Time Value of Money Finance - TVM Formulas & Calculations - Annuities, Present Value, Future Value

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  • เผยแพร่เมื่อ 16 ม.ค. 2025

ความคิดเห็น • 148

  • @Subjectmoney
    @Subjectmoney  ปีที่แล้ว +15

    If you learned something from my video please like the video and subscribe to my channel. I truly appreciate your support!

    • @RiAirgead
      @RiAirgead ปีที่แล้ว

      Great vid but you need a better mic

  • @ninotesorero353
    @ninotesorero353 2 ปีที่แล้ว +9

    This is one of the best tvm lesson I've ever watched. I was able to know the difference between Ordinary Annuity and Annuity due... Thank you so much

  • @bulelanimkazana1212
    @bulelanimkazana1212 5 ปีที่แล้ว +6

    i was lost but now u helped me and am ready for my test...u 100% more better than my professor

  • @dieterkpexor9338
    @dieterkpexor9338 7 ปีที่แล้ว +6

    One of the best TVM lectures I have come across. You break it down so simple. God Bless You

  • @lokeshganta1663
    @lokeshganta1663 ปีที่แล้ว +6

    Great teaching, very useful. Thank you and JESUS bless you

  • @simplynkule
    @simplynkule ปีที่แล้ว +4

    This video has just saved me. I had given up going to the exam. Thank you so much everything is well explained. 🙏

    • @sandyr9366
      @sandyr9366 3 วันที่ผ่านมา

      I think I need you to help me simplify this for me as I am struggling with my exam.

  • @yositasunintaboon4455
    @yositasunintaboon4455 5 ปีที่แล้ว +4

    I was so confused about the difference between ordinary annuity and annuity due! This is very helpful! Thank you so much for sharing.

  • @borderlinegeek8449
    @borderlinegeek8449 7 ปีที่แล้ว +10

    I have mid-semester Monday and I was seriously doubting getting a pass, but now, I definitely feel more than ready. Thank you so much. Continue the great work.

  • @ahmadshahbarekzai5725
    @ahmadshahbarekzai5725 8 ปีที่แล้ว +2

    Thanks so much !
    I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer

  • @kbinyourface
    @kbinyourface 6 ปีที่แล้ว +1

    Thank you so much!! You helped me so much to understand all of this for my personal finance class!!!

  • @benyamina8174
    @benyamina8174 7 ปีที่แล้ว

    Thank you very much. The way you explained it is better than any professors I have ever met. Thanks

  • @jalilsadat4430
    @jalilsadat4430 2 ปีที่แล้ว

    Thank you so much for the great illustration of time value of money

  • @lovelyjanesalvador4982
    @lovelyjanesalvador4982 2 ปีที่แล้ว

    at first I was confused on what are the difference ordinary and annuity due. By this video the much easier way to understand opened on my mind! thankyou so much sir!!

  • @tendamutende7481
    @tendamutende7481 7 ปีที่แล้ว +1

    thank you so much you have explain in details and more clear the entire chapter 4 and 5 for me. well done and you are not helping me only but the entire generation in difficulties with corporate finance course.

  • @ajeetyadav1093
    @ajeetyadav1093 4 ปีที่แล้ว

    Thank you so....this single video made my all concepts clear..... Thanks!

  • @noah7007
    @noah7007 8 ปีที่แล้ว +2

    Thank you so much.. you are a star!

  • @JAYBSMOOV23
    @JAYBSMOOV23 ปีที่แล้ว

    Was watching this to prepare for a finance course at my University (FIN3403 for any UCF students out there). I now feel very prepared for this course, and much more confident about passing with a great grade than before. Thank you for this video!

    • @sandyr9366
      @sandyr9366 3 วันที่ผ่านมา

      I still don't get it and have an exam for tomorrow. :( in HCC Finance class.

  • @abdulqayyum-ek3bn
    @abdulqayyum-ek3bn 5 ปีที่แล้ว +1

    Explained in very understandable and simplified way... great work! 👍

  • @nrjrj6142
    @nrjrj6142 7 ปีที่แล้ว

    I would like to say thank you for your great explanation. Even I missed the class but I still can understand this topics.

