The Sneaky Tax Break That Reshaped U.S. Real Estate
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- เผยแพร่เมื่อ 10 พ.ค. 2024
- U.S real estate investment trusts today manage $4.5 trillion in real estate worldwide. Many groups on Wall Street offer these tax-friendly funds to retail investors. KKR's real estate business is one of the big players in the REIT game. The private equity firm manages multiple REIT funds. The KKR Real Estate Select Trust, which currently manages $1.5 billion in assets, paid a dividend of 5.4% to its investors in July 2023. But the benefits extend beyond returns.
Top performing REIT sub-sectors in recent years include data centers, self-storage properties, residential housing and tower REITs. Residential housing delivered a return of 16% from 2010 to 2020, according to a S&P Global Investments report. In recent years, publicly traded trusts have targeted single-family rental market, and today, these REITs have grown tremendously - enough to build new neighborhoods in their entirety.
Watch the video above to learn the fundamentals of real estate investment trusts.
Chapters:
00:00 - Introduction
02:13 - Real estate
04:05 - Homes
06:50 - Investment Trusts
09:00 - Growth
Produced, Shot and Edited by: Carlos Waters
Additional Camera by: Mark Licea
Supervising Producer: Lindsey Jacobson
Animation: Alex Wood, Christina Locopo
Special Thanks: Emily Lorsch, Gene Kim, Marisa Forziati, Mickey Todiwala
Additional Images: Getty Images, Post Brothers
Additional Sources: CoreLogic, U.S. Census Bureau, U.S. Federal Housing Finance Agency, Fidelity, NAREIT, Nuveen, Office of U.S. Senator Sherrod Brown, U.S. Securities and Exchange Commission, Wealthfront, White House
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The Sneaky Tax Break That Reshaped U.S. Real Estate
I remember in 2007 when I was working in real estate seeing people buy homes new from builders with the intention of selling before close of escrow to a new buyer for profit. The crash was so brutal and fast that I remember seeing a lot of these units foreclosed on with the builder plastic still on the carpet.
Most people find it difficult to handle a fall since they are used to bull markets, but if you know where to look and how to maneuver, you can make a size-able profit. Depending on how you intend to enter and exit, yes.
Given that we are not used to such volatile markets, the fact that the US stock market has been on its longest bull run in history helps to explain the widespread fear and enthusiasm. There are chances if you know where to look, as you noted when I earned more than $780k in the prior ten months. I hired a portfolio advisor because I knew I would need a solid plan to get through these difficult times.
My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor.
I work with Carol Vivian Constable as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
“If we keep house prices too expensive, we can keep ppl renting forever to line our pockets”
Who cares how expensive mortgages become, some sucker will pay it off for you if he doesn't want to be homeless /s
Mortgage rates are currently at an all time high since 2000(23 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market.
The stock market is no different, to maintain profit, you need to have some in-depth knowledge on the market
@ericmccormick82 True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
in my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
@@maiadazz my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
Margaret Johnson Arndt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Maybe we should stop treating housing as investments and start treating them as homes, you know, for people to live in.
Investors can help make homes possible for people to live in.
Nah, LoL
Sorry sir this is america, we run on capitalism. Go somewhere else if you don't like it
Ok. Can you help me gain citizenship? How about buy my ticket for me?
“Sorry, this is capitalism, love it or leave” or how about we change the system, because right now it’s breaking down.
What really annoys me is these companies (like many landlords) forget housing is first and foremost human. Thinking of it simply in terms of cost and profit is wrong.
In the United States, housing is first and foremost an investment. We, as a society, have chosen to have a homeless crisis in the ever increasing pursuit of profit over housing. The expenses and limitations on housing are entirely artificial. Houses could be cheap, but we choose to make them expensive
@@mikea5745I'd rather them be expensive I love being poor and homeless, it puts me in my place so I can look at the benevlont lordship of my supriors.
Housing is an investment and homelessness is mostly a symptom of poor decisions. You have to realize some people want to be homeless so you will never not have homeless people. Want to end homelessness? Then force all unhoused people into forced detox with random stop and frisks through their entire life.
