There are some Mutual Funds who invest in REITS, can you guide us how to Invest in REITS through Mutual Funds as directly there is a lot of overhead due to tax complications Pranjal Ji
Pranjal is THE ONLY youtube financial advisor who i respect immensely and follow diligently….. Your advice and honest viewpoints are just priceless…. Keep up the good work…. 👍👍👍👍
1. Large cap (including Index fund) : HDFC index Nifty 50 Plan or Nippon India Large Cap Fund 2. Mid Cap: Kotak emerging equity fund or HDFC midcap opportunities fund 3. Small cap : Tata small cap fund or Nippon India small cap fund
Bhai tmhari best baat ye ki you stick to your points for years wrna aur log har saal naye recommend krte. Hopefully aap sahi saabit ho wrna kaafi loss hoga 😢
Every New year, I look forward to this video just cause Pranjal explains Mutual funds so well and his transparency to the selection process of the Mutual funds is also nice
@@aryashah1890 Watch the video on this channel where he talks about best mutual funds. He talks about parag parikh (not specifically flexi cap) being a top choice for past many years.
Thank you so much Pranjal sir, finally I found my mutual fund plan for 2025. Finallybi found the video with clear mutual fund nameas others to just will tell mutual fund is good but don't dare to tolell the fund name. Thanks a lot once again
If you are sorting flexi cap funds , churning shouldnot be a factor , they are able to churn here as it's flexi cap , other factors should have come first , hdfc and quant flexi both are good but quant due to churning must have gone out , , you are checking 10yr consistency and returns then why prob how they manage
Hello pranjal kamra sir 🙏. I am Krishna from Odisha state belonging from a middle class. As per your recommendation i invested in Parag parikh flexi cap direct growth fund in November 2020 . Now it's 60% +ve. Today as per your guidance i also invested in Kotak equity opportunities fund direct growth. I hope this mf will be rocket 🚀 after 5 years. I am so grateful to having you and your Video. Always love you sir ❤.
EDITING ERROR !!!!! : There is editing error b/w ELSS and Flexicap fund transition. ELSs ended without conclusion and Flexi cap began without intro. For Small cap as well there is no clear recommendation or any refrence
@@unboxingkendraReally??.. you are really great..Aap bohot mahan ho..aap jaise mahan log bohot kam hai TH-cam ki duniya me.. Bohot bada eye opening information reveal kiya tha aap ne us video me comment kar ke...Thank you very much for your concern...
@rajeevk5426 Really? Aare wah itna samjhdhari Bhara comment kia, bhut badiy kaam Kiya apne aap jase log b bhut kum hote hote hai duniya main. Itni badi information apne share kari.. aap jase log duniya main kuch or a jaye to kya hoga is duniya ka. thanks a lot
1. Lumpsum investment will give you more returns than SIP of same amounts in long term. But SIP will help you in building a consistent investment. 2. ETF is more convenient than SGBs.
Best fund naam ki koi cheez nahi hoti Aisa to hone wala nahi hdfc kehe ga ja chal tere icici ke liye chod diya The moral of the story is East or west index fund is the best hame zaida return nahi chiye pakka chiye long term me laga do jitna dimag hai But sare mutual fund itna hi kama sakte hai jitna country ki gdp kamati hai to kyu pareshan ho chakkar me koi nahi hai takkar me Index fund best for future 100 years Thank you Plz don't mind Sameer india
Sir, Innocent investors ka kya hoga.... jinhone hard earned money amount SIP me daal rakha hai.....kyonki sab bolte hai mutual fund sahi hai....now every one is saying Mutual fund are not good.... innocent investors get only loss and high tax....who will take care of average earning families....high education cost....high property rate....high medical cost.....high travel cost....tax on investment....who will guide innocent investors.....
