बचत के हीसाब से सुकन्या योजना ठीक है मगर बचत करणे वाला ही ना रहा तो उस समय परिवार को चलाने मे दिक्कत होती है. कन्या दान पॉलिसी मे मृत्यू के बाद भी फायदा है.ये बात बढिया है
SSY isiliye best hai ki isme ek byokti ek saal mei minimum amount rakh sakta hai aur maximum bhi,,uska the income ke upar depend karta hai,,koi burden nahin hai,,lekin LIC me har saal ek fixed amount hi dena hoga jo ki sab ke liye possible nhn hai
@@harshal_saindane koi LIC Agent SSY ko bura nahi kah raha hai, return k bare me aaj interest rate jitna future me utna hi raha tobahot badhiya rahega. Mai bhi ek LIC agent hoon hum kabhi yeh nahi kahte ki SSY mat karo. hum yeh kahte hai ki SSY ke return aaj ki date me LIC se acche hai, lekin aapko sir SSY par Depend rahkar nahi chalega. apko LIC ka jeevan lakshya bhi lena chahiye. ghar me jo earning member hai unke namse jeevan lakshya bhi lena chahiye. agar Ishwar n kre likin earning members ki death ho gayee to jeevan lakshya se har sal milne vale paise se SSY ka premium bhar saktehai.
Sukanya Yojna me koi risk cover hi nahi hai. Jo bhi itna saksham hai ki har saal 15-20 Hazar de sake to uske liye Sukanya Yojna itna labhdayak nahi lag raha.
Ssy deposit h or jeevan Lakshya policy ye basic difference h. Ager aap kisi wajah s ssy nhi chala pate h to wo inactive ho jata h jise aap penalty fee deke wapas s open Kara sakte h or apka Jo rs tha wo safe h, lekin jeevan Lakshya m aisa nhi h ager ek bhi grace period khatam hone k bad aap pay nhi kr paye to policy terminate ho jayegi Bina kisi notice k. 2. Ssy m aap minimum s max apni sahuliyat k hisab s rs dal sakte h lekin policy m apko fixed premium plus gst Dena hota h. Or ssy sirf post office ka nhi balki kuch authorised bank m bhi open hota h. Or ssy m maturity amount is liye fix nhi h kyuki wo har group k logo k liye h jo 250 rs year s shuru ho kr 1.5l year tak jama krne walo p depend krta h. Ager kisi sal koi ek person 1l jama kre or next year 50k uski maturity aap kaise bataoge. Comparison same type ki schemes m hota h na ki ek deposit or ek policy. Isse log confused ho jate h or sahi decision nhi le pate. Or lic ki website m scheme m saf saf likha h not launched by lic to aap guarantee lic k. Behalf m kaise de rahe h
Hello kavita Rawat 🙏 Apki jankari puri nhi hai Jeevan lakshya policy meh ager premium Grace period meh bhi na de paye to risk cover ktam ho gata hai. But ager app due premium pay kerdete hai toh policy dobara active ki ja sakti hai 2 jeevan lakshya bhi app apni suvidha ke anusaar kam se kam premium per bhi start kerva sakte hai. Or ager apko high Sum assured per yani high premium per policy lete hai toh apki eligibility ITR ke according bnti haiiii... Kripya proper jankari share kere🙏 Meh manta hu dono investment alg alg hai.. But.. LIC meh insurance ka benefit hai.. Jiske karnn yeh bhut hi bhter ho gati hai
@@oberoikirai risk cover khatam ho gaya to policy ka kya hoga. Or bonus based policy h koi bhi premium pay nhi hua to future profits m count bhi nhi hoga.
@@kavita950752 mam policy lene se phle sbhi term conditions pd ker hi policy li jati hai.. Risk cover kese ktam hoga yeh policy holder ko bhi pta hota hai policy meh.. But sbhi log policy priority ke sath lete hai
@@oberoikirai 2 point me apne bataye apke ITr ke basis pe sum assured le sakte hay. ekdom sahi bat hay, lekin time to time premium change to nehi kar payenge. insurance ka benefit lena hay to term insurance e lena hay, or kyu le. dusre bat ITR ke sath garib logoke dur dur ka koi rista nehi hay.
Brother kisi ke information pe pura trust ni krna chahiye aapko Indian post office jaake confirm krna chahiye... Jaha tak mujhe pta hai jis year tum sunkanya yojna me investment chalu kroge to.. apka intrest aage sabhi years ke liye same rhega.. chakravriddi byaj(compound interest) ki wajah se aapko maturity amount achcha hi milne wala hai Kyuki ye sirf investment hai insurance mix ni hai islye aapko death cover jaisa kuch ni milega... Lic aapko dono scheme mix krti hai islye aapko 4-6% deta hai maturity par .. Agent aapko hmesa scheme bechne ke liye achche parts batyega
Are bhai lic me intrest rate maan lo 7% fix hoga 20 saal ke liye aur aage 20 saal baad kitni mahgayi hogi kya pata ho skta h us time bank ka intrest rate as per inflation 15-20% chla jaye to lic me paisa dalna to bewakoofi h
O lallu, hadse hote hai or father ke Jane ke bad family or bacho ko LIC full support krti hai, jabki sukanya yojna support ke bjaay ek wajan bn jati hai....
