I can’t thank you enough for making these videos! I am not associated with this Doctor or this channel but someone who worked paying medical claims. We have a very short window of time to get any change done to the Health Insurance Industry. Dr. Mudgil is beyond courageous in speaking out and we all need to support him and any other medical professionals who have the courage to stand up for our LIVES! Anyone who reads this please share, like and subscribe to Dr. Mudgil and any other medical professionals who support Healthcare change. Your life may one day depend on it!
Dr Mudgil, I wrote to you 2 years ago and you answered me so quickly. Thank you Sir for being the gentleman and perfect doctor that you are. NYC is lucky to have you. Written with enormous respect.
@@DrMudgil - Wow. I have never heard of this solution. Please consider reaching out to RFK JR's team that's forming. They need the wisdom of doctors like you who have experienced first hand the criminality of these companies.
They should be shut down, I’ve hearts so many terrible stories about how they are responsible for so many people dying because of their games of delay, deny or too late to pay you. Disgusting.
@@DrMudgil But what they do is actually criminal. It’s stealing. Any type of insurance is a legal binding contract. When they deny a claim sent in for payment that is a covered procedure on a policy that is in good standing and not beyond its limits , that’s fraud. That’s stealing ! That’s not providing the product people have paid for. Insurance companies are usually regulated by their state department of insurance. They are supposed to be held to certain acts like a quick processing of claims and settlement /payment. Amongst other things. They have actually been caught Using AI for quite while now to deny claims. . And much more! So if they are supposed to be regulated by the federal government. Who’s helping them be corrupt ?
I am a physician and overall agree with much of what you say. However since you have a platform at the moment, please let the public know why we don’t speak up. Many of us will face very real retaliation from our places of employment. Since you are your own boss, you can do this and it is appreciated. However the public needs to understand how we are silenced.
I’m actually referring to the numerous private practice docs who were messaging me at the time, applauding my efforts - I encouraged all of them to do the same. Not a single one did. I get if you work for a large hospital system or Optum etc. that your hands are tied. 🙏🏽
I cannot fathom how these murderous health insurance companies get by with denial, etc, "care" of cancer patients so that the cancer progresses beyond hope. I have no decent words. I'm a retired nurse who saw and experienced professionally and personally the shenanigans of preauthorizations and reviews from these unconscionable subhumans. bla bla bla. Thank you for speaking out.
I just scrolled past a fox news vid that had the thumbnail saying it is doctors who delay your treatment 94% of the time. I told YT for the (I don't know how many times) that I never want to see videos from that channel.
That is so far from the truth. The doctor patient relationship is among the purest that exist - insurers love meddling and see how they can extract more dollars from either patient or doctor or both. It’s shameful.
I just watched your older video and posted a comment there. Being a physician as well, YES, they’re dreadful! Leaving the urgent care that was headed by UHC and Optum, and taking a major salary cut now that I work for the state (while this job, just as any other, has its own issues) has brought me much more peace. I don’t know how much of of the shady dealings (in my opinion) were from the urgent care company itself or were coming from UHC directly, but they were basically evil bedfellows (again, in my opinion). My wanting to care for and about people felt like the antithesis of what their underlying mission was.
Are there any health insurance companies you would recommend??? I’m with United Healthcare now. I have never had an issue, but on the other hand, I have never been seriously sick. On the negative side every year my benefits decrease.
They’re all more or less the same, unfortunately, UHC being the worst - I have UnitedHealthcare too, ironically. Medicare is by far the best - I wish we could just purchase that instead of the for profit commercial plans.
I absolutely agree with you,however they stopped having ppo insurance they are going hmo only,it was the absolutely best insurance I have ever had,I do not care for their hmo so I went Humana ppo not crazy about it but it is better then all the others.
Correct. When you take care of a patient, it’s fair to expect compensation for your time and resources, no? Medicare is by far the best insurer because they are not for profit!
Remember during the pandemic and the NYC hospital workers who were on the front page wearing trash bags for PPE? Ironically, that is the same hospital the UHC CEO was brought to after he was shot. He would never go there otherwise, guarantee.
Praise God for Docs like you! You couldn’t have said it any better. Docs should NEVER abandon those in need, especially during a pandemic. I just recently came across your videos a few days ago and I’ve came back everyday and watched you. You do fantastic work btw from all the videos I’ve watched. Absolutely fantastic👌🏼 You’ve definitely become a new favorite of mine and this video is another reason why! Thank you for helping those who don’t understand, why insurance companies are the way they are. So many think it’s the Docs and it’s not! Keep staying true to your beliefs. I wish you practiced closer to WV. You’d definitely be my Doc! Can’t wait for your next video. Keep being YOU, God Bless, and Happy Holidays👏🏼🙌🏼🫶🏼
Deplorable is the health insurance industry. Not the adjuster. See, Doc, your rant three years ago didn't matter and didn't change a thing. It was just venting, and the target of your rant, namely UHC, actually grew its profits substantially by continuing and polishing their vile practices.
