Share ko lng din kmi magasawa as far as I can remember we only fought once about money kasi defensive ako i was in financial trouble before and my husband is thrifty and magaling sa paghandle ng money. But since both of us wants to be financially secure in the future kaya i was the one who adjusted and changed my ways in terms of handling our finances. We list down all our expenses every month and make sure we pay off our credit cards full sa due date. Mas maganda talaga if may isa na magadjust if alam mo na ikaw ang financially illiterate. Also reading books and watching videos like these helps a lot to open eyes to be financially responsible. Thanks for sharing your videos sir chinkee, love watching it 😊 😊
Sir Chinkee, loyal viewer here! sana po gumawa rin po kayo ng video advice for us breadwinners whose parents have poverty mentality. Lagi pong ang negative ng mga thoughts nila pagdating sa financial and di sila open for new ways of earning- lagi silang puro pagtitinda ang naiisip nilang business maski nalulugi nila lagi, pero despite being so budget tight at pamomoblema sa pera, nakakataya pa rin sila sa jueteng. Sobra pong naiistress ako sa kanila kasi gusto ko mag aral, unattended ng seminars for business and self-growth pero nahihirapan ako to start dahil sa kanila. I hope you can advice.
pera. Subscriber po ninyo ako and because of you na eeducate ako financially. Thank You so much.. Hope to see you. I will buy a book for my siblings. Worth to share.
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
hi sir chinkee tuwang tuwa po ako sa mga books na nabili ko sa inyo maraming salamat po sa knowledge na mga nakuha ko ngayon di na ako ubos biyaya at natuto na ako tingnan ang wants at needs namin #godbless_sirchinkee
Watched this po para may idea din po kami ni hubby ko, thanks alot for this advice it is really helpful Sir Chinx! Be purchasing ur affordable book too! Although ung Iponaryo ko wala pa hihi di ko po alam paano bbayran
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/2kifovQ And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! **Bulk/ Reseller package also available. Promo is only until October 6, 2019** 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
@@chinkpositive ❤ Thank you Sir ah, napanood ko po kasi yung video mo nung nag pupunta ka sa Divi. Nagulat lang ako doon hehe at napalakas nyo po loob ko. Maraming beses na akong sumuko at sumubok at sumuko at nabigyan ulit ng power ng tiwala sa sarili dahil sa mga sinabi nyo. God bless you po
Hello Sir Chinkee! problema naman namin, ang husband ko po ay ofw at may maliit po akong printing shop dito sa bahay. The problem is ang sobra nya pong pera ay lagi pinapautang na kalaunan ay hindi naman nya masingil.. paulit ulit po, kaya sakit na sa ulo. tipid kami ng tipid dito sa Pinas para lang mapagkasya pinadala nya, sya naman po pautang ng pautang na hindi naman nya masingil. NAKAKAinis na po talaga!
Kami ng asawa ko pong lalaki ngaun lang po kmi nag ka problema sa pera,nagkaroon po kmi ng maraming utang kc ung asawa kong lalaki naattempt mangutang,kc ang mindset nya ay normal lng sa may negosyo ang mangutang...nung una sinsalungat ko sya kc ayaw ko ng maraming utang,hanggng sa nagsawa n po ako sa knya ka remind...pero d ko nmn po sya masisi kc sa lagay ng negosyo po nmin,nid po tlga nmin ng karagdagang pera..pero ang nangyari po kc,dumami po ung utang nmin kesa sa income..naiinis lamg ako,kc nung lumalaki n ung binbyaran nmin at halos walang pumapasok n income,hindi nya kayang harapin...unh responsibilidad sa pagbbyad pkiramdam ko napapsa nya po sakin...kaya sobrang stress din po ako lage..nkapag open kmi ng bagong tindahan,perp d po sapat para sa araw araw n bayarin...minsan gusto ko magpahinga pero d pwede kc ang dami nming bayarin..naguusap kmi mag asawa at inamin nya pagkakamali nya..d nmn kmi totlly nag aaway,pero d maiwasan n minsan nagsisisihan kmi...sir Chinkee,anu po kaya mapapayo nyo po samin..I always pray to the Lord,n sana lahat ng ito matapos n ,alam ko may purpose si Lord samin...and I always trust Him.umiiyak nko sa gabi kaka pray sa knya...so far nagbbaws po kmi ng bayrin,pero meron po kcng mga kritikal n deadline n kailngn mbyran at ang hirap kc sabay sabay pa po sila.. :(
Aq saver,but my partner is tamad. Tagal gumising sa umaga. Ako lagi nagbubukas tindahan namin. Right now 10 days na kami walang kita sa bakery because hindi na sya ng ba-bake.
