Section 80CCC, 80CCD(1), 80CCD(1B), 80CCD(2), NPS tax benefits, Contribution to pension funds

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  • เผยแพร่เมื่อ 16 ม.ค. 2025

ความคิดเห็น • 198

  • @krishnamurty1318
    @krishnamurty1318 2 ปีที่แล้ว +2

    excellent teaching poojitha garu

  • @BudhWisdom-bd6ib
    @BudhWisdom-bd6ib 7 หลายเดือนก่อน

    AP Jo questions faq le rahe hain sabse best way to clear doubts

  • @nidhijain8451
    @nidhijain8451 5 หลายเดือนก่อน

    Very detailed video ma'am
    Thank you for better understanding

  • @ashaqganie1886
    @ashaqganie1886 10 หลายเดือนก่อน

    You explained these sections very nicely ...thank you

  • @thinkcreativity3638
    @thinkcreativity3638 ปีที่แล้ว +1

    Thank you so much madam and team ❤

  • @monujangra5153
    @monujangra5153 2 ปีที่แล้ว +5

    Mam aapne mera deduction under chapter vi-a pura tips pr yaad krwa diya apne poll questions or shorts ke through.... thanks a lot ❤️

    • @CAGuruJi
      @CAGuruJi  2 ปีที่แล้ว +3

      Thanks this motivates us

    • @AnuragKumar-mj5ss
      @AnuragKumar-mj5ss 2 ปีที่แล้ว +2

      Hello excuse MI mam ismein to mujhe computer sikhane ke liye kya karna padega mujhe

  • @maheshgarg2525
    @maheshgarg2525 2 ปีที่แล้ว +1

    Thanks🙏🙏🙏 for this video

  • @harshsaxena007
    @harshsaxena007 2 ปีที่แล้ว +1

    Very helpful video

  • @faujiwithcamera
    @faujiwithcamera 28 วันที่ผ่านมา

    80CCD 1B me GPF wale bhi contribution kar sakte hai kya ? Ye aapne miss kar diya apni video me

  • @ritikaverma4461
    @ritikaverma4461 ปีที่แล้ว

    Thank you so much Mam❤

  • @mahendranr547
    @mahendranr547 6 หลายเดือนก่อน +1

    Dear madam,
    If my employer contribution not included in my gross salary,can deduct the employer contribution under 80ccd 2 ?

  • @tejashmehta2529
    @tejashmehta2529 ปีที่แล้ว +1

    Mam this is my first channel for which I have started notification on

  • @prakashganjawala5100
    @prakashganjawala5100 ปีที่แล้ว

    Hello Madam good video

  • @anilchawla1117
    @anilchawla1117 7 หลายเดือนก่อน +1

    Is employers contributin in nps included in employee's income

  • @RAGHAVKASHYAP7
    @RAGHAVKASHYAP7 ปีที่แล้ว +3

    Regarding 80 CCD (2) , as Govt (EMPLOYER ) gives 14% contribution to NPS , if first we add this amount to salary & then we deduct the same i.e 14% in case of govt employees ,so wont the two figures nullify each other , then what is the purpose of 80 CCD (2) ??

    • @ranjankumarbiswal2487
      @ranjankumarbiswal2487 ปีที่แล้ว

      Please someone reply

    • @lavmeena1637
      @lavmeena1637 ปีที่แล้ว

      Yes

    • @ssgmail3239
      @ssgmail3239 ปีที่แล้ว

      Same Question . Also there is no option to show salary credit in itr website under 80ccd2

    • @vishnuravela6540
      @vishnuravela6540 ปีที่แล้ว

      @raghavkashyap7 The benefit is that even though you are getting that income from your employer you are not being taxed on that income.

    • @naileshpatel2018
      @naileshpatel2018 ปีที่แล้ว

      New tex banifit me 80ccd2 kese bhare mem

  • @akhilchhabra4271
    @akhilchhabra4271 2 ปีที่แล้ว +3

    Does deduction u/s 80ccd(2) available for Central govt pensioners in new regime ? The field is blocked in ITR

  • @AkshaKamdi
    @AkshaKamdi ปีที่แล้ว +2

    Can i get benifit of 80ccd 2 in new tax regime even if its not mentioned in my salary and empleyer is not contributing to nps but I'm contributing to nps personally .

