Here are financial moves you should make to prepare for 2025

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  • เผยแพร่เมื่อ 21 ม.ค. 2025

ความคิดเห็น • 79

  • @tatianastarcic
    @tatianastarcic 25 วันที่ผ่านมา +297

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

    • @Vincent-j8u
      @Vincent-j8u 25 วันที่ผ่านมา +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @nicolasbenson009
      @nicolasbenson009 25 วันที่ผ่านมา +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @TinaJames222
      @TinaJames222 25 วันที่ผ่านมา +2

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

    • @nicolasbenson009
      @nicolasbenson009 25 วันที่ผ่านมา +2

      My advisor is “ Melissa Terri Swayne’ highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @sharonwinson-m8g
      @sharonwinson-m8g 25 วันที่ผ่านมา +1

      I am going to look her up right away on web, I have about $220k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @V.stones
    @V.stones หลายเดือนก่อน +222

    Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.

    • @V.stones
      @V.stones หลายเดือนก่อน +2

      Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

    • @camela8445Mar
      @camela8445Mar หลายเดือนก่อน +2

      It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.

    • @camela8445Mar
      @camela8445Mar หลายเดือนก่อน +2

      Working with professionals who have expertise and experience in the market can also provide valuable insights and guidance to navigate volatile times.

    • @Deitricklaverne
      @Deitricklaverne หลายเดือนก่อน +2

      Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.

    • @Deitricklaverne
      @Deitricklaverne หลายเดือนก่อน +3

      My CFA, Joseph Nick Cahill is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.

  • @Aarrenrhonda3
    @Aarrenrhonda3 หลายเดือนก่อน +51

    I wasn't financial free until my 40’s and bought my second house already, earn on a monthly basis via my investment and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.

    • @Peterl4290
      @Peterl4290 หลายเดือนก่อน +3

      I hope to own a home one day. not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf หลายเดือนก่อน +2

      I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

    • @sabastinenoah
      @sabastinenoah หลายเดือนก่อน +1

      I envy you, I’m still trying to recover from losses I incurred in 2021/2022, who is this investment adviser you work with, I’m intrigued and I could use some quality guidance

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf หลายเดือนก่อน +1

      Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @sabastinenoah
      @sabastinenoah หลายเดือนก่อน

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @lekely4115
    @lekely4115 หลายเดือนก่อน +216

    I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025

    • @brucehoodb
      @brucehoodb หลายเดือนก่อน

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert and that's what helped me during my days of failure before my financial adviser helped me scale through the market ups and down

    • @lekely4115
      @lekely4115 หลายเดือนก่อน

      I guess you are right and how can one find a verifiable financial advisor? I would not mind looking up the professional that helped you

    • @brucehoodb
      @brucehoodb หลายเดือนก่อน

      Sure you can! Gabriel Alberto William is the financial advisor I work with. Just make a research with the name. You’d find necessary details to work with

    • @lekely4115
      @lekely4115 หลายเดือนก่อน

      Thanks for sharing, I just looked him up on the web and I would say he really has an impressive background in investing. I will write him an e-mail shortly

  • @PelikPernandes
    @PelikPernandes 25 วันที่ผ่านมา +1

    I Hit $12,590 k today. Thank you for all the knowledge and nuggets you had thrown my way over the last week .i started with 3k in last week 2024..... now i just hit $12,590

  • @tonysilke
    @tonysilke หลายเดือนก่อน +230

    I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

    • @Nernst96
      @Nernst96 หลายเดือนก่อน

      keep contributing to your 401K, remember you are in for the long haul, but I'd suggest you consider financial advisory

    • @PatrickLloyd-
      @PatrickLloyd- หลายเดือนก่อน

      Exactly, getting proper financial advise is invaluable, my portfolio is well-matched for every season of the market and recently hit 140% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year.

    • @PhilipDunk
      @PhilipDunk หลายเดือนก่อน

      @@PatrickLloyd- this is awesome! can you please leave the info of your advsor here? i’m in dire need of financial advisory

    • @PatrickLloyd-
      @PatrickLloyd- หลายเดือนก่อน

      Sophie Lynn Carrabus is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

    • @RobbieNixon-d1w
      @RobbieNixon-d1w หลายเดือนก่อน

      Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

  • @kevinsanchez7452
    @kevinsanchez7452 หลายเดือนก่อน +26

    These guys should make one about how to avoid paying high car insurance. Step 1 dont crash step 2 dont speed step 3 and this one is a doozie check your mirrors when changing lanes even tho you've done it all the time you should always duble check this can avoid accidents. Practically how it translate with their generic cookie cutter and obviously plain advice

    • @QuangNguyen-ng5zh
      @QuangNguyen-ng5zh หลายเดือนก่อน +5

      Step 0: don't buy a car above your pay grade

  • @igorschmidlapp6987
    @igorschmidlapp6987 หลายเดือนก่อน +13

    My Stephanie Ruhle crush continues...

  • @manonamission2000
    @manonamission2000 หลายเดือนก่อน +1

    we're here for financial tips... riiiiight... 🧡🔥

  • @shantakoa8596
    @shantakoa8596 19 วันที่ผ่านมา

    For years I have watched financial videos there is one thing I don’t hear people say…..pay your tithes. I don’t have a lot of money but I always give God some of what I have.

