I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
@@RonnieWine I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs
I'm an amateur with a portfolio of 370k and I've got some real estate holdings too, but it's hard for me to build confidence. I want to invest another 70k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Any stock suggestions?
Not offering any particular advice, but I can assure you that it's not as hard as many people think it is. Ordinary investors lack the requisite level of diligence, so having a financial advisor on board is usually highly beneficial. In the market, this is how people generate enormous profits.
I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large $5m stock/bond portfolio for substantial gains at minimum risk of inflation.
I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
My wife and I sold our house in Florida to move to Texas. I invested some of the money from the sale in the stock market. The portfolio is up 300k this week. I guess she knows the investment is making profit, but we've never really spoken openly about it. It's one of the best choices I made.
I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is *Marissa Lynn Babula.* There are many others you could also check up.
The FA I personally work with is *Marissa Lynn Babula.* Just research her name. You’ll find necessary details to work with a correspondence to set up an appointment.
Currently working overseas but will return to my home country in the near future. I'm a landlord. I invested in property at the age of 22. Value has soared and renting out. Will live on the rental income I receive and live with my aging parents for the time being. At 60 I can withdrawal from my superannuation (401(k)). Have savings and eligible for the Australian pension at 63. In the future I may downsize, sell the property and buy cheaper property and add the left over money from the sale to savings. Lots of options for me. The way I see it if you have $1m at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...
I've been saying the same thing for years as you age time gains value and money loses value. I retired at 62 and moved to the Philippines after I recovered from a work place injury. No stress, no rent/mortgage/debt, cheap to live here, eating healthier and the wife here treats me like gold. It doesn't just depend on saving, To optimize financial outcomes, individuals can seek guidance from a qualified financial advisor who can provide tailored advice and strategies to minimize expenses and maximize income.
@@devereauxjnr A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
@@2024Red-j5t I looked up NICOLE online using her fullname and researched her accreditation. She seem very proficient, I wrote her detailing my Financial market current position, goals and scheduled an appointment. Thanks
Those who do well in RE are usually experienced, know values, and how to find responsible tenants. As with most things in life, the number of people who can do this and have long-term success is probably well under 10%. It is never as easy as the "experts" try to tell us it will be, especially if it needs fixing. We have been RE agents since 1988 and property managers since 1993 and we are still learning.
Insightful video. I just want to know best how people split their pay, how much of it goes into savings, spendings or investments. I'm 42, and earn nothing less $150k per year, but nothing to show for it yet
People spend money when they have it. And certain people spend more money when they have more. Consider seeking advise from a financial advisor if you are concerned about managing your finance better
Right, you can avoid the pitfalls associated with lifestyle inflation by consulting a well grounded advisor, to help plan your short- and long-term goals, it all depends on proper guidance. I've watched my income generate wealth over the past 2 years and 6 months, I now own a house fully paid, and with at least $2.2m sitting in savings thus far. All of this is...
@@brooks377 Nice, who is the FA aiding you if this is not much i'm asking? my retirement plans are going down the drain with my 401k particularly losing everything it gained ever since 2019
Dave and Winston need to write a separate book JUST ON REAL ESTATE investment. It would be great because how many real estate books teach 0 debt 0 credit 0 payments 0 mortgages ???
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Making touch with financial advisors like Kimberly Kent who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
Her success story is everywhere. I keep on hearing expert Mrs Kimberly's name being mentioned here and other platforms, Does she really worth the credits and reviews?
yeah she does and in my opinion, it's a huge one and chance for you to change your life with trading.. I just bought my dream Mercedes from last week's profit. All thanks to her expertise.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Thanks for sharing, I just looked him up on the web and I would say he really has an impressive background in investing. I will write him an e-mail shortly.
excellent share, no BS. just copied and pasted his full name on my browser out of curiosity, thankfully his site came up after scrolling a bit, he seems first-rate.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Why not consider online passive property investing, especially with Dubai companies where there's tax-free environment. It can significantly boost your returns
After I sold some property in 2020, I'm anticipating a housing crisis in order to buy inexpensively. As a backup plan, I've been thinking about purchasing stocks. What recommendations do you have for the best time to buy? On the one hand, I keep reading and seeing trader earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?
Most people are unable to stand a fall since they are accustomed to bull markets, but if you know where to look and how to get around, you can profit handsomely. It depends on your entry and exit strategy.
Tthe US stock market had been on its longest bull rally ever makes the widespread worry and enthusiasm understandable given that we are not used to such unstable markets. As you pointed out, it wasn't tough for me to earn over $780k in the last 10 months, so there are chances if you know where to go. I hired a portfolio advisor since I was aware that I needed a solid and trusted plan to survive these trying times.
I've tried looking into new strategies to make profit in the current market because my portfolio has been in the dumps for the entire year, but everything I tried just seemed to miss the point. Please let us know who your asset manager is by name.
You certainly can make the argument that financing properties at these historic low rates makes a lot of sense but the mental baggage it can weigh on your life may not be worth it.
