The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It's so difficult for people who are retired and have no savings to fall back on.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment.Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am in my mid 40s, approaching retirement, and have approximately over million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you've got it all worked out with the firm you work with so i surely wouldn't mind a recommendation.
I've experimented with a few over the past years, but l've stuck with Kathie daisy bosco for about three years now, and her performance has been consistently impressive. She's quite known in her field, look her up.
Yes. Policy risk is there and it is very real. The recent removal of SA for 55 and above is one such negative shift and I just wonder how many retirees' plans have been thrown out due to this.
everybody highly educated knows very well how chao kuan our white man is, only they can suka suka on their timing chg policy if not, the only strategy is hokkien say, I can eat your money but no way u can eat me as simple concept as that in all the business logic and policy they come out , if not, where their salary and their existence presence come from , they are pushing singaporean how long u can endure and the courage act of vote them out at the expense of country benefits as truth as that but none can say no, none will do because of fear of losing money than the righteous of fairness and just in the name of humanity. 😂🤣😅
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It's so difficult for people who are retired and have no savings to fall back on.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment.Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am in my mid 40s, approaching retirement, and have approximately over million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you've got it all worked out with the firm you work with so i surely wouldn't mind a recommendation.
I've experimented with a few over the past years, but l've stuck with Kathie daisy bosco for about three years now, and her performance has been consistently impressive. She's quite known in her field, look her up.
If a bank has billions burnt I'm investments, how does the bank get money to pay annuities?😅
If all our cpf cannot withdraw forever that will be best. Why? I love swf to invest our money mah😅
Yes. Policy risk is there and it is very real. The recent removal of SA for 55 and above is one such negative shift and I just wonder how many retirees' plans have been thrown out due to this.
everybody highly educated knows very well how chao kuan our white man is, only they can suka suka on their timing chg policy if not, the only strategy is hokkien say, I can eat your money but no way u can eat me as simple concept as that in all the business logic and policy they come out , if not, where their salary and their existence presence come from , they are pushing singaporean how long u can endure and the courage act of vote them out at the expense of country benefits as truth as that but none can say no, none will do because of fear of losing money than the righteous of fairness and just in the name of humanity. 😂🤣😅
illegal is called scammer, legal is called day light robbery..😂🤣😅
Don’t ever park your $$$ in cpf…draw whatever u can..learn how to invest..better lost $$ at your own will than slave to vault