  • @aishwaryakhandelwal8520
    @aishwaryakhandelwal8520 2 ปีที่แล้ว +3

    Mam full employers contribution 14% for state government employees expemt under sec 80 ccd2 Or just 10% is exempt

  • @upamatodkari8257
    @upamatodkari8257 ปีที่แล้ว +1

    VIA, deduction u/s 80U for self with severe disability cannot be more than the maximum limit of Rs.1,25,000" continues to occur in efiling @ ITR3 while I have not claimed any disability, nor filled in anything at 80U. Kindly advise

    • @CAGuruJi
      @CAGuruJi  ปีที่แล้ว

      Check if there is any figure

  • @BalwinderSingh-nt8sr
    @BalwinderSingh-nt8sr 2 ปีที่แล้ว +2

    Mam kya state govt. Employees 80ccd2 according 14% employer share te 2021-22 F.Y. return ch benefit lai sakda hai???

  • @kubdekai
    @kubdekai ปีที่แล้ว +1

    Ma'am
    salaried employees jiska 80c ki limit 150000 lic se puri ho jati h to kya use nps jo employer dwara kata jata h 80ccd1b me 50000 ka deduction show kar sakta h ya use 50000 ki additional deduction lene ke liye alag se NPS me dalna padega. Pls

  • @BudhWisdom-bd6ib
    @BudhWisdom-bd6ib 7 หลายเดือนก่อน +1

    Best way

  • @vishaljain138
    @vishaljain138 ปีที่แล้ว +6

    A man earns 12 lakh ctc per annum. He opens up a NPS tier 1 account. He deposits 2 lacs. Now divide this contribution to different sections in income tax portal. (I m guessing 150000 u/s 80ccd(1) & 50000 u/s 80ccd(1b)). Also will 80ccd(2) be different? Like employer contributed 12000 u/s 80ccd(2). So total rebate would be 212000? can u make a fresh video and explain with an example -

    • @boneless8323
      @boneless8323 ปีที่แล้ว

      80 CCD (2) ie employers contribution is for the employer's to claim deduction in IT 😅

    • @vishaljain138
      @vishaljain138 ปีที่แล้ว +1

      @@boneless8323 I work at IT firm.

    • @boneless8323
      @boneless8323 ปีที่แล้ว

      @@vishaljain138 pls correct me if I've wrong concept of 80ccd(2) act?
      It's for the employer's to claim right?

    • @divyanshudev2642
      @divyanshudev2642 11 หลายเดือนก่อน

      80ccd1 can be max 10% of basic salary. 80ccd2 can be max 50k. Now you can calculate accordingly

    • @noormohammadkhan7684
      @noormohammadkhan7684 11 หลายเดือนก่อน +1

      Very good question

  • @gurugyanamitsallabouthomes6758
    @gurugyanamitsallabouthomes6758 5 หลายเดือนก่อน

    Hello mam what is the maximum limit under 80CCD2 in new tax regime

  • @bcbisht11
    @bcbisht11 2 ปีที่แล้ว +1

    Mam Mane April 2021 grow app se ELSS me SIP le rkha. Mujhe kon sa itr form barna padega. Abi tak mene koi SIP redeem nahi kiya..

  • @mohitchaudhary9890
    @mohitchaudhary9890 2 ปีที่แล้ว +1

    Namaste Ma'am, m central gov. Employee hu, mujhe ye puchna h ki 80CCD(1B) ki deduction claim karne k liye alag se NPS account khulana padta h kya

    • @Kuldeep327
      @Kuldeep327 ปีที่แล้ว

      Koi jawab nhi de raha hai

  • @rambabuviyypu1316
    @rambabuviyypu1316 5 หลายเดือนก่อน

    Mam
    Can army persons claim 80ccd2 section.....?

  • @Game_Hunterr
    @Game_Hunterr ปีที่แล้ว

    Mam kya GFP fund 80c ke ander aata hai?

