We are from Toronto we sold our detached house and will move to Calgary this coming March. Its better to start investing house in AB coz its cheaper especially now that the interest rate is high. You'll get the best bang for ur buck in AB than BC or ON 😊
Medyo mahal nga ang bahay dyan sa BC kaya we decided to move to Alberta. Medyo mura ang bahay dito compared dyan. If you are open to living in small towns, mas lalong mura ang mga bahay.
Mahal sa Vancouver or British Columbia according to Racs Kelly a filipino youtuber also they live before in Maple Ridge townhouse and move to Chiliwack B.C. newly construct she said before that cheaper in Alberta
Great info. Mahal na talaga ang mga bahay. Dito sa Ontario, palayo at palayo na ang mga tao from GTA dahil Mahal na ang mga bahay at renta. Mga 1 bedroom sa Toronto $1500 to $2500 per month na. Mas mahal pa sa mortgage ko. Hindi ko alam kung paano pa ang mga bata makakabili ng bahay. SMH
Bank of Mom & Dad. Filipinos and generally Asians tend to help their kids with downpayment on a starter property. If Parents can't help out financially they allow their adult kids to stay at home rent free until they can save enough for a downpayment on a property. Either way works
Nice topic lodi, another imformative.. Kaya mu yan lodi dream hauz, syempre pag nandun na. na achive ang dream hauz, new hauz and syempre new baby chariiizzz🤭✌ Yung kabanata cap nakita ko na naman🤦♂️😅 As alweyz say's ingatz lodi✌
Idol napakataas ng interest this time and the following year, maging mapanuri and wag magpadala sa mga realtor kasi sila lang tlga yumayaman. Pag bibili ka mg bahay yung equity na nabuuild mo mapupunta lang sa interest.Nothing wrong with renting, compute mo para makita mo if worth the invesment ba tlga cos nimbers dont lie..goodluck idol
The first seven years of a 25-year mortgage is mostly interest. After seven years you'll start to build up equity on your residence. It's better to buy than rent as it's your Landlord that's getting rich so take your pick. Do you want to pay the bank or pay a Landlord (who probably also has a bank loan). If you don't want to pay interest to a bank then why would you want to pay rent to a Landlord that's likely paying interest to his bank. Double patong yon.
@@robocop581 not really the case most of the time. the 20% downpayment na instead ipang down sa bahay if we put it in an etf it will give more returns. a house is just a consumer good with annual cost. para sakin if u can keep your fixed monthly expenses at $1400 below, renting is still beneficial than buying.
@@dominicytc2103 I totally disagree. Let's assume you plan to buy a $500,000 condo. Instead of buying a condo, you put 20% or $100,000 on an ETF. If you buy the condo, your total investment will be $100K downpayment plus $400K that was loaned by the bank minus transaction costs. That $100K ETF can never equal the capital gains from a $500K condo which also appreciates in value over time. That's because that 20% on that ETF is fixed while your 20% downpayment on that condo is leveraged by 80%. So based on that $100K ETF, it will grow by 7% a year so you gain $7,000 (before tax). For a house, you have the full $500,000 appreciating in value. Housing prices have gone up by an average of 5% annually for the past ten years. I don't need a calculator to know $500,000 growing at 5% a year (even after deducting maintenance costs and property taxes) is significantly more than 7% growth from a $100,000 ETF. The other part you failed to mention or unaware of is the capital gains of a principal residence are NON TAXABLE while your ETF will be taxed based on your total income.
@@dominicytc2103 As I said above, the first seven years of a mortgage are mostly interest payments to the bank so yeah, renting has a slight advantage over buying. After year seven, however, renters are just throwing money out the window every month.
@@robocop581wow 👏 you also watching this? You are very knowledgeable about investing specially real estate tagos sa puso mo ang pag bili ng bahay? Very impressive 👏 Advisor kaba or consultant?
Salamat Sir Tyrone talagang VERY informative Content to! lalo sa mga nanjan sa Canada na nagPaplano din kumuha ng Bahay.. nakakabilib ka talaga mag edit sana all!! hehe.. #JaysonPeraltaVlogs #NbaCardsContents
We are from Toronto we sold our detached house and will move to Calgary this coming March. Its better to start investing house in AB coz its cheaper especially now that the interest rate is high. You'll get the best bang for ur buck in AB than BC or ON 😊
Medyo mahal nga ang bahay dyan sa BC kaya we decided to move to Alberta. Medyo mura ang bahay dito compared dyan. If you are open to living in small towns, mas lalong mura ang mga bahay.
Mahal sa Vancouver or British Columbia according to Racs Kelly a filipino youtuber also they live before in Maple Ridge townhouse and move to Chiliwack B.C. newly construct she said before that cheaper in Alberta
Good luck and God bless. Anyway, magandang investment yan para good future.
nice move yan habang bata p kayo, go na kuha n ng bahay, good luck
More power! thanks for sharing your experiences!
thanks ❤️
Ayus yan bro para may Sarili na kayong Bahay. Kaya nyo Yan!
uy. lalong tumataas quality ng videos ah. :D
Punta na lang po kayo sa Alberta mas mura ang bahay pati bilihin. Madami napo ang lumilipat sa Alberta sa madami din work .
More power lodi and Godbless 😍😍sana makahanap na kayu ng new house
thanks, God bless you too Richelle.
