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- เผยแพร่เมื่อ 28 ก.ย. 2024
- Totoo pala talaga ang sinasabi nila na "bawal magkasakit sa Pilipinas", papaano? Panoorin!
• Hindi talaga namin ina...
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My experiences getting sick in Manila are way better than my experiences in Canada. Instant admission in the ER at a private hospital in Manila versus 6-8 hour waits in hospitals in Vancouver and Toronto. My son had a seizure in Toronto and we waited 7 hours to get admitted. At Medical City in Ortigas he was in a hospital bed 15 minutes after we left our condo.
Yun nga lang po maghihintay ka talaga dito unlike sa Private hospital sa Manila where you will instantly be admitted. Magastos nga lang.
@@Ternz_TV Cost is relative. I also prefer to pay than endure very long waits at a Public Hospital, especially if my son is ill. One thing people also don't mention. I waited 4 hours in ER in Vancouver. I got in but waited an additional 4 hours for a doctor to see me. Apparently there were only two or three doctors in the ER serving who knows how many patients that night. Once the doctor saw me she recommended an Xray and I had to wait several hours for her to see me again.
I guess you are right, cost is relative, if you can afford it, why not. Sadly most pinoys cannot afford private hospitals in the Philippines.
In canada everything is free but as you have said, the waiting time is ridiculous, but based on our experiences sa er/clinic dahil madalas kami, depending on the age and the severity of the illness they can sometimes prioritize you over the others.
@@Ternz_TV I once paid $1,500 at VGH in Vancouver for ER visit which included an Xray. I didn't have travel insurance. That ER visit in 2010 cost more than the money you spent on your two kids for four total days at a hospital plus various blood tests.
@@robocop581 Basta may pera and credit card, good to go, in other countries USA and Canada, Good luck
minsan akong bumisita sa Vancouver BC Canada, nagkaroon ako ng emergency dahil sa allergy. nag-stay ako sa ER for 6hrs (5.5hrs waiting and only to be seen by the doctor for like 15min). you know
how much I was billed? $3000CAD.
now, compare sa experience mo, saan mas mahirap magkasakit?
the FACT is: mahirap magkasakit kahit nasaan ka pa kapag wala kang insurance.
Kung kumuha po kayo ng travel insurance dito lahat po ng nagastos nyo is mare-reimburse nyo. Father in law ko po, ilang beses nagpunta sa clinic, medical lab at prescription medicine, lahat po ay napa-reimburse namin. Ang point po sa vlog ko is sa pilipinas kung mahirap ka parang wala kang option kapag ganyan kalaki ang gastos sa hospital.
@@Ternz_TV so the real issue is the very low income in the Phil, dba?
@emelar185 mahal sa Western countries magkasakit Pati it's not free at all. Marketing lang yang FREE health insurance, but in reality, lahat yan binabayaran through taxes.
Dito nga sa US, we are paying monthly for our health insurance, then when you use it may deductible ka pa na babayaran na pagka mahal mahal ikaw muna ang magbabayad ng deductible mo tsaka mag kick in ang health insurance mo kung ano ang excess ng deductible mo.
@@emelar185 yes po and also the lack of government fundings i guess.
@@christan2423 at least nagagamit ang tax ng maayos di po ba?
Iba ang healthcare system sa pinas. Cash system po to. Iba pa rin sa mga first world country since pinag-aralan na nila ito.
yun po ang nakakalungkot 😔
Commodities OR $ 1:03 ang tingin ng health insurance companies sa mga tao sa western countries.There's no such thing as FREE lahat yan may bayad either from your taxes or your monthly payment sa insurance company.
Maski saan ka na country mahal at kung pwede lang bawal magkasakit
Agree!! mahirap talaga mag kasakit sa pinas.. pag sa manila ka mag sakit doble ang charge sayo.grabe.. kaya necessary talaga ang travel insurance lalo na kung kasama mo ang family mo..
Salamat po sa pagshare ng opinion nyo. :)
@@Ternz_TVMas mura sa Pilipinas. Pag pumupunta ako sa Pilipinas, I make it sure na nakaka punta ako ng dentist, dermatologist o sa anuman doktor na gusto kong magpa konsulta.
@@chessmaster9842 yup mas mura ang mga yun sa pinas pero kung may extended health insurance ka libre na din po ang mga yun dito.
Mura yan, sa Manila, thousands dollars yan, sa ER
God bless you and the fam.
Godbless din po sa inyo 😊
Anong insurance company ang kinuha nyo?
Thank you!
sa british columbia po kami eh si BCAA ang kinuha namin. Try nyo din sa WFG or INDUSTRIAL ALLIANCE
@@Ternz_TV Thank you so much, ingat
Engineer, that is why many of us prefer Canada.
we truly are lucky to be here 😊
Meh, I'd rather invest those tax dollars you pay for Healthcare and get those earnings to finance my private insurance just like in the US. Having only Public system in Canada also makes it very inefficient. I live in HK and we have Universal Healthcare and free medicine plus access to Private Hospitals.
