, with a stand to be taken at the end of it. Next time, I hope it would be better than this.
Was the lamp in the background really necessary. Looks so weird
correct lamp mein sey alladin nikalega
She was trying to throw some light on the subject literally!!
😂@@ntgin62
Bhai idhar content ki quality nhi, tu extra cheeze kyo dekh raha hain
Lamp is good, but is she needed in the frame?
Really Disruption Is falling Banks Diposit Rate vs Banks Credit 💳 Higher Pricing for NBFC & Bank to Lend vs Cash Rich Jio more in Credits Hungry Country like India
So RBI is actually supporting Jio with less Credits for Ordinary Banks to Give or by Reducing Amount of Liquidity in Banking & Financials paving smooth way for Jio to disrupt the market amind it's falling revenues
This can be also term as Indian Banking Liquidity Crices
Madam ji content topic is good but some information is wrong. For example jio is applying sell to direct consumer insurance product. Please verify on irdai Portal u got the information
Mam u can explain well but many of my friends can't understand English so pls try to explain in hindi pls that's an request
Seriously how much did blackrock pay Indian govt. to do business in India. Even Adani had bribed USA officials to do business there.
Adani allegedly bribed indian officials not US.
Hit 110k last week, lost over 14k today
Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, l'm really just confused at this point.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Heard someone mention a couple making around $120,000 during the recent Bitcoin pump. How're they doing it?
I read on CNBC about someone who is netting $20k a month himself from just his tradings in the market, which is from capital he had amassed long ago. That is incredible. How do people do that?
You need a pro that is good at navigating the market. Someone like Angela Reinhard
Good and appealing
JIOFIN SHARES will move very high after 30 augest
Which year? 😝
@@roadingfox may be 2030😅
Excellent content as usual from Finshots
Much appreciated!
Free of cost ,seems ,now rechare at highest rate.
Ir is also a part of Jio Finance services Smart work. Many people have download the app and use it. This is the Ambani's work style 😂. Do not take tension As an investor they are best in business.
Jio financial : Empty Vessel makes much noise !!
Its not disruption that Ambani is looking for, any Conglomerate always focuses on out playing the competition, simple and effective.
so thats disruption in disguise
@@anadumuakr4054 Yeah Kinda, Simon Sinek explains this well with his Finite vs Infinite game theory.
You were here to disrupt Jio Fin😂😂😂 by saying all negatives😅😅😅
Ma'am what regulator u r taking about RBI and SEBI😂😂😂...These corporate are exempted from regulations by power in Delhi 😊
Please explain this article in hindi version
Long time targat 5000
Not clear ...Subject and content not matching
what's her name?
Now reliance thermax bio cng
"Systemically" important, not "systematically".
They are in booming sector
Bring more !!❤
That’s the plan!
Didn't TRAI also have strong regulations on the pricing rules back when Jio launched? Yet Jio was able to offer dirt cheap plans. I feel govt would again do something for JFS by quietly tweaking rules here and there in the financial services to unduly favour Jio
That’s a very interesting perspective, food for thought!
In your dreams. On financial policies, RBI doesn't even listen to Ruling/governing party. RBI is an autonomy protecting country's financial health.
@@FaceTheHarshTruth aapke muh me ghee shakkar bhai
@@FaceTheHarshTruth really when it comes to ambani adani RBI becomes SBI😆
Excellent point. Discretionary ability to give long moratoriums, cheap loans at 7.99% which is within regulatory boundary. Banks like HDFC might feel pain.
Nice❤
Jio mobile network is worst.. let them first improve in telecom sector.. I am hearing about jio finance from 1 year.. lets see..
Jio pride of India
of course they can .that's the speciality . they got bsnl infra for free just wait
I loved the video❤. But I think it should be systemically important instead of systematically important.
I thought its a mouthpiece of Reliance Industries 😂
Finance mein 1 saal tak free loan nahi de skte na..
😄
Yes. Moratorium of 6 months can be given if reason is valid. They can also give loans at competitive rates like 9% which is within regulatory boundary.
Much of disruption happens in the regulatory grey zone. Maybe there is something Jio has which we cannot see. Else financial services is an evolved and competitive spaces which is difficult to overwhelm.
That’s an interesting point. We’ll hang to wait and watch if Jio Financial Services have any tricks up their sleeves.
@@finshotstv nice phrase tricks up their slaves
Excellent point. Financial services has matured & number of rivals in each segment is also large. We can only know in time.
Stock is down from 5 months indication of some things big
Title and content mismatch…
Capital is spelt incorrectly guys. Makes you lose credibility.
What about Corporate Ethics and Customer Service during issues. I have never come across any Jio BU which impresses on both these counts when compared to other Peers especially the MNCs. It is good to own their stock and make money, but not experiment them on you😀
Indian people need to be careful of adani and ambani😂
Thumbnail changed, they don’t even know what video they are making
🙏🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟💪💪💪💪💪💪💪💪IF your great keep it up and can dreams it you can do it,""
BEST wishes your bright future's ❤️
increase the volume of this video
There is one problem with you guys, you guys are not consistent, i feel like that you guys sell some seasonal fruit or vegetables. Video come occasionally. Be like potatoes they are available throughout the year. You guys are great at analysis financial data.
Will be consistent from now on, Shashank!
@@finshotstv- No need to be. 1 hour of great introspection & reflection is better than 30 years of mere book reading. 1 quality video in 6 months is 1000 times better than 1 junk video per week.
Jio financials entry into the market is a bit late.
Please speak slowly, the speed at which you speak, it's difficult to grasp.
Waiving off the processing fees & prepayment penalties, may attract new borrowers. Being deep pocket player 😅 Reliance can do this at bare minimum.
regulations wont allow that this is finance not telecom😄
@@anadumuakr4054 processing fees and prepayment penalties are not regulated. It can be controlled by a Financing company itself. "Only legal and stamp paper charges" part of the processing fees are regulated in the whole process.
Get some finance knowledge man 🤠
Plz stop moving your hands so much, gets hard to focus on what you are saying. Nice video though.
Will JFS give Dividends or Bonus shares ?? Will it survive even for a year ?
Mostly no they wont be giving bonus share or dividends anytime sooner
Is this marketing video of Jio financial services 😂because its not truly analysing company for what it has accomplished as of today and what they are making up for only hype to get share value high.
Poor analysis, no data shown in video. Just idhar udhar ki baate...
This feels like a promo, guess thay got paid
Could have been more informative pointerwise.. too much bla bla
Raymond favourite in allahabad naani jail
Smiling mafia😂
❤
Paid degrading ? Jio fin is sure bet
@jio
👍