All of my sites about med insurance have been having a good time about this. As much as I disagree that violence is not the answer, it's brought to the surface how evil insurance companies can be. It's sad that this is what it takes to make changes
I had to chase BCBS for almost a year to get paid for a client. Since that has been resolved payment has improved. But as you say practitioners have to do all the work costing money and time. Which eventually forces you to raise fees or work on a dime. Worst system ever. Insurance companies shouldn't being making $1,000,000,000's of dollars period. 😢
As a medical coder and biller, I have fought numerous times with UHC for countless claims, payment delays, and denials, over the years, wasting hundreds of hours on the phones, sending appeals and medical records. They are the worst, followed by Blue Cross Blue Shield. Doctors and patients should work together to stop this insanity imposed by these insurance companies.
So it’s very obvious that they are doing exactly what they are being excused of and very intentionally and consciously! I worked in the insurance business for 31 years. Not in health but Commercial Fire and Auto Claims. All sectors use the same tactics. I would have never believed it until they did it to me and it was on xtra coverage that I bought in case I got hit by a person who didn’t have enough coverage and me, my husband or son were severely hurt. Well needless to say they tried to say it wasn’t covered and it most definitely was. I wnwded up constructively resigning after being stone walked and harassed with all mgmt from the tippy top to my supervisor all in on it. They didn’t know I knew what they were doing . By the way this is the biggest insurer at that time and for decades in this country for home and auto. They drug it through the courts for 6 years. A multi billion dollar company for 100,000 dollars. The more I researched after they started their crap if denying my claim the more I became aware just how corrupt they were and I never knew before it happened to me as I did y work the actual claims I worked in the auto estimatics dept. they all use the three D’s ! If your claim is over a certain amount like $50,000 it goes to mgr. if they can find a loop home to weasel out if not paying the full amount they will. If it’s to cut and dry and they can’t win in court or wear you out taking you to court they won’t. But it happens all the time with auto and homeowners. Just think it was the litigation reps in the auto dept that told me you need to open up an underinsured claim if you have it because my husbands injuries were so bad. Some how landed 30 ft under a bridge in a culvert. The other drivers insurance too full responsibility for the accident but own insurance didn’t think so! Figure that one out. So watch closely and be careful because it’s not just health insurance even though I have to say UHC is the king of evil!
Even though we are on a Medicare program some procedures are not covered and we must bill the insurance company, same harassment here from insurance companies. Even the government refuses to pay some medications that a patient needs desperately, they make us jump through hoops . I work for an ortho, you should see what they put us through when billing surgeries. Paper work paper work ,,!!!!
I have a UHC plan with a $50 co-pay for urgent care. Any of my urgent care bills have been $300+ because the provider told me they have a contract with UHC to use outpatient billing codes instead of urgent care billing codes.
I believe as a RN for 50 years, that physicians do bear responsibility for buying into the business model of health care, because , YES, physicians profited too!
Interesting. There's not a single physician I can name that thinks private health insurers have been good for their bottom line, unless, of course, they sold out and now work for the evil empire. I opened my private practice in NYC in 2009 and have literally been fighting them (all of them, not just UHC) since day one!
@@DrMudgil I started my nursing career in acute and intensive care in 1974. I watched the sell out . Sorry you don’t know the history of how your profession became both easyb prey for corporate greed and active predator for its continuance to the present catastrophe
@@KatieHiggins-hc1ph I don't doubt there's more than meets the eye here. I do know, physicians should never have let MBAs have ANY say in what happens between patients and their docs. It's a shameful state of affairs that needs drastic improvement. 🙏🏼
@DrMudgil It’s absolute lunacy! Let me not get started on the “cover my meds” website for prior auths!😤 I will get started on it😂. I tried to bypass doing it online with that terrible website since I never remember the login or password. I called hoping to do it over the phone as an actual conversation. The representative was very nice, but all he could do was help me recover my login which I could do online anyway. Time wasted.
It's not just the insurance that denied services Try being uninsured or $10 over public assistance You are deny even to be looked at It's not the insurance, it's the doctor's that deny service if they don't get paid
Sandy, you do realize tdoctors need to pay their staff, the rent, the electric bill, for supplies (like bandaids and gauze) etc., no? We don't get that stuff for free ...
