You are so adorable. I have to say one thing. I worked so hard whole my life and saved money bought a house and stuff but now I feel I never lived for myself.
Great motivated, these days max people are wasting much in illusions and they forget thier aims in illusion. Yes, its very important for control our self in everything because there is no limit in want and that's everyone know but they forget in illusion. Nice video.
Yes u r right..one should buy or take only how much they need" ..btw you always look so refreshing in the morning times especially with those loose hair and that nose ring is" lit".. 😁🌹🌹
Kindly requesting to have more video of ur journey to ARI which is so nice to watch beocz all ur vlog is so genuine , honesty and fact … the things u r giving tips to others how to save money which is really inspiring to others … can’t wait for ur another vlog if ur ARI past story …
I think a healthy balance is best. Don't deprive yourself of little things that give you joy and sustain you. But don't go overboard and left with no savings. Most important of all, take care of one's health - physical and emotional with proper nourishment/diet and good friends/family and spirituality.
You are such great ladies, good advice to new generations, they are so shopping online, to much waiting money, you and your handsome bro really great bloggers, thank you and very appreciated to yours all families ♥️
U r absolutely right, life is uncertain but who knows what future hold for us. I have realised it few years back, and stopped purchasing unnecessary materials when I don't need it. I have saved lots of money and which has helped me tremendously to even achieve my goals for present and for future.
Hats up to you. You are speaking from depth of your heart with fact which younger generation reached abroad don't know or I can say they don't feel. Kudos
I do watch ur vlogs,but this is the best vlog which I have been watching so far🎉🎉🎉🎉pls make like this more to benefit all our Tibetan guys ..thank uuu..keep safe n be happy 😃
Hi Kunsang Dolma la, I follow both you and Abu Karma for quite some time. You share your personal problems as well as good times. Most youtubers just show their good and fun times going around and shopping which I am not interested in. I can empathize with you with your past financial mistakes because I did the same and you are right you are late but not too late. You still have time. If your employer offers retirement plan( 401 K, 403 B etc.), I would highly recommend you to participate in it and get their matching contributions if they offer. If you still have money left , open a Roth IRA and invest in it. Do not put too much in saving/checking account as they do not give much interest, just put enough to pay your 6 months of expense. If you have any questions, I am more than willing to help. Love you and abu Karma's vlog.
@@tenzingkunzang6909 What types of loans? I would pay aggressively higher interest loans first. Don't buy expensive car please, such a waste of money. Once you drive off from the dealer, it's value is down by almost 20%.
Great advice..Ur Dave Ramsey.Any advice for people looking to build expensive houses with Foreign Remittances like $$ in Tibetan Settlements,like Bylakuppe,Mundgod,Bir ect…Cause lots thk it’s an investment.😮
These are sound financial management advices. Thanks for sharing. I consider myself financially well-educated and follow exactly these methods. If I may add one thing, in the west, it’s so easy buy beyond your means, so not getting sucked into these temptations is necessary. People living in million dollar houses doesn’t mean they actually have that much money. It’s just greed and show off, which ultimately hurts that person’s personal finance, so what’s the point of showing off when it will end up hurting yourself? So, live within your means is key for your mental and financial wellbeing. Live for yourself, not for others.
That’s so true kunsang la 👍 You really spoke your heart out, really appreciate how thoughtful you are about your family ❤️ Looking forward for more such heart to heart talk 🙏
As we grow older and become more mature, the inclination to save naturally develops. However, it's never too late to start saving, regardless of our age. If you have limited funds, consider purchasing a cooperative (coop) or a condominium. Alternatively, if you have more resources, investing in a house is also a viable option. Having fewer belongings can lead to a more comfortable lifestyle. It's worth mentioning that individuals who are able to buy a house typically exhibit good financial discipline and may not need to send money overseas. Therefore, it's not fair to compare ourselves to them. Ultimately, my focus is on attaining a satisfying life rather than one solely driven by success.
