Basics of US Healthcare Chapter 3 - What is Deductible, Copay and Coinsurance

My Name is Santosh Pant and I am a Certified Professional Coder in US Healthcare Revenue Cycle Services Process. I have started this channel for the people who want to learn Medical Billing, Medical Coding, or Account Receivable online. Let's learn together.
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[@prtkverma]

No one can explain better than you Santosh. keep going..

[@Shaistasamikabetu]

Yes

[@unknownfacts9748]

You are the only one who amakes this medical billing more understandable for an unexperienced person on a utube because i have seen alot of videos but your way of teaching is more understandable than others ..thankue so much for this effort

[@DesiFurBabies]

You are great teacher explaining everything very patiently and effectively. Keep posting more.

[@madhuribansi7646]

You are such a great teacher I have ever seen explaining Healthcare in our own language.
Sir..Keep posting more videos so we can learn more from You.

[@pri611]

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[@madhuribansi7646]

Sir Could you please make videos on EOB,COB,Prior Authorization,HMO,PPO,POS.
Medicare Parts??
It will help us to grow..

[@user-wc2gy3cq9c]

The way you explain is so wonderful. Anyone can understand in an easy way.Thank you Santosh sir

[@shivangisingh4299]

Thank you for uploading these videos about the US healthcare system. It has really helped me to have a good knowledge in my easy convenient way. Keep Posting..

[@dollygupta3430]

The way of explaining is mind blowing ..

[@dharmeshsariyalvlogs]

Great sir please make videos on the popular denials like inclusive , globel to surgery I have been working with AR for last 4 years but I watch your all the videos to learn more

[@sameerthakur2779]

EXCELLENT videos, really helfpul. Thanks a ton.

[@pratimashinde3900]

Thank you Sir, it was informative. It would be a great help if you could explain these terms with an example including the deductibles, discounts,copay at benefit level or bill item level, to get idea about actual calculations.
Thank you so much once again.

[@codingacademy5271]

I am just started work in Denials and your videos helping me alot.

[@MariyamVlogs707]

i got selected for AR Role so to discusses for job description

[@ArvindKumar-rd9kx]

Good. Waiting for more videos

[@shababhaider9725]

Awesome

[@marrinahosey3295]

crystal clear explanation.

[@rameshpurohit3022]

Great Teacher🔥

[@oldisgoldsong4919]

Awesome sir 👌👌👍

[@swetajoshi3388]

Thank-you so much for ur beautiful 💕 channel sir..

[@m.kanchiram795]

Thank you so much sir your meaningful describe....

[@foodandhealthwithdranjalid2634]

Very well explained.

[@SyedMuhamamdAli]

very nice sir

[@ari9586]

Nice video..keep it up👍

[@simrangrover27]

Very helpful thanks for sharing 🙏

[@SateeshKumar-ns1dr]

What, if we claim the initial claim to a different corporate insurance and show that statement to the 2nd insurer to whom we opted for deductable, will that work or not?

[@AjaySingh-fs6no]

Thanks for sharing sir❤️🙏

[@kunalkapur1286]

great explain sir,

[@yogeshkumar2300]

Nice information.

[@rajni4909]

Keep posting

[@rajendraverma3118]

great info

[@kunalkhatate4898]

its really helpful as I am working in this sector and its helping me to revise the basic terms

[@vukms7305]

Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

[@Sonu6sonu8551]

36 video dekhli smjh ni aya but apki video ek bar me hi smjh aa gya

[@hareramprasad7791]

So beautiful pant G thanks for your support

[@healthandwellness8559]

Very informative in very simple language.Thanks a lot sir.God bless you.you are helping so many people.

[@shwethakrishna5260]

Tq u so much for uploading this video...

[@technicalprediction7219]

Very good explanation 👍

[@mohitbandooni129]

the Way of talking it's too good 👍

[@RahulSharma-tp5bk]

You are too good 👌

[@TheAspiringCentenarian]

I hope you have English version. hehe. Looks like these are helpful contents for US healthcare newbies like me

[@manjotkaur445]

Very nice explanation sir

[@KalaiSelvi-bm3pg]

Excellent teaching sir god bless u

[@vukms7305]

Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

[@attiquerahman6152]

Sr your mathod of teaching is too good i pick all things clearly thank you sr v much
I am from pakistan

[@vukms7305]

Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

[@taufeeqansari8952]

Very good sir

[@ritikagarwal1774]

Sir you are great

[@abhisheksyag7163]

Hi Santosh
What is the difference between deductible and copayment ?

