WATCH THIS BEFORE YOU START YOUR APPLICATION | Canada Immigration - PNP & Express Entry

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  • เผยแพร่เมื่อ 15 ก.ย. 2024
  • UPDATE!!! IELTS RESULT IS VALID FOR 2 YEARS!
    I'm so sorry if what I said confused you. I figured out while creating the video on my process & timeline that IELTS result validity did not change or was never updated. It has always been 2 years 😁
    IRCC - www.canada.ca/...
    CIC NEWS - www.cicnews.co...
    IMMIGRATION PATHWAY - www.canada.ca/...
    PROVINCIAL NOMINEE PROGRAM - www.canada.ca/...
    ELIGIBILITY TO APPLY (EXPRESS ENTRY) - www.canada.ca/...
    SINP - www.saskatchew...
    SINP PNP with KUBEIR - / canada.sinp
    LANGUAGE TEST for SKILLED IMMIGRANTS - www.canada.ca/...
    WHAT IS ECA? - www.canada.ca/...
    PROOF OF FUNDS - www.canada.ca/...
    NOC - www.canada.ca/...
    NOC SEARCH - noc.esdc.gc.ca/
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ความคิดเห็น • 81

  • @poepwintphyu1649
    @poepwintphyu1649 3 หลายเดือนก่อน

    Hi Kimmy, it is very helpful and really thanks that you made this video.

  • @realtalker8982
    @realtalker8982 ปีที่แล้ว

    Trueee! Thank God there is Miss Kimmy Espinas, you're a big help. Thank you very much ❤

  • @mwesigwajonathan7575
    @mwesigwajonathan7575 ปีที่แล้ว +1

    Thanks Kemmy 😊. This is very helpful and thanks for doing the video in English.

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      I'm happy you find it helpful. Thank you, too!

  • @oshindeep
    @oshindeep ปีที่แล้ว +1

    Hi, thank you for a very comprehensive content. By the way, I recently took IELTS-GT last Feb. The assessment is still valid for 2 yrs.

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      Yes, thank you for this. I corrected that on the next video I uploaded. I learned later on that the 2yr validity still remains and the 1yr validity did not really happen for IELTS. I think I should just leave a note on the description for that, so others may not be confused with what I said here. ☺️

  • @user-zm1ou6or2n
    @user-zm1ou6or2n 2 วันที่ผ่านมา

    Hello Kimmy ask ko lng application nmin PGP my posibilidad bng ma deny kmi 21 months n un application nmin khit minsan hindi p ng i email s min maliban s biometric tpos n kmi salamat

  • @Upliftments101
    @Upliftments101 ปีที่แล้ว

    Very informative, thank you so much

  • @fabioa.gomezs.6327
    @fabioa.gomezs.6327 5 หลายเดือนก่อน

    Thank you, very good info, ... y muy útil, me gustó y me suscribí 😊 gracias.

    • @kimmyespinas
      @kimmyespinas  5 หลายเดือนก่อน

      gracias ☺️

  • @heidiafrica4026
    @heidiafrica4026 ปีที่แล้ว +1

    Good day po! Thank you for this video, it's very informative, especially for someone like me who's just starting to collect all the required documents. On the other hand, correct me if I'm wrong po, I think, IETLS is valid for 2 years and the proof of funds should have been maintained for 3 months prior to SINP application. Thank you!

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      Hello, YES!!! IELTS is valid for 2years. I should (but forgot) update that on the description. haha, I figured that out when I was creating the video where I shared my process and timeline. Thank you for mentioning this! And for the POF, yes it should be maintained for 3mos, but I opened a new bank account for this and I read somewhere on IRCC before that account should be at least 6mos old (not the funds, just the account) so yea, I may have mixed-up my thoughts on that. 😁 Thank you, and good luck on your application ☺️

  • @laudfam
    @laudfam 11 หลายเดือนก่อน

    New subscriber here Kims. 😊 Thank you for this very informative guide. We are just on the process of collecting our requirements with the faith that we can lodge soon. Btw, just want to ask if POF only covers the bank statement? What if a lot property but still on mortgage? Would that count? Any idea? Thanks.