Great video…I assume in a chair people know the difference between doctors and insurance companies, but sometimes I wonder level of education here in America is very low, hence Trump being elected ;/ Our Rage is directed at the Healthcare Insurance Industry, NOT the Doctors, Nurses etc. Two COMPLETELY different ‘entities’
Insurers do everything they can to deflect the blame on doctors. Patients and docs are on the same team; insurers are our common adversary, pinching what they can from patient and doctor, to maximize their profits. 🤬
I can’t thank you enough for making these videos! I am not associated with this Doctor or this channel but someone who worked paying medical claims. We have a very short window of time to get any change done to the Health Insurance Industry. Dr. Mudgil is beyond courageous in speaking out and we all need to support him and any other medical professionals who have the courage to stand up for our LIVES! Anyone who reads this please share, like and subscribe to Dr. Mudgil and any other medical professionals who support Healthcare change. Your life may one day depend on it!
Appreciate you. We ALL need to be vocal. 🙏🏽
I love your boldness to speak out !!! There should be so many more physicians backing you up !!
We ALL need to be vocal! 🙏🏽
Dr Mudgil, I wrote to you 2 years ago and you answered me so quickly. Thank you Sir for being the gentleman and perfect doctor that you are. NYC is lucky to have you. Written with enormous respect.
That’s just how my mama taught me to roll. Lots of love tight back at ya. Happy holidays. 🙏🏽❤️
@@DrMudgil Your wonderful mom did a great job. Love to you and yours. Happy Holidays. ❤️❤️❤️
Time to end corporate healthcare.
No more half measures. No deals. Public universal healthcare is the only way.
Or at least let us buy Medicare - that’ll put private insurers out of business.
@@DrMudgil - Wow. I have never heard of this solution. Please consider reaching out to RFK JR's team that's forming.
They need the wisdom of doctors like you who have experienced first hand the criminality of these companies.
They should be shut down, I’ve hearts so many terrible stories about how they are responsible for so many people dying because of their games of delay, deny or too late to pay you. Disgusting.
They are morally bankrupt. It’s ONLY about the Benjamins for them, at whatever the cost.
@@DrMudgil
But what they do is actually criminal. It’s stealing.
Any type of insurance is a legal binding contract.
When they deny a claim sent in for payment that is a covered procedure on a policy that is in good standing and not beyond its limits , that’s fraud. That’s stealing ! That’s not providing the product people have paid for.
Insurance companies are usually regulated by their state department of insurance.
They are supposed to be held to certain acts like a quick processing of claims and settlement /payment. Amongst other things.
They have actually been caught Using AI for quite while now to deny claims. .
And much more! So if they are supposed to be regulated by the federal government. Who’s helping them be corrupt ?
I am a physician and overall agree with much of what you say. However since you have a platform at the moment, please let the public know why we don’t speak up. Many of us will face very real retaliation from our places of employment. Since you are your own boss, you can do this and it is appreciated. However the public needs to understand how we are silenced.
I’m actually referring to the numerous private practice docs who were messaging me at the time, applauding my efforts - I encouraged all of them to do the same. Not a single one did. I get if you work for a large hospital system or Optum etc. that your hands are tied. 🙏🏽
Thank you for speaking up Dr.
I cannot fathom how these murderous health insurance companies get by with denial, etc, "care" of cancer patients so that the cancer progresses beyond hope. I have no decent words. I'm a retired nurse who saw and experienced professionally and personally the shenanigans of preauthorizations and reviews from these unconscionable subhumans. bla bla bla. Thank you for speaking out.
We ALL must speak out! 🙏🏽
WTH ...what a huge conflict-of-interest for these insurance companies to buy up medical practices !!!??? .... I thought that was illegal
It’s a HUGE conflict of interest, indeed! 🤬
I applaud you for posting this! We have a different insurance company, but we're starting to see them get screwy with our health care.
Patients and docs MUST be vocal. 🙏🏽
Thank you for standing up to them. Someone needs to. I wish they were more like you out there who would speak out thank you again..
Patients and docs must speak up! 🙏🏽
I just scrolled past a fox news vid that had the thumbnail saying it is doctors who delay your treatment 94% of the time. I told YT for the (I don't know how many times) that I never want to see videos from that channel.
That is so far from the truth. The doctor patient relationship is among the purest that exist - insurers love meddling and see how they can extract more dollars from either patient or doctor or both. It’s shameful.