Financial din ang dahilan ng pagaway namin. Magaling sa pag tipid ang dati kung asawa. At ung naipon nmin ay nagastos ko sa pag kuha ng sasakyan na ang daming sira. Kaya naubos ang savings namin. Ayon iniwan ko. 😢😢😢
Pera. Thank you po Mr. Chink Positive. Frm South Korea. Naiinspired po ako sa mga Ipon tips Advice nyo po. Paano po ba ang tamang pag ttabi ng pera lalong lalo n po s Dream Business at sa Dream House..? lalo n po ang Dream house ko po Loan pa sya. Thank you po & God bless 😇
Im in a situation na nagkaroon ng parang mana si husband and hindi nya shi ne share sa akin yun lalot nasusulsulan sya ng pamilya nya. As if walang trust. It comes to my mind na iwanan na lang sya. Kase feeling ko wala yung trust and respect. 😢
Minsan po naiisipan q n lng n mkpg hwlay n lng po aq sbra po kc aqng ngliit n s srli q pag plging snsmbat nia s akin n lht xia ang gmgs2s tma po b n mkpghwlay n lng aq kc dmdtng n s punto n ngkkskitan n po kmi pls advice po
Ganyan asawa ko sya spender ako saver... sya employee sa Mall ako may Small Business yung kalahati sa kita ko sa business binibigay ko sakanya weekly, at yung kalahati for emergency fund para sa business at kung saan paman... minsan nag papadagdag sakin ng expenses... sabi ko naman naka budget na... hay nako away talaga kami...😔
Swak na swak sa Misis ko.. hindi na mrunong maghawak ng pera at kung mag plano man or may npagkasunduan na bgay tulad ng project nkplano magpa renovate sa loob ng 6month... tpos konting away Lang ay hindi na matutuloy. Ibig ko sabhin madali magbgo po ang isip... araw lang ang bibilangin or wlang isang buwan... kpag tinupak ang ulo ay wla na... hinto ang mundo. Ok Lang sana kung hinto kaso balik sa dati or reset. Kyat minsan mhihilo ka ng wla sa oras.
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190+100 SF and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: 1. Please click the link: bit.ly/2lAEjLs 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/2k29PBx** ** (Note: Utang Diary NOT included for Reseller) Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
oo kasi madamot sya sa pera kapag sahud walang kusa na mag bigay..ng pang gastos kapag sya naalis paano namn ang pang gastus namin kapag wala sya di nya alam kmi maghpon walang kain..
communication..sabi nga sir.chinkz, importante pinag-uusapan nyo at mag-agree kayo sa isa't isa.. Tama rin sya, magtulungan hindi magsumbatan..it involves understanding each other.. budgeting is a key..kaming mag-asawa, everymonth pagkasweldo, may mga envelopes kami and divided na yung income namin pano namin i-spend ito for the whole month, e.i. To God/tithe, savings, investment, credit/utang, food, bills, for baby, transpo&phone load, family/relatives, leisure/extra, others/for emergency..
Hi Chinkee, I am base here in Australia and wanting to purchase your book. is there any possible that I could have it? I’m really after of the new book tittle Pera ni mister pera ni misis
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
Panu kung ung mr. Mo n bgla gusto magkaroon ng sariling pera ung ayaw nia pinakekeelaman ung sariling kita nia ay sa knya lang, ngbibigy s mga pmilya nia ,walang paalam kasi katwiran nia pera nmn nia.