    • @kimmyespinas
      @kimmyespinas  11 หลายเดือนก่อน +1

      Dapat liquid ang POF, mortgaged property or any fixed asset is not considered as proof of funds. POF’s as described should be readily available to you - meaning you can withdraw, hold, spend the money or if using dividends/stock; dapat ma prove mo na meron regular pumapasok sayo na pera. Pinakamadali talaga is savings/checking account with the required POF amount.

  • @weareyoungfamily5746
    @weareyoungfamily5746 ปีที่แล้ว

    My husband is a licenced Medical Technologist ,do you know he would have to re license to work as a Medical Technologist in Canada?

  • @jhenalerta9708
    @jhenalerta9708 7 หลายเดือนก่อน

    Hi Miss Kimmy..Yung proof of funds po ba kelangan from the very start ng app is buo na sa acct mo..for example 800k ilalagay namin sa joint acct namin magasawa..or kelangan po paunti unti mo ilagagay yung 800k sa loob ng 6mos?

    • @kimmyespinas
      @kimmyespinas  6 หลายเดือนก่อน

      kailangan buo na sya even before you start your application and ideal na hindi nyo sya magalaw until nomination. kasi number 1, kelangan may maturity na 3 or 6 mos ang balance na equivalent to your required POF. Dapat namaintain nyo yung average balance for 3 to 6mos (depending on your pathway/requirement) pag nagsubmit kayo ng POF document. And just incase ireview ng immigration officer yung POF nyo, dapat buo padin sya. Until you get your nomination or approval, dun palang technically na makakahinga ka na sa possible reviews ng immigration sa documents na pinasa mo.

  • @AnnDominiqueTumuran
    @AnnDominiqueTumuran 4 หลายเดือนก่อน

    Hi maam kimmy, my husband and I have been watching your videos before we pursued our canadian pr journey nkakainspire po talaga kayo. We have created our EE profile and have submitted letter of interests to some pnp programs. However our crs school is low around 312 lang po, both nurses. Given with this score, do we have a chance to get invited po ba?

    • @kimmyespinas
      @kimmyespinas  4 หลายเดือนก่อน

      Ideally and based sa qualifications, at least 400 dapat yung score to get an invite. Pwede mo ma increase yung score/credentials mo if you get hight points on IELTS, or if you can get a job offer. Pwede rin, you can try and search for pilot programs or occupation in demand na mga pathway since nurse kayo pareho ni husband. Sure yon that you will get an ITA if makakuha kayo ng job offer. ☺️ mataas ang demand for nurses dito, dito lang sa SK, hirap talaga hospitals dahil kulang sa tao.

  • @IRENELUMANG
    @IRENELUMANG 9 หลายเดือนก่อน

    pwede po ba mag create ng seperate NOC sa gckey, kasi 5 years sa purchasing manager and 5 years in civil engineering for 10 years

    • @kimmyespinas
      @kimmyespinas  9 หลายเดือนก่อน +1

      You can put all your different NOC's under 1 application. No need for separate profiles for different NOC. I'll take my profile as example; with my 12 years of work experience, I had 4 different NOC's and yung latest NOC ko was not my main NOC for application. :)

  • @weareyoungfamily5746
    @weareyoungfamily5746 ปีที่แล้ว

    So should our employers write a job letter outing our job description?
    Wouldn't that suggest that we are planning to keave the company?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Usually on employment contracts or job offer or letter of appointment, your jo description and duties will be listed and detailed there. If you don't have a copy of this and you wouldn't like to let anyone from work to know your plans to apply for immigration, you can just ask a copy of this from your Human Resource department and say that you would just like to have a copy and keep it in your personal file.

  • @happydayvlogs7503
    @happydayvlogs7503 หลายเดือนก่อน

    Hi Ms Kimmy! May chance po kaya mkareceive ng ITA kahit walang relatives sa Sask and nasa 60plus lang ang points?