Hi Kuya and Ate, makikijoin nadin makinood sa hanap bahay! Keep on sharing and pa-shout out po! :)
thanks Bert!! ❤️
👏👏👏 Editing skills top notch! galing! konti tiis pa for sure makakakuha kayo ng bahay dyan!👊👊👊
Godbless Sir. Sana Maka hanap kau bago house. Thanks sa info.
salamat mhel ❤️
Bro punta n lng kayo dto s Alberta, nag move lng dn kami from Newfoundland, mgnda sahod dto at affordable ang bahay triple presyo dyan
Great info. Mahal na talaga ang mga bahay. Dito sa Ontario, palayo at palayo na ang mga tao from GTA dahil Mahal na ang mga bahay at renta. Mga 1 bedroom sa Toronto $1500 to $2500 per month na. Mas mahal pa sa mortgage ko. Hindi ko alam kung paano pa ang mga bata makakabili ng bahay. SMH
kaya nga nga ate christine,sobrang mahal ngayon.. 😭 ingat lagi dyan sa Ontario. God bless!! ❤️
Bank of Mom & Dad. Filipinos and generally Asians tend to help their kids with downpayment on a starter property. If Parents can't help out financially they allow their adult kids to stay at home rent free until they can save enough for a downpayment on a property. Either way works
Ganun pala dapat gawin na kelangan broker muna. Subscriber from Surrey 😊
oo nga eh, hindi ko din alam yun,hehe
Nice investment talaga ang bahay sana makakuha ka ng dreamhouse.
Kuya digs liability ang house negosyo ka watch rich dad poor dad by Robert kiyosaki
Pwede Paki mention si papa NOEL SALCEDO , I'm a big fan of yours thank you
Kung canadian citizen ka pede ka lumipat ng america di ba accountant ka you can use TN visa
idol sana madalas maka upload ka ng vlog mo kahit once a week lng. nakaka inspire po makapunta jan 😇
sana nga din eh,hehe.. busy kc ngayon dito, pero promise, hindi ako titigil mag upload, salamat alexander sa panonood ❤️
Nice topic lodi, another imformative..
Kaya mu yan lodi dream hauz, syempre pag nandun na. na achive ang dream hauz, new hauz and syempre new baby chariiizzz🤭✌
Yung kabanata cap nakita ko na naman🤦♂️😅
As alweyz say's ingatz lodi✌
In Gods perfect time magkakabahay din kayo ☺️ malay mo next vlog mo house tour na 🫶💝✨
hahaha,, sana nga.. ingat lagi enrique
Idol napakataas ng interest this time and the following year, maging mapanuri and wag magpadala sa mga realtor kasi sila lang tlga yumayaman. Pag bibili ka mg bahay yung equity na nabuuild mo mapupunta lang sa interest.Nothing wrong with renting, compute mo para makita mo if worth the invesment ba tlga cos nimbers dont lie..goodluck idol
The first seven years of a 25-year mortgage is mostly interest. After seven years you'll start to build up equity on your residence. It's better to buy than rent as it's your Landlord that's getting rich so take your pick. Do you want to pay the bank or pay a Landlord (who probably also has a bank loan). If you don't want to pay interest to a bank then why would you want to pay rent to a Landlord that's likely paying interest to his bank. Double patong yon.
@@robocop581 not really the case most of the time. the 20% downpayment na instead ipang down sa bahay if we put it in an etf it will give more returns. a house is just a consumer good with annual cost. para sakin if u can keep your fixed monthly expenses at $1400 below, renting is still beneficial than buying.
@@dominicytc2103 I totally disagree. Let's assume you plan to buy a $500,000 condo.
Instead of buying a condo, you put 20% or $100,000 on an ETF. If you buy the condo, your total investment will be $100K downpayment plus $400K that was loaned by the bank minus transaction costs.
That $100K ETF can never equal the capital gains from a $500K condo which also appreciates in value over time. That's because that 20% on that ETF is fixed while your 20% downpayment on that condo is leveraged by 80%.
So based on that $100K ETF, it will grow by 7% a year so you gain $7,000 (before tax). For a house, you have the full $500,000 appreciating in value. Housing prices have gone up by an average of 5% annually for the past ten years. I don't need a calculator to know $500,000 growing at 5% a year (even after deducting maintenance costs and property taxes) is significantly more than 7% growth from a $100,000 ETF.
The other part you failed to mention or unaware of is the capital gains of a principal residence are NON TAXABLE while your ETF will be taxed based on your total income.
@@dominicytc2103 As I said above, the first seven years of a mortgage are mostly interest payments to the bank so yeah, renting has a slight advantage over buying. After year seven, however, renters are just throwing money out the window every month.
@@robocop581wow 👏 you also watching this? You are very knowledgeable about investing specially real estate tagos sa puso mo ang pag bili ng bahay? Very impressive 👏 Advisor kaba or consultant?
Lika sa alberta idol mura na gas mura pa bahay😊 biro lang syempre kung san ka komportable idol God bless us.
haha,, pag iisipan natin bro 😁 ingat lagi dyan
👍👍👍👍👍
thanks sa info par 😁
Salamat Sir Tyrone talagang VERY informative Content to! lalo sa mga nanjan sa Canada na nagPaplano din kumuha ng Bahay.. nakakabilib ka talaga mag edit sana all!! hehe..
#JaysonPeraltaVlogs
#NbaCardsContents
Pppplppp
Newfoundland kya sir ok kaya manirahan dun?
Title nung intro boss tyrone
hello po
hello 😁
Title nung intro lods??
ρ尺ｏΜ𝐎ᔕᗰ