Bro... Please share right information.... SSA's current interest rate is 7.6... and term of deposit is 15years... And gives almost 3x time at time of maturity... Kindly share govt scheme appropriately.. so public can aware govt plans and take advantage of it...
Plz Provide Rigth Information. Lic. Me apka year payment fix he. Ssy. Me per year min 1000 or max 150000 bhar sakte ho. Agar kisi karan lic me apne apke condition ke hisab se kam ki policy leli to app wo change nhi kr skte. Bt SSY me app apni financial condition ke hisab se investment kr sakte ho. Lic 5 lack pe apko 10 lack deti he pr ssy apko 5 lack pe 14 ke as pas paise deti he. Plz provide this type information also 👏
Sukanya samruddhi + term plan of 1.5 cr for working parent or working parents is great xombination than going for LIC plans. Endowment plans with assured benefits after some ywras is deginitely no no.
Sir ek baat puchna hai ,meri २ betiya hai mere paas agar itna paisa alag se hai jisse mai unki education aur marriage ka kharcha utha sakta hu to kya mai ye policy lekar apne budhape ke liye paise save kar ke rakh sakta hu please 🙏 reply karna
LIC kanyadam is more of an insurance scheme and SSY is for good returns....If you want security for example if you're the only earning member in your family and you do not have any assets/ property then go for LIC kanyadan but in case if you want good returns and your family and your family is financially independent and stable then go for SSY ......
@@legandbest5424 Constant nahi hai par ye kisne kaha ki kam hi hoga ...aage badh bhi to sakta hai.......Or actually mein good return chahiye to mutual fund ya stocks mein invest karo...
Sukanya samriddhi me 100% amount account me deposit hota hai aur LIC me only 85 - 90 % amount hi jma hota hai baki amount agent aur dusre logo ko mil jata hai isliye SSY is better than LIC
App bank me bhi khulwa skte hai...दोस्तों नमस्कार, Lic, Post Office और बैंक के बारे में नया जानकारी के लिए इस चैनल को सब्सक्राइब करें... th-cam.com/channels/_STWd5Xcb1Aw406dvto0bQ.html
For good returns Sukanya samrudhi yojana is the best. 😀 LIC scheme is far far away from SSY. On maturity one will get 3 to 3.5 times of his investment in SSY.
@@rajnikanta2837 agr insurance lena hai to term insurance lelo na bhai marne par isse kahi jyada rupye milege.. Or bche lic ke premium se saste kam premium lgega.. Baki bche paise ko index mutual fund me daldo..
Ha Bhai acha mai ssy but lic Mai apko agar kuch hojata hai to lic apke pure remaining installments bhar degi aur apki ladki ko annually education ke liye Paisa bhi deti hai aur maturity Mai puri amount mil jati hai. But ssy Mai agar apko kuch hota hai to baki ke apke instalment to nahi bhare jayenge na.
@@SantoshKumar-jj6ls post office ki sukanya yojna me rate of interest gir sakta hai aur har sal gir hi rha hai, iske sath isme insurence bhi nahi milta, agr uska father is duniya se chala jaye to pariwar ke dusare members ko primium bharna hota hai. Jabki lic me kisi policy holder ki death ho jaye to death benifite pahle mil jata hai uske bad jab tak policy ka term year chunte hai utne year tak sum assurd ka 10% milta hai. Aur primium term year pura hone ke bad bhi sum assurd amt bhi milta hai with bonus ke sath. Itni benifits hai jivan laxya policy ya kanyadan policy me
@@ratanlalmarskole8539 pahle 7.5 tha ab 8.0 ho chuka h ... Isko girna bolte h , or dusri baat. Ret of interest ab ghtne wala nahi bhai . Mahngai ke hisab se ret ab badhega na ki ghatega ... Or baat rahi hamare or tumhare na hone pr kya hoga , to ek baat sun lo bhai , na hamne shuru se sahara pe bhrosa kiya h na kbhi lic pe , hme post office pe pura bhrosa h . Pata h kyu kyuki hamara Paisa hamare desh ke pas h bharat ke pas , lic , sahara 1% ke liye diwaliya ho sakti h par post office jo ki bharat ki yojna h bharat kabhi bhi ni dub sakta or or jab bharat ni dubega to hamara Paiso ke dubne ka sawal hi nhi paida hota bhai , ret of interest ki chinta nhi h , chinta h kahi koi dusra sahara wala na paida ho jaye ....
