Fractured markets: the big threats to the financial system | FT Film

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  • เผยแพร่เมื่อ 10 พ.ค. 2024
  • Interest rates are rising; easy money is over; the cracks are showing. UK pensions were the first big explosion. FT experts and financial industry insiders examine where the next big threats to the global financial system lie and explain why when the tide goes out, we can see who is swimming naked.
    Produced, directed and edited by Daniel Garrahan
    #markets #inflation #investing #finance #bonds #debt #centralbanks #interestrates #easymoney #federalreserve #bankofengland #bank #ecb #europeancentralbank #bankofjapan #financialstability #cracks #marketfragilities #financialmarkets
    00:00 - Fractured markets
    00:55 - How we got here
    05:21 - UK pensions: the first crack in the financial system
    11:15 - Where is the next big blow-up?
    14:20 - Cracks in the US Treasuries market
    19:09 - The Japanese government bond market
    22:47 - Reasons to be cheerful?
    24:04 - The outlook for 2023
    See if you get the FT for free as a student (ft.com/schoolsarefree) or start a £1 trial: subs.ft.com/spa3_trial?segmen....
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    ► Follow us on Instagram: / financialtimes'

ความคิดเห็น • 475

  • @oneiljerry9460
    @oneiljerry9460 ปีที่แล้ว +988

    I don’t know how but you’ve managed to package an unbiased analysis that is more entertaining than the sensationalized segment of economic and financial news. Thank you for your efforts to be the signal and not the noise. I understand that the economy is in currently in a downturn and that we must wait for the stock market to recover in order to break even and make a profit.

    • @alexyoung3126
      @alexyoung3126 ปีที่แล้ว +2

      As hard as it may sound you can plan for the recession. If you are working, find extra work and get an Invest--advisor. Protect your deposits by having enough cash in short term fixed income. Then cut your expenses. Minimal insurance, cut utilities.

    • @joesphcu8975
      @joesphcu8975 ปีที่แล้ว

      That's why I make it a point to speak with a financial counselor before choosing any investments. I've been using one since the pandemic. using profit-oriented tactics and minimizing risk as a buffer against inevitable downtrends. In addition, they have access to insider knowledge and analysis, making failure virtually impossible for them. I made almost $700K after working with an advisor for over two years.

    • @kimyoung8414
      @kimyoung8414 ปีที่แล้ว +1

      Can you leave your investment planner information and how i can reach out here? I need it badly

    • @joesphcu8975
      @joesphcu8975 ปีที่แล้ว +3

      She is Eileen Ruth Sparks, my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate information about her online, on the off chance that you're interested. I made no regrets about substantially adhering to their exchange strategy.

  • @leondonald
    @leondonald 11 หลายเดือนก่อน +1040

    The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations,I'm still at a crossroads deciding if to liquidate my $338k stock portfolio, what’s the best way to take advantage of this bear market??

    • @berkrix4312
      @berkrix4312 11 หลายเดือนก่อน +3

      Find stocks with yields that exceed the market and stocks that, at the very least, follow the long-term market trend. However, you should get guidance from a financial advisor if you want to create a successful long-term plan...

    • @duane_29
      @duane_29 11 หลายเดือนก่อน +2

      I agree, I've been in constant touch with an Investment advisor for approximately 17 months. These days, it's really easy to buy into trending stocks, but the task is determining when to sell or hold. That's where my advisor comes in, to help me with entry and exit points , I've accrued over $337k from an initially stagnant reserve of $148K all within 18 months.

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk 11 หลายเดือนก่อน +2

      @@duane_29 I need a guide so i can salvage my port-folio due to the massive dips and come up with better strategies. How can one reach this advisor??

    • @duane_29
      @duane_29 11 หลายเดือนก่อน +2

      @@DavidRiggs-dc7jk Having an advisor is essential for portfolio diversification. My advisor is CHRISTINE JANE MCLEAN who is easily searchable and has extensive knowledge of the financial markets...

    • @DavidRiggs-dc7jk
      @DavidRiggs-dc7jk 11 หลายเดือนก่อน +1

      @@duane_29 Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call...

  • @Mr-sweeny
    @Mr-sweeny 3 หลายเดือนก่อน +456

    I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks this year. Hope to make millions in 2024.

    • @Nernst96
      @Nernst96 3 หลายเดือนก่อน +1

      Since risk is at an all-time high right now, perhaps you should be a little more patient but remember the bigger the risk the bigger the results. Alternatively, you can consult a trained financial expert for strategy.

    • @PatrickLloyd-
      @PatrickLloyd- 3 หลายเดือนก่อน +1

      No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

    • @PhilipDunk
      @PhilipDunk 3 หลายเดือนก่อน +1

      who is your advisor please, if you don't mind me asking?

    • @PatrickLloyd-
      @PatrickLloyd- 3 หลายเดือนก่อน +1

      Her name is “Vivian Carol Gioia” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @PhilipDunk
      @PhilipDunk 3 หลายเดือนก่อน +1

      I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

  • @darnellcapriccioso
    @darnellcapriccioso ปีที่แล้ว +978

    Great video! A lot of folks have been going on about a December rally and said stocks that would be experiencing significant growth these festive season, any idea which stocks this may be? I just sold my home in the Boca Grande area and I’m looking to remunerate a lump sum into the stock market before stocks rebound, is this a good time to buy or no?

    • @maiadazz
      @maiadazz ปีที่แล้ว +4

      transportation, e-commerce among other sectors are expected to experience growth, but who knows, the market has been a basket of surprises.

    • @richardhudson1243
      @richardhudson1243 ปีที่แล้ว +2

      @Craig Daniels Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start 2023 on a woodnote financially.