It’s quite refreshing to see your honesty. Please keep posting. My two cents to younger professionals - don’t stay at one job for more than 3 to 4 years. Look for better opportunities and make the move every 3 to 4 years. You will earn more and also move up in your career. Tashi Delek 🙏🏼
You are right bc I’ve been here 18 years and still didn’t buy house yet. So much regret and also now am not interested to save money as well. So life enjoy and jo ho dekha jayegaa
I like your attitude of "Jo bhi Hoga dekha Jayega"but Saving a little money 💰 🤑 is important so that you don't have to ask others for Help when the need arise.Enjoy but do it within your limit and save a little for yourself.
Hi kunsang! Thank u for sharing..🤗🤗as ur follower, I must say u staying alone. So it’s better u buy one bedroom apartment for self so atleast ur monthly rent won’t go to anyone but urself. 🤗🤗just suggestion as I admire u
Now May b a good time to buy..Although interest rates r high but houses price hv fallen…When economy shows signs of recession houses prices fall but less inventory in market..U may find good deals.
A beautiful and hardworking girl like you should work as receptionist at hotel instead of labor work. Just saying after watching the previous video where you talked about difficult job experience. 👏👏
Hello Tashi deleck, ur serum looks vary nice en shiny on ur face can you tell is which brand en name is ur serum en ur suncream. Thanks you from Europe.
Financial education n investing in Tibetan society is very poor..Especially I c this in Tibetan settlement,they just want to compete with neighbours on building more expensive house with foreign remittances.It’s the worst thing u can do to $…We Tibetans live in a strange bubble when it comes to finances….We thk just beacuse our sibling or family member r in USA now we r rich….Ur vlogs r an eye opener to Tibetans in India.
I wish you get married soon as I really wanted to see more kind and honest people like you on this earth.
You are so adorable. I have to say one thing. I worked so hard whole my life and saved money bought a house and stuff but now I feel I never lived for myself.
admire how honest you were in this video. Not many Tibetans abroad don’t talk about the finance side. 👍
Great motivated, these days max people are wasting much in illusions and they forget thier aims in illusion. Yes, its very important for control our self in everything because there is no limit in want and that's everyone know but they forget in illusion. Nice video.
Well said ❤reality 👍
Health is wealth,so take care of yourself.
Yes u r right..one should buy or take only how much they need" ..btw you always look so refreshing in the morning times especially with those loose hair and that nose ring is" lit".. 😁🌹🌹
Very useful advice to younger generation!!! Thanks never to late!!! Good luck
Kindly requesting to have more video of ur journey to ARI which is so nice to watch beocz all ur vlog is so genuine , honesty and fact … the things u r giving tips to others how to save money which is really inspiring to others … can’t wait for ur another vlog if ur ARI past story …
I think a healthy balance is best. Don't deprive yourself of little things that give you joy and sustain you. But don't go overboard and left with no savings. Most important of all, take care of one's health - physical and emotional with proper nourishment/diet and good friends/family and spirituality.
You are such great ladies, good advice to new generations, they are so shopping online, to much waiting money, you and your handsome bro really great bloggers, thank you and very appreciated to yours all families ♥️
U r absolutely right, life is uncertain but who knows what future hold for us. I have realised it few years back, and stopped purchasing unnecessary materials when I don't need it. I have saved lots of money and which has helped me tremendously to even achieve my goals for present and for future.
Wonderful
Tashidelk great advice 👍 for everyone thank you so much for sharing your experience good luck for your saving
Hats up to you. You are speaking from depth of your heart with fact which younger generation reached abroad don't know or I can say they don't feel. Kudos
I do watch ur vlogs,but this is the best vlog which I have been watching so far🎉🎉🎉🎉pls make like this more to benefit all our Tibetan guys ..thank uuu..keep safe n be happy 😃
Hats off to your valuable experience sharing.