The benefit of real estate is that you can take out leverage without taking on that much more risk (unlike leverage with stocks). If you take out a loan that is 50% or 60% LTV, you're not going broke, even in 2008.
@@SenorJoeBiden stocks no different, just don’t use more than 50% of your line, but better because real estate you lose property if no tenant while portfolio growth expands your line on its own
I’ve heard him talk about him buying all these real estate properties but I wish he tell us how he bought them. Did he have 20 million in cash on hand, did he have it in a money market account? Surely he didn’t barrow 20 million right?
The prospect of investing a large sum of money into the real estate can be both exhilarating and daunting. With the right approach, there’s a potential for significant wealth growth. Right now i'm in dilemma of the best alternatives to make use of my cash reserve of $700k.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family....
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@EmilyEvelyn-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
Hello Ramsey, due to Amazon HQ2 moving into our area, some of our zoning laws have been changed in order to provide more housing to the influx of new residents. I own a 6000 s.f. corner lot with a 1920 single-family house and a shed on it. I am now allowed to build up to 6 units on this lot and of course, I need help from the beginning to the end of the project. Do you have a video where I could begin to learn about building such a project? Of course, I will depend on a bank loan, but I have lots of equity in the property.
The key is to buy the worst house in the best neighborhood. If you do that, and then do that during a crash, you’ll be sitting right next to Dave letting people know how to buy.
I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.
I hope to own a home some day, not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
grandmas home is paid for,6 siblings have to choose to rent or sell home. 3 want to rent and borrow agaist the home to buy more propertys. 3 just want out. is it a good idea to buy into the home. the 3 that are in would have to pay the other 3 off. what's the best advice to give for the ones wanting to rent? so about 50k to buy out each sibling. so each sibling would be invested at 100k each. how long does it take to recoup your 50 k investment? renting home out for 2k month so what kind of return can you expect divided by 3?
Hi Dave. Can you please write a book on real estate for beginners. I love your wisdom and as a follower I would rather prefer your advice then anyone else. Brenton. South Africa. Tx ☺
If you haven’t already, check out the materials that BiggerPockets puts out. Brandon Turner is great at overview / entry level information through their books. Just keep in mind that they will lay out all common investment methods with Real Estate, not just for conservative ideology. So you may have to take the information through your own risk tolerance lens. They also may be geared towards the US based market, tax system, etc.
In today’s world , buying real estate is easy if you can afford. But, you need to have a good Mgmt company to take care of it. Plus, due to housing market boom, it’s become very expensive to hire handymen, plumbers, electricians etc., they are charging any amount to their liking & they are very busy too.
There is no doubt about this. But at the same time it is very profitable though I invest on some other things that brings the big bucks while I compound real estate profits. What’s your contact let’s talk more
First rental propert barely making breaking even. But i have learned a ton! Hoping to make 75k by selling. Huge tax return due to property technically being a loss.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Lourd-Bab However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
What I want to know is where do you find these great "deals"? Especially in today's real estate market. I'm sitting on cash that I would love to invest but everything is way overpriced!
Well, you need a lot of patience to be a value investor. I had some money since around 2010 that I deployed in mid 2020 when I bought real estate stocks when the net asset value was at a 40÷ discount to pre COVID market values.
Dave has said himself the market is too hot to buy right now. He hasn't bought anything new for a few years. It's a waiting game until the market dips for whatever reason. The only real way to find a deal right now is to be willing to buy a trashed house and put the time and money into fixing it. I have a friend doing just that - makes great returns doing it but he has some crazy stories.
One way is if your elderly neighbor who happens to also be a hoarder must move out. You can then speak with the children that live out of state. When they come to visit you tell them you are willing to buy the home as-is and will deal with the trash, and save them the hassle and the real estate commission. They will thank you because they have their own lives and can't be hassled with taking time out to sell the parents home plus dealing with their parents new phase of life. Obviously you will pay a price that satisfies both you as an investor and the children who have no time to deal with their parent, raising their own children, and selling the parents home in a far away state even though they must still stay on top of their demanding and busy career.
He should really write a book on real estate investing. Yes, I won’t take all of his advice but certain things that he said are actually useful. Like don’t buy on the appraisal. If you are buying investment property and it comes in at its appraisal number, that’s not a great deal
Can someone answer this. My inherence home in ny bx which. I havnt yet put my name on deed . My sister sold her share to an investor . Whom went and put his name as llc to deed. Now the home has 2 violations. Called oath hearing. And was not authorized to answer summons. The investor knows he was to answer and never did. The question is when i buy his share . Will i have issues with the summons being in default. Oath said its in his company name. Just want to know , to be prepared.
The future belongs to those who believe in the beauty of their dreams. Success is a state of mind. I think I'm blessed because if not I wouldn't have met someone who is as spectacular as Expert Mrs Teresa Alice Butler
I'm glad I was introduced to forex trading and got the best teacher and mentor who helped me understand the financial market I'm grateful to Mrs Teresa Alice Butler 🙏
It's a miracle and I would testify, $110,000 every 4 weeks! I now have a big mansion and can now afford anything and also support God's work and the church.