Sukanya Samridhi Yojana is good option, Internet rate is also not fixed in LIC they give 6-7% at the maturity and showing calculation for min 8% while selling the plan
Sukanya samrudhi me proposer maa ya baap jo bhi ho agar death hota hai to dusre ko till premeium payterm premium dena padega and without any death benifit to her family where was in lic insurance cover milega 5 lac ya 10 lakh jo bhi kiya hoga aur till term 10% bachhe ki padhai ka kharcha milega and last ko maturity bhi milega without any premium pay , now tell which is betyer
Ok ager return ke leye combination meh investment kerni hai toh meh meh combo meh 4 lakh ke 48 lakh tk retun de sakta hu.. Mutual fund, SIP se bhii jada
Ssy RBI interest rate ke Aadhar par hai jo ki vah kabhi bhi kata badha sakte hai Aur badhane ke chance bahut kam hai Aur LIC mein fix my experience valuable always LIC better
Sir ager ek pita apne ek beti aur ek bete dono ki policy kanyadan policy me karata hai aur pita ki death ho gayi to kya dono bacchon ko labh milega. Please reply
Jitna v scheme government chalata hay, uske andar sabse jada interest ssy me hi dete hay. Insurance me interest rate nehi, bonus rate hota hay, and wobhi time to time change hota hay. Not fixed permanently.
@@oberoikirai almost all scheme ke andar ssy mehi sobse jada interest dete hay. Last 2 quarter ssy ka rate increase kiya hay. Lic ki bonus rate 'neither fixed nor guaranteed' terms and condition me likha hay. Totally depends on profit and business. Even aj tak additional bonus v diya hay.
Sir isme ek difference ye bhi to btao ki one time payment karna hai kanyadan policy mai or sukanya mai year mai jb chaho tab Too much better sukanya yojna
LIC is superior and Post office is inferior so let you know that ssy will give same interest at the time of opening and will go on .. now 7.8 is rate of interest
SSY main kya har sal 1.5 lakh bharna padega ya. Fer 1 time he bhar ke chodna hai .21 year thk .kya koi samj ja ke batye ga es bare main muze theek se nahi pata
Theek too sukhanya bhi hai buy lic mai ek bht achi baat hai ki father ki death hojati hai to lic khud bhrge aur ulte 10/% dge aut fixed amount bhi bhi milega complete hone pr aur beti khud bhi nhi nikal sakti
Jbtk aap jee rhe lic khrab hi lgta sbko But jane ke baad sbse pehli baat yahi hoti Lic thea ki nai 😂 Isleye lic lo befikar rho. Baki sb 7-8% returns ke leye idhar udhar bhagte raho 😂
Sir mene kanyadan policy liya tha mgr 2kist hi bhara or corona ka lockdown hi gaya to nhi bhar paya to ab mera pesa milega ya nhi ya phir kese kya kare plz bataye
Ye aadmi LIC agent hai. SSY ko LIC kabhi match nahi kar sakta. Abhi SSY ka rate of interest 8% hai. LIC ki kisi bhi policy ka roi around 5% hi hota hai. LIC agents hamesha badha kar roi batate hai. Yadi aap calculate nahi kar sakte to kisi ki help lekar calculate karwa lijiyega. Government ne ye assure Kiya hai ki SSY ka roi hamesha sabse jyada hi hoga. Aap log iska verification kar sakte hai ki jabse SSY launch hua hai, iska roi highest hai. Last point, ye sahi hai ki SSY me premium Dena hi padega. Lekin premium 250 se lekar 1.5 lac per year ke beech kuch bhi ho sakta hai. Ye fixed nahi hai. Aap term plan le sakte hai apni family ko safe karne ke liye. Term plan is the real insurance policy. SSY apki beti ke liye hai, aapke liye nahi.
@@oberoikirai Mujhe 12% LIC de degi, to aapko kitna degi? Maine apna comment logo ko aware karne ke liye Kiya hai. Mujhe bakhubi pata hai ki LIC 5% ke around hi deti hai. Log share market me batate hai ki 200% mil gaya. Sachhai aapko pata hai. Usi tarah LIC ki sachhai mujhe pata hai.
Lic me jo fayde ginate h utna maturity pr nhi milta h,mai aisa isliye kah rha hu kyu ki maine 20 years policy mature hone pr mujhe last me 5 thousands rupees kam hi mila tha. Isse achcha to post office yojna hi sahi h.
![[[OFFICIAL MV]] เอิ้นขวัญให้อ้าย- อ๊ะอาย สกุณาพร | ค่ายเพลงเป็นหนึ่ง](http://i.ytimg.com/vi/83x6L3X3qh0/mqdefault.jpg)
![₹1000 Sukanya Samriddhi Yojana Interest Calculation for 15 Years [Calculator]](/img/n.gif)
Aapne bahut badiya se bataya hai mene dono policy li hain Pahle hi apne Bachcho ke liye Thanks for the info.
Dono policy le sakte hai kya
Hanji dono le skte hai
बचत के हीसाब से सुकन्या योजना ठीक है
मगर बचत करणे वाला ही ना रहा तो उस समय परिवार को चलाने मे दिक्कत होती है.