  • @03Payal
    @03Payal 2 ปีที่แล้ว +3

    can Government bank employee claim 14% tax rebate under Sec 80CCD(2)

    • @santoshkumarsahoo4777
      @santoshkumarsahoo4777 2 ปีที่แล้ว

      Same question i want to ask

    • @03Payal
      @03Payal 2 ปีที่แล้ว +3

      @@santoshkumarsahoo4777 31st July ke baad reply denge

    • @veereshkare6744
      @veereshkare6744 6 หลายเดือนก่อน

      Please answer someone..

  • @amarsingh-ze2tz
    @amarsingh-ze2tz 7 หลายเดือนก่อน

    Good

  • @NitinBansal-u3y
    @NitinBansal-u3y 2 หลายเดือนก่อน

    Standard deduction is 50 K , is apart from HRA, TA i.e. can both standard deduction , hra and TA be claimed or only standard deduction

  • @HET_GAMING2009
    @HET_GAMING2009 9 วันที่ผ่านมา

    New regime me jo gross salary batate hai usme employee contribution and employer contribution dono batana hoga or sirf employee contribution batana hai

  • @divyangpatel4369
    @divyangpatel4369 ปีที่แล้ว +1

    Can use my 50k NPS contribution in section CCD 1B and 150k PPF contribution in section 80C ?

  • @MUSICMANHERE
    @MUSICMANHERE 2 ปีที่แล้ว +4

    Hi Ma’am,
    I have invested:
    1,50,000 in PPF - 80C
    50,000 in NPS - 80CCD (1B)
    21,900 in Corporate/Employer NPS - 80CCD (2) which is 10% of my Basic+DA
    Will I get tax exemption for whole 2,21,900 ?

    • @SelbinAntonyc
      @SelbinAntonyc ปีที่แล้ว +1

      I have same question. Did you get any answer?

    • @mandeep8
      @mandeep8 ปีที่แล้ว

      Same question !!!

    • @lipunpatel5937
      @lipunpatel5937 ปีที่แล้ว +4

      I have also same question. But these people just tell to write your doubt in comment section but never reply.

    • @lavmeena1637
      @lavmeena1637 ปีที่แล้ว

      Bhai koi check nahi karta aap utha lo poora 😅 vaise 2 lakh Tak hi le sakte hai
      150k 80C + 50k NPS

    • @krishnareddy7666
      @krishnareddy7666 ปีที่แล้ว

      Yes

  • @AnuragKumar-cy4lc
    @AnuragKumar-cy4lc 2 ปีที่แล้ว +1

    Hi mam 80ccd1b mei jo employer contribution towards pension h mam wo kaise pata chalega ki kitta contribute kiye h ya phr jo pf katata h usme mei employer contribution rhta h pension regarding wo jayega kya

  • @pranaysaraswat6927
    @pranaysaraswat6927 ปีที่แล้ว +3

    Ma'am for deduction u/s 80ccd 2, shall psu employees be treated as govt employees?
    In short how much deduction can psu employees claim 14% / 10%?

    • @sandeep339
      @sandeep339 ปีที่แล้ว +1

      Bank employee 🤣

  • @motivsuccess88
    @motivsuccess88 2 ปีที่แล้ว +3

    Hello, good video. Which documents are necessary for a section 80c stamp duty claim?

  • @harvinderpalsingh9783
    @harvinderpalsingh9783 ปีที่แล้ว +2

    Can I split the employee's contribution in two parts under section 80CCD(1) & 80CCD(1B)?

    • @geekrsk
      @geekrsk ปีที่แล้ว

      Same question bro....

  • @himalayan_soul_tanmay3973
    @himalayan_soul_tanmay3973 5 หลายเดือนก่อน

    Mam please help.
    Main state government Emp hu.
    AIS, TIs mein mera lIC ka premium & PF ka Premium show nehi kar raha hai..
    Kya mein 80c deduction calim kar sakta hu?

