The Role of Annuities in Retirement Planning 2024

Do annuities fit into your retirement income plan? You may see ads floating around on the internet with titles like “I hate annuities and why you should too.” Are annuities something you should hate? Probably not, not more than you should hate a hammer when what you need is a screwdriver. An annuity is a tool. If its the right tool for the job, than there is nothing to hate.
Unfortunately, annuities get a bad rap for many reasons varying from high fees, overhyped sales pitches, commissions, tax challenges and complexity. All those reasons are valid for certain types of annuities in certain situations. But they’re not valid for all annuities in any situation.
In this webinar, we’ll address the complexity of annuities and you’ll leave with an understanding of what they do well, and when putting a portion of your funds in an annuity may make sense.
Note - we don’t sell annuities or receive commissions from the sale of any products, so this is an unbiased view of the tool we call an annuity from a financial planning perspective.
We’ll be covering:
- Four main types of annuities
- When annuities make sense
- How to measure the effectiveness of an annuity
- Taxation of annuities
- What to watch out for in annuity presentations
DISCLOSURES
This presentation contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.
Sensible Money, LLC (“SM” or "the Firm") is a registered investment adviser. Registration is a legal requirement - it does not imply approval or endorsement. For additional information about SM, including its services and fees, you can request a copy of SM’s disclosure brochure by emailing us at [e-mail] or visit www.advisorinfo.sec.gov.
Any charts in the presentation are not meant to show the performance of SM strategies or to imply the performance of any model portfolios. Any charts or examples are meant to show the Firm’s belief in sticking to a plan over time, but there is no guarantee that you will have the same or positive results. Any results portrayed in these cases or examples are not representative of all of SM’s clients or the clients’ experiences. No portion of this presentation should be interpreted as a testimonial or endorsement of SM’s investment advisory services.
Past performance is not a guarantee of future results. When investing, depending on your timing, you could lose money. There is no guarantee that the prevailing market and economic conditions during the time frames in the graphs will continue, and performance may be negatively impacted by a shift in such conditions.

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[@kinggeek1960]

Always great content from Dana and the team