Welcome to america
@@thedude5040poor decision? Tomorrow I can break my leg and get kick out my apt because couldn't work. Where was poor decision in that sceneria.
Home shouldn't be unreachable. And cost more taxes to have homeless problem.
I mean u can't even work without a address .
Real Estate provides cashflow, tax benefits, equity building, competitive risk-adjusted returns, and inflation protection on its own. Whether you invest in physical properties or REITs, real estate may help you diversify your portfolio and reduce volatility. Dividends are what got me into investing in REITs, great way to secure the accumulate wealth, I hold AMT, CCI & PSA. $290k in profits made in 2022.
Consistently investing in high quality dividend paying REITs & companies over the long term is a relatively easy strategy to create generational wealth. My "boring" REITs portfolio paid me over $4,000 in dividends last month.
It's time to make high value games! Discounted dividend stocks. Ever grateful to my CFP "JULIE ANNE HOOVER’’ I now have a six-figure REIT portfolio, which includes, but is not limited to; AMT, SPG & PSA.... I now have 606 shares of AMT which pays dividends of $3800 per year.
@@jeffery_Automotive I want to play the long term game with well diversified fund. Please how can i reach this CFP of yours?
Most likely, you can run a google search on her name and find her basic information online; you are welcome to do further study.
@@jeffery_Automotive Thank you. I just checked her out on the web browser, She seems really proficient. I'll follow up with an email. Thanks for the lead.
"Better alternative than owning a house"
Yes, I live in my REIT.
😂😂
I sense some sarcasm here haha
Owning a portfolio of rental properties (including REITs, syndications, and even individual properties) and using the rent you collect to pay your own rent can actually be a better option. Some of us live in places where owning is not ideal (for example, if the rental yields are low meaning it's signficantly cheaper to rent than own); and in addition, using a rental portfolio to pay your own rent rather than buying your residence is a lot more diversified.
I known (separate) homeowners who: 1) had a disaster destroy their home and then ran into difficulties with the insurance company, totally wrecking their lives; and 2) lost their job at the same time the local economy and housing market collapsed. Renters just walk away in either case and go rent somewhere else. If a renter who owns a rental portfolio decides to move, it's relatively easy; and there's never a danger that a disaster in one specific house may wreck one's life.
@@asterisk911thank you for writing this 🙏🏾I’m a young person(23) trying to invest wisely as I get older ,do you suggest I buy a rental property (multi families 2-4units )first or invest in reits first ?
😂👏🏼
We want to buy a house not become a landlord
"That may not fit for us."
No, dummy, they literally CANNOT AFFORD IT because of a whole host of factors.
Heh! These market pundits keep claiming stupid things like Gen Z's don't want to own a car, they don't want to own a house, they don't want to own anything of worth because "they like to live frugal, no roots and no ties with anything" and pretend that they don't know the generations that came before are going out of their way to make sure that NO ONE can achieve the financial security that they achieved. Meanwhile the government keeps letting Wall Street go unchecked and making life harder for everybody because of 'profit'. This will lead to a social collapse sooner rather than later.
Corporations are going to buy as many residential properties as they can to have perpetual income.
Short their stock if you want to hurt them
Won't work.
Corporations and retail investors own a small percentage of the housing market. The bigger issue that exists is builders and skilled workers.
I'm feel a little short on money
Capitalism is always going to dominate the US. You're either benefitting or being taken advantage of. Might as well benefit and get some dividends.
How about we stop treating housing like a commodity and start treating it as a basic need. You can't say your nation has robust upward mobility if the bottom percentage are barred from opportunities because housing in those areas is expensive and scarce. Wall Street and their pocket politicians have essentially kicked the ladder down for everyone else because they constantly oppose efforts like removing R1 zoning, removing minimum parking requirements, and expanding housing supply through governments and private efforts. Actions that would actually help tackle the housing crisis.
💯
Beware... When investors have made as much as they can during a period start "sharing the secret" to grow a crop of new investors -- the RE market drives REITs the same as other investments.
