@@curvoeu Dear, I would love to see a video where you talk about your investment portfolio! Since Im just getting into investing I find it hard to decide how to split my portfolio even thought Im planning on investment on one ETFs for the long-run (such as the Vanguard ftse all world that you suggested) having a small percentage (10-20%) on single stocks such as tesla or some cryptos seems very attractive, especially now that the market is down. Furthermore I was curious to know how you split your vanguard ftse all world between stocks/bonds since in one of your videos you mentioned that if it exceed 10%+ in bonds, than its taxable? I would also love to see some videos on your approach in investing in cryptos and what wallets would you suggest using in Belgium. Appreciate your replies, keep up the good work🙌🏼
@@IlirKasa Awesome. Some good ideas in there for future content. I think you have the right mindset and asset allocation (how you split your portfolio) is a very personal event and everyone has different goals and attitudes to risk. We recorded a video on why "VWCE and chill" isn't suited for everyone that you may find insightful as you consider allocating some bonds to your portfolio: th-cam.com/video/J4v7yy4eAsE/w-d-xo.html - in Belgium though, capital gains are taxed by 30% on all bonds. This is called the Reynders Tax so that's also something to consider. As for our allocation, we have our portfolios that are listed on the website: curvo.eu/portfolios#portfolios that you can inspire yourself from. Wishing you a successful investment journey!
@@unitedyouthfoundation961 Hi! We don't do deep dives for specific companies. We adhere to the passive investment philosophy so I doubt we'll do a video on this. You can read more about our principles here: curvo.eu/philosophy
Hello, great content guys ! I have a small question on the way accumulating ETFs work. Some trading platforms do not allow you to manually buy fractional shares, so when an Acc ETF grants you 100€ of dividends but the share is currently worth 200€, how will the ETF automatically reinvest those dividends? With fractional shares (ETF actually allowed to vs manually?) or will the money 'sit' on the side until the next payout so that there is enough to reinvest in an additional share?
Hi Gary👋 thanks for your question. With regards to the fractional shares, there aren't many brokers that allow you to do this in Belgium. At Curvo, we work with fractional shares that means all your money is invested and there's no cash sitting on the side. As for your question with regards to Acc (accumulating) ETFs, they reinvest the dividends automatically for you. This happens on the fund side and not the broker side. This means they are able to allow for fractions being purchased. Hope this helps you on your investment journey!
Probably best to go with a broker as the costs are lower! Check out our video on the best broker to invest in ETFs from Belgium for a full comparison between them! curvo.eu/article/best-broker-in-belgium-to-buy-vwce-etf
Happy to find someone who is talking about investing ETF from Belgium. Well explained!
Thanks Ilir. Let us know if you want us to tackle a specific subject in an upcoming video!
@@curvoeu Dear, I would love to see a video where you talk about your investment portfolio! Since Im just getting into investing I find it hard to decide how to split my portfolio even thought Im planning on investment on one ETFs for the long-run (such as the Vanguard ftse all world that you suggested) having a small percentage (10-20%) on single stocks such as tesla or some cryptos seems very attractive, especially now that the market is down.
Furthermore I was curious to know how you split your vanguard ftse all world between stocks/bonds since in one of your videos you mentioned that if it exceed 10%+ in bonds, than its taxable?
I would also love to see some videos on your approach in investing in cryptos and what wallets would you suggest using in Belgium.
Appreciate your replies, keep up the good work🙌🏼
@@IlirKasa Awesome. Some good ideas in there for future content. I think you have the right mindset and asset allocation (how you split your portfolio) is a very personal event and everyone has different goals and attitudes to risk.
We recorded a video on why "VWCE and chill" isn't suited for everyone that you may find insightful as you consider allocating some bonds to your portfolio: th-cam.com/video/J4v7yy4eAsE/w-d-xo.html - in Belgium though, capital gains are taxed by 30% on all bonds. This is called the Reynders Tax so that's also something to consider.
As for our allocation, we have our portfolios that are listed on the website: curvo.eu/portfolios#portfolios that you can inspire yourself from. Wishing you a successful investment journey!
Great content ! it is great to have content that applies to Belgium
Thanks Charlotte. Don't hesitate to let us know if there are any topics you would like us to cover in the future!
We need a video on SOFINA please great company .....
@@curvoeu please can you do a video analysis on SOFINA PLC
@@unitedyouthfoundation961 Hi! We don't do deep dives for specific companies. We adhere to the passive investment philosophy so I doubt we'll do a video on this. You can read more about our principles here: curvo.eu/philosophy
@@curvoeu yes I understand but its probably the best company in Belgium
Hello, great content guys ! I have a small question on the way accumulating ETFs work. Some trading platforms do not allow you to manually buy fractional shares, so when an Acc ETF grants you 100€ of dividends but the share is currently worth 200€, how will the ETF automatically reinvest those dividends? With fractional shares (ETF actually allowed to vs manually?) or will the money 'sit' on the side until the next payout so that there is enough to reinvest in an additional share?
Hi Gary👋 thanks for your question. With regards to the fractional shares, there aren't many brokers that allow you to do this in Belgium. At Curvo, we work with fractional shares that means all your money is invested and there's no cash sitting on the side.
As for your question with regards to Acc (accumulating) ETFs, they reinvest the dividends automatically for you. This happens on the fund side and not the broker side. This means they are able to allow for fractions being purchased. Hope this helps you on your investment journey!
Thank you for the great content! Which bank should I go to by my etf? Or are there no real differences?
Probably best to go with a broker as the costs are lower! Check out our video on the best broker to invest in ETFs from Belgium for a full comparison between them! curvo.eu/article/best-broker-in-belgium-to-buy-vwce-etf