कन्या दान पॉलिसी मे मृत्यू के बाद भी फायदा है.ये बात बढिया है
उपरोक्त बात सही है
उपरोक्त बात सही है
Aapki Sahi baat hai
मोत
अच्छी जानकारी के लिए धन्यवाद।
बहुत - बहुत धन्यवाद श्रीमान जी ,
मैंने आपका वीडियो जम कर शेयर किए हैं और आज भी कर रहे हैं।
धन्यवाद राम बाली प्रसाद जी 🙂🙏
SSY isiliye best hai ki isme ek byokti ek saal mei minimum amount rakh sakta hai aur maximum bhi,,uska the income ke upar depend karta hai,,koi burden nahin hai,,lekin LIC me har saal ek fixed amount hi dena hoga jo ki sab ke liye possible nhn hai
exatcly. maximum 1.5 lakh.
Yes, yahi bada difference hai
LIC agents to apni company ko hi best batayenge in baato par comparison thodi karenge
@@harshal_saindane koi LIC Agent SSY ko bura nahi kah raha hai, return k bare me aaj interest rate jitna future me utna hi raha tobahot badhiya rahega.
Mai bhi ek LIC agent hoon hum kabhi yeh nahi kahte ki SSY mat karo. hum yeh kahte hai ki SSY ke return aaj ki date me LIC se acche hai, lekin aapko sir SSY par Depend rahkar nahi chalega. apko LIC ka jeevan lakshya bhi lena chahiye. ghar me jo earning member hai unke namse jeevan lakshya bhi lena chahiye. agar Ishwar n kre likin earning members ki death ho gayee to jeevan lakshya se har sal milne vale paise se SSY ka premium bhar saktehai.
Sukanya Yojna me koi risk cover hi nahi hai. Jo bhi itna saksham hai ki har saal 15-20 Hazar de sake to uske liye Sukanya Yojna itna labhdayak nahi lag raha.
Thank you Sir !
It's really informative video.❤
One of the best policy Jeevan Lakshya policy 🎉👍
Very knowledgeable tips. thankyou you ❤
Very good comparison....thank you.
Thanks 🙏
दोस्तों नमस्कार, Lic, Post Office और बैंक के बारे में नया जानकारी के लिए इस चैनल को सब्सक्राइब करें... th-cam.com/channels/_STWd5Xcb1Aw406dvto0bQ.html
Lic for jiwan lakshya is better plan
Because this plan in become insurance but not insurance in Post office.
Very good policy,👍😎
Very nice sir LIC policy is best policy
Thanks 🙏
thank u sir very good information🙏🙏
Thanks have a great day👍
Ssy jahape up 1.5 lakh tak dal sakte hay. Lekin koi insurance me pehle se premium fixed ho jata hay
Lic best jeevan shanti policy is best policy holder & lic compny not loss
Kanyadan policy - will never Beat Inflation against Term Plan
Bahut badiya jankari diye ho sir lic is tha best
Thanks 🙏
Ssy deposit h or jeevan Lakshya policy ye basic difference h.
Ager aap kisi wajah s ssy nhi chala pate h to wo inactive ho jata h jise aap penalty fee deke wapas s open Kara sakte h or apka Jo rs tha wo safe h, lekin jeevan Lakshya m aisa nhi h ager ek bhi grace period khatam hone k bad aap pay nhi kr paye to policy terminate ho jayegi Bina kisi notice k.
2. Ssy m aap minimum s max apni sahuliyat k hisab s rs dal sakte h lekin policy m apko fixed premium plus gst Dena hota h.
Or ssy sirf post office ka nhi balki kuch authorised bank m bhi open hota h.
Or ssy m maturity amount is liye fix nhi h kyuki wo har group k logo k liye h jo 250 rs year s shuru ho kr 1.5l year tak jama krne walo p depend krta h. Ager kisi sal koi ek person 1l jama kre or next year 50k uski maturity aap kaise bataoge.
Comparison same type ki schemes m hota h na ki ek deposit or ek policy.
Isse log confused ho jate h or sahi decision nhi le pate.
Or lic ki website m scheme m saf saf likha h not launched by lic to aap guarantee lic k. Behalf m kaise de rahe h
Hello kavita Rawat 🙏
Apki jankari puri nhi hai
Jeevan lakshya policy meh ager premium Grace period meh bhi na de paye to risk cover ktam ho gata hai. But ager app due premium pay kerdete hai toh policy dobara active ki ja sakti hai
2 jeevan lakshya bhi app apni suvidha ke anusaar kam se kam premium per bhi start kerva sakte hai. Or ager apko high Sum assured per yani high premium per policy lete hai toh apki eligibility ITR ke according bnti haiiii...
Kripya proper jankari share kere🙏
Meh manta hu dono investment alg alg hai..
But.. LIC meh insurance ka benefit hai.. Jiske karnn yeh bhut hi bhter ho gati hai
@@oberoikirai risk cover khatam ho gaya to policy ka kya hoga. Or bonus based policy h koi bhi premium pay nhi hua to future profits m count bhi nhi hoga.
Right
@@kavita950752 mam policy lene se phle sbhi term conditions pd ker hi policy li jati hai.. Risk cover kese ktam hoga yeh policy holder ko bhi pta hota hai policy meh.. But sbhi log policy priority ke sath lete hai
@@oberoikirai 2 point me apne bataye apke ITr ke basis pe sum assured le sakte hay. ekdom sahi bat hay, lekin time to time premium change to nehi kar payenge. insurance ka benefit lena hay to term insurance e lena hay, or kyu le. dusre bat ITR ke sath garib logoke dur dur ka koi rista nehi hay.
