HDFC Credila Education Loan Disbursement Process | Step-by-Step Guide| From Approval to Disbursement
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- เผยแพร่เมื่อ 6 ก.ค. 2024
- 👉Discover Your Education Loan Eligibility in Less Than 2 Minutes! - bit.ly/2zmJbYc
Are you stucked between disbursement process of education loan? Borrowers often live under the misconception that once they have received the sanction letter their education loan process is over. Well this is not the case. In this video, Aman will walk you through the disbursement process of HDFC Credila and also share some common roadblocks that students face during the disbursement process.
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Who Are We? What Can We Do for You?
Since 2016, GyanDhan has assisted students at every step of their loan process, from application to disbursement with the help of our team of professional loan counselors. We offer secured and unsecured study abroad loans through partnerships with top lenders like SBI, UBI, Axis Bank, ICICI Bank, HDFC Credila, and more. We can help you quickly secure loan sanctions, and in case you encounter any difficulties with education loan disbursement, we provide free assistance. We are equipped to tackle any challenges you may face during the disbursement process. GyanDhan has been the ultimate one-stop solution with over INR 8,000 Crore disbursed.
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Timestamps
0:00 - 0:33 - Meaning of Disbursement
0:34 - 4:54 - HDFC Credila Disbursement Process
4:55 - 5:42 - Documents Required for Disbursement
5:43 - 7:23 - Common Hurdled during Disbursement
7:24 - 9:00 - About GyanDhan
👉Discover Your Education Loan Eligibility in Less Than 2 Minutes! - bit.ly/2zmJbYc
Sir my fee and gic were already paid directly by banks as my loan got sanctioned from hdfc credila. But Can we get rest amount before making payment for shopping and air travel tickets ?
Can i take disbursement of amt 28 lakhs if i got a sanction of 30 lakhs from hdfc credila...before visa ?
Hi Gaurav,
Thank you for reaching out to Gyandhan, generally, you can request the disbursement of a portion of your sanctioned loan amount, such as 28 lakhs out of the 30 lakhs sanctioned by HDFC Credila, before your visa approval. However, the disbursement policies can vary, and some lenders may require certain conditions to be met before releasing funds. It's best to check directly with HDFC Credila regarding their specific disbursement policies and any requirements they may have. Feel free to reach out to us if you need further assistance!
Regards,
Team Gyandhan
Whether we need to pay the processing amount to HDFC cedilla team after getting the sanction E-mail?
Hello Chinthama,
No, you do not need to pay the processing fee after receiving the sanction email from HDFC Credila. The processing fee is typically deducted from the loan amount when it is disbursed. Always check the specific terms and conditions mentioned in your loan agreement for precise details.
Best regards,
Team GyanDhan
Loan repayment starts from 1st month .?
Hello Santosh,
With HDFC Credila, the loan repayment typically starts after the completion of the course, including a grace period of 6-12 months. However, interest payments may begin from the first month of disbursement. It's best to check the specific terms and conditions of your loan agreement for exact details.
Feel free to reach out to us for more personalized assistance!
Best regards,
Team GyanDhan
Can i change University after loan disbursement please tell me
Yes, you can change universities after your loan has been disbursed, but it requires careful coordination. Here's what you need to do: First, inform your lender about your decision and provide them with the new university details. You might need to update your loan agreement to reflect this change. Additionally, ensure all relevant documentation, like your new admission letter, is shared with your lender. Also, coordinate with both universities' financial offices to manage the transfer of funds appropriately. Don’t forget that changing universities can also affect your visa status, so make sure to update it if necessary. If you need further assistance or have any more questions, feel free to reach out to us at GyanDhan. Best of luck with your transition!
@@GyanDhan Very useful info
Sometimes I think they can do some scam I believe on that or not because itne scam hogye hai documents dene me drr lagta hai
Do Hdfc credilia open an account with HSBSC bank and control payments from there?
Ya bro. They will open an HSBC account. I've sanctioned a loan of 20 lakhs. Very poor experience. They disburse money in loan account but they put a lien by which you can't spend. You have to pay through them(university fees, living expenses account). And for that, they put so much extra charges. I am regretting it now. Btw my loan was Unsecured.
I have taken 35 lac but they are saying you can have 10 percent of amount to spend apart from tutuin fees
@@vishakhaprem3004Very poor service. They don't say these things before the sanction.
Yes
Very poor experience