  • @LaizerMabuza-j3d
    @LaizerMabuza-j3d 2 หลายเดือนก่อน

    Well explained, thank you

  • @Saolin247
    @Saolin247 ปีที่แล้ว

    This video is very helpful, simple and clear explanations. I had a bit of struggle with calculating annuities or differntiating them but now I am confident with my understanding and applying the correct formulars. Thank you

  • @htoolay6581
    @htoolay6581 4 ปีที่แล้ว

    Thanks, this is really helpful! It is very clear.

  • @alvirafisher4479
    @alvirafisher4479 6 ปีที่แล้ว

    Easy to follow.. Great explaining. Thank you!

  • @JB-zq5tp
    @JB-zq5tp 7 ปีที่แล้ว +3

    Wow... nailed it.

  • @Jovyjenn
    @Jovyjenn 3 ปีที่แล้ว +1

    Thank you a lot, I was enlightened by everything. This videos very helpful ❤️

  • @TomsBumanis
    @TomsBumanis 9 ปีที่แล้ว +1

    Great video. Thank you!

  • @karanjajosephinewangari5462
    @karanjajosephinewangari5462 6 ปีที่แล้ว

    Thank you so much. This was very clear to me. I hope you do more videos.

  • @elmiraoganyan3903
    @elmiraoganyan3903 ปีที่แล้ว +1

    THANK YOU!!!!

  • @AwesomeVanilla
    @AwesomeVanilla 8 ปีที่แล้ว

    Thank you very much! You explain this very well and it is very helpful.

  • @kaalbairav8944
    @kaalbairav8944 วันที่ผ่านมา

    Thanks gentleman.Congrats, you explained in clear and simple language. I feel you may revisit the video. In the present value of Perpetuity for a cash flow of 1000 per month , you spoke correctly. You said it per month, but in writing you have written " 1000 dollars per year " This you may correct.then it will match with what exactly you spoke. Regard

  • @malianamalkan9749
    @malianamalkan9749 5 ปีที่แล้ว +3

    Thank you for the great work. You make it easy to understand the basic concept. I will definitely share this video to my 18 year-old daughter. By the way, in your last page of presentation, in your last sentence, I think it should have been written $1000 per month instead of per year.

  • @nirmalbhatia9186
    @nirmalbhatia9186 6 ปีที่แล้ว

    Thanks for your time. It definitely made my life easy in understanding the basics.

  • @misturabello2262
    @misturabello2262 6 ปีที่แล้ว

    It was helpful and useful, thanks. will watch it over and over till i get it finally. Thank you

  • @estevado
    @estevado 8 ปีที่แล้ว

    Great help, thank you!

  • @amnatariq3662
    @amnatariq3662 3 ปีที่แล้ว

    Thankyou so much you helped me understand everything otherwise i was s confused. God bless you.

  • @bettyrobinson2756
    @bettyrobinson2756 7 ปีที่แล้ว

    Excellent Job! Thank you.

  • @srenyvas1
    @srenyvas1 4 ปีที่แล้ว

    Very good explanation and easy to understand. Keep doing with some more vidoes

  • @donaldkimutai2129
    @donaldkimutai2129 9 หลายเดือนก่อน

    very helpful, thank you '

  • @trezzia
    @trezzia 9 ปีที่แล้ว +2

    thank you, i am enlightened

  • @jeremypickup9400
    @jeremypickup9400 2 ปีที่แล้ว

    Great video

  • @iloveroblox.11
    @iloveroblox.11 3 ปีที่แล้ว

    thank you, I feel so smart now

  • @mahammeer954
    @mahammeer954 5 หลายเดือนก่อน

    Thank You Soo Much Sir

  • @AdamuBig21
    @AdamuBig21 6 ปีที่แล้ว

    YOU ARE THE BEST, simply

  • @muhammadtaimur6663
    @muhammadtaimur6663 3 ปีที่แล้ว

    For the very first time i am cleared to make diffrences between ordinary and due annuity

  • @NjokiEthe
    @NjokiEthe 2 ปีที่แล้ว

    Bless your hearts 💚

  • @debrataggart1687
    @debrataggart1687 8 ปีที่แล้ว

    Excellent presentation. Very helpful. Thank you.

