Insurance के हो ? SIP जस्तै Investment को tool पनि हो त ? Must For everyone in 20’s | Benefits |
ฝัง
- เผยแพร่เมื่อ 30 ก.ย. 2024
- INSURANCE Being one of the most beautiful financial instrument which is a must know for everyone remains highly not known in Nepalese Community, So to educate and be aware of Insurance we decided to work on this video for people to have an understanding about Insurance and its benefits.
Insurance के हो ? SIP जस्तै Investment को tool पनि हो त ? Must For everyone in 20’s |
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DISCLAMER : The views, information or opinions expressed in the TH-cam Video are solely the views of a individual based on own understanding. Please make your investment decision based on your own risk management and on your own study.
#Insurance #Insuranceinnepal #Investmentininsurance
I had started 10 yrs endowment insurance plan in my 20's for an amount of 3 lakhs which is going to be matured next year. When I look back I feel that should have done it for a larger amount and a bit longer period. Now if I start another endowment plan, the premium will be high due to my age. So I would suggest everyone to start in your early age, as your age matures, the premium will not be the same.
True that
If you start early, the premium amount price will be cheaper for a larger amount of insurance coverage. This premium will be locked for the entire duration of the coverage. ... I have made a little mistake while planning my insurance - In my 20's I took the insurance with maturity period of 10 years; thus the premium got locked at a very less price (total premium payable during the entire period was was very less than the insured amount I was given by LIC).
Since it was maturing soon,...In my early 30's I have taken another policy for 20 years and the premium got locked for higher amount compared to the first. Here the total premium payable during the entire period is slightly more than the insured amount coverage that is given. I should have taken The first insurance itself for 20+ yrs as the premium would be locked once and for all... Anyways I am still happy with both the plans as I will be getting decent maturity amount on both of them
Very informative ❤
Could you help me with what insurance company and plan I shall go with?
Here I am already 22 is it late to do life insurance?
Insurance related euta full details Wala video lyaunu paryo dai. Plus 5 top companies and tyasle didai aairaheko benefits and return rate ko bare ma Pani details dinu paryo. Yo term insurance ko advantages Pani bujhaunu paryo. Hoping to get a detailed video on this from you soon. Love your videos!
Noted !! Should bring out more in future videos
@@IdeapreneurNepal when ? It’s been 2 month .
विमा गरेर पैसा फाईदा गर्छु सोचेर कसैले पनि नगर्नुस् पैसा घाटा लाग्ने रैछ, मेरो आफन्तले फसायो मलाई अव premium नतिर्ने सोचेको छु मैले, अभिकर्ता ले पनि कसैलाई नफसाउनुहोस्, विमा खाली Risk management लाई मात्र रैछ, not for saving & increasing money.
Yes insurance risk management ho not for benifit
पहिले मलाइ sanjog bro बर्साको बुडा लाग्थ्यो तर आज्कल यो channelको भिडियो हेर्दै जादा sanjog broको बुडि चै वर्षा रैछ थाहा पाये
Hello sir first of all thankyuh for this video I'm your regular viewers and I'm 20 years old rw ma ni euta life insurance garna chahanxu but ma dodhar ma xu kun ma gram vnera please kunai suggestion dinu na kun ma garda ramro hunxa please please 🥺❤
Nepal ko pahilo ra high bonus rate vayeko bima company National life insurance bima garna chahanuhunx bhane contrack with me
मलाई धेरै खुशी लाग्यो सर मैले मेरो परिवार को दुई जन छोरा मेरो श्रीमान् मेरो गरि 4 जान्को इन्स्योरेन्स गरेकी छु सो मलाई दोधर भको थियो ।इन्स्योरेन्स गरेर गल्ती गरे कि जस्तो लग्त्थ्यो तर अजा धेरै अफुप्रती गर्व लगेको छ।हजुर्को भिडियो हेरेर ।धेरै धेरै धन्यवाद हजुर्लाइ हृदय देखि नै 🙏🙏🙏🙏
Same here
एकदम राम्राे information दिनुभाे तर अलिकति Advance मा नेपालमा top 3 insurance कुनमा गर्दा ठिक हाेला we want more details
national, nlic , MetLife
Superb brother !!! love from United Arab Emirates....🇦🇪 I started SIP after watching your video.. Thank you soo much !
Most welcome
I want to know more about SIP
10 15years poxi safety measure
Withdrawal process's
Plz make another video about sip
I m also thinking about my daughter. She is now 14 month. Which is the best insuranĺce for her. And which company is the best.
There are many u need to understand most schemes in detail n take ! Health n education ko
Sanima life is best
asian is best
Contact me
Nepal life is best
Yes I have done insurance and I agree it's a force saving but in a way for coming future it's useful 😀 👍. I regret not doing in my 20s when I started earning. I suggest all the youth to do it in early age.
Kun company and plan lida thik hunxa insurance ko, in early 20s and a bit confuesed
@@newagene8276kun thik lagyo bro?
let's discuss...
Term insurance ko barema pani detail video banaunu paryo hai sir. And thanks for this knowledgeable video. I have seen your every videos. Salute man.👏
I wish I could have found you 10 years ago. I am just starting my career after so many years. Thank you for all your suggestion brother.