    • @softspaceab4546
      @softspaceab4546 ปีที่แล้ว

      Imaging that we are in 2006-7. Will it be the best time to put your money in the stock market? I don't think so for now.

    • @juanmercado7706
      @juanmercado7706 ปีที่แล้ว

      Buddy you must own a roof...

  • @adenmall7596
    @adenmall7596 ปีที่แล้ว +368

    Inflation is far more harmful to individuals than a collapsing stock or property market because it directly affects people's cost of living, which they immediately feel. It is not surprising that the current market sentiment is extremely pessimistic. In today's economy, assistance is critical if we are to survive.

    • @cloudyblaze7916
      @cloudyblaze7916 ปีที่แล้ว +5

      Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell . My advisorr decides entry and exit commands on my portfoliio, I've accrued over $550k from an initially stagnant reserve of $150K.

    • @evitasmith6218
      @evitasmith6218 ปีที่แล้ว +5

      @@cloudyblaze7916 that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you

    • @cloudyblaze7916
      @cloudyblaze7916 ปีที่แล้ว +4

      @@evitasmith6218you can't really know the full risk rate except you are a Pro. Reason I settled for advisory and guide from a stocks guru, “ELEANOR ANNETTE ECKHAUS”. Never been the same again with my holdings

    • @selenajack2036
      @selenajack2036 ปีที่แล้ว +2

      Thank you for this tip. it was easy to find Eleanor Annette your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

    • @warrenoutley5413
      @warrenoutley5413 ปีที่แล้ว

      I’m from the government and I’m here to help …

  • @MariusNatt
    @MariusNatt ปีที่แล้ว +873

    Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, waiting may not be the best decision for investors. It might sound basic or generic, but getting in touch with a financial adviser was how I was able to outperform the market and raise a profit of $350,000 since Jan 2022. For me, its the most ideal way to jump into the fin-market these days.

    • @ReidCoffman1
      @ReidCoffman1 ปีที่แล้ว +3

      It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will also suggest investors to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

    • @AshtonGrace
      @AshtonGrace ปีที่แล้ว +3

      @@ReidCoffman1 please who is the financial adviser that assist you with your investment and if you don't mind, how do i get in touch with them?

    • @ReidCoffman1
      @ReidCoffman1 ปีที่แล้ว +2

      @@AshtonGrace >My Financial Advisor is Autumn Lynzi Smith I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can look her up online if you care supervision. I basically follow her market moves and haven’t regretted doing so.

    • @Rachelschneider03
      @Rachelschneider03 ปีที่แล้ว +1

      @@ReidCoffman1 I just looked up Autumn Lynzi Smith online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

  • @tateoften
    @tateoften ปีที่แล้ว +1069

    After the market's Significant gains in the last few years after the worst pandemic , officially entered a new
    bear market earlier this year, but .My greatest concern is how to recover from all these economic and global
    troubles and stay afloat especially with the political power tussle going on in
    the US and for sure my
    diversification process but still on fence about the market future

    • @rfbftp123
      @rfbftp123 ปีที่แล้ว

      Gold standard

    • @addizwendtie4534
      @addizwendtie4534 ปีที่แล้ว

      Dont underestimate history - do you think it's worse now than during the cold war or 50 years ago? The market rallied then for decades when the world was 10x worse. When you see an opportunity you have to take a risk.

    • @debstrodovan
      @debstrodovan ปีที่แล้ว +1

      TateUncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

    • @yvonnejoordan
      @yvonnejoordan ปีที่แล้ว +1

      @@debstrodovan The one effective technique I'm confident nobody admits to using, is staying in touch with an Investment-Adviser. Based on firsthand encounter, I can say for certain their skillsets are topnotch, I've raised over $700k since 2017. Just bought my 3rd property for rental. Credit to Yvonne Annette Lively.. my Investment-Adviser.

  • @clintfletcher3507
    @clintfletcher3507 ปีที่แล้ว +76

    With the current problem around the world today I think it's best everyone invest more in digital asset than Saving in banks, anyone you can manage don't live a life with no investment . Just my thoughts

    • @alexgorham7464
      @alexgorham7464 ปีที่แล้ว

      Everybody is concerned about the market going down but refusing to take advantage of it. The best decision I ever made was to investing regardless of the market conditions. I made over 100k. USD with an capital of 5k.USD within 3 months. Trust me guys the market is still very much profitable

    • @alexgorham7464
      @alexgorham7464 ปีที่แล้ว

      Things you can invest In
      👇👇
      Real estate
      Stock
      Crypto
      Bonds

    • @dungmasibay1613
      @dungmasibay1613 ปีที่แล้ว

      @@alexgorham7464 Stocks, bitcoin are falling and bond yields are rising, but markets still don't seem convinced, the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stock portfolio, what's the best way to take advantage of this bear market?

    • @ryanholland2000
      @ryanholland2000 ปีที่แล้ว

      @@dungmasibay1613 Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that the digital market is one of the profitable money exchange services that elevates investors and their financial status.

    • @ryanholland2000
      @ryanholland2000 ปีที่แล้ว

      @@dungmasibay1613 The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable vou make use of a professional like I did. I invested in cryptocurrencies and l'm making a huge profits but this was only possible when I started working with en expert

  • @joesphcu8975
    @joesphcu8975 ปีที่แล้ว +97

    The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

    • @alexyoung3126
      @alexyoung3126 ปีที่แล้ว +2

      .This is still a window-shopping market. But there are a lot of intriguing stocks to watch from a variety of sectors. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

    • @checkforme234
      @checkforme234 ปีที่แล้ว

      When it comes to investing in stocks, one of the biggest mistakes investors can make is throw in the towel right when we hit a bear market bottom and the indexes find support and start to surge. I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K during this dip, that made it clear there's more to the market that we avg joes don't know

    • @lawerencemiller9720
      @lawerencemiller9720 ปีที่แล้ว +1

      @@checkforme234 I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?.