    • @kimmyespinas
      @kimmyespinas  หลายเดือนก่อน

      @@happydayvlogs7503 based sa guidelines ni SINP, 60points ang minimum to get invited… as long as your NOC is in demand, technically meron kang chance. On previous draws, mas mataas sa 60 yung scores ng nainvite. Yung draws ng June & March is 88 and 89. The last draw where they sent ITAs to EOIs na 60 was August 2023. May chance parin, pero talagang pasensya and tyagaan maghintay kung kelan ulit sila mag draw ng 60
      here’s the link for EOI draw results for SINP, for reference.
      www.saskatchewan.ca/residents/moving-to-saskatchewan/live-in-saskatchewan/by-immigrating/saskatchewan-immigrant-nominee-program/browse-sinp-programs/applicants-international-skilled-workers/international-skilled-worker-eoi-system

  • @IRENELUMANG
    @IRENELUMANG 9 หลายเดือนก่อน

    regarding po sa employment here sa pinas, pwede ba COE lang ibigay sa express entry or may format na dapat sundin?

    • @kimmyespinas
      @kimmyespinas  9 หลายเดือนก่อน

      yes, pwede COE. Yung format naman walang requirement, as long as it is on Company's letterhead. Ang need lang is to have the Company's address and contact details. Basically dapat official document and traceable yung document. Pwede mo rin isubmit yung ITR or BIR 2303 as additional employment reference.

  • @uyimusoe7490
    @uyimusoe7490 ปีที่แล้ว

    If I have combined fixed deposit with one months interval that makes up my proof of funds. Does the three months count with the later or the former?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      Average amount in your account in 3 consecutive months should match the required POF. In example, the POF needed is 20kCAD your Jan-Feb-Mar balances should be at least 20k-20k-20k.

  • @olivernacion3287
    @olivernacion3287 6 หลายเดือนก่อน

    Clarif mam. You said, or I must have been confused, that POF (bank certification) will only be required after I receive the ITA but the funds, for submission must have there already at least 3 months and account at least 6 months?

    • @kimmyespinas
      @kimmyespinas  6 หลายเดือนก่อน

      your required POF must be maintained in your bank account or at least you have been maintaining the average balance that is equal or better yet, should be more than your required POF. Depending on your pathway or requirement, usually they require that you have maintained that amount for at least 90 days by the time you submit or upload your POF document.

    • @olivernacion3287
      @olivernacion3287 6 หลายเดือนก่อน

      @@kimmyespinas Thanks mam Kimmy. More power to you.

  • @md.gugoal1990
    @md.gugoal1990 ปีที่แล้ว

    Hello kimmy , i am an electrical engineer. Having experience gor 8 years. But my masters is in social science faculty. If i claim engineering 21310 as noc which is matched with my bachelor but isnt theres a chance to reject my application beacuse of claiming point of masters. My masters is not relevant with my noc and bachelor.

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Your educational background should match your NOC and you should also have a work experience related to the NOC that you are claiming. Probably it would be better if you claim for an NOC that will be related with your Social Science Faculty Masters and submit a proof that you have work experience under that category too. Even if you have 10 years of total work experience and say you have 7yrs engineering experience and 3 years for Science Faculty, that should be fine.

  • @realtalker8982
    @realtalker8982 ปีที่แล้ว

    Miss Kim, re reference letter from my previous jobs lahat yon puro corporate jobs and 2021 when i changed career ( hospitality ) and up to present yan ang nature ng job ko. Magkakaroon ba ng issue sa noc matching sa application ko yung mga previous corporate jobs ko? kasi idi-declare yon sa form

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      I think wala naman, based on what I know, as long as you have at least 2 years experience sa idedeclare mo na NOC, and as long as it matches your bachelor's degree okay yun with SINP.
      for reference, yung NOC ko rin for my work experience is iba iba, pero yung bachelor's degree ko is related with all the NOC's sa work experience ko. Magkaiba lang satin kasi most recent or current yung NOC mo when applying, so I guess mas okay yan. Kasi ang una ko intindi dun sa guidelines sa SINP, yung most recent, pwede naman pala hindi as long as na meet mo yung criteria nila na 2yrs exp and aligned sa bachelors mo yung current work mo.
      2010-2011 (diff NOC)
      2011-2017 (NOC that I used to apply)
      2018-2022 (diff NOC)

    • @realtalker8982
      @realtalker8982 ปีที่แล้ว

      @@kimmyespinas thank you very much!

