अगर 2 या 3 साल जमा करने के बाद अगले 10, 15 साल तक सरेंडर या मैच्योरिटी तक लेता हैं तो क्या nav ke अनुसार पैसा मिलेगा या पॉलिसी बीच में ही फॉर क्लोज होकर केवल फ़ॉर क्लोज अमाउंट मिलेगा
Not clever option to club your investment and insurance. Better take term policy for adequate life cover with or without riders. Basic sufficient floter sum insured Health insurance is must for entire family after that opt for top-up cover for maximum sum insured with minimum premium. We must maintain all class of investments seperately.
Sir, मैं every month 20K pay karna chahta hun only 5 years ke liye, Please batayiye ki 10-15-20 Saal me Kitna paisa banega. Aur agar मैं 8 Saal baad paisa nikalu to kitna nikal sakta hun aur uss samay kya percentage rate milne ke chances hai.
aaj ki date me 1000000 cover enough hai. insurance and investment kabhi bhi merge nahi karna chahiye. better sip karo and pure term plan lo minimum 50 lakhs and maximum ur package on the basis of financial plan.
Aapka idea accha hai aur aajkal market me yahi trending hai. No doubt ki ek term insurance lena hi chahiye. FOR SIP, mera maanna hai ki ULIP is also not bad. The reason is, SIP ke jab hum return calculate karte hain tab hame ek big gross amout dikhta hai without any deductions but usme bhi MF Expense ratio se lekar LTCG tak sabhi expenses/Taxes hain. ULIP me bhi Admin charges se lekar fund management charges ye sab lagte hain BUT, ULIP me Kuchh cheese extra hai, I.E - 1- Insurance Cover (mortality charges are refundable at maturity), 2 - Tax saving with Section 80c and section 10(10) D (in case of 10 time risk cover option), 3 - Apart from the assurance of LIC, it also protects us from the constant increase in capital gains tax imposed by the government.
Aap apna krwaiye na...bhagwan na kre kch ho...agr hota h toh aapke baad aapke bachhe ko mil jayga....but apne bachhe k naam loge toh premium aapke baad kon bhrega vo waste jayga!
Sir jisa ki apne btaya ki share market plan s connect h to jb hamara maturity time pura ho jyega to jb paisa ane ka time hoga...to aisa to nhi hoga ki share market k value k hisab s market up ho ya down ho...uska hisab s paisa kaat k mile
Why can't you take an average percentage and give one best example for better understanding, but it's well understand that ULIP is market risk of NOT a irrelevant.
Agar apko kam amount ka premium Lena h or ek decent return chahiye to apko index plus Lena chahiye, aur agar ap 4000 rs uper premium bhar sakte or returns me jyada risky chahiye to siip le sakte hai
Mai already sip AC krti hu matual fund me But yeh lic ka plan lene ka soch rhi hu But thori confusion hai qki mujhe 5year k liye hi leni hai, after 5year bonus include hogi kiya
LIC Lifetime Free Credit Card Benefits Videos -
th-cam.com/video/kqrJEcqpgmo/w-d-xo.html
Maine 15 years wala liya hai, is video se sara doubt clear ho gaya
Agent ne bonus commission kitni di hai ??
Single premium hoga index plus mein?
@@rahulvlogs3865 agent commission deta h???
@@kiyash9535 noo
Yes@@isht2358
Very nice vedio आपके सभी व्हिडिओ बहुत ही आच्छे n easy hote है
Bahut hi saral bhasha me sajha Diya aapne pura plan ..thanks
Sir kon sa option best h flexi growth or smart flexi growth orr 2nd question sip le ya index pluse😊
1.Flexi growth is better, 2. Dono achha hai ,konsa bhi le sakte hai
Flexi Growth
Index plus 873 me Rider add kar sakte he kiya
Better than mutual fund
Ji sir ye policy assign ho jaygi
Very good sir bohat badiya explain kiya
Pls confirm will we get.tax rebate for buying this ulip plan
अगर 2 या 3 साल जमा करने के बाद अगले 10, 15 साल तक सरेंडर या मैच्योरिटी तक लेता हैं तो क्या nav ke अनुसार पैसा मिलेगा या पॉलिसी बीच में ही फॉर क्लोज होकर केवल फ़ॉर क्लोज अमाउंट मिलेगा
Video dekh le saare daut clear ho jayega
Policy close ho jayegi
Thank you sir for provided detailed information. This is not good policy ever...Mutual fund is better than lic...
But mutual fund is not giving insurance coverage...
Ye mutual fund ka agent hoga😂
Mutual fund tax kate... Kintu ekane noi..
Ye bhi mutual fund hi h sarkar
10y ka lene par kya premium bharte hue 7y par vidroh karte hai to dubal peyment mile gi
sir koi 60000 yearly policy leta h or 1 kist hi paid karta h to policy inforse rahegi na or maturity me kitna Amount milega
Agar policy 25 years ki lete he aur usame 6 saal bad pura paisa nikale to kya kuch fark padega means penalties jesa
Additionally charges included into premium?