    • @checkforme234
      @checkforme234 ปีที่แล้ว +3

      @@lawerencemiller9720 Personally I work with Eileen Ruth Sparks a registered Investment advisor. Quite renowned, search her name to get in touch.

    • @lawerencemiller9720
      @lawerencemiller9720 ปีที่แล้ว +1

      @@checkforme234 I just looked up the broker you suggested on Google and I'm incredibly impressed with her credentials, so thank you for sharing. I'm going to send her an email right away

  • @FrizzelFry
    @FrizzelFry ปีที่แล้ว +15

    I love when my news is presented with dramatic background music

  • @TSquared2001
    @TSquared2001 ปีที่แล้ว +9

    Always dramatic yet very very accurate

  • @jalepezo
    @jalepezo ปีที่แล้ว +10

    Thank u for posting longer videos so we can get the complete picture, and not just some snippets

  • @jaypatel-xz6tr
    @jaypatel-xz6tr ปีที่แล้ว +21

    To the journalist and people who put together this video, phenomenal job

  • @TempleStudio
    @TempleStudio ปีที่แล้ว +1

    Incredibly up to date with what’s currently happening with SVB

  • @tomdonovan4842
    @tomdonovan4842 ปีที่แล้ว +2

    Excellent report very insightful

  • @SillyTube9
    @SillyTube9 ปีที่แล้ว +9

    Inflation HAS come down. The supply chain is restoring. What Katie Porter’s Congressional hearings revealed, is that over 50% of so-called “inflation” isn’t the result of normal market forces AT ALL. Rather, it’s the result of PRICE GOUGING MONOPOLIES. The solution to that, isn’t higher interest rates. This isn’t the 1970’s or early 80’s. The solution is to BREAK UP these monopolies, and increase competition.

    • @josepedro8968
      @josepedro8968 ปีที่แล้ว

      Sorry for my answer, but I never read such a stupid opinion...

    • @SillyTube9
      @SillyTube9 ปีที่แล้ว

      @@josepedro8968 Perhaps you missed the Congressional hearings, where what I said, was backed up by objective facts. In America, we have a bunch of negative monopolies. There are monopolies in bread making (no, seriously), diaper manufacturing (thus the weird crisis there), trucking monopolies, supermarkets themselves, silicon chip manufacturing, a number of baseline housing construction supplies, etc. We would do well to support REAL capitalism, and increase competition, by breaking up such monopolies, and thereby advantaging the consumer. If you’ve been price gouging your fellow Americans during a global crisis, you’re no better than war profiteers during WWII, and we punished the hell outta them. No reason why we can’t do that again.

    • @EnzoLuka21
      @EnzoLuka21 ปีที่แล้ว

      The world would blow up in very little pieces without nothing else left (including humans) before the corporations responsable for these volatile times are make accountable. Conflict is the only comodity that will increase in the years to come.

  • @jimsully9851
    @jimsully9851 ปีที่แล้ว +6

    Thank you FT. Excellent content.

  • @anthonykatakuzinos2757
    @anthonykatakuzinos2757 ปีที่แล้ว +3

    Excellant research , giving a clearer picture of what is happening in the bond markets

  • @budstep7361
    @budstep7361 ปีที่แล้ว +2

    Thank you for sharing this content!!! Excellent information and a recent updates on the state of our financial system is greatly appreciated!

  • @ibonibarrola165
    @ibonibarrola165 ปีที่แล้ว +2

    Insightful and concerning.. great videi

  • @hugodiazgarcia1266
    @hugodiazgarcia1266 4 หลายเดือนก่อน

    Congratulations on your excellent analysis of the crisis of the global financial system and its big threats...

  • @rv9497
    @rv9497 ปีที่แล้ว +4

    The World is running on air!

  • @IannaLovely2022
    @IannaLovely2022 3 หลายเดือนก่อน

    I actually feel that the U.S bond market is doing excellent. The plan is Genius.

  • @kazmeren7196
    @kazmeren7196 ปีที่แล้ว +105

    Since the start of 2022, we have been in a recession, but major media outlets and governments around the world refused to acknowledge it. We must exercise wisdom and intelligence. Since knowledge is power, I want the entire family to be strong! I recently bought some LibertonCorp. We appreciate you keeping us informed during these uncertain times.

    • @jasonhaven7170
      @jasonhaven7170 ปีที่แล้ว +1

      The issue is unemployment is too low for a normal recession. We're in a weird economic situation due to inflation. Because inflation is so high, workers demand more money, employers don't to hire expensive workers but want lots of cheap workers so there's a huge amount of low paid jobs. Workers threaten to leave so employers pay them high wages to stay, but that means both low-paid and high-paid employers can't get employees. Also, due to inflation, all workers are struggling with cost of living so they aren't spending, but they haven't lost their jobs. Plus, landlords keep demanding higher rents meaning employees can't afford to spend in the economy.
      Best way to fix this, build lots of housing so people have more money to spend.

  • @Seniorjack
    @Seniorjack ปีที่แล้ว +120

    While everyone is focused on BTC, ETH, or any other top alt coin and playing defense, they are missing out on high-quality projects set to launch on CEX. For example, LibertonCorp will go mainstream soon, with 10x-20x possible even during this bear market, but only a few people are aware of this.

    • @conect4meems255
      @conect4meems255 ปีที่แล้ว

      what exactly is LibertonCorp? and how will it rise so much?

