Zac, my semi-detached in Canada is worth above 600K$. So those prices are not even close to what it is in Canada. A nice home can get to 800K$ to close to a 1M$.
Not to mention that I was looking for a nice bookcase for displaying my collections of statues and such. I found one that would fit my needs... just about 8000 CAD... Money worth nothing anymore...
I’m sorry, I’ve lived a different life. I had the chance to learn how to cook. Stop ordering food and stop buying a slice of chicken! Invest in learning how to cook, invest in a freezer.
Some old people get it tho because they are on fixed low income or don’t have a retirement so some are struggling worse then us because they can’t work anymore
@@aracelimalone1167yes house prices was a lot cheaper but not everyone bought a house, they are today paying crazy rent and struggling with all other living expenses as well.
“Trickle Down Economics” was always the 1%’s scam to rob the poor. Now, the “American Dream” is the new scam used by the 1%. The only way to believe in the American Dream is to be asleep!
My grandfather had a wife and 8 children that he raised on a single salary of one of the worst paying jobs: church saxton... My goodness. Other grandfather was a music teacher. Raised four kids and took care of the wife.
Yeah I noticed the other day that the soup pouches I buy used to weigh 560gm but now only weigh 400gm, yet they still try to claim it’s “2 servings” 🤦♀️😒
Yeah couplesd with the fact that huge companies like black rock are out here buying houses like crazy and jacking rent through the roof. Companies should not be allowed to be buying properties like that, and it'll never get any better because these companies have bribed lawmakers across the globe.
Okay, TSA just set a record for people passing through the airports, black Friday records for online shopping and millions went to movie theaters Thanksgiving Day. Stop with the inflation nonsense.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Sophie Lynn Carrabus is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
The high inflation is a significant reason why most retirees have sleepless nights. The increase in prices of everyday items puts them at risk of running out of money. As prices rise, the amount of money retirees can withdraw from their retirement savings also increases. To fight inflation the Fed will have to hike interest rates which will be wonderful for the billionaires but possibly take away the middle class. Inflation is so high that consumers are literally taking debt for basic life necessities. Collapse has indeed begun..
This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment
Annette Christine Conte is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
i cried laughing leaving the store with half the stuff for free because the corporation wont hire people to scan my items. Im terrible with those machines and i didnt get training on how to scan my items so it always cost me less for some reaason, im not complaining though.
@sergiolandz6056 No supervisor so you steal. Like a child without their parent around for the first time ever. Stealing also makes the price go up. Enjoy it before your town locks everything up and you have to ask for the cheese from an employee through glass.
I bought my home 5 years ago. My payment is $1400 a month. My best friend is living in a garbage apartment. It’s old, it’s extremely run down, it’s infested with all kinds of insects, and it’s tiny. He pays more than me. We live in the same area. It’s absolutely ridiculous how much the cost of living has gone up. I’m disgusted every time I go to the grocery store. I can afford it though. Most people truly can’t and are totally screwed. This is why I go insane every time the media says the economy is doing great and unemployment is low and all that. Meanwhile people can’t afford groceries.
I am a 65 year old women who will be retiring in April of next year. We were just able to pay off our home last month (only because my in-laws both passed last year and their home was in our name). We had bought our home 6 years ago before the housing market went totally nuts! We had bought a tiny 2 bedroom townhouse that we lived in for over 35 years before we decided to buy our home. I must say money was always very tight for us and we had our share of debt, but nothing like it is today! My heart goes out to young adults today.
@@mikeydude750 When you consider how low wages were in the past, wages have never kept up with housing. Most people have always gone out on a limb when they try to buy a house. I know I did. And when I got my first house I remember sitting out in the garage wondering how I was going to make the payments and said a prayer. I had to have a co signer on the loan and I sure didn't want to let them down. Somehow I managed. But sold the house 6 years later and didn't make much of a profit.
@@NaturalSynthetic777 Excuse me. I was one of those low wage earners making 5-6 dollars and hours. But I managed to buy a house. I worked 2 jobs. I worked 7 days a week. Had to have a co signer for the house even though I had perfect credit. It was unbelievably hard making those payments every month. I was never a person who felt the need to even get a haircut, I did it myself. Never got my nails or toes done, never had a tattoo, rarely ate at restaurants. Rarely anything. But it was my goal to get a house. I looked around and found a fixer upper. If it hadn't been for the co signer I would never have gotten that house. I kept it for 6 years, then sold it. Meantime I worked on it myself. You should stop being such a big cry baby and put your energy into something constructive.
Goldberg saying she is a working person making 73k a week and feeling the financial pinch.... that pisses me off. I COULD RETIRE AFTER JUST TWO YEARS OF HER SALARY, and I'm 38 yo!! If I had 2 million I could stick a million in retirement investments for when I turn 65 and still have 4 million. over 20 years I'll be able to live off 200k a year!!! Absolutely nuts
Yeah, she is NO Cardi B going off about her grocery bill. Cardi wasn't fronting like she's just like us: she acknowledged our struggle is real while still appreciating her financial blessings in a nom-ashole way. Why do these other ones think they gotta lie? We know they drop $500 like it's 5 cents! Please! ...No, seriously, please can we have that kind of pay where spending $500 on anything doesn't hurt so much? Groceries, heating bill, car bs....it's all so ouch!
Not taking up for her, but I'm sure she doesn't actually make that amount because after taxed she probably has to pay a bunch ch of people and her manager gets their 10-15% cut off the top. She sounds crazy out of touch for saying that though. No doubt
She genuinely believes what she’s saying because her identity was developed before she became rich and famous. The identities we develop as children are developed specifically as defense mechanisms against a very cruel and uncaring world, so people tend to cling very tightly to them. Whoopi grew up poor, so no doubt being poor is very well embedded into her sense of self. Regardless of how much she has actually changed, she likely still sees herself as a poor little girl from the projects. The more personal trauma we experience as babies/children, the more embedded our identity becomes and the less open we are to perceiving the changes that have occurred, not only within ourselves, but in the false world/reality we have created that is inextricably linked to our identity.
Nevermind 20 yrs ago, where I live in Northern Ontario, a brick of butter was $2.99 in 2019. Now its $9. I wait for sales if I can get it for $5 and I buy 10 and freeze them.
It used to be, "The solution to high prices is high prices." When people couldn't affort it, and stopped buying it, the price dropped. That isn't happening now. It looks like we've passed an inflection point, and the currency is starting to hyperinflate. God help us.
Actually it is happening, and the genuine quality small food companies will close down leaving only food co.s owned by bill gates and the gov... very scary
@@leeche87People who say everything is money laundering don't understand how money laundering works, you can't argue with these people. Also, legalized money laundering isn't possible because money laundering itself is illegal, which means "legalized money laundering" is just a standard transaction. But hey, who am I to let facts get in the way of a stupid comment.
It has been garbage ever since the early 1980's I was a teen in the early 1990's and the hourly wage for hard manual labor was around $5.00 a hour and a new single cab half ton 4x4 pickup cost $16,000 a house cost around $90,000 so things were out of reach back then. The boomers had all the decent jobs because they were in their late 30's to 40's and them being the largest generation ever it was a log jam ahead of the next generations. then tech took over and many jobs held by people were done with computers hence USA turning into a service country. Oh and thank Bill Clinton for NAFTA that flushed our standard of living down the toilet. I grew up on a farm and I worked for 12 years 7 days a week holidays etc for NO PAY just living expenses so I do not want to hear about how hard the WW2 generation worked they were able to make a good living being a HS dropout. It is a fact that the standard of living across the board is worse then 1933 the bottom of the great depression. back in the great depression a 15 year old was paid .75 a hour in silver coins which translates to $25 a hour. meanwhile when I was 15 a 1/4 line of irrigation pipe which is 32 links that each one needs to be carried 60 feet and reattached that paid $3.00 ( in fiat paper money that can be inflated) USA is a disgusting country that is nothing but greedy junkies that never get enough of a fix i.e MONEY.
Even in rural small towns here in GA houses went from 80-100k (2015) to 200-300k. I realize that is still cheap to many people across the nation but here it is not. Average salary is about 36k which is not enough for these housing costs. Average wages have only increased by about +$2/hr in that time frame.
Former Long Islander here - My childhood home (modest 3BR/2BA split level, maybe 1800 sq. feet?) was built in 1956: 1974: Sold for $39,400.00 1986: Sold for $165,000.00 (my parents' purchase price) 2022: Sold for $622,000.00 (my parents sold it here - only updates: Central AC in the '90s, sprinklers and a semi-in-ground pool) Those figures make me nauseous.
My neighbor bought an old farmhouse with land 7 years ago for 160k....put it on the market this fall for 650k, and it's not been improved much....luckily my old mobile home next door my drag that selling expedition lower huh!?
You understand that the home prices in Nassau and Suffolk counties are not your actual obstacle, right? Its the taxes. If you want to live anywhere outside of Coram, Amityville, Freeport, Balwin, New Castle, Hempstead, Islip, you're gonna pay 14k a year in taxes, minimum. Thats pretty much a rent in other parts of the country on its own. Now add the mortgage, the municipal services, the insurance and the costs to maintain. Long Island is one of the most expensive places in the country to live, on a ratio of what you pay, vs what you get.
@@dvaunt3516 For sure I understand. That’s why I left in 2018. However, my parents were only paying $6,800 in property taxes per year and the house was fully paid off from the early 2000’s. And this was not one of the towns you mentioned. I still have friends on the island who (IMO, stupidly) bought homes and are paying a disgusting amount of taxes on top of $4,000+ mortgage payments. I have zero regrets leaving the island after living my entire life there.
I live in Europe. We earn a lot less in general. For example im a mental health nurse with a masters and get paid 45000k per year. The rent is 1400 per month and then bills. I live in ireland which is a tax haven creaming the tech industry.... Our tax receipts year upon year are excellent and we are listed one of the ricjest countries in the world. You wouldnt know it. The health care sector is in crisis. The edication sector is in crisis. The housing market is for millionaires. No money to save. No houses to buy. No hospital beds. No childcare spaces. No this, no that. But always room for illegals, always medical care, always housing. Youre punished for working.