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself
I’ve a paid off property. Maybe get $300k after property gain tax and commissions. Brings in $1,500 monthly after HOA and all. Is it a good time to sell considering the market is close to the top of the wave?
@@shareworthy5720 correct , he bought it for 20 and it’s worth 200 now ( bought it at huge discount back then in 2008 when everything was selling cheap then it did appreciated for last 13 years to 200 mil )
Depends older properties yes you'll definitely always be fixing something stick to newer homes if you want to save yourself a headache or if you're not the handy type that can do small to medium size repairs
Martin County, Kentucky!! Next big place for real estate in five years. Calling it now. Solar power company coming in, infrastructure spending coming in.
I have been investing in real estate for a while now and a lot of people talk about Cryptocurrency. Who else thinks this crypto trading is kinda easy but is way to nervous to start.
Speaking of crypto trading. It's the best business in the world right now, I know a couple of friends who make a whole lot of money trading the crypto market.
@@astroman30 no i am not saying dave is lying, restating what he has said, he only makes 8% cash on cash on real estate, 12% on mutual funds, he has a net worth north of $300mm from his company, ramsey solutions, he owns huge real estate portfolio and it was purchased from cash flow of his business,
His point about the low income high ROI but higher the hassle is true, after fighting with tenants for 2 years own owning the place for 3 because they cpuldnt afford rent and dealing with evictions and govt assistance etc I sold and came out woth more than double my original investment, AFTER taxes
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stumbled across recommendtions and testimonies of people expert Tiffany has helped, and I decided to try her out...my 11th weekly return is currently on its way.
probably the best I've ever came across. Started with 13k and I'm up with 68k in a short period of time. I was able to grow a business from her steady gains.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Evelyn Infurna.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker to many families in the Canada, she is a licensed broker and a FINRA AGENT in the Canada.
Buying real estate with cash in this day and age is the dumbest decision one can make when there is free money available. Inflation and taxes are touching 8%. 15 year is available at 2.5% and 30 year at 3%. It's free money available to borrow
It’s actually not free money. It might be cheaper but it’s not free. Try calculating what you’ll pay in interest over that 30 years. You could likely have bought the house 1.5 - 2 times over. Plus your not calculating any risk into the equation.
@@foremanswildliferemoval6170 lol this is wrong discussion at a wrong channel. There is no 1.5 or 2 times it's just 3% interest u r paying..if u r making 10-12% and paying 3% as interest any sane person will borrow.
Valuations are highly correlated to the interest rate. Prices today are based on a low interest rate, which is going up. Based just on interest rate, you are always paying the same for assets. If interest rates are low, prices are high. If interest rates are high, prices are low. The money you save in cheap interest will cost you on the resale. Personally, I'm all cash right now. I only invest money into my own business because the prices of assets in all sectors don't make financial sense to me. Yes, I know that inflation is currently eroding the value of my cash.
@@dylankmorgan great to hear your perspective. I'm in real estate since 1997 and I'm 58. I have made 70% of my net worth in real estate and I do believe it's a very very slow way to become very very rich. I wasn't born in this country as I came here in 1990. Real estate gave me so much and I continue to invest in it carefully now since I'm 58. My net worth is close to $6M and I feel so thankful to the person who told me to buy my first SFH in 1997. 🙏
Real estate seems like a topic you need to be passionate about and a high degree of product knowledge to really succeed with. It seems cool but isn’t for me.
Incredible! This content is a true masterpiece. I recently read a similar book, and it was an absolute gem. "The Hidden Empire: Inside the Private Worlds of Elite CEOs" by Adam Skylight
Real estate is a very lovely investment but I prefer trading with a professional trader for huge returns you can't imagine melisa rowe really helped me change my life in the world of investment
I hate it when people are against leverage in real estate. If it’s a fixed rate mortgage the banks can’t just ask for all the money. Dave lost it all because he did 90 day notes. Not 30 year fixed rate mortgages like everyone does now. His one size fits all approach is really ignorant.
Philosophically speaking, Dave is correct. I agree with you as well as I use HELOCs to buy my properties and pay off the loans ASAP. But, if you don't have the discipline to pay off your debts, you'll be eaten alive.
In this market I’m saving everything, information too high, hasn’t balanced, I know the stock market is way over value gonna crash when republicans take the house and senate, then I’ll be ready
Not aware of a single highly successful person family firm as professional real estate investor without debt, can you? Obviously Ramsey not example since after his bankruptcy he was never a real estate professional again he was just an investor with his wealth from selling tapes books dvds and now internet subscriptions
Buy and hold! Find a good property management company that will fix any needed repairs for a fee along with the monthly management fee. Management fees are usually 10% of the monthly rent .