बहोत बढिया जानकारी सर जी....👍
Suraksha ko dhyaan mei rakhte hue,Overall baat ki jaaye to bese LIC ki policy hi best lag rahi hai 🙏🙏🙏🙏
Brother kisi ke information pe pura trust ni krna chahiye aapko Indian post office jaake confirm krna chahiye...
Jaha tak mujhe pta hai jis year tum sunkanya yojna me investment chalu kroge to.. apka intrest aage sabhi years ke liye same rhega.. chakravriddi byaj(compound interest) ki wajah se aapko maturity amount achcha hi milne wala hai
Kyuki ye sirf investment hai insurance mix ni hai islye aapko death cover jaisa kuch ni milega...
Lic aapko dono scheme mix krti hai islye aapko 4-6% deta hai maturity par ..
Agent aapko hmesa scheme bechne ke liye achche parts batyega
Are bhai lic me intrest rate maan lo 7% fix hoga 20 saal ke liye aur aage 20 saal baad kitni mahgayi hogi kya pata ho skta h us time bank ka intrest rate as per inflation 15-20% chla jaye to lic me paisa dalna to bewakoofi h
Ssy me abi 7.6% h to aane wale saalo me 10-15% chala jayega as per time change inflation
Lic bekar h bhai maine 50000 jama krne ke baad band krwa ke loss me 30000 me band करवाई
Paisa dalo Vpf me ya plot daalke invest kro
Only 2 parties get benefitted from LIC policy, 1. LIC 2. LIC Agent. Period.
You must watch this
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As if u work for free in your company
सर जी पाॅईंट नंबर 6 is VERY VERY IMPORTANT......👍👍 जो aapko पोस्ट ऑफिस ki सुकन्या मे nahi milega.....
O lallu, hadse hote hai or father ke Jane ke bad family or bacho ko LIC full support krti hai, jabki sukanya yojna support ke bjaay ek wajan bn jati hai....
Bro... Please share right information.... SSA's current interest rate is 7.6... and term of deposit is 15years... And gives almost 3x time at time of maturity... Kindly share govt scheme appropriately.. so public can aware govt plans and take advantage of it...
Abhi rate bda hoga but yeh fixed nhi hai.. LIC ke annuity plans ka interest rate bhi bda hai
SSY is now 8%
LIC ke share price dekho it is going down
Too much Loss is bearing LIC
यहां ssy में 3 गुना मैच्योरिटी की बात ही नहीं कर रहे भाई साब,यहीं से मालूम पड़ता है की ये भाई साब LIC के एजेंट हैं और इनको LIC का ही प्लान बेचना हैं।
@rameshbodh2083 5 guna maturity dikhau LIC se
Plz Provide Rigth Information.
Lic. Me apka year payment fix he.
Ssy. Me per year min 1000 or max 150000 bhar sakte ho.
Agar kisi karan lic me apne apke condition ke hisab se kam ki policy leli to app wo change nhi kr skte.
Bt SSY me app apni financial condition ke hisab se investment kr sakte ho.
Lic 5 lack pe apko 10 lack deti he pr ssy apko 5 lack pe 14 ke as pas paise deti he.
Plz provide this type information also 👏
Sukanya samruddhi + term plan of 1.5 cr for working parent or working parents is great xombination than going for LIC plans. Endowment plans with assured benefits after some ywras is deginitely no no.
Sir ek baat puchna hai ,meri २ betiya hai mere paas agar itna paisa alag se hai jisse mai unki education aur marriage ka kharcha utha sakta hu to kya mai ye policy lekar apne budhape ke liye paise save kar ke rakh sakta hu please 🙏 reply karna
Aap beti ke name pr kr skte hai ...
बच्चो के लिए जबरदस्त पॉलिसी है
good information sir thanks
Thanks 🙏
LIC kanyadam is more of an insurance scheme and SSY is for good returns....If you want security for example if you're the only earning member in your family and you do not have any assets/ property then go for LIC kanyadan but in case if you want good returns and your family and your family is financially independent and stable then go for SSY ......
Right sir👍
Well said
Ssy ka rate of intrest constant nahin to kya gurantee hai return achha milega
@@legandbest5424 Constant nahi hai par ye kisne kaha ki kam hi hoga ...aage badh bhi to sakta hai.......Or actually mein good return chahiye to mutual fund ya stocks mein invest karo...
Very well explained 🙏🙏🙏🙏🙏👍🏻👍🏻👍🏻
Thanks🙏
LIC ki Kanyadan Yojna BEST Hain 👍🌷
😅 no
Ssy
Lic का जीवन लक्ष्य पालन सबसे बेहतर है बच्चो के लिए, insursce भी savings bhi
👍👍👍
Maturity par paise bahut jyada nahi milte Hain but bachho k palan poshan ki suraksha bahut achhi hai hai aapke na rahne par.