Yes meanwhile you have big corporations saying it’s ok it’s just business laying off someone during Christmas after 40 years of work it’s OK it’s just business
“Trickle Down Economics” ended the American Dream. Reagan was a literal celebrity millionaire when he destroyed the working class through classist policies(sound familiar). Now, we get to pay the price for our ancestors lack of self respect when they voted against their working classes best interests! Future generations will be paying the same price after recent elections!
@@michaelkienitz3979 The only secure jobs are g'ment jobs where they can slack off, do nothing and still get paid with all the bennies. Even a union job at a factory doesn't guarantee a job after age 55. I know 2 guys who were kicked out of their jobs at 55 even with a union.
I (a 27 year old in Arizona) tried to explain to my father(52 year old) how completely unreasonable it is to achieve the American dream (2 kids, 2 cars, house, and a dog) in this economy... I did the math, right in front of his eyes, low balled all of the numbers, and arrived at 180K. He adamantly insisted that that number was a gross exaggeration, and that 100k was more than enough. At some point the generation(s) before us need to listen when we say this is unsustainable and we are struggling, or everything will implode :)
Only 180k? Here a house starts at 250k and usually goes for 280k+, want a decent second hand car? 6-8k and 110 a month on tax and lowest insurance if you're ~25 and have a mid sized car
Not sure if the city I reside in inflated my perception of money but I would never bring children in this country on less than 250k annually. Ideally 500k for a nice little cushion.
I just subscribed. I bought my Connecticut house in 2013 for $88,000. Now, homes just like mine across the road are selling for $230,000. At this point, it's just best to buy/convert a nice camper van and live NOMADIC. Can't go wrong and you can't live anywhere!
this is exactly what i tell my 3 adults... we are buying a lil house with a lil bit of land so they wont have to worry about where to park or rest... I cannot house them in this lil house forever but at least I can give them a piece of earth!!
Dang that's still so cheap. In the area around Seattle there is essentially nothing under $500k and if you find it, it's a complete dump. The cheapest house near me is for sale for $549k and is 718 square feet 😢
I'm 30 years old, moved out at age 18 with a buddy of mine here in Phoenix. He charged me $350 a month to rent a room from him, in a small 2 bedroom Single Family Home. He bought the house for $70k, his mortgage was mid $300's a month even with an FHA loan and very little down. So basically back then, you could rent a room out and have your mortgage paid; nowadays, you can't even rent a spot in a mobile home park for $300 a month! Oh yeah, current Zillow estimate on that house? $317K. Living alone in 2024 requires at minimum 2 jobs, or one job with at least 10 hours OT/week. That or you work full time and have a decent side hustle that makes at least a grand/month.
I just can’t believe how quickly home prices exploded. I bought my home in 2019 in CA - now only 5 years later the estimated monthly payment has literally DOUBLED. It’s so unfair.
The farmers market in my parent's small town is amazing. So many great deals on meat and produce. The markets in larger cities tend to be bougie scams. We even had a scandal here in Ottawa where guys were just buying Walmart produce and reselling it at a markup claiming it was "organic" and "locally grown."
It was 38 dollars for 2 tickets to the movies last week... just tickets. It's not that I can't afford that cost it just takes all the fun out of going out.
lol why on earth would you pay that much that’s insane I bet the place was empty as well I have never paid for a movie it went to $8 and I was like nope
Then don't. When there is a movie that I want to see I just wait a few months and it's on a streaming service that I pay a monthly fee for an entire household to see a month's worth of entertainment for far less than the cost of one person to see one movie in the theater.
@@dominickay5968Up to the pandemic I was seeing month plus old movies on $1.25 Wednesdays. I would make an entire day of it seeing 4 movies in the theater for $5. I would start with the early matinee and finish with the last movie before closing. If I happen to fall asleep during a movie I could just see it again the next week. And there where a number of movies I happen to fall asleep watching and since I only paid $1.25 I did not really care since I got a good nap in before seeing the next movie. Unfortunately the theater was bulldozed because the theater didn't survive the pandemic as they where bairly able to keep their doors open before the pandemic hit. The theater was kinda OK considering what you where paying. If you wanted nice comfortable seats and the place to be out right spotless well there was the theater on the other side of the freeway. If you did not want to pay $25+ each for the latest release you went to the theater I went to.
Try the matinee prices. I’ve gotten used to going to the early showtimes and saving a little money. Then I run errands like getting groceries after since the store is near the theater and head home. Saved myself a trip. My local theater has matinee prices for shows before 4pm
OMG! Get real. The whole international art market is a money laundering operation for illegal activity and avoiding taxes. The person selling the banana receives the cash, takes a 5% cut, and the other 95% goes back to the buyer as a gift, or it’s invested in offshore accounts that the buyer ultimately owns and has control of. It gets back to the buyer in some way or another. It’s all one big charade perpetrated on the trusting public once again and it right out there in the open. The banana is the biggest psyop in the art market yet - they are laughing so hard that the public accept this con.
Okay you clearly have no idea how money laundering works because the check the fund manager wrote to the auction house to pay for the art is a smoking gun for the IRS if it is illegal.
Ontario/Canada: one big reason for the food prices is the lack of competition in stores. we have one company (Loblaws) that owns a dozen or so different grocery stores, from low end to high end. they're able to do things like, make a loaf of bread $8 at the higher end store, so the same bread for$ 6 at the lower end store doesn't seem so bad. except it is because that's a ridiculous price. also, they own many of the generic brands like No Name and President's Choice, so they get to decide what price counts as the lowest budget. also, the company likes to mention that they know that inflation is sooo bad now so they're committed to keeping things affordable (hahahaha) but they don't mention that it's not just inflation, it's their own horrible exploitative business practices.
@denziwroy632 it's TECHNICALLY not a monopoly because we actually have 3 big companies that own about 95% of Canada's grocery stores. Metro, Loblaws and Sobeys. But they collude with each other to keep prices high so may as well be a monopoly. (The other 5% of stores are walmart and costco, the only proper competition the triopoly has.)
My mom laid 40k for her house in 2003, homes are now selling in that neighborhood for 300k+ regularly, and I suspect a lot of them aren’t occupied by people that live there full time.
The lady at 4:30 with a $100 grocery bill was complaining about the cost. She had two cases of coke zero which would equate to roughly 19% of that bill. You're spending almost 20% of your grocery bill on flavored sugar water. That's $1,000 a year of savings if you switch to water, which I drink exclusively.
I'd be very curious to see a living modern and living frugally comparison. Because packaged food, no meal prep, sodas etc vs cooking, meal prep, shopping sales etc is a HUGE difference.
You know you are correct. I stopped soda but I am a juice drinker, I thought the powder packs will help with cost but nope one bottle of juice should be the treat and I should drink water mostly
As someone who also almost exclusively drinks water and works in a grocery store where people go NUTS for soda, THS! Plus, soda is literally one of the WORST things you can put in your body, and the one she had, Zero Sugar (they're lying, what they put in to 'replace' the sugar is WORSE!) and Caffeine Free are even WORSE For you! Never mind how GOD DAMN CRAZY EXPENSIVE it is! NO WAY! I'll keep the money AND my health, thanks!
In boujee CDA Idaho (Kardashians now vaca here & everyone and their damn uncle moving here) rents have DOUBLED! No renters protections. My husbands coworker got a 60 day notice that at lease time it was going from $1,200 to $2,400!!
@Tara_thatonegirl that sucks. I'm in washington state but lived in Idaho. Made less money than I do now and was doing better financially in Idaho. But I understand some areas there have exploded in terms of growth.
Nahh deadass… things like that and even memorabilia… like I get sentimental value but I don’t get how something made for less than 10 dollars now becomes worth thousands or millions cause some celebrity wore them once
it's a mix, the art is a way for rich idiots to go "my picture is more expensive than yours" and peacock, but they are also used for laundering quite consistently
Yeah I always end up thinking “I wonder if that multi-million dollar art piece comes with a trafficking victim as part of the price?” But maybe I’m just weird for thinking that way? 🤔🤔
They totally forgot to mention that the $170k house in 2001 was a brick home, with a basement and a decent sized, fenced in yard. Now, that's gonna run you $650k, minimum. Also, you didn't even have to pay $5.60 for a movie ticket. If you went on (insert special day of the week at every theater), or to the early shows, it was anywhere from $1.50 to $2.50 for NEW movies. It's absolutely insane how much inflation there has been in 2 decades, while wages have all but stagnated. Thanks Federal Reserve and central banks!
I had 700$ in savings. Then had to buy snow tires to get to work safely. Now i got literally one dollar in the bank. Proof we underpaid. I make 17.70 @ a group home
Buying "Fine art" isnt necessarily about "because I can" fine art is also tax deductible. Alot of rich buy art to avoid taxes, while having an appreciating asset
@SkywalkerPMs Art can be contributed for a tax deduction. If you're an art collector or investor, the deduction is determined by the artwork's fair market value. The ultra-wealthy exploit the art market for tax evasion using methods like inflated donations, like-kind exchanges, and free ports.
Very interesting watching your videos, especially since I am seeing all of it through a European lens. Just to give you guys some perspective, not to make you feel bad or to brag: All numbers are already converted from CHF to USD: I live in Switzerland and earn 133k/yr (currently finishing my masters degree, no debt bc tuition is around 2k/yr), gf earns 107k/yr. We both get public transportation (I can use any bus/train/boat/public cablecar in the country) fully paid by our employers (additional 4.5k/year each). Unemployment insurance, private and public pension fund, taxes are around 20% of the salary (if you fall sick for a longer period you get 2yrs of full pay, if you are unemployed you get 80% of your last salary for the next 2 years, public schools, health system and public transportation works perfectly). Renting 3 bd flat for around 1800/month (rural area), health insurance is 350/month per person, food is around 600/month. Bought a 15yr old car for 5k last year in perfect condition, runs fine. We go skiing and generally on vacation several times per year (25 days vacation/year). We (both 30) are doing very well and can save around 5-7k per month (depending on how much we decide to spend on other stuff) and are planning to start a family soon. I think the U.S. needs to fix a few things quickly. It can't be that the average salary in other countries is way higher while the CoL is so much lower and the tax burden is lower too.
