It's time to acknowledge that a return to 3% mortgage rates may be unrealistic. If homeowners are forced to sell, we will likely see a drop in home prices, leading to lower property valuations. I know I'm not the only one who shares this outlook.
In my opinion, home prices need to decrease by at least 40% before the market finds balance. For those unsure about buying property right now, seeking advice from an experienced financial advisor for optimal portfolio allocation is crucial. This approach has worked for me-I’ve managed to stay profitable over the past five years, accumulating nearly $1 million in investment returns.
That's impressive! I'd be happy to share more details. I understand the hesitation, especially when it feels like many firms offer similar services. However, finding a trustworthy advisor has been key to my success.
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
Clearly, this year is worse than the last. This year, I lost a lot of money as a result of terrible investing decisions that I would not have made if I hadn't been so concerned about my portfolio. I continued investing, but I wasn't sure if I should start saving for a house. In the end, I sold my positions, and the house needed more care than I had planned. I don't know how much longer I can keep on like this
A diverse set of exposures, particularly those that are currently producing cash flows, are crucial for your portfolio. I contacted a financial planner in late 2023, and as a result of my portfolio modification, I profited well over half a million dollars in eleven months across multiple markets. Planning for worst case scenarios should begin as soon as circumstances appear to be improving
I retired with $600k saved, and looking back, I realize I could’ve done things differently. Not saving enough, plus the impact of inflation and sequence of returns risk, makes me worry about outliving my savings, and it’s not something I can easily ignore. Not saying it’s the only way to go, but it’s something I think about
I'm approaching retirement and having a financial advisor has been helpful. I started investing later than most, so relying on compound interest from index funds or bonds alone wasn’t enough for me. Despite that, I’ve managed to do well and am on track to retire with around $5 million
Yeah, always good to plan for retirement when young. We all think we don’t have to worry about it until later but the fact is, the earlier you learn about financial literacy the better you can plan for it. With amount of savings, you could probably try different side projects to generate some extra income to stash more cash.
The enduring US stock market bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.
@mikeshafer My parents bought their first house in 1978 for $31k. Translated to 2024 dollars, that's $150k . Zillow says that house is now worth $272k. An investment that grows around 50% in real terms over 46 years is not particularly impressive.
✨🕊️Merry Christmas to you all. I am so happy and favored. My life has changed. I just bought my dream car yesterday. Still have my incoming weekly income of $24,000. Now I can help people around me and also supports God work at my church🙏🇺🇸
Same here., I strongly agree that the Bitcoin ETFs approval will be greatly life opportunity for us, with my current portfolio of $102,500 from my investments with my personal financial advisor Georgette Wong I totally agree with you😊
YES!!! That's exactly her name (Georgette Wong) so many people have recommended highly about her and am just starting with her from Brisbane Australia...🇦🇺
She's my family's personal Broker and also a personal Broker to many family's in the United states, she is licensed and a FINRA AGENT in the United States.
As individuals enter their senior years, many may increasingly choose to cohabitate in shared living arrangements. This approach not only helps them reduce living expenses, such as rent and utilities, but also fosters a sense of companionship and emotional support. By living together, seniors can create a nurturing environment where they can share daily activities, socialize, and help each other with tasks, ultimately enhancing their quality of life. This trend toward cooperative living could become a practical solution to both financial and social challenges faced by the aging population.
Anything costs related to home repair and construction are going to explode when Trump is sworn in. Here in a deep south red state we have a very enthusiastic group of 25 Latinos/Latinas who are putting the final touches on a total neighborhood re-roof of 190 townhomes in 35 separate buildings. The are such beautiful hardworking people. My guess is after the inauguration that less than half of them will be available within the local roofing construction workforce for various reasons connected to the mass deportation. And you think we have a housing crisis now!