We deliver nationwide Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/2kifovQ And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! **Bulk/ Reseller package also available. Promo is only until October 6, 2019** 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Yung mister ko porket sya nag trabaho sya nag babudget ng Pera nya,at nanumbat pa.lagi Ako sinisiraan .ano po Kaya Gawin ko.iiwanan Kona bah sya.d talaga nagbabago, nagkksakit nalang Ako sa sama ng loob
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Ito mismo ang problima ko sa ka live in ko...nagugulat nalang ako ang dame nyang utang...samantalang binibigay ko naman lahat ng sahod ko at may sahod din sia...pag iniisip ko kung bakit ang dami nyang utang dalawa lang naman anak namin...malaki naman sahod ko...at sahod nia....masisiraan ako ng bait kaka isip..kung saan nya ginamit ang pera na utang nia diko alam...wala naman sia binibili ni isang gamit sa bahay.
Sir Chinkee, gusto ko po sana mag loan sa Pag-ibig. kaso marami po tumututol, sinasabi mas maganda na lang daw po mag ipon ng 15 years kesa mag loan. nahihirapan po ako. sana matulungan ninyo in some advice. hindi po ba option ang mag loan?
annhin mo ang loan? Consider these things: 1. If para makabayad sa mga pinagkakautangan, yes sige go 2. Kung uutang pero wala namang pambayad or sagad na sagad na ang mangyayari, wag. 3. Kung uutang dahil walang emergency fund, wag. 4. Kung uutang para magtayo ng negosyo na mas kikita kaysa sa binabyarang monthly, go.
@@chinkpositive para po sana sa apartment bahay, esl tutor po ako since 2018 until now, and ang husband ko is ofw na (just started) lahat ng nilalapitan ko sabi mag ipon na lang wala pang utang. sana po may way talaga para makausap at masabi ko po situation ng financially maging marunong po ako sa buhay. dami kong takot, influenced by people na saying nakakatakot umutang. wag na lang daw.
@@chinkpositive Sir, sa province namin ang kaya lang po nila for studio type apartment around P3K kaso kapag nagpatayo naman po ako ng apartment Milyon ang aabutin, and I'm not sure if qualified po ba ako for that, I'm not sure kung paupahan po ang dapat kong maging negosyo, since I'm a home-base worker. gusto ko po sana habang nag-iipon may business at may investment, para yung ipon hindi tulog, napapaikot po yung pera. kapag didipende po ako sa source of income namin both mag asawa para sa tatlong anak namin until college, baka umabot na po kami ng retiring age, hindi pa namin na-i-enjoy ang benefit or fruit ng pagtatrabaho ng "hard-working"
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
sir tan kmi lagi nag aaway nag misis ko dhil msama ang loob nya skin dhil hnde ko s knya bnibgay ung pera ko..s kdahilan nag wowork nmn cya sa isang mall.at ako nmn lagi ang nag bbudget sa laht ng gstosin s bhay at hnde nmn klakihan ung sahod k..at ako ang lagi sa bhay at my dlawa kming anak.at umaalis cya ng 11am at umuuwi ng 10pm.hlos gnyan na ung araw arw nya.kya hnde ko bnibgay s knya ung pera ko dhil at jan nagsisimula ung awayan nmin..inaako ko nmn hlos gstosin sa bhay.
Share ko lang ung ginagawa ko pre... Sa amin c misis ung ng.hahawak ng pera lahat pero alam mo bang ako ang ng.bubudget sa bahay para saan pupunta ng pera.. Binibigay ko sahod ko lahat sa misis ko na my kasamang budget plan para sa buong buwan... like EXPENSES, UTILITIES, FOOD, TITHES AT SAVINGS... kaya worry no more ako .. bahala kana dyan sa pera bsta pasok sa budget plan ko... ok na ok un sa akin.. 😂😂😂😂
Gusto ng misis natin na pinagkakatiwalaan sila pg.dating sa pera. Although sa part ko ako lang ng.work at un gusto ko rin pero c misis parin pinapahawak ko ng pera.. Kaya end of the month alam ko prin saan npunta ang pera na pdala ko sa kanila.. ..
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190+100 SF and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: 1. Please click the link: bit.ly/2lAEjLs 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/2k29PBx** ** (Note: Utang Diary NOT included for Reseller) Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: lddy.no/bfzd Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **lddy.no/bfzm ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800 Pls like and subscribe to my YT Channel th-cam.com/users/chinkpositive. para kapag meron po ako video ay manonotify po kayo. Happy New year to you and to your family! Thank you
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: lddy.no/bfzd Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **lddy.no/bfzm ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800 Pls like and subscribe to my YT Channel th-cam.com/users/chinkpositive. para kapag meron po ako video ay manonotify po kayo. Happy New year to you and to your family! Thank you
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/UFree-PMrPMrs And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! *Bulk/ Reseller package also available. Promo is only until October 6, 2019* 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/2kifovQ And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! **Bulk/ Reseller package also available. Promo is only until October 6, 2019** 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600 PROMO is until Oct. 6, 2019 only!