कन्यादान पॉलिसी का नाम ही जीवन लक्ष्य है
Plan : Jeevan Lakshya (933)
Age :29
Term :21
PPT :18
D.A.B. : 1000000
Term Rider S.A.:1000000
Death Sum Assured :1100000
Basic Sum Assured :1000000
1st year Premium With TAX 4.5% :
Yearly : 56777 (54332 + 2445)
Halfly : 28688 (27453 + 1235)
Quarterly : 14494 (13870 + 624)
Monthly(ECS) : 4831 (4623 + 208)
YLY Mode Average Prem/Day : 155
After 1st year Premium With TAX 2.25% :
Yearly : 55554 (54332 + 1222)
Halfly : 28071 (27453 + 618)
Quarterly : 14182 (13870 + 312)
Monthly(ECS) : 4727 (4623 + 104)
YLY Mode Average Prem/Day : 152
Total Approximate Paid Premium : 1001195
Approximate Return at Maturity Time :
S.A. : 1000000
Bonus : 966000
F.A.B. : 100000
Total Approximate Return at Maturity Time : 2066000
Lic bilkul bad company
Bahut achchhe se explan kiya hai bhai ji
Thanks
Kona sa best hai ? Kitana deposit karun.
Dono plans ke apne apne benefits haii..
Sukanya samriddhi me 100% amount account me deposit hota hai aur LIC me only 85 - 90 % amount hi jma hota hai baki amount agent aur dusre logo ko mil jata hai isliye SSY is better than LIC
You must watch this...
Ese case meh kya dedegyi Ssy.
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Aap jo paisa bharte Ho usaka Ricip milega uska Total marle na.Tum jo bharte Ho vahi rahega
No
Ssy pura Pisa deti hai pr Lic me kuchh nhi milta Lic sbse ghatiya hai aap Lic agent ho isliye aap Lic ka brai krte ho
Mai to knyadan policy leke fash gya koi fayda nhi
Bhai kya sukanya ke paise usi post office se niklenge jaha khata khulbaya tha ya kisi bhi pass ke post office se nikalba sakte h
Jaha account open hua wahi payment milegi
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For good returns Sukanya samrudhi yojana is the best. 😀
LIC scheme is far far away from SSY.
On maturity one will get 3 to 3.5 times of his investment in SSY.
You must my this video
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Agar veech me mar gyd to ghanta
@@rajnikanta2837 agr insurance lena hai to term insurance lelo na bhai marne par isse kahi jyada rupye milege..
Or bche lic ke premium se saste kam premium lgega..
Baki bche paise ko index mutual fund me daldo..
@@rajnikanta2837 nasdiki ki post office me jaiye ar pata karke dekhiye. upka paysa jarur milega. may postal department mehi kam karta hu.
@@satyamsuryawanshiofficial yes
Sukanya samridhi scheme bahut better hai..lic se aap sahi news spread kare👍🏼
kanyadan policy me bima hai sukanya yojana me bima nehi hai dono me ye fark hai
@@Rakeshsahu678 sukanya samridhi me chakravriddhi byaj milta hai or kanyadan me nahi milta ye bhi ek fark hai
Ha Bhai acha mai ssy but lic Mai apko agar kuch hojata hai to lic apke pure remaining installments bhar degi aur apki ladki ko annually education ke liye Paisa bhi deti hai aur maturity Mai puri amount mil jati hai. But ssy Mai agar apko kuch hota hai to baki ke apke instalment to nahi bhare jayenge na.
@@SantoshKumar-jj6ls post office ki sukanya yojna me rate of interest gir sakta hai aur har sal gir hi rha hai, iske sath isme insurence bhi nahi milta, agr uska father is duniya se chala jaye to pariwar ke dusare members ko primium bharna hota hai. Jabki lic me kisi policy holder ki death ho jaye to death benifite pahle mil jata hai uske bad jab tak policy ka term year chunte hai utne year tak sum assurd ka 10% milta hai. Aur primium term year pura hone ke bad bhi sum assurd amt bhi milta hai with bonus ke sath. Itni benifits hai jivan laxya policy ya kanyadan policy me
@@ratanlalmarskole8539 pahle 7.5 tha ab 8.0 ho chuka h ... Isko girna bolte h , or dusri baat. Ret of interest ab ghtne wala nahi bhai . Mahngai ke hisab se ret ab badhega na ki ghatega ... Or baat rahi hamare or tumhare na hone pr kya hoga , to ek baat sun lo bhai , na hamne shuru se sahara pe bhrosa kiya h na kbhi lic pe , hme post office pe pura bhrosa h . Pata h kyu kyuki hamara Paisa hamare desh ke pas h bharat ke pas , lic , sahara 1% ke liye diwaliya ho sakti h par post office jo ki bharat ki yojna h bharat kabhi bhi ni dub sakta or or jab bharat ni dubega to hamara Paiso ke dubne ka sawal hi nhi paida hota bhai , ret of interest ki chinta nhi h , chinta h kahi koi dusra sahara wala na paida ho jaye ....
Sukanya Samridhi Yojana is good option, Internet rate is also not fixed in LIC they give 6-7% at the maturity and showing calculation for min 8% while selling the plan
LIC give insurance thats a Major difference....