The 15 million people that just came across our border as a result of the current administration are not working in construction. Here in California where I sat for the CPA, have a master 's and my own business as a contractor. I can tell you that just because someone is tan and looks like they are from South America does not mean they're illegal. These folks are all legal. They're all on payroll. When I say all I mean so many that it's just not worth talking about the sliver that is not. So yeah sorry you guys wanted to let 15 million people in here but it was treasonous because you're giving them benefits that they did not pay into the system to get and you're asking them to vote when they are not citizens
Is it just me or do they get the numbers confused on how many over the X age own a home and those outside that age can afford a home? Equally what is exactly the plan? I have so many doubts
Blah blah blah blah blah.. one says seniors are doing great and the next says they are struggling. Middle age and young are struggling.. all these blah blah blah can be sum up in three words everyone is struggling 😂
How can you not mention the mind boggling amount of private equity owned homes? That is without a doubt the main issue that has to be fixed. Listing prices and rent have skyrocketed because of private equity "investments". I'm sure their greed will backfire at some point.
I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert and that's what helped me during my days of failure before my financial adviser helped me scale through the market ups and down
Sure you can! Gabriel Alberto William is the financial advisor I work with. Just make a research with the name. You’d find necessary details to work with
Thanks for sharing, I just looked him up on the web and I would say he really has an impressive background in investing. I will write him an e-mail shortly
It's time to acknowledge that a return to 3% mortgage rates may be unrealistic. If homeowners are forced to sell, we will likely see a drop in home prices, leading to lower property valuations. I know I'm not the only one who shares this outlook.
I also believe the government may resort to increasing the money supply and reducing interest rates to stabilize the economy.
In my opinion, home prices need to decrease by at least 40% before the market finds balance. For those unsure about buying property right now, seeking advice from an experienced financial advisor for optimal portfolio allocation is crucial. This approach has worked for me-I’ve managed to stay profitable over the past five years, accumulating nearly $1 million in investment returns.
That's impressive! I'd be happy to share more details. I understand the hesitation, especially when it feels like many firms offer similar services. However, finding a trustworthy advisor has been key to my success.
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
Clearly, this year is worse than the last. This year, I lost a lot of money as a result of terrible investing decisions that I would not have made if I hadn't been so concerned about my portfolio. I continued investing, but I wasn't sure if I should start saving for a house. In the end, I sold my positions, and the house needed more care than I had planned. I don't know how much longer I can keep on like this
Everyone has made mistakes in the past. Consider financial security
A diverse set of exposures, particularly those that are currently producing cash flows, are crucial for your portfolio. I contacted a financial planner in late 2023, and as a result of my portfolio modification, I profited well over half a million dollars in eleven months across multiple markets. Planning for worst case scenarios should begin as soon as circumstances appear to be improving
Who is this organizer that you work with?
June Renae Matthysse, You can likely learn more about her if you do an internet search
She appears to be well educated and knowledgeable. I ran an online search on her name and found her webpage, thank you for sharing
I retired with $600k saved, and looking back, I realize I could’ve done things differently. Not saving enough, plus the impact of inflation and sequence of returns risk, makes me worry about outliving my savings, and it’s not something I can easily ignore. Not saying it’s the only way to go, but it’s something I think about
I'm approaching retirement and having a financial advisor has been helpful. I started investing later than most, so relying on compound interest from index funds or bonds alone wasn’t enough for me. Despite that, I’ve managed to do well and am on track to retire with around $5 million
Yeah, always good to plan for retirement when young. We all think we don’t have to worry about it until later but the fact is, the earlier you learn about financial literacy the better you can plan for it. With amount of savings, you could probably try different side projects to generate some extra income to stash more cash.
The enduring US stock market bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
Melissa Terri Swayne is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
Those seniors were able to buy their homes for $5000 and a bag of potatoes. Of course they want to hold onto their five homes.
Sure junior that's the average senior.
@mikeshafer My parents bought their first house in 1978 for $31k. Translated to 2024 dollars, that's $150k . Zillow says that house is now worth $272k. An investment that grows around 50% in real terms over 46 years is not particularly impressive.
$5K 😂
@ I think you’re missing my point
✨🕊️Merry Christmas to you all. I am so happy and favored. My life has changed. I just bought my dream car yesterday. Still have my incoming weekly income of $24,000. Now I can help people around me and also supports God work at my church🙏🇺🇸
Same here., I strongly agree that the Bitcoin ETFs approval will be greatly life opportunity for us, with my current portfolio of $102,500 from my investments with my personal financial advisor Georgette Wong I totally agree with you😊
YES!!! That's exactly her name (Georgette Wong) so many people have recommended highly about her and am just starting with her from Brisbane Australia...🇦🇺
She's my family's personal Broker and also a personal Broker to many family's in the United states, she is licensed and a FINRA AGENT in the United States.
