Hey Everyone! Here is a list of all of the funds mentioned in today's video for you to check out further. Don't forget to drop a THUMBS UP if you enjoyed! :) VDY - www.vanguardcanada.ca/advisors/products/en/detail/etf/9560/equity XEI - www.blackrock.com/ca/investors/en/products/239846/ishares-sptsx-equity-income-index-etf?switchLocale=y&siteEntryPassthrough=true VRE - www.vanguardcanada.ca/advisors/products/en/detail/etf/9559/equity ZWC - www.bmogam.com/ca-en/advisors/zwc-bmo-canadian-high-dividend-covered-call-etf/ 📈📚 As always, if you're a beginner to the Stock Market in Canada and you're looking for a step-by-step blueprint on how to get started... Find out more about our Investing Academy here - bit.ly/theinvestingacademy
Not an index fund but I'm all in on XDIV. Monthly dividend paying ETF that's a basket of high-quality Canadian dividend paying companies. Mostly banks and utility companies.
I do own ZWC and so far its been great. I even have some share appreciation. I'm investing right back in from my monthly payout. I'm interested in The other 2 as well. Thanks for the videos.
fun fact about vdy. I think the avg monthly dividend is actually 11.5 cents/mth. One month it will pay you 9cents per share the then another month it'll pay you 14 cents per share. Probably because its so heavily weighted in the Canadian banks.
Finally a positive view on ZWC as so many TH-cam channels turn away from them calling covered call ETF’s risky. Nonsense good work Brandon and thanks for the great video as always.
Hey Brandon! We need a podcast of all your TH-cam videos! I would love to listen while I’m at work! Could help grow your channel, love what your doing!
Those two last ETFs were extremely interesting. Had to bust out my research book n take notes and also ended up placing VRE & ZWC in my watchlist ! Respects Brandon !
Personally, I would go with XDIV over VDY and XEI. Because I already own XIC I feel like a nice balance to that would be a more concentrated dividend-focused ETF... if that makes any sense.
would appreciate the breakdown of actual dividends and ROC (or if there is any in the funds that you had mentioned), and your rationale of some of the high yield ETFs which pay ROC as part of the distributions, and depreciating the cost of the fund. Thank you so much.
I'm quite novice at this, been watching lots of videos from you and others about investing in Canada. Some holdings I have are in: XDIV, XIU, ZIC, ZMI, ZWU, NXF, and RIT are some dividend ETFs I own. I do own a share of ZWC and I have looked at VDY and XEI before, but as I stated I'm quite green at this; I've learned a lot in the last 2 months, however.
@@to3sted248 Dividend yields, usually expressed as percentage, is what a company might pay out to shareholders. It's usually a small amount per share. Not all stocks or ETFs offer dividends, and, similar to the worth of a stock on an exchange dividends can fluctuate (although, in my limited experience, they don't fluctuate often, or by much; last 10 months 2-3 ETFs have dropped 1 cent, but 5-6 have gone up a couple cents). They can be dispersed within a certain frequency usually monthly, quarterly, biannually, or yearly.
@@BastardWalrus So basically the company pays you for investing in them?? And How much do they pay you like does it depend on how much you’re investing in them?
I don’t get the point to own 3% returns dividends when the inflation price is around the same percentage. Could someone explain this ? How is it profitable?
FIE but i recently sold being near all time highs to buy the tesla dip. I sorta us it as a cash position till I see something on sale. Monthly 4 cent dividend.
I have own the stock like u too. But only 2 shares per stock. How do u know this stock? Do u research or by u self ? What is mostly u want on stocks? Daily trade for profit or Dividend payment?
@@citypro3099 I have had an online trading account since 1999. I have not been in the market this entire time, due to other projects, but I have significant experience. I do my own research and also research "tips" I find. For example after this video I researched ZWC and took a position. I am not day trading, but looking for undervalued high dividend paying stocks for retirement.
Hey Brandon, I wanted to thank you for all your content! I started investing last year and learned a lot from your channel. Thanks for telling us about Canadian Tire last year too ;) Keep up the great work!
Good video!!! but i want to know how many shares to buy on these to start a portfolio,,, you mention 100 $$ but can you tell how many shares to start with a reit or etf
ZWC is a great suggestion - I have owned a similar fund, ZWQ for BMO covered call utilities ETF. Same fund but concentrated in the utilities. Great funds for those searching for regular income. Would be nice to see similar investments for US$ income.
Thumbs up immediately. Will return to view in greater details (with a notebook)! Thanks for continuing to offer a Canadian perspective on how we can improve up here, too. 🍁
VDY pays for my internet monthly... i sold VRO plus more people work from hone, so empty commercial space it wasn’t growing much ... love the other ones too. Glad they are BBI approved...
