Minimizing My Life | Budget Binder Reset 2024 Let’s Try this again! Low income | Debt free journey

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 74

  • @FormingNewHabits
    @FormingNewHabits หลายเดือนก่อน

    This is a great idea! You're doing an awesome job, Jade. My girl did not come to play 🎉💥

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน +1

      Thank you! I just wanna do “Big things” like investments, pay off debt and fund my emergency already. ☺️🥳

    • @FormingNewHabits
      @FormingNewHabits หลายเดือนก่อน

      @thehopefulbudgeter And you will! So excited to see you get there 🎉❤️

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน +1

      @@FormingNewHabits TY boo. Likewise, I can’t wait to see u WIN! Stay shining ✨💫

  • @spf_500
    @spf_500 หลายเดือนก่อน +4

    Million today. Tomorrow isn't promised.

  • @CoffeeNBudgets
    @CoffeeNBudgets หลายเดือนก่อน

    $100 a day is more manageable and less overwhelming. I literally just posted a video and tagged you for Sunday. Title: Less is More😆. Great minds think a lot right. But it made more sense to condense and rearrange my binders and declutter my home in the process. I am so proud of you boss lady!

    • @thehopefulbudgeter
      @thehopefulbudgeter  29 วันที่ผ่านมา

      I’m proud of u Foreal! I’m glad u find inspo in my videos! Keep em
      Comin! 😂🤑🥳👯‍♀️ I love your authenticity!! 😘

  • @Autumn-1492
    @Autumn-1492 หลายเดือนก่อน +1

    Great question! I think I would take the million and invest it👍🏻

  • @She_has_got_it
    @She_has_got_it หลายเดือนก่อน +1

    Great video hun ❤yes 100 for me too as well im in breaking down and looking at what yo ficus on first as it can be overwhelming ❤so many goodies for the giveaway ❤

  • @SabrinaBudgets
    @SabrinaBudgets หลายเดือนก่อน +1

    Like your binder setup. I been reducing my my envelopes. Thanks for sharing

  • @Hustleandflowsco
    @Hustleandflowsco หลายเดือนก่อน

    Great video 💕💕💕 I love how you said it’s harder with more envelopes I was just about to buy a bunch of custom ones!

  • @PatinaDeVilleDesigns
    @PatinaDeVilleDesigns หลายเดือนก่อน

    Hi friend! Great video. ❤

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      Thank u for tuning in, friend. Happy Wednesday! 😊

  • @IntriguedByDollars
    @IntriguedByDollars หลายเดือนก่อน +6

    your speaking facts the less envelopes is better especially when you have debts and actual goals you want to do. 🥰 I can't wait for you to hit 500 girlllll lets gooooo

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      Yesss girl, just making it “make sense” for me. Thank you!! 🙏🏽💜 I appreciate you!

  • @Ranii1000
    @Ranii1000 หลายเดือนก่อน +1

    Beautiful binder. I do lots of stuff online too. I do the payback method to where what I save in cash stuffing when I get paid I transfer that money already in the bank and reuse the cash.

  • @LexJourney1
    @LexJourney1 หลายเดือนก่อน

    Hey!! I think I would want $100 a day because at least I will know I will have something daily to depend on. I agree with less is best lately with sinking funds because I have noticed with trying to get out of debt that the fewer categories makes it easier for me. Once debts get paid down I can then add more sinking funds back.

  • @NetraSmiles
    @NetraSmiles หลายเดือนก่อน

    Great video!

  • @JeniPennyBudgets
    @JeniPennyBudgets หลายเดือนก่อน

    Awesome video! So proud of you taking care of your finances and making your goals come true! Stay the course!🎉

  • @bajan_girl_budgets
    @bajan_girl_budgets หลายเดือนก่อน

    I agree wholeheartedly! When I started out, I had binders galore, full of thinking funds… It was impossible to keep them funded. Now, I focus on savings challenges to supply funds, not only to my debt as a priority, but to my high priority, sinking funds. I truly focus on putting money away for the things. My family needs not necessarily wants. Great video today 🥰🌺

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      thank you Queen! I appreciate you for tuning in. ❤ you are a MOM Boss 🎉👑🌹 wishing u ALL the Best!! ✨💸💰🙏🏼

  • @c.parker8439
    @c.parker8439 หลายเดือนก่อน

    You have a very pretty esthetic for your binders and things. Good luck

  • @Glammmahgotguts
    @Glammmahgotguts หลายเดือนก่อน +1

    Congratulations on 500 subbies!!!! Whoo hoo🕺🏻🕺🏻🕺🏻🕺🏻🕺🏻I love Wonder Woman too. Great video. Great idea scaling down on your envelopes. I’ve done it once, and may go in and purge some more💜💜💜💜

    • @thehopefulbudgeter
      @thehopefulbudgeter  25 วันที่ผ่านมา +1

      Yesss!! TY for tuning in! I appreciate you!!! 🎉🎉🎉

  • @monnybudgets
    @monnybudgets หลายเดือนก่อน

    Hello friend, yes I completely agree the 1M does sound very tempting 🤔 but I think I would have to go with $100 a day, sounds more easy to manage and save on the long run.