    • @sandersp5713
      @sandersp5713 ปีที่แล้ว

      Pump and dump

  • @imjohnnydebt
    @imjohnnydebt ปีที่แล้ว +3

    There are so many bot comments on here with the same formula so BE CAREFUL:
    Bot 1 - "How do you make money in the markets? I'm so bad at this"
    Bot 2- "Oh its a lot easier with a professional, I won't tell you her name in this response though"
    Bot 1 - "Could you please share?"
    Bot 2 - "Yes, look up XYZ, they are very well known and apparently clairvoyant"
    Bot 3 - "Wow I know of them, they're very popular and a leader in the industry"
    Bot 1 - "Thanks for the info! Gonna turn this ship around and stop browsing Wall Street Bets soon!"

  • @kevindeluca1
    @kevindeluca1 3 หลายเดือนก่อน +1

    Can we get a 2023-2024 update/reaction video to this?

  • @shockmath2912
    @shockmath2912 ปีที่แล้ว +1

    great and high-quality content! very sensible, comprehensive and clear.

  • @RedPillTrades
    @RedPillTrades ปีที่แล้ว +1

    Timely. Only real journalists left are FT

  • @JHatLpool
    @JHatLpool ปีที่แล้ว +1

    Many thanks for the nice shot of Crosby beach at 00:48.

    • @JHatLpool
      @JHatLpool ปีที่แล้ว +2

      What am I saying ? There are several great shots of Crosby beach and Seaforth container terminal.

  • @kramyelruh1
    @kramyelruh1 ปีที่แล้ว

    Excellent - thank you - I’m
    64 and have my pension pot in cash for last 9m but I’m still concerned that my pension provider could go belly up

  • @PPHerman
    @PPHerman ปีที่แล้ว

    Great video. ❤😊❤😊

  • @nvonstackelberg2
    @nvonstackelberg2 ปีที่แล้ว +11

    Great video. More of this please.

  • @AbuSous2000PR
    @AbuSous2000PR ปีที่แล้ว +46

    the ONLY way pension funds & banks can make solid returns..is by leverage. YES, when the shxt hits the fan..they expect the FED/CBs to bail them out
    I just love privatizing the gains and socializing the loses😍
    It cannot get any better🥰

    • @michaelcallaghan8532
      @michaelcallaghan8532 ปีที่แล้ว +6

      I detect a hint of sarcasm in the comment... 🤑

    • @annaredding
      @annaredding ปีที่แล้ว

      Spot on

    • @sebfox2194
      @sebfox2194 ปีที่แล้ว +1

      @eric kanter The OP loves it.

    • @18_rabbit
      @18_rabbit ปีที่แล้ว

      it's far more complex than that. There is no world without leverage. So get used to it, though in a regulated set of systems in the free world, at least.

  • @ronaldronald8819
    @ronaldronald8819 ปีที่แล้ว +10

    The system turned parasitic on itself.

  • @zwatwashdc
    @zwatwashdc ปีที่แล้ว +47

    Oh, no 😲, housing prices which were jacked 40% by Fed policy over the last two years might come under pressure. We wouldn’t want housing to become affordable again, now, would we?

    • @ccox4669
      @ccox4669 ปีที่แล้ว +4

      Desperately need to incentivize 3 things to make shelter sustainable: LESS regulation/pushback against new construction, MORE home/apt/condo construction, and MORE mass transit to connect new homes. If new homes were cheaper to build and plentiful coming available, current homeowners would be forced to slash prices.

    • @budstep7361
      @budstep7361 ปีที่แล้ว

      I thought the same thing when she said that 🤣

    • @thisiscrazy4122
      @thisiscrazy4122 ปีที่แล้ว +1

      They won"t be more affordable once you"re going into a crippling recession. Housing market is going down so is your income or the banks willingness to borrow you money.

    • @tysone1254
      @tysone1254 ปีที่แล้ว +1

      exactly, what we need is housing to drop 50 percent in value. Houses aren't suppose to be an investment like the stock market yeilding a 10 percent return.

    • @zwatwashdc
      @zwatwashdc ปีที่แล้ว

      @@thisiscrazy4122 the last 12 years responsible savers have been punished while money printing + excessively risky behavior has turned the real estate market into a casino. Buying a home should not require that you strike it rich on bitcoin. Affordability is near an all time low now. The prices have to go down and speculators need to exit real estate.

  • @moors710
    @moors710 ปีที่แล้ว +2

    Here in North Dakota guilts are not bonds, but castrated pigs.