As always, great presentation and so informative. So grateful for your channel. I am late in the investing game so I won't be in the position to gain as much as I would have starting this younger....however, this gives me a chance to help my son learn investing young so he will be further ahead than I was. Not entirely clear on what "call out" means but will look it up! Thank you.
Hi Brendan, just an idea/suggestion for one of your future educational videos, namely a detailed explanation of what Distribution Yield, Current yield and most common subtleties regarding dividend investing, with examples of course :)) Thank you for your time and efforts to educate and make complex topics easy to digests. Cheers !!
Awesome video. I’m trying to find a REIT ETF where the biggest holding is in industrial properties (or at least really high in industrial properties). I was going to buy Dream industrial REIT and possibly H&R but was wondering if there are any high industrial ETF’s that I could buy.
As I understand, the fee for an ETF includes 2 pieces: MER and TER. In this video you only discuss MER. Is that because these companies don’t want to show the TER, or hiding it for some reason?
With the fees you mentioned are we just paying the MER? I also see a management fee. Is that fee part of the MER or something we have to add to the MER? Just looking for clarification.
@@rickjames342 the price of the MER is blended into the share price of the ETF, but I think the yield is calculated before subtracting the MER. So the actual yield is the posted one minus the MER. But I might be wrong.
Thank you for these I already have 3 of them but it's nice to know someone else likes them lol 🤣 I JUST learned that I'm wasting alot of money buying the US versions of some of these Vanguard ones oopsie
It can cost quite a lot if you were going to buy all 40 of those companies individually...most trading platforms will charge you a trading fee for each security you buy so it can add up. Buying an ETF such as VDY, you're getting all these 40 securities with just ONE purchase.
Great video., my question is, should these ETF's be bought on Questrade or Wealthsimple? Questrade has no fees on ETF's but I think Wealthsimple doesn't have fees on Canadian stocks, so do they have fees on ETF's?
@@mikemcharg4422 Actually, I already have stocks on these two platforms. I'll be taking some ETF's in a few days. I'm still trying to get as much info as I can right now.
@@berenicei.7283 Hi Bérénice, Seems that I’ve missed your notification. As I’m not very active on social media. J’en suis sincèrement désolé. To answer your question, after the video, I did buy some ETF and I also started to do some research. My portfolio is not bad this time around. I’m pleasantly surprised.
How does someone start investing in ETFs? Registered or non-registered? Is the VDY and VRE only available with Vanguard? Do you use websites like wealth simple or quest trade?
hey brandon. not sure if you have covered this in another video but i had a question about etfs and the MER. is this fee deducted from the dividends when they are paid out? what happens if the etf does not have a dividend? do i need to keep cash in the account to pay? or is the MER baked into the stock price? thanks
I own a stock which has 6.97% dividend. But I get monthly return worth x 0.006 rather than getting x 0.06. How does this work? Can you help me out or explain this please ?
How is Vanguard 2.48% a good yield if the inflation in 2021 was 4.2%? On average, taking the last 4 years' average inflation this is barely tracking just above the inflation rate. There are other much better options for income dividend, pretty stable and probably more than double than what Vanguard is offering.
If I had 100K to invest that I don't need to touch and 150K that I may need in 5 years, what should I buy? I would like to be able to spend dividends if needed.
Thanks for the good video, just purchased 100 shares of ZWC... trying to balance my ETF’s... I also own ZEB and ZDV as well as CDZ... may have too many redundant with. the last 3... let me know what you think... bern buying up everything you and your dad suggested
Hey Everyone! Here is a list of all of the funds mentioned in today's video for you to check out further. Don't forget to drop a THUMBS UP if you enjoyed! :)
VDY - www.vanguardcanada.ca/advisors/products/en/detail/etf/9560/equity
XEI - www.blackrock.com/ca/investors/en/products/239846/ishares-sptsx-equity-income-index-etf?switchLocale=y&siteEntryPassthrough=true
VRE - www.vanguardcanada.ca/advisors/products/en/detail/etf/9559/equity
ZWC - www.bmogam.com/ca-en/advisors/zwc-bmo-canadian-high-dividend-covered-call-etf/
📈📚 As always, if you're a beginner to the Stock Market in Canada and you're looking for a step-by-step blueprint on how to get started... Find out more about our Investing Academy here - bit.ly/theinvestingacademy
I own and like both XIC and XEI. Your videos are invaluable...your are offering a great service to novice investors! Thank you!!