Large Cap = HDFC Index Fund - BSE Sensex Plan Dire Large and Mid Cap = Kotak Equity Opportunities Fund ELSS = Mirae Asset, Kotak Tax Saver Flexi Cap = Parag Parikh Flexi Cap Mid Cap = not suggested Small Cap = not suggested ETF = ICICI Prudential Gold ETF
Sir ap buhat achy sy samjhaty hain, lekin mera problem ye hy k men mutual funds men invest krna Chahta hon lekin Pakistan men is Tarah itni detail sy koi samjhany wala hy he nhi to mujhy Kya krna chahiye
Why "Large Cap Fund" suggested by you, "HDFC BSE Sensex Index Fund" has 1 Star Rating on Groww? I am curious. Also, video misses the Small Cap Recommendation in the end. Edting error! "Quantum Liquid Fund" has tax implication as per slab. Mostly those fall under 30% has extra money to park in Liquid Funds, after tax, I would be getting 4.29%, roughly equivalent to Savings account. Would you still recommend it?
Same tax rate is applicable on Saving Bank Interest as well. (Barring 10K exemption under old regime) And hence it would be prudent to look at pre tax return for comparison.
Thanks for this video. But long videos on different subjects may not impact much. Its my view after full watch i didn't get or unable to understand the recommendations.
13:09 hdfc has a mcap of 12 lak cr and reliance has of 16 lak cr (source: groww). then how come hdfc sensex MF has more investment in hdfc then reliance if it is just following the index?
I have just started the investment with 15k sip in parag parik and hdfc index, i already have 12.5 lac of jwellery should i ignore gold investment further Also personal loan with 12% of 4 lac outstanding Please suggest how should i plan further 1. Continue as it is no change 2. Take gold loan and close personal loan and continue sip 3 stop everything and close pl first 4. Sell gold and invest in stock for more liquid and get market benefits
Love this vid as always and was waiting for this video too. Also what's your opinion regarding momentum funds? These are getting popularity nowadays. Have you made any vid regarding this?
Excellent video. At 9.42 you talk about diversification and more than 30 stocks- but Nippon India Small Cap Fund holds approximately 221 companies in its portfolio and has a lifetime return of 22.49%. That is a exceptional return for 15 year old fund. So there are always exceptions!
Hi Pranjal :) Great content!! Have been following you for the past 1 year. Love your content, honesty and the detailed oriented approach to explain anything. Kudos!! Keep going One request, can we please have a quick video on best Tax Saver ELSS funds?
Sir ap video mein ye bhi bata dijiye please ki konsi age ke kitne income wale persons ko konsi category mein kitna percentage invest karna chahie iske upar ek video banaiye please .
Large cap : Kotak Equity Opportunities Fund Large & Mid cap : Kotak Equity Opportunities Fund ELSS : Mirae Asset ELSS Tax Saver Fund / Kotak ELSS Flexi : Parag parikh flexi cap fund / icici prudential focused equity fund / Hdfc focused 30 fund / kotak india eq contra fund Mid Cap : No Recomendation Small Cap : No Recomendation Gold ETF : The ICICI Prudential Gold ETF Liquid Fund : Quantum Liquid Fund
Bhai 3 saal se parag parikh tax saving mutual funds me invest kiya hai abhi nahi badalunga mirae asset se. Waise bhi pp ka Flexi cap me 2% ka exit load hai
Great video to educate new investors. Platforms like Shoonya can help demystify the world of investing and empower individuals to take control of their financial future
Please make a detailed video on Gold Mutual Funds also so that I can make good decision whether Gold Mutual Fund is best or Gold ETF is best for investing.
Axis to apne nift small cap ko bhi beat nai kar paya hai na last year na last 3 year na last 5 year axis me aur payment daalna toh band karo hi. Same mere ko doubt hai kisme invest kare
Just one humble suggestion, you can please make a 20 minutes video to announce the best funds of the year in various categories with a brief overview of basis of selection. You can make a separate video for detailed analysis and add a reference to the link to that video. Remember all your viewers do not want to learn how to select the best funds and attention span is a global issue now.
13:04 i have a confusion, when i am searching for the fund in groww app it show two similar name - HDFC BSE Sensex Index Fund and HDFC Index S&P BSE Sensex Fund . which one aur you talking about here or is both plans same??
@Pranjal kamra, please can you confirm if in the video you are suggesting Icici prudential gold etf or icici prudential regular gold savings mutual fund?