I always try to convince myself otherwise, but this guy is one of the biggest clowns that I have ever witnessed only comes up with more clown stuff and I continuously try to think of this guy any differently than a clown
Doesn't stop the house from being auctioned and bought off by a savy investor, it's a blessing in disguise maybe on both parties although might not be apparent in the moment
I come at it from a different perspective. I know I am generous, not trying to pat myself on the shoulder just saying that I know what's in my own heart. So if I can make lots of money when the opportunity presents itself and then use that money to help other people it seems at least net neutral to me. One could make the argument that someone else could use it more, but a just as good argument could be made that one person already bought the house when they couldn't afford it and then actually lost money through the whole thing. Personally I think the bigger problem is the ever increasing ease of borrowing for these properties increasing the price.
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Scammers
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
I'm currently evaluating my portfolio and could use some guidance. How can I get in touch with your advisor?
@@RonnieWine I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs
@@MichaelGabreil I looked for the name online and found her page. I will get InTouch with her, Thanks for the help
@@MichaelGabreil I pasted the name into my browser and her page came up as a top result. I appreciate you pointing that out
I'm an amateur with a portfolio of 370k and I've got some real estate holdings too, but it's hard for me to build confidence. I want to invest another 70k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Any stock suggestions?
Not offering any particular advice, but I can assure you that it's not as hard as many people think it is. Ordinary investors lack the requisite level of diligence, so having a financial advisor on board is usually highly beneficial. In the market, this is how people generate enormous profits.
I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
"Melissa Elise Robinson" is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll send her an email and I hope I'm able to connect with her.
80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large $5m stock/bond portfolio for substantial gains at minimum risk of inflation.
I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Fantastic! That sounds wonderful. How can I get in touch with your financial supervisor?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
My wife and I sold our house in Florida to move to Texas. I invested some of the money from the sale in the stock market. The portfolio is up 300k this week. I guess she knows the investment is making profit, but we've never really spoken openly about it. It's one of the best choices I made.
Wow, that's a good ROI. You trade or you have been holding all this while?
Oh no, I don't really trade. Too complex and random for me. I work with a financial advisor.
pls how can I reach an expert, I need someone to help me manage my portfolio
I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is *Marissa Lynn Babula.* There are many others you could also check up.
The FA I personally work with is *Marissa Lynn Babula.* Just research her name. You’ll find necessary details to work with a correspondence to set up an appointment.
Currently working overseas but will return to my home country in the near future. I'm a landlord. I invested in property at the age of 22. Value has soared and renting out. Will live on the rental income I receive and live with my aging parents for the time being. At 60 I can withdrawal from my superannuation (401(k)). Have savings and eligible for the Australian pension at 63. In the future I may downsize, sell the property and buy cheaper property and add the left over money from the sale to savings. Lots of options for me. The way I see it if you have $1m at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...
I've been saying the same thing for years as you age time gains value and money loses value. I retired at 62 and moved to the Philippines after I recovered from a work place injury. No stress, no rent/mortgage/debt, cheap to live here, eating healthier and the wife here treats me like gold. It doesn't just depend on saving, To optimize financial outcomes, individuals can seek guidance from a qualified financial advisor who can provide tailored advice and strategies to minimize expenses and maximize income.
@@devereauxjnr A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
@@2024Red-j5t This is exactly how i wish to get my finances coordinated ahead or retirement. Can I get access to your advisor?
@@Petroguest-i4g credits to NICOLE DESIREE SIMON, one of the best portfolio manager;s out there. she;s well known, you should look her up
@@2024Red-j5t I looked up NICOLE online using her fullname and researched her accreditation. She seem very proficient, I wrote her detailing my Financial market current position, goals and scheduled an appointment. Thanks
Those who do well in RE are usually experienced, know values, and how to find responsible tenants.
As with most things in life, the number of people who can do this and have long-term success is probably well under 10%.
It is never as easy as the "experts" try to tell us it will be, especially if it needs fixing.
We have been RE agents since 1988 and property managers since 1993 and we are still learning.
Insightful video. I just want to know best how people split their pay, how much of it goes into savings, spendings or investments. I'm 42, and earn nothing less $150k per year, but nothing to show for it yet
People spend money when they have it. And certain people spend more money when they have more. Consider seeking advise from a financial advisor if you are concerned about managing your finance better
Right, you can avoid the pitfalls associated with lifestyle inflation by consulting a well grounded advisor, to help plan your short- and long-term goals, it all depends on proper guidance. I've watched my income generate wealth over the past 2 years and 6 months, I now own a house fully paid, and with at least $2.2m sitting in savings thus far. All of this is...
@@brooks377 Nice, who is the FA aiding you if this is not much i'm asking? my retirement plans are going down the drain with my 401k particularly losing everything it gained ever since 2019
@@elvia869
Her name is BRIANNA MCKEE HARRIS, can’t divulge much. Most likely, the internet should have her basic info, you can research if you like
Dave and Winston need to write a separate book JUST ON REAL ESTATE investment. It would be great because how many real estate books teach 0 debt 0 credit 0 payments 0 mortgages ???