  • @justelokossou2553
    @justelokossou2553 3 ปีที่แล้ว

    Great video...Thanks so much

  • @johnq3543
    @johnq3543 3 ปีที่แล้ว

    Very helpful, thank you.

  • @Mark-jy9dz
    @Mark-jy9dz 2 ปีที่แล้ว

    Great work 💯
    I like your explanations..

  • @mariatorres1190
    @mariatorres1190 7 ปีที่แล้ว +1

    Thanks!

  • @deonwhiteside4337
    @deonwhiteside4337 8 ปีที่แล้ว +7

    Thanks for Breaking this down Barney style!!

  • @ahinsaj.g3897
    @ahinsaj.g3897 3 ปีที่แล้ว

    thank you very much sir

  • @tMuch
    @tMuch 6 ปีที่แล้ว

    Thank you.. You simplified it for me.

  • @divyeshvora2714
    @divyeshvora2714 5 ปีที่แล้ว

    Mate, You are awesome. Thank you :)

  • @deandrebryant8114
    @deandrebryant8114 8 ปีที่แล้ว +1

    You da GOAT ✊🏽

  • @roselily9036
    @roselily9036 8 ปีที่แล้ว +2

    Thanks so much !
    I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer !

    • @eMeLeGe1007
      @eMeLeGe1007 6 ปีที่แล้ว

      i have it tomorrow and my teacher is a piece of shit when it comes to explaining wish me luck since its a 2 day exam literally

  • @leedarcy5344
    @leedarcy5344 5 ปีที่แล้ว

    Excellent video. Thank you kindly

  • @hammerhead19able
    @hammerhead19able 9 ปีที่แล้ว

    That was very helpful. Thank you.

  • @federicoalbojer9105
    @federicoalbojer9105 7 ปีที่แล้ว +3

    Your very good at explaining, everything was crystal clear. Well Done and thanks.

  • @cmmts
    @cmmts 9 ปีที่แล้ว +1

    This is an amazing concise explanation of Time Value of Money. Thank you so much!

  • @mariamalbatanoni4431
    @mariamalbatanoni4431 6 ปีที่แล้ว +2

    Thank you so much

  • @ramanoojsunchurrun3583
    @ramanoojsunchurrun3583 2 ปีที่แล้ว

    very helpful

  • @rohinirsharma
    @rohinirsharma 6 ปีที่แล้ว

    Reallly helpful

  • @airasweet3345
    @airasweet3345 5 ปีที่แล้ว

    sgt membantu thank 😘

  • @nafizfaruk19
    @nafizfaruk19 6 ปีที่แล้ว +2

    Thanks a lot! This helped me understand the concepts for my Finance course!

  • @sandeepsahni360
    @sandeepsahni360 5 ปีที่แล้ว

    Thank you so much sir for such a wonderful lecture .God bless you. Keep going on.

  • @neemamoses7147
    @neemamoses7147 4 ปีที่แล้ว

    Thanks a lot sir be blessed

  • @kristinaafomso4926
    @kristinaafomso4926 ชั่วโมงที่ผ่านมา

    how can I download this personation document?

  • @KarlaLopez-pc1wt
    @KarlaLopez-pc1wt 9 ปีที่แล้ว

    Thank you. It was very helpful.

  • @biofan234
    @biofan234 6 ปีที่แล้ว

    thank you for this explanation this was helpful

  • @kondwanibanda4367
    @kondwanibanda4367 6 ปีที่แล้ว

    good explanation indeed

  • @nomnom6136
    @nomnom6136 8 ปีที่แล้ว

    tnx a ton.......
    this vedio has really helped me to get a good clarity on the concept.

  • @Wolvofficial
    @Wolvofficial 8 ปีที่แล้ว

    excellent educational video thank you

  • @joannwosu
    @joannwosu 9 ปีที่แล้ว

    great tutorial

  • @mischaelsanhoboa8739
    @mischaelsanhoboa8739 5 ปีที่แล้ว

    thank you so much,It really helped me

  • @SkiwiGaming
    @SkiwiGaming 5 ปีที่แล้ว +19

    The last problem was wrong. its actually $240,000 for the present value of a perpetuity. As: $1000/(0.05/12) = $240,000
    Just a heads up!!