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: bit.ly/utang-pera Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE! HOW TO BUY: Please click the link: lddy.no/bfzd Fill out the details Select mode of payment Take note of your ORDER NUMBER upon check out PM me proof of payment **Bulk/ Reseller package also available here: **lddy.no/bfzm ** Note: Utang Diary NOT included Buy 10 at 50% off - ₱950 Buy 20 at 50% off + 5 Free - ₱1,900 Buy 40 at 50% off + 15 Free - ₱3,800 Pls like and subscribe to my YT Channel th-cam.com/users/chinkpositive. para kapag meron po ako video ay manonotify po kayo. Happy New year to you and to your family! Thank you
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee. Click here now: bit.ly/2kifovQ And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE! **Bulk/ Reseller package also available. Promo is only until October 6, 2019** 20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800 40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600 PROMO is until Oct. 6, 2019 only!
Share ko lng din kmi magasawa as far as I can remember we only fought once about money kasi defensive ako i was in financial trouble before and my husband is thrifty and magaling sa paghandle ng money. But since both of us wants to be financially secure in the future kaya i was the one who adjusted and changed my ways in terms of handling our finances. We list down all our expenses every month and make sure we pay off our credit cards full sa due date. Mas maganda talaga if may isa na magadjust if alam mo na ikaw ang financially illiterate. Also reading books and watching videos like these helps a lot to open eyes to be financially responsible. Thanks for sharing your videos sir chinkee, love watching it 😊 😊
You are absolutely correct Sir Chinkee. That's really happened.
ty for watching
Sir Chinkee, loyal viewer here! sana po gumawa rin po kayo ng video advice for us breadwinners whose parents have poverty mentality. Lagi pong ang negative ng mga thoughts nila pagdating sa financial and di sila open for new ways of earning- lagi silang puro pagtitinda ang naiisip nilang business maski nalulugi nila lagi, pero despite being so budget tight at pamomoblema sa pera, nakakataya pa rin sila sa jueteng.
Sobra pong naiistress ako sa kanila kasi gusto ko mag aral, unattended ng seminars for business and self-growth pero nahihirapan ako to start dahil sa kanila. I hope you can advice.
pls pm me sa fb ty
very true and practical video! marami makarelate for sure.
More power sir Chinkee!
pera.
Subscriber po ninyo ako and because of you na eeducate ako financially. Thank You so much.. Hope to see you. I will buy a book for my siblings. Worth to share.
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
hi sir chinkee tuwang tuwa po ako sa mga books na nabili ko sa inyo maraming salamat po sa knowledge na mga nakuha ko ngayon di na ako ubos biyaya at natuto na ako tingnan ang wants at needs namin #godbless_sirchinkee
Relate ako nito, hehe
Watched this po para may idea din po kami ni hubby ko, thanks alot for this advice it is really helpful Sir Chinx! Be purchasing ur affordable book too! Although ung Iponaryo ko wala pa hihi di ko po alam paano bbayran
Tnx sir chinkee relate much q
Nice Sir Bitoy
Naka order na po! 😍 Wait na lang sa shipment. ❤️
"PERA"
Watching from Kuwait. God bless u sir chinkee..
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/2kifovQ
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
**Bulk/ Reseller package also available. Promo is only until October 6, 2019**
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Hello Sir Idol 🙂 Bago lang sa Channel mo pero matagal na pong tagahanga nyo po. Sana maging kagaya nyo ako someday. 🙂
ty vm. u can be better than me :)
@@chinkpositive ❤ Thank you Sir ah, napanood ko po kasi yung video mo nung nag pupunta ka sa Divi. Nagulat lang ako doon hehe at napalakas nyo po loob ko. Maraming beses na akong sumuko at sumubok at sumuko at nabigyan ulit ng power ng tiwala sa sarili dahil sa mga sinabi nyo. God bless you po
dami ko gusto sabhin :) pero thanks i think nasa tama ako
Tama naman po ung sabi ku sa wife. Ku na magtago kana ngpera sakin wag ka lang mag tago ng utang 😊😊😊😊gud bless po
I buy po after quarantine
Hello Sir Chinkee!