  • @asitadhikari7272
    @asitadhikari7272 6 หลายเดือนก่อน

    Mam if employer contribution in nps not included in CTC or gross salary then can I claim deduction in section 80ccd2 plz reply urgently required

  • @vaibhavkhanduri5660
    @vaibhavkhanduri5660 2 ปีที่แล้ว +1

    Mam 5lakh ki fd banai thi or wahi fd 6 time withdraw ki or fir banai .... Then ab 26as sft0005 m ammount 392000 show ho rha hai kya hme itr file kani padegi

  • @Shashank_Jha
    @Shashank_Jha 13 วันที่ผ่านมา

    80CCD 1B mei kya hum sirf NPS mei hi paisa daal sakte hai aur kya ye Tier 1 ke liye hai ya Tier 2 ke liye aur kya hum ELSS schemes wale jo MF hote hai uss mai bhi daal sakte hai

  • @SURAJ_27RATHORE
    @SURAJ_27RATHORE ปีที่แล้ว +1

    Contribution to NPS by employee will be shown under which head
    CCD or CCD1?

  • @Mayank0776
    @Mayank0776 2 ปีที่แล้ว +2

    1 Mam 80CCD(1B) me 50000 ki deduction sabhi individuals ko milti h ky please btana.
    2 Or ye deduction sirf wohi le sakte hna jinka pension me contribution h.
    3. Employer ka contribution claim krne se phle usko other income me show karna padega? Ya sidha claim le sakte h contribution ka.
    Please reply mam🙏🙏🙏

    • @CAGuruJi
      @CAGuruJi  2 ปีที่แล้ว +2

      Yes

    • @Mayank0776
      @Mayank0776 2 ปีที่แล้ว +1

      @@CAGuruJi mam last employer contribution ka or bta do please ki unka contribution claim krne ke lie hme unki contribution ko income me show karna hoga ya hm bina show kre claim le sakte h.
      Please reply mam. Your response very helpful for us🙏🙏🙏🙏❤️🌸🌸

  • @sayhello2u
    @sayhello2u ปีที่แล้ว +1

    Thank you for these to the point clear videos.
    I have one query about interest that has been gained on the PPF account at the end of the financial year.
    This has been shown as income from other sources in my ITR filling.
    In which section can I claim deduction of this amount as the interest of PPF is tax free. The interest on saving bank account has been claimed in 80TTA , but could you please help me with PPF interest?

  • @ckshinde-kgrhighsecasschoo8484
    @ckshinde-kgrhighsecasschoo8484 ปีที่แล้ว

    DCPS ke liye fayada hai kya ?

  • @sanjayram9771
    @sanjayram9771 ปีที่แล้ว

    Ma'ma , is own contribution to NPS added into gross salary

  • @vibhabansal6835
    @vibhabansal6835 2 ปีที่แล้ว +1

    Mam, I am self employed if I invest in NPS then it will cover under 80CCC or 80CCCD

  • @pankajgoswami-n9m
    @pankajgoswami-n9m 5 หลายเดือนก่อน

    Good evening mam
    Kya 80CCD(1B) sec mein 50000 claim krne k liye govt employee ko alag se tier 2 nps account open kr usme 50000 invest krna pdta hai ya jo salary se deduct hota hai employee contribution usi ko use kr saktey hai
    Pls reply it's urgent

  • @dikshitbali8669
    @dikshitbali8669 ปีที่แล้ว

    Mam my employer has not shown any contribution to nps in form 16 can still i can claim ..and pls tell me can i claim both employee and employer contribution to nps in itr ...under which section and how much max limit

  • @dilipgupta2165
    @dilipgupta2165 2 ปีที่แล้ว +1

    Incom from lic commission which itr

  • @vijaybhasme5759
    @vijaybhasme5759 2 ปีที่แล้ว +5

    Mam if I take deduction 1.50 lakh under sec.80c from lic and ppf then I can get 50000 extra deduction under section 80ccD 1 and 80ccd

    • @pwpawankumar0
      @pwpawankumar0 2 ปีที่แล้ว +2

      Same question here...if i claimed ppf +lic =1.5 lakh under 80c so can I claim my nps contribution Under sec 80ccd1b????

