No tax if you earn Rs 12 lakh | Faye D'Souza

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  • เผยแพร่เมื่อ 7 ก.พ. 2025
  • After the mega announcement by Finance Minister Nirmala Sitharaman in the Budget, Faye D’Souza explains the new tax slabs.
    The new proposed tax regime, after FM Nirmala Sitharaman's budget announcement, looks like this:
    Zero to Rs 4,00,000-No Tax
    Rs 4,00,000 to Rs 8,00,000---5%
    Rs 8,00,0001 to Rs 12,00,000---10%
    Rs 12,00,001 to Rs 16 lakh---15%
    Rs 16,00,001 to Rs 20 lakh---20%
    Rs 20,00,001 to Rs 24 lakh - 25%
    Above 24 lakh---30%
    #middleclasstax #indiabudget2024 #unionbudget2024 #taxburdenindia #hiddentaxesindia #indirecttaxindia #directtaxindia #incometaxindia #fueltaxindia #gstindia #taxreliefindia #salariedclasstax #corporatetaxindia #budgetexpectations2024 #middleclasswoes #costoflivingindia #hightaxesindia #taxongroceriesindia #taxoneducationindia #taxonhealthcareindia #taxreformindia #taxpolicyindia #budgetanalysisindia #fayedsouzabudget #taxcutsindia #taxsavingtipsindia #financialnewsindia #budgetinsightsindia #taxdebateindia #taxationsystemindia
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ความคิดเห็น • 90

  • @prc1742
    @prc1742 6 วันที่ผ่านมา +28

    After many years, we see a budget prepared keeping in mind middleclass tax payers plight. This budget will be game changers in domestic consumption.

    • @Betja123
      @Betja123 6 วันที่ผ่านมา +1

      You need to think now if you are middle class or lower middle class if you earn 12L

  • @pancrasalexis6276
    @pancrasalexis6276 6 วันที่ผ่านมา +22

    If your salary is Rs.12.75 lacs and you get a 8% hike and then your salary becomes Rs.13.75, then you have to pay Rs. 78,000 as tax on a hike of Rs. 1 lac. Companies would have to redesign salaries and hikes because of this.

    • @manujohn99
      @manujohn99 6 วันที่ผ่านมา +4

      No, you only have to pay 26k tax on 13.75lakhs salary.

    • @pawankhurana1345
      @pawankhurana1345 6 วันที่ผ่านมา

      Point

    • @yuvi12sonurafa
      @yuvi12sonurafa 6 วันที่ผ่านมา

      @@manujohn99How?

    • @krox477
      @krox477 6 วันที่ผ่านมา

      Most people in this country don't earn that much

    • @annamalaian0711
      @annamalaian0711 4 วันที่ผ่านมา

      @@manujohn99 Nope. 87A rebate is N.A. > 12 L

  • @rajendrabareto8065
    @rajendrabareto8065 6 วันที่ผ่านมา +16

    TDS is a big scam. Everytime I sell stocks a huge tds is taken away. Let’s say I invest 10000 rupees in a stock and I sell it with 30% profits each time. The profits are taken away. I have to wait for a year to get it. Less than 30% profits my principal amount reduces. What kind of taxes are these?

    • @Raytracer96024
      @Raytracer96024 6 วันที่ผ่านมา +4

      Hafta vasooli, gujjus greedy

    • @youdonthavetoactreligioust3836
      @youdonthavetoactreligioust3836 6 วันที่ผ่านมา

      @@Raytracer96024 🤣

    • @2501Lucky
      @2501Lucky 5 วันที่ผ่านมา

      You are taxed on profits brother not principal amount. On 3000 profit, you will be charged 600 rs (20% Short term gain tax).

    • @paragkale1159
      @paragkale1159 5 วันที่ผ่านมา

      For the last several years my TDS is deducted but I get refunds, within days after filing tax returns

  • @sachin12572
    @sachin12572 6 วันที่ผ่านมา +19

    Take 12L to mkt and pay 28% GST on your spend. If not Direct but Indirect tax applies.
    No relief in GST on Life & Medical Insurance.