Yes pump your money into the very corporations that are inflating the real estate bubble. If you don't own a home you're making the problem worse for yourself by owning a REIT that will use your money to buy the very home you had your eye on.
That’s the entire point. If you can’t beat ‘em, join ‘em.
Then turn that home into a rental, inflating the rental market price.
Agree. REIT's are not equitable and ROI is much lower than an actual RE property, it's unfair and stupid to compare it. REIT's are good for those who created and I can agree they are part of the problem why RE are so mess up. This report is pure advertise.
Its a choice between swimming against the current until your arms give up or joining the dark side.
@@galomarino7306Can you provide some evidence regarding those returns?
I tried some REITs and I have consistently lost $$ on all of them every quarter for the past 2 years at between 4% and 7% lost per quarter per REIT.
@nestharus I'm sorry to hear that. Investing in REITs should be treated like investing on index funds. Long-term play and set it and forget it.
Hang in there and I wish you the best! 👍
It's true this year I lost 7% on my reits but that ignores dividend payments. Ignoring thids year, over the past couple of years I've came out with positive earnings on reits. Depends what you invest in, when you buy and when you sell. I bought EPR when it was down in the $20 range.
Only the big cats in WS make money on REITs . Not us . They have millions invested.
Be very careful. If it is an Income Trust, someone else may own the buildings and land. Income will be after leasing from the owners, property management, real estate agency, property maintenance, sinking fund for future renovations, and a host of other costs.
REITs generally under perform the S&P 50O. REITs also dont get the benefit of qualified dividends.
Show me any REITs that have increased the way the housing market did in the last 3 years
The housing market is fubar because there is way too many investors that are constantly pushing prices up and out of reach for the next generations.
Gotta love it when they tell you that it's naturally increasing because of supply and demand, acting like they are not the reason for it. When in reality, everybody investing in the housing market is artificially increasing demand. People who don't need a home are buying up homes. Not only that, investors are generally wealthier. They can easily overbid a young single or young family starting out in life who just wants to buy their first and only home. This drives up prices much much more, as those investors can pay sums, which young folks can't afford. And they don't care how much it costs, because they expect it to be paid off by their tenants. And eventually they have free passive income and can flip the house for significantly more than they paid. Without these parasites, housing would be much cheaper. Prices are exploding by design, it's what the investors are desiring, at our cost
I'm poor but I want to take advantage of other poor people.
So you'd prefer they be homeless?
@@uglytruthist9914 I'm being sarcastic
Nein. I have reits that rent to fast food restaurants and 7-11s
@@uglytruthist9914greed helps survival
Don't be fooled this is all by design they wanted to take away your quality of life and they very much did that, you could be making 100k and still be struggling this has nothing to do with you doing something wrong, rather this is intentional pain.
You are very smart
Who is 'they'?
Bro, cool it with the anitsemitism.
I agree
Is a REIT an alternative to a house? For investors yes but not for families who actually need a house to live it it
Just use any investment returns to pay for rent, what's the difference?
REITS are a reason why houses are unaffordable now. They buy them and charge as much rent as possible (20% yearly increase if possible or more) they will squeeze every penny out of your pocket. This country makes me barf sometimes with its greed
One would argue that buying a house is actually creating your own prison (unless you use it for a rental) you’re getting in debt for the next 30 years for something to finally be yours when at the end of the day it’s not really if you don’t pay your taxes or insurance. We can’t be mad at the system we have created, capitalism will always be better than Socialism. We just have to become better at playing the game.
@@Alpffineand please tell me how much will one have to invest in those reits to use your crappy "yeild" return to pay rent with it moron ???
@@Alpffine People who want to buy a house they do so to avoid rent so as not to pay someone else’s mortgage and also to do whatever they want with their house. For example remodel to their liking. Keep in mind a return on REIT isn’t guaranteed as it may seem.
Okay we're almost at 2008 now. We just need someone to offer 1% down mortgages to complete the process 😂
That's the difference, of course. There's not currently an over-build nation-wide, and most owners have significant equity and fixed-term mortgages (i.e., they're not about to reset).