Thank you dai, actually I was searching for this content ☺️
hlo mam. के हजुर इन्स्योरेन्स गर्न चाहनु हुन्छ। यदि चाहानु हुन्छ भने plz मलाइ सम्झनु होला
Cash return hos nahos, barsik 3000, 4000, 5000 tire vane jasto pani upachar hune kunai insurance xa ki nai????
I've personally have learned many thing from this channel, really appreciated
Keep growing your fan follows and keep providing knowledge to everyone
Huge respect sir😅😅
Thanks !! Stay connected
Hello sir, Plz make video on types on insurance on detail
Insurance garda ko time ko agent contact less vayo vani future ma k k problem huni ho ? Term haruko barama pani video banau naw paryo 😇
1)Insurance garnako lagi agentko through nai garna parx ki aafaile ni garna milx sir?
2)aafaile insurance garda tyo particular companyko agent bannai parx ki nai?
3)life insurance garda tyasai ma health coverage pauna sakinx ki sakinna?
4)insurance plan xanda care garna parne kuraharu k k hun?
Yasta dherai questionko reply vedio marfat dinu vae aabhari hune thiya.ajha insurance related vedio series nai lyaidinu vae ma jastai insurance related knowledge navako person's benifit hunthiyo hola
Sir , malai First time Tms account kholda online trading garna ko laagi 10000 minimum collateral deposit rakhna lagayo.. k yo sahi ho ya ma sanga scam vairaxa?
First time bhayeko ley gareko hola. Compulsory chaina
Ahile class 12 ko student ko lagi online job
thank you sanjog for litreating finical through your videos Nepal youth is learning more and more wanna see more up coming days
Daiko video herera maile ipo varna suru gareko xu bidesh bata vayapani❣️
Daju, health le yaad aayo, you are going to gem, your body looking changed. 💪💪💪💪💪💪
😊
K bolya vai 😆😆😆
@@arpanghimire7139 yes 😇
how do we file for individual tax return ?
We want to hear more about Insurance. Plz make a video on Life Insurance.
you are the best financial adviser......😊😊 thank you so much
You are very welcome
Insurance ko types ma detail ma information dinu na huss 😋
next part video ni leraunu haii sir
So how can we know about the Claim Settlement Ratio of an Insurance company..... is it in the financial statement or do we need the ask the company person?? I have asked the company person several times and they don't sound confident about their knowledge of CSR....
Sir please kindly recommend us best Nepali insurance company in your view
Nice information , thank you sir.
Welcome
Well explained on one of the financial planning tool,thanks a lot🙏
Part 2 chaiyo sir life insurance bare
Terms and conditions bare details 🌻
Stay connected
I think sip is better then insurance
Doesnt give u risk coverage : both are different things
Sir DPS insurance better hoki endowment insurance better ho please vhandinuna
*Sir BIMA POLICY bichma xod da tyo tireko amount return hunx ki nai ?? Hunx vane ke garnu parx please reply. Khas gari 1, or 2 kista tireko amount*
We also want videos on best insurance plan and insurance company
Reputed company
Good claim settlement history
Good bonus
Return Tax ko video babaunu paryo sir.
Namaste 🙏 Great content
😊
Well explain thank you keep continue.
Best video sir Thank you so much ❤️❤️
Ur welcome
please make more videos of insurance in more details
भाई नेपाल मा कुन चै Insurance company मा गर्दा राम्रो होला ?
Need few ideas on Term Life Insurance and real time Availability scheme in insurance company of Nepal
Sir kun insurance company ma premium Garda ramro hunxa...
National life insurance is the best
आजसम्म नेपाल को बिमाहरुमा पेन्सन योजना नै छैन बुधेश कालको लागि आजिवन सुबिधा नै नभए पछि किन बिमा गर्नु बिमा भनेको यस्तो होस कि जवानिमा योगदान पछि गएर मासिक/ त्रेमासी/अर्धबार्शिक /बार्सिक बोनस (पेन्सन) सिस्टम ले पैसा फिर्ता आउनु पर्यो होइन भने काम छैन
sir 2 4 ota ramro life insurance company ramro policy vako ne suggest gardinu na
Hlo sir ,can u plz tell me from which bank it is easy to get personal loan ?
Sir ahile sarkar le nikaleko lifetime policy bidesiharuko lagi yesko barema espasta garidinu hosna
Life insurance ko different plan and policy haruko barema pani bujaunu na hjr please 🙏
Ahile ko abastha ma educational insurance chahi garnee par6
ssf ko bareyama yauta video banaidinu na sir full detail ma ?
Very informative da,it quenched my queries about Insurance,you have a great deal of knowledge about Money matter
😊
Auta video banai dinu paryoo Nepal mahh vako plan haru lai Fully detail mahh like term life insurance etc ..
Health insurance ko video banaunu na... And life insurance ko terms haru ni
Pls bring another detail video about type of life insurance 🙏
Sir how to check data of top 3 life insurance company in Nepal?
