If you know a good mechanic or if you are handy around a vehicle, you are better off getting a used vehicle instead of a new one. New vehicle has too deep a depreciation in the first two years. On the other hand, if you have a business and you can claim tax deduction on the use of your vehicle for business use, you have an option to lease a vehicle, and in this case you will be leasing a new vehicle. In our family, we almost always buy used vehicle -- between my wife and I, we only bought one new vehicle for the last 40 years, all the rest were used ones. Moreover, used vehicle costs less; this means we can afford to buy a better model -- instead of getting a new but low end model, you can get a used high end model. The high end model tends to be better made than the low end model. In short, get a used vehicle.
Second hand but only a couple years old with less mileage is the way to go.......PERIOD! If you enjoy riding, you won't own one only! If you love motorcycle, you will keep changing bike one after another!
![[UNCUT] ชาวบ้านถาม “นายกอุ๊งอิ๊งค์” ประชาชนมีกิน มีใช้ กี่โมง? I คนดังนั่งเคลียร์ I 16 ส.ค. 67](http://i.ytimg.com/vi/tKZvOzLIJJc/mqdefault.jpg)
個人睇法
1)FULL PAY唔使利息,但唔係人人鬆動
2)26好少上會(我問過既朋友及我自己),因為上會牌簿唔係自己KEEP,反宜銀行私人借貸仲平過上會(扣除利息後)
3)新車,二手車就睇個人, 二手車無上會(只可銀行現金貸款/Full Pay),而且好多時講個"信"字
4)新車落地係會趺價,但安全高及風險低亦係考慮因素,始於機器同電子會老化
5)個人價值觀問題,電單車全新都係10萬內,有好多選擇,銀行利息低,平過46好多(當然要玩車,要型格就無得講)
P.S貴過10萬不如買46
以上純屬個人價值觀,各位師兄前輩們見諒
6） 碌卡分期 快靚正 爽！
仲有一種係叫「私人貸款」再fullpay買
息會低d而且牌簿係自己度
咁係最簡單
因為車行上會唔會簡單過「私人貸款」
好開心重用舊開場音樂，非常有親切感，唔該晒呀龍生😁
我個人買車心得，首先睇下自己適合揸邊類型車，其次有冇駕駛46經驗，簡單D講路面經驗，還有就係用途，選定車款，cc大細，就考慮買咗部車放邊，室內定排骨位，之後計埋自己12個月是否供得起，盡量唔好長供，長供息多咗，多一年未知因數會多咗，就用返2019年計開始供車，供12個月同供24個月，兩年的變數已經唔同咗
電單車車會利息太高。相對上銀行私人貸款或信用卡備用現金方式個利息會平啲。
至於新車或二手車，我認為如果架車係通勤用，買架年份新D既二手車會好D。如果休閒用，我會買新車，反正架車唔會用到太過舊。
係呢！呢個point幾好 😂
我都有諗過，簽卡一筆過比哂，之後係卡公司申請將條數分期還，個實際年利率可能仲低d，牌簿又可以係自己手
If you know a good mechanic or if you are handy around a vehicle, you are better off getting a used vehicle instead of a new one. New vehicle has too deep a depreciation in the first two years. On the other hand, if you have a business and you can claim tax deduction on the use of your vehicle for business use, you have an option to lease a vehicle, and in this case you will be leasing a new vehicle. In our family, we almost always buy used vehicle -- between my wife and I, we only bought one new vehicle for the last 40 years, all the rest were used ones. Moreover, used vehicle costs less; this means we can afford to buy a better model -- instead of getting a new but low end model, you can get a used high end model. The high end model tends to be better made than the low end model. In short, get a used vehicle.
我買新車個時係用信用卡免息分期供.都方便既,不過就有限制.最多分24個月.同埋車行會收手續費
但牌薄可以自己keep.
假如我買CBR 250 RR, 新車78800, 分24個月
車會
收 7880首期 + 3251 x 24個月 = 85904
總共比多7104, 即係比多左9.01%
~~~~~~~~~~~~~~~~~~~~~
信用卡分期借78800現金，無首期
直接還 3425.2 x 24個月 = 82204.8
比多3404.8, 即係比多4.32%
仲有一種叫銀行私人貸款之後做分期~如果你要睇車款, 一般某幾類R6款~跌既價都會好少~日本車廠就會好KEEP價~
新牌仔，可以的話就買新車最啱。始終二手車難保証，新牌仔要認路，練膽色，都有排搞！如果架車唔生性在郊區才跪低，後悔已太遲！車要用心保養才能發揮最大經濟價值，一般人對二手車保養都會疏忽些，反而令架車經濟價值下跌。
想問Harley davidson 883 一個月用幾錢到油費
同 一個月幾錢維修費
Second hand but only a couple years old with less mileage is the way to go.......PERIOD!