You can watch this.
th-cam.com/video/fx2HUgQeWag/w-d-xo.html
Sukanya samrudhi me proposer maa ya baap jo bhi ho agar death hota hai to dusre ko till premeium payterm premium dena padega and without any death benifit to her family where was in lic insurance cover milega 5 lac ya 10 lakh jo bhi kiya hoga aur till term 10% bachhe ki padhai ka kharcha milega and last ko maturity bhi milega without any premium pay , now tell which is betyer
And Sukanya samrudhi me maturity ka hawk sirf bachhe ko rahega wo bacha 21saal me 10,15lacs payega uska misutilize nahin karega kya gurentee hai batao
@@oberoikirai kuch kam ka nahi hai lic
@@legandbest5424 sahi bat bola hay. bachhe ko achha parbarish nehi denge to apka khudka paysa v misuse karega is ke liye ssy jaruri nehi hay.😁
take suknya samridhi and term insurance ..in other type of LIC policy only agent and LIC will get benefit...correct me if i am wrong
Ok ager return ke leye combination meh investment kerni hai toh meh meh combo meh 4 lakh ke 48 lakh tk retun de sakta hu.. Mutual fund, SIP se bhii jada
@@oberoikirai kaise
@@oberoikirai share market me paisa daal do ache ache stocks me . Waha jo returns milege uske samne ye kuch bi nhi hai
@@oberoikirai how let us know
@@MohsinKhan-yp3ly plz suggest kaun se stocks me?
Ssy RBI interest rate ke Aadhar par hai jo ki vah kabhi bhi kata badha sakte hai
Aur badhane ke chance bahut kam hai
Aur LIC mein fix my experience valuable always LIC better
Lic policy is better , because isme insurance hai
सुकन्या समृद्धी योजना हीच उत्तम योजना आहे.
दोनो लेनी चाहिये, financial planning balance रहेगा.
Nice
Thanks sir🙂🙏
Nice explain bhaiya ji
Sir ager ek pita apne ek beti aur ek bete dono ki policy kanyadan policy me karata hai aur pita ki death ho gayi to kya dono bacchon ko labh milega. Please reply
Hanji dono policies se labh milega
Yes
Jitna v scheme government chalata hay, uske andar sabse jada interest ssy me hi dete hay. Insurance me interest rate nehi, bonus rate hota hay, and wobhi time to time change hota hay. Not fixed permanently.
Ssy meh interest jada hai but fixed nhi hai.
Jeevan lakshya meh insurace hai..
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@@oberoikirai almost all scheme ke andar ssy mehi sobse jada interest dete hay. Last 2 quarter ssy ka rate increase kiya hay. Lic ki bonus rate 'neither fixed nor guaranteed' terms and condition me likha hay. Totally depends on profit and business. Even aj tak additional bonus v diya hay.
Nice work
Thanks 🙏
Sir isme ek difference ye bhi to btao ki one time payment karna hai kanyadan policy mai or sukanya mai year mai jb chaho tab
Too much better sukanya yojna
there are 4 options to pay for LIC
@@poonamshinde4296 premium to fixed hay madam. jobhi option choose kare, bada or ghata nehi sakte. ssy me har sal koi v amount dal sakte hay
Sukanya is best.. dont convince to other calculate maturity amount on google..
Suknya is best policy for parents ❤
Sukanya policy is not good if parents die who will pay premium
Thank You so much.
Your welcome 🙏
Nicely explain
thanks
Lic always best 👍👍👍👍👍
Ye sirf mere jaisa agent hi samjhega.. 😊
Very nice👍 sir
Thanks
Well said
Thanks 🙂👍
LIC is superior and Post office is inferior so let you know that ssy will give same interest at the time of opening and will go on .. now 7.8 is rate of interest
In ssy rate of interest is not fixed.. In LIC you will get insurance. You should watch this video
th-cam.com/video/fx2HUgQeWag/w-d-xo.html
Sir suknya ac Benk me chalega
Thankyou sir
Thanks Bhai.
LIC is best because death accident cover, family life cover
Post office best
nicely explain
Thanks 🙏
Dono hi policies achhi hain apni apni jagah.... Dono ke apne fayde hain... Ye individual ko chose karna hai uski requirements kya hain..
Right sir 👍🙏
Nice plan present
Ssy me aammount nahi bhara to sal me keval 50 rs fine hai aur lic me to policy band ho jata kuch bhi Paisa vapas nahi milta.
Nice video
Thanks 🙏
Ssy is best he Kam samay me Jada benefit mil raha he lic me install ment Jada ate he aur fix barna padta he ssy me fix nahi hota
Nice sir ji
If you are financial strong then please take both policies 😊
Hum out off cuntry ha online kase kar skte post office ma
Good noon
Superhit
Sir lekin jab hum ac open krkte us time Jo interest rate hota hai wohi hi milta hai jaise ppf ma aur sukhnyea samridhi joyna
You should watch video one more time👍
Mere sath hua maine apne hi ghar me dekha jaker lic office ke chakkar kate hai rahane dijiye ap jaise agent hi aisa karate h
SSY main kya har sal 1.5 lakh bharna padega ya. Fer 1 time he bhar ke chodna hai .21 year thk .kya koi samj ja ke batye ga es bare main muze theek se nahi pata
Agar hum ajj hi yeh policy lete he to kya yeh 3year Back se le sakte he.Ajj 2022 hai 2019 se le sakte he ya nhi total premium dekar
2 mhine tk back policy ho skti hai es se jada nhi
@@oberoikirai good morning sir
Bahut hi sandar jankari mili
Thank you
Post is best.....