    • @deepakdabral8864
      @deepakdabral8864 2 ปีที่แล้ว +1

      Same question ma'am please reply

    • @gpscaddagpsc4239
      @gpscaddagpsc4239 2 ปีที่แล้ว +2

      no one can properly reply this question

    • @ashish8380
      @ashish8380 ปีที่แล้ว

      @ Vijay Bhasme You can get extra 50000 in 80CCD(1B)
      MEANS
      80C - 150000(LIC PF PPF NPS, bank or post office FD)
      80CCD(1B) - 50000
      TOTAL - 200000
      But for that you have to open TIER1 nps account

    • @babu_rao448
      @babu_rao448 ปีที่แล้ว

      Yes

  • @NaveenYadav-wq8xy
    @NaveenYadav-wq8xy ปีที่แล้ว

    Mam please ye bata do jo log GPF mai contribute kar rahe hai....wo log deduction kha dikha sakte hai....ya nahi dikha sakte hai

  • @explomoton
    @explomoton 2 ปีที่แล้ว +1

    In my case employer contribution towards nps added Rs 60000 with my gross salry but get rebate u/s 80CCD 2 Rs 50000 is it ok?

  • @dharmendrakumarupprimaryte9194
    @dharmendrakumarupprimaryte9194 2 ปีที่แล้ว +1

    Main mai high security able ke karan mai login nahi kar pa raha hoon password dalne ke bad adhar otp nahi pa raha hai 🙏 help me. How I can login my account

  • @hemalathanarayanamurthy6222
    @hemalathanarayanamurthy6222 ปีที่แล้ว +1

    Mam, I have entered Rs.150000/- under 80C. When i entered Rs.30,000/- under 80CCD(1B) it says ' Warning: Total of chapter VIA deductions entered is more than deduction details given by employer. Please reverify'. What should i do?

    • @ssgmail3239
      @ssgmail3239 ปีที่แล้ว

      Same here. Madan is here just for views. Replied to no one

  • @dip1512
    @dip1512 ปีที่แล้ว

    Please clarify for NRI also taxation available or not?🙏🙏

  • @rautamit8436
    @rautamit8436 2 ปีที่แล้ว +1

    thank mam

  • @nimeshparmar6262
    @nimeshparmar6262 ปีที่แล้ว

    Mem agar state government employee ka jo salary me se nps ki katouti hoti he wo 150000 se upar benefit milta he?

  • @manojjain3261
    @manojjain3261 2 ปีที่แล้ว

    Atal Painsion yojna ke contribution ko 80ccd(1b) mai claim kar sakte hai ya nahi

  • @sandipnshinde6504
    @sandipnshinde6504 ปีที่แล้ว

    All 80c section have 150000 limit or individual different

  • @pinakinsolanki9049
    @pinakinsolanki9049 ปีที่แล้ว

    Hello good evening madam mere nps me 80ccd(2) ke tahet 212252 mng share hai itr me 182000 le raha to wah kyu 212252 from 182000 le raha to krupa kar ke guide kare.

  • @Basavantkutre
    @Basavantkutre 2 ปีที่แล้ว

    just wanted to know if the below sections will help me to save tax. Please let me the below if my understanding is correct or not.
    Section 80CCD(1): Under this subsection of the Income Tax Act, contributions made by the government, private or self-employed individuals to National Pension System or Atal Pension Yojana are eligible for tax deductions of up to ₹ 1.50 lakh in a financial year.
    Section 80CCD(1B): This subsection permits an additional tax deduction of ₹ 50,000 over and above the contribution made under Section 80CCD(1).
    This way if invest 2 lacks in the NPS this year. Will this entire amount help me to save tax amount? or will I only be eligible for Section 80CCD(1B)?
    I am a salaried employee. Please note I have reached Section 80C 1.50 lacks limit.

  • @ANKITKUMAR-qj3cl
    @ANKITKUMAR-qj3cl ปีที่แล้ว

    mere NPS govt contribution 81615 h..
    Yh 81615 taxable salary me include nahi h ..
    Kya 81615 ko 80 CCD(2) me as deduction use kr skta hu?

  • @rishikeshmohapatra8200
    @rishikeshmohapatra8200 9 หลายเดือนก่อน

    What is the maximum limit in 80ccd2

  • @bhavikparekh7114
    @bhavikparekh7114 6 หลายเดือนก่อน

    Mr. X, an employee, has contributed INR 1,50,000 Under section 80C and self contributed under 80CCB (1B) of INR 50,000. Further Employer has also made contribution under 80CCD(2) of INR 50,000, then what will be the total deduction for Mr. X?