  • @moresalad221
    @moresalad221 หลายเดือนก่อน +18

    My job matches 6% for my 401K. I max it out. It’s literally free money… 😊

    • @mercym2395
      @mercym2395 หลายเดือนก่อน +3

      Until you don’t work there anymore lol

    • @mercym2395
      @mercym2395 หลายเดือนก่อน +1

      Gotta read the fine print on matches

    • @scottworthington5764
      @scottworthington5764 หลายเดือนก่อน

      @@mercym2395 your account goes with you as long as you met the vesting period. Some places you have to work there a year for example before the company match is yours.

    • @deborahtate192
      @deborahtate192 หลายเดือนก่อน

      Remember 401(k) are tied to the Stock Market. You will be taxed when you begin to withdraw after the age of 591/2.
      Are taxes going up or down? Think about that.

  • @kimhay7584
    @kimhay7584 หลายเดือนก่อน

    love the energy and tips haha

  • @ericar.6370
    @ericar.6370 หลายเดือนก่อน +3

    Yes, but also increase salaries. Wage stagnation is real. Saving and budgeting can only go so far.

  • @cynthea53
    @cynthea53 หลายเดือนก่อน

    Love this she is on u guys today!

  • @baulitious1710
    @baulitious1710 หลายเดือนก่อน +2

    She's so good

  • @paulsaragosa371
    @paulsaragosa371 หลายเดือนก่อน +3

    U r thy captain of all yours destination

  • @cthefashions
    @cthefashions หลายเดือนก่อน

    It's awesome to have connections

  • @canelake34
    @canelake34 หลายเดือนก่อน +5

    Stephanie Ruhle

  • @deborahtate192
    @deborahtate192 หลายเดือนก่อน +1

    Individuals; families need permanent Life Insurance that accumulate cash value.
    You can persevere your wealth and leave a financial legacy for your family. Wealthy families have been doing this for years.

  • @QuangNguyen-ng5zh
    @QuangNguyen-ng5zh หลายเดือนก่อน +20

    Is this targeting 5th graders?

    • @Narutocoolcat
      @Narutocoolcat หลายเดือนก่อน +13

      Seeing how many people are in debt, speaking in simple words is the correct way

    • @MomoHitsujiOwO
      @MomoHitsujiOwO หลายเดือนก่อน +12

      Honestly, considering how financially illiterate people are, making information discussed at a 5th grade level make sense

    • @catalincatalin587
      @catalincatalin587 หลายเดือนก่อน +1

      No, just Americans... most of them have 5th-grade knowledge of maths and finances.

    • @scottworthington5764
      @scottworthington5764 หลายเดือนก่อน +2

      most people understand but unfortunately few follow through.

  • @ShebaPhD
    @ShebaPhD หลายเดือนก่อน +8

    1:38 microaggression eh?

    • @Shiffyphoto
      @Shiffyphoto หลายเดือนก่อน

      Yea that was wild af

  • @Libra14Democracy
    @Libra14Democracy หลายเดือนก่อน +7

    Haha! Yeah thats the problem bank and ATM fees.

    • @Narutocoolcat
      @Narutocoolcat หลายเดือนก่อน +2

      It’s not. But I’ve seen many people using non bank atms

  • @Benzene75
    @Benzene75 หลายเดือนก่อน +5

    Are these folks business analysts? Uhm

  • @JohnnyReno71
    @JohnnyReno71 หลายเดือนก่อน +1

    Consolidate your debt? What would Ramsey say? 😂

  • @BotheGhita
    @BotheGhita 12 วันที่ผ่านมา +3

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @VivekLuna
      @VivekLuna 12 วันที่ผ่านมา

      I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.

    • @BotheGhita
      @BotheGhita 12 วันที่ผ่านมา

      @@VivekLuna Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY*

    • @VivekLuna
      @VivekLuna 12 วันที่ผ่านมา

      @@BotheGhita Oh please I’d love that. Thanks!

    • @BotheGhita
      @BotheGhita 12 วันที่ผ่านมา

      *MARGARET MOLLI ALVEY*

    • @VivekLuna
      @VivekLuna 12 วันที่ผ่านมา

      @@BotheGhita Great , i will do that now . Thanks for sharing

  • @retro9173
    @retro9173 หลายเดือนก่อน

    1:39> … Uuff.. 😄

  • @ricardosalazar5743
    @ricardosalazar5743 หลายเดือนก่อน +5

    If you didn't know this by now you broke.

  • @Livefree342
    @Livefree342 หลายเดือนก่อน +2

    Wow. Interesting joke about him having bad credit. I bet his credit score is higher than hers. I know he gets paid more than she does..

  • @Twotonetonyy
    @Twotonetonyy 16 วันที่ผ่านมา

    Rule number one is TO change behavior and she said NOT to what a joke she goes on to say if your are spender it's ok just write it down , this news segment always giving the worst financial advice

  • @giovanahc
    @giovanahc หลายเดือนก่อน

    👍🏽👌🏽♥️!

  • @markmedley6849
    @markmedley6849 หลายเดือนก่อน

    This is really dumbing down finance.

  • @pigeoncafe3602
    @pigeoncafe3602 หลายเดือนก่อน

    Oh . Wow. Great advice for a child

  • @mikek545
    @mikek545 หลายเดือนก่อน +2

    A woman giving money advice? 😂 This must be a satire. ATM fees? What a joke. 🤣

  • @99chrisjay
    @99chrisjay หลายเดือนก่อน

    lol the most basic advise ever. Make sure you breathe and wash your hands. lol 😂