Nice😊👌👌👍
05.56 worng pls correct rate of starting same for 21 year
LIC kanydaan yojna is best
Yes sir
Koi fayda nahi hai sab sab lic aur bank post office stock market me paisa lagaakar 15 16 precent kamata hai sab humko deta hai 6- 7 parecent
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You must watch this
th-cam.com/video/fx2HUgQeWag/w-d-xo.html
Bhai abhi aapko knowledge ki kami hai Post office ke SSA ke bare me
Tu bta de Bhai Puri knowledge
What if someone wants to invest in both ..
possible h ?
Yes you can invest in both.
Theek too sukhanya bhi hai buy lic mai ek bht achi baat hai ki father ki death hojati hai to lic khud bhrge aur ulte 10/% dge aut fixed amount bhi bhi milega complete hone pr aur beti khud bhi nhi nikal sakti
@@ImranKhan-oz3qh 50 lakh ya 1 crore ka term plan le lo bahut hi kam paise me mil jayega. Death hone par tension nahi hogi.
Lic best plan h. Ye satya h
Nice work sir ji
Thanks🙂👍
Sukanya samriddhi yojana best hai
Good explanation sir
Sir, SSY me tax dena hota hai kya.
Nhi
Maturity date aur sumassured kya hai yah kis prakaar important hai
Jbtk aap jee rhe lic khrab hi lgta sbko
But jane ke baad sbse pehli baat yahi hoti Lic thea ki nai 😂
Isleye lic lo befikar rho. Baki sb 7-8% returns ke leye idhar udhar bhagte raho 😂
Sir mene kanyadan policy liya tha mgr 2kist hi bhara or corona ka lockdown hi gaya to nhi bhar paya to ab mera pesa milega ya nhi ya phir kese kya kare plz bataye
Aapko priyam rasid to mila hoga usko leke jao or baat karo
एलआईसी का नियम हे 3 साल पहले पॉलिसी बंद कर दी तो एक भी पैसा नही मिलेगा और अगर 3 साल बाद भी सरेंडर कराओ तो आधा पैसा ही मिलेगा 😂
Only suknaya policy karo sab...
Lic policy only death risk is best no interst for post office comfare
LIC Bima hai jo ki fix amount Dena hoga
Jab ki ssy High interest account hai
Ssy bank Post me kiya ja skta hai jbki lic agent 😅
Bina amount bharne ke liye apko utne saal jina bhi padega koi anohni hone pr kisht kon bharenga
Sir jeevan Labh fix policy hai
Sir aapke hisab se konsa thi rhega meri beti ke liye..
Dono bhi le skte ho...
But insurance must hai... Insurance phle le ker Ssy meh bhi investment kerlo🙏🙂
sukanya only for girls 10 yr, but lic plan is girls and boy dono ke liye hi.
Ye aadmi LIC agent hai. SSY ko LIC kabhi match nahi kar sakta. Abhi SSY ka rate of interest 8% hai. LIC ki kisi bhi policy ka roi around 5% hi hota hai. LIC agents hamesha badha kar roi batate hai. Yadi aap calculate nahi kar sakte to kisi ki help lekar calculate karwa lijiyega.
Government ne ye assure Kiya hai ki SSY ka roi hamesha sabse jyada hi hoga. Aap log iska verification kar sakte hai ki jabse SSY launch hua hai, iska roi highest hai.
Last point, ye sahi hai ki SSY me premium Dena hi padega. Lekin premium 250 se lekar 1.5 lac per year ke beech kuch bhi ho sakta hai. Ye fixed nahi hai.
Aap term plan le sakte hai apni family ko safe karne ke liye. Term plan is the real insurance policy.
SSY apki beti ke liye hai, aapke liye nahi.
Apko 12 % tk return LIC ki 3 policies ke combination se nikal skta hu....
@@oberoikirai Mujhe 12% LIC de degi, to aapko kitna degi?
Maine apna comment logo ko aware karne ke liye Kiya hai. Mujhe bakhubi pata hai ki LIC 5% ke around hi deti hai.
Log share market me batate hai ki 200% mil gaya. Sachhai aapko pata hai. Usi tarah LIC ki sachhai mujhe pata hai.
Apko 12 % return lena ho toh physically meet ker lo.....
I will explain 🙂
Lic me jo fayde ginate h utna maturity pr nhi milta h,mai aisa isliye kah rha hu kyu ki maine 20 years policy mature hone pr mujhe last me 5 thousands rupees kam hi mila tha. Isse achcha to post office yojna hi sahi h.