There are some Mutual Funds who invest in REITS, can you guide us how to Invest in REITS through Mutual Funds as directly there is a lot of overhead due to tax complications Pranjal Ji
@@aryashah1890 Watch the video on this channel where he talks about best mutual funds. He talks about parag parikh (not specifically flexi cap) being a top choice for past many years.
Every New year, I look forward to this video just cause Pranjal explains Mutual funds so well and his transparency to the selection process of the Mutual funds is also nice
Large Cap = HDFC Index Fund - BSE Sensex Plan Dire Large and Mid Cap = Kotak Equity Opportunities Fund ELSS = Mirae Asset, Kotak Tax Saver Flexi Cap = Parag Parikh Flexi Cap Mid Cap = not suggested Small Cap = not suggested ETF = ICICI Prudential Gold ETF
1. Lumpsum investment will give you more returns than SIP of same amounts in long term. But SIP will help you in building a consistent investment. 2. ETF is more convenient than SGBs.
Bhai tmhari best baat ye ki you stick to your points for years wrna aur log har saal naye recommend krte. Hopefully aap sahi saabit ho wrna kaafi loss hoga 😢
Just one humble suggestion, you can please make a 20 minutes video to announce the best funds of the year in various categories with a brief overview of basis of selection. You can make a separate video for detailed analysis and add a reference to the link to that video. Remember all your viewers do not want to learn how to select the best funds and attention span is a global issue now.
If you are sorting flexi cap funds , churning shouldnot be a factor , they are able to churn here as it's flexi cap , other factors should have come first , hdfc and quant flexi both are good but quant due to churning must have gone out , , you are checking 10yr consistency and returns then why prob how they manage
Hey Pranjal sir, if I were to allocate my money to only 4 MF categories i.e Large Cap, Mid Cap, Flexi Cap and Small Cap, then what should be the percentage allocation in each. For ex: out of 100%, lets say I allocate 20% to large cap, 70 to mid and flexi cap and remaining to small cap, will that be ok or are there any varying factors to it? I am 24 and want to make sure I make the best out of my investment. Thanks for the advice!
Thanks for the wonderful knowledge sharing. Can you please help me understand why should one not choose "ICICI prudential regular gold savings (FoF) direct growth" MF over the ICICI prudential gold ETF? I see that MF is generating more returns than ETF over any chosen period and also has expense ratio of just 0.09.
Axis to apne nift small cap ko bhi beat nai kar paya hai na last year na last 3 year na last 5 year axis me aur payment daalna toh band karo hi. Same mere ko doubt hai kisme invest kare
@Pranjal kamra, please can you confirm if in the video you are suggesting Icici prudential gold etf or icici prudential regular gold savings mutual fund?
Love this vid as always and was waiting for this video too. Also what's your opinion regarding momentum funds? These are getting popularity nowadays. Have you made any vid regarding this?
Sie, when you drop earliee recommended fund and suggest new fund as per research, do we need to redeem old fund and pay capital gain or hold on to old fund?
Why "Large Cap Fund" suggested by you, "HDFC BSE Sensex Index Fund" has 1 Star Rating on Groww? I am curious. Also, video misses the Small Cap Recommendation in the end. Edting error! "Quantum Liquid Fund" has tax implication as per slab. Mostly those fall under 30% has extra money to park in Liquid Funds, after tax, I would be getting 4.29%, roughly equivalent to Savings account. Would you still recommend it?
Same tax rate is applicable on Saving Bank Interest as well. (Barring 10K exemption under old regime) And hence it would be prudent to look at pre tax return for comparison.
Pranjal, if i am investing for a min of 5-7 years or more, do i still need to worry about the PE? In small and mid cap funds? Pls tell me. Your opinion matters a lot. Need to invest a certain amount for the next 1 yrs as i am taking my family from fd to mf
Sir Apologies But if I HV a investment for 10 years plus I ll select SBI,HDFC,ICICI bandhan,n hsbc - smal cap funds Reason hunger n desperation fr the companies to make revenues.. Market wil b super expensive by 2036
Sir I am very new to this stuff. I have some doubts, suppose I started SIP in mutual funds for 5yrs of rs 100. Then after 5yrs when it reaches its maturity how will I get my money back, what's the process???? Is there any calculator which shows rate of return of money?? Approx. amount.