    • @murthybhai
      @murthybhai 6 วันที่ผ่านมา +10

      indirect tax also applies for tax evaders, so according to me this better. Especially now that most of the transactions are digital, we will have more people paying GST

    • @manujohn99
      @manujohn99 6 วันที่ผ่านมา +1

      GST trap will be made soo much large now

    • @nikhilnallamothu
      @nikhilnallamothu 5 วันที่ผ่านมา

      @@manujohn99your brain is so rotted positive thinking is a long gone memory for you

    • @manujohn99
      @manujohn99 5 วันที่ผ่านมา

      @ thank you🙂

  • @filtercoffee3546
    @filtercoffee3546 5 วันที่ผ่านมา +1

    The tax collection under this government has increased so much. Why is country's debt increasing. How will people earning 15k and less salary survive?

  • @dicksonvaz5640
    @dicksonvaz5640 5 วันที่ผ่านมา +1

    Extortion Minister will still be extorting tax from GST imposition,

    • @Pa1j-2608
      @Pa1j-2608 5 วันที่ผ่านมา +1

      how else will you develop country?

  • @abhijitdetapadar4936
    @abhijitdetapadar4936 6 วันที่ผ่านมา +12

    Effect of Loksabha vote results, nothing else

    • @nicksonpinto2074
      @nicksonpinto2074 6 วันที่ผ่านมา +1

      Don't kid yourself, it is the FPI & FDI withdrawing their investments i.e market situation.

    • @hrishikeshchavhan712
      @hrishikeshchavhan712 6 วันที่ผ่านมา

      Utter nonsense, FDI has only increased.

  • @felixdsouza8981
    @felixdsouza8981 4 วันที่ผ่านมา

    Capital gains is taxable separately

  • @usharamesh1433
    @usharamesh1433 5 วันที่ผ่านมา

    Please also share your thoughts about raising tds limits for rental income from 2.4lks to 6lks annually.

  • @detro690
    @detro690 6 วันที่ผ่านมา +4

    You should've also asked about the status of employment in our country. Earning 12 lacs per annum is a dream for another life in our country, unlike few. But what about the status of employment in Mowdani's India/Bharat?

  • @ravivasudevan2194
    @ravivasudevan2194 6 วันที่ผ่านมา +2

    But capex has remained same.that is definitely a negative.

  • @CookwithWaco
    @CookwithWaco 6 วันที่ผ่านมา +3

    I don't think upto 12L is null tax.. if your net taxable income is 12L - 75000(sd). 11.25L is now your taxable income.. as per slab till 4l no tax. So the rest of 7.25 is taxed.. where is it no tax til 12L..

    • @Tamizh-Arasiyal
      @Tamizh-Arasiyal 6 วันที่ผ่านมา +1

      she is misleading. She is becoming godi media

    • @kakarott100
      @kakarott100 6 วันที่ผ่านมา +2

      Any tax calculated up to an income of 12L will be rebated. So you will get it back. Rebate is 0 once salary crosses 12L.

    • @CookwithWaco
      @CookwithWaco 6 วันที่ผ่านมา

      @@kiran818 exactly, even though the rebate is something again we have to claim during return..till that you have to pay.
      what if your ctc changes during the FY..and net tax income becomes more than 12L.

  • @sridharchatti8047
    @sridharchatti8047 6 วันที่ผ่านมา +5

    If 12 lakhs is the upper limit. Then why the tax slabs 4 to 8 lakhs etc and so on

    • @Tamizh-Arasiyal
      @Tamizh-Arasiyal 6 วันที่ผ่านมา +1

      she is misleading

    • @kakarott100
      @kakarott100 6 วันที่ผ่านมา +5

      Everyone will get taxed based on the tax slab. Only people with income up to 12L will get a tax rebate ( refund ) of their entire tax. So effectively they will get all their tax money back.

  • @elegantsolutions1094
    @elegantsolutions1094 6 วันที่ผ่านมา +1

    You have mixed up STCG and LTCG. One has to pay tax on LTCG irrespective of tax slab (above the exemption limit i.e. 1.25 lakhs). Dividend income is taxed separately irrespective of slab. Also, if your salary income is below 12 lakhs but exceeds 12 lakhs after adding LTCG of say 1 lakh, i.e. within the exemption limit, you will end up paying tax on your salary income.

  • @Angrymanraj
    @Angrymanraj 6 วันที่ผ่านมา +2

    ExMuslim Sahil and Adam Seekar zindabad great

  • @fahadahmed3524
    @fahadahmed3524 6 วันที่ผ่านมา +1

    Can you please elaborate on how increase in FDI in insurance will reduce insurance costs?