You hit the nail on the head. What is the cost of chikdcare like there? Here, that is a HUGE issue. If youndont mske at least 80k/year, it makes more sense to stay home with your child. Also, out public transportation is horrible to non existent, most of us dont get paid time off unless it is a handful of sick days/year. Car payments are ridiculous here (most ppl are paying $600-$900/mo). Health insursnce is thru your employer and even after your momthly payment, you have copays at time of service and out of pocket deductibles you have tonpay before the insursce starts paying. We pay $900/mo for our family but have tonpay $3,000 out ofnpocket before they cover ANYTHING. That doesnt include vision or dental, which are seperste payments/co payments/deductibles. Childcare for 1 child under 5 will cost you $1200-$3000/mo here in my state of Delaware. Im not evennin a crazy expensive state, we dont have student loans(thank god cause thats a min of $500/mo payments) or car payments.
I'm currently surviving on a combined disability benefit for two adults at 19.8K USD annually. I'd feel pretty freaking blessed with 100K! COL is stupid for everyone everywhere (except the ultra-rich, although the Whoopi's in the world are still complaining evidently) - I hope things get better for everyone struggling...
I live in a rust belt city with a tough reputation, so cost of living hasn’t hit me as hard yet. I’m very thankful that I’m from the Midwest when I see videos like this.
The one thing that stuck out was that 1 movie ticket was about equal to 1 hours wage. At least in my area thats still true. The biggest issue I've seen is the price of housing
Of course it's a record. When the same stuff costs more every year then the same things can be sold and the total goes up every year. It's why new movies that aren't that great break box-office records all the time. They make more money because of inflation, not because a remake of The Lion King brought vastly more people to the theater than the OG Star Wars Trilogy.
1) credit cards; 2) food prices inflation mostly affects poor. the larger the share of expenses is food, the greater the impact. Black Friday isn't about food (even when some grocery stories participate), it's about items and usually not small and cheap ones.
I'm 55 and work 50 hours a week welding, I make enough to survive on. I've stopped going out or buying things to get by. My In laws are in their 70s and their kids and grandchildren have drained their retirement savings. We are all affected.
I dont go to live concerts anymore. I refuse to line ticketmasters pockets. Am glad I went in the 80s for under $20 and the 90s- early 2000s now you hafta mortage or sell plasma to buy a tik for nosebleed section.
45k is absolutely not a livable wage here in California unless you’re a single person with no kids renting a bedroom from someone (those go for around 800-1000 now). I live in a northern rural town and make more than that and I am barely scraping by. I will probably never be able to buy a house in my area because all the city people priced me out when they started moving here during and after covid.
Damn! I'm in CA, and the rooms for rent around me are $1.5k-3k! LMAO! But ye, I make 27k a year, and I am still with my parents because of it. There's no way I'd survive on my own!
I live in Montana. That is wrong. We are being driven out by rich people. All of the stores are being pushed out for art studios and restaurants that sell food that nobody here would like to eat.Montana has become a mini california
FYI farmers markets are not really selling you stuff grown on the local farm, most of them are buying wholesale veggies and fruits (same place your grocery store buys then) then selling them with jacked up prices under the premise that they. are home grown! Ever wonder how farmers markets open and start selling this stuff long before the crop would be ready in your area...
That would be illegal. However, If you Just assume that they grow mango in new York in january, then its on you 😂 I go to the Farmers because its fresher there. They got it the Same day or day before from the wholesale and skip the shipping it across the country and warehouses. Those who actually grow it themselfs are easy to Spot with only in season products and a table with their truck. Perfect If you have Guinea pigs in the winter, since you need a Lot of in season leafy greens
I’m Australian so this is the third financial crisis I lived through. The 90s recession I was a student. My rent was half my wage, I walked everywhere cause I couldn’t afford a car and hospitalised for being under weight cause I couldn’t afford food. I learnt I didn’t need a new car and I’ve never owned one. I barely survived. In the GFC I owned a house , two kids and owned my own business. I nearly lost my house and business and my husband lost his job. We took the kids out of private school and I learnt to garden. This time, I’ve learnt so much and I’m prepared. We thought outside the box and bought a block of land, lived in a second hand caravan and built a kit home, right on the beach in a small town with the city n hour away. I can make a meal out of my garden, make everything myself, make my own cleaning products. I’ve learnt to constantly send emails to my local parliament member and tell them this isn’t good enough. Scream and yell to all of those in power. Learn what you need and what you can live without. The last two financial crisis taught me so much. Hang in there. Stay safe and create a coommunity where you can
“The housing prices are very reasonable” (Montana) 😂 Native Montanans like myself have been pushed and priced out of our own state. Nothing there is reasonable aside from no sales tax.
Hey. I moved from Canada to Croatia because our lives were just incredibly expensive. With the equity from our house we bought a wonderful place and a mobile home in the countryside where we own land. I work full time, and my husband part time, we are not lazy and don't expect things to be handed down to us. However, even with no kids we were unable to sustain ourselves in Canada. By the way, we have no credit cards in Croatia. Perhaps you could do a thing explaining EU versus US as far as credit cards go? To live debt free, whether you consider debt sin (how did we forget that), is living truly free. Best regards from Croatia. Keep up the good work! M
@@mrs.natashaellwood8634 wtf where do you live in canada ? I can get 8 chicken breast for 14$ here.. its high because it used to be 10 but still with that 14$ pack i can live off that for 2 weeks no problem.
@@prosecco6690 Water is expensive in So Cal. We have an orange tree that produces a lot of oranges but you have to water it all year long. This summer my partner wasn't making any money and I had to stop watering the tree. Our water bill was out of control still high. No rain all fall and even today it barely sprinkled. I looked at the oranges. They are so tiny and won't taste good in a month.
I bought some OJ to make cranberry sauce and the Tropicana bottle is TINY now and so expensive. I only make it once a month so will have to wait until another sale before I make the cranberry sauce again. (I freeze cranberries and make it all year long).
Inflation is out of control. It's worse than its been in decades. The cost of anything necessary to life is higher than it should be in America right now.
fear a housing crash due to people buying homes above asking prices with little equity. If prices drop, affordability and potential foreclosures may arise, worsened by future layoffs and rising living costs. I want to invest more than $300k, but I'm not sure on how to mitigate risk.
Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
When Melissa Terri Swayne’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
My credit card debt from living a “lifestyle I can’t afford” is me buying groceries…. We don’t eat out generally, but when a frozen pizza from the grocery store and it’s $10 vs eating out for a pizza at $12…. Even if I were to make it from scratch, the pizza comes out to $7…
Being seniors, we recently faced some health issues, and decided to sell our 3 bed 2 bath home in texas, and move closer to family in southeastern pennsylvania. We thought we could buy a smaller house for the money we got. We got a really good price for our texas house, but found out we actually need double the amount to buy a smaller home here. So we are up the creek now because we make $1,000.00 to much a year for low income housing. Dont know what we are going to do. So if we find ourselves in this position, heaven help the younger kids.
It's actually the seniors who aren't rich who are the ones suffering the most. But because the younger's complain constantly, everyone thinks it's the younguns who are suffering the most.
@@mrs.natashaellwood8634 I can understand your feelings. I feel so bad for others in just as bad situations as we are. The financial mess most people are in is starting to depress me.
@@andreawahleithner9640 Why should you lock your doors. Why can't people just not be criminals? What a stupid thing to say. You clearly just don't make enough.
Wait did you just say a *bag* of milk? Is that like a weird saying or does your milk actually come in bags? 🤨🤨 In Australia they come in either long-life milk in UHT cartons or fresh milk in plastic bottles.
I was taught the only way to teach the grocery store that their price is too high, is to buy directly from the farmer. People need to learn, you don't need fancy grocery store
I live in NYC. I grew up out of the country but came here for school. I just turned 20 and my rent is 850/month. You really have to know where to look. I have 3 roomates in a 4 bed 1 bath and before that I was subletting 750/month at a 4 bed 1.5 bath. My room fits a full bed too. The cost of living crisis exists for sure but when you're confronted with a crisis you have to compromise. It took less than a month to find the place and less than a month to finalize everything. I'm young and I didn't grow up here so I didn't have any insider info but I was still able to find something within my budget. Spareroom and Rommies are good places to look for rooms instead of entire apartments (they are usually under 1000). I think a lot of people draw the line at roommates but I'm a woman living with 3 guys and they're chill asf. It wasn't easy weeding through the scams but it's possible!
I live in Missouri and bought my 2 bed about 1100sq with attached garage and paid $69,900 and now it's worth $150,000 that's a win no matter how you look at it. It's vaulted ceilings and hardwood and ceramic floors are some of the things that make it beautiful. I got extremely lucky buying when I did.
The cost of living is out of control. Got my first out of college job in industry in 2017. I got my degree in Engineering while recieving little to no financial assistance. So I lived very frugally. Now I'm living just like I did as a student thanks to increasing prices on everything. Cooking at home is an absolute must. You have to "eat to live, not live to eat". With the internet and food prices today, there are plenty of people posting cheap goulash type recipies that are nutritous and decent. But you have to put in the work and the time today thanks to inflation. First thing to do is cut back on Social Media. It's an endless waste of time.
Get a crockpot. Throw all the ingredients in the morning and when you get home you'll have a cheap, filling ,nutritious meal. I've had mine for 30 years and it still works fine.
Sorry but the girl crying about the costs in LA and not having a garage is out of touch. She’s clearly doing well but needs to cut her cloth accordingly and move to a cheaper area.
Literally... we live in the GTA and are a family of 4 in 362 sqft. It's a 1 bedroom so our living room is actually a 2nd bedroom. We do not have a sofa or tv
1999 it cost $0.98 to put gas in the car. College was going to be a total of $16,000 for the whole four years. McDonald paid $6.25 an hour. Manger made $7.35 an hour. Happy was $2.34. You could definitely get a house for under $100k. Your car payment for brand new Honda Civic would have been $274 a month. Rent for a one bedroom apartment would have been about $620 a month.
I work in a grocery store and let me tell you there is absolutely no reason for food prices to be so high. It's also there are so many different kinds of products on the market that just don't sell for real. Which is so waste full in and of its self The amount of waste in a single store is INSANE! we are getting price gouged.