Hi Pranjal :) Great content!! Have been following you for the past 1 year. Love your content, honesty and the detailed oriented approach to explain anything. Kudos!! Keep going One request, can we please have a quick video on best Tax Saver ELSS funds?
One Question What is purpose of this video for some one who has invested for so many years ? Obviously no one will change them now right ? Or what is the thought process ?
EDITING ERROR !!!!! : There is editing error b/w ELSS and Flexicap fund transition. ELSs ended without conclusion and Flexi cap began without intro. For Small cap as well there is no clear recommendation or any refrence
Hi Pranjal, we being Sr Citizen are keen to invest with lock in periods of 05 yrs at least. Can you please give us guiding advise regarding the best of best Sensex Multicap Funds/ or one which you prefer to be the best one for us, to both of us. Shall appreciate if you may please respond specifically at the earliest. Rgds.
HDFC BSE SENSEX INDEX FUND ka suggestion previous year ap hi diye the ye to FD se bhi bekar return diya XIRR= 3.8%....sbse jyada isi me investment tha mera
Hi Pranjal have been following your videos since last 3 years .. love them Can you make a video on retirement mutual funds and a comparison with NPS . Thanks
I had been following your videos, Pranjal, Niiiiiiice content, Please make comparison of NPS and Retirement mutual fund (in both cases , 10 years of contribution)
I wanted to start SIP for HDFC BSE Sensex Index Fund-Direct Plan, after watching this through HDFC Securities app but it says SIP Investment is not alowed for this Scheme, could you pls advise? Thank you
Please make a detailed video on Gold Mutual Funds also so that I can make good decision whether Gold Mutual Fund is best or Gold ETF is best for investing.
i went to sbi bank to invest in SIP or MF however bank is pushing me to invest is SBI smart scholarship plan which i think is bad for some reason please advice where should i invest of RS 5 lakh as long term investment for my 7 year old child
Hello Comment Section! I need help. I started SIP in January 2024, I am total beginner. I have following SIPs with Returns by Dec 2024 UTI Nifty 50 Index Fund Direct Growth (5.5%) Nippon India Small Cap Fund Direct Growth (9.3%) Kotak Equity Opportunities Fund Direct Growth (9.5%) Portfolio Returns - 7.58% Am I doing something wrong? Any help will be appreciated.
sbi technology opportunities fund direct growth kesa mutual fund hai long term liye sahi hai na q wo sectoral thematic fund hai invest kar sakte hai na
Excellent video. At 9.42 you talk about diversification and more than 30 stocks- but Nippon India Small Cap Fund holds approximately 221 companies in its portfolio and has a lifetime return of 22.49%. That is a exceptional return for 15 year old fund. So there are always exceptions!
Sir mai aapko last 4 years se follow Kar raha hu. Please mujhe mere child ke liye best mutual fund chahiye future ke liye.mere son ki age abhi 7 months hain.please guide me
Pranjal i had taken your financial plan way back in 2019 when it wasnt called finology 1. You had given me 4 mf scheme to invest in as follows and i have continued it since then. Please let me know if i need to change 1.kotak ememrging equity fund xirr 32 percent 2.mirae asset focussed fund xirr 18 percent 3.parag parik flexi cap fund xirr 25 percent 4.quantum lomg term equity value fund xirr 23.7
@pranjal kamra - Is HDFC INDEX FUND - BSE PLAN DIRECT and HDFC INDEX FUND S&P BSE SENSEX PLAN all same? This is creating confusion as different brokerage apps are showing different names & fund managers . Pls clarify Sir Thanks.
