NPS: India's National Pension System for a Happy Retirement

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  • เผยแพร่เมื่อ 8 ม.ค. 2025

ความคิดเห็น • 13

  • @abhishekcpadwal1989
    @abhishekcpadwal1989 ปีที่แล้ว +1

    D remit enable karne se bhi kya POP charges INR 15 every transaction par lagenge??

    • @DrSurendraRajpurohit
      @DrSurendraRajpurohit  ปีที่แล้ว +1

      Yes, each trantransaction through D-remit or otherwise will have the same charges... D-Remit is just a facility to automate your NPS contributions, just like an SIP...

  • @bipinraval7296
    @bipinraval7296 ปีที่แล้ว

    Tier.1 .job total 21 year swachhik nivruti .kitni pensan milegi.aur kitna widrol kar sakta hu.jama amount.16 lakh total.

  • @CuriosConfusion
    @CuriosConfusion ปีที่แล้ว +1

    Sir meri umr 38 hai saving 2000 hi monthly kar pavunga employer 1200 deduct kar rahe hai. Kya nps loon ya mutual fund sip

    • @DrSurendraRajpurohit
      @DrSurendraRajpurohit  ปีที่แล้ว +1

      Agar retirement ke purpose se karna hai toh NPS me kar sakte hain.... agar 10-15 saal ka time horizon leke invest karna hai kisi aur purpose se, toh mutual funds me kar sakte hain....

  • @yagyapalsingh4583
    @yagyapalsingh4583 ปีที่แล้ว

    I have invested my full corpus of NPS in HDFC LIFE annuity pension plan in March 2021, Now I need some funds for my emergency needs but could not withdraw from my annuity pension plan, neither I can get loan against this policy, there is no earning member in my family. Can you advise me how I can withdraw a part of my invested fund from annuity policy. Grateful if any one can help in this matter.

  • @deveshkaushik1698
    @deveshkaushik1698 ปีที่แล้ว

    Sir,
    I want to know more about CRA, POP anf PF selection for less charges.

  • @phulentalukdar6632
    @phulentalukdar6632 ปีที่แล้ว

    Sir 15 sal bad kitna milega

    • @DrSurendraRajpurohit
      @DrSurendraRajpurohit  ปีที่แล้ว +1

      Isme interest accumulation ka option nahi hai.... har 6 mahine me interest aapke account me credit ho jaayega.... aur maturity per principal amount vaapis mil jaayega...

  • @manjitpathania8441
    @manjitpathania8441 ปีที่แล้ว +1

    Sir punjab me retirement age 58 hai, then retirement k bad 60 tk wait Krna parega?
    And 2 yr tk NPS me Paisa kon dalega? Kyunki retirement 2 yr pahle ho jyegi

    • @DrSurendraRajpurohit
      @DrSurendraRajpurohit  ปีที่แล้ว +2

      You only have to contribute a minimum of Rs 1000 per year in your NPS Tier 1 account to keep it active.... you may also exit & start your pension even at 58, if you are willing to contribute minimum 80% to buy the annuity.... but if you want a bigger chunk as lumpsum then you will have to wait for 2 more years....😊

  • @jayantabhattacharjee2514
    @jayantabhattacharjee2514 ปีที่แล้ว +1

    Sir, if I withdraw money from Tier 2 ; then tax on total withdrawn amount or on profit gain amount only ?

    • @DrSurendraRajpurohit
      @DrSurendraRajpurohit  ปีที่แล้ว +1

      Tax will be applicable only on profits/gains, and not the entire amount withdrawn from in Tier 2 account, as it is actually not a pension account....