problema naman namin, ang husband ko po ay ofw at may maliit po akong printing shop dito sa bahay. The problem is ang sobra nya pong pera ay lagi pinapautang na kalaunan ay hindi naman nya masingil.. paulit ulit po, kaya sakit na sa ulo.
tipid kami ng tipid dito sa Pinas para lang mapagkasya pinadala nya, sya naman po pautang ng pautang na hindi naman nya masingil. NAKAKAinis na po talaga!
Kami ng asawa ko pong lalaki ngaun lang po kmi nag ka problema sa pera,nagkaroon po kmi ng maraming utang kc ung asawa kong lalaki naattempt mangutang,kc ang mindset nya ay normal lng sa may negosyo ang mangutang...nung una sinsalungat ko sya kc ayaw ko ng maraming utang,hanggng sa nagsawa n po ako sa knya ka remind...pero d ko nmn po sya masisi kc sa lagay ng negosyo po nmin,nid po tlga nmin ng karagdagang pera..pero ang nangyari po kc,dumami po ung utang nmin kesa sa income..naiinis lamg ako,kc nung lumalaki n ung binbyaran nmin at halos walang pumapasok n income,hindi nya kayang harapin...unh responsibilidad sa pagbbyad pkiramdam ko napapsa nya po sakin...kaya sobrang stress din po ako lage..nkapag open kmi ng bagong tindahan,perp d po sapat para sa araw araw n bayarin...minsan gusto ko magpahinga pero d pwede kc ang dami nming bayarin..naguusap kmi mag asawa at inamin nya pagkakamali nya..d nmn kmi totlly nag aaway,pero d maiwasan n minsan nagsisisihan kmi...sir Chinkee,anu po kaya mapapayo nyo po samin..I always pray to the Lord,n sana lahat ng ito matapos n ,alam ko may purpose si Lord samin...and I always trust Him.umiiyak nko sa gabi kaka pray sa knya...so far nagbbaws po kmi ng bayrin,pero meron po kcng mga kritikal n deadline n kailngn mbyran at ang hirap kc sabay sabay pa po sila.. :(
I feel you. Paka tatag kapo🤗
same here.. paka tatag lng tau sis at mag pray na may dumating na swerte ar opportunity. ❤️🙏 GodBless
Lodii 😉
kami ng asawa ko lagi tulungan sa mga gastusin at pareho kami hindi maluho mas nakatuon sa needs hindi sa wants.
Aq saver,but my partner is tamad. Tagal gumising sa umaga. Ako lagi nagbubukas tindahan namin. Right now 10 days na kami walang kita sa bakery because hindi na sya ng ba-bake.
I agree
Parang relate aq jan sir
Ako din huhu😢😢 nakukuntento nalang kung magkano ibigay ni mister kasi promise dialam paanu magbudget pagdating sa bahy
Hi sir Chinky im your subscriber and im learning a lot from you,thanks for sharing your important ideas.
welcome po
Thanks Sir chinkee
ty too
im always watcing po..
#ChinkPositive #ChinkeeTan
ty vm
Financial din ang dahilan ng pagaway namin.
Magaling sa pag tipid ang dati kung asawa.
At ung naipon nmin ay nagastos ko sa pag kuha ng sasakyan na ang daming sira.
Kaya naubos ang savings namin.
Ayon iniwan ko. 😢😢😢
naiinggit nga ako sa ibang asawa na buo nilang binibigay ang sahud nila sa asawa nila..sakin kasama ko hindi sya ganun na tao
Pareho Tayo.. Hindi nagreremit
Ako naman sis. Nong mag simula nako mg work di na boung sahod binibigay nya sakin.. minsan 1/4 nalang sa sahod nya
Baka Hindi ka marunong mg handle kaya d binibigay ng buo sayo
Hay natatawa talaga SA Iyo sir, Totoo yan hahaha.
Kaya Po ako ,pinag iisipan ko na wag magpakasal sa bf ko Kung may utang siya . Hahaha ,
Pera.