@@robocop581 Every healthcare system has its own pros and cons. There's no perfect system.
@@jetaimefidelisYou obviously missed my point. Having Private Healthcare frees up the Public system. What you said is pointless and just masks the weakness of the Canadian Healthcare system. I'm not knocking the Quality of Canadian Healthcare but rather the shortage of it.
@@robocop581 I got it. Getting to that route would reduce waiting time, increase health quality, and improve resource allocation. But here is my point, there is no strong system that is better than the other. Every healthcare system has its strengths and weaknesses. Strong government regulations and oversight would be essential to maintaining a fair system.
Dapat dinala mo sa St. Luke’s BGC, Baka dehydrated??, complete ba ng vaccines?? Bago lumabas ng Canada, get all necessary vaccines. Very important!!!
Kumpleto naman po. Nasa N. Ecija po kami kaya malayo po kami sa St. Luke Eh.
@@Ternz_TV Mahirap sa province dahil hindi pa modern the equipment, unless sa Manila modern, that’s why, it’s expensive in Manila, plus Yong Doctors Hindi basta basta, it’s business, but I think as long you have money, anywhere in the world, you need money!!! Again, Health is Wealth, maraming anak, maraming gastos, pero may allowance Ang mga bata sa Canada??
@@marianeil6630 may natatanggap po ang mga bata mula sa governmemt dito po sa Canada
Dapat may travel insurance anywhere you go, Mura lang naman depends on your age, gamitin yong credit card, but reimbursement is very hard. Keep all the receipts
Tama po kayo :)
@@Ternz_TV That’s why rich is better than being poor!!!
The best to visit in the Philippines is during the month of January, February and March, the best I think, you are avoiding Dengue mosquitoes bite, always have mosquitoes spray, during rainy season, COVID-19 still here, Dengue likes children and older people which is low in immunity in the body. Always wear a mask inside airline, alcohol and wash the hands always. Don’t touch the face, updates your vaccines, malaria it comes in tablets, Thypoid fever shot good for two years. Always see a Travel clinic and doctor for your kids, Travelling is very expensive.Asia has different bugs, due to air pollution, poor infrastructure. For your information Tuberculosis is exploding in the Philippines, it’s free the test and treatment in the Philippines, but most of the Filipino is not doing this. This is contagious and it will kill the person.
Tuberculosis will kill the person, sometimes there is no sign and symptoms.
@@Ternz_TV Before travelling update and gets booster shot for Covid19
Mura na iyong 36K PHP out of pocket for 2 kids na nagkasakit. Mabilis at tama naman ang treatment, gumaling sila. Swero agad mga kids mo sa Pinas dahil dehydrated sila na life threatening sa mga bata, pati iyong pneumonia o sepsis. You get what you pay for. In US, most of us prefer private health insurance over high taxes, most of us do not like the government managing our money and our healthcare. I'd rather manage my own money and healthcare than giving a lot of it to the govt. We also have county govt-run clinics and hospitals in the US but most choose private so we have options. Magkano ba ang travel insurance na binayaran mo versus doon sa nagastos mo? Sulit ba iyong travel insurance?
At least may system pa din po US unlike sa Pilipinas na philhealth lang ata and from what I heard hindi pa ganun kaganda. Sulit naman po kasi $361 sa travel insurance and yung medical expenses umabot ng $950plus. So nakatipid kami essentially ng $600 because of travel insurance.
@@Ternz_TV ah, sulit nga at least nakatipid ng 600 cad. TY.
Travel insurance ko ay naka built in sa credit card ko
@@Londolozi2020 ano pong credir card yan?
@@Londolozi2020 ako, 50K USD car rental insurance at 1M USD worldwide common carrier travel accident insurance lang at with wells fargo visa. Anong credit card iyong may medical insurance?
Totoo yan…
@@lulucastillo7269 Salamat po sa pag share ng opinion nyo 😊
Kahit saang Bansa mahirao magkasakit even sa US kaya wag mong sabihin Yan sinisiraan mo pa Ang bansang sinilangan nio wag na kaung mag blog ong ganyan napunta lang kau sa bansang nagbibigay Ng sa tingin nio ay angat kau sa huli pilipinas pa din Ang balik nio
hindi po kami nagbabayad dito kapag nagkasakit kami. Hindi din nagbabayad sa qatar ang mga nagkakasakit. Kung may insurance ka sa America hindi ka din mapapagastos ng mahal sa hospital. So papaano nyo nasabi na kahit saang banda mahirap magkasakit?