  • @Danny_6Handford
    @Danny_6Handford ปีที่แล้ว +1

    The main thinking and ideas and methods that have been developed in modern times to grow an economy (the human activity of learning, innovating, producing and exchanging goods and services) is to encourage people, businesses and governments to go into debt. People known as economist have invented methods, come up with theories and written books about this and even won awards and convinced our leaders that is the best ways to grow and operate a nation’s economy. The main concept behind this thinking is that when someone or a business or the government itself wants to borrow money, since only a few people or businesses are really interested or willing to lend their money, even when offered good interest rates, and also because there is a lack of trust of ever being paid back, the trick is to allow some businesses (such as banks) to print or create this money by simply entering numbers into accounts or computers for the loan. When the loan is paid back, the money for the loan that was created is destroyed or deleted from the system but the banks get to keep the interest that was paid by the borrower for the loan.
    Yes, at first, I did not believe this either since it does not seem like a legitimate way to do business. This is not what I was taught about money in my younger days and although this information is available, both banks and governments seem to be working as a partnership to try to make this information difficult to access. They also try to keep it out of public discussions and when questioned about it deflect the questions by giving ambiguous answers. I actually thought that when banks lent money, they would lend out the money from people that deposited their money at the bank and the bank would charge a higher interest rate to the borrower than it paid to the depositor and that is how the bank made money. This is what the banks, and I would also suggest governments, would like you to believe.
    Although we may not all agree with some of the taxes or the tax rates governments come up with to punish or reward certain types of business activities and are never really happy about paying taxes, the money governments collect in taxes is much less than what governments “borrow” from banks. I put “borrow” in quotes because banks do not have this money, they create it when governments take out loans and go into debt. Governments can also create their own money instead of having the banks create it for them, but other than cutting the banks out of billions in interest, which I think would be a good thing since governments would not have to pay interest or pay back loans. In addition to governments having the authority to create money to increase the money supply, governments can also destroy money to reduce the money supply but, I do not think giving governments full control of the money supply would make much difference when the economy is based on growth instead of being based on sustainability.
    So, the more debt there is, the more money there is, and the more growth there is in the economy. The name of the game is to try and make as much money as you can by “lending” other people money. Once again, I put lending in quotations because the name of game is really try to create as much money as you can by putting as many people or businesses as you can into debt. The better you are at doing this, the more interest you will collect and the more money you will make and the people and businesses that do this are the ones that really have the power to rule the nation.
    To add more fuel to this fire, you now allow all the loan instruments that make up this debt to be traded, bought and sold in a casino style environment and you allow the players, who try to outsmart each other, to “borrow” more money (allow banks to create more money) to play in this casino. And you also allow players to sell these loans short so not only will they buy a loan if they think the value of the loan will increase and they can sell it for more than the bought it for but they can also sell a loan if they think the value of the loan will decrease and then buy it back at a lower price. It is just a game among these players. It is the same thing that will happen if you give an 18 year old kid a Ferrari and make them think that they can drive it like Formula One drivers. Yes, it will only be a matter of time before the kid will crash the Ferrari, and they might even end up hurting themselves along with others.
    The people that borrowed money for a home mortgage or car or other assets are not in the casino playing the game. They are obligated to pay back the money they borrowed and if they default, they loose the asset they bought along with whatever money they put in. Their only hope is that the asset they bought will become worth more than they paid for it, which is possible. However, if they are not in a position to hold on to the loan for the long term (could be 25 to 35 years) and return all the money they borrowed, the time on the clock for this opportunity will come to an end before the majority of them will ever have a chance to get out.
    Until economists, businesses and governments change the rules of this game, there will always be boom and bust cycles, and depressions and recessions in a nation’s economy and there will always be a large wealth gap between the population.
    One of the first things that needs to change is the thinking that an economy always has to grow for a nation to be powerful and successful and that when the economy is not growing there is a problem and the nation is failing. The main concept and thinking for a nation’s economy should be that the economy be based on sustainability, not on growth! After all, there are limits to growth on a planet with a finite size. Any economy will have periods of growth and periods of contraction or decline, In an economy based on sustainability, the periods of contraction or decline should be just as prosperous, innovative and profitable as the periods of growth and not be considered a problem or failure.
    If economist, businesses and governments can figure this out, I am sure there will be some noble prizes awarded and the world’s nations would be able to make significant progress towards reducing wealth inequalities, We may even be able to reduce crime within nations which would reduce the cost and effort required for law enforcement. And if we really get lucky, we may even be able to increase the trust among nations so that we can reduce the cost of military spending and intelligence operations and we may even be able to agree to stop manufacturing weapons that can wipe out most of the life on this planet and make some significant progress towards peace and fairness for all of humanity.

  • @geoffwalker7530
    @geoffwalker7530 ปีที่แล้ว +1

    Good film but ruined by the wretched background noise (I wouldn't call it music) Why do programme makers do this??

  • @PauldeGrootMobytron
    @PauldeGrootMobytron ปีที่แล้ว +4

    So again everybody saved, nobody learned, nothing changed

  • @stevensmiddlemass2072
    @stevensmiddlemass2072 ปีที่แล้ว +129

    After a nightmarish 2022, shell-shocked investors have losses to recoup and plenty to ponder, as an inflation report and a raft of other data did little to change expectations that the Federal Reserve would likely continue hiking intrest rates even if the economy slows down, Which means more red ink for portfolios for the first quarter of year 2023. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $250k bond/stocck portfolio

    • @kaylawood9053
      @kaylawood9053 ปีที่แล้ว +3

      I reckon you get in touch with an investment adviser, someone who’s been active before the 08' crash and other similar crashes, that gotta be your best bet in order to profit off this recession.

    • @cloudyblaze7916
      @cloudyblaze7916 ปีที่แล้ว +2

      I agree, I was on the sideline for awhile observing, trying to figure out the best time to get in, that was before I came by a coach, commended by a pundit on Reddit, reluctant at first but I went ahead and got in touch with the coach, long story short, it's been 3years and counting and I've made over 1.5million dollars simply by following her guidance. I took a vacation to Bahamas this summer just to reward myself a little for the consistency lol

    • @legacymedia8468
      @legacymedia8468 ปีที่แล้ว +2

      @@cloudyblaze7916 A coach sounds like a good idea, but how can I get a reliable one considering the nature of the market today?

    • @cloudyblaze7916
      @cloudyblaze7916 ปีที่แล้ว +1

      @@legacymedia8468 The coach that guides me is Sharon Louise Count, it shouldn't be a hassle finding her seeing that she's actually quite popular, just search her name.

    • @albacus2400BC
      @albacus2400BC ปีที่แล้ว +1

      I used my web browser to look up SHARON LOUISE COUNT. She appears to be skilled at developing and expanding portfolios. She's SEC verified, manages over 1,644 portfolios, 10 years experience and her firm is rated 5 star. No disclosure. I scheduled a consultation with her.

  • @JHatLpool
    @JHatLpool ปีที่แล้ว +5

    A really good video. I don't feel any better after watching it but, nevertheless, really good.