Thanks for the wonderful knowledge sharing. Can you please help me understand why should one not choose "ICICI prudential regular gold savings (FoF) direct growth" MF over the ICICI prudential gold ETF? I see that MF is generating more returns than ETF over any chosen period and also has expense ratio of just 0.09.
Hello sir apne jo hdfc ka sensex index fund bataya wo grow mein nhi hai kya? Kyu ki grow mein jo hai uske details apke batae hue details se different hai apne finology website se ek pdf mila hai usme hdfc ka jo hai fund grow mein uske details alag hai lekin wo ek he hai grow mein apke pdf ke AUM or Launch date different hai grow mein
Introducing Finology 30! Stocks for Long-term Investors #NotForKids
Visit: tinyurl.com/finology-30-stocks
Hi Pranjal Bhai, can you please make a video on best Nifty 50 momentum fund and how it compares to above funds.
Perfect Video, thanks for this compilation
There are some Mutual Funds who invest in REITS, can you guide us how to Invest in REITS through Mutual Funds as directly there is a lot of overhead due to tax complications Pranjal Ji
Cud u review the NIFTY 500 MOMENTUM 50 FUNDS
Please make video on SWP.
Pranjal is THE ONLY youtube financial advisor who i respect immensely and follow diligently….. Your advice and honest viewpoints are just priceless…. Keep up the good work…. 👍👍👍👍
1. Large cap (including Index fund) : HDFC index Nifty 50 Plan or Nippon India Large Cap Fund
2. Mid Cap: Kotak emerging equity fund or HDFC midcap opportunities fund
3. Small cap : Tata small cap fund or Nippon India small cap fund
Finally ...... one video for all funds 😂
Bhai tmhari best baat ye ki you stick to your points for years wrna aur log har saal naye recommend krte. Hopefully aap sahi saabit ho wrna kaafi loss hoga 😢
Every New year, I look forward to this video just cause Pranjal explains Mutual funds so well and his transparency to the selection process of the Mutual funds is also nice
My entire search for mutual funds ends here. bro i've been following you since 2021
39:26 Mid Cap Funds
40:07
42:36 large & mid cap funds
48:18 gold etf 2025
Thanks. After long time I revisited you. Very comprehensive vdo on Mutual Funds. Really good for beginners especially. 👍
Parag Parikh flexi cap fund always fav
Ghanta
@@anukriti2190 hdfc flexi cap best fund
Can you please help me understand why should i prefer this over JM flexi cap fund?
@@aryashah1890 Watch the video on this channel where he talks about best mutual funds. He talks about parag parikh (not specifically flexi cap) being a top choice for past many years.
@@aryashah1890it's best when there is market volatility
Thanks for the guidance!
😮
Very well done bro!
Thank you for the appreciation!
Paid from your own team lol😂
Bhai itna paisa hai muze toh de deta
I wait for his video every year... Again this year, standard is greay maintained... Love yhe content
Such an insightful video, Mutual funds are one of the best investments anyone could do and Parag Parikh flexi cap fund is my favourite too.
Panvel jaana tha but video ke chakkar main miss hogaya 😢
🤣🤣
What a breakdown of a topic sir... I really appreciate your effort for this video and knowledge sharing...❤👌🙏
Thank you PK. I am doing SIP since last 4 years because of you. ❤
Can you give me suggestion for 1lakh rupees?
How much have you invested till now and how much return you got
I every year wait for your video..I got very impressive return from your recommendation.
Nice guidance for the years..
Thank you so much Pranjal sir, finally I found my mutual fund plan for 2025.
Finallybi found the video with clear mutual fund nameas others to just will tell mutual fund is good but don't dare to tolell the fund name.
Thanks a lot once again
Parag Parikh flexicap fund is all time fav 👍
If you are sorting flexi cap funds , churning shouldnot be a factor , they are able to churn here as it's flexi cap , other factors should have come first , hdfc and quant flexi both are good but quant due to churning must have gone out , , you are checking 10yr consistency and returns then why prob how they manage
Hello pranjal kamra sir 🙏. I am Krishna from Odisha state belonging from a middle class. As per your recommendation i invested in Parag parikh flexi cap direct growth fund in November 2020 . Now it's 60% +ve.