If you enjoy riding, you won't own one only!
If you love motorcycle, you will keep changing bike one after another!
好酷哦可以开着车都去玩。
谢谢分享太美了👍👍👍
等上堂既師弟🙋
考慮緊2手R3/Z125./全新M仔,應該就full pay😂😂😂
Woooo... 全新M仔好吸引呢 😂
R3夠力！yamaha耐用！慳油！讚！@@HKMonkey
謝謝分享
想問下師兄石蔭村上面個骨位係咪通常都有位，因為小弟住附近，想學牌出車但唔知架車可以泊邊。
你汽缸容量係幾多？入滿可以行幾多公里先要入油？
第一次知原來寫左script係手臂度🤯😂👍🏻
🤘🏻🤣
知左很久
初頭一直都有，有一段時間應該進步左唔睇稿😂
883真心型 好容易令人心動
我當年都係因為咁所以好衝動咁買左😂
Monkey想請教一下，如果買二手車，有咩野情況你一定會唔會選擇呀？例如行左幾多里就唔好買啦，等等，thx
Hmmm... 個樣好唔掂 外觀上無打理的？😂
呢集重點：錢！😂😂😂
我覺得如果唔識車，新車一定係最好！
依家分期緊架46，好想FULL PAY佢....
都係呢 就好似我咁 😂
@@HKMonkey 我就係買第一架車太心急，中左招
先知如果都打算揸一段時間，新車一定煩少好多
打爆一缸幾多錢？平均一公里幾多錢？
thx for sharing!
想買全新，可惜代理已經唔返😂相逢恨晚
Msx?
我朋友r3 分期7年....好誇張
新牌想買2手車可以點搵到車係邊到睇到價錢合唔合理thx
3仔☀️我通常都係分期，因為。。。。。。窮啊😂
Me toooo 👋🏻
老豆成日都話:新車落地8折！買2手，炒咗要整都無咁肉痛
都係嘅 😂
開正我想問嘅野😆
希望幫到你呢 😂
請問有冇港駕師兄師姐？考完筆試之後，駛唔再去店舖做d咩手續 定直接book強制堂？？
起app take堂，但呢半年都好full
@@satorufok1244 謝師兄解答
買xsr900好揸
有無甩頭髮???
學整車好阿，我成日睇魚波整😂
準備grad既學生表示 都係上會分期算
ps想買250rr🤓
後生真好！😂
加油呀！💪🏻
買啦買啦 諗左幾年終於比左訂買
銀行 私人貸款 平好多
Engineering economy 101 😉👍
買ps250
剛考到牌， 都在想此問題
希望幫到師兄你呢 😂
呢個星期唔好過...😢
第六🤟🏼
多謝支持呢！🐵
@@HKMonkey 支持就一定㗎啦🤪
新牌仔買大cc 會唔會難handle, 如900cc
想買2019+CBR500R , 想2手都冇....500R, 650R 好掙扎
係牙師兄500r香港代理冇
我想買果架 無新車 所以 一定係FULLLLLPAY~"~
就算分期我會揀銀行私人貸款，起碼賣車唔洗煩，不過一炮過當然最好
係呢 咁做聰明好多 🤔
$十萬樓下 full pay
但你係點樣賣車?
賣車可以搵一隻講下呢 🤔
你好
👋🏻🤣
幾玩250RR
幾時玩250RR
啲JDM邊有跌過......
JDM 姐係咩？ 🤔
Japan Domestic Model...例如啲Type R
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4
多謝支持呢！🐵
但係新車要runin有D麻煩
掉翻轉諗，你又點知部車舊車主有runin
兩邊都係有風險嘅 🤔😂
@@HKMonkey 但係都係自己車一手搵陣D
2
多謝支持呢！🐵
Fullpay 買左新車>..
我都係 🤘🏻😂
咩款
你好多痰😁😁
HF🐵
Happy Friday呢！😂
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