Best fund naam ki koi cheez nahi hoti Aisa to hone wala nahi hdfc kehe ga ja chal tere icici ke liye chod diya The moral of the story is East or west index fund is the best hame zaida return nahi chiye pakka chiye long term me laga do jitna dimag hai But sare mutual fund itna hi kama sakte hai jitna country ki gdp kamati hai to kyu pareshan ho chakkar me koi nahi hai takkar me Index fund best for future 100 years Thank you Plz don't mind Sameer india
Introducing Finology 30! Stocks for Long-term Investors #NotForKids
Visit: tinyurl.com/finology-30-stocks
Hi Pranjal Bhai, can you please make a video on best Nifty 50 momentum fund and how it compares to above funds.
Perfect Video, thanks for this compilation
There are some Mutual Funds who invest in REITS, can you guide us how to Invest in REITS through Mutual Funds as directly there is a lot of overhead due to tax complications Pranjal Ji
Cud u review the NIFTY 500 MOMENTUM 50 FUNDS
Please make video on SWP.
1. HDFC Sensex growth direct large cap
2. Kotak Equity Opportunities Fund
3. Parag Parikh Flexi Cap
Thanks for the guidance!
😮
Very well done bro!
Thank you for the appreciation!
Paid from your own team lol😂
Bhai itna paisa hai muze toh de deta
Finally ...... one video for all funds 😂
Parag Parikh flexi cap fund always fav
Ghanta
@@anukriti2190 hdfc flexi cap best fund
Can you please help me understand why should i prefer this over JM flexi cap fund?
@@aryashah1890 Watch the video on this channel where he talks about best mutual funds. He talks about parag parikh (not specifically flexi cap) being a top choice for past many years.
@@aryashah1890it's best when there is market volatility
Every New year, I look forward to this video just cause Pranjal explains Mutual funds so well and his transparency to the selection process of the Mutual funds is also nice
Panvel jaana tha but video ke chakkar main miss hogaya 😢
Large Cap = HDFC Index Fund - BSE Sensex Plan Dire
Large and Mid Cap = Kotak Equity Opportunities Fund
ELSS = Mirae Asset, Kotak Tax Saver
Flexi Cap = Parag Parikh Flexi Cap
Mid Cap = not suggested
Small Cap = not suggested
ETF = ICICI Prudential Gold ETF
I have 2 questions -
1. Lumpsum investment or SIP in Gold ETF?
2. Buy ETF or SGB from secondary market?
1. Lumpsum investment will give you more returns than SIP of same amounts in long term. But SIP will help you in building a consistent investment.
2. ETF is more convenient than SGBs.
For gold etf I feel lumpsum is better
@@Janani_Kannan yes true
Bhai tmhari best baat ye ki you stick to your points for years wrna aur log har saal naye recommend krte. Hopefully aap sahi saabit ho wrna kaafi loss hoga 😢
Just one humble suggestion, you can please make a 20 minutes video to announce the best funds of the year in various categories with a brief overview of basis of selection. You can make a separate video for detailed analysis and add a reference to the link to that video. Remember all your viewers do not want to learn how to select the best funds and attention span is a global issue now.
If you are sorting flexi cap funds , churning shouldnot be a factor , they are able to churn here as it's flexi cap , other factors should have come first , hdfc and quant flexi both are good but quant due to churning must have gone out , , you are checking 10yr consistency and returns then why prob how they manage
Too many ads - though a good and detailed video, detracts from the whole experience of watching.
I'm using revanced youtube app, No ad and free background play
Get youtube premium
use brave browser.
Buy TH-cam membership it has nothing to do with his video. free mein ad toh milega
@@aswininayak12 instead use an ad block lol
Nice!
how to switch mutual fund to another without LTCG ?
quant mutual fund ko nahi consider kiya ? .....overall very knowledgable video !
Hey Pranjal sir, if I were to allocate my money to only 4 MF categories i.e Large Cap, Mid Cap, Flexi Cap and Small Cap, then what should be the percentage allocation in each. For ex: out of 100%, lets say I allocate 20% to large cap, 70 to mid and flexi cap and remaining to small cap, will that be ok or are there any varying factors to it? I am 24 and want to make sure I make the best out of my investment. Thanks for the advice!