Please make a video of how to process tax return in Nepal. 🙏
Thank you so much ❤️❤️🥰 for your great effort ☺️.
sir term insurance ko barey ma detail li video banaunu na ? ani which company is the best company for life insurance tesko barey ma pani detail li information dinu hola..
अहिलेको मार्केट अनुसार कुनै एउटा microfinance मा लगानी गर्नुपर्दा कुन microfinance recommend garnu hunxa??
termed insurance ko rmro sanga garai dinu paryo video ......majalai bujyos na
keep making us financially literate...looking forward for more videos😍😍
Stay connected
Sir ...Mero husband le nerudo bitiya sastha bata jajga dhito rakhera loan Linu vayeko thiyo ....khi din aagadi accident ma Mero husband ko death vayeko m Pani ghayite xu hidnu sakdina m ahele .....bitiya sastha le ahele tyo Rin hamile tirnai parx vanx ..... insurance gareko xaina vanx ....office gayera bhujne condition Pani xaina Mero ahele sir plz .....yesko barema malai information dinus n plz sir help garndinus n
sir please make a analyses video on top 3 company of insurance company of nepal. please ...
Sir tapai investment ko lagii online class or aru kunaii madhem Xoina sir mw ali more detail ma bujna anii sikna chahanxu so that🤔?
❤❤
Dai life insurance ani health insurance ko plan policy ko details ma video banaunu na
Sip chai gariyo hajur ko video herera aba insurance pani garna sikaunu hai online batai...
Sabbai online chahi na hola. Insurance chahi bujhera garnu parcha
Sir le aarko video ma bujaidinunxa vanni asha rakheko xu kata gayera karni, kasto plan haru hunxa health insurance ko kasari claim garni k k cover garxa sabai....
❤
Ahileko situation share kinnu kattiko suitable hunx vandinuna?
Sir DPS insurance ko barey vhanuna
hello, yata insurance agent haru koko hunuhunxa?
I am eager to know about custom goods and how to get in an auction?
Have you done insurance?
Recommend me some insurance company nAme
Kasali insurance garnu parna xa bhana Mali Bhanu la
What a stupid calculation shown in video afno yearly income ko 10 to 15 year pugnay amount ko insurance garnay ani tesko premium teti thulo hudaina ray have you even used the premium calculator of any insurance company before making this video? And you even say in your video at least yearly income ko 20% jati chai premium ra SIP garnu ray. Example a person earning monthly 30,000 usko yearly income 360000 usko 10 year ko income 3600000 usko annual premium nikalnu by assuming the person is 21 years using nlic premium calculator "endowment" insurance nai garnu parla yearly income ko 20% lay pugchha hola ta achamma.
Yes you are right the calculation was made from point of view of coverage and investment. So term insurance and SIP was meant to be suggested for that. Endowment plans are expensive and if u include accidental insurance its even more. In future videos more accurate and concrete examples with plans will be shown.
upon inquiring about term life insurance in Nepal LIC.... 44 yrs insurance has premium of 68965 rupees yearly with accidental cover of 75L.... Total 1 crore ko insurance ho..... I was very clear in my head to take this policy but the premium here for term life is too high 🤦♂️
Must be endowment plan . Term plan bhaye 1cr ko 20k ho yearly.
@@IdeapreneurNepal Its not an endowment policy sir and thats what surprised me ..... When I began inquiring about term life the agent explained me other policies like money back and endowment for 30 mins and was not interested in selling term life which I get it.
@@adarshagrawal2839 very strange. Maybe the agent was not educated enough jasto lagyo regarding the insurance policy
@@IdeapreneurNepal Also sir many insurance agent don't sell term insurance because term insurance ko premium kam hunxa in comparison to other policies so they get less commission for selling term policies as its premium is low
Want detailed video on term life insurance
Insurance plan k k hunxa, kun select garne, ani aru sabai detail ma lyaunu paryo! Ani Thanks for your initiative!
wo Very nice insurance😊❤ information
However we belong to Nepal,it has been difficult to contact with one of our skilled ful teacher.
So we appeal to provide us any what's app,gmail or phone number.
Sir u are superb I always follow Ur every knowledge video .😊
Can you tell any one best insurence company please
Need detailed view of Insurance
Endowment and term life insurance madhe Kun chahi better hunchh. Term life ko lagi Kun company ramro chh, tyo vandinu n. Health insurance Kun company ma garaune ho?
yesko detail video banaunu naplz
jyoti life insurance
mutual fund ko bara ma banaunu na
Babayesakeko chau
Thank you brother , yestai personal finance ko video banaunu hola...
Any recommended life insurance in nepal?
Please make a Comparison on Best Insurance Companies in Nepal….. Unbiased Research. And also about Term Life Insurance Benifits in NEPAL …. ALSO AS A Investment Plan. Please make a detailed video 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Nepal life insurance is the Nepal’s best life insurance company 😊
Insurance company lai kasari advantage hunxa tyo pani janakari pauna..
Sanjog dai Hejira lae Kuhn company ma insurance garnu bhako cha
Dai please ads ko limitations rakhnu na
union life Insurance is best.
sir ham lee claim settlement gareko claim settlement% haru kasari hernee ho ramra nepal ma vayeko insurance company kun hoo