  • @thorstenroberts4726
    @thorstenroberts4726 ปีที่แล้ว +1

    The problem is leverage: financial companies taking risks with ordinary people's money. When a particular financial institution fails, they get saved with (wait for it...) ordinary people's money. What it feels like is that bailout after bailout are piled on our books and rich people stay rich and say "whoops". The language used is infuriating: "central banks had to restore stability", "systemic risk" how does a system that seems to do such a great job of siphoning wealth from the everyday shmo, suddenly become our wayward child every time they screw up? Not a single poor person needs a billionaire, but billionaires need legions of poor people.

  • @Frank-ig8sc
    @Frank-ig8sc ปีที่แล้ว

    Great video but have to rematch the technical bits ..

  • @emiliodauvin5059
    @emiliodauvin5059 ปีที่แล้ว +1

    Very suggestive music

  • @Im_MarkS
    @Im_MarkS ปีที่แล้ว

    Its a taste of things to come i think

  • @alanblair88
    @alanblair88 ปีที่แล้ว

    Why is the UK particularly at risk from inflation? Could it be because there are a larger number of people on index-linked pensions (both public and private) in the UK, compared to other countries?

  • @norwegianzound
    @norwegianzound ปีที่แล้ว +1

    How we got here is unimportant. Where next is all that matters.

  • @SoomNou
    @SoomNou ปีที่แล้ว +1

    Replace paper money with commodities i.E. gold and silver

  • @myutube8x
    @myutube8x ปีที่แล้ว +3

    Really a great compilation of commentary.

  • @madk5864
    @madk5864 ปีที่แล้ว +6

    So annoying because I just started investing April 2021. Didn't get an opportunity to capitalise on the low interest rates because I turned legal investing age last year

    • @dtmdtmdtmdtmdtmdtm
      @dtmdtmdtmdtmdtmdtm ปีที่แล้ว +2

      Just keep steadily investing for decades and you'll think back thinking you were so lucky you could get loads of equity at a discount right at the start of your investing carreer.

    • @annaredding
      @annaredding ปีที่แล้ว

      Good to buy now though - cheap stocks

    • @Hans-gb4mv
      @Hans-gb4mv ปีที่แล้ว

      look on the bright side, you are still very young and have most of your life ahead to make smart investment decisions and make money. The market works in waves and in between crisis, there are always calm moments when money is cheap.

    • @musazwane6049
      @musazwane6049 ปีที่แล้ว

      Just become a trader. Insane leverage, insane gains( *and losses* )

    • @BlackRain_
      @BlackRain_ ปีที่แล้ว

      @@musazwane6049 You can learn to trade on TH-cam *lol*

  • @waxcomb
    @waxcomb ปีที่แล้ว +1

    So last time $h!t like this happened, it was September 11 and the war on Iraq. Then all of a sudden equity markets are at all time highs again. Should we just chill a little and buy the dip?

  • @targpatience
    @targpatience ปีที่แล้ว +1

    It’s not that Powell is “willing to tolerate a weaker stock market” - the stock market is artificially inflated thanks to low bond yields and currency devaluation since the Great Recession. Powell and others recognise we will have to face the reality of a stock market that is full of hot air, not vigour.

  • @shortcuttv1320
    @shortcuttv1320 ปีที่แล้ว +1

    When countries lose their competitive edge, it's a negative on assets... Money moves to where it's most productive 🤔

  • @EmmMacken
    @EmmMacken ปีที่แล้ว +12

    It's not about a recession really, it's about the debt cycle it seems to me

    • @budstep7361
      @budstep7361 ปีที่แล้ว +2

      What goes up must come down, eh? You'd think the people in charge didn't go to elementary school 🤣

  • @alexanderclaylavin
    @alexanderclaylavin ปีที่แล้ว +1

    U.S. derivatives market exposure is way higher than $125T

  • @dmytrosoroka7335
    @dmytrosoroka7335 ปีที่แล้ว

    Thanks from Ukraine!

  • @Friedfoodie
    @Friedfoodie ปีที่แล้ว +1

    Excellent episode.

  • @tomliuyt
    @tomliuyt ปีที่แล้ว

    I want to read the full bank of america article

  • @RipMinner
    @RipMinner ปีที่แล้ว +1

    It's not just Inflation if Corporation's are raking in record profits that's price gouging.

  • @juanmercado7706
    @juanmercado7706 ปีที่แล้ว

    Should the decision makers held accountable for their recklessness? Why they get to keep their bonuses for earnings extracted of thin air?

  • @behrouz6625
    @behrouz6625 ปีที่แล้ว +2

    4:18 Lol, Central banks AGGRESSIVELY tightening rates
    Since when 5% rate for 10% inflation is considered agressive? 😂

  • @cobravoadora
    @cobravoadora ปีที่แล้ว +1

    In this game of shadows, we just don't know who's going to get hurt

  • @andreasvankur3735
    @andreasvankur3735 ปีที่แล้ว +134

    When I started properly following up on my investments I started accumulating wealth. The value of expert mentorship cannot be overstated. Without proper mentoring, people tend to exit the market too soon after losing money. That is why I prefer to invest with Sheila Marie because her methods are unique and extremely profitable.

    • @andreasvankur3735
      @andreasvankur3735 ปีที่แล้ว

      I invest with Sheila Marie. She's the best when it comes to making high profits in the financial market she's well accredited and proficient to help you through managing your investments.

    • @stefanodsica2522
      @stefanodsica2522 ปีที่แล้ว

      Okay, how do I contact her for advice on investment recommendation?

    • @andreasvankur3735
      @andreasvankur3735 ปีที่แล้ว

      She’s active on tic tok and instagram👇

    • @andreasvankur3735
      @andreasvankur3735 ปีที่แล้ว

      Sheilafinance

    • @andreasvankur3735
      @andreasvankur3735 ปีที่แล้ว

      you can communicate with her on telegam using the user name below.👇

  • @graychev
    @graychev ปีที่แล้ว +2

    Nice material, but why in the world are you changing the scene/speaker every two seconds... That's not TikTok.