Thank you for sharing your wonderful experience and wish you stay a good health ❤
Hi Kunsang Dolma la, I follow both you and Abu Karma for quite some time. You share your personal problems as well as good times. Most youtubers just show their good and fun times going around and shopping which I am not interested in. I can empathize with you with your past financial mistakes because I did the same and you are right you are late but not too late. You still have time. If your employer offers retirement plan( 401 K, 403 B etc.), I would highly recommend you to participate in it and get their matching contributions if they offer. If you still have money left , open a Roth IRA and invest in it. Do not put too much in saving/checking account as they do not give much interest, just put enough to pay your 6 months of expense. If you have any questions, I am more than willing to help. Love you and abu Karma's vlog.
Great advise!! Any tips on how to pay off loans
@@tenzingkunzang6909 What types of loans? I would pay aggressively higher interest loans first. Don't buy expensive car please, such a waste of money. Once you drive off from the dealer, it's value is down by almost 20%.
@@tibpride1 yeah paying off car loan, personal loan and credit card 🤦♀️
Great advice..Ur Dave Ramsey.Any advice for people looking to build expensive houses with Foreign Remittances like $$ in Tibetan Settlements,like Bylakuppe,Mundgod,Bir ect…Cause lots thk it’s an investment.😮
These are sound financial management advices. Thanks for sharing. I consider myself financially well-educated and follow exactly these methods. If I may add one thing, in the west, it’s so easy buy beyond your means, so not getting sucked into these temptations is necessary. People living in million dollar houses doesn’t mean they actually have that much money. It’s just greed and show off, which ultimately hurts that person’s personal finance, so what’s the point of showing off when it will end up hurting yourself? So, live within your means is key for your mental and financial wellbeing. Live for yourself, not for others.
That’s so true kunsang la 👍 You really spoke your heart out, really appreciate how thoughtful you are about your family ❤️ Looking forward for more such heart to heart talk 🙏
Meaningful and so true, hope more will reach your words. Best wishes always.
As we grow older and become more mature, the inclination to save naturally develops. However, it's never too late to start saving, regardless of our age. If you have limited funds, consider purchasing a cooperative (coop) or a condominium. Alternatively, if you have more resources, investing in a house is also a viable option. Having fewer belongings can lead to a more comfortable lifestyle. It's worth mentioning that individuals who are able to buy a house typically exhibit good financial discipline and may not need to send money overseas. Therefore, it's not fair to compare ourselves to them. Ultimately, my focus is on attaining a satisfying life rather than one solely driven by success.
Good massage for yang generation 👍👍👍🙏
The way abu karma & acha kus dolma vlogging always interesting to wach...👌👌👌
Thank you so much 😊
Save money and can buy a house is very important so do ur best
Kusang la you are absolutely right. But I will be happy if you tell how our people who’s in India, how they enjoying. 😀
👌👍
👍🏻👍🏻👍🏻
Your talk seem reasonable n worth listening. You are getting more matured and realistic. U r quite open minded. Good luck.
So nice of you
Nice vlog ❤ nice sharing 👍🏻
It’s quite refreshing to see your honesty. Please keep posting.
My two cents to younger professionals - don’t stay at one job for more than 3 to 4 years. Look for better opportunities and make the move every 3 to 4 years. You will earn more and also move up in your career.
Tashi Delek 🙏🏼
Good advice on saving....👍🙏
Tashi Delek to you. Hard work .
Waiting fr ur next vlog.good advice
Good luck ❤Tashi delak next step 👍❤️👍
I will try my best
As long as ur health is good ! U can earn n save more !
Lol 😂I always click lke 1st n then watch ur Vlog that’s my style for u 😊
Thanks a ton
😊😊😊😊Interesting 😊
Kusssss looking cute 👌🏻😍
So much depth in your message here ❤
Thanks. For. Sharing. Story😊❤
You are right bc I’ve been here 18 years and still didn’t buy house yet. So much regret and also now am not interested to save money as well. So life enjoy and jo ho dekha jayegaa
I like your attitude of "Jo bhi Hoga dekha Jayega"but Saving a little money 💰 🤑 is important so that you don't have to ask others for Help when the need arise.Enjoy but do it within your limit and save a little for yourself.