I am currently holding ZWC and EIT.UN
Not an index fund but I'm all in on XDIV. Monthly dividend paying ETF that's a basket of high-quality Canadian dividend paying companies. Mostly banks and utility companies.
I own txf, incredible return for the past 10years plus over 10% divy, super love it
Believe it owns US stocks
I will always”like” I so appreciate the serious research that goes into your choices.
I do own ZWC and so far its been great. I even have some share appreciation. I'm investing right back in from my monthly payout. I'm interested in The other 2 as well. Thanks for the videos.
Do you use a specific app?
I’m looking at going into ZWC this year
VDY is one of my favorite. CDZ and ZWC too
fun fact about vdy. I think the avg monthly dividend is actually 11.5 cents/mth. One month it will pay you 9cents per share the then another month it'll pay you 14 cents per share. Probably because its so heavily weighted in the Canadian banks.
What's the difference between the NAV and the Market Value please, and also difference between Management fee and MER, thanks
I own VDY. 10% return since since January 2021 plus dividend pay out. Love the steady growth and devidend pay out.
Finally a positive view on ZWC as so many TH-cam channels turn away from them calling covered call ETF’s risky. Nonsense good work Brandon and thanks for the great video as always.
Right? From the videos I've watched, it seemed like covered calls are even a better bet than buying your normal ETF's.
Your paying too much in fees... there are better options...
@@michaelhamilton-piercy6703 Curious what better options you are referring to, Michael?
I hold VDY ZWC EIT and DFN for dividend stocks. So far they are all great!
Take a look at LBS and ENS if you want to add some more monthly income and diversification. They are both split corps like DFN.
I bought xei and zwc today after receiving dividen from my reit, i own a lot of the reit that is in VRE
FYI, BMO charges NO COMMISSION FEE on VDY & XEI, and 80 other ETFs from iShares, Vanguard and BMO..
Previously held 3/4. but took profits recently and now have 2/4 long term as I'm taking a more aggressive approach. All great options!
Hey Brandon! We need a podcast of all your TH-cam videos! I would love to listen while I’m at work! Could help grow your channel, love what your doing!
We have one set up Mark! Search The Investing Academy Podcast and we put all the videos into audio form 🙏🏻👍🏻
i owned almost all of them!!! But still it's good to know more about these ETFs from Brandon's perspectives!
I feel same way. I have them all but sold VRO.
Those two last ETFs were extremely interesting. Had to bust out my research book n take notes and also ended up placing VRE & ZWC in my watchlist ! Respects Brandon !
Personally, I would go with XDIV over VDY and XEI. Because I already own XIC I feel like a nice balance to that would be a more concentrated dividend-focused ETF... if that makes any sense.
Great info but where would you use these in RSP or TFSA? Only 1 of these keep up with inflation do what's the point?
would appreciate the breakdown of actual dividends and ROC (or if there is any in the funds that you had mentioned), and your rationale of some of the high yield ETFs which pay ROC as part of the distributions, and depreciating the cost of the fund. Thank you so much.
Should you own multiple ETFS in the same portfolio? for example XIC.TO and ZCN.TO or is that a redundant approach
DGS. 17% anual dividend distributed monthly
Love my VDY and ZWC. Every month they are both being reinvested with DRIPs and every month they get bigger and bigger👏
I buy before and sells. And buy 2 stock only hhahaa
Just to correct you, you keep saying Vwc for the last etf whereas it is "ZWC. Otherwise very well explained. Thank you
I'm quite novice at this, been watching lots of videos from you and others about investing in Canada. Some holdings I have are in: XDIV, XIU, ZIC, ZMI, ZWU, NXF, and RIT are some dividend ETFs I own. I do own a share of ZWC and I have looked at VDY and XEI before, but as I stated I'm quite green at this; I've learned a lot in the last 2 months, however.
what worked out best for you from all these?
@@JSB-2Z-2KI'm looking for good dividends and NXF has the most dividends so far. Fairly cheap too. RIT has been good too.
@@BastardWalrus can you explain dividends? Sorry I’m just really new at this and want to learn 😇
@@to3sted248 Dividend yields, usually expressed as percentage, is what a company might pay out to shareholders. It's usually a small amount per share. Not all stocks or ETFs offer dividends, and, similar to the worth of a stock on an exchange dividends can fluctuate (although, in my limited experience, they don't fluctuate often, or by much; last 10 months 2-3 ETFs have dropped 1 cent, but 5-6 have gone up a couple cents). They can be dispersed within a certain frequency usually monthly, quarterly, biannually, or yearly.