  • @alokmcahimt
    @alokmcahimt ปีที่แล้ว +3

    Many thanks for fruitful video and helping to understand every minor things.. I was having doubt that Additional 50k in 80CCD(1B) and 150k in 80CCD(1), but looks like I have already covered 150k in 80C so not eligible for 80CCD(1).. Please confirm.

    • @bitwamet
      @bitwamet 10 หลายเดือนก่อน

      if you have 80C already covered 1.5lakh then no point investing in 80CCD(1) for tax benefit but you can get the benefit interms of investment but PF itself is 80C so consider that from both employee+employer

  • @J.P.S.Sahota2405
    @J.P.S.Sahota2405 9 หลายเดือนก่อน

    Hello. Does deduction Rs. 50000/- of 80CCD(1B) linked to any calculation ?
    Thanks.

  • @ankitshakya7
    @ankitshakya7 6 หลายเดือนก่อน

    Mam can i file itr without adding employer contribution in gross
    Salary becoz in 26as employer contribution not reflect.. Plz help

  • @motivsuccess88
    @motivsuccess88 2 ปีที่แล้ว +2

    Hello, good video.
    Could you please explain to me whether home loan prepayment is eligible for Section 80C tax benefits.

    • @vivekrao514
      @vivekrao514 ปีที่แล้ว +1

      Yes payment of home loan construction is eligible, but for extinction of house is not eligible for 80 c

  • @arunnramgirwar4189
    @arunnramgirwar4189 ปีที่แล้ว

    80C agar 150000/- complete ho gaya ho aur 80ccd(1) ki amount hum 80ccd(1B) me le sakte hai kya

  • @nemarambansa
    @nemarambansa ปีที่แล้ว +1

    80CCC- Employees + Employer Contribute.
    80CCD(1)- Employees + Employer Contribute.
    80CCD(1B)- Extra benifit for NPS persons only (50,000)
    80CCD(2)- Employer Contribute.
    My Question- 80CCC me Employer Contribute Alag se nahi milta kya jesa ki 80CCD(2) me milta hai.
    Plz tell me 🙏

  • @Kuldeep327
    @Kuldeep327 ปีที่แล้ว

    State government employee ka nps 78000 hai kya ise 80C 28000 or 80 CCD 1B me 50000 me daal sakte hai ?

  • @Saumitra_Sasmol
    @Saumitra_Sasmol 2 ปีที่แล้ว +2

    Can 80 CCD(1) contribution be split into 2 part. One part for 80C and other part for 80ccd(1).Exam- Contribution for a cent gov employee to 80c is 120000 and nps contribution is 80000.Can 80000(30k+50k) be split like this-
    80c=120000+30000=150000
    80ccd(1) =50k

    • @Sir_Samir_Raj
      @Sir_Samir_Raj 2 ปีที่แล้ว +1

      Same confusion...
      Have you got any update on this?

    • @kubdekai
      @kubdekai ปีที่แล้ว

      Same confusion

  • @dibakardas8882
    @dibakardas8882 ปีที่แล้ว

    Having GPF account.... Can claim 50000/- under section 80CCD(1)?

  • @chandan403
    @chandan403 ปีที่แล้ว

    PPF Is under which section ?

  • @premdevk.v.8480
    @premdevk.v.8480 6 หลายเดือนก่อน

    What is the maximum limit for 80 CCD(2)...?