Maturity is Tax free?????
Very nice plan risk + investment both but in mutual fund only investment
Isme agent ko kitna %milta h
Jo charges deduction hoga vo baad me refund ho jaayega ?
इसको मैने अपने लिए भी लिया है
Bhai apne guarantied addition kya hota hai explain nhi kiya. Please do, Thanks
Pichle mahine ye plane chalu Kiya hai 2500 monthly. Smart growth fund lic kaisa hai sir plz bataye. From Nagpur
Plz contact me .. I'm a Lic Advisor from Nagpur
@@shraddhasdiary5553 thanks mam
@@riteshdhavad9847 pls share your contact details
Very nice presentation.
Income tax slab kya hoga index puls me
Will there be any tax on the maturity amount?
No tax on maturity when we go with the 10 times insurance coverage option.
Annual premium 1 lak kya he alaga se Kay he
Thank u sir u explained everything very well.
Bahut sundar Sir
Akash sir ager 6 shal primium pay karne ke bad policy ko sarender karte he to hamara bhara huva primium he vo pura vapis milega?¿????
Yes, also you will get market benefits!
@@krishnainc.6842 thankyou
Yes + bonus
Yes
Mane ye policy li h 5year ki 3year barne h 120000 per year 5year ke baad kitna payment milega
LTCG kitna lagega Sir
Not clever option to club your investment and insurance. Better take term policy for adequate life cover with or without riders. Basic sufficient floter sum insured Health insurance is must for entire family after that opt for top-up cover for maximum sum insured with minimum premium.
We must maintain all class of investments seperately.
Can U PLS suggest some gud health insurance plan
@@purnimanetam7264 care health insurance
Sir, मैं every month 20K pay karna chahta hun only 5 years ke liye, Please batayiye ki 10-15-20 Saal me Kitna paisa banega. Aur agar मैं 8 Saal baad paisa nikalu to kitna nikal sakta hun aur uss samay kya percentage rate milne ke chances hai.
Aap mujhse contact kar sakte hai
Lic me policy Lena he to batyega
Sir 5years dabal milega
बढिया आकाश सर 🌹💞
80c deduction is available of premium we paid ?
If you take 10 time risk cover
aaj ki date me 1000000 cover enough hai. insurance and investment kabhi bhi merge nahi karna chahiye. better sip karo and pure term plan lo minimum 50 lakhs and maximum ur package on the basis of financial plan.
Aapka idea accha hai aur aajkal market me yahi trending hai. No doubt ki ek term insurance lena hi chahiye. FOR SIP, mera maanna hai ki ULIP is also not bad. The reason is, SIP ke jab hum return calculate karte hain tab hame ek big gross amout dikhta hai without any deductions but usme bhi MF Expense ratio se lekar LTCG tak sabhi expenses/Taxes hain. ULIP me bhi Admin charges se lekar fund management charges ye sab lagte hain BUT, ULIP me Kuchh cheese extra hai, I.E - 1- Insurance Cover (mortality charges are refundable at maturity), 2 - Tax saving with Section 80c and section 10(10) D (in case of 10 time risk cover option), 3 - Apart from the assurance of LIC, it also protects us from the constant increase in capital gains tax imposed by the government.
Excellent explanation
Sir 15 saal me 2500 permonth ke hisab se kitna return aayega
Investing Rs 2500 for 15 years at 12% annual interest will get you 11,89000/-
@@avijitnebu9276क्या यह सही जानकारी है।। प्लीज बताए
Nice illustration, good
5sal bad surrender karva sakte hai kya
जी हां
Thanks sir ❤❤
Bhai main apka Paisa index plus mai Paisa lga skta hu acha return ayega
Pwb rider available hai kya isme
Very good plan by lic
5 साल जमा करके पूरा ले सेट h कोइ pesa kateha to nhi
Nahi katega
.
Nhi koi amount deduct ni hoga infact aapko kuch bonus include hoke millega
Fund value jo hoga wahi milega 5year complete hone ke baad milega
@@Umeshkumar-x1w8y Correct
Sir ye plan koi 6 month ke baby ko diya jaye. Aur kisi Karanvash proposer ko kuch ho jaye to aage ke primium lic bharegi kya
Aap apna krwaiye na...bhagwan na kre kch ho...agr hota h toh aapke baad aapke bachhe ko mil jayga....but apne bachhe k naam loge toh premium aapke baad kon bhrega vo waste jayga!