Thanks. After long time I revisited you. Very comprehensive vdo on Mutual Funds. Really good for beginners especially. 👍
Such an insightful video, Mutual funds are one of the best investments anyone could do and Parag Parikh flexi cap fund is my favourite too.
Quite informative.. thank you for taking so much efforts 👌 🙏
You are great
You are genius
Always your fan sir
Please guide us on the smart strategic or factor funds
Thanks for the wonderful knowledge sharing. Can you please help me understand why should one not choose "ICICI prudential regular gold savings (FoF) direct growth" MF over the ICICI prudential gold ETF? I see that MF is generating more returns than ETF over any chosen period and also has expense ratio of just 0.09.
If we have parag parik flexi cap fund in our portfolio then we can choose hdfc balanced advantage fund or not ??????
Pranjal should we stop investing in small cap fund as you had said earliar in axis small cap fund
Axis to apne nift small cap ko bhi beat nai kar paya hai na last year na last 3 year na last 5 year axis me aur payment daalna toh band karo hi. Same mere ko doubt hai kisme invest kare
Honesty is very important.. 😊 great job
Thank you PK. I am doing SIP since last 4 years because of you. ❤
Can you give me suggestion for 1lakh rupees?
How much have you invested till now and how much return you got
As usual must be very interesting and informative.
Will listen and post view
Dr Mahabal Nasik
Kon kon is video ka wait kr rha tha
Pranjal bhaiya..
Kya humne multi asset fund main invest karna chahiye??
Can u make a video on it..
Btaya to unhone... Flexi me kar chal
Pranjal can u make a video how can a person start his sip, from where he can do with minimum charge , step by step for a long term investment
What a breakdown of a topic sir... I really appreciate your effort for this video and knowledge sharing...❤👌🙏
What is the right time to invest a lump sum money in mutual funds (market going down) sir
Thank you so much for very insightful and helpful session 🙏
Please mention the final shortlisted final companies as well like you were doing last year. That was appearing as more transparent
Parag Parikh flexi cap fund is always my go to mutual fund to invest, Thanks for the detailed video though.
pls tell your returns
@@mirjawadali5855 my return 30% in one year i bought it after this channel recommendation
@Pranjal kamra, please can you confirm if in the video you are suggesting Icici prudential gold etf or icici prudential regular gold savings mutual fund?
If no seller available for any ETF ,the Fund house will merege those ETF to their Mutua fund . convert ETF to liquid.
For large cap funds goes with Index funds
nation. even common ppl also understand what to do after watching your videos.
New shirt sir nice. Congratulations.
What costt which fabric and stitcing cgarges derails please
Sir, you are the first guru of my financial journey. Thanks for giving true guidance to beginners just like me.❤
Love this vid as always and was waiting for this video too. Also what's your opinion regarding momentum funds? These are getting popularity nowadays. Have you made any vid regarding this?
Sie, when you drop earliee recommended fund and suggest new fund as per research, do we need to redeem old fund and pay capital gain or hold on to old fund?
Sir brokar konsa use kre plz batao ap
Why "Large Cap Fund" suggested by you, "HDFC BSE Sensex Index Fund" has 1 Star Rating on Groww?
I am curious.
Also, video misses the Small Cap Recommendation in the end. Edting error!
"Quantum Liquid Fund" has tax implication as per slab. Mostly those fall under 30% has extra money to park in Liquid Funds, after tax, I would be getting 4.29%, roughly equivalent to Savings account. Would you still recommend it?
Same tax rate is applicable on Saving Bank Interest as well. (Barring 10K exemption under old regime) And hence it would be prudent to look at pre tax return for comparison.
Ap ne jo mid large cap and age mention kiya wo Asha laga i am 42 now
Pranjal, if i am investing for a min of 5-7 years or more, do i still need to worry about the PE? In small and mid cap funds? Pls tell me. Your opinion matters a lot. Need to invest a certain amount for the next 1 yrs as i am taking my family from fd to mf
Hi, what's your take on:
active vs passive investing
for example: kotak equity opportunities vs nifty large and mid cap 150 index
Great Analysis Sir
Sir
Apologies
But if I HV a investment for 10 years plus
I ll select SBI,HDFC,ICICI bandhan,n hsbc - smal cap funds
Reason hunger n desperation fr the companies to make revenues..
