Yes are comparing with low standards life style. In previous video you compare 2lakh Indian salary life style vs Canada salary. Sharing room, 10 to 15 years old car. So you comparing high standards life style of 2lakh salary with low standards life style salary. If 2lakh income people start living like your standard of life in Canada then India expenses will be 20k inr with ac room & food in any pg in Hyderabad, Noida & 5k for older swift car. 1k max for car insurance. Clothes & other 1k so total less than 30k still in India they will save 170 lakh better than Canada$2500. Do you really want to do real comparison be fair & take compare with same living standards . I am in Canada Kitchener ON so I know the reality here. For per month expenses is 6500 with spouse.
Please watch the previous video carefully, I am only comparing 18lpa with 100k as they equate on a purchasing power parity. And it’s mentally insane to compare a pg life (20k per month) with your own room (with an attached washroom) in Mississauga. Also good job slyly ignoring all the other expenses. 2 lakhs per month after tax salary would be around 36 lpa ctc (a lot of companies have a work around that but it’s a different day topic because you have RRSPs in Canada too) and 36lpa in India ~ 195k in Canada
@@luvkhandelwal1997 so if you are talking about apartments then in Noida you will get 1 bhk apartments in 20k which will be far better than your gta shared room, leave about 1bhk condo in GTA. If you take shared room in India Noida 10k you will get that. You are telling $300 grocery that means you are buying all items cheap quality for example $3 eggs which smell where as I buy $8 eggs. You are talking about expenses which was 6 years ago when I came here. I have lived both in India and Canada with shared room in apartments. India still we were living like a king even in 30k salary 6 years ago. If considering inflation (which much less in India compared to Canada post Covid) in 60k single person will live like a king because in 60k salary sharing room in 3bhk with 3 people you can hire cooks maid so no house holds chores. Where as in Canada you will not able afford those even in 200k salary. I understood how you lives like poor that $300 for groceries in 2024 either it’s a jokes or you are buying low quality item. For me only 4 items is going &8 eggs $12 yogurt(2kg box) $11milk(4l) $12 chicken around1kg $44. Per week. & total $200 on average per week.
Regarding rrsp india has pf & 50k nps. In india it is tax free on your retirement where as your rrsp will taxed even if you withdraw after retirement for example if you withdraw 100k yearly have to pay taxes on 100k.
So you are not only the one who stayed or staying in shared accommodation, any single person who is coming to Canada initially they stay in shared accommodation only hence me too. So I know that standard of living. And I also stayed in shared accommodation in India as well in 3bhk apartment so I would say India standard of living is better because there we have cook for my meals & grocery shopping and maid’s for cleaning houses and also toilets. India after office we were doing just fun. Where as in Canada after office we’re going to buy groceries cleaning houses, toilets. Cooking etc.
@@luvkhandelwal1997 I am not here to arguing with you, no comment further on any of your future videos because you are not trying to understand my point. My point is in previous videos you told 18lpa earnings people will save 50k only at the end. But here you can save 1.5 lakh savings. While comparing you totally ignoring standard of living. In one case you are talking very good standard of living while in Canada case you are taking lowest standard of living like shared accommodation, buying old cars, low quality groceries etc.
Yes are comparing with low standards life style. In previous video you compare 2lakh Indian salary life style vs Canada salary. Sharing room, 10 to 15 years old car. So you comparing high standards life style of 2lakh salary with low standards life style salary. If 2lakh income people start living like your standard of life in Canada then India expenses will be 20k inr with ac room & food in any pg in Hyderabad, Noida & 5k for older swift car. 1k max for car insurance. Clothes & other 1k so total less than 30k still in India they will save 170 lakh better than Canada$2500. Do you really want to do real comparison be fair & take compare with same living standards . I am in Canada Kitchener ON so I know the reality here. For per month expenses is 6500 with spouse.
Please watch the previous video carefully, I am only comparing 18lpa with 100k as they equate on a purchasing power parity. And it’s mentally insane to compare a pg life (20k per month) with your own room (with an attached washroom) in Mississauga. Also good job slyly ignoring all the other expenses.
2 lakhs per month after tax salary would be around 36 lpa ctc (a lot of companies have a work around that but it’s a different day topic because you have RRSPs in Canada too) and 36lpa in India ~ 195k in Canada
@@luvkhandelwal1997 so if you are talking about apartments then in Noida you will get 1 bhk apartments in 20k which will be far better than your gta shared room, leave about 1bhk condo in GTA. If you take shared room in India Noida 10k you will get that. You are telling $300 grocery that means you are buying all items cheap quality for example $3 eggs which smell where as I buy $8 eggs. You are talking about expenses which was 6 years ago when I came here. I have lived both in India and Canada with shared room in apartments. India still we were living like a king even in 30k salary 6 years ago. If considering inflation (which much less in India compared to Canada post Covid) in 60k single person will live like a king because in 60k salary sharing room in 3bhk with 3 people you can hire cooks maid so no house holds chores. Where as in Canada you will not able afford those even in 200k salary. I understood how you lives like poor that $300 for groceries in 2024 either it’s a jokes or you are buying low quality item. For me only 4 items is going &8 eggs $12 yogurt(2kg box) $11milk(4l) $12 chicken around1kg $44. Per week. & total $200 on average per week.
Regarding rrsp india has pf & 50k nps. In india it is tax free on your retirement where as your rrsp will taxed even if you withdraw after retirement for example if you withdraw 100k yearly have to pay taxes on 100k.
So you are not only the one who stayed or staying in shared accommodation, any single person who is coming to Canada initially they stay in shared accommodation only hence me too. So I know that standard of living. And I also stayed in shared accommodation in India as well in 3bhk apartment so I would say India standard of living is better because there we have cook for my meals & grocery shopping and maid’s for cleaning houses and also toilets. India after office we were doing just fun. Where as in Canada after office we’re going to buy groceries cleaning houses, toilets. Cooking etc.
@@luvkhandelwal1997 I am not here to arguing with you, no comment further on any of your future videos because you are not trying to understand my point. My point is in previous videos you told 18lpa earnings people will save 50k only at the end. But here you can save 1.5 lakh savings. While comparing you totally ignoring standard of living. In one case you are talking very good standard of living while in Canada case you are taking lowest standard of living like shared accommodation, buying old cars, low quality groceries etc.
Keep going
Hi Luv, loving your videos. I am coming to canada soon.
Can we connect via email/ insta?
Yes, not much active on insta but you can connect with me on LinkedIn
@@luvkhandelwal1997 humsee bi connect kar lo sir