Naninira ka bro. sa iyong sariling bansa diyan na lang kayo sa Canada at huwag na kayo magpakita sa Pilipinas . shit ! ..
Hindi totoo yun na hindi tayo nagbabayad dito sa canada pag nagkasakit. Binabayaran natin ng advance through excessive tax. Hindi lg natin maramdaman, pero halos maubos ang pera natin sa walang katapusang tax na kinukuha sa atin.
Kaya dapat Po talaga pag magbabakasyon avail nyu na rin ang insurance sa ticket nyu
@@mariadelacruz7202 Tama po 😊
Ageee, sir! Mahirap talagang magkasakit dito sa Pinas especially para sa mga filipinos na walang health card/insurance. And alam ko sir na it wasn’t your intention na i-down ung bansa natin. Nilagay mo lang talaga ung sarili mo sa mga locals dito. At least you feel for many filipinos na hirap. Unlike dyan sa inyo, ung mga citizens dyan covered ung hospitalization nyo. Even in the UK ganyan din. Ganda ng topic mo sa vlog na ito. Thank you for sharing your experience and for reminding us how important it is to get an insurance when traveling outside your home country. Ingat lagi, sir Terence. 😊
Salamat sa comment Jeff.. tama yung observation mo, hindi ko naman dina-down or nilalait ang Pilipinas, for those day nga na nasa loob kami ng hospital meron ding mga naka confine and ang naglalaro sa isip ko "saan kaya nila kukuhanin ang pambayad nila?", maaawa ka na lang talaga pero wala ka namang magagawa, only the Phil government and it's politicians can help the filipinos. Ingat din palagi. Salamat sa panonood :)
pati gwantes, cotton balls, iodine, babayaran. ganyan nanyari sa akin.
@@luzcabrera8855 totoo po yan.. grabe po talaga lahat binabayaran sa pinas
Definitely agree with travel insurance, but don’t be so critical, your kids might have been septic, “INITIAL TREATMENT REQUIRES IVF/ANTIBIOTICS”
agree po. sa gastos lang naman ako napakamot :)
@@Ternz_TV One thing I know, never put a price on your kids health
@@MillieMAS-o5z of course 😊
Ay nako mahirap talaga sa Pinas.Ang mahal talaga.
Kung uuwi ako may travel insurance rin ako.Thanks for the info.
the poor dont complain…. they sont have a choice
This is the sad part of it :(
The PH is only for the privileged talaga kabayan. Kaya sana matupad padin pangarap ko na mag Canada and maging Canadian citizen 😭😭
claim po natin yan na sana matupad 😊
Totoo yan nakakatakot magkasakit at magpa dr. sa Pilipinas ang ibang dr diyan sa atin parang ginagawang business ang pangagamot lalo na sa private na experience din namin yan sana magkaroon ng batas tungkol sa mga dr na ganyan na parusahan.
maraming salamat po sa pagshare ng opinion nyo 😊
Inoperahan ako 260k pero 12 pesos lang binabayaran ko dahil sa insurance. Wag mong lahatin.
can you share your story po
Wala silang immunity sa Pinas. Ingat sa tubig at sanitation.
@@juggiedelacruz9173 yun nga po sabi ng mga kakilala namin kaya wilkins lang iniinom po nila kaso nilagnat pa din 😔
Correct ka dian dollar sign kayo sa Pinas!
Papaano naman po yung mga hindi kayang mag-bayad? Nakaka-awa po sila :(
Sinabi mu pa par!
Musta na par? Welcome to the channel :)
Mainit in the Philippines, so the treatment is different, life and death yan.
Nag kasakit ako sa Pilipinas last February four days ako sa St. Luke’s 117, 302. 80 pesos.
@@yolandatorres235 ang mahal 😭
iba ang presyo pag alam nila may pera ka :)
@@yendoranuca ganun ba yun 😔
@@Ternz_TV yessir! well usually.. unfair naman to generalize it.. glad your kids were fine though..
Check nyo po company insurance nyo. meron Travel Insurance coverage yan.
sabi nga nila meron daw po pero hindi ko pa natse-check
Talagang mahirap mag ka sakit talaga sa Philippines
Ako kapag nag tatravel any where I usually get travel insurance, I am already 70 yrs old. When I went to Vancouver last February 2024 I took my travel insurance in the Philippines for 3 1/2 months and I paid almost 4k.