[@Mohammad_Saleemzaidi]

Best example..

[@curiosityliveworld3109]

Thanks sir it is very helping

[@nasrullahabbasi1965]

Salam,i am from Pakistan your vedios are very halpful for me thank you
And I requested you please one day you do this job practically
Mean you do your billing work front of us

[@thepassingpawn]

sir please make a video on catastrophic plans and best health insurance plan for mental health treatment

[@azharali-sq9pu]

Thanks a lot sir thanks very much👍☺️

[@rajpratap6840]

Hi Santosh,
Co-Insurance aur Co-Pay toh same to same hi btaya hai aapne isme different kya hai ?

[@awaishaider809]

good job.
what is out of pocket maximum?

[@codingacademy5271]

Best videos i saw on your channel for medical coder,biller specially for Indians. Thanks

[@Artificial_Intelligence25]

Good

[@dhruvkumargupta6344]

Very informative video santosh thank you soo much

[@vukms7305]

Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

[@sagarrajguru1377]

Thank you sir 🙏

[@karangupta9241]

Thankyou so much ❤️❤️❤️

[@mathematicalmysteries866]

Sir agr coinsurance mein patient ko pay krna prta h tou plan leina ka kia faida ho ga?
Similarly co-payment mein b patient pay kr rha h tou insurance ka kia faida ho ga?
Insurance company full responsibility kyun ni Le skti?

[@petermasih172]

Thank you bhai 😊

[@saraswathigangotri7884]

Thank u sir....

[@shabray5139]

Please make vedeos on property and casualty insurance

[@Naveensingh-qi4il]

Thank you sir

[@apnatv4076]

Sir , Cms 1500 aur UB04 form me kya difference hai...????
How many cpt code billed in cms 1500 form ??? Sir iska answer bta do....

[@rajwala9934]

Can you make a videos on AR caller

[@amandeepsingh1599]

Please share some screenshots of the software use in us healthcare process

[@mcxfinanceltd446]

Can you plz make a videos topic for offset, refund, recoupmeng, forwarding balance....thankx in advance

[@amed2643]

hi Santosh......great video. Can Coinsurance and Copay coexist?

[@muhammadnawaz8755]

kin kin services py deductible apply ni hota ,do you know about it.....from pakistan ,

[@travelmaniavlogs495]

Hello bhai aap denials pr bhi video bnaoge.

[@amandeepsingh1599]

Brother please share some ppt screenshots of the software use in us healthcare process

[@mobinpmohan]

Hi Santosh..
A deductible is a set amount which patient needs to pay each year for healthcare before plan starts to share the costs of covered.
Can u please check and clear whether the amout is paid to provider or Insurance?

[@SantoshPantCPC]

to be paid to Provider only

[@digitaltechshamshad]

Sir payment posting ke writen test wale questions par video banaye plz, jaise coinsurance 500$ dedu. 3000 to allowed amount kya hoga is type ke questions

[@Ye_Khader_Bhai]

Please make video on Medicare Part a, part b etc.

[@ishikakathuria3971]

Sir Can you pls make a video on sec 125

[@vipinanwari7930]

Nice

[@shadabchauhan5832]

hi sir, i have a qstn, if pt have 2 ins primary or secondary. we received a denial from primary as a PR1, PR2, PR3 . so we need to send claim to secondary ins or bill to pt . As per my opinion we send claim to secondary ins. ( m right or worng)

[@SantoshPantCPC]

We will bill to secondary if the coverage allows

[@SantoshPantCPC]

Also, PR1 PR2 and PR3 are not denials

[@shadabchauhan5832]

@@SantoshPantCPC ji sir, i mean left Balance PR1, PR2, PR3

[@SantoshPantCPC]

It always billed but usually secondary does not cover PR3 Copays

[@aspiringbanker9227]

Thanku

[@apnatv4076]

Hello sir, Apke video se hme interview me help mili hai...