Me reading this: He’s right…I’m never moving!
Zillow I heard is now offering 1percent down in Az.. it’s starting
Yea just saw and ad zero down the other it's starting.
Compared to recent history, interest rates are high.
its just a way for the original REIT owners to cash out and still retain a say over how dividends are distributed for themselves
The Problem with REITS is that you cant get leverage on them like a traditional home.
with a house you put down 20k for a 500k home you in the house and it appreciated ~3-4 percent per year.
you get no leverage with REITs
Also. It’s non qualified dividends unless you house it in a variable annuity or retirement account.
Not true, REITs employ leverage
Couldn't you leverage it as a stock?
The upside is you are more diversified vs owning the one home you live in.
You can also sell the REIT whenever you want. If you sell your home, you have to move
Not true, REITs themselves use leverage to grow and pay out more, but if you want to use leverage you could always go to the bank and use your REIT portfolio as collateral, and take a loan against it, they will loan you against it as collateral.
Owning a REIT puts more capital in the pockets of corporations that have caused this housing shortage to begin with. Guess who the largest shareholders of these wall street landlords are? Vanguard, Cohen & Steers, Blackrock, statestreet, JPM Chase, etc... I can guess who funded this.... Hope they are caught holding in the bag with negative cap rates when home prices correct
I got into some of this, but the values went down in 2022 and 2023. Of course, despite MY portfolio in the red, somehow the landlords are all making record profits and rents are at record highs... so I don't know but something's not exactly right here.
Sorry to hear this. Which reits did u buy?
@@RealLifeFinance I went through Fundrise, maybe that's my issue. It was doing well at first, but when the interest rates started going up the value went down.
Prob bad management or commercial riets
As someone who works for a commercial healthcare REIT, that's not true. We've been making plenty of rent concessions, and our revenue has decreased significantly.
@@OC-CPA Maybe commercial real estate is declining? I know a lot of city offices are still empty. But in my area, the rents are going up and showing no signs of stopping, despite everyone saying how people are leaving cities.
You can't leverage your money in REITS. The advantage of real estate is to buy a property with 10% down. It goes up 10% and you just doubled your money. That's how people get rich in real estate. Good luck getting rich with REITS.
Love these videos.
Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely...
That is why I work with John Desmond Heppolette, who introduced me to a better Financial community, a verified agency where I learned how money works and how to create it, as well as free books, courses, and daily lectures. You also get to meet new people, which was the best decision I ever made.
I can say now is my life has changed since meeting John Desmond Heppolette . He has helped me become debt-free and save for retirement." I made over six figures during this dip, which made it clear there's more to the market than we average joes know. Having an investment adviser is currently the best course of action, especially for those who are close to making losses..
Thanks so much by the way for the advice. Your coach was simple to discover online. I did my research on him before I scheduled our phone call. He appears knowledgeable based on his online resume...
Yes you can get scammed it easy
REITs price goes down just as other stocks.
So we should all short American Homes 4 Rent and Invitation Homes got it.
It looks like another version of Mortgage backed securities. Anyone investing in these should also Hedge it with some other security to protect themselves just in case of a worse case scenario like the 2007-08 housing crisis.
Reits are best for tax sheltered accounts IMO.
$O is good for dividend income and growth
@@Devinn504where is that stock exchanged am very interested in investing
Due to dividends being taxed as regular income. Keep reits in your IRA/401K.
@@miamidisgester209In America on the NYSE. Google the ticker symbol O and you will see it. Trading at $56 a share currently with a 5.4% dividend yield
At 35 many like myself are realizing they will never own a home and won't start a family. We are watching the whittling down of the middle class and first-time home ownership become a thing of the past. My heart breaks knowing historically what happens in times like these- massive spike in crime, violence, social divide, populism, facism.
The mass shootings will be out of control soon enough.
I’m 22 and bought 4 units myself with only income from my low income job that I still work for today, some people just don’t want to put in the effort I know for a absolute fact by 30 anyone can easily buy a home if they have the want, knowledge, and the will power to do so
@@financeroyce474What city do you live in?