Thus, smaller audience
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
Making touch with financial advisors like Kimberly Kent who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
Her success story is everywhere. I keep on hearing expert Mrs Kimberly's name being mentioned here and other platforms, Does she really worth the credits and reviews?
yeah she does and in my opinion, it's a huge one and chance for you to change your life with trading.. I just bought my dream Mercedes from last week's profit. All thanks to her expertise.
Do you happen to know her contact info and /or willing to pass on her info? I'd really appreciate it.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Thanks for sharing, I just looked him up on the web and I would say he really has an impressive background in investing. I will write him an e-mail shortly.
This is a good recommendation. My first experience with him gave me the assurance that has made me to invest without fear of loosing
excellent share, no BS. just copied and pasted his full name on my browser out of curiosity, thankfully his site came up after scrolling a bit, he seems first-rate.
Lol you guys are really funny. Making ad look like real conversation 😂
I love seeing Christy and Dave together. He was energetic, fired up and passionate about the topic. Loved hearing about his first ever flip
Agreed
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Why not consider online passive property investing, especially with Dubai companies where there's tax-free environment. It can significantly boost your returns
After I sold some property in 2020, I'm anticipating a housing crisis in order to buy inexpensively. As a backup plan, I've been thinking about purchasing stocks. What recommendations do you have for the best time to buy? On the one hand, I keep reading and seeing trader earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?
Most people are unable to stand a fall since they are accustomed to bull markets, but if you know where to look and how to get around, you can profit handsomely. It depends on your entry and exit strategy.
Tthe US stock market had been on its longest bull rally ever makes the widespread worry and enthusiasm understandable given that we are not used to such unstable markets. As you pointed out, it wasn't tough for me to earn over $780k in the last 10 months, so there are chances if you know where to go. I hired a portfolio advisor since I was aware that I needed a solid and trusted plan to survive these trying times.
I've tried looking into new strategies to make profit in the current market because my portfolio has been in the dumps for the entire year, but everything I tried just seemed to miss the point. Please let us know who your asset manager is by name.
Her name is Sonya lee Mitchell. Hope that helps
Just copied and pasted Michelle on my browser and her page popped up immediately, thank you for saving me hours of researching.
Thank you for the advice Dave! Looking to buy my first rental soon!
You certainly can make the argument that financing properties at these historic low rates makes a lot of sense but the mental baggage it can weigh on your life may not be worth it.
The benefit of real estate is that you can take out leverage without taking on that much more risk (unlike leverage with stocks). If you take out a loan that is 50% or 60% LTV, you're not going broke, even in 2008.
I leverage. I sleep fine.
@@SenorJoeBiden stocks no different, just don’t use more than 50% of your line, but better because real estate you lose property if no tenant while portfolio growth expands your line on its own
There’s low interest rates rn but the price of houses are insane.
I’ve heard him talk about him buying all these real estate properties but I wish he tell us how he bought them. Did he have 20 million in cash on hand, did he have it in a money market account? Surely he didn’t barrow 20 million right?
The prospect of investing a large sum of money into the real estate can be both exhilarating and daunting. With the right approach, there’s a potential for significant wealth growth. Right now i'm in dilemma of the best alternatives to make use of my cash reserve of $700k.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family....
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@EmilyEvelyn-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
@@MeirPamela Oh please I’d love that. Thanks!
*MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
im happy i recently found this channel,
Hello Ramsey, due to Amazon HQ2 moving into our area, some of our zoning laws have been changed in order to provide more housing to the influx of new residents. I own a 6000 s.f. corner lot with a 1920 single-family house and a shed on it. I am now allowed to build up to 6 units on this lot and of course, I need help from the beginning to the end of the project. Do you have a video where I could begin to learn about building such a project? Of course, I will depend on a bank loan, but I have lots of equity in the property.
The key is to buy the worst house in the best neighborhood. If you do that, and then do that during a crash, you’ll be sitting right next to Dave letting people know how to buy.
Dave made a fortune from real estate. If you have cash on hand in crisis you can be rich
Just another reason to stay out of debt and save! be ready
But do you always have to buy during crisis to be rich?🤔
@@hardsole34 no but it helps
We definitely need the Holy Ghost for directions 🙏🙏🙏🔥🔥🔥☝️❤️❤️❤️❤️in Jesus Christ name
Dave I bought in 2007 before the crash I pray you would give advice to us about that in Jesus name
I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.
I hope to own a home some day, not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Rebecca Nassar Dunne maintains an online presence that can be easily found through a simple search of her name on the internet.
I don't agree with all of Dave's views on debt, but his RE game is on point. You get what you pay for VERY often in real estate game
Hi! Would you please share the details for your headset. I am looking for a new one.
grandmas home is paid for,6 siblings have to choose to rent or sell home. 3 want to rent and borrow agaist the home to buy more propertys. 3 just want out. is it a good idea to buy into the home. the 3 that are in would have to pay the other 3 off. what's the best advice to give for the ones wanting to rent? so about 50k to buy out each sibling. so each sibling would be invested at 100k each. how long does it take to recoup your 50 k investment? renting home out for 2k month so what kind of return can you expect divided by 3?