[@vukms7305]

Hi Bro. i am also doing work. I need More Work. (i am doing work, simple practic, availity, myability software etc)

[@naeemtajir3989]

Thnx

[@sathwikk7481]

Telugu lo medical billing courses channels unte link pettandi

[@AbhishekKumar-eb2uc]

Pant, I have a question...say my deductible is 500$. If had visited doctor 5 times in a year where copay is 25$, so the total 125$ falls into deductible bucket or its separate?

[@SantoshPantCPC]

Separate

[@au8057]

Is Copay starts after deductible? If so, for 5 visits there would not be any copay. Is it correct?

[@ItsRajeev_Singh]

Maximum out of pockets pr bhi video banao.

[@karishmabanushaikh7930]

Sir can you explain in detail cms 1500 form and ub04 form

[@user-fl4kg5ne4q]

What is percentage amount of coins

[@worldreaction1584]

Sir currently i'm doing a job in medical billing company & working on BlankClaims & RBS (Practice: Associated Physician Group). & now i want to work online to earn money. How can i work as i don't have knowledge to earn online. Please help

[@bibhubhusanchaki7642]

I do have a question.? What if the pt met the both Plan Maximum and OOP ?

[@SantoshPantCPC]

claims will be processed out of pocket with all Patient's responsibility

[@rizwan3158]

Ofcourse it's patients responsiblity

[@locationchromakey6343]

what is denied code x040

[@pankajarya2367]

Bro deductible is excluded from premium ?
As per the example the ppt needs to pay 200 as a premium and 100 as deductible
Total 300 rite?

[@SantoshPantCPC]

Right

[@sgahmed2194]

@@SantoshPantCPC I want to do certification in Billing

[@gulshansharma7985]

chapter 2 ki video khaa hai sir

[@sajeemansari777]

Hello sir,
I have a silly question to you.
And that is If a patient deductible amount is $5000 & he paid $5000 deductible than he/she will get benefits till the time until insurance cover $5000 claim amount or they can will get coverage of $7000 ?
In short, if patient take plan of $5000 than payer will give benefits of $7000 or not?

[@SantoshPantCPC]

Plan will start covering the policy benefits amount. It could be anything which patient has opted.

[@sajeemansari777]

@@SantoshPantCPC that means plan covering amount can be more than deductible amount or as example above could be $7000?

[@SantoshPantCPC]

Yes

[@sgahmed2194]

Sir.. I want to do certification in Billing

[@amanshrivastav7778]

job titles for different type of disease treatment pe video banaiye sir

[@atulupadhyay-zb2kp]

Sir reconsideration aur 1st level and 2nd level appeal explain Karo please.

[@user-fl4kg5ne4q]

This is the responsibility of the patient but why secondary insurance is sometimes paid.

[@anju_gupta]

Ar ke lie kya kya important hai ispe video bnao sir

[@darshanlal2693]

I am looking for real time experience and a Job as Biller. Can @Santosh Pants help me ?

[@manjitnagar8318]

Sir Agar deductible ya co pay aply hua to verify kaha se karna hoga ki vo alredy use ho rakha hai ki nahi?

[@SantoshPantCPC]

insurance websites

[@manjitnagar8318]

@@SantoshPantCPC Thanks sir.....Kya hum payment history se bhi andja laga sakte hai, billing software ke through ?

[@SantoshPantCPC]

never..because deductibles are applied across all the doctors, not only ours

[@rizwan3158]

Simple check in availity most of the benefits nd coverage information is available. .

[@jeetchaudhary6535]

How to get pdf of all chapters medical billing ( charge post &payment post) if you have can you please share with me

[@AbdulQadir-xb4ly]

OON and INN benefits pe b bnao video

[@yuvrajjadhav1756]

Sir I want to learn from basic from chapter 1

[@muntimaduguvali9836]

These 3 are patient responsibility deductible the periodic ammount paid by the subscriber to minimise furture health risk, co pay is the ammount paid before service like consultantcy fees coinsurance mean any insurance company naver pay 100% Ammount to the subscriber for health risk rest of the ammount which is not paid by insurance company that ammount should be paid by subscriber that ammount is called co insurance

[@SateeshKumar-ns1dr]

What, if we claim the initial claim to a different corporate insurance and show that statement to the 2nd insurer to whom we opted for deductable, will that work or not?