Thank you po Mr. Chink Positive. Frm South Korea. Naiinspired po ako sa mga Ipon tips Advice nyo po.
Paano po ba ang tamang pag ttabi ng pera lalong lalo n po s Dream Business at sa Dream House..? lalo n po ang Dream house ko po Loan pa sya.
Thank you po & God bless 😇
Im in a situation na nagkaroon ng parang mana si husband and hindi nya shi ne share sa akin yun lalot nasusulsulan sya ng pamilya nya. As if walang trust. It comes to my mind na iwanan na lang sya. Kase feeling ko wala yung trust and respect. 😢
Minsan po naiisipan q n lng n mkpg hwlay n lng po aq sbra po kc aqng ngliit n s srli q pag plging snsmbat nia s akin n lht xia ang gmgs2s tma po b n mkpghwlay n lng aq kc dmdtng n s punto n ngkkskitan n po kmi pls advice po
Idol talaga kita matipid din ako 😂
salamat u can do it
#6 😭😭😭
Ganyan asawa ko sya spender ako saver... sya employee sa Mall ako may Small Business yung kalahati sa kita ko sa business binibigay ko sakanya weekly, at yung kalahati for emergency fund para sa business at kung saan paman... minsan nag papadagdag sakin ng expenses... sabi ko naman naka budget na... hay nako away talaga kami...😔
Swak na swak sa Misis ko.. hindi na mrunong maghawak ng pera at kung mag plano man or may npagkasunduan na bgay tulad ng project nkplano magpa renovate sa loob ng 6month... tpos konting away Lang ay hindi na matutuloy. Ibig ko sabhin madali magbgo po ang isip... araw lang ang bibilangin or wlang isang buwan... kpag tinupak ang ulo ay wla na... hinto ang mundo. Ok Lang sana kung hinto kaso balik sa dati or reset. Kyat minsan mhihilo ka ng wla sa oras.
godbless sir,
God bless ty
Grabe pasok lahat ung problem namin hahah
PERA , ,watching from Hongkong
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190+100 SF and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
1. Please click the link: bit.ly/2lAEjLs
2. Fill out the details
3. Select mode of payment
4. Take note of your ORDER NUMBER upon check out
5. PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/2k29PBx** **
(Note: Utang Diary NOT included for Reseller)
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Sir pano ba solusyunan ngaway km about sa pera ng partner ko.
gusto ko po to sir chinkee kya lng nasa abroad po kami.. paano b mkakaavail.
oo kasi madamot sya sa pera kapag sahud walang kusa na mag bigay..ng pang gastos kapag sya naalis paano namn ang pang gastus namin kapag wala sya di nya alam kmi maghpon walang kain..
Mahirap Kasi ang bohay ngaun ang liliit lng ng sahod Namin sa contraction 😂😂😂
Kami ng asawa ko laging nag aaway sa pera.. dumadating pa sa part na nagsusumbatan kami
Pano ba ihandle ang ganun. Nag susumbatan .
communication..sabi nga sir.chinkz, importante pinag-uusapan nyo at mag-agree kayo sa isa't isa.. Tama rin sya, magtulungan hindi magsumbatan..it involves understanding each other.. budgeting is a key..kaming mag-asawa, everymonth pagkasweldo, may mga envelopes kami and divided na yung income namin pano namin i-spend ito for the whole month, e.i. To God/tithe, savings, investment, credit/utang, food, bills, for baby, transpo&phone load, family/relatives, leisure/extra, others/for emergency..
Ndi pa kami nag away ng asawa ko dahil sa pera
Hi Chinkee, I am base here in Australia and wanting to purchase your book. is there any possible that I could have it? I’m really after of the new book tittle Pera ni mister pera ni misis
Asawa nagbibigay lng yan pag sinabihan at galit naku kc khit pag kain namin di nag bibigay....kaya gusto kunang hiwalayan
Pers
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Kala ko si bitoy😁
😂😅😀
Nandito ako dahil wla akung pera🤣🤣
Tama hahhaha
Sir chinkee relate much po ako dto sa video nyo po and im always watch 😊☺😊☺
ty vm chona
2nd
tnx sa mga videos nyo sir hindi na ako nawawalan ng pera nakakaipon na din ako
pera
totoo
Up0
Anu po ung site? Order po ako
tanong ko lang po required ba na magbigay kay mr ng sweldo ng babae pero yung mr. hindi naman ngbibigay ni pisong duling sa misis?