Yeah, usually its Just profit. Costs went up for them after covid, ok. But by few Cents a product. Thats it. In my country prices went down after the pandemic. At least for everything besides the Candy from a certain brand. Produce is seasonal changes, but it was Always that way
No bank will loan you money with deflation. Theyld be paying you to take the money. A low inflation in single digits is considered healthy. Don't just think homes or cars, businesses aswell borrow, or grow, jobs are lost. Now there is no jobs or money to borrow, stocks and assets crash, and the cycle gets worst. If you don't understand this, you shouldn't vote. You'll just hurt yourself in the end.
I live in Newfoundland Canada. Our cost of living is considered one of the lower ones in Canada, but still beating a couple other provinces. However, we are the lowest median income province. It's a little joke here that if you decide to work, you'll be earning 20% less than the rest of the Country.
I live in Miami, a tear down costs $600k. A townhome where you will pay HoA forever it's half a million. A condo in the middle of the Everglades is $300k.
A little bit of unsolicited advice for everyone. Learn to cook. Buy no name brand. Can and bake, when you cook, do it in volume ( for example make vegetable soup). Potatoes are your friend. Rice, beans, canned meat. Fill up on carbs. Do not buy soda or pop, it's full of sugar and terrible for your teeth,health, and wallet. This should help you save a little bit if money, at least with groceries. With love A busy Latina mom from West Texas. Sending love to everyone
I pretty much bought all my Xmas gifts using pay in 4 PayPal and Amazon monthly payments to avoid using my CCs. Looked for the best deals and limited the amount of gifts. I live with my gf and have no kids. Can’t even imagine how families are getting by.
1. Learn all about the different kinds of beans and rice. Beans should be bought dried, not canned, for maximum value and flavor. 2. Invest in seasonings. 3. Use meat for flavoring and texture, and some protein, not as the "main course." 4. Learn how to sprout greens at home. 5. Grocery salvages. 6. Check your grocery stores for clearance sections, and memorize the clearance schedules. You can find meats, bakery items, cheese, produce etc. for great prices when the time is right. 7. Learn about and imitate the simple affordable meals that are eaten frequently by different cultures. 8. Tea and water. 9. Swap and thrift instead of buying new. You still get a good dopamine hit that way.
I’ve been shopping at Aldi, luckily there isn’t one too far from me. My monthly grocery budget of $250 goes far there, but ofc I’m just a one person household :/
The company that owns my apt complex is raising my rent for 2025 to more than half my income. I can't absorb it, there isn't anything cheaper, so I am going to live in my car. I'm 62 yo.
My partner and I aren't what I'd say high income, but our household combined is around 210k per year. We have plenty of disposable income. I can say with full chest money doesn't buy happiness- but it DOES prevent a lot of misery.
In 2001, I lived in nyc with my mom and sister. We lived in a rent controlled apartment. I remember my mom used to make 800 every two weeks and that was enough to support us. We would take one vacation a year and go out to eat every two weeks. Life was simpler but affordable
Made min wage while in high school was enough money to pay for food for me and my little brother, wasn't anything fancy, mostly fast food and local restaurants that were in the $5-6 per person range. Was also able to save up for a decent condition car!
North Dakota is surprisingly a very high cost of living being that the oilfield is very prevalent here. The average house price in my area is $400k. I have a single level 1600 sq ft house and it was $300k. With a 2.2% apr
At my work we are helping a family in need by buying the children's' Christmas gifts. My two nieces are older so I haven't bought toys or children's clothes in a long time, so without knowing the expense I offered to buy each child two toys and an outfit each... Yea, 370.00 later, I now realize why so many families are struggling, especially at Christmas. I bought the clothes at Target, so it's not like I shopped at the Gap!! Insane, it's all corporate greed! SOMEONE PLEASE BAN THE VIEW, THEY ARE A BUNCH OF MORONS (MY OPINION), GET THEM OFF THE AIR ALREADY!!
I live in Somerset County, NJ and the housing prices are crazy. Our house has already appreciated 50k since we bought it last year. It makes no sense anymore and people see it as more of an investment rather than a place to live. The property taxes are also make NJ unaffordable.
I have family in CA...over the yrs they keep asking me to move out there. The same answer i always give is the beautiful weather going to pay my bills?😂
Regular gas in VA around $2.99 or $3.00 and 1 bedroom around $1500-1700..movies here like $13 to $15. 2-Liter soda is $3 i remember it was just $1.89 2 years ago!!! Farmers markets are more exspensive for sure..
35k in Florida is a FCKIN JOKE!!! My husband and I make $150k (we do have 6 kids but still) and we are indeed living check to check. Just 5 years ago, we were only bringing in 80k, but somehow, we had WAYYY more money!! Weird but true!
Why Young People Are in SO MUCH Debt in 2024...
th-cam.com/video/ezSvvS-II_M/w-d-xo.html
Zac, my semi-detached in Canada is worth above 600K$. So those prices are not even close to what it is in Canada. A nice home can get to 800K$ to close to a 1M$.
Not to mention that I was looking for a nice bookcase for displaying my collections of statues and such. I found one that would fit my needs... just about 8000 CAD...
Money worth nothing anymore...
Budget lmao budget stop excuses
4:35 cracked me up, “the size of a newborn baby”lol
I’m sorry, I’ve lived a different life. I had the chance to learn how to cook. Stop ordering food and stop buying a slice of chicken! Invest in learning how to cook, invest in a freezer.
It pisses me off when older people say "you guys make so much more than we did" and simply ignore how expensive everything is
Because they are morons who don't understand what inflation means
Some old people get it tho because they are on fixed low income or don’t have a retirement so some are struggling worse then us because they can’t work anymore
@@aracelimalone1167yes house prices was a lot cheaper but not everyone bought a house, they are today paying crazy rent and struggling with all other living expenses as well.
Old well off people are out of touch with the prices to income ratio.
they dont understand inflation lmao😂
My mom raised 3 of us kids by herself in 2001 and could afford a small apartment working as a waitress in a cafe. That would not be possible anymore.
this became impossible years ago. like YEARS ago. it's only just in recent years (the last 4-5) getting exponentially worse
“Trickle Down Economics” was always the 1%’s scam to rob the poor. Now, the “American Dream” is the new scam used by the 1%. The only way to believe in the American Dream is to be asleep!
My grandfather had a wife and 8 children that he raised on a single salary of one of the worst paying jobs: church saxton... My goodness. Other grandfather was a music teacher. Raised four kids and took care of the wife.
She didn't even make enough to cover today's daycare costs. $65/Day per child
@@mrs.natashaellwood8634 Her daycare was subsidized I think she barely paid anything because of low income.
It’s not the cost of food but also the huge shrinkflation. Every product is shrunk by at least 30%
We try to only shop at wholesale stores and even there we see it happen.
Yeah I noticed the other day that the soup pouches I buy used to weigh 560gm but now only weigh 400gm, yet they still try to claim it’s “2 servings” 🤦♀️😒
Yeah couplesd with the fact that huge companies like black rock are out here buying houses like crazy and jacking rent through the roof.
Companies should not be allowed to be buying properties like that, and it'll never get any better because these companies have bribed lawmakers across the globe.
Not even vegetables are cheap anymore when one head of iceberg lettuce costs $3 now lmao.
Okay, TSA just set a record for people passing through the airports, black Friday records for online shopping and millions went to movie theaters Thanksgiving Day. Stop with the inflation nonsense.
In 2001 my dumbass was learning the alphabet instead of buying a house. Smh
Loser…grow faster
Shame on you. Learning how to do the alphabet could of waited
I wasn't even a sperm cell yet. I shouldn't have procrastinated my existence.
I knowwwwww! I was so dumb. Fail to plan, plan to fail. I was in junior high playing hop scotch 😔
I was crapping in diapers, clearly shoulda bought stocks instead, rookie mistake tbh
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@PatrickLloyd- wonderful ! thats what I want for myself, mind disclosing info of your advisor here? in dire need of guidance
Sophie Lynn Carrabus is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
$8 for a 12pack of coke, just cutting that and drinking only water saves me $50 a month, not to mention is better for my health.
Yeah, I see people using snap cards for cases and cases of that junk. I'm glad I never liked it.
Damn, $50?! That’s about 6x12 packs. 72 sodas. That’s 2-3 sodas a day. That’s a lot man. It’s good you cut back.
@@benton-benton so
@@Baxter2012 Why are they wasting their stamps on nasty drinks that are only doing them harm?
B-b-but muh small joys of life! I NEED my Coke Zero!
The high inflation is a significant reason why most retirees have sleepless nights. The increase in prices of everyday items puts them at risk of running out of money. As prices rise, the amount of money retirees can withdraw from their retirement savings also increases. To fight inflation the Fed will have to hike interest rates which will be wonderful for the billionaires but possibly take away the middle class. Inflation is so high that consumers are literally taking debt for basic life necessities. Collapse has indeed begun..
This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment
@@Pconradsmith Could you kindly elaborate on the advisor's background and qualifications?
Annette Christine Conte is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I genuinely cried in the grocery store yesterday.
So sorry about this… I hope it gets better soon
i cried laughing leaving the store with half the stuff for free because the corporation wont hire people to scan my items. Im terrible with those machines and i didnt get training on how to scan my items so it always cost me less for some reaason, im not complaining though.
Did it change the price or did you just look pathetic?
@sergiolandz6056 No supervisor so you steal. Like a child without their parent around for the first time ever.
Stealing also makes the price go up. Enjoy it before your town locks everything up and you have to ask for the cheese from an employee through glass.
@@sergiolandz6056 what an incel way of bragging about stealing
I've been living in my car for 8 months. I have no one to fall back on. I hate this damn planet and money has made everyone delusional
It’s seems like the future for many people, living in a vehicle.
I bought my home 5 years ago. My payment is $1400 a month. My best friend is living in a garbage apartment. It’s old, it’s extremely run down, it’s infested with all kinds of insects, and it’s tiny. He pays more than me. We live in the same area. It’s absolutely ridiculous how much the cost of living has gone up. I’m disgusted every time I go to the grocery store. I can afford it though. Most people truly can’t and are totally screwed. This is why I go insane every time the media says the economy is doing great and unemployment is
low and all that. Meanwhile people can’t afford groceries.
I am a 65 year old women who will be retiring in April of next year. We were just able to pay off our home last month (only because my in-laws both passed last year and their home was in our name). We had bought our home 6 years ago before the housing market went totally nuts! We had bought a tiny 2 bedroom townhouse that we lived in for over 35 years before we decided to buy our home. I must say money was always very tight for us and we had our share of debt, but nothing like it is today! My heart goes out to young adults today.