Market wil b super expensive by 2036
Thanks for the video Sir🎉🎉
I just want to ask one thing. Is it worth to invest in NIPPON SMALL CAP because its AUM is already 60k cr.
Sir I am very new to this stuff. I have some doubts, suppose I started SIP in mutual funds for 5yrs of rs 100. Then after 5yrs when it reaches its maturity how will I get my money back, what's the process???? Is there any calculator which shows rate of return of money?? Approx. amount.
Kindly make video and recommendations on foreign portfolio through ETFs.
Hi Pranjal :)
Great content!! Have been following you for the past 1 year. Love your content, honesty and the detailed oriented approach to explain anything. Kudos!! Keep going
One request, can we please have a quick video on best Tax Saver ELSS funds?
It’s here in this video
All in one video is what i like the most.
One Question
What is purpose of this video for some one who has invested for so many years ? Obviously no one will change them now right ?
Or what is the thought process ?
टिकर फिनोलाजी में ज्यादातर स्टाक डाटा में दूसरे साइट के तुलना में बहुत अंतर आ रहा है जैसे पीई ईपीएस सेल्स प्राफिट ग्रोथ में, कृपया देखें.
Hi Pranjal,
where can i find the PE ratios of the individual mutual funds
Now this was an honest one . Good job 👍
Can we have one comparison between liquid and very short duration bond
Thank you for the detailed video.
Thank you so much for providing such a informative video on mutual funds selection...
EDITING ERROR !!!!! : There is editing error b/w ELSS and Flexicap fund transition. ELSs ended without conclusion and Flexi cap began without intro. For Small cap as well there is no clear recommendation or any refrence
Pranjal Sir, please kisi full video ya short ke through smart beta specially momentum index fund ke bare me smjhae. Thank you🙏
With all due respect sir itna confusion kyon?
Aese hi bta dete sre criteria check krke best mutual fund ke nm.
Sir, I am investing in HDFC SENSEX INDEX DIRECT PLAN from last 13 months but my profit % is only 8%.
Should I continue with this or swap??
These are index plans, that's how it grows slowly but safely
If u want to be safe, this is still the best index. But if u want to take some risk and more returns u should try other kotak or parag parikh
isse acha fd krle 10% p.a return, zero risk
Could you please make a video on Best REIT in india.
U didn't provide recommendation for investing in US market through MFs.
Hi Pranjal, we being Sr Citizen are keen to invest with lock in periods of 05 yrs at least. Can you please give us guiding advise regarding the best of best Sensex Multicap Funds/ or one which you prefer to be the best one for us, to both of us. Shall appreciate if you may please respond specifically at the earliest. Rgds.
Thank you 👍🏻
I don't see many videos related to debt funds by Finology/Pranjal. Any specific reason?
I have just started to invest in Motilal Oswal nifty small cap 250 index fund,is it good fund,or should I invest in some other small cap
HDFC BSE SENSEX INDEX FUND ka suggestion previous year ap hi diye the ye to FD se bhi bekar return diya XIRR= 3.8%....sbse jyada isi me investment tha mera
Come back after 5 years
Come back after 5 years
Hi Pranjal have been following your videos since last 3 years .. love them
Can you make a video on retirement mutual funds and a comparison with NPS . Thanks
I had been following your videos, Pranjal, Niiiiiiice content, Please make comparison of NPS and Retirement mutual fund (in both cases , 10 years of contribution)
Thank you sir for your great guidance.
I wanted to start SIP for HDFC BSE Sensex Index Fund-Direct Plan, after watching this through HDFC Securities app but it says SIP Investment is not alowed for this Scheme, could you pls advise?
Thank you
Please make a detailed video on Gold Mutual Funds also so that I can make good decision whether Gold Mutual Fund is best or Gold ETF is best for investing.
