Thanks for watching!! Here's how to get in contact with me! 1. Check your eligibility and receive a personalized evaluation of your VA Loan: connect.valoansforvets.com 2. Email me at jimmy@valoansforvets.com 3. Book a FREE 15 minute phone call with Jimmy outlook.office365.com/book/BookaConsultwithJimmyVercellino@myfwus.onmicrosoft.com/
Quick question, I just want to know my chances. I'm an E-4 5 and a half years of service. With all the extra pay like BAH and the like, I am making a little over $60k a year. Looking for a house around the $200k - $250k range. Credit score of 750, but I don't have much in the bank, only about 5 grand, I don't have any credit card debt nor do I owe money to the court or any other organization, but I still owe 6 grand on my car. Do you think I could get a VA home loan?
I just received my VA disability letter for 100% service connected. Total and permanent. I also have my Navy retirement, which is $1859 a month. I think my credit score is 654 now. Car payment is $220 a month. I did an application to forgive rest of student loans for 100% p and t va disability. Should I wait for I get my student loans forgiveness first?
You can, however, it may not be necessary. We can set up your loan showing those student loans omitted and once you have the documentation we can upload it to the file. So if you'd like you can start the process now. jimmy@valoansforvets.com
Can you do a video on explaining if you do have a late payment or a couple late payments within a year time frame? I have a 650/680 score with a great debit/income ratio...but unfortunately I have a couple lingering late payments from 8 months ago. Can't get approved.
For sure. In the meantime, I would say you'd want to have a 12 month clean payment history to be ready to roll. You're almost there. Let me know if I can answer any other questions in the meantime. jimmy@valoansforvets.com
Am I too poor for a VA loan? I make 35k-40k a year and wanted to get my own place and have roommates. I am a woodworker getting stiffed at 18$ an hr, depressing times. 50k in stocks for down payment. Just found your channel and am studying up. I am miserable renting from someone and not being able to control who I live with.
Hi. Was wondering since you can get a loan for a fourplex, do you know if you were to build a fourplex does it all have to be on the same foundation or could you have four smaller foundations on the same lot?
I’m 18, joined the Guard , going to do my minimum active days for VA loan. Would it be possible to “house hack” using the VA loan? Or what would be the best way to do that.
You can purchase a home on active duty with 90 days. In my experience that has never happend. Typically active military won't be ready to purchase until they've finished boot camp and shcool and arrive at their duty station. But yes, you can househack. I have videos on that ;-)
Hello. What can i do or do you have any tips to negotiate buying a house using VA loan like For discounts and low interest rate. Do i negotiate first before sending all the documents they need, or before starting the whole process.
Your lender is responsible for doing it and running it thru the VA Loan analysis but you can certainly do it as well. Hope you're enjoying the videos Franklin.
Thanks for watching!! Here's how to get in contact with me!
1. Check your eligibility and receive a personalized evaluation of your VA Loan: connect.valoansforvets.com
2. Email me at jimmy@valoansforvets.com
3. Book a FREE 15 minute phone call with Jimmy
outlook.office365.com/book/BookaConsultwithJimmyVercellino@myfwus.onmicrosoft.com/
Thank you Jimmy, your videos are helping us put our ducks in a row. First timers.
My pleasure Holly!
I hope you’re still doing this in 2 years when I get out, I think I would like you to help me with my first home purchase in the future❤
I don't plan on going anywhere! :-)
Quick question, I just want to know my chances. I'm an E-4 5 and a half years of service. With all the extra pay like BAH and the like, I am making a little over $60k a year. Looking for a house around the $200k - $250k range. Credit score of 750, but I don't have much in the bank, only about 5 grand, I don't have any credit card debt nor do I owe money to the court or any other organization, but I still owe 6 grand on my car. Do you think I could get a VA home loan?
Based off what you share, certainly. Let me know if you'd like to set up a time to discuss further. Jimmy@valoansforvets.com
Glad I’m working with you Jimmy. James R
Me too!
I just received my VA disability letter for 100% service connected. Total and permanent. I also have my Navy retirement, which is $1859 a month. I think my credit score is 654 now. Car payment is $220 a month. I did an application to forgive rest of student loans for 100% p and t va disability. Should I wait for I get my student loans forgiveness first?
You can, however, it may not be necessary. We can set up your loan showing those student loans omitted and once you have the documentation we can upload it to the file. So if you'd like you can start the process now. jimmy@valoansforvets.com
Can you do a video on explaining if you do have a late payment or a couple late payments within a year time frame? I have a 650/680 score with a great debit/income ratio...but unfortunately I have a couple lingering late payments from 8 months ago. Can't get approved.
For sure. In the meantime, I would say you'd want to have a 12 month clean payment history to be ready to roll. You're almost there. Let me know if I can answer any other questions in the meantime. jimmy@valoansforvets.com
Am I too poor for a VA loan? I make 35k-40k a year and wanted to get my own place and have roommates. I am a woodworker getting stiffed at 18$ an hr, depressing times. 50k in stocks for down payment. Just found your channel and am studying up. I am miserable renting from someone and not being able to control who I live with.
Hey Man - let's schedule a time to connect to get you going in the right direction. Can you email me at jimmy@valoansforvets.com ?
Hi. Was wondering since you can get a loan for a fourplex, do you know if you were to build a fourplex does it all have to be on the same foundation or could you have four smaller foundations on the same lot?
Yes, you sure can. You'd need to find a lender who is willing to make you that type of loan (building a 4-plex)
Can I use my recent awarded 100 disability as my only source of income with my spouses income to get approved for VA loan in NC?
Certainly - let me know how I can help Deon! Jimmy@valoansforvets.com
I’m 18, joined the Guard , going to do my minimum active days for VA loan. Would it be possible to “house hack” using the VA loan? Or what would be the best way to do that.
You can purchase a home on active duty with 90 days. In my experience that has never happend. Typically active military won't be ready to purchase until they've finished boot camp and shcool and arrive at their duty station. But yes, you can househack. I have videos on that ;-)
What if I’m getting out in six months? Will that reflect poorly on my pre approval application?
Good question. We’ll need to have a hire letter lined up for your next civilian employer.
Hello. What can i do or do you have any tips to negotiate buying a house using VA loan like For discounts and low interest rate. Do i negotiate first before sending all the documents they need, or before starting the whole process.
Good question. I would say discuss with lenders first, choose one, then start the process with the one you choose.
So should I be doing the risidual analysis or the lender or both?
Your lender is responsible for doing it and running it thru the VA Loan analysis but you can certainly do it as well. Hope you're enjoying the videos Franklin.
Where can I talk with you to talk about my situation?
@@chazcobian5242 jimmy@valoansforvets.com
Whooaaaaa never knew this
Most Veterans don't!
"Thanks Joe" 🤣🤣💪
🤣🤣💯💯💪💪