Hi Dave. Can you please write a book on real estate for beginners. I love your wisdom and as a follower I would rather prefer your advice then anyone else. Brenton. South Africa. Tx ☺
If you haven’t already, check out the materials that BiggerPockets puts out. Brandon Turner is great at overview / entry level information through their books. Just keep in mind that they will lay out all common investment methods with Real Estate, not just for conservative ideology. So you may have to take the information through your own risk tolerance lens. They also may be geared towards the US based market, tax system, etc.
In today’s world , buying real estate is easy if you can afford. But, you need to have a good Mgmt company to take care of it. Plus, due to housing market boom, it’s become very expensive to hire handymen, plumbers, electricians etc., they are charging any amount to their liking & they are very busy too.
There is no doubt about this. But at the same time it is very profitable though I invest on some other things that brings the big bucks while I compound real estate profits. What’s your contact let’s talk more
First rental propert barely making breaking even. But i have learned a ton! Hoping to make 75k by selling. Huge tax return due to property technically being a loss.
This was an awesome video! I would like to hear more from Dave about this topic!
Dave Ramsey is an autodidact extraordinaire when it comes to real estate. So much wisdom!
More videos like this Dave! Great Advice!
This is a great content! Thanks for sharing!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Lourd-Bab However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@Bestjudy001 Oh please I’d love that. Thanks!
@@Lourd-Bab Clementina Abate Russo is her name
Lookup with her name on the webpage.
What I want to know is where do you find these great "deals"? Especially in today's real estate market. I'm sitting on cash that I would love to invest but everything is way overpriced!
Well, you need a lot of patience to be a value investor. I had some money since around 2010 that I deployed in mid 2020 when I bought real estate stocks when the net asset value was at a 40÷ discount to pre COVID market values.
Do not waist your time because there are no deals out there. Instead invest your money in ETS's, Genomics, REIT's, Cryptos and Metaverse
I’m in the same place just banking money in a brokerage account to ride the market and wait for the deals
Dave has said himself the market is too hot to buy right now. He hasn't bought anything new for a few years. It's a waiting game until the market dips for whatever reason. The only real way to find a deal right now is to be willing to buy a trashed house and put the time and money into fixing it. I have a friend doing just that - makes great returns doing it but he has some crazy stories.
One way is if your elderly neighbor who happens to also be a hoarder must move out. You can then speak with the children that live out of state. When they come to visit you tell them you are willing to buy the home as-is and will deal with the trash, and save them the hassle and the real estate commission. They will thank you because they have their own lives and can't be hassled with taking time out to sell the parents home plus dealing with their parents new phase of life. Obviously you will pay a price that satisfies both you as an investor and the children who have no time to deal with their parent, raising their own children, and selling the parents home in a far away state even though they must still stay on top of their demanding and busy career.
With the low rates these days, paying cash for a house is mathematically stupid.
He should really write a book on real estate investing. Yes, I won’t take all of his advice but certain things that he said are actually useful. Like don’t buy on the appraisal. If you are buying investment property and it comes in at its appraisal number, that’s not a great deal
Can someone answer this. My inherence home in ny bx which. I havnt yet put my name on deed . My sister sold her share to an investor . Whom went and put his name as llc to deed. Now the home has 2 violations. Called oath hearing. And was not authorized to answer summons. The investor knows he was to answer and never did. The question is when i buy his share . Will i have issues with the summons being in default. Oath said its in his company name. Just want to know , to be prepared.
The future belongs to those who believe in the beauty of their dreams. Success is a state of mind. I think I'm blessed because if not I wouldn't have met someone who is as spectacular as Expert Mrs Teresa Alice Butler
I'm glad I was introduced to forex trading and got the best teacher and mentor who helped me understand the financial market I'm grateful to Mrs Teresa Alice Butler 🙏
It's a miracle and I would testify, $110,000
every 4 weeks! I now have a big mansion and can now afford anything and also support God's work and the church.
I have made more than 90K USD God bless Teresa Alice Butler God bless United Kingdom 🇬🇧
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself
You can turn $40 into $400.00. Put gas in your car so you can get to work.
😭😭😭
Great videos!
See I love how Dave Ramsey said he almost lost money over a real estate property. So like he said do the math, do the math.
I LOVE the inspirational tune at the end! Wow!!
I’ve a paid off property. Maybe get $300k after property gain tax and commissions. Brings in $1,500 monthly after HOA and all. Is it a good time to sell considering the market is close to the top of the wave?
If you can’t afford a rental you can always house hack (rent out your rooms). That’s the best way to get started imho.
You do not get property appreciation from capital growth
Casey the Spammer! Stop giving worthless advice!
@@annajones9701 - Casey is a Spammer.
@@appleforever6664 He does give some good advice buy he does spam a lot
@@annajones9701 - He wants to hook you in. He’s a non-millionaire giving advice.