The very first time we tried, we invested $1000 and after a week, we received 4500. That really helped us a lot to pay up our bills.
This sounds so good and i would like to be a party to this, is there any way i can speak with her?
As individuals enter their senior years, many may increasingly choose to cohabitate in shared living arrangements. This approach not only helps them reduce living expenses, such as rent and utilities, but also fosters a sense of companionship and emotional support. By living together, seniors can create a nurturing environment where they can share daily activities, socialize, and help each other with tasks, ultimately enhancing their quality of life. This trend toward cooperative living could become a practical solution to both financial and social challenges faced by the aging population.
Anything costs related to home repair and construction are going to explode when Trump is sworn in. Here in a deep south red state we have a very enthusiastic group of 25 Latinos/Latinas who are putting the final touches on a total neighborhood re-roof of 190 townhomes in 35 separate buildings. The are such beautiful hardworking people. My guess is after the inauguration that less than half of them will be available within the local roofing construction workforce for various reasons connected to the mass deportation. And you think we have a housing crisis now!
@@petrakperkinsTHEY have been using this argument as long as I have been alive. Smh
This is not good news !
The 15 million people that just came across our border as a result of the current administration are not working in construction. Here in California where I sat for the CPA, have a master 's and my own business as a contractor. I can tell you that just because someone is tan and looks like they are from South America does not mean they're illegal. These folks are all legal. They're all on payroll. When I say all I mean so many that it's just not worth talking about the sliver that is not. So yeah sorry you guys wanted to let 15 million people in here but it was treasonous because you're giving them benefits that they did not pay into the system to get and you're asking them to vote when they are not citizens
According to this chart, humans between the ages of 40 and 55 don't exist. Why does this sound so familiar?
@@RobSantoliquito We Gen Xers are used to it. We are the New Zealand of generations. We only appear on the map when convenient.
@masterchinese28 how true.
What about the Millennials?!?
Is it just me or do they get the numbers confused on how many over the X age own a home and those outside that age can afford a home? Equally what is exactly the plan? I have so many doubts
Increasing maintance prices, insurance, and property taxes to force seniors to become homeless will open more housing for younger generations.
Hahaha You think that the next administration will focus on what? Anything that helps average folks, elderly folks, Universal Design / Aging in Place?
Home prices have to drop? I am not sure
Major stumbling over her words. I'm sure she's an expert, but it would be easier to listen if you got someone who could speak a little smoother
Blah blah blah blah blah.. one says seniors are doing great and the next says they are struggling. Middle age and young are struggling.. all these blah blah blah can be sum up in three words everyone is struggling 😂
How can you not mention the mind boggling amount of private equity owned homes? That is without a doubt the main issue that has to be fixed.
Listing prices and rent have skyrocketed because of private equity "investments".
I'm sure their greed will backfire at some point.
And a lot of seniors own homes in florida which is starting to crash. Its going to get ugly.
I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert and that's what helped me during my days of failure before my financial adviser helped me scale through the market ups and down
I guess you are right and how can one find a verifiable financial advisor? I would not mind looking up the professional that helped you
Sure you can! Gabriel Alberto William is the financial advisor I work with. Just make a research with the name. You’d find necessary details to work with
Thanks for sharing, I just looked him up on the web and I would say he really has an impressive background in investing. I will write him an e-mail shortly
Noooooooooooo. Affordable housing is being bought up by private equity. That’s the real problem
Boomer have a limited life span 😂😢
Yeah but they kids get there homes
@ listen to the lady , the old people take loans until the property is worthless to the inheritance generation.
Yep. We’re getting all 12 of the boomers homes. Then our kids will get our assets.
Every generation has a limited life span. We haven't hacked that code yet.
@@vikingspud Imagine trying to make your nest egg last till 120.
This senior bought first house/only house at age 48 in 2006. It is a 1000 sf house. I guess this is it.
People will literally spit anything an someone will belive it lol
❤❤
Major stumbling over her words. I'm sure she's an expert
This woman needs to learn how to spit out a sentence
too many puzzle pieces
What is this? For immigrants, false advertisement, dumb
The Crypto Market will be more stable than the housing market in the future in my opinion
Yeah like homes go up and down 20% in a month.