Wages were a lot lower back in the day. It all evens out. Wages are a lot higher today along with the high prices.
@@benton-bentonnot even close boomer
@@benton-benton Wages haven't kept up with the price of housing.
@@mikeydude750 When you consider how low wages were in the past, wages have never kept up with housing. Most people have always gone out on a limb when they try to buy a house. I know I did. And when I got my first house I remember sitting out in the garage wondering how I was going to make the payments and said a prayer. I had to have a co signer on the loan and I sure didn't want to let them down. Somehow I managed. But sold the house 6 years later and didn't make much of a profit.
@@NaturalSynthetic777 Excuse me. I was one of those low wage earners making 5-6 dollars and hours. But I managed to buy a house. I worked 2 jobs. I worked 7 days a week. Had to have a co signer for the house even though I had perfect credit. It was unbelievably hard making those payments every month. I was never a person who felt the need to even get a haircut, I did it myself. Never got my nails or toes done, never had a tattoo, rarely ate at restaurants. Rarely anything. But it was my goal to get a house. I looked around and found a fixer upper. If it hadn't been for the co signer I would never have gotten that house. I kept it for 6 years, then sold it. Meantime I worked on it myself.
You should stop being such a big cry baby and put your energy into something constructive.
Goldberg saying she is a working person making 73k a week and feeling the financial pinch.... that pisses me off. I COULD RETIRE AFTER JUST TWO YEARS OF HER SALARY, and I'm 38 yo!!
If I had 2 million I could stick a million in retirement investments for when I turn 65 and still have 4 million. over 20 years I'll be able to live off 200k a year!!! Absolutely nuts
Buy a new rental home each week for 5 months then retire.
200k a year for 20 years is 4 million
Yeah, she is NO Cardi B going off about her grocery bill. Cardi wasn't fronting like she's just like us: she acknowledged our struggle is real while still appreciating her financial blessings in a nom-ashole way. Why do these other ones think they gotta lie? We know they drop $500 like it's 5 cents! Please!
...No, seriously, please can we have that kind of pay where spending $500 on anything doesn't hurt so much? Groceries, heating bill, car bs....it's all so ouch!
Not taking up for her, but I'm sure she doesn't actually make that amount because after taxed she probably has to pay a bunch ch of people and her manager gets their 10-15% cut off the top. She sounds crazy out of touch for saying that though. No doubt
She genuinely believes what she’s saying because her identity was developed before she became rich and famous. The identities we develop as children are developed specifically as defense mechanisms against a very cruel and uncaring world, so people tend to cling very tightly to them. Whoopi grew up poor, so no doubt being poor is very well embedded into her sense of self. Regardless of how much she has actually changed, she likely still sees herself as a poor little girl from the projects. The more personal trauma we experience as babies/children, the more embedded our identity becomes and the less open we are to perceiving the changes that have occurred, not only within ourselves, but in the false world/reality we have created that is inextricably linked to our identity.
Nevermind 20 yrs ago, where I live in Northern Ontario, a brick of butter was $2.99 in 2019. Now its $9. I wait for sales if I can get it for $5 and I buy 10 and freeze them.
The butter went up but wages didn’t so here we are
😂my husband calls me a “ butter hoarder” but I bake a lot!
It used to be, "The solution to high prices is high prices." When people couldn't affort it, and stopped buying it, the price dropped. That isn't happening now. It looks like we've passed an inflection point, and the currency is starting to hyperinflate. God help us.
Actually it is happening, and the genuine quality small food companies will close down leaving only food co.s owned by bill gates and the gov... very scary
I see some things dropping. Fast food is trying some “value” menus again. I notice cereals are going from $7 down to $2-3.
@@Peppermon22 Fun fact, 2024, family size box of Frosted Flakes is $14.
@@robothorsewhere ? I’m in Boston which is one of the highest costs of living and it’s not even half that price
Well when people start using debt to buy more things instead of holding off or making sacrifices…yeah you can see how that has been working out
That banana is legalized money laundering. If you owe someone money for an illegal favor, just buy their shitty art.
Correct
If so then why did they not keep a low profile ?
@@leeche87People who say everything is money laundering don't understand how money laundering works, you can't argue with these people.
Also, legalized money laundering isn't possible because money laundering itself is illegal, which means "legalized money laundering" is just a standard transaction.
But hey, who am I to let facts get in the way of a stupid comment.
@@leeche87hunter biden sold his “art” for millions and articles were written about it. It’s not always done quietly.
I was 1 year old. I should have been working and buying a house 😢 i regret it now.
Yeah! You could have worked as a diaper tester! 😹😹😹
BB: Stop being so lazy and pull yourself up by your bootstraps!
You fumbled that one!
It has been garbage ever since the early 1980's I was a teen in the early 1990's and the hourly wage for hard manual labor was around $5.00 a hour and a new single cab half ton 4x4 pickup cost $16,000 a house cost around $90,000 so things were out of reach back then. The boomers had all the decent jobs because they were in their late 30's to 40's and them being the largest generation ever it was a log jam ahead of the next generations. then tech took over and many jobs held by people were done with computers hence USA turning into a service country. Oh and thank Bill Clinton for NAFTA that flushed our standard of living down the toilet. I grew up on a farm and I worked for 12 years 7 days a week holidays etc for NO PAY just living expenses so I do not want to hear about how hard the WW2 generation worked they were able to make a good living being a HS dropout. It is a fact that the standard of living across the board is worse then 1933 the bottom of the great depression. back in the great depression a 15 year old was paid .75 a hour in silver coins which translates to $25 a hour. meanwhile when I was 15 a 1/4 line of irrigation pipe which is 32 links that each one needs to be carried 60 feet and reattached that paid $3.00 ( in fiat paper money that can be inflated) USA is a disgusting country that is nothing but greedy junkies that never get enough of a fix i.e MONEY.
I didn't exist yet 🤣
Even in rural small towns here in GA houses went from 80-100k (2015) to 200-300k. I realize that is still cheap to many people across the nation but here it is not. Average salary is about 36k which is not enough for these housing costs. Average wages have only increased by about +$2/hr in that time frame.
Working have cost as well Jobs today rarely comes with gas cover or phone bill cover while people in the office want us ready 24/7.
I started renting in a rural GA town 11 years ago for $610. Now we pay $1380 for it and I am furious
WHERE!? IM MOVING! THERE IS NOTHING UNDER 900 HERE
Former Long Islander here -
My childhood home (modest 3BR/2BA split level, maybe 1800 sq. feet?) was built in 1956:
1974: Sold for $39,400.00
1986: Sold for $165,000.00 (my parents' purchase price)
2022: Sold for $622,000.00 (my parents sold it here - only updates: Central AC in the '90s, sprinklers and a semi-in-ground pool)
Those figures make me nauseous.
My neighbor bought an old farmhouse with land 7 years ago for 160k....put it on the market this fall for 650k, and it's not been improved much....luckily my old mobile home next door my drag that selling expedition lower huh!?
You understand that the home prices in Nassau and Suffolk counties are not your actual obstacle, right? Its the taxes. If you want to live anywhere outside of Coram, Amityville, Freeport, Balwin, New Castle, Hempstead, Islip, you're gonna pay 14k a year in taxes, minimum. Thats pretty much a rent in other parts of the country on its own.
Now add the mortgage, the municipal services, the insurance and the costs to maintain.
Long Island is one of the most expensive places in the country to live, on a ratio of what you pay, vs what you get.
@@dvaunt3516 For sure I understand. That’s why I left in 2018. However, my parents were only paying $6,800 in property taxes per year and the house was fully paid off from the early 2000’s. And this was not one of the towns you mentioned.
I still have friends on the island who (IMO, stupidly) bought homes and are paying a disgusting amount of taxes on top of $4,000+ mortgage payments. I have zero regrets leaving the island after living my entire life there.
I live in Europe. We earn a lot less in general. For example im a mental health nurse with a masters and get paid 45000k per year. The rent is 1400 per month and then bills. I live in ireland which is a tax haven creaming the tech industry.... Our tax receipts year upon year are excellent and we are listed one of the ricjest countries in the world. You wouldnt know it. The health care sector is in crisis. The edication sector is in crisis. The housing market is for millionaires. No money to save. No houses to buy. No hospital beds. No childcare spaces. No this, no that. But always room for illegals, always medical care, always housing. Youre punished for working.
That is what socialism does. And of course many other factors working together to screw everybody.
Yes meanwhile you have big corporations saying it’s ok it’s just business laying off someone during Christmas after 40 years of work it’s OK it’s just business
They've been doing that as long as I can remember. They get rid of older people because they don't want to pay the pensions.
“Trickle Down Economics” ended the American Dream. Reagan was a literal celebrity millionaire when he destroyed the working class through classist policies(sound familiar). Now, we get to pay the price for our ancestors lack of self respect when they voted against their working classes best interests! Future generations will be paying the same price after recent elections!
@@benton-benton this is why everyone needs a union.
@@michaelkienitz3979 The only secure jobs are g'ment jobs where they can slack off, do nothing and still get paid with all the bennies. Even a union job at a factory doesn't guarantee a job after age 55. I know 2 guys who were kicked out of their jobs at 55 even with a union.
@@michaelkienitz3979 unions are not like they used to be, the top dogs in most unions are in bed with the corporation.
I (a 27 year old in Arizona) tried to explain to my father(52 year old) how completely unreasonable it is to achieve the American dream (2 kids, 2 cars, house, and a dog) in this economy...
I did the math, right in front of his eyes, low balled all of the numbers, and arrived at 180K.
He adamantly insisted that that number was a gross exaggeration, and that 100k was more than enough. At some point the generation(s) before us need to listen when we say this is unsustainable and we are struggling, or everything will implode :)
Only 180k? Here a house starts at 250k and usually goes for 280k+, want a decent second hand car? 6-8k and 110 a month on tax and lowest insurance if you're ~25 and have a mid sized car
@Florian00 yea, like I said, I lowballed all the numbers. The average house around here starts around 350k...
Bet he's a Trumper?
@@OrganNLou Nope, more of a centrist
Not sure if the city I reside in inflated my perception of money but I would never bring children in this country on less than 250k annually. Ideally 500k for a nice little cushion.