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน +1

      Yessss my friend! 💰✨ thank you for answering and tuning in! Rooting 4 u! I love ur videos, ☺️ got my bell notifications on! 😉

    • @monnybudgets
      @monnybudgets หลายเดือนก่อน

      @@thehopefulbudgeter you're welcome 😊 🙏 & yay! Thank you for your support 🥰

  • @joannam.9276
    @joannam.9276 หลายเดือนก่อน +1

    New subscriber 💚

  • @Mimibudgets
    @Mimibudgets หลายเดือนก่อน

    Hi! QOTD: 100 a day for the rest of my life :) - I'm with you, simple is best. It's so much less overwhelming for me (I get overwhelmed easily lol). Great plan on your debt - I'll be doing it right along side of you! Let's do this! 2025 for the win!! Girl, you are right there at 500 subbies! Squeeeee!!! 🌟

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      Thank you so much, gorgeous! Yesssss girl I can’t wait to see you WIN!!!! 2025 will be Our year!!! 👯‍♀️🎉🥰🤩🥳🥳🥳

  • @moneywithjustliving5258
    @moneywithjustliving5258 หลายเดือนก่อน

    Good Morning, we too are on a debt free journey. Great video.

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      You got this!! 🎉🎉 rooting for you!!

  • @shananigans0117
    @shananigans0117 หลายเดือนก่อน +1

    New subscriber 🎃🧡💜🖤🧛🏻‍♂️🥀🕸️🪦👻
    For Halloween I’m taking my best friend to a concert where a string quartet is covering horror film theme songs!

  • @Allocatingmindset
    @Allocatingmindset หลายเดือนก่อน

    Great video🤍 the affirmation was good today🙂

  • @allthingsalecia
    @allthingsalecia หลายเดือนก่อน

    Great video! I would definitely want $100 a day forever. So proud of you as you share your journey so transparently. I’m definitely rooting for you!! ❤

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน +1

      Thank you SO much, Alecia! I appreciate a Boss Woman like yourself! 💜🎉 you are killin it! 😉

  • @BaddieBankrollV2
    @BaddieBankrollV2 หลายเดือนก่อน

    Hey girl! Tuned in while I get ready for work✨ QOTD; I think I would take 1 million because who knows how much longer I have here (in this universe)😂

    • @thehopefulbudgeter
      @thehopefulbudgeter  29 วันที่ผ่านมา +1

      I feel u! $1M would solve all our problems! 🤑😩🥳

  • @besjaq
    @besjaq 26 วันที่ผ่านมา

    New Subscriber 🎉🎉🎉 great video

  • @CoffeeNBudgets
    @CoffeeNBudgets หลายเดือนก่อน

    Thank you for the scriptures! We don't celebrate Halloween. Usually movies, pizza, snacks, and ice cream from our favorite shop. If their families want to take them they can. Other than that it's inside!

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      Still fun staying SAFE and indoors these days! As long as the kids are happy, that’s all that matters! You’re amazing Clarissa! 💜

  • @MrsMillion
    @MrsMillion หลายเดือนก่อน

    Love your binders ❤

  • @ShanOnABudget
    @ShanOnABudget หลายเดือนก่อน

    Hey Jade, I would want a $100 everyday for the rest of my life. I’ll have more than 1Mil very soon. One mil can be blowed away like nothing now a days.
    Great ideas. I really need to sit and plan out my year. Great video 💕💕
    Great bible verse. I don’t celebrate Halloween.

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      Love your answer! Thank you for tuning in, Shan! I’m so excited for your future videos. Let’s secure the bag! 💰✨ you got this, girl! 🩷💁🏽‍♀️

  • @ShannonsBudgets
    @ShannonsBudgets หลายเดือนก่อน

    I agree $100. Per day

  • @MrsMillion
    @MrsMillion หลายเดือนก่อน

    Yea $700 a week is good hi just subscribed:)

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      thank u for tuning in and supporting! 🎉❤

  • @TheYejBudget
    @TheYejBudget หลายเดือนก่อน +1

    I’m glad you kept the take out and boba🧋envelope😝 that would be my must too! I love that you review the envelopes to make sure they all fit what you need!

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน +1

      Thank you for tuning in Yej! Trust me I wish that I could “afford” to stuff every category but realistically (with debt) I just can’t. Doesn’t make sense to spread my money thin. In my POV it’s just an excuse to spend 😟🫣

  • @Ranii1000
    @Ranii1000 หลายเดือนก่อน

    Oh that's hard

  • @My_BudgetLife
    @My_BudgetLife หลายเดือนก่อน

    Always take the money up front!!! I want my $ 1 million now 😂 Not the Roblox envelope 😂😂

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      Yessss girl!!! 😂😂 get that $1M! Wooot~Woooot! 😂😂😂😂 I know right!? 🙄 Roblox will be the death of me. 👎🏽 Lmaoo!

  • @tinka5782
    @tinka5782 หลายเดือนก่อน +1

    investing a million correctly gives you more than 100 a day every day

  • @cloudymoney
    @cloudymoney หลายเดือนก่อน

    New subscriber here 🤍 love your video! Crush those goals!

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน +1

      Thank you, babe. U are my inspiration!! ☁️🩷💰✨🥳

    • @cloudymoney
      @cloudymoney หลายเดือนก่อน

      @@thehopefulbudgeter ahh you are so sweet thank you 💗🤍

  • @NaturallyKristen86
    @NaturallyKristen86 29 วันที่ผ่านมา +1

    It’s would take over 25 years to get to 1Million, that too long!!

  • @donnajo82763
    @donnajo82763 หลายเดือนก่อน

    🎃🎃🦇🦇👻👻🤗🤗💚💚

  • @Ranii1000
    @Ranii1000 หลายเดือนก่อน

    Yeah the 1m would get taxed. Money doesn't buy happiness. You would make 700 a week. If you banked it bit by bit you get interest. Doing the math to figure out what would pay more interest in the bank over time. Oh it makes my head hurt.

    • @thehopefulbudgeter
      @thehopefulbudgeter  หลายเดือนก่อน

      I completely understand. I probably would now change my answer to take the $100/weekly and invest it into stocks lol, but this is assuming I’m “young” all over again. Time is of the essence.