Thanks for sharing your story po :)
Definitely, Sabi nga ng nakakarami: "Dahil magastos mag-kasakit, bawal mag-kasakit" Many people are getting sick, Many people are confined, and many people are struggling in their pockets. Always protect your trip with "Travel insurance" is absolutely necessary for our well-being to reduce the huge financial risks of travel such as accidents, illness, missed flights, canceled tours, lost luggage, theft, terrorism. So folks, let's all be careful. My prayers are with you. God bless us all! 🙏⛪🏥🏠
Thank you for the wonderful comment. God bless po :)
mahirap din magkasakit sa ibang bansa,, sabi nga nila "bawal magkasakit". Thanks for sharing.
totoo din po yun pero may ibang bansa like sa qatar libre din po ang hospital 😊
@@Ternz_TV Dahil sa insurance card pag residents at may work ka dun at pag maganda din ang insurance card provided by your company. Nag work ako dun sa UAE ganun free ang in-patient and pag out patient ka meron lng minimal fee na over the counter for check up and certain percentage sa gamot na bbayadan like 10% for example.
mahal po sa vancouver canada ang cosultation doon sa doctor 60 dollars ang aking nabayaran
ngayon po nasa 100 na... kaya maganda po kumuha ng insurance pagdating dito
Glad to see you again TLG.
@@JERMTB tagal ko nang hindi nababasa yang handle na yan 😂
@@Ternz_TV hahah dyan kita mas kilala bro grabe those were the days. Kakamiss din ah pag may idle time browse lang at makikipag bardagulan sa pex haha
Tama sa mahal ng fee the doctor at hospital .kawawa Lalo na MGA mahihirap Kasi sa atin kung Wala Kang Pera Hindi ka gagamutin .Hindi katulad Dyan sa Canada at US at IBA pang Bansa may bikini gay Silang insurance sa atin may Phil health NGA matatanda pero maliit lang binibigay samanatalang Ang laki ng Pera ng Phil health Kasi sa atin karamihan corruption Hindi napupunta Ang Pera sa MGA may sakit .Sa atin puro Pera parang Wala Silang pagmamahal sa Buhay Ng taong bayan.😥😥
kaya nga po nakakalungkot ang sitwasyon sa Pinas 😔
Just subscribed. Hi pede malaman insurance company kinuha nyo when you went to Philippines vacay? thank you!
@@garybomvlogs4831 BCAA po kasi nasa british columbia kami 😊
Buti okay na mga bata. Sa Pilipinas, bawat galaw sa hospital or clinic may bayad kaya travel insurance is a must. Hopefully your next vacation will be less stressful!
yung last week namin bro talagang pinahinga na lang namin para hindi na kami magka aberya sa byahe pauwi. Totoo yun dapat talaga may travel insurance ka when going outside of canada
You’re definitely right. The weather is the culprit. At pagod.
I for one gets sick for about 1 week like flu like symptoms (the truth is I have fibromyalgia) so any changes in weather in systems naapektuhan ako. Travel insurance is good idea lalo na sa
May Mga bata. I’m glad that’s all they endured and nothing else na serious. And for sure have the children grow up more before returning to Philippines. Actually even kahit saan na overseas vacation. Ingat lagi. And thank you for sharing your experience. 🙏🫶
Thank you po, God bless you din po 😊
hirap na tlga sa pinas😢 haiyst ung 1k parang 100 😅😢
@@ChistyinCanada totoo yun.. parang atm ang wallet na naglalabas everytime ng 1K 😅
Pera Pera na lang karamihan sa hosp natin .😢😢
totoo po yun 😔
Tama po talagang mahirap dito sa pinas magka sakit, dahil subrang mahal
totoo po yun 😊
very informative, alam na namin sa susunod na magtravel kami. anong travel insurance po yung ginamit nyo? umuwi din po kami sa Pinas November last year, buti na lang awa ng Diyos walang nagkasakit samin.
BCAA travel insurance po ang sa amin since nasa British Columbia kami (BC), try nyo pong mag inquire diyan sa lugar nyo. May ibang mga travel insurances din like Industrial alliance or WFG.
Thanks @@Ternz_TV
God Bless always watching yòu Sir from caĺoocan
Salamat po sa panonood 😊
Thank you po sa pa shout out sir Ternz, anak ko po si TJ, salamat po sa tulog mo sa anak ko❤
Anak nyo po pala si TJ, walang anuman po 😊
Very timely and useful and video nyo. Salamat! Based ako sa US, sa California yung family ko. Ano ba ang name ang Insurance company nga kinuha ninyo? We are also planning to spend Christmas in the Philippines. TIA!
Canadian based company po siya eh at provinced based po siya, I dont think meron nito sa USA. BCAA po yung kinuhanan namin ng insurance.
@@Ternz_TVWould you be able to share your experience on how you filed your insurance claim with the company? Were fully reimbursed? I bet maraming interested especially mga balikbayans planning to visit the Philippines or other places abroad. Salamat po!
@@Sk8ter_GuRL-d3jcall your health insurance customer service and find out if your plan covers for international travel. I was not aware of this perk until I was admitted at St Luke’s BGC for 4 days in 2018. All hospital expenses were reimbursed after the claim was settled.