  • @dineshkumawat9284
    @dineshkumawat9284 ปีที่แล้ว

    Still confused, earlier i was nps employee now i am ops employee can i take rebate of 50000 by investing in nps tier 1 account under section 80ccd(1)b

  • @vinod19801
    @vinod19801 2 ปีที่แล้ว

    Madam mai agar 50000 nps mai dalu tho kya pura deduction mil jayega

  • @abhishekagarwal89
    @abhishekagarwal89 หลายเดือนก่อน

    Can I claim Section 80CCD2) and 80ccd1b both as state government employee - Tier 1 and tier 2
    150000 + 50000= 2 lac

  • @priyanshchoudhari5280
    @priyanshchoudhari5280 ปีที่แล้ว

    Mam, can we directly use 80ccd 1b instead of first using 80ccd 1 as 80 cce limit already exhausted by other investments

  • @NeerajGupta-zw8rc
    @NeerajGupta-zw8rc 11 หลายเดือนก่อน

    Hi.. if a person is deducting more than 10% of salary in NPS due to arrears and total deduction becomes more than 1.5 lac... then entire amount will be treated as rebate or only 1.5 lacs?... Also employer's contribution will also be more than 14% in that case... What about that?

  • @ER-xc2ef
    @ER-xc2ef ปีที่แล้ว +1

    This is really confusing.
    My question :
    What is maximum deduction for 80 C+ 80 ccd (1) + 80 ccd(2) + 80 ccd ( 1b)
    Is it 2 lakh or 80 ccd ( 2) cam execeed 2 lakh?

    • @saurabhpandey7828
      @saurabhpandey7828 10 หลายเดือนก่อน

      Same question bhai

    • @saurabhpandey7828
      @saurabhpandey7828 10 หลายเดือนก่อน

      Same question bhai

    • @saurabhpandey7828
      @saurabhpandey7828 10 หลายเดือนก่อน

      Same question bhai

    • @ER-xc2ef
      @ER-xc2ef 10 หลายเดือนก่อน

      @@saurabhpandey7828 I have answer as I did some research:
      Well here there are 2 aspects to invest in NPS:
      1. Self contribution under Sec 80CCD( 1b) Rs 50,000.
      It means under 80 C the limit is 1.5 lakh + 80 CCD (1b) = Rs 2 lakh is the limit.
      2. The next part is stating " Employer contribution" . It means a few of the companies i.e. Private companies have started to deduct contributions from employees via monthly payroll. It's optional not mandatory where employer may ask in the start of year at time of investment declaration.
      In Govt companies this option is available in most of the organisation.
      But looking at the name " Employer contribution" doesn't mean Employer will also contribute like PF...The answer is NO. The name Employer contribution means companies offer the option to Employer to deduct certain % from monthly payroll.
      In monthly payroll, the calculation is up to 10% of salary ( Basic + DA).
      The limit is up to 10% of individual salary.
      Now in a few companies, there is an option to choose %.
      Let's say in your monthly salary, although you want to opt for NPS but don't wish to contribute till 10% then the employer also provides an option let's say 3%, 5%, 7.5% and 10%. Again, the % may vary companies to companies. This calls under Sec 80CCD (2)
      By this you are eligible to contribute via monthly payroll
      Lastly, let's say you have opted for Employer contribution under 80 CCD (2) and you feel you want to invest more than yes, you have the option to contribute over and above in 80 C under Rs 50,000 as maximum limit.
      It means you have considered your employer to deduct + self contribution up to the limit of 50 K.
      Both the benefits you can enjoy.
      Let me know if this point is now clear ?

  • @noyo_2195
    @noyo_2195 2 ปีที่แล้ว +2

    80 CCB( 1b) ka 50000 deduction tab milega jab nps mein contribution 2 lac se jyda Kiya h otherwise nhi ..... Ye baat nhi batayi mam ne

    • @onwaitabhi
      @onwaitabhi 2 ปีที่แล้ว

      Aisa kaha likha hai

  • @sourabh070289
    @sourabh070289 9 หลายเดือนก่อน

    80cc(b1) agr 80ccd1 ka 150000 lakh se jyda ho hoto 80ccb1 me le sakte hai kya.......aur nahi to NPS me konsa account open krwaye

  • @samifdk
    @samifdk 11 หลายเดือนก่อน

    My investment in ppf+lic is 150000 can i invest 50000 in nps to claim 80ccd 1b

  • @tthewanderer778
    @tthewanderer778 ปีที่แล้ว

    Hello mam
    Can govt contribution to nps of an employee be counted in his gross income?.