    • @FayeDSouza
      @FayeDSouza  6 วันที่ผ่านมา +9

      its a long shot, but more players in the market more competition better services for customers

    • @vishwanathnb128
      @vishwanathnb128 6 วันที่ผ่านมา

      Without proper regulation there can never be better services.

    • @fahadahmed3524
      @fahadahmed3524 6 วันที่ผ่านมา

      @ okay got it thanks

    • @indranidasgupta1511
      @indranidasgupta1511 6 วันที่ผ่านมา

      @@FayeDSouzalarge Indian companies have controlled this space for long and no rational for high premium where services covered more or less same.

  • @lawrencedsouza1749
    @lawrencedsouza1749 4 วันที่ผ่านมา

    How many people are lucky to earn 12.75 lac per annum. The bulk of our population lives in rural areas, what about them?

  • @ritukankaria2393
    @ritukankaria2393 6 วันที่ผ่านมา +4

    Not a huge relief

  • @szvavzs
    @szvavzs 6 วันที่ผ่านมา

    Tbh, if you earn 12 lakh+, this tax won't affect you much. The old one where people with 5 lakh were taxed, that was ridiculous.

    • @brajeshsingh2391
      @brajeshsingh2391 6 วันที่ผ่านมา

      it will affect everybody. Everybody gets a cut as taxable slab has been increased plus SD increased. So income upto 4.75 is not taxable for everybody. That's a big limit. Everybody takes home something. Those up to 12.75 take the most but up to 24 lakhs there is a gain for everybody.
      But the best thing is that up to 1 lakh no tax on salary. That is a lot.

  • @velagasubbarao8778
    @velagasubbarao8778 6 วันที่ผ่านมา +2

    Why their is no exemptions for old tax regime. What a drama. why only for new tax. She is telling not invest or save.
    What a nasty decision.
    why petroleum products were not coming down. Because of FEar of Amabani.
    If really Exmpted has tobe given to old and new tax regimes also. Those are fools mean to say.
    Very worst and nasty decision worst finance minister.

    • @rahulbairik9534
      @rahulbairik9534 6 วันที่ผ่านมา

      I think its good. Government is trying to shift transportation toward electric. Also, lower price in petroleum products will going to increase its demand and will affect the best air in which we are living right now.

    • @deeptobhattacharyya3249
      @deeptobhattacharyya3249 6 วันที่ผ่านมา

      there is no reason to incentivize ICE in 2025

  • @sarathim7302
    @sarathim7302 6 วันที่ผ่านมา +4

    After shehla rashid , is it faye de souza? Leftists need to be worried 😮

  • @anantsaini
    @anantsaini 6 วันที่ผ่านมา

    Good Budget after so many years!

    • @CE-sl5oh
      @CE-sl5oh 6 วันที่ผ่านมา

      No

  • @kamal3510-f2v
    @kamal3510-f2v 6 วันที่ผ่านมา +3

    This relief is, a piece of bread thrown before to forget GST, Ambani-Adani, toll tax and petrol prices.

  • @krox477
    @krox477 6 วันที่ผ่านมา

    Middle class ki sunli government ne

  • @docexam
    @docexam 5 วันที่ผ่านมา

    Eyewash. Tax after 4 lakh

  • @sudhinbathija4833
    @sudhinbathija4833 6 วันที่ผ่านมา +1

    Faye this rebate could change 26-27. Where is this tax loss going to come from?

  • @gurhaina7573
    @gurhaina7573 6 วันที่ผ่านมา

    Common people celebrate tax relaxation but don't now other side of coin due to this tax relaxation govt have 1 lakh cr lost due to this
    2025- 2026 estimate kharcha of govt is 50 lakh cr
    But now day govt have only 34 lakh cr
    1 lakh cr contributed much in govt budget
    My opinion below 6 lakh ke liya hona chaiye ye relaxation 12 lakh per annum is not a small salary
    Corporate salary is avg 4 lakh since 2007
    Inc in salary in very must imp now day

    • @yuvi12sonurafa
      @yuvi12sonurafa 6 วันที่ผ่านมา +1

      Bruh where are all your friends working?Who is earning 4lakhs in 2025?
      I’m a middle class guy(27M) and every single one of my acquaintances/friends earns at least 10-12 lakhs in the corporate sector..And all of them completed their BTech from state govt colleges in Odisha

  • @filmthesis892
    @filmthesis892 6 วันที่ผ่านมา

    okay i thought you are gonna critcise this also...since it is BJP....but I'm surprised by your balanced take...!