Today as per your guidance i also invested in Kotak equity opportunities fund direct growth. I hope this mf will be rocket 🚀 after 5 years.
I am so grateful to having you and your Video. Always love you sir ❤.
EDITING ERROR !!!!! : There is editing error b/w ELSS and Flexicap fund transition. ELSs ended without conclusion and Flexi cap began without intro. For Small cap as well there is no clear recommendation or any refrence
Bro he told he is not very comfortable to suggest elss fund, midcap, smallcap please re watch the video
Good keep it up... bohot aage jaoge...It is very very difficult to find faults on others and point out it..
Good job done. You are a genius
@@rajeevk5426 dimag se paidal hai kya bhai? I am not trying to belittle him I am pointing out mistake so he can rectify the video
@@unboxingkendraReally??.. you are really great..Aap bohot mahan ho..aap jaise mahan log bohot kam hai TH-cam ki duniya me.. Bohot bada eye opening information reveal kiya tha aap ne us video me comment kar ke...Thank you very much for your concern...
@rajeevk5426 Really? Aare wah itna samjhdhari Bhara comment kia, bhut badiy kaam Kiya apne aap jase log b bhut kum hote hote hai duniya main. Itni badi information apne share kari.. aap jase log duniya main kuch or a jaye to kya hoga is duniya ka. thanks a lot
I have 2 questions -
1. Lumpsum investment or SIP in Gold ETF?
2. Buy ETF or SGB from secondary market?
1. Lumpsum investment will give you more returns than SIP of same amounts in long term. But SIP will help you in building a consistent investment.
2. ETF is more convenient than SGBs.
For gold etf I feel lumpsum is better
@@Janani_Kannan yes true
As usual must be very interesting and informative.
Will listen and post view
Dr Mahabal Nasik
Quite informative.. thank you for taking so much efforts 👌 🙏
Too many ads - though a good and detailed video, detracts from the whole experience of watching.
I'm using revanced youtube app, No ad and free background play
Get youtube premium
use brave browser.
Buy TH-cam membership it has nothing to do with his video. free mein ad toh milega
@@aswininayak12 instead use an ad block lol
Apke kahne se hi maine kotack opportunity mutual fund mein last January se investment kiya hai. Thank a lot 🙏 💓 ❤️
You are great
You are genius
Always your fan sir
Please guide us on the smart strategic or factor funds
You are just amazing
thank you so much for your advice
Parag Parikh flexi cap fund is always my go to mutual fund to invest, Thanks for the detailed video though.
pls tell your returns
@@mirjawadali5855 my return 30% in one year i bought it after this channel recommendation
SBI Bluechip Fund large shi h kya
Zabardastttttt Mazzaaaaa Aa Gayaa! 🔥💫🔥
Best fund naam ki koi cheez nahi hoti
Aisa to hone wala nahi hdfc kehe ga ja chal tere icici ke liye chod diya
The moral of the story is
East or west index fund is the best hame zaida return nahi chiye pakka chiye long term me laga do jitna dimag hai
But sare mutual fund itna hi kama sakte hai jitna country ki gdp kamati hai to kyu pareshan ho chakkar me koi nahi hai takkar me
Index fund best for future 100 years
Thank you
Plz don't mind
Sameer india
Teri umra ke hisab se Teri baat Sahi hai
Jaida return nahi chaiya to fir fd kardo
Large cap ???
@@subhambanik1525 yes
Honesty is very important.. 😊 great job
very valuable insights sir. thank you.
Ap ne jo mid large cap and age mention kiya wo Asha laga i am 42 now
26:17 ELSS
56:13 Gold ETF
1:02:34 LF
Sir, Innocent investors ka kya hoga.... jinhone hard earned money amount SIP me daal rakha hai.....kyonki sab bolte hai mutual fund sahi hai....now every one is saying Mutual fund are not good.... innocent investors get only loss and high tax....who will take care of average earning families....high education cost....high property rate....high medical cost.....high travel cost....tax on investment....who will guide innocent investors.....
quant mutual fund ko nahi consider kiya ? .....overall very knowledgable video !