Hi kunsang! Thank u for sharing..🤗🤗as ur follower, I must say u staying alone. So it’s better u buy one bedroom apartment for self so atleast ur monthly rent won’t go to anyone but urself. 🤗🤗just suggestion as I admire u
Great idea
Now May b a good time to buy..Although interest rates r high but houses price hv fallen…When economy shows signs of recession houses prices fall but less inventory in market..U may find good deals.
Good 👍👍👍
Hi, it’s first time I watch your video and it’s nice I mean you talked good, I subscribed and hit the bell .
Thanks and welcome
Love love love
You are the best 👍
A beautiful and hardworking girl like you should work as receptionist at hotel instead of labor work. Just saying after watching the previous video where you talked about difficult job experience. 👏👏
Thank you for sharing your knowledge❤
Acha la..U r 👍🏻👍🏻
You’re so genuine ❤
Interesting.. 👍
Fair and lovely jue
U 💗 r always beautiful 😍❤️ y all these chemical cream 😢
❤❤❤
U either tell ur money what to do or wonder where it went..Money flows from people who don’t manage it to people who manage it…..Dave Ramsey.
Tashi Delek👍👌🌹❤️👋🙏
Very beautiful
💯💯💯
What is your secret of remaining slim beautiful?
Good massage. Agree u.
Absolutely agreed
Super mom
Yes you are right 👍
Kunsang Dolma la Tashi delek ❤👍💪
One of my fav ❤️
O lala ...
Good advice 👍
Very nice ✌️
Thanks ✌️
Thank you 🙏 so true
Hello Tashi deleck, ur serum looks vary nice en shiny on ur face can you tell is which brand en name is ur serum en ur suncream. Thanks you from Europe.
Vitamin c+vitamin E serum and the suns cream brand name Re:NK spf 50
Kunsang la,do you mind showing the pictures of ur suncream as wen i write in Google comes many .if u can then in ur next vlog
So true 👍🏻🙏🏻
Still habituated to ginger and elaichi tea.
ཡག་པོ་བཤད་སོང་
👍
Hi ur helping hand why ur sick
Good
Tashi delek from kathmandu nepal
👍🙏
Ajhe tsering ju ma.
Which sunscreen do you use ???
🎉
བསམ་བློ་ཡག་པོ་བཏང་འདུག་མཛེས་མ་ལ་ད་ག་རང་རེད།👌👍
🎉🎉🎉🎉🎉🎉
😊
🌹🌹💯👍
དངོས་གནས་དྲང་པོ་བཤད་འདུག་
🙏🙏
🙏💛🙏
So you work turn down service 😃
😂👌👌👌
What is your work??
Penny safe is penny earn
Penny invested is penny earned….penny saved is eaten by inflation.
@@thuptenene9606 😀😀😀😉Good reply,You seems financially well educated 👏 👍
Never late now 🫡 u are doin best 👍👍
@@lobsang2-p2m 😂
Financial education n investing in Tibetan society is very poor..Especially I c this in Tibetan settlement,they just want to compete with neighbours on building more expensive house with foreign remittances.It’s the worst thing u can do to $…We Tibetans live in a strange bubble when it comes to finances….We thk just beacuse our sibling or family member r in USA now we r rich….Ur vlogs r an eye opener to Tibetans in India.
Morto
བསམ་བློ་གཏོང་སྟངས་ཡག་པོར་འདུག
དངོས་གནས་སྐད་ཆ་རེད། བསམ་དོན་འགྲུབ་མི་ཚེ་དོན་དང་ལྡན་པ་ཞིག་ཡོང་བར་སྨོན།
Kunsang which suncreme u use plz tell me
Re:NK spf 50
རང་པུ་གུ་ག་དུས་སྐྱེ་ཡ་ཡིན་བུ་མོ་ལགས་་་
How poor American