I just subscribed. I bought my Connecticut house in 2013 for $88,000. Now, homes just like mine across the road are selling for $230,000. At this point, it's just best to buy/convert a nice camper van and live NOMADIC. Can't go wrong and you can't live anywhere!
this is exactly what i tell my 3 adults... we are buying a lil house with a lil bit of land so they wont have to worry about where to park or rest... I cannot house them in this lil house forever but at least I can give them a piece of earth!!
Dang that's still so cheap. In the area around Seattle there is essentially nothing under $500k and if you find it, it's a complete dump. The cheapest house near me is for sale for $549k and is 718 square feet 😢
@PNWNature my place is 624 square feet for 88k.
@@SeanDoe86 man. I can't imagine paying $230k for that size!! Crazy times
Here in Canada houses are 1,000,000
I'm 30 years old, moved out at age 18 with a buddy of mine here in Phoenix. He charged me $350 a month to rent a room from him, in a small 2 bedroom Single Family Home. He bought the house for $70k, his mortgage was mid $300's a month even with an FHA loan and very little down. So basically back then, you could rent a room out and have your mortgage paid; nowadays, you can't even rent a spot in a mobile home park for $300 a month! Oh yeah, current Zillow estimate on that house? $317K. Living alone in 2024 requires at minimum 2 jobs, or one job with at least 10 hours OT/week. That or you work full time and have a decent side hustle that makes at least a grand/month.
I just can’t believe how quickly home prices exploded. I bought my home in 2019 in CA - now only 5 years later the estimated monthly payment has literally DOUBLED. It’s so unfair.
Your mortgage doubled in 5 years?
The farmers market in my parent's small town is amazing. So many great deals on meat and produce. The markets in larger cities tend to be bougie scams. We even had a scandal here in Ottawa where guys were just buying Walmart produce and reselling it at a markup claiming it was "organic" and "locally grown."
It was 38 dollars for 2 tickets to the movies last week... just tickets. It's not that I can't afford that cost it just takes all the fun out of going out.
lol why on earth would you pay that much that’s insane I bet the place was empty as well I have never paid for a movie it went to $8 and I was like nope
Then don't. When there is a movie that I want to see I just wait a few months and it's on a streaming service that I pay a monthly fee for an entire household to see a month's worth of entertainment for far less than the cost of one person to see one movie in the theater.
@@dominickay5968Up to the pandemic I was seeing month plus old movies on $1.25 Wednesdays. I would make an entire day of it seeing 4 movies in the theater for $5. I would start with the early matinee and finish with the last movie before closing. If I happen to fall asleep during a movie I could just see it again the next week. And there where a number of movies I happen to fall asleep watching and since I only paid $1.25 I did not really care since I got a good nap in before seeing the next movie. Unfortunately the theater was bulldozed because the theater didn't survive the pandemic as they where bairly able to keep their doors open before the pandemic hit. The theater was kinda OK considering what you where paying. If you wanted nice comfortable seats and the place to be out right spotless well there was the theater on the other side of the freeway. If you did not want to pay $25+ each for the latest release you went to the theater I went to.
Try the matinee prices. I’ve gotten used to going to the early showtimes and saving a little money. Then I run errands like getting groceries after since the store is near the theater and head home. Saved myself a trip. My local theater has matinee prices for shows before 4pm
@@sailingwiththegods538
The 6 million dollar banana was money laundering.
Just like houses, it's not worth the material but the value exists in your head like banana
OMG! Get real. The whole international art market is a money laundering operation for illegal activity and avoiding taxes. The person selling the banana receives the cash, takes a 5% cut, and the other 95% goes back to the buyer as a gift, or it’s invested in offshore accounts that the buyer ultimately owns and has control of. It gets back to the buyer in some way or another. It’s all one big charade perpetrated on the trusting public once again and it right out there in the open. The banana is the biggest psyop in the art market yet - they are laughing so hard that the public accept this con.
Or the banana is made of cocaine or something 🤔😂
Don’t know how everyone is missing that clear as daylight its money laundering
Okay you clearly have no idea how money laundering works because the check the fund manager wrote to the auction house to pay for the art is a smoking gun for the IRS if it is illegal.
Ontario/Canada: one big reason for the food prices is the lack of competition in stores. we have one company (Loblaws) that owns a dozen or so different grocery stores, from low end to high end. they're able to do things like, make a loaf of bread $8 at the higher end store, so the same bread for$ 6 at the lower end store doesn't seem so bad. except it is because that's a ridiculous price. also, they own many of the generic brands like No Name and President's Choice, so they get to decide what price counts as the lowest budget. also, the company likes to mention that they know that inflation is sooo bad now so they're committed to keeping things affordable (hahahaha) but they don't mention that it's not just inflation, it's their own horrible exploitative business practices.
How does that company get away with antitrust and Monopolization laws?
Stop voting for left wing socialists...
That’s awful. You have no real choices, I’m sorry.
It’s not the lack of competition. It’s the pay structure for the boards and ceos. Loblaws paid their new ceo $22,000,000 in 2023 😢
@denziwroy632 it's TECHNICALLY not a monopoly because we actually have 3 big companies that own about 95% of Canada's grocery stores. Metro, Loblaws and Sobeys. But they collude with each other to keep prices high so may as well be a monopoly. (The other 5% of stores are walmart and costco, the only proper competition the triopoly has.)
I remember being able to see movies for $5 in 2001. And the movies were good!
Many movies are still good.
LOTR ❤
My mom laid 40k for her house in 2003, homes are now selling in that neighborhood for 300k+ regularly, and I suspect a lot of them aren’t occupied by people that live there full time.
The lady at 4:30 with a $100 grocery bill was complaining about the cost. She had two cases of coke zero which would equate to roughly 19% of that bill. You're spending almost 20% of your grocery bill on flavored sugar water. That's $1,000 a year of savings if you switch to water, which I drink exclusively.
I'd be very curious to see a living modern and living frugally comparison. Because packaged food, no meal prep, sodas etc vs cooking, meal prep, shopping sales etc is a HUGE difference.
You know you are correct. I stopped soda but I am a juice drinker, I thought the powder packs will help with cost but nope one bottle of juice should be the treat and I should drink water mostly
Agree first world countries' fat people issues
As someone who also almost exclusively drinks water and works in a grocery store where people go NUTS for soda, THS! Plus, soda is literally one of the WORST things you can put in your body, and the one she had, Zero Sugar (they're lying, what they put in to 'replace' the sugar is WORSE!) and Caffeine Free are even WORSE For you! Never mind how GOD DAMN CRAZY EXPENSIVE it is! NO WAY! I'll keep the money AND my health, thanks!
If people calculate what and how they spent they will be surprise. Most people just complain.
Our rent is going up $200. We are already looking to relocate and we've only lived where we are for a year.
In boujee CDA Idaho (Kardashians now vaca here & everyone and their damn uncle moving here) rents have DOUBLED!
No renters protections.
My husbands coworker got a 60 day notice that at lease time it was going from $1,200 to $2,400!!
@Tara_thatonegirl that sucks. I'm in washington state but lived in Idaho. Made less money than I do now and was doing better financially in Idaho. But I understand some areas there have exploded in terms of growth.
Rents are being set by real page algoritms. There are class action lawsuits across the country.
Maybe look for a place to live in Maine?
I always think that that stupidily high prices for “art” must be some sort of money laundering scheme. It can’t be for real
Nahh deadass… things like that and even memorabilia… like I get sentimental value but I don’t get how something made for less than 10 dollars now becomes worth thousands or millions cause some celebrity wore them once
it's a mix, the art is a way for rich idiots to go "my picture is more expensive than yours" and peacock, but they are also used for laundering quite consistently
@@bantsgang9484Socks. 😂
It is, and so are most books.
Yeah I always end up thinking “I wonder if that multi-million dollar art piece comes with a trafficking victim as part of the price?”
But maybe I’m just weird for thinking that way? 🤔🤔
They totally forgot to mention that the $170k house in 2001 was a brick home, with a basement and a decent sized, fenced in yard. Now, that's gonna run you $650k, minimum. Also, you didn't even have to pay $5.60 for a movie ticket. If you went on (insert special day of the week at every theater), or to the early shows, it was anywhere from $1.50 to $2.50 for NEW movies. It's absolutely insane how much inflation there has been in 2 decades, while wages have all but stagnated. Thanks Federal Reserve and central banks!
Congrats on 50k subscribers! I really enjoy your content!
I had 700$ in savings. Then had to buy snow tires to get to work safely. Now i got literally one dollar in the bank. Proof we underpaid. I make 17.70 @ a group home
Same bro
I make $17.26 /hr, we are income twins ❤
Should have bought used sno tires, I paid 75 each for used studded hakapalita tire, mounted balanced....saying
That's more an hour than I ever made working 23 years
@@corinth1121Do you get the lifetime repair warranty with used tires?
The American Dream is an American nightmare unless you are rich.
Same in the UK
Satan's materialistic country
You have freedom of speech, that's more than we have in Europe. Money can't buy that. Stop complaining. I have lived in the US, it's not that bad.
@@prosecco6690 We have freedom of speech in Europe too. LOL.
Buying "Fine art" isnt necessarily about "because I can" fine art is also tax deductible. Alot of rich buy art to avoid taxes, while having an appreciating asset
Buying fine art is tax deductible? I made some quilts.....I wonder, if it is tax deductible.
NOT tax deductible, unless its a business purchase. I own art. At the time of sale, I have to pay capital gains taxes.
@SkywalkerPMs Art can be contributed for a tax deduction. If you're an art collector or investor, the deduction is determined by the artwork's fair market value. The ultra-wealthy exploit the art market for tax evasion using methods like inflated donations, like-kind exchanges, and free ports.
A banana with duct tape on it isn't exactly an 'appreciating asset.'
@albundy7794 it can be. "Fine art" doesn't have to be technically sound crafts. Its value is pretty much subjective
Your channel has become one of my favorites, man. Thanks for uploading so much. Appreciate you!
The housing/cost of living crisis in Ontario is literally mind boggling. It was bad 20 years ago and it's just completely insane now.