Thank you!!
He bought 200 million in real estate for 20?
I doubt that. Those number seems way off.
It might be 200 million now, not when he bought it.
If he bought in bulk packages from the scared banks that time it’s highly possible
He said he bought 200 million dollars worth of property for about 20 million..
@@shareworthy5720 correct , he bought it for 20 and it’s worth 200 now ( bought it at huge discount back then in 2008 when everything was selling cheap then it did appreciated for last 13 years to 200 mil )
@@pawelwisniewski6849 that's not how it sounded.
Managing rental properties is a full-time job 😬
Depends on the amount of tenats
Not if get a manager to manage
You get a property manager.
I own properties around the world. I do manage any
Depends older properties yes you'll definitely always be fixing something stick to newer homes if you want to save yourself a headache or if you're not the handy type that can do small to medium size repairs
Martin County, Kentucky!! Next big place for real estate in five years. Calling it now. Solar power company coming in, infrastructure spending coming in.
Please don’t, my home state is one of the few states left for middle and lower income families to buy homes.
I have been investing in real estate for a while now and a lot of people talk about Cryptocurrency. Who else thinks this crypto trading is kinda easy but is way to nervous to start.
Speaking of crypto trading. It's the best business in the world right now, I know a couple of friends who make a whole lot of money trading the crypto market.
Investing with an experienced expert is the best way to get started in the Crypto market. Learnt that the hard way though.
There seem to be an increasing number of beginners who are yet to fully grasp the knowledge of trading well.
For me the best I have succeeded in crypto trading is by trading with a good account manager.
Trading with expert is really beneficial only if you find a trustworthy expert who has unending zeal to make money.
Good project
Avoid paying top dollar for real estate look for a beat up house in a good area ,if you are in the hood then flip it .
Wow, that totally showed me how to get started. Lol.
Dave you made your money on Real Estate but you have entire program only on mutual fund stock market
Wrong, he made money selling books tapes and now subscription service
@@joemeyer2726 Dave's made money on mutual funds, real estate, successful books, radio shows and helping people. It's well worth the price.
@@astroman30 wrong, he wealthy from Ramsey solutions, no different if me doctor make $1mm year and save 15%, my wealth from job not 401k
@@joemeyer2726 Oh, so you're saying that Dave is lying, but you're right as you have the inside information to his financials? GTFOH.
@@astroman30 no i am not saying dave is lying, restating what he has said, he only makes 8% cash on cash on real estate, 12% on mutual funds, he has a net worth north of $300mm from his company, ramsey solutions, he owns huge real estate portfolio and it was purchased from cash flow of his business,
His point about the low income high ROI but higher the hassle is true, after fighting with tenants for 2 years own owning the place for 3 because they cpuldnt afford rent and dealing with evictions and govt assistance etc I sold and came out woth more than double my original investment, AFTER taxes
I plan on getting into physical real estate investment.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I'm new to Bitcoin and would like to invest. But I've got no idea on how to make real profits. Can someone please tell me how to go about it.
lot of people are rushing into bitcoin without the knowledge of how it works and that's very wrong so I suggest you find someone to guide you.
You're right. If it was easy as hyped on social media, All who had cryptos on any broker/exchange would be millioners by now.
Yes but finding a high rated broker/expert to guide you isn't that easy.
I stumbled across recommendtions and testimonies of people expert Tiffany has helped, and I decided to try her out...my 11th weekly return is currently on its way.
probably the best I've ever came across. Started with 13k and I'm up with 68k in a short period of time. I was able to grow a business from her steady gains.
So, we can call the " Leave someone else holding the bag" strategy.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Evelyn Infurna.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker to many families in the Canada, she is a licensed broker and a FINRA AGENT in the Canada.
You trade with Evelyn Infurna too? Wow that woman has been a blessing to me and my family.
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
I'm new at this, please how can I connect with her?
Buying real estate with cash in this day and age is the dumbest decision one can make when there is free money available.
Inflation and taxes are touching 8%.
15 year is available at 2.5% and 30 year at 3%.
It's free money available to borrow
It’s actually not free money. It might be cheaper but it’s not free. Try calculating what you’ll pay in interest over that 30 years. You could likely have bought the house 1.5 - 2 times over. Plus your not calculating any risk into the equation.
@@foremanswildliferemoval6170 lol this is wrong discussion at a wrong channel.
There is no 1.5 or 2 times it's just 3% interest u r paying..if u r making 10-12% and paying 3% as interest any sane person will borrow.
Valuations are highly correlated to the interest rate. Prices today are based on a low interest rate, which is going up. Based just on interest rate, you are always paying the same for assets. If interest rates are low, prices are high. If interest rates are high, prices are low. The money you save in cheap interest will cost you on the resale. Personally, I'm all cash right now. I only invest money into my own business because the prices of assets in all sectors don't make financial sense to me. Yes, I know that inflation is currently eroding the value of my cash.
