Gracias por la información. :) Medications can be much less in MX if you price check. In Guadalajara I have found that Farmacia Guadalajara is the most affordable. Also, if you visit a pharmacy they might give you a more expensive version of the medication. I always check the prices online first so I know which brands are more affordable.
Seems alot of people dont think about U.S. HSA accts but they are usable in Mexico for health costs. Non premium expenses/costs under 65 and even premium cost over. Which can go a long way there and open all kinds of funding options
Most americans dont even know what HSA is. But yeah i didnt know we could use our HSA in Mexico. Its an awsome estrategy and would love a video about the details on how to use it.
@@RA-fm8wr I don’t think every HSA will allow you to use your funds to pay in Mexico. A couple of years ago I called my HSA provider and they told me I would have to pay out of my own pocket and then submit a claim with proof of medical services rendered
I pay all my medical bills with a credit card and then reimburse from the HSA acct. As long as you keep the receipt and can tied the charge to a medical expense, the IRS doesn't specify where you are when its used. If you mean an employer sponsored FSA, then yes they get complicated and not the same. Lively, Fidelity, and most of the self directed and controlled Individual HSAs are easy to use for qualified health expenses anywhere in the world.
Choose wisely, I made a big mistake and used an US company that had bad reviews. Had a stent inserted las February- was in good general health beforehand. Although it's one of the conditions that was covered they didn't approve it. I had to pay the entire bill to get out of the hospital. They claimed I wasn't covered. Took five months for them to finally pay up. Now due my precondition I cannot even get the IMSS. Might have to move back to the states now due to this error.
Why was there no mention of Insabi for those who may not have a choice depending on their pre-existing condition? If you can't afford private insurance due to the pre-existing conditon and are rejected by IMSS, Insabi may be your only option. Also, what about the doctors at Pharmacies for routine care? Some of them are actually very good and all it costs is a good tip. Everyone says Insabi is only for the poor, but when you're healthy with a pre-existing condition but denied coverage everywhere else or given crazy prices despite being healthy, sometimes you have to accept what is available and Insabi actually has a lot of good doctors even if it has a chaotic process.
Because INSABI is meant for the most impoverished regions of Mexico where those Mexicans have no money and do not have access to private health insurance or IMSS because they do not have formal contracts. So I DO NOT recommend any foreigner come to Mexico and take away this precious program from anyone.
@MexicoRelocationGuide I disagree when it's someone's only option to obtain certain medications. You'd rather them die rather than use an available system to no fault of their own just because they straddle the line between being unable to afford private insurance and get rejected by less costly options? What's wrong with using a mixture of both? Use your own budget for what one can afford and use insabi when one has no choice? There's a subset of the population you clearly don't understand.
@MexicoRelocationGuide So you're suggesting that if you can't get your medicines any other way but through Insabi that one should just die because the program wasn't meant for them?
@@Lizz7711 I'm noticing disappearing messages, so let me try again. I can't say what one is supposed to do. All I can say is that I always tip well because I feel like they deserve it.
I appreciate your videos. But, I'm always baffled and bit angry when I hear how great MX medical is. reason, my late fiancé, got ill in Cabo, Dr. treated him in hotel but refused to take him to Hospital. His Insurance was notified and all arranged directly by Canadian Government insurance Co. but it takes 2 days for funds to be transferred, as it was a weekend. Canadians offices don't work on weekends. Dr. Andre refused to wait, wanted all cash immediately! in thousands $$, I didn't have that much on hand, that selfish MX policy killed my fiance. He needed urgent hospital care not, only CPR, where Dr callopsed his lungs by excess pressure. My fiance died, next 4 days were a nightmare for me alone in MX. Lack of emphaty for expats. $$$ was a factor not saving a life. 2nd, I was told by Police, it be in my best interest not to blame anyone, hmm??? Really? I guess expat life doesn't count
what’s a terrible situation. I’m sorry you went through that. but that is not the norm- that doctor or hospital isn’t a representation of the whole system. But again I am so sorry you guys went through this
That's awful and I'm SO sorry for your loss :( Medical care and medication is the #4 cause of death in the USA - supposed "proper" care - but mistakes abound. I think this video is addressing those who elect to have some type of Mexican insurance coverage, and also I've heard big tourist towns like Cancun and I guess Cabo have some very sketchy practices and take advantage of foreigners - this is just wrong and a terrible tragedy for you and many others.
@@JamiGoss-f3h Yes, there are various labs near me (Chapala) and all you need to do is make an appointment or even walk in and don't need a doctor prescription. As far as only a cholesterol test it should be reasonable, my comprehensive blood analysis was only $60 US
Both should be available. But you should not auto medicate. Make sure you talk to a local healthcare professional to understand about dosages. And make sure you buy medications from legitimate pharmacies like Farmacia Guadalajara, Farmacia Similares, Farmacia del Ahorro, Farmacia Benavides, Soriana, Walmart, other grocery stores
![TEEDEE TADA - DIAMOND NARAKORN X LEGO LYKN [Special Dance Performance]](http://i.ytimg.com/vi/QgtZedFeumA/mqdefault.jpg)
Excellent video!!
Another very informative discussion, thank you to both Edgardo and Mariana!
Gracias por la información. :) Medications can be much less in MX if you price check. In Guadalajara I have found that Farmacia Guadalajara is the most affordable. Also, if you visit a pharmacy they might give you a more expensive version of the medication. I always check the prices online first so I know which brands are more affordable.
Seems alot of people dont think about U.S. HSA accts but they are usable in Mexico for health costs. Non premium expenses/costs under 65 and even premium cost over. Which can go a long way there and open all kinds of funding options
This is something about which I would love to see a TH-cam video, including perhaps which of the HSA providers work best when living outside the USA.