    • @howardsimpson489
      @howardsimpson489 ปีที่แล้ว +2

      The new short attention span human, this will be a short recession.

    • @lmao2painy
      @lmao2painy ปีที่แล้ว +2

      @@howardsimpson489 😂

  • @Who-vt9oh
    @Who-vt9oh ปีที่แล้ว

    Why wouldn't the price of oil keep going up? Oil just keeps getting more expensive to extract as easier to access oil deposits are depleted, AND demand just continues to increase because of how ubiquitous oil is in the modern global economy.

  • @ashrafsh3467
    @ashrafsh3467 ปีที่แล้ว

    Top-notch content

  • @rmutter
    @rmutter ปีที่แล้ว

    Oh no!

  • @prakash1877
    @prakash1877 ปีที่แล้ว +28

    Since the 2008 crisis the pay increase for nurse was meagre, I’m sure after this pandemic, war in Ukraine and possible or probable economic crisis in coming years ( hopefully not) will only going to hurt badly are the people like nurses. This is so irritating to think that the hardworking people always have to be receiving end.

  • @efanshel
    @efanshel ปีที่แล้ว

    LDI is basically selling volatility...The politicians messed up, but so did many institutional investors..

  • @ricardogarcia98
    @ricardogarcia98 ปีที่แล้ว

    Nicely done! Scary.

  • @BigBoiiLeem
    @BigBoiiLeem ปีที่แล้ว +8

    I mean, we cannot make the same mistakes again. But... we will. Central Banks will all be itching to put interest rates sub-1% again, and nothing we can do will stop them

    • @ma2i485
      @ma2i485 ปีที่แล้ว +1

      2023 will be interesting. The question is how long can Powell and his ECB buddies maintain this hiking cycle without causing serious strain on the financial system.

    • @BigBoiiLeem
      @BigBoiiLeem ปีที่แล้ว +5

      @@ma2i485 honestly, I think we're already past that point. The whole financial system has been dependent on very cheap money for years, and it's not cheap anymore. The fallout from this is already raining down, and I don't reckon it'll stop anytime soon.
      If we want to avoid this in future, I'd say interest rates should hover above 4-5% once this is over.

  • @juanmercado7706
    @juanmercado7706 ปีที่แล้ว

    It seems to me that we are not longer baking a bigger cake, instead we are using more yeast. And when its no longer enough we go "outside" and plunder

  • @nunoalexandre6408
    @nunoalexandre6408 ปีที่แล้ว +2

    this is it...this its..it....

    • @sebfox2194
      @sebfox2194 ปีที่แล้ว

      "...This time I know its the real thing
      And I cant explain what I'm feeling
      I'm lost for words
      I'm in a daze
      Stumped and amazed
      By your lovin'ways..."

  • @guanda76
    @guanda76 ปีที่แล้ว

    Flight to safety not to risk. Contradictory to say people will put money in risky US Treasury considering prior mentioned all the risk and detriments of holding US bonds now. I would rather buy more gold to protect my capital.

  • @derrickgraham9276
    @derrickgraham9276 ปีที่แล้ว +1

    Batten down the hatches and lock the doors!

  • @garrettreynolds9145
    @garrettreynolds9145 ปีที่แล้ว +1

    The UK should know by now to never do business with the American banks after 2008 but no,suckered again.😂

  • @allison_in_canada
    @allison_in_canada ปีที่แล้ว +1

    At approx 16 mins 45 sec, does anyone know what she is reading?

    • @kramyelruh1
      @kramyelruh1 ปีที่แล้ว +1

      It’s a BOA assessment of risks

    • @allison_in_canada
      @allison_in_canada ปีที่แล้ว

      @Mark Hurley Thanks. Yeah, I tried to find it because I would like to read it too, but I could only find an article quoting it.

  • @Rnankn
    @Rnankn ปีที่แล้ว +3

    This seems to ignore that rates were low because the system was not working. Why they are able to exclude elements of the system as exogenous, while deeming some moments in time as aberrant is revealing. The economy and the theories it is constructed are dysfunctional, utopian, and abject failues. But as soon as we exclude energy, ecology, workers, finance, debt, sovereigns, and the future, then everything will balance again and we can go back to ‘normal’.

  • @rsriram95
    @rsriram95 ปีที่แล้ว +1

    amazing video. How does one develop expertise like these guys in FT?

    • @MrArtyomd
      @MrArtyomd ปีที่แล้ว

      Same question

    • @andrewspeldewinde3750
      @andrewspeldewinde3750 ปีที่แล้ว

      Major in finance and economics

    • @davidh4632
      @davidh4632 ปีที่แล้ว +2

      These people are not that impressive, note how they are .aonly just describing what has happened, it is easy to explain the past. The real skill is forecasting forward, very very few can do this well. Certainly no economist can.

  • @knowing1100
    @knowing1100 ปีที่แล้ว

    The fact is that water doesn't flow up stream, but US has made the dollar flow up upstream with dire consequences for many including their own. Human world should be seen as one living body and money as blood to circulate to keep health of the body. This the only way to safety, and a benevolent global authority is essential...

  • @glennstanley529
    @glennstanley529 ปีที่แล้ว

    ❤️

  • @colinburnside8077
    @colinburnside8077 ปีที่แล้ว

    What we can see in the UK over the next week is an interest rate hike of .25% or .50% . On basic history what you will see on Thursday is .25% . Good luck to the banks.