@@dylankmorgan great to hear your perspective.
I'm in real estate since 1997 and I'm 58.
I have made 70% of my net worth in real estate and I do believe it's a very very slow way to become very very rich.
I wasn't born in this country as I came here in 1990.
Real estate gave me so much and I continue to invest in it carefully now since I'm 58.
My net worth is close to $6M and I feel so thankful to the person who told me to buy my first SFH in 1997.
🙏
Didn’t Walgreens start buying their own land/properties in the last crash ?
Basically, if youre rich… you’ll get richer. If you’re broke, keep dreaming.
Real estate investment losing money is music to my ears. They are a major reason why the real estate market is the way that it is now.
Real estate seems like a topic you need to be passionate about and a high degree of product knowledge to really succeed with. It seems cool but isn’t for me.
👍
Wisdom 😁
Interesting word choice, “stolen”. And young folks today wonder why they can’t catch up to housing prices in trendy areas like Nashville TN.
Because of government backed loans and people buying who shouldn't be.
lol he tell people to buy houses right before they are about to fall.
They won't fall for another 5 years if people have money I wouldn't wait but if ur broke wait
For me only if in the right area
Incredible! This content is a true masterpiece. I recently read a similar book, and it was an absolute gem. "The Hidden Empire: Inside the Private Worlds of Elite CEOs" by Adam Skylight
So Dave owns 100s of millions worth of real estate and purchased all (100%) of it with straight up cash?
5:16 - learn not to speak when he is speaking. Missed what would have been good information from him.
Real estate is a very lovely investment but I prefer trading with a professional trader for huge returns you can't imagine melisa rowe really helped me change my life in the world of investment
wow I can't believe you know her too a friend that referred me to her made a profit of $7,500 in just 9days if trading I became jealous
I started with $2,500 at October now am at $21k now! It still feels like a dream thanks to expert Melisa rowe
I'm surprised you know her too I have been making alot if profits investing with her a few months now
Please am new to this how can I reach her? please help me out
@@diazzjosh2944 it's tradewithrowe
strategies of investing in real estate
investors has a lot of profit when ever the real estate market is clear
Many real estate investors in other parts of CA, and even other states, are still doing well with the help of their adviser.
Jenny Pamogas Canaya is who i work with.....
I hate it when people are against leverage in real estate. If it’s a fixed rate mortgage the banks can’t just ask for all the money. Dave lost it all because he did 90 day notes. Not 30 year fixed rate mortgages like everyone does now. His one size fits all approach is really ignorant.
Philosophically speaking, Dave is correct. I agree with you as well as I use HELOCs to buy my properties and pay off the loans ASAP. But, if you don't have the discipline to pay off your debts, you'll be eaten alive.
In this market I’m saving everything, information too high, hasn’t balanced, I know the stock market is way over value gonna crash when republicans take the house and senate, then I’ll be ready
Not aware of a single highly successful person family firm as professional real estate investor without debt, can you? Obviously Ramsey not example since after his bankruptcy he was never a real estate professional again he was just an investor with his wealth from selling tapes books dvds and now internet subscriptions
He answered the real estate question poorly. Beyond talking about how he bought property cheap in 2008, he offers no real advice here.
That was funny. Who’s gonna sell a 200k property for 150k? I’m waiting……lol
He bought HOW MUCH for HOW MUCH?? Yikes!
Basically, he’s saying the best “strategy” is to buy a property under its actual fair market value. Basically, he saying, “good luck.”
Thirteenth
671st
@@pawelwisniewski6849 lol
Man you Americans are old-school. A check in the mail haha... haven't seen that here in my lifetime.
I think it's a saying.
This guy literally got lucky his whole life haha ita not relatable anymore
Being a house flipper would not work for me. I am not a DIY fixer. I know that real estate would not be a money maker for me.
Buy and hold! Find a good property management company that will fix any needed repairs for a fee along with the monthly management fee. Management fees are usually 10% of the monthly rent .
GOOD JOB DAVE ON THE STEAL ON THE REAL ESTATE !!!!! YOUR UP A 1000% SO FAR ROUGHLY !!!!
I always try to convince myself otherwise, but this guy is one of the biggest clowns that I have ever witnessed only comes up with more clown stuff and I continuously try to think of this guy any differently than a clown
Not very Christian, profiting from other people’s misfortune.I wouldn’t be comfortable buying a foreclosure property and I have the means to .
Doesn't stop the house from being auctioned and bought off by a savy investor, it's a blessing in disguise maybe on both parties although might not be apparent in the moment
I come at it from a different perspective. I know I am generous, not trying to pat myself on the shoulder just saying that I know what's in my own heart. So if I can make lots of money when the opportunity presents itself and then use that money to help other people it seems at least net neutral to me. One could make the argument that someone else could use it more, but a just as good argument could be made that one person already bought the house when they couldn't afford it and then actually lost money through the whole thing. Personally I think the bigger problem is the ever increasing ease of borrowing for these properties increasing the price.