daisymaebuagayan
Click here to order: chinkshop.com/collections/books/products/peranimister-peranimisis
Good morning tanong q lng po ang paraan qng paano mgbenta ng sasakyan sa pamamagitan ng pagpopost ng litrato sa facebook?
yes thats one strategy.
picture, complete details tulad ng year bought, mileage etc.
u can also offer sa mga kakilala
Panu kung ung mr. Mo n bgla gusto magkaroon ng sariling pera ung ayaw nia pinakekeelaman ung sariling kita nia ay sa knya lang, ngbibigy s mga pmilya nia ,walang paalam kasi katwiran nia pera nmn nia.
Saan po pwede bumili ng book?
Click here now: bit.ly/2kifovQ
Sir paano po makukuha yung libro ?
We deliver nationwide
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/2kifovQ
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
**Bulk/ Reseller package also available. Promo is only until October 6, 2019**
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
"Pera"
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
@@chinkpositive sir i realy want your book but i'm here in qatar how can i avail?
Yung mister ko porket sya nag trabaho sya nag babudget ng Pera nya,at nanumbat pa.lagi Ako sinisiraan .ano po Kaya Gawin ko.iiwanan Kona bah sya.d talaga nagbabago, nagkksakit nalang Ako sa sama ng loob
Same
Parihas tayo sis😢
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Ito mismo ang problima ko sa ka live in ko...nagugulat nalang ako ang dame nyang utang...samantalang binibigay ko naman lahat ng sahod ko at may sahod din sia...pag iniisip ko kung bakit ang dami nyang utang dalawa lang naman anak namin...malaki naman sahod ko...at sahod nia....masisiraan ako ng bait kaka isip..kung saan nya ginamit ang pera na utang nia diko alam...wala naman sia binibili ni isang gamit sa bahay.
Sir Chinkee, gusto ko po sana mag loan sa Pag-ibig. kaso marami po tumututol, sinasabi mas maganda na lang daw po mag ipon ng 15 years kesa mag loan. nahihirapan po ako. sana matulungan ninyo in some advice.
hindi po ba option ang mag loan?
annhin mo ang loan?
Consider these things:
1. If para makabayad sa mga pinagkakautangan, yes sige go
2. Kung uutang pero wala namang pambayad or sagad na sagad na ang mangyayari, wag.
3. Kung uutang dahil walang emergency fund, wag.
4. Kung uutang para magtayo ng negosyo na mas kikita kaysa sa binabyarang monthly, go.
@@chinkpositive para po sana sa apartment bahay, esl tutor po ako since 2018 until now, and ang husband ko is ofw na (just started) lahat ng nilalapitan ko sabi mag ipon na lang wala pang utang. sana po may way talaga para makausap at masabi ko po situation ng financially maging marunong po ako sa buhay. dami kong takot, influenced by people na saying nakakatakot umutang. wag na lang daw.
@@tonyangeugenio2754 question how muhc and monthly rental mo, compared sa uutangin mo????
@@chinkpositive Sir, sa province namin ang kaya lang po nila for studio type apartment around P3K kaso kapag nagpatayo naman po ako ng apartment Milyon ang aabutin, and I'm not sure if qualified po ba ako for that, I'm not sure kung paupahan po ang dapat kong maging negosyo, since I'm a home-base worker. gusto ko po sana habang nag-iipon may business at may investment, para yung ipon hindi tulog, napapaikot po yung pera. kapag didipende po ako sa source of income namin both mag asawa para sa tatlong anak namin until college, baka umabot na po kami ng retiring age, hindi pa namin na-i-enjoy ang benefit or fruit ng pagtatrabaho ng "hard-working"
“PERA”
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
ako taga ipon asawa (mr) ko taga withdraw super kuripot ako huhuhu tapos pagwala ng pera ako ang sinisisi plz help me to do badget na ako.
Sir pwede pa po ba ko maka avail ng book na pera ni misis pera ni mister at yung utang free?