  • @nottenvironmental6208
    @nottenvironmental6208 ปีที่แล้ว

    So the money management was chosen for risky economic strategies and then were trained to increase risk. Community money now managed with high and extreme risk no home budgets would contemplate yet we the people are forced to underight this risky economic mismanagement. The tide is going out and no one seems to have any clothes on! There is no conservative perspective in economic systems?

  • @djayjp
    @djayjp ปีที่แล้ว +2

    Interest rates are the same as in 2007. So that person interviewed who states that interest rates have been low for 2 decades and that's now over, doesn't know what they're talking about.

    • @confidentlocal8600
      @confidentlocal8600 ปีที่แล้ว

      Non-economist here, but if inflation is 7-8% (which I don't believe; it must be higher), aren't real interest rates effectively still negative?

    • @djayjp
      @djayjp ปีที่แล้ว

      @@confidentlocal8600 Inflation is at ~2% annualized currently (look at MoM data). Therefore real rates are positive.

  • @teekaa2520
    @teekaa2520 ปีที่แล้ว +2

    Energy Inflation -> Profit Inflation -> Wage Inflation?

    • @antilogism
      @antilogism ปีที่แล้ว

      That's price. Inflation is when greenbacks get less valuable (more full-of air, just like a balloon, hence the term)---we get more of it in the paycheck, with some lag. The numbers look better but it's just numbers. Cash saving looks the same but it has less value than it did.

  • @tonybrit2k
    @tonybrit2k ปีที่แล้ว

    Over government spending in the US has caused inflation to run rampant and still in the midst of this disaster they just past another 1.4 trillion dollar spending spree.

  • @slovokia
    @slovokia ปีที่แล้ว

    If the US Treasury merged with the Federal Reserve and Goldman Sachs into one entity would anyone notice? Would asset prices / bond yields be any different?

  • @senzen2692
    @senzen2692 ปีที่แล้ว

    Very good presentation.

  • @zwatwashdc
    @zwatwashdc ปีที่แล้ว +5

    The real question is how did the Fed come to the conclusion that inflation would be transitory? Many, many very well respected mainstream economists warned that the Fed had to stop printing, that inflation was going to stick.

    • @jtgd
      @jtgd ปีที่แล้ว +1

      Monetary supply isn’t the only cause of inflation. It’s one of the factors.
      The issue with economists is that they also are not sure of the consequences of future policy. Some may agree on one thing, some may disagree.
      I’m fairly certain the fed has gotten things wrong and economists got things right, and vice versa, but the causes of inflation seem to be more complicated than just money printing. Supply chains were strained, Covid measures and pandemic effected supply and also demand, Covid relief affected demands, and international conflicts are effecting supply chains and costs of resources from oil to grain and fertilizer
      I also wonder why they thought it was transitionary until it wasn’t

    • @zwatwashdc
      @zwatwashdc ปีที่แล้ว

      @@jtgd many economists have found that it is the main factor. But yes, in this case, there was a network of policies that resulted in the rich getting a whole lot richer in the last 2 years. They also got to stay home with a lot more time on their hands and new luxury desires, kept in relative luxury their assets appreciated 30-40% while they were serviced by a growing service underclass of delivery people and minimum wage grocery and target store workers who were getting poorer. Everyone could see exactly what was happening. Why couldn’t the Fed?

    • @zwatwashdc
      @zwatwashdc ปีที่แล้ว

      @@jtgd somehow top politicians managed to play the stock market as if they knew in advance *somehow*nthat Fed policy would goose the stock market.

    • @JA-pn4ji
      @JA-pn4ji ปีที่แล้ว

      Without Covid lockdowns in China and the Ukraine war, the transitory view would not have appeared as naive.

    • @YnjeviYhhei
      @YnjeviYhhei ปีที่แล้ว

      the fed doesnt "print" money. banks do when they loan out money using fractional reserve banking. fed determines the rate at which banks can loan out that money and lower rates = more loans = more printing.

  • @JimmyClabots
    @JimmyClabots ปีที่แล้ว

    Does everyone deserve a decent yield to retire on?

  • @richardanthonygilbey
    @richardanthonygilbey ปีที่แล้ว +5

    Definitely maximum financial pressure on the commons

  • @vulcs
    @vulcs ปีที่แล้ว

    What about printing cash???

    • @BlackRain_
      @BlackRain_ ปีที่แล้ว

      They won't mention that (it's basically theft) nor seigniorage.

  • @RadagastTheBrwn
    @RadagastTheBrwn ปีที่แล้ว

    "so the uk pension market.."
    *Trap instrumental plays to keep the youth engaged*

  • @matthewboddum7723
    @matthewboddum7723 9 หลายเดือนก่อน

    FT does really good reporting. It seems as though capitalism is failing once again.

  • @muhammadadeel81
    @muhammadadeel81 ปีที่แล้ว

    We have many inflation policies where we can overcome on inflation and make business community more powerful and profitable.we have the policies for digital currency if you want.

  • @Foxyfreedom
    @Foxyfreedom ปีที่แล้ว

    Our pension and retirement system doesn’t work like the uk with gilts, so the assumption this could happen anywhere isn’t necessarily true it’s spreading FUD.

  • @SillyTube9
    @SillyTube9 ปีที่แล้ว

    I should be specific, the price gouging described below is an American phenomenon, btu has cascading effects on PERCEPTION. And perceptions drive other economies to do dumb things, like overreact to inflation.

  • @fritzeder1847
    @fritzeder1847 ปีที่แล้ว

    Touchable investment, transparent business concept:.
    HELIOFLOAT floating aquaculture and solar (not necesserly PV) energy farming is it.
    Everything the world just changing is in our favor.
    Find us in Vienna!

  • @ssjd396
    @ssjd396 ปีที่แล้ว

    Then the day after this video the BoJ does exactly that.