  • @YelizAch
    @YelizAch 7 ปีที่แล้ว +1

    Great ⭐️⭐️⭐️

  • @sosinadaba2430
    @sosinadaba2430 2 ปีที่แล้ว

    Bravo

  • @vidakwakye
    @vidakwakye 6 ปีที่แล้ว +2

    This was quite confusing to me before, but you've made it very easy for me to understand. Thank you👍🏾

  • @kennedysan1045
    @kennedysan1045 2 ปีที่แล้ว +1

    For the general ordinary annuity formula, do you know why it is to the power of 5? When only 4 of the payments are accruing interest? I cannot get my head around it.

  • @tendaizvikomboreroparaffin3925
    @tendaizvikomboreroparaffin3925 7 ปีที่แล้ว

    helpful staff

  • @towkirahmedshawon9810
    @towkirahmedshawon9810 8 ปีที่แล้ว

    Thank You Sir

  • @M1337hu
    @M1337hu 5 ปีที่แล้ว +5

    This video is great but the constant ads every minute is terrible. GFY

  • @jasonjoseph5713
    @jasonjoseph5713 7 ปีที่แล้ว

    Typo Error in your perpetuity slide example numerical. Very good video

  • @majokchanuong9835
    @majokchanuong9835 7 ปีที่แล้ว

    thanks a lot.
    at least have understood everything in this video

  • @Blu5078
    @Blu5078 6 ปีที่แล้ว

    Dear Sir, I will be taking finance management next term, and I am grateful to have come across your channel. New Subscriber.😁😁😁😁

  • @spectrenm1863
    @spectrenm1863 9 ปีที่แล้ว

    Thank you

  • @lightscameraashish
    @lightscameraashish 9 ปีที่แล้ว

    Great job! Thanks man! appreciate your effort. made it so clear and easy! :)

  • @lakpayonjan5823
    @lakpayonjan5823 3 ปีที่แล้ว

    13:23, it sould be pmt =1000 not fv=1000, because you will receive it 1000 on monthly basis . then fv will be 12252.80. if i am not wrong

  • @tala1325
    @tala1325 7 ปีที่แล้ว

    thank you so much! this helped me a lot!

  • @zkhalid5832
    @zkhalid5832 8 ปีที่แล้ว +1

    Thank you so much, sir!

  • @happywala4051
    @happywala4051 6 ปีที่แล้ว

    TYSM 😊😊😊

  • @BenaalbaVEVO
    @BenaalbaVEVO 3 ปีที่แล้ว

    this was rilly good ..i have a retake paper on 5th jan 2022 .. wish me luck

  • @kateshaw2292
    @kateshaw2292 8 ปีที่แล้ว +1

    Great video - I was really struggling to understand this but you explained it so well.

  • @soumyam6881
    @soumyam6881 8 ปีที่แล้ว

    Thank you, Can I download this video. I am not able to do so now.

  • @InternationalCoBa
    @InternationalCoBa 9 ปีที่แล้ว

    I think there is a mistake at 21:18 , you say "we receive 1000/month and you write 1000/year" witch could be confusing

  • @finda201
    @finda201 6 หลายเดือนก่อน

    In simple interest what does the 1 symbolise ?…. This is mentioned at the beginning when explaining simple interest ?

  • @elijahmyers4331
    @elijahmyers4331 3 ปีที่แล้ว +1

    Interest rate wouldnt be exactly the equation initial investment × (1 + (int rate × # of periods) because every period increases the increment. For his example, after 1 increment of time, $100 at 10% int rate would be $110. But now, he's getting interest on $110 INSTEAD of his $100. Therefore, his next increment at 10% is $11 more, so he'd be at $121. Then, he would get $12.10 for his next increment, so he'd have $133.10, then 13.31%, so $150.81, then his total (after 5 increments) of $173.55, NOT $150.

    • @elijahmyers4331
      @elijahmyers4331 3 ปีที่แล้ว +1

      ....I just got to the second part lol

  • @96mingo96
    @96mingo96 6 ปีที่แล้ว +1

    10+ ads on a 20 minute educational video? Godspeed, capitalists.

  • @sudhanshunain4690
    @sudhanshunain4690 ปีที่แล้ว

    I didnt understand the last perpetuity part , why did we divide by rate instead of 1 + r ??