  • @vivekvlogs2729
    @vivekvlogs2729 ปีที่แล้ว

    Agar us employer ke share ko add krna h upar gross me to fr kya benefit h usko add krke niche minus krne ka figure to same wahi rehgi thda parkash daliye mam isoe

  • @modernchanakya543
    @modernchanakya543 2 ปีที่แล้ว

    I am self employed person if i file ITR WILL IT CREATE PROBLEM IF I INVEST IN NPS?

  • @SunilThakur-qd3hl
    @SunilThakur-qd3hl 2 ปีที่แล้ว +1

    Iam state govt employee and my deductions are 12% to my epf account. Same 12% my employer contribute in which 8.33% share goes in my epf account and 3.67% goes in nps account. Can I take benifit of employer share of 3.67% in ccd2 nps

  • @SunitaKalra-e4y
    @SunitaKalra-e4y ปีที่แล้ว

    is 80CCD(1) equivalent to 80CCD(1A) ?

  • @SandeepYadav-xh5yp
    @SandeepYadav-xh5yp ปีที่แล้ว

    एक Salaried employee 80ccc मे 1.50 lakh की saving (LIC and other insourance) से complete हो गई और उसका NPS भी 70 हजार 80ccd(1) हैं तो क्या वह इस 70 हजार की छूट 80ccd(1b) में ले सकता है क्या, please clear

  • @deepeshchoudhary7821
    @deepeshchoudhary7821 ปีที่แล้ว

    यदि किसी राजकीय कार्मिक का nps में स्वयं का कुल अंशदान 80000 है, क्या वह 3000 80ccd(1) एवं 50000 80ccd(1b) में दिखा सकता है..? कृपया स्पष्ट करने का कष्ट करे....

  • @sonugharu20
    @sonugharu20 ปีที่แล้ว

    PPF - 15000
    Post office saving-15000
    Nps - 70000 from salary deduction
    Lic-50000
    Total =150000
    80ccd ib main saving karne ki laye kha saving kare

  • @ananthabagubaahubali6896
    @ananthabagubaahubali6896 ปีที่แล้ว

    A state government employee under cPS scheme employer contribution as per 80CCD2 is 10%
    When deducting, should that amount be shown in his gross salary?

  • @hiteshdesai5354
    @hiteshdesai5354 10 หลายเดือนก่อน

    Hello Madam, my wife is state govt employee and her NPS contribution amount Rs.70000 which was deducted from her annual salary , and She is investing Rs.150000 in PPF account , so in this case can she claim as below , 80C ( PPF) - Rs.150000 and 80CCD (1B)-Rs.50000 - ( which was deducted from her annual salary ) .
    Or she has to do additional Investment in NPS tier1 account to get the 80ccd 1b benifit. kindly request you to clarify . Please do the needful.

    • @sscmaths2478
      @sscmaths2478 9 หลายเดือนก่อน

      Same query

    • @MahenBora
      @MahenBora 6 หลายเดือนก่อน

      is query ka ans. pata chala ?

    • @hiteshdesai5354
      @hiteshdesai5354 6 หลายเดือนก่อน

      No ​@@MahenBora

  • @ateebkhan6626
    @ateebkhan6626 ปีที่แล้ว

    can I can distribute my NPS contribution into 80 C and 80 CCD (1B) for ITR.

    • @MahenBora
      @MahenBora 6 หลายเดือนก่อน

      got any answer to this ?

  • @golurawat3167
    @golurawat3167 ปีที่แล้ว

    Meri mummy ki lic ka premium me paid kr ta hu uska claim le sakta hu ye confirm kr do

  • @shrikantbhatia3097
    @shrikantbhatia3097 2 ปีที่แล้ว

    IN SEC80CCD(2)... HOW MUCH WE CLAIL

  • @akitarodrigues1212
    @akitarodrigues1212 ปีที่แล้ว

    Maam i have 80CCD(1B) rs. 50,000 and also 8CCD(2) RS. 1,03,467 .... Can i claim both?

    • @CAGuruJi
      @CAGuruJi  ปีที่แล้ว +1

      Read This: taxupdates.cagurujiclasses.com/section-80ccd-deduction-for-contribution-to-pension-funds-nps-ayp-by-employee-employer-and-voluntary-contribution/