@@DrMudgil
Each time my husband a doctor deals with this UHC, he ends up faxing them with FU! And they wake up😡
I just watched your older video and posted a comment there. Being a physician as well, YES, they’re dreadful! Leaving the urgent care that was headed by UHC and Optum, and taking a major salary cut now that I work for the state (while this job, just as any other, has its own issues) has brought me much more peace. I don’t know how much of of the shady dealings (in my opinion) were from the urgent care company itself or were coming from UHC directly, but they were basically evil bedfellows (again, in my opinion). My wanting to care for and about people felt like the antithesis of what their underlying mission was.
They don’t care about people, they ONLY care about profit. 🤬
Is the Mafia "broken"? So it goes with health "insurance". It's an extortion racket.
Are there any health insurance companies you would recommend??? I’m with United Healthcare now. I have never had an issue, but on the other hand, I have never been seriously sick. On the negative side every year my benefits decrease.
They’re all more or less the same, unfortunately, UHC being the worst - I have UnitedHealthcare too, ironically. Medicare is by far the best - I wish we could just purchase that instead of the for profit commercial plans.
Thank you
I have Devoted Health care through Medicare and its amazing. I couldn't ask for better.
Medicare is by far the best. We should all be able to purchase Medicare - would solve a lot of problems. 🙏🏽
I absolutely agree with you,however they stopped having ppo insurance they are going hmo only,it was the absolutely best insurance I have ever had,I do not care for their hmo so I went Humana ppo not crazy about it but it is better then all the others.
Sounds to me like Courts are going to have to start picking jurors who do not have Health Insurance…
No. It was the doctors. My mom and dad had Medicare. That’s a guarantee in payment to the drs. They like that.
Correct. When you take care of a patient, it’s fair to expect compensation for your time and resources, no? Medicare is by far the best insurer because they are not for profit!
Luigi is preparing us for what is coming , The Age of the Billionares.
So was Luigi brave for what he did while the rest stayed quiet?
Remember during the pandemic and the NYC hospital workers who were on the front page wearing trash bags for PPE? Ironically, that is the same hospital the UHC CEO was brought to after he was shot. He would never go there otherwise, guarantee.
Well said!
🙏🏽👊🏽
📌🚨Keep speaking 🥁🗣️🎙️👏..the people and victims of DENIALS need your voice now ‼️
We ALL need to be vocal! 🙏🏽
Praise God for Docs like you! You couldn’t have said it any better. Docs should NEVER abandon those in need, especially during a pandemic. I just recently came across your videos a few days ago and I’ve came back everyday and watched you. You do fantastic work btw from all the videos I’ve watched. Absolutely fantastic👌🏼 You’ve definitely become a new favorite of mine and this video is another reason why! Thank you for helping those who don’t understand, why insurance companies are the way they are. So many think it’s the Docs and it’s not! Keep staying true to your beliefs. I wish you practiced closer to WV. You’d definitely be my Doc! Can’t wait for your next video. Keep being YOU, God Bless, and Happy Holidays👏🏼🙌🏼🫶🏼
Appreciate you. Welcome to my channel! We ALL need to be vocal - patients and docs! 🙏🏽👊🏽
Deplorable is the health insurance industry. Not the adjuster.
See, Doc, your rant three years ago didn't matter and didn't change a thing. It was just venting, and the target of your rant, namely UHC, actually grew its profits substantially by continuing and polishing their vile practices.
Thank you for letting me know about healthcare crisis.
Can't thank you enough
🙏🏽👊🏽🙏🏽
All of my sites about med insurance have been having a good time about this. As much as I disagree that violence is not the answer, it's brought to the surface how evil insurance companies can be. It's sad that this is what it takes to make changes
Thank you so much for this video!
Please like, share, and subscribe. 🙏🏽👊🏽
My hats off t you Dr Mudgil….!
🙏🏽👊🏽
How very True🎉
🙏🏽👊🏽
I had to chase BCBS for almost a year to get paid for a client. Since that has been resolved payment has improved. But as you say practitioners have to do all the work costing money and time. Which eventually forces you to raise fees or work on a dime. Worst system ever. Insurance companies shouldn't being making $1,000,000,000's of dollars period. 😢
Amen! Patients and their docs MUST be vocal. 🙏🏽
As a medical coder and biller, I have fought numerous times with UHC for countless claims, payment delays, and denials, over the years, wasting hundreds of hours on the phones, sending appeals and medical records. They are the worst, followed by Blue Cross Blue Shield. Doctors and patients should work together to stop this insanity imposed by these insurance companies.
