HINDI MADALI AT MINAMADALI MAGKABAHAY SA CANADA | BUHAY CANADA
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- เผยแพร่เมื่อ 21 มิ.ย. 2024
- In this video tatalakayin natin kung gaano kahirap o katagal magkaroon ng sariling bahay sa Canada at kung bakit kailangang mag-ipon nang maayos bago magdesisyon. Tutukan natin kung paano ito nakakaapekto sa mga mangungupahan at sa mga pamilyang naghahanap ng tahanan. Alamin kung paano makakamtan ang pangarap na magkaroon ng sariling bahay sa isang bansang may mataas na cost of living.
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💖𝒜𝓁𝓌𝒾𝓃 𝒶𝓃𝒹 𝐸𝓂𝓂𝒶 💖
Sa canada lagi tanong ng mga pinoy may bahay na kayo. Buying a house is not a race huwag ipilit kundi ready
Tama si Kuya Ramon, avoid utang as much as possible and try to save as much as you can for down payment. Every penny counts dapat ang mentality when you are determined to buy a place of your own. I know for sure na you and Emma will execute your plans smoothly, kayo pa ba?! 😃
good decision. Invest in yourself muna. Upgrade your skills para mas madaming opportunity, then pataasin un per hour. Yun iba kasi bumibili ng house and car pero hindi naman iniimprove un sarili nila or d na nagupgrade, kaya no choice, either baon sa utang or mag double or triple job na tapos sasabhin puro daw trabaho lang sa Canada.
good advise, puro upgrade sa skill dito sa canada, goal mapataas yung per hour
Okay yung mindset and attitude nyo sa pagbili ng bahay. It is best to wait for a few reasons: (1) restrictions on non-PR or citizens are still in place (2) if you are still considering changing jobs, mahirap pa ma-determine kung saan maganda mag-settle (3) you want to make sure you have at least 20% downpayment and enough savings for unplanned expenses.
Regarding starter homes, they are okay, but just make sure it is on a good location and that you like it enough na in-case hindi agad ma-benta or mapa-rent eh okay pa rin kayo to stay there. Problem with starter homes (unless you can pay off with cash), eh bayarin pa rin ito and will affect how much you can save for the home you really want. Not to discourage, but just want to provide another point of view.
Labas kayo ng calgary ng konte at makakabili kayo ng decent house on a decent price😅 may kotse naman kayo
No to condo or townhouse
Mas maganda talaga pag detached ang bahay
Bili kayong bahay pag PR na kayo, pag na PR na kayo pa approved muna kayo sa bangko para malaman nyo kung magkano ang pwede nyong ma loan.
Very Good Advice
Bad timing ang pag bili ng bahay ngayon dahil mahal kaya ipon muna at wait lang
House-goal, why not..ganun naman po ang isa sa mga priorities, for that in God's time❤🎉🎉.... happy watching
if more people saved their income tax refund and gst checks and bought stocks in 2019 stock drop, by now you could possibly have more than $10k thats how powerful of compounding interest. and you can buy things in cash instead of borrowing.
simple lang yan, depende sa income nyo at credit score ang pwede nyong bilhin na bahay.
We exist on credit here in Canada - Good credit is a must -
Do it only pag me ipon na to pay uutanging purchases for easy return purposes lalo na.
Hindi po credit score ang dahilan kung bakit onti lang papa loan ng bank, yung debt to income ratio nyo ang reason, at how much ang downpayment. Car loan nyo is a big factor, and if your goal is to really buy kahit condo, you'll have to stop buying unnecessary stuff, eat at home, no vacations. Pay off your debt. Tsaka hindi lahat ng tao sa Canada may utang. Ang dami na videos how to get out of debt and stay out of debt. Kelangan lang talaga decipline.
You build your Credit FICO score and you must be on stable job for 2-3 years. Plus 5-10% downpayment.
Sorry guys, mga 2 yrs pa lang kau but tila napapasarap kau sa food intake. Hirap ibalik ang tamang healthy look pag as lalo pang napasarap ang eat here , eat there. Hope u can take suggestions on many matters for easy maging relax kau for good success.
Idol ko yan 😆
Tambol tambol tayo dito sa Munich..haha. Always watching sa vlog nyo...
$1600 to $2K na renta, konti na lng para pala kayo nagbabayad ng mortgage ng may-ari ng bahay.
Walking ang jogging na lang kesa bike. 😁
Hindi pwede walang utang. Hindi gagalaw ang credit score pag walang utang. Basta make sure na yung debt to income ratio ay balanse. Ok na muna yan 1 car kayo, pag ginamit ang credit card, bayaran agad. Wag muna masyado shopping, mag save ng pang dp.
Pwede na daw ba ulit bumili ng bahay ang hindi pa PR and Citizen.
Today ns condo kmi kinuha ng son k 10 yrs ago and now he’s planning to sell it to get a townhouse
Costco, Canadian tire, walmart, cabellas, bass pro, okay presyo ng mga bikes. Pang professional cyclist yung shop na naputahan Kaya mahal.
sir Civil Works po ba ang Auto Cadd nyo ? or meron pa iba discipline line hvac or fire pro ?
Ako patambol tambol lamang nagkabahay din - Swertehan lamang!
Mahal ang bahay ngayon at interest watching fr Calgary
Saan po kayo sa calgary? :D bago lang po kami dito, baka magkalapit lang po tayo hehe ❤
mga pang trail yang bike na yan kaya mahal.
🎉🎉🎉🎉🎉
Is it still ok to enroll as caregiver here sa pinas for 6 months then get an experience.is it still doable to come there?
Sa barnes blackfoot kau tumingin ng motor boss
There was a time any person can buy a house in Canada and living in rental accommodations was a matter of choice - No longer 😢 Canada and the West really gone down and declining with the rise of the rest of the world -
ung PR sa care giver po alam ko para lng yan sa mga caregiver na anjan na at nwalan ng trabho hndi po para sa mga parating palang o magaapply palang po..
Read nyo po ang latest announcement na nirelease po nila. 🙂
sir alwin, baka ayaw ni kuya ramon talaga sa camera, huwag mo na pilitin
Kunwari ayaw lang bos hehehe
@@alwinemma😅
bakit po kailangan sabihin bumili ng bahay,sabagay kung tumama ka ng lotto pwede,pero kung uutangin naman baka pwede po sabihin mangutang ng bahay.kaya iyong ibang lahi nasasabihan tayong mga pinoy laging sinasabing bumili ng bahay pero sa totoo utang naman.
ganun talaga ang tawag. kahit mga ibang lahi ganun ang tawag.
I dont like California Scents...Too strong!
Ramon should have been bought a house 15 years ago. Ramon has no goal in life. Ramon is a procrastinator . He cannot make decision !!
Ramon dont want everything in to detail for his privacy.
Kahit cnu nman hindi basta2x nagsasabi esp when it comes to private life esp to publish in public.respeto lang natin yung tao
JUDGEMENTAL!!!
@@vpaower this guy Ramon live above his means. This guy Ramon has no dream . He is a typical Filipino , No guys no glory. Avoid this guy.A janitor owned a house in America in a short time!
😂😂😂dont judge a person if you dont know him
clarification. nakabili agad sya ng bahay 3 years pa lang pag dating nya sa Canada ( Not recently)😉 21 year na sya may bahay