Hii
2500 par month wali policy ko 6 year me surrender karne me lagbhag kitna ammount aayega
@aakashgargofficial pls reply
@aakashgargofficial please reply
Age ke upar depend karta hai ki aap kitne ke age me liye hai
Sir jisa ki apne btaya ki share market plan s connect h to jb hamara maturity time pura ho jyega to jb paisa ane ka time hoga...to aisa to nhi hoga ki share market k value k hisab s market up ho ya down ho...uska hisab s paisa kaat k mile
Loss hone ka change jada hei....
very nice sir
Sir fist 15 din k andar cancel karma hai ho 2500 vapis milega kya maine 2 din pahale kiya tha ab muze cancel karne ka man hai
Same details giving all TH-cam channels, but include examples with IRR and XIRR Percentage also
% is not fixed. So giving an example with some random percentage is irrelevant.
Why can't you take an average percentage and give one best example for better understanding, but it's well understand that ULIP is market risk of NOT a irrelevant.
9% u can assume
Sir can you brief me with IRR & XIRR % for own understanding as im newly joined lic agent 🙏
How to avoid fund allocation charges
You are just awesome 🎉
Thank you so much 😀
Bhai Puri video me...kitne percent charge lagega aapne km se km 50 bar se adhik charges ko kh rhe ho
Ye policy ke maturity pe LTCG (Long Term Capital Gains) deduct hota hain kya?
No if invested under limit of 2.5 lac annual
Sir very nice information❤
Thanks and welcome
charges bahut jyada nahi lg rage alag alag charges ke naam pe !?
Siip le ya index plus dono m se kisme jyda return mil skta h
Agar apko kam amount ka premium Lena h or ek decent return chahiye to apko index plus Lena chahiye, aur agar ap 4000 rs uper premium bhar sakte or returns me jyada risky chahiye to siip le sakte hai
4000 thousand pr month in idex plan for 25 year..how much maturity?
Call kare
It's depend upon NAV VALUE
Sir ktna milega
I have done also 4000 per month for 25 years
Very nice information
Good
Agent ko kitna commission milta hai
Sir inme under 80C ka benefit milta hai
Yes
Is total maturity amount is tax free
If your investment is 2.5lac per year
Maturity amount ...pe tex lagega kya?
No
No
Charges bhut h .... isse axe direct lic share m invest kro
Acha
Aapko pata hona chahiye ki agar direct Lic k. Share lete hai to aapko kafi nuksan ho sakta hai.
Sir mai 1 lakh invest karne ka soch Raha hu is me risk hai ya nhi thik se bataiye please
Hai
VERY good... Nice 👍
Policy agar 1 sal tak chala to Kaya hoga
Thx..sir ji kuch apps hai Kiya market up down dekh soku
Money control
Commission.???
mene 5000 ka plan Liya Hai after 5 year agr mein surrender krta Hu to Kitna value milega
6lac
Agar min. 15% bhi markrt grow krta h to...3 ka 6
Sir 873 plan ke liye lic form kis no ka fill karna hei bataye thanks
but no risk cover
Sir 10 times le ya 7 time thik rhega
10
Per month 3000 5 year me Kitna amount mileage sir
Ap ko chart bhej sakta hu. Agar app Anna number do to
Great video sir
SIIP OR INDEX PLUS WHICH ONE IS BETTER ?
Index plus
Kya I index plus mai tax benefits hai
Hanji.. index plus ki maturity bhi tax-free hai.. until apki yearly premium 2lacs k andar hoga
Can we pay just 1 premium and leave for 5 years
Yes
Good information sir
Income tax benefit hi ki nahi
Well explained
Isme accidental benifit hai ki nahi
Nahi
Maine 2500/ per month lagay hai mai apna status kaise or kaha per chek kar sakta hoo
Lic digital app
GST lagta hai ispe ?
Noo
Which website is used to create this type of video can you guide
Please check our complete course on how to make this type of videos on a
Www.aakashgarg.in
Mutual fund me 500 se start hota he.... ! LIC Me 2500 Mly minimum start hota he isliye log nahi Intrested hote....😮
Par sip me insurance nahi hota sir
Life insurance ke liye kar sakte hai ....Fix return bhi assured hai. ....sip me wo nhi hai.....kuch faayda hai to kuch ghata bhi hai
Why you skip charges?
All charges are shown in the video. But not covered in detail
Sir lic ka new plan 874 par bhi video bna do plzzz
Thanks
Maturity=?
Thanks sir
Nice information
Very nice ❤
आकाश सर जी हरि ॐ
Monthly NACH POLICY GRECE PERIOD KITINA HOTA HAI
15 Days
Mai already sip AC krti hu matual fund me
But yeh lic ka plan lene ka soch rhi hu
But thori confusion hai qki mujhe 5year k liye hi leni hai, after 5year bonus include hogi kiya
This plan is not bonus plan....this is market base...so NAV base...partial withdrawal kar sakte hai
5 sal bad nikalenge to nuksan nahi hoga na?
Good policy
Superb
Lic great
भाई मैने 4000 rs महीने का 25 साल का प्लान लिया है। इसमें पूरा होने पर मुझे कितना फंड मिल सकता है?