The Middle Journey of Fintech

WHAT’S THE FUTURE OF FINTECH IN INDIA?
The Indian Fintech ecosystem is entering its middle journey. With $100bn+ in market cap already created by these businesses, the twin engines of Compounding and market penetration project potential for large-scale growth. Anand Khetan and Vikram Vaidyanathan dissect the past, present, and future of the finance industry in this episode of Matrix Moments.
On this Matrix Moments episode:
•⁠ ⁠What can FinTech learn from the success of Financial Services behemoths like HDFC & VISA?
•⁠ ⁠What is the importance of TRUST while building a FinTech brand?
•⁠ ⁠How can FinTech businesses compound without growing user base?
•⁠ ⁠How should founders view regulation & the costs of compliance? Is it a feature or a bug?
00:10 - Introduction
00:29 - Overview of financial services trends in India
01:10 - Historical growth data of financial giants like Visa and HDFC
03:10 - The potential of compounding
04:38 - Financial sector speed bumps in the last 15 years.
05:29 - Navigating regulatory speed bumps in fintech
07:13 - Building a regulatory stack for fintech startups
09:47 - Characteristics of financial services that drive compounding
12:31 - The importance of risk management in financial services
16:08 - Real-life example: The growth journey of AU Bank
18:24 - India’s current position in the fintech compounding journey
21:28 - Advice for new founders entering the fintech space
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