@@BastardWalrus So basically the company pays you for investing in them?? And How much do they pay you like does it depend on how much you’re investing in them?
Can you make video about hedge etf vs unhedged etf which one is better like HXQ vs XQQ?
The fees per year are if you invest with a broker but if you invest with wealth simple are there yearly fees also ?
I don’t get the point to own 3% returns dividends when the inflation price is around the same percentage. Could someone explain this ? How is it profitable?
FIE but i recently sold being near all time highs to buy the tesla dip. I sorta us it as a cash position till I see something on sale. Monthly 4 cent dividend.
Is doing stock on wealthsimple is good or not ?
Brandon could you please do a video on ZWC vs. DFN?
I have own the stock like u too. But only 2 shares per stock. How do u know this stock? Do u research or by u self ? What is mostly u want on stocks? Daily trade for profit or Dividend payment?
@@citypro3099 I have had an online trading account since 1999. I have not been in the market this entire time, due to other projects, but I have significant experience. I do my own research and also research "tips" I find. For example after this video I researched ZWC and took a position. I am not day trading, but looking for undervalued high dividend paying stocks for retirement.
Hello Brandon the return you show their is on monthly basis or annually ?
Hey Brandon, I wanted to thank you for all your content!
I started investing last year and learned a lot from your channel. Thanks for telling us about Canadian Tire last year too ;)
Keep up the great work!
HMAX is monthly dividend fund. Any thought on fund. Please share
where I can buy all these 4 ETF
Good video!!! but i want to know how many shares to buy on these to start a portfolio,,, you mention 100 $$ but can you tell how many shares to start with a reit or etf
Loved the video! This is exactly what I was looking for. Can you please make a similar video for US Dividend ETF's. Thank you 🙂
I'm not confused all. XEI-XIC? VWC-ZWC?
Hi. Can someone explain what distribution yield means and how it differs from dividend yield? There are no vids on the topic.
I would suggest the RBNK etf. It follows the Canadian bank yield index.
Very interesting I don't own ETF's yet but this is exciting thank you Brandon!
ZWC is a great suggestion - I have owned a similar fund, ZWQ for BMO covered call utilities ETF. Same fund but concentrated in the utilities. Great funds for those searching for regular income. Would be nice to see similar investments for US$ income.
Can you please share your views on DFN?
First three appear to be expensive with less than 4% dividend at the moment.
Thumbs up immediately. Will return to view in greater details (with a notebook)! Thanks for continuing to offer a Canadian perspective on how we can improve up here, too. 🍁
VDY pays for my internet monthly... i sold VRO plus more people work from hone, so empty commercial space it wasn’t growing much ... love the other ones too. Glad they are BBI approved...
As always, great presentation and so informative. So grateful for your channel. I am late in the investing game so I won't be in the position to gain as much as I would have starting this younger....however, this gives me a chance to help my son learn investing young so he will be further ahead than I was. Not entirely clear on what "call out" means but will look it up! Thank you.
There are better options than what is presented in this video. These are probably very stable investments but not yielding much.
What about how much you need for DRIP?
Hi Brendan, just an idea/suggestion for one of your future educational videos, namely a detailed explanation of what Distribution Yield, Current yield and most common subtleties regarding dividend investing, with examples of course :))
Thank you for your time and efforts to educate and make complex topics easy to digests. Cheers !!
Hey Brandon. I like XEI and it’s the only etf I invest in(about 2 years now). Do you think it’s safe to invest everything into one etf?
Awesome video. I’m trying to find a REIT ETF where the biggest holding is in industrial properties (or at least really high in industrial properties). I was going to buy Dream industrial REIT and possibly H&R but was wondering if there are any high industrial ETF’s that I could buy.
Hello. I have TD ETF's. Mainly TPU and and a global tech etf from TD. Are they reliable?
How would invest 100k dollars in stocks or etf itc?
How can I get an EB-5 as a Canadian?
Where is the link to the Investment Academy?
Important info that I was looking for. Have to be early for the knowledge this year thank you!
Hi Brandon, in the BMO fund if we invest 100$ so at the year end we will be earning 11$ - MER?
Still new to all this. Thank you for sharing!
As I understand, the fee for an ETF includes 2 pieces: MER and TER. In this video you only discuss MER. Is that because these companies don’t want to show the TER, or hiding it for some reason?
Great Video! Very simple to understand. Can you purchase these ETF'S in TFSA?
Not sure how to use the Wealthsimple trade... I've downloaded the app, which does not say "trade" and I don't see any option for register accounts...