Very interesting watching your videos, especially since I am seeing all of it through a European lens. Just to give you guys some perspective, not to make you feel bad or to brag:
All numbers are already converted from CHF to USD: I live in Switzerland and earn 133k/yr (currently finishing my masters degree, no debt bc tuition is around 2k/yr), gf earns 107k/yr. We both get public transportation (I can use any bus/train/boat/public cablecar in the country) fully paid by our employers (additional 4.5k/year each). Unemployment insurance, private and public pension fund, taxes are around 20% of the salary (if you fall sick for a longer period you get 2yrs of full pay, if you are unemployed you get 80% of your last salary for the next 2 years, public schools, health system and public transportation works perfectly).
Renting 3 bd flat for around 1800/month (rural area), health insurance is 350/month per person, food is around 600/month. Bought a 15yr old car for 5k last year in perfect condition, runs fine. We go skiing and generally on vacation several times per year (25 days vacation/year). We (both 30) are doing very well and can save around 5-7k per month (depending on how much we decide to spend on other stuff) and are planning to start a family soon.
I think the U.S. needs to fix a few things quickly. It can't be that the average salary in other countries is way higher while the CoL is so much lower and the tax burden is lower too.
You hit the nail on the head. What is the cost of chikdcare like there? Here, that is a HUGE issue. If youndont mske at least 80k/year, it makes more sense to stay home with your child. Also, out public transportation is horrible to non existent, most of us dont get paid time off unless it is a handful of sick days/year. Car payments are ridiculous here (most ppl are paying $600-$900/mo). Health insursnce is thru your employer and even after your momthly payment, you have copays at time of service and out of pocket deductibles you have tonpay before the insursce starts paying. We pay $900/mo for our family but have tonpay $3,000 out ofnpocket before they cover ANYTHING. That doesnt include vision or dental, which are seperste payments/co payments/deductibles. Childcare for 1 child under 5 will cost you $1200-$3000/mo here in my state of Delaware. Im not evennin a crazy expensive state, we dont have student loans(thank god cause thats a min of $500/mo payments) or car payments.
I'm currently surviving on a combined disability benefit for two adults at 19.8K USD annually. I'd feel pretty freaking blessed with 100K!
COL is stupid for everyone everywhere (except the ultra-rich, although the Whoopi's in the world are still complaining evidently) - I hope things get better for everyone struggling...
What the f*** hooowww! I live in Toronto and you literally could not even afford a bachelor apartment here. You must really know how to pinch
I live in a rust belt city with a tough reputation, so cost of living hasn’t hit me as hard yet. I’m very thankful that I’m from the Midwest when I see videos like this.
Me 2
The one thing that stuck out was that 1 movie ticket was about equal to 1 hours wage. At least in my area thats still true. The biggest issue I've seen is the price of housing
Meanwhile retailers just had a record Black Friday. Something doesn’t add up.
Of course it's a record. When the same stuff costs more every year then the same things can be sold and the total goes up every year. It's why new movies that aren't that great break box-office records all the time. They make more money because of inflation, not because a remake of The Lion King brought vastly more people to the theater than the OG Star Wars Trilogy.
1) credit cards; 2) food prices inflation mostly affects poor. the larger the share of expenses is food, the greater the impact. Black Friday isn't about food (even when some grocery stories participate), it's about items and usually not small and cheap ones.
I'm on a low income and haven't been impacted by inflation.
Yes, really.
The people making those purchases are the loudest "I can't survive!" complainers.
Women be spending (on credit)
I talk with old people daily for work, and they live in a different world. They are not affected by the costs at all.
I am74 and work 40 hours a week so I can afford my living expenses.
I'm 55 and work 50 hours a week welding, I make enough to survive on. I've stopped going out or buying things to get by. My In laws are in their 70s and their kids and grandchildren have drained their retirement savings.
We are all affected.
I dont go to live concerts anymore. I refuse to line ticketmasters pockets. Am glad I went in the 80s for under $20 and the 90s- early 2000s now you hafta mortage or sell plasma to buy a tik for nosebleed section.
45k is absolutely not a livable wage here in California unless you’re a single person with no kids renting a bedroom from someone (those go for around 800-1000 now). I live in a northern rural town and make more than that and I am barely scraping by. I will probably never be able to buy a house in my area because all the city people priced me out when they started moving here during and after covid.
Damn! I'm in CA, and the rooms for rent around me are $1.5k-3k! LMAO! But ye, I make 27k a year, and I am still with my parents because of it. There's no way I'd survive on my own!
What about 55k-60k?
I live in Montana. That is wrong. We are being driven out by rich people. All of the stores are being pushed out for art studios and restaurants that sell food that nobody here would like to eat.Montana has become a mini california
FYI farmers markets are not really selling you stuff grown on the local farm, most of them are buying wholesale veggies and fruits (same place your grocery store buys then) then selling them with jacked up prices under the premise that they. are home grown! Ever wonder how farmers markets open and start selling this stuff long before the crop would be ready in your area...
That last time I shopped the farmer's market the alot of the produce were almost going bad.
That would be illegal. However, If you Just assume that they grow mango in new York in january, then its on you 😂
I go to the Farmers because its fresher there. They got it the Same day or day before from the wholesale and skip the shipping it across the country and warehouses.
Those who actually grow it themselfs are easy to Spot with only in season products and a table with their truck. Perfect If you have Guinea pigs in the winter, since you need a Lot of in season leafy greens
I’m Australian so this is the third financial crisis I lived through. The 90s recession I was a student. My rent was half my wage, I walked everywhere cause I couldn’t afford a car and hospitalised for being under weight cause I couldn’t afford food. I learnt I didn’t need a new car and I’ve never owned one. I barely survived. In the GFC I owned a house , two kids and owned my own business. I nearly lost my house and business and my husband lost his job. We took the kids out of private school and I learnt to garden. This time, I’ve learnt so much and I’m prepared. We thought outside the box and bought a block of land, lived in a second hand caravan and built a kit home, right on the beach in a small town with the city n hour away. I can make a meal out of my garden, make everything myself, make my own cleaning products. I’ve learnt to constantly send emails to my local parliament member and tell them this isn’t good enough. Scream and yell to all of those in power. Learn what you need and what you can live without. The last two financial crisis taught me so much. Hang in there. Stay safe and create a coommunity where you can
The cost of living here in Australia has become the number one concern for the majority.Rather concerning to say the least.!.
“The housing prices are very reasonable” (Montana) 😂 Native Montanans like myself have been pushed and priced out of our own state. Nothing there is reasonable aside from no sales tax.
I agree the average Joe in Montana cannot afford to live there anymore just crooked rich people buying it all up.
Right....housing has skyrocketed in Montana. I grew up there and could never afford to move back.
Yep! I’m in CDA Idaho and we are f*cked here. People’s rent DOUBLING!
Hey. I moved from Canada to Croatia because our lives were just incredibly expensive. With the equity from our house we bought a wonderful place and a mobile home in the countryside where we own land. I work full time, and my husband part time, we are not lazy and don't expect things to be handed down to us. However, even with no kids we were unable to sustain ourselves in Canada. By the way, we have no credit cards in Croatia. Perhaps you could do a thing explaining EU versus US as far as credit cards go? To live debt free, whether you consider debt sin (how did we forget that), is living truly free. Best regards from Croatia. Keep up the good work! M
I shop at CostCo. Buy chicken. Meat for salad, sandwich.... bones for soup. I bake my bread and cook at home.
Lol a PC of chicken from costco here in Canada is $250
@@mrs.natashaellwood8634 No way!!!!!!!!!
@@mrs.natashaellwood8634 wtf where do you live in canada ? I can get 8 chicken breast for 14$ here.. its high because it used to be 10 but still with that 14$ pack i can live off that for 2 weeks no problem.
Just go vegan. It's healthier AND cheaper.
Groceries have almost doubled for meat and orange juice in Southern California
Are oranges that expensive? Just make your own juice and stop eating animals. Money saved!
@@prosecco6690 Water is expensive in So Cal. We have an orange tree that produces a lot of oranges but you have to water it all year long. This summer my partner wasn't making any money and I had to stop watering the tree. Our water bill was out of control still high. No rain all fall and even today it barely sprinkled. I looked at the oranges. They are so tiny and won't taste good in a month.
I bought some OJ to make cranberry sauce and the Tropicana bottle is TINY now and so expensive. I only make it once a month so will have to wait until another sale before I make the cranberry sauce again. (I freeze cranberries and make it all year long).
Inflation is out of control. It's worse than its been in decades. The cost of anything necessary to life is higher than it should be in America right now.
fear a housing crash due to people buying homes above asking prices with little equity. If prices drop, affordability and potential foreclosures may arise, worsened by future layoffs and rising living costs. I want to invest more than $300k, but I'm not sure on how to mitigate risk.
Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
Mind if I ask you to recommend this particular coach you using their service?
When Melissa Terri Swayne’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
My credit card debt from living a “lifestyle I can’t afford” is me buying groceries…. We don’t eat out generally, but when a frozen pizza from the grocery store and it’s $10 vs eating out for a pizza at $12…. Even if I were to make it from scratch, the pizza comes out to $7…
Being seniors, we recently faced some health issues, and decided to sell our 3 bed 2 bath home in texas, and move closer to family in southeastern pennsylvania. We thought we could buy a smaller house for the money we got. We got a really good price for our texas house, but found out we actually need double the amount to buy a smaller home here. So we are up the creek now because we make $1,000.00 to much a year for low income housing. Dont know what we are going to do. So if we find ourselves in this position, heaven help the younger kids.
It's actually the seniors who aren't rich who are the ones suffering the most. But because the younger's complain constantly, everyone thinks it's the younguns who are suffering the most.
I'm honestly jealous. We are 4 people a one bedroom 362sqft..... $2500/month + utilities
@@mrs.natashaellwood8634 I can understand your feelings. I feel so bad for others in just as bad situations as we are. The financial mess most people are in is starting to depress me.
You don’t need Coke Zero.
Agreed! Both because it's stupid expensive, but also because it's SO damn bad for you! All soda is!
Everyone likes their treats and for some it's pets, others it's a movie and for her it's come zero. I doubt you only spend on the essentials yourself.
Ok but why should we live like peasants...
@@andreawahleithner9640 Why should you lock your doors. Why can't people just not be criminals? What a stupid thing to say. You clearly just don't make enough.