Thanks! this isn’t exactly my area of expertise. but I am sure there is a TH-cam channel out there with expat HSA experience for the masses
Most americans dont even know what HSA is. But yeah i didnt know we could use our HSA in Mexico. Its an awsome estrategy and would love a video about the details on how to use it.
@@RA-fm8wr I don’t think every HSA will allow you to use your funds to pay in Mexico. A couple of years ago I called my HSA provider and they told me I would have to pay out of my own pocket and then submit a claim with proof of medical services rendered
I pay all my medical bills with a credit card and then reimburse from the HSA acct. As long as you keep the receipt and can tied the charge to a medical expense, the IRS doesn't specify where you are when its used. If you mean an employer sponsored FSA, then yes they get complicated and not the same. Lively, Fidelity, and most of the self directed and controlled Individual HSAs are easy to use for qualified health expenses anywhere in the world.
Thank you for these important links!
Choose wisely, I made a big mistake and used an US company that had bad reviews. Had a stent inserted las February- was in good general health beforehand. Although it's one of the conditions that was covered they didn't approve it. I had to pay the entire bill to get out of the hospital. They claimed I wasn't covered. Took five months for them to finally pay up. Now due my precondition I cannot even get the IMSS. Might have to move back to the states now due to this error.
Why was there no mention of Insabi for those who may not have a choice depending on their pre-existing condition? If you can't afford private insurance due to the pre-existing conditon and are rejected by IMSS, Insabi may be your only option. Also, what about the doctors at Pharmacies for routine care? Some of them are actually very good and all it costs is a good tip. Everyone says Insabi is only for the poor, but when you're healthy with a pre-existing condition but denied coverage everywhere else or given crazy prices despite being healthy, sometimes you have to accept what is available and Insabi actually has a lot of good doctors even if it has a chaotic process.
Because INSABI is meant for the most impoverished regions of Mexico where those Mexicans have no money and do not have access to private health insurance or IMSS because they do not have formal contracts. So I DO NOT recommend any foreigner come to Mexico and take away this precious program from anyone.
@MexicoRelocationGuide I disagree when it's someone's only option to obtain certain medications. You'd rather them die rather than use an available system to no fault of their own just because they straddle the line between being unable to afford private insurance and get rejected by less costly options? What's wrong with using a mixture of both? Use your own budget for what one can afford and use insabi when one has no choice? There's a subset of the population you clearly don't understand.
Are we supposed to tip the pharmacy doctors? I went to one a couple years ago and didn't tip, now I feel bad if that's a thing!
@MexicoRelocationGuide So you're suggesting that if you can't get your medicines any other way but through Insabi that one should just die because the program wasn't meant for them?
@@Lizz7711 I'm noticing disappearing messages, so let me try again. I can't say what one is supposed to do. All I can say is that I always tip well because I feel like they deserve it.
California
The blood work my doctor has me take would cost me over $1000 in the US.
So i take it any healthcare insurance you have in the states are not valid in Mexico?
Depends on your health insurance
Wonder if anyone has had any experience with Ginki insurance? We met someone in SMA that has it and loves it. Seems inexpensive as well.
I appreciate your videos. But, I'm always baffled and bit angry when I hear how great MX medical is.
reason, my late fiancé, got ill in Cabo, Dr. treated him in hotel but refused to take him to Hospital. His Insurance was notified and all arranged directly by Canadian Government insurance Co. but it takes 2 days for funds to be transferred, as it was a weekend. Canadians offices don't work on weekends. Dr. Andre refused to wait, wanted all cash immediately! in thousands $$, I didn't have that much on hand, that selfish MX policy killed my fiance. He needed urgent hospital care not, only CPR, where Dr callopsed his lungs by excess pressure.
My fiance died, next 4 days were a nightmare for me alone in MX.
Lack of emphaty for expats. $$$ was a factor not saving a life.
2nd, I was told by Police, it be in my best interest not to blame anyone, hmm??? Really? I guess expat life doesn't count
no it shouldn't. Thank you.@@nala3038
what’s a terrible situation. I’m sorry you went through that. but that is not the norm- that doctor or hospital isn’t a representation of the whole system. But again I am so sorry you guys went through this
That's awful and I'm SO sorry for your loss :( Medical care and medication is the #4 cause of death in the USA - supposed "proper" care - but mistakes abound. I think this video is addressing those who elect to have some type of Mexican insurance coverage, and also I've heard big tourist towns like Cancun and I guess Cabo have some very sketchy practices and take advantage of foreigners - this is just wrong and a terrible tragedy for you and many others.
Can I personally request a cholesterol panel blood test? What can I expect to pay?
@@JamiGoss-f3h Yes, there are various labs near me (Chapala) and all you need to do is make an appointment or even walk in and don't need a doctor prescription. As far as only a cholesterol test it should be reasonable, my comprehensive blood analysis was only $60 US
@@twolford01 thank you 🙏
Can one get insurance in Mexico if you’re only there for 6 months on a tourist visa?
yes you could apply for travel insurance
@@MexicoRelocationGuide Aha! Thank you.
Is zanex and monjaro available in Mexico?
My friend said that is available as well as Ozempic
@@nala3038 I understood only Semiglutide (ozempic and Wegovy) was available in Mexico.
Both should be available. But you should not auto medicate. Make sure you talk to a local healthcare professional to understand about dosages. And make sure you buy medications from legitimate pharmacies like Farmacia Guadalajara, Farmacia Similares, Farmacia del Ahorro, Farmacia Benavides, Soriana, Walmart, other grocery stores
@@MexicoRelocationGuide thank you. I AM a medically trained professional, as a RN I would just be obtaining already prescribed medication. Thank you 🙏