  • @weareyoungfamily5746
    @weareyoungfamily5746 ปีที่แล้ว

    What do you mean by employment references,should we tell our place of employment, we are planning to migrate?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      employment references are just proof of employment/proof of job experience. because you need to prove that you have qualified experience with your NOC on your application. Its not necessary that you tell your current employer that you are in the process of immigration application. You can just submit a copy of your employment contract, income tax returns/filings that you have, notice of promotions or certificate of employment references. It's just really any proper document which proves that you had that "work experience"

  • @audriandbernice1473
    @audriandbernice1473 ปีที่แล้ว

    @kimmy clarification lang po, so kung Banking and Finance and degree ko pero ang naging occupation ko is sa Call center, meaning hindi related ung tinapos ko sa naging work ko, possible po na maging ineligible po ang result ko for my sinp ee application?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Hello @audriandbernice1473 , I really could not answer this question. Pero based from what I know, read and gathered from others' stories, kelangan related ang educ background sa work experience, and sa declared NOC.

  • @marymielletabunar8521
    @marymielletabunar8521 ปีที่แล้ว

    Eto hnhnp ko kung ano unang gagawin .. slamt madam ..

  • @joannamararac5438
    @joannamararac5438 8 หลายเดือนก่อน

    FRIENDS NA TAYO ATE KIMMY! 😊❤ New sub here 🎉

    • @kimmyespinas
      @kimmyespinas  8 หลายเดือนก่อน

      Yay! thank you 🥰

  • @thefrontlinersbandsg4307
    @thefrontlinersbandsg4307 ปีที่แล้ว

    Hi po! sa pag create ng express entry profile po ba magkano ang ededeclare na proof of funds kahit hindi kasama ang family? Thanks po! stated po kasi doon na kahit hindi kasama ang member ng family included pa din po sa funds?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +2

      yes, kahit hindi mo kasama ang family, counted parin sila to determine kung magkano ang POF. Ang explanation kasi ng IRCC dito is kahit hindi mo sila kasama, considered parin na kailangan mo sila i-support financially even if hindi mo sila kasama pag land sa Canada. So if 4 kayo in total sa family at kahit ikaw lang ang aalis, ang POF mo is kung ano yung required for a family of 4.

    • @thefrontlinersbandsg4307
      @thefrontlinersbandsg4307 ปีที่แล้ว

      @@kimmyespinas Maraming salamat po sa sagot🙂

  • @bishwambarbarman6783
    @bishwambarbarman6783 ปีที่แล้ว

    I have launched my SINP EOI before my ECA and IELTS results. Is there anything wrong if I score better results than mentioned in EOI profile ?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      I haven't heard of a case where someone gets declined for having higher IELTS vs EOI. I suppose there is no problem with that, bec when you receive your ITA, you would have to type in again your IELTS Score and upload your test result. It's usually okay to update your profile to claim for higher points.

  • @IRENELUMANG
    @IRENELUMANG 11 หลายเดือนก่อน

    I would like to ask regarding Wes, i am married now do i need to use my married name in registering to WES? Or i will use the maidens name since my school credential name after it

    • @kimmyespinas
      @kimmyespinas  11 หลายเดือนก่อน

      You can use your married name when registering with WES. I did the same too, I registered with my married name but submitted my university transcript that is on my maiden name.

    • @IRENELUMANG
      @IRENELUMANG 11 หลายเดือนก่อน

      @@kimmyespinaslast question po need ba ng school ko magsend ng original TOR or pwede na po iyong certified true copy? Mas matagal po kasi magrequest ng original kaya lang worry ko po baka di pwede CTC ipadala sa Wes

    • @kimmyespinas
      @kimmyespinas  10 หลายเดือนก่อน

      kailangan sealed and signed ang ipapadala mo sa WES. Need mo talaga mag request from the school ng new copy. In my case, hindi pinadala derecho ng university sa WES yung TOR ko, I had to get the sealed, signed and stamped copy from the Uni and send it thru DHL to WES. You have to give your school yung letter that you can download from WES upon creation of your account to request for TOR na ipapadala sa WES. Ganun talaga, kailangan natin ng mahabang pasensya sa paghintay sa lahat ng process na pagdadaanan kahit etong pagkuha ng TOR lang. weeks din binilang ko bago ko nakuha yung TOR ko, naipadala sa WES hanggang sa mareceive ng WES yung TOR ko.