Sir I have 100 shares of bajaj housing finance I got the ipo amount is 70 and right now it is treding on 125 around can I keep this or sell this ..??
i went to sbi bank to invest in SIP or MF however bank is pushing me to invest is SBI smart scholarship plan which i think is bad for some reason please advice where should i invest of RS 5 lakh as long term investment for my 7 year old child
Hello Comment Section! I need help.
I started SIP in January 2024, I am total beginner. I have following SIPs with Returns by Dec 2024
UTI Nifty 50 Index Fund Direct Growth (5.5%)
Nippon India Small Cap Fund Direct Growth (9.3%)
Kotak Equity Opportunities Fund Direct Growth (9.5%)
Portfolio Returns - 7.58%
Am I doing something wrong? Any help will be appreciated.
sbi technology opportunities fund direct growth kesa mutual fund hai long term liye sahi hai na q wo sectoral thematic fund hai invest kar sakte hai na
Which small cap fund and Elss fiund did he suggested?
Plz sir aapka ek mutual fund Start kr dijiye dt resembles ur 30 stocks...in which we can invest 😊
Can you pls publish good SWP options for different investments and withdrawal %’s
Mera sbi ka demat account hai , Mutual fund kahan se le direct mutual fund company website se ya sbi demat account ke through le ,please suggest
Excellent video. At 9.42 you talk about diversification and more than 30 stocks- but Nippon India Small Cap Fund holds approximately 221 companies in its portfolio and has a lifetime return of 22.49%. That is a exceptional return for 15 year old fund. So there are always exceptions!
Sbi liquid mutual fund
Can i withdraw amount 50 lakh rupess at once and how many days later i will get my money
1. **HDFC BSE Sensex Index Fund**
2. **HDFC Index S&P BSE Sensex Fund**
Both are same fund or there is difference?? Please reply
Same
Sir mai aapko last 4 years se follow Kar raha hu. Please mujhe mere child ke liye best mutual fund chahiye future ke liye.mere son ki age abhi 7 months hain.please guide me
Sir aapka reply show nahi ho raha hain
Sir please send me rply
Talk to their team by opting there services, they can not share personal suggestions here , they don't have even time for it
@@snehalkale2479 ok
where do you find amc reputation history can you suggest some tool?
Sir best etfs ki bhi videos bnado plz
sir,
Stable money me FD karna safe hai ya ni el video banaiye please
Please tell us about midcap momentumfund.
For short term active can be considered ,for long term large cap is good
Pranjal i had taken your financial plan way back in 2019 when it wasnt called finology 1. You had given me 4 mf scheme to invest in as follows and i have continued it since then. Please let me know if i need to change
1.kotak ememrging equity fund xirr 32 percent
2.mirae asset focussed fund xirr 18 percent
3.parag parik flexi cap fund xirr 25 percent
4.quantum lomg term equity value fund xirr 23.7
Sir please, suggest best NIFTY 50 mutual fund for 2025.
Smallcap recomendation?
Sir 2024 best small cap axis small cap liyea thaa, Abbi kyea Korea.
20 sal tak Sip k liye best multicap fund kon sa theek rahega,,
Jahan 15% se adhik return mile .??
I'm investing in Parag pareikh flexicap , very good return from last 3 years because it also invest in USA stocks by 30%
@pranjal kamra - Is HDFC INDEX FUND - BSE PLAN DIRECT and HDFC INDEX FUND S&P BSE SENSEX PLAN all same?
This is creating confusion as different brokerage apps are showing different names & fund managers . Pls clarify Sir
Thanks.
Best fund naam ki koi cheez nahi hoti
Aisa to hone wala nahi hdfc kehe ga ja chal tere icici ke liye chod diya
The moral of the story is
East or west index fund is the best hame zaida return nahi chiye pakka chiye long term me laga do jitna dimag hai
But sare mutual fund itna hi kama sakte hai jitna country ki gdp kamati hai to kyu pareshan ho chakkar me koi nahi hai takkar me
Index fund best for future 100 years
Thank you
Plz don't mind
Sameer india
Teri umra ke hisab se Teri baat Sahi hai
Jaida return nahi chaiya to fir fd kardo
Large cap ???
@@subhambanik1525 yes