Living On $4000/month in Singapore | Lisa Adulting In Singapore
ฝัง
- เผยแพร่เมื่อ 8 ก.พ. 2023
- Lisa's video: • Living on $4000/month ...
INVESTING
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CRYPTO
► Gemini (free $10) kvli.link/gemini
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PAYMENT
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► DBS Paylah (free $5) CODE "AHVULE614"
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LIFESTYLE
► EverDesk Table (up to $145 off) CODE "22+KLI" kvli.link/everdesk
► ErgoTune Chairs (up to $30 off) CODE "22+KLI" kvli.link/ergotune
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► Shopback (free $5) kvli.link/shopback
► Planner Bee kvli.link/plannerbee
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SOCIALS
► Instagram kvli.link/instagram
► Telegram kvli.link/telegram
► Twitter kvli.link/twitter
None of this is meant to be construed as investment advice. It's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites.
I like Lisa adulting, a wonderful gal! And you are doing a fantastic job helping her out like this. It helps not only her, but helps others who r not good at budgeting. Pls do more videos that help people like this. You r doing great!
So mature for her age. She will definitely do well financially in the future if she continue this path.
Nice way to summarise! Thanks Kelvin!
very good shout out. lisa deserves it
Lisa is another sg TH-cam hustler! Watch out, she gonna go far
Interesting case study with useful tips! Personally I find Lisa is managing her finance very well, she is already very outstanding!
Hi Kelvin, it will be interesting to find out how the profile should change from being single to married. Big expenses like mortgages and potentially car will be brought into considerations, with 2 income sources.
I believed the emergency fund is for herself and her mother? For me the amount makes sense as there are other variable like her mother expenses, possible medical expenditures and etc.
I used TPG S$10 and use USB tethering to connect to my laptop. Can also use Wifi Hotspot, but hp will be very hot
Lisa said in her video, that her interest payments only starts in 2024, thats why she is paying only $100 per month and once her interest comes in she will pay in full.
Thank you! I can't understand how everybody else misses this point. I even stopped viewing this video when I noticed this.
Kelvin , can you do a video on Options Trading on Binance? I heard binance can be use already*
the obsession about retirement is a big strange.... for most young Singaporeans. YOu have over 20 years of your life to work - its a journey - so spend wisely but live life a little. Enjoy your career - and passions and live life a little.
20 years? More like 40 hahahaa
I'm guessing many did not subscribe to Hospitalization Insurance thinking that it's already covered by the Company's Insurance.
Is Maybank Platinum Visa card the best credit card to use with CardUp?
Jai Hinduja. Lisa is very wise for her age. I have only 1000 dollars fixed income a month to live by.
Very sound budget, except for the part about investing with StashAway.
It is about living within our means and the type of lifestyle i want
i live on 1000 a month in Singapore!
Ok la like that diploma and ITE holder can go bedok reservoir already.
I think she is trying hard to get her hospital plan due to health issue. She did explain that in her other videos I believe
Unfortunately, for hospitalisation plans, it's best to buy when young before any health issues develop. Once there are health issues, even very minor ones, the insurance companies will take the opportunity to exclude many conditions from coverage or they will increase premiums by a lot.
how to own hdb at 24yo? combine name with her parents?
Study loan can be cpf also
T Bill no more 4.2%
I am sorry to say this, but her budgeting structure is absolutely a disaster. If she is striving for capital appreciation and growth, her budget is what you should not be doing.
IMHO, for hospi insurance, it is OK to fall back to default using MediShield Life, which deducts from MA, so no cash out of wallet....not necessary to stay in "A" Ward like a "king / queen" lol....purpose of hospitalization is to get well & GTFO ASAP anyway lol
Fair point, but also need to realize that sometimes there are factors out of your control that may force you into unsubsidized treatments, like when there is insufficient beds and your condition requires urgent treatment/hospitalization etc.
Great work! How about allocating 1 dollar everyday for lottery or windfall gains ?
Please share your views ?
That way Lisa is sleeping with a chance of winning big everyday.
Owning hdb at 25yrs old is possible.. Will be impressive if the flat is fully settled
DBS LF can't enjoy any rebate if below $600, according to the table, her expenses on this card is below $600, thus i doubt that she will receive anything from that card.
$250 for food/groceries ? is that a week or a month? my food alone is $3000 a month :P
What are you eating $3000 a month??? are you like a Zermatt Neo
@@ainzooalgown7589 100% grabfood 2 or 3 times per day, if not dining out, plus dining out... :)
@@ainzooalgown7589haidilao everyday
3:40
for S$4k a month at today real price, i rather spend in JB🤣😅😆😁
have to do 2 jobs now
wah, liddat i jialat liao. my food alone is 4K and my Tesla installment is 2k. conclusion, i cannot retire, oops....i dare not retire now!
Obscene amount of $$$ !!
4k a month not enough to survive in sg one
Its enough, depend on ur spenditure. If u expect to spend more then of course nor enough
so many older generation people earning less than 2k, how they survive then?
@@Smallgyucow honestly I don't know how they do it. Maybe can get through by the day. But once illness struck, how are they gonna pay their medical bills? Theres a saying, in sg can die, cannot fall ill
my take home pay is $2800, im still able to "survive" in SG for more than 10 years.
@@polarspirit I am surviving with $700 for 3 people and have remaining money around 16k to invest with
food for $250? abit unrealistic dont you think? That's $8 per day. Where can she eat 3 meals for $8/day without any entertainment budget? she doesnt need google 1 and icloud - abit strange. She seems to be a TV adict that is not into food. - or at least - unhealthy food. Also a short term obsession with $ is also rather unhealthy - you are only young once - spend a little - but work hard to earn a higher salary.