  • @natteemanathitikarn9617
    @natteemanathitikarn9617 ปีที่แล้ว

    For the work experience 2 item Is that means the job that I have worked before submit EoI
    1.within 5 year - 10 pts.
    2.within 6-10 year. - 5 pts.
    So, I worked in my home country more than 10 years I would get 15 pts. Am I correct?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Yes, correct. I had the same years of work experience and had 15points for it. ☺️ Just make sure that it is at least full 10 years before you submit your EOI.

  • @judahadejare
    @judahadejare ปีที่แล้ว

    Do you have to first have both IELTS and WES evaluation before launching your application at all? Is it possible you start your application and upload your IELTS later before the 60 days application period closes?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      Yes, I had my results with me before I created my profile. It's best to have them ready with you before application so you accurately claim points based on your actual IELTS score or WES evaluation.
      If you claim for higher points on your EOI vs your actual score with IELTS and WES... meaning your actual CRS score is lower, then there is a high chance that your profile will be ineligible.

    • @judahadejare
      @judahadejare ปีที่แล้ว

      @@kimmyespinas I appreciate your responses.

  • @shashagirl8161
    @shashagirl8161 ปีที่แล้ว

    Hello kabayan. Just watched your vidoes which is very timely for me I'm on my process of express entry. Ive done IELTS and on process of ECA. I want to ask more questions on you. PLEASE. How can I reach you kabayan? I am from Cagayan Valley and not heard of anyone who exprienced applying for Express Entry first. PLEASE🙏🏻

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Hi, @shashagirl8161 Thank you! :) I also replied to your question on your other comment. 🤗

    • @teamRodriguez8
      @teamRodriguez8 8 หลายเดือนก่อน

      @shashagirl8161 how's your application po? How can i reach you po? just want to ask more questions po ? Thank you

  • @nintaijoel6439
    @nintaijoel6439 10 หลายเดือนก่อน

    Hi Kimmy yes we are friends now,thanks for your efforts.I’m currently in Dubai working as Customer service at airport. Please I have a Diploma in Banking and finance but I only have experienced in Customer service occupation. Please which NIC should I used that is Account clerk or customer service the one I have experienced thanks for your time

    • @kimmyespinas
      @kimmyespinas  10 หลายเดือนก่อน

      Heyaaa @nintaijoel6439 I'm really not sure how to answer your question. I also have limited knowledge on the NOC matching. Anyway, in your CS occupation/experience were there any chances that cashiering/opening accounts/collecting payments/or preparing bills or invoices or something relates is one of your responsibilities? If yes, I suppose you can relate that with your diploma of banking & finance, you just have to make sure that it is clearly stated on your job description/reference. If not, what I can suggest is to find the right NOC that matches your CS experience then on your transcript or diploma, if you have business management or anything that can be related to CS, that may work. But before you submit any application you can try to send an email to the province that you are applying to or to IRCC to inquire about your diploma and your work experience if that is okay with the qualifications. It usually takes 3-7 business days before they respond but they may be able to give you some more information on how you can proceed with your application. Hope this helps! :)

    • @nintaijoel6439
      @nintaijoel6439 10 หลายเดือนก่อน

      Thank you so much for your reply, yes I prefer choosing CS as NOC title and also on my transcript there’s Business and Finance as department.I did all the business couse but specialized in level 2 to get the diploma.

    • @nintaijoel6439
      @nintaijoel6439 10 หลายเดือนก่อน

      Thank you so much for your reply, yes I prefer choosing CS as NOC title and also on my transcript there’s Business and Finance as department.I did all the business couse but specialized in level 2 to get the diploma.Thank you so much I will contact IRCC for a certain feedback before I applied thanks.

