Always insightful and I love how you keep it real! This is a fantastic program but needs someone (like you) with a lot of experience managing the process. The key to a successful HPAP transaction...is actually the parties the buyer chooses to represent them...Realtor, Loan Officer and Title Company!
@CoffeeWithColeman Have you heard that in refinancing, you must refinance mortgage and HPAP loans together and not split it up? My daughter just purchased through HPAP she said that she can not refi until the HPAP loan is paid off. Have you heard of that? That seems to defeat of purpose getting help if you can't refi to lower interest rate.
If me and my partner *not married*are getting a preaproval together can I qualify for the hpap on my own if both of our incomes together disqualify us?
I believe I’ve read an article from u about HPAP where u mentioned the mortgage payment must be 28% of your income, which effectively make me house poor. Is this still the case?
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Always insightful and I love how you keep it real! This is a fantastic program but needs someone (like you) with a lot of experience managing the process. The key to a successful HPAP transaction...is actually the parties the buyer chooses to represent them...Realtor, Loan Officer and Title Company!
hi there, can you eventually sell or rent when you have a hpap loan? Do you have to wait years to do so?
Sounds like a good plan to buy a house
In your opinion what’s the difference between HPAP and NACA? Which is better? I’ve tried both, but not having very much luck.
Q: what happened with your hpap? I’m thinking of applying
Question? Can you refinance your home on HPAP while paying it off.
Yes - you can refi while you have HPAP
@CoffeeWithColeman Have you heard that in refinancing, you must refinance mortgage and HPAP loans together and not split it up? My daughter just purchased through HPAP she said that she can not refi until the HPAP loan is paid off. Have you heard of that? That seems to defeat of purpose getting help if you can't refi to lower interest rate.
@@rowesheila9652exactly I’m a little concerned with this
If me and my partner *not married*are getting a preaproval together can I qualify for the hpap on my own if both of our incomes together disqualify us?
I believe I’ve read an article from u about HPAP where u mentioned the mortgage payment must be 28% of your income, which effectively make me house poor. Is this still the case?
What are the names of some banks that accepts HPAP members?
I have been a co owner with my husband and now divorced and am at a much lower income level.
Would I qualify as a first time buyer?
John why do it take so long...I know some one who was suppose to close at Dec and then it got change to Jan now still waiting...don't make sense
Everyone got excited about the new amounts and there’s a log jam getting all the applications through.
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