@@financeroyce474 Your mommy technically bought those units for you.
Well stated! 💯
houses should be shelter for people not assets and commodities. stop speculating start creating.
Speculating on essential goods is different than video games
Go ahead and build your own without mortgages, landlords, and builders, then.
Rental properties tend to be a fair trade
Where do you think you live, Cuba?
We live in a free market and people shouldn't be punished for being ambitious. The market will always find a way to balance itself
@@ocampbell1954 usually fools condescending on capitalism are idiot college kids relying on their parents for money
@@dallasjacob99 and more productive, sometimes
Why do I get the feeling that this is 2007 all over again? The next big property Klondike, and who will end up picking up the pieces?
I just read your comment in Homer's voice.
Yes, REITs does provide good dividend flow as long as the company paying consistently and high yield. But they forgot to mention 1 thing that most investors forgot to check before buying REIT, bdc and mlp stocks / etf's. It is the dividend earned will be considered as non-qualified dividend income thus will be taxed as your regular income and will increases the amount of taxes owed yoy.
Correct me if im wrong, if you reinvest that dividend income, it wont count towards your income right?
@@aiba6372 Remember that reits is pass thru 90% to investors. Then sadly still does count as income by Aunt irs. Both her and uncle Sam loves money from its people.
It will be taxed despite reinvestment. Reit Yield/dividends are not as tax friendly as index funds such as vtsax etc
@@FinanciallySavvyPT2012 Yes, correct! Vtsax or Voo or Vym smt like that. Too many etfs out there just choose wisely and meet self investment risk management.
@@aiba6372You can re-invest it in a IRA account. And you might want to put some into a HSA account which may actually lower your taxes. HSA funds can be invested as you choose but the funds can only be used for qualified healthcare expenses.
Fantasy football stocks based on housing loans. What could go wrong?
Ill be doubling my 587 VRI token tomorrow. Love this project!
REITS is the catalyst for multinational corporations to purchase your homes, and thus you yourself are competing against the million dollar corporations to purchase local houses. It's also a reason why rents are so high.
You inspired me to dig deeper into VRI token and I currently have 6500 now.
Apparently the Markets are served by the REITs.
The Home Buyer is now obliged to pay one more source of Housing,
as the cost of feathering one more nest is now involved in a Home Purchase.
The fact that the hardware involved in plumbing and lighting appears to be limited as the BRICS Guys divert resources to their 60 new Trading Partners, might delay completion of Houses even more than it has in the past?
The squabbles over how to exploit Developing Nations best, appears to be now entering a new phase as the BRICS Group represents the resources of a new Trade Union?
The Profits the Investor Class is attempting to obtain from American Citizens, appears as limited as the ability for the average Worker to buy a Home?
Invest in buying homes or plot of lands, even if they are small or in bad location coz land/homes and food are gonna be the most expensive commodities in next 25 years.
I am so happy to be invested in VRI token - all the best from Perth Australia
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
The stock market rally run is gone, but I'm not
sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $300k reserve.
the market is profiting if you are using a good broker or account manager to help out with trades or provide signals
@@stephenieGibbinsMaking touch with financial advisors like Kimberly Kent who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
Her strategy trade EUR/USD is quite impressive and her currency pairs are 100% beneficial. With her help I've been able to leave my 9-5
The scammers new gig
how? by paying only for that specific carpet area occupied
I bought property equity stocks some time ago - it had 20% returns per year for 5 years straight and had a 15 year track record.... directly after i bought a company released negative news and did a short... lost half its value in days as people panic sold. Those same short sellers target many companies after reports are released.
Which stock was that?
If you don't have much saved, start with a high interest savings account then mutual funds
No savings account will give you more than 2% . Only CDs will give you at most 5% . While inflation is up around 7% . Really your just losing your money like everyone else.
@ratedrgamer4370 my HYSA is 4.4%. Still not beating the stock market but it's where I keep my emergency fund
Those days are over. Plenty of SA pay over 4%, some are even over 5.