  • @czarinamadel12
    @czarinamadel12 ปีที่แล้ว

    Hello sis kim. Where can i reach you? I have few questions po thanks!

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Hi! you can email me at hellokimmyespinas@gmail.com

  • @teamRodriguez8
    @teamRodriguez8 8 หลายเดือนก่อน

    Hi mam kimmy, just received my ITA. Can i message you po for more tips and guidlines for the process. Thank you in advance.

    • @kimmyespinas
      @kimmyespinas  8 หลายเดือนก่อน +1

      Hello @teamRodriguez8 you can send me an email at hellokimmyespinas@gmail.com limited lang din knowledge ko sa process, based lang mostly sa experience ko and medyo hindi lang din ako immediate nakaka respond sa email, but i'll try my best to reply when I'm able. :)

    • @teamRodriguez8
      @teamRodriguez8 8 หลายเดือนก่อน

      @@kimmyespinas Good day Ms Kim, Happy New Year!!!,
      before I submit my final ECA application at WES. I would like to clarify regarding my NAME that I will encode on the application form. What will I encode in my education section if I WAS SINGLE WHEN I WAS STUDYING do i need to encode my SINGLE NAME as shown in my diploma and transcript? . While in my personal information section I will encode my MARRIED NAME as shown in my immigrant application. THANK YOU.

  • @syedzakirullah5826
    @syedzakirullah5826 ปีที่แล้ว

    Mắm what’s after sinp oid nomination?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      I'm not really familiar with the OID process, but I have talked to someone before and they said they are expecting their biometrics instruction after OID nomination.

  • @overthinkermompreneur
    @overthinkermompreneur ปีที่แล้ว

    Ilang months po na processing ng PNP niyo?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว

      Heyaaa! SINP took 9mos to process (during pandemic with delays) - but including my preparation before submission, it took me 10mos.
      you can check out this vid where I shared my application process and timeline ☺️ hope this may help.
      th-cam.com/video/-qnf60V5BK4/w-d-xo.html

  • @michellesmith1470
    @michellesmith1470 ปีที่แล้ว

    Hello dear please help me, find a visa sponsorship job

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +2

      Hello, I personally don't know a company or agency that can provide you this, but based from what others are doing, they are looking for job openings at Canada Job Bank, you just have to find an employer or company with LMIA. Hope this helps ☺️

  • @fhereyOcaba
    @fhereyOcaba ปีที่แล้ว

    Mam can u make vlog about ur proof of funds pano nyo ni presenta ...thanks mam...

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +2

      Actually yung POF na sinubmit ko is "Bank Certificate" lang ng savings account. I just made sure that the total amount in my savings account exceeded the required POF. Nag request lang ako sa bank branch ko, which is PNB, ng Bank Certificate, then yun lang pinasa ko. Dapat lang naka letterhead ng bank and may clearly identified contact details si bank sa letterhead. Pag nag request ka ng Bank Statement sa bank, hihingin lang nila purpose and adresee, the purpose I gave was "Immigration Application" and will be addressed to IRCC and I got the address of IRCC from its website din ata or google search lang din. ☺️
      If you have multiple POF to have the build the total amount required, pwede naman. If you are married, pwedeng savings account mo plus savings account ni husband. If you have investments, pwede rin yon basta hindi time bound or hindi yung time deposit.
      Hope this helps! I'll try to cover documents preparations, medyo challenge lang to figure out pano ko ippresent kasi mostly, unique to each applicant ang pag produce ng iba ibang requirement.

    • @fhereyOcaba
      @fhereyOcaba ปีที่แล้ว

      @Kimmy Espinas thanks mam.....samin kc may 3 yrs na kami na account sa bank since yung kotse namin is financing and tapos na namin nabayaran nung Feb this year...OK kaya yun?yun ang gamitin hulugan nalang namin ulit? Or need namin mag open ng new account?

    • @kimmyespinas
      @kimmyespinas  ปีที่แล้ว +1

      Okay na yung existing account mo, mas better yun than opening a new one. You just need to fund it with your required amount for POF ☺️

  • @Angel-ie4cg
    @Angel-ie4cg ปีที่แล้ว

    "Promo SM" 😂