@@nenitamehlmauer5216🙌🏽🙌🏽🙌🏽
So it’s very obvious that they are doing exactly what they are being excused of and very intentionally and consciously!
I worked in the insurance business for 31 years. Not in health but Commercial Fire and Auto Claims.
All sectors use the same tactics. I would have never believed it until they did it to me and it was on xtra coverage that I bought in case I got hit by a person who didn’t have enough coverage and me, my husband or son were severely hurt.
Well needless to say they tried to say it wasn’t covered and it most definitely was. I wnwded up constructively resigning after being stone walked and harassed with all mgmt from the tippy top to my supervisor all in on it.
They didn’t know I knew what they were doing .
By the way this is the biggest insurer at that time and for decades in this country for home and auto.
They drug it through the courts for 6 years. A multi billion dollar company for 100,000 dollars.
The more I researched after they started their crap if denying my claim the more I became aware just how corrupt they were and I never knew before it happened to me as I did y work the actual claims I worked in the auto estimatics dept.
they all use the three D’s ! If your claim is over a certain amount like $50,000 it goes to mgr. if they can find a loop home to weasel out if not paying the full amount they will. If it’s to cut and dry and they can’t win in court or wear you out taking you to court they won’t. But it happens all the time with auto and homeowners. Just think it was the litigation reps in the auto dept that told me you need to open up an underinsured claim if you have it because my husbands injuries were so bad. Some how landed 30 ft under a bridge in a culvert. The other drivers insurance too full responsibility for the accident but own insurance didn’t think so! Figure that one out.
So watch closely and be careful because it’s not just health insurance even though I have to say UHC is the king of evil!
This is sad
We have Tricare military retirement insurance we have been lucky so far with our health just pray that we don’t have to use it
Even though we are on a Medicare program some procedures are not covered and we must bill the insurance company, same harassment here from insurance companies.
Even the government refuses to pay some medications that a patient needs desperately, they make us jump through hoops .
I work for an ortho, you should see what they put us through when billing surgeries. Paper work paper work ,,!!!!
Their hope is that the bureaucratic burden will break you into submission. It’s diabolically evil. 🤬
I have a UHC plan with a $50 co-pay for urgent care. Any of my urgent care bills have been $300+ because the provider told me they have a contract with UHC to use outpatient billing codes instead of urgent care billing codes.
Wonder if they’re owned by Optum and are somehow milking the system?!? 🤔
I believe as a RN for 50 years, that physicians do bear responsibility for buying into the business model of health care, because , YES, physicians profited too!
Interesting. There's not a single physician I can name that thinks private health insurers have been good for their bottom line, unless, of course, they sold out and now work for the evil empire. I opened my private practice in NYC in 2009 and have literally been fighting them (all of them, not just UHC) since day one!
@@DrMudgil I started my nursing career in acute and intensive care in 1974. I watched the sell out . Sorry you don’t know the history of how your profession became both easyb prey for corporate greed and active predator for its continuance to the present catastrophe
@@KatieHiggins-hc1ph I don't doubt there's more than meets the eye here. I do know, physicians should never have let MBAs have ANY say in what happens between patients and their docs. It's a shameful state of affairs that needs drastic improvement. 🙏🏼
Can you imagine I received a prior authorization request for an albuterol inhaler (no brand picked)?!
Insanity. I get prior-auths for generics all the time now too … 🤯🤬
@DrMudgil It’s absolute lunacy! Let me not get started on the “cover my meds” website for prior auths!😤
I will get started on it😂. I tried to bypass doing it online with that terrible website since I never remember the login or password. I called hoping to do it over the phone as an actual conversation. The representative was very nice, but all he could do was help me recover my login which I could do online anyway. Time wasted.
It's not just the insurance that denied services
Try being uninsured or $10 over public assistance
You are deny even to be looked at
It's not the insurance, it's the doctor's that deny service if they don't get paid
Sandy, you do realize tdoctors need to pay their staff, the rent, the electric bill, for supplies (like bandaids and gauze) etc., no? We don't get that stuff for free ...
Lol, you guys gotta stop being so wimpy. That’s me! I am wimpy. 😂
Great video…I assume in a chair people know the difference between doctors and insurance companies, but sometimes I wonder level of education here in America is very low, hence Trump being elected ;/ Our Rage is directed at the Healthcare Insurance Industry, NOT the Doctors, Nurses etc. Two COMPLETELY different ‘entities’
Insurers do everything they can to deflect the blame on doctors. Patients and docs are on the same team; insurers are our common adversary, pinching what they can from patient and doctor, to maximize their profits. 🤬
I used to have their dental plan I used to refer to him as united we don't care