@@ratedrgamer4370 Have you heard of online banking??! Goldman Sachs, Wealthfront, Capital One are all offering 4%+ on savings accounts right now. Look it up and get in the game!
Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *vri token* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Brandon, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my grant *vri token*
I wanted to try groundfloor but all the investments were in far away states. I'd prefer to see the homes in question for myself.
What we need is studio apartments that have a garage, in like a 4-over-1
What’s the best wallet to store VRI token ?
I own some office and commercial REITs. Holding for the long term while collecting nice dividends ranging from 5.5% to 7.5%.
Muito bem explicado, de fácil entendimento
Thank you so much *vri token* for my SBA approval. I understand the terms and conditions of the loan disbursal and will make sure that I return the loan amount in the stipulated timeline. As I have already taken insurance for my new Business that I am planning to open in California LA. My business details and owner details have been submitted in the bank and I will be submitting the further details as well as and when the times comes.
Monopoly go
In real life 😂
Prior to paying $14k, I did some research. It's real, guys, just an early pre-sale before public say. It's a blessing in disguise that we're in this position.
Thanks for the education, information =power. Time to get some VRI token !
I owned REITS for a while and taxes were very confusing with its special niche & qualifications on its Dividends.
10:30 ish he mentions the key was an assumable loan. Wish there was an easy way to find assumable loans
i am fully convinced that VRI is going to make a significant impact on the lives of millions of people.
Definitely would not be investing in big box stores or commercial downtown atm. The makeup of our cities is completely changing to more multi-use comm/res.
It's great we put our retirement savings into 401ks and other investments that go towards buying real estate. Raising the prices of housing to near unaffordable levels. There has to be a blanket term for this I don't know.
I can't see anything going wrong with these large companies like Blackstone monopolizing our housing market.
Absolutely amazing! I will probably never sell VRI token ! It’s the future! :)
bought a townhouse in 2009 for 140k, now valued at 420k. I have no complaints.
luck
VRI token For The Win !!!! We hear you buddy.
Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me?
Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money.
Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors.
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
My consultant is NICOLE DESIREE SIMON, She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision. I basically follow her trade pattern and haven’t regretted doing so
Impressive, i’ll most definitely check her out. I buy the idea of employing the services of a Financial Advisor
Gentrification stock?
Basically they rely on our overextended credit system & pray the banks can hold in while rates skyrocket and they burn month over month cash reserves while slowly burning investor cash while paying out %20 percent of your initial investment hopefully before the whole thing crumbles over the next 4 years
there needs to be a security that mirrors the residential real estate market. havent found anything close yet
I’m favoured! Despite the ups and downs in the economy, I'm so happy withdrawing $32K weekly profit out of my investment I just cleared my mortgage 7 months ago and I give back 20% of my weekly interest back to Charity. People should learn to invest more and spend wisely
I earn from investing in the digital market with the guidance of Mrs Elizabeth Ann Larson Brokerage services...
Her strategy has been helping alot of traders/ newbies out there , with her program I was able to recover my losses from the crash so swiftly
There is her line below
+1618
3862
Oh goody I can feel good living in a tent knowing I'm "investing" in what put me in the tent in the first place...
👍😁
Vanguard total real estate market is only reit I’ll touch. Lowest tax hit out of most and most real estate diversification
This is just disgusting
I have a 2 floor house in my bird country. I don't considere as an investment, i consider it as house for a place to stay or either a retirement house when im done with labor force
how come VNQ is significantly down then??
The problem is that your house is an asset, not an investment. People shouldn’t view the house that they reside in as an investment unless you are a real estate investor.
Correction, it should be both. Not just one or the other.