Thank you so much for very insightful and helpful session 🙏
Large Cap = HDFC Index Fund - BSE Sensex Plan Dire
Large and Mid Cap = Kotak Equity Opportunities Fund
ELSS = Mirae Asset, Kotak Tax Saver
Flexi Cap = Parag Parikh Flexi Cap
Mid Cap = not suggested
Small Cap = not suggested
ETF = ICICI Prudential Gold ETF
Thanks for the video Sir🎉🎉
Great Analysis Sir
Too much of safety bias.
Could you please recommend 3 MF for each category. Let the viewers choose as per their risk profile.
If no seller available for any ETF ,the Fund house will merege those ETF to their Mutua fund . convert ETF to liquid.
Now this was an honest one . Good job 👍
Can we have one comparison between liquid and very short duration bond
Hi Pranjal, I suppose you missed mentioning the Small Cap Mutual Fund.
Sir ap buhat achy sy samjhaty hain, lekin mera problem ye hy k men mutual funds men invest krna Chahta hon lekin Pakistan men is Tarah itni detail sy koi samjhany wala hy he nhi to mujhy Kya krna chahiye
Greatful to have such content creators
nation. even common ppl also understand what to do after watching your videos.
Good analysis of mutual funds
Such a useful video 🙌
What is the right time to invest a lump sum money in mutual funds (market going down) sir
Hdfc bse sensex index fund shows 1star in groww app ....?
Why "Large Cap Fund" suggested by you, "HDFC BSE Sensex Index Fund" has 1 Star Rating on Groww?
I am curious.
Also, video misses the Small Cap Recommendation in the end. Edting error!
"Quantum Liquid Fund" has tax implication as per slab. Mostly those fall under 30% has extra money to park in Liquid Funds, after tax, I would be getting 4.29%, roughly equivalent to Savings account. Would you still recommend it?
Same tax rate is applicable on Saving Bank Interest as well. (Barring 10K exemption under old regime) And hence it would be prudent to look at pre tax return for comparison.
Very confusing video. Itna sochne par sir road par chal hi nahi sakte. Investment equity me ho hi nahi sakta
Nice!
how to switch mutual fund to another without LTCG ?
Thanks for this video. But long videos on different subjects may not impact much. Its my view after full watch i didn't get or unable to understand the recommendations.
48:05 small cap category ka conclusion kya tha? Final fund kon sa hai? That segment ended abruptly!
Due to high pe value he told not the best time to pick funds in midcap & smallcap
13:09 hdfc has a mcap of 12 lak cr and reliance has of 16 lak cr (source: groww).
then how come hdfc sensex MF has more investment in hdfc then reliance if it is just following the index?
Pranjal can u make a video how can a person start his sip, from where he can do with minimum charge , step by step for a long term investment
I have just started the investment with 15k sip in parag parik and hdfc index, i already have 12.5 lac of jwellery should i ignore gold investment further
Also personal loan with 12% of 4 lac outstanding
Please suggest how should i plan further
1. Continue as it is no change
2. Take gold loan and close personal loan and continue sip
3 stop everything and close pl first
4. Sell gold and invest in stock for more liquid and get market benefits
New shirt sir nice. Congratulations.
What costt which fabric and stitcing cgarges derails please
Love this vid as always and was waiting for this video too. Also what's your opinion regarding momentum funds? These are getting popularity nowadays. Have you made any vid regarding this?
Excellent video. At 9.42 you talk about diversification and more than 30 stocks- but Nippon India Small Cap Fund holds approximately 221 companies in its portfolio and has a lifetime return of 22.49%. That is a exceptional return for 15 year old fund. So there are always exceptions!
❤❤❤❤ thanks a lot 🎉🎉
Thankyou so much for your time and effort!!
Thnks sir ak full video gov aur central employees ke liye bhi bana dijiye ......tax saving aur corpus ke liye
Thanks 🙏 Dil se❤❤❤
Please mention the final shortlisted final companies as well like you were doing last year. That was appearing as more transparent
Pranjal bhaiya..
Kya humne multi asset fund main invest karna chahiye??
Can u make a video on it..
Btaya to unhone... Flexi me kar chal
Hi Pranjal :)
Great content!! Have been following you for the past 1 year. Love your content, honesty and the detailed oriented approach to explain anything. Kudos!! Keep going
One request, can we please have a quick video on best Tax Saver ELSS funds?