With the fees you mentioned are we just paying the MER? I also see a management fee. Is that fee part of the MER or something we have to add to the MER? Just looking for clarification.
that's part of the MER. The MER is all you are going to pay for an ETF.
@@biomolecologo do you also know if the yield is after the Mer or before? Thanks
@@rickjames342 the price of the MER is blended into the share price of the ETF, but I think the yield is calculated before subtracting the MER. So the actual yield is the posted one minus the MER. But I might be wrong.
Yield is after MER
So is there any other reit etfs ? They are interesting
Thank you for these I already have 3 of them but it's nice to know someone else likes them lol 🤣 I JUST learned that I'm wasting alot of money buying the US versions of some of these Vanguard ones oopsie
Very helpful! Thank you
Hey Brandon, can you please make a video on the DIVIDEND CAPTURE STRATEGY? Does it work or not after considering taxes and other aspects?
What’s the diff between buying VDY vs the actual stable? company
It can cost quite a lot if you were going to buy all 40 of those companies individually...most trading platforms will charge you a trading fee for each security you buy so it can add up. Buying an ETF such as VDY, you're getting all these 40 securities with just ONE purchase.
Take a look into vanguard (VOO)
sorry, how do you buy these ETFs? is it thru the banks ?
If I invest on the TSX into a US based ETF with a TFSA account do I still pay the US withholding tax?
Yes you do with a TFSA but if you use an RRSP account there is no witholding tax
You keep mentioning vwc but the screen says zwc?
I currently have VDY and ZWC, looking forward to more monthly dividend videos.
Anyone know where to actual go where to buy the ETF'S?
Great info for those who are just starting to invest. Thank you. Watching from Montreal! :)
Great variety of options Brandon ! I did not know about the ZWC and will dig a little deeper.....might be a good option for my Liff account :)
Great video., my question is, should these ETF's be bought on Questrade or Wealthsimple? Questrade has no fees on ETF's but I think Wealthsimple doesn't have fees on Canadian stocks, so do they have fees on ETF's?
Did you end up using either of them?
@@mikemcharg4422 Actually, I already have stocks on these two platforms. I'll be taking some ETF's in a few days. I'm still trying to get as much info as I can right now.
@@mastermindp2845 did you buy any afterall?😅
@@berenicei.7283 Hi Bérénice,
Seems that I’ve missed your notification. As I’m not very active on social media. J’en suis sincèrement désolé.
To answer your question, after the video, I did buy some ETF and I also started to do some research.
My portfolio is not bad this time around. I’m pleasantly surprised.
How do I buy EDV
Hi! Can I buy these ETF in Wealthsimple?
I’m currently holding xgro for growth and xdiv for div and its low management cost
Thanks for the education. Tiny criticism: I must read not listen (you misidentify the ticker many times as if you are confused about letters)
anything bad about zwc?
very nice presentation, no dragging but to the point.
Love your selections!
How does someone start investing in ETFs? Registered or non-registered? Is the VDY and VRE only available with Vanguard? Do you use websites like wealth simple or quest trade?
hey brandon. not sure if you have covered this in another video but i had a question about etfs and the MER. is this fee deducted from the dividends when they are paid out? what happens if the etf does not have a dividend? do i need to keep cash in the account to pay? or is the MER baked into the stock price? thanks
I own a stock which has 6.97% dividend. But I get monthly return worth x 0.006 rather than getting x 0.06. How does this work? Can you help me out or explain this please ?
How is Vanguard 2.48% a good yield if the inflation in 2021 was 4.2%? On average, taking the last 4 years' average inflation this is barely tracking just above the inflation rate. There are other much better options for income dividend, pretty stable and probably more than double than what Vanguard is offering.
What about the fees and MER? Is it worth it
Been watching lots of videos lately Brandon
So ZWC will give me 11 cents a month per share or 11 cents a year per share?
If I had 100K to invest that I don't need to touch and 150K that I may need in 5 years, what should I buy? I would like to be able to spend dividends if needed.
Great info, thanks
The usual excellent work by Brandon. Please do a vid with just USA etf's like spy and vanguard. Cheers
Hey Brandon. If I have a US dividend in my TFSA do I need to do any paperwork with my taxes.
Congrats! Can you do a video on tencent? I know you did a Baba about a month ago. Is it still a buy to hold a year or two?
great video brandon!! thanks for the info.
XIC or XEI?
Thanks for the good video, just purchased 100 shares of ZWC... trying to balance my ETF’s... I also own ZEB and ZDV as well as CDZ... may have too many redundant with. the last 3... let me know what you think... bern buying up everything you and your dad suggested
Your explanation of the covered call strategy was excellent and very easy to understand! Thanks!