Wooo Ontario Canada, gotta love $7 for a bag of milk and a million dollars to own a shack
BC is worse
Wait did you just say a *bag* of milk? Is that like a weird saying or does your milk actually come in bags? 🤨🤨
In Australia they come in either long-life milk in UHT cartons or fresh milk in plastic bottles.
@elenalizabeth Ontario, Canada has bagged milk. It's weird.
$5 for 2L of carton milk or yeah $7.50 for 4L bagged ... Ridiculous... It was like 4.79 a few years ago.
Bagged milk 😂
I live in nyc this place is freking nuts u cant survive here even with 120k a year
It’s about $40 for 2 people to go to the movies here. And that’s without snacks. That’s another $40
I was taught the only way to teach the grocery store that their price is too high, is to buy directly from the farmer. People need to learn, you don't need fancy grocery store
I live in NYC. I grew up out of the country but came here for school. I just turned 20 and my rent is 850/month. You really have to know where to look. I have 3 roomates in a 4 bed 1 bath and before that I was subletting 750/month at a 4 bed 1.5 bath. My room fits a full bed too. The cost of living crisis exists for sure but when you're confronted with a crisis you have to compromise. It took less than a month to find the place and less than a month to finalize everything. I'm young and I didn't grow up here so I didn't have any insider info but I was still able to find something within my budget. Spareroom and Rommies are good places to look for rooms instead of entire apartments (they are usually under 1000). I think a lot of people draw the line at roommates but I'm a woman living with 3 guys and they're chill asf. It wasn't easy weeding through the scams but it's possible!
At what point will you feel you've earned the right to not have roommates?
@christophschultz3500 when you can afford it.
You are paying nearly a grand a month for ONE ROOM. That is INSANE.
@@purplepotato1814 Must be a nice view from up there.
@mysticmama_3692 I think if we all have different understandings of how expensive things are ig. What do you think the rent should be for one bedroom?
same thing is happening in the netherlands. its so expensive we cant even find studios
I live in Missouri and bought my 2 bed about 1100sq with attached garage and paid $69,900 and now it's worth $150,000 that's a win no matter how you look at it. It's vaulted ceilings and hardwood and ceramic floors are some of the things that make it beautiful. I got extremely lucky buying when I did.
South East MO Ozarks area is still pretty reasonable
Hot take: the $6 million banana was actually money laundering.
Very common in the "art" space.
yeah...I think The some FBI sometimes could look closer and quietly investigate more deeply such "purchases"
The cost of living is out of control. Got my first out of college job in industry in 2017. I got my degree in Engineering while recieving little to no financial assistance. So I lived very frugally. Now I'm living just like I did as a student thanks to increasing prices on everything. Cooking at home is an absolute must. You have to "eat to live, not live to eat". With the internet and food prices today, there are plenty of people posting cheap goulash type recipies that are nutritous and decent. But you have to put in the work and the time today thanks to inflation. First thing to do is cut back on Social Media. It's an endless waste of time.
Get a crockpot. Throw all the ingredients in the morning and when you get home you'll have a cheap, filling ,nutritious meal. I've had mine for 30 years and it still works fine.
Sorry but the girl crying about the costs in LA and not having a garage is out of touch. She’s clearly doing well but needs to cut her cloth accordingly and move to a cheaper area.
Literally... we live in the GTA and are a family of 4 in 362 sqft.
It's a 1 bedroom so our living room is actually a 2nd bedroom. We do not have a sofa or tv
@@mrs.natashaellwood8634 You live in a video game?
1999 it cost $0.98 to put gas in the car. College was going to be a total of $16,000 for the whole four years. McDonald paid $6.25 an hour. Manger made $7.35 an hour. Happy was $2.34. You could definitely get a house for under $100k. Your car payment for brand new Honda Civic would have been $274 a month. Rent for a one bedroom apartment would have been about $620 a month.
I'm a highschool drop out and living well but i took a trades job and worked my ass off and now own my home and truck.
I work in a grocery store and let me tell you there is absolutely no reason for food prices to be so high. It's also there are so many different kinds of products on the market that just don't sell for real. Which is so waste full in and of its self The amount of waste in a single store is INSANE! we are getting price gouged.
Yeah, usually its Just profit.
Costs went up for them after covid, ok. But by few Cents a product. Thats it. In my country prices went down after the pandemic. At least for everything besides the Candy from a certain brand.
Produce is seasonal changes, but it was Always that way
Inflation doesn’t have to happen…get rid of the federal reserve and control government spending
This is just… wrong idea. You know deflation is worse right?
@@JoeBidenFanclub99 how can you know its worse if you never experienced it?
@@pauliusvismantas2859the Great Depression was because of deflation.
@@NotMiguelRamirez as a 26 year old that doesn’t own any assets… bring on the depression and deflation lmao
No bank will loan you money with deflation. Theyld be paying you to take the money. A low inflation in single digits is considered healthy. Don't just think homes or cars, businesses aswell borrow, or grow, jobs are lost. Now there is no jobs or money to borrow, stocks and assets crash, and the cycle gets worst.
If you don't understand this, you shouldn't vote. You'll just hurt yourself in the end.
I'm seriously at the stage where I'm living at my parents and crying over the food I'm eating.
I live in Newfoundland Canada. Our cost of living is considered one of the lower ones in Canada, but still beating a couple other provinces. However, we are the lowest median income province. It's a little joke here that if you decide to work, you'll be earning 20% less than the rest of the Country.
I live in Miami, a tear down costs $600k. A townhome where you will pay HoA forever it's half a million. A condo in the middle of the Everglades is $300k.
Good for you. Don’t have to worry about the high cost of living in NJ
A little bit of unsolicited advice for everyone. Learn to cook. Buy no name brand. Can and bake, when you cook, do it in volume ( for example make vegetable soup). Potatoes are your friend. Rice, beans, canned meat. Fill up on carbs. Do not buy soda or pop, it's full of sugar and terrible for your teeth,health, and wallet. This should help you save a little bit if money, at least with groceries.
With love
A busy Latina mom from West Texas.
Sending love to everyone
I make some potato and leek soup. Not too bad.
I pretty much bought all my Xmas gifts using pay in 4 PayPal and Amazon monthly payments to avoid using my CCs. Looked for the best deals and limited the amount of gifts. I live with my gf and have no kids. Can’t even imagine how families are getting by.
1. Learn all about the different kinds of beans and rice. Beans should be bought dried, not canned, for maximum value and flavor.
2. Invest in seasonings.
3. Use meat for flavoring and texture, and some protein, not as the "main course."
4. Learn how to sprout greens at home.
5. Grocery salvages.
6. Check your grocery stores for clearance sections, and memorize the clearance schedules. You can find meats, bakery items, cheese, produce etc. for great prices when the time is right.
7. Learn about and imitate the simple affordable meals that are eaten frequently by different cultures.
8. Tea and water.
9. Swap and thrift instead of buying new. You still get a good dopamine hit that way.
No one has time for all that we are working
I’ve been shopping at Aldi, luckily there isn’t one too far from me. My monthly grocery budget of $250 goes far there, but ofc I’m just a one person household :/
That’s honestly great
The company that owns my apt complex is raising my rent for 2025 to more than half my income. I can't absorb it, there isn't anything cheaper, so I am going to live in my car. I'm 62 yo.
My partner and I aren't what I'd say high income, but our household combined is around 210k per year. We have plenty of disposable income. I can say with full chest money doesn't buy happiness- but it DOES prevent a lot of misery.
Lol you are poor here in Toronto 😂
@mrs.natashaellwood8634 thank goodness I'm not in Toronto then 😅
For the Coke zero she didn’t have to buy the Coke brand that’s ridiculous. I always buy the offbrand boots on sale
The map of livable wages must be without any dependents. $34k isn't getting by in Kansas, at least not in Kansas City...
What Whoopi said, is a slap in the face to all average Americans...
In 2001, I lived in nyc with my mom and sister. We lived in a rent controlled apartment. I remember my mom used to make 800 every two weeks and that was enough to support us. We would take one vacation a year and go out to eat every two weeks. Life was simpler but affordable
Made min wage while in high school was enough money to pay for food for me and my little brother, wasn't anything fancy, mostly fast food and local restaurants that were in the $5-6 per person range. Was also able to save up for a decent condition car!
North Dakota is surprisingly a very high cost of living being that the oilfield is very prevalent here. The average house price in my area is $400k. I have a single level 1600 sq ft house and it was $300k. With a 2.2% apr
At my work we are helping a family in need by buying the children's' Christmas gifts. My two nieces are older so I haven't bought toys or children's clothes in a long time, so without knowing the expense I offered to buy each child two toys and an outfit each... Yea, 370.00 later, I now realize why so many families are struggling, especially at Christmas. I bought the clothes at Target, so it's not like I shopped at the Gap!! Insane, it's all corporate greed! SOMEONE PLEASE BAN THE VIEW, THEY ARE A BUNCH OF MORONS (MY OPINION), GET THEM OFF THE AIR ALREADY!!
I live in Somerset County, NJ and the housing prices are crazy. Our house has already appreciated 50k since we bought it last year. It makes no sense anymore and people see it as more of an investment rather than a place to live. The property taxes are also make NJ unaffordable.
Wax strips and Diet Coke are a luxury not a necessity…..
Even so...they are stupidly expensive for what they are.
I have family in CA...over the yrs they keep asking me to move out there. The same answer i always give is the beautiful weather going to pay my bills?😂
Zac, Zac…
A social media maniac!
Zac, Zac…
He’s got a shiny TH-cam plaque!
Housing here in Utah is 570,000 up into the millions. Huge housing shortage. Rent is 1700-2000 for a 2 bed 1 bath or sometimes 1 1/2 baths.
Regular gas in VA around $2.99 or $3.00 and 1 bedroom around $1500-1700..movies here like $13 to $15. 2-Liter soda is $3 i remember it was just $1.89 2 years ago!!! Farmers markets are more exspensive for sure..
35k in Florida is a FCKIN JOKE!!! My husband and I make $150k (we do have 6 kids but still) and we are indeed living check to check. Just 5 years ago, we were only bringing in 80k, but somehow, we had WAYYY more money!! Weird but true!
I'm doing a GoFundMe for Whoopi... I feel bad for her.
😂😂😂😂