It’s here in this video
Thank you so much for providing such a informative video on mutual funds selection...
Motilal Oswal mid cap all favours
True
But idk why sir hasn't mentioned this name
Sir ap video mein ye bhi bata dijiye please ki konsi age ke kitne income wale persons ko konsi category mein kitna percentage invest karna chahie iske upar ek video banaiye please .
Thank you 👍🏻
Large cap : Kotak Equity Opportunities Fund
Large & Mid cap : Kotak Equity Opportunities Fund
ELSS : Mirae Asset ELSS Tax Saver Fund / Kotak ELSS
Flexi : Parag parikh flexi cap fund / icici prudential focused equity fund / Hdfc focused 30 fund / kotak india eq contra fund
Mid Cap : No Recomendation
Small Cap : No Recomendation
Gold ETF : The ICICI Prudential Gold ETF
Liquid Fund : Quantum Liquid Fund
All in one video is what i like the most.
I was thinking to lower the amount in ELSS fund and rather put it in PPF. What's your take?
Pranjal baba ki Jay continue watching since 17
Bhai 3 saal se parag parikh tax saving mutual funds me invest kiya hai abhi nahi badalunga mirae asset se. Waise bhi pp ka Flexi cap me 2% ka exit load hai
With all due respect sir itna confusion kyon?
Aese hi bta dete sre criteria check krke best mutual fund ke nm.
Great video to educate new investors. Platforms like Shoonya can help demystify the world of investing and empower individuals to take control of their financial future
Sir I have two questions
1. Can state Govt. Employees can invest in mutual funds?
2. Can I invest through my credit card?
Please make a detailed video on Gold Mutual Funds also so that I can make good decision whether Gold Mutual Fund is best or Gold ETF is best for investing.
Sir, you are the first guru of my financial journey. Thanks for giving true guidance to beginners just like me.❤
Can you pls publish good SWP options for different investments and withdrawal %’s
Pranjal should we stop investing in small cap fund as you had said earliar in axis small cap fund
Axis to apne nift small cap ko bhi beat nai kar paya hai na last year na last 3 year na last 5 year axis me aur payment daalna toh band karo hi. Same mere ko doubt hai kisme invest kare
If we have parag parik flexi cap fund in our portfolio then we can choose hdfc balanced advantage fund or not ??????
Kon kon is video ka wait kr rha tha
Just one humble suggestion, you can please make a 20 minutes video to announce the best funds of the year in various categories with a brief overview of basis of selection. You can make a separate video for detailed analysis and add a reference to the link to that video. Remember all your viewers do not want to learn how to select the best funds and attention span is a global issue now.
Hi, what's your take on:
active vs passive investing
for example: kotak equity opportunities vs nifty large and mid cap 150 index
13:04 i have a confusion, when i am searching for the fund in groww app it show two similar name - HDFC BSE Sensex Index Fund and HDFC Index S&P BSE Sensex Fund .
which one aur you talking about here or is both plans same??
First one -BSE sensex index fund
@Abhishek-yb9kb thankyou
For large cap funds goes with Index funds
@Pranjal kamra, please can you confirm if in the video you are suggesting Icici prudential gold etf or icici prudential regular gold savings mutual fund?
Thanks for the wonderful knowledge sharing. Can you please help me understand why should one not choose "ICICI prudential regular gold savings (FoF) direct growth" MF over the ICICI prudential gold ETF? I see that MF is generating more returns than ETF over any chosen period and also has expense ratio of just 0.09.
❤ you sir for your experience
Too good. Great.
Hello sir apne jo hdfc ka sensex index fund bataya wo grow mein nhi hai kya? Kyu ki grow mein jo hai uske details apke batae hue details se different hai apne finology website se ek pdf mila hai usme hdfc ka jo hai fund grow mein uske details alag hai lekin wo ek he hai grow mein apke pdf ke AUM or Launch date different hai grow mein
Awesome sir please suggest for Aditya birla sun life transportation and Logistics Fund for long term 😊😊😊😊😊😊😊
Kindly make video and recommendations on foreign portfolio through ETFs.