@@mithicash1444 It can be an investment if you are a real estate investor
Your house is a home. It should be treated as such. Asset is not much different than an investment. I should not be treated as investment, nor as an asset. At least as long as there are homeless people, it should be illegal to treat housing as investment or asset. If people want to gamble, they should invest in the stock market (but not property investment firms) or go to a casino
I know a house falls into the asset category. But, I was raised to think of a house as a liability. It takes a lot of money out of your pocket (maintenance, insurance, and taxes). Many people only look at the mortgage when deciding on which home to purchase, but they should also look at how fast the property taxes increase, and have a budget of 30-40 percent of the mortgage set aside for yearly repairs. As a homeowner, I don’t count on my home (shelter) to generate money, which is what I expect from my assets.
Asset - property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies.
Investment - the action or process of investing money for profit or material result.
Your home is simply an asset unless you are a real estate investor
Housing is treated as a profiting asset rather than a protected basic necessity. This is the affordability
/borrowing problem in a nutshell
Anything that has positive value is an asset. That's just life. Deal with it.
@@OC-CPA Let's allow city housing to be monopolized by outside investors at the artificial expense of the housing occupants. Nothing to see here
@@JM-ml3ch Every component of your comment is wrong. No such thing as "city housing", unless you're referring to public housing which is owned by the government. Real estate is one of the most diversified, non-monopolized industries there is. Anybody can invest in a REIT, including locals. There is no "artificial expense" of the housing occupants. It doesn't matter whether they're paying rent to a local landlord or a corporate landlord.
@@OC-CPA so there is no such thing as houses inside of a city. Great response.. Real estate companies cover large portions of housing market. And you are saying there's no artificial pricing in the cost of housing today at all?
@@JM-ml3ch The only "artificial pricing" is subsidized housing. In the free market, no private company has the market power to set prices.
Subprime investing while renting?
It’s always interesting how 15 years later people still talk about 2008. We are only 3 years away from those born that year from being legal adults.
Title reads as “How to keep the rich rich and make them richer”
So I should short REITs - GOT IT!
The vri token is a real blessing
How long will it take before i can make my rent money owning these
Your rent will increase faster because of these
@@maythesciencebewithyou damn well nvm
this token is the best thing to happen to me in 2023
My neighborhood is not your stock market!
Institutional investors are making home purchasing harder, and they started that process before interest rates went up. So you can’t just blame that.
Also, the more investors are in our neighborhoods, the harder the crash will be for the rest of us.
Rental properties and REITs destroy property value while creating a federal HOA government. The real investment, what makes a community grow and have real value is ownership and having actual interest in the outcome of the area, not just how much you can charge in a market to tenants who will pickup and leave when the quality of living in the area has decreased .
That's not remotely true.
i bought 2k usd worth vri token and it took 3 days to be delivered
Right now my REIT ETF is in red while rent is all time high! Can't wait to sell when it recovers, if ever.
There’s better stocks than REIT’s. Don’t buy these if you want growth
Buy a reit, or some ETF like VNQ
Still single digit return. 401k and reits don't make people wealthy. 98% of people don't have enough money to retire. Government has stopped the building of new properties. 6 million short now & they are causing it.
To my understanding this just proves how much we need an edge as an investor because playing the market like everyone else just isn’t good enough. I’ve been quite ensured about investing in this current market and at the same time I feel it’s the best time to get started on the market, what are your thoughts?!
I can’t focus on the long run when I should be retiring in 3yrs ,you see I’ve got a good companies in my portfolio and a good amount invested, but my profits has been stalling, does it mean this unstable market doesn’t provide any calculated risky opportunities to make profits?
There are many ways to achieve mouth-watering gains, particularly in a bear market, but such complex trades should only be executed by qualified market professionals.
Interesting story. Koreans surely do need this form of stock market as well. !
"Is a REIT a good alternative to buying a house?" I don't know, can I live in a REIT? Or am I going to be living in a van parked across the street from it?
I’m a US greencard holder, my 10 months rent here in VA could buy a house for cash in my hometown, Banyuwangi, Indonesia; population 1.5 million. 😅
The average Indian makes less than $400 a month
Isn’t investing in store real state in the age of pandemics and online shopping a terrible idea?
Rich or poor no more middle class.
At 44 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and TODAY, fyi my emergency fund is also a done deal! by *vri token* lol, i didn't made it myself
Great job man. Keep it up.