    • @therohanfelix
      @therohanfelix 5 วันที่ผ่านมา

      She is a balanced journalist

  • @sastry338
    @sastry338 6 วันที่ผ่านมา

    What if our income is 12.76LPA😅😅😅😅😅

    • @ZuhaBuba
      @ZuhaBuba 6 วันที่ผ่านมา

      you get taxed to death

    • @abhishekagrahari1346
      @abhishekagrahari1346 6 วันที่ผ่านมา +3

      @@ZuhaBubano you will get less tax compare to regime

    • @yuvi12sonurafa
      @yuvi12sonurafa 6 วันที่ผ่านมา +3

      @@ZuhaBubaHow about keeping the mouth shut in case of not having any knowledge about the topic at hand?

    • @idk-ll6yv
      @idk-ll6yv 6 วันที่ผ่านมา +1

      ​@@ZuhaBubaare you a complete idoit

    • @kamalagarwal5884
      @kamalagarwal5884 5 วันที่ผ่านมา

      You only have to pay 1000 rs tax.

  • @vishakr7194
    @vishakr7194 6 วันที่ผ่านมา +4

    Big win to PPL 💪

    • @KaushikAdhikari
      @KaushikAdhikari 6 วันที่ผ่านมา +3

      Wait until price hike happens 😂

    • @vishakr7194
      @vishakr7194 6 วันที่ผ่านมา +1

      @KaushikAdhikari I still feel no tax better because atleast u can look for minimalism. If not for this rebate middle class would have very tuff time

    • @KaushikAdhikari
      @KaushikAdhikari 6 วันที่ผ่านมา +1

      @vishakr7194 better than the previous regime.

  • @marthaudom6543
    @marthaudom6543 6 วันที่ผ่านมา +1

    Is it something like carbon tax

  • @Tamizh-Arasiyal
    @Tamizh-Arasiyal 6 วันที่ผ่านมา +1

    Misinformation by Faye. Seems she is also has money needs. She starts becoming Navika and Palki

  • @bingobro
    @bingobro 6 วันที่ผ่านมา +7

    That tax announcement was a jhumla if you look at the revised tax slabs madam 😂

    • @yuvi12sonurafa
      @yuvi12sonurafa 6 วันที่ผ่านมา +2

      Why does your ilk just throw around WhatsApp forwarded words like jumla and feku without having any knowledge of the topic at hand?Don’t you feel ashamed to bark like Congress coolies all day?Irrespective of who are and how much you earn,today’s budget announcement will benefit you in some way or another

  • @happyhouse9583
    @happyhouse9583 6 วันที่ผ่านมา

    th-cam.com/video/TOTh8B8-Il4/w-d-xo.htmlsi=QBQ802CP8nUP0Hdh

  • @manujohn99
    @manujohn99 6 วันที่ผ่านมา +4

    According to tax slabs, 12L salary people will still have to pay 60k tax

    • @terencedsouza2885
      @terencedsouza2885 6 วันที่ผ่านมา +5

      Above 12.75 lakh salary people

    • @DesiFunnn
      @DesiFunnn 6 วันที่ผ่านมา

      How ?

    • @murthybhai
      @murthybhai 6 วันที่ผ่านมา +6

      half knowledge is very dangerous, if you find sometime from criticizing govt for everything, remember that for salaried people and pensioners, Standard tax deduction, when applied will esstentional make you next tax payable to zero for up to 12.75 lakh/ annum

    • @manujohn99
      @manujohn99 6 วันที่ผ่านมา

      @ you fool, see the tax slabs

    • @manujohn99
      @manujohn99 6 วันที่ผ่านมา

      @@murthybhai So how much tax 13lakhs person has to pay???

  • @Xi_The_Dictator
    @Xi_The_Dictator 6 วันที่ผ่านมา +2

    ab bol LIBRANDU

  • @androidgamer9290
    @androidgamer9290 6 วันที่ผ่านมา +2

    leftist channel crying 😂

    • @SK-uq3hr
      @SK-uq3hr 6 วันที่ผ่านมา +1

      Because some of us are suffering, 30% tax plus 28% gst!!

  • @kamalagarwal5884
    @kamalagarwal5884 5 วันที่ผ่านมา

    Shattering day for woke liberals 😂