PERA
sir tan kmi lagi nag aaway nag misis ko dhil msama ang loob nya skin dhil hnde ko s knya bnibgay ung pera ko..s kdahilan nag wowork nmn cya sa isang mall.at ako nmn lagi ang nag bbudget sa laht ng gstosin s bhay at hnde nmn klakihan ung sahod k..at ako ang lagi sa bhay at my dlawa kming anak.at umaalis cya ng 11am at umuuwi ng 10pm.hlos gnyan na ung araw arw nya.kya hnde ko bnibgay s knya ung pera ko dhil at jan nagsisimula ung awayan nmin..inaako ko nmn hlos gstosin sa bhay.
Share ko lang ung ginagawa ko pre... Sa amin c misis ung ng.hahawak ng pera lahat pero alam mo bang ako ang ng.bubudget sa bahay para saan pupunta ng pera.. Binibigay ko sahod ko lahat sa misis ko na my kasamang budget plan para sa buong buwan... like EXPENSES, UTILITIES, FOOD, TITHES AT SAVINGS... kaya worry no more ako .. bahala kana dyan sa pera bsta pasok sa budget plan ko... ok na ok un sa akin.. 😂😂😂😂
Gusto ng misis natin na pinagkakatiwalaan sila pg.dating sa pera. Although sa part ko ako lang ng.work at un gusto ko rin pero c misis parin pinapahawak ko ng pera.. Kaya end of the month alam ko prin saan npunta ang pera na pdala ko sa kanila.. ..
marriage is a workshop. the husband works and the wife shops! 😂
hahaha
Saklap!
sir chinkee interested ako to buy your pera ni mister pera ni misis tnx
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190+100 SF and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
1. Please click the link: bit.ly/2lAEjLs
2. Fill out the details
3. Select mode of payment
4. Take note of your ORDER NUMBER upon check out
5. PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/2k29PBx** **
(Note: Utang Diary NOT included for Reseller)
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
PerA
Order here: chinkshop.com/collections/books/products/peranimister-peranimisis
Pers
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: lddy.no/bfzd
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **lddy.no/bfzm **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pls like and subscribe to my YT Channel th-cam.com/users/chinkpositive.
para kapag meron po ako video ay manonotify po kayo.
Happy New year to you and to your family!
Thank you
pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
"Pera"
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
PERA
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pers
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: lddy.no/bfzd
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **lddy.no/bfzm **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pls like and subscribe to my YT Channel th-cam.com/users/chinkpositive.
para kapag meron po ako video ay manonotify po kayo.
Happy New year to you and to your family!
Thank you
pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/UFree-PMrPMrs
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
*Bulk/ Reseller package also available. Promo is only until October 6, 2019*
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
Pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pera
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/2kifovQ
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
**Bulk/ Reseller package also available. Promo is only until October 6, 2019**
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
PROMO is until Oct. 6, 2019 only!
Pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pera
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: bit.ly/utang-pera
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **bit.ly/RESELLER-UF-PM** **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
"Pera"
You and your spouse can have a stress-free marriage where it concerns money. Learn ways you can build your marriage that will allow you to trust each other enough with your combined income. Buy this book for P190 and I will give you another one of my newest book “My Utang Diary” for FREE!
HOW TO BUY:
Please click the link: lddy.no/bfzd
Fill out the details
Select mode of payment
Take note of your ORDER NUMBER upon check out
PM me proof of payment
**Bulk/ Reseller package also available here: **lddy.no/bfzm **
Note: Utang Diary NOT included
Buy 10 at 50% off - ₱950
Buy 20 at 50% off + 5 Free - ₱1,900
Buy 40 at 50% off + 15 Free - ₱3,800
Pls like and subscribe to my YT Channel th-cam.com/users/chinkpositive.
para kapag meron po ako video ay manonotify po kayo.
Happy New year to you and to your family!
Thank you
"Pera"
Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” Kung sawa ka na sa utang at gusto mo na makalabas dito, grab your copy now for only P190+100 Shipping Fee.
Click here now: bit.ly/2kifovQ
And for a limited time only, I will give you another NEW book that my wife and I wrote called: Pera ni Mister, Pera ni Misis also for FREE!
**Bulk/ Reseller package also available. Promo is only until October 6, 2019**
20 Books (Buy 20 Get 20) + 5 Free Sets - PHP 3,800
40 Books (Buy 40 Get 40) + 15 Free Sets - PHP 7,600
PROMO is until Oct. 6, 2019 only!
Pera