Thanks for watching! A quick reminder: all my videos have subtitles if you want to read along. If you enjoyed the video, please like, comment, and share with your friends so more people can learn. Don’t forget to subscribe for more content! I’d also love to hear your thoughts, ideas, and suggestions-feel free to share them here! Thanks once more for your support!
@@arieljuarez963 It actually makes sense. It simply means that you should always surround yourself with people who are smarter than you, to get inspired growing and keep learning.
In 1997 my homec teacher was fired 2 months after she was caught teaching students about financial education, how to save and how to spend properly so we don't go broke. I later found out that high school teachers are banned from teaching financial education and that it is up to colleges to teach us
@hauntedhouse7827 yup not sure if it's state specific but public high school teachers are not allowed to teach financial education but private schools are allowed to though. Some teachers get fired for being too friendly with students. Only colleges are allowed to teach it like if it's trying to lock kids out from learning it early so they get into the debt trap
Some education may make the wrong concept in children life. I think adult teach you to invest more risk in future, Warrant because can leverage make more profit but high risk. The invest edu need 18-22 year old to learn.
You can live happily easily without doing anything he mentioned. Debt is the biggest thing here. You wont be able to invest much when you have 5000 in credit card debt. Imagine being charged a 20% interest rate on a $5000 debt when the average of the S&P 500 was 11% over the last 10 years. It makes more sense to pay off the debt first then invest
I'm very happy when more and more people find my video from recommendation, which means TH-cam finally doing something good for me 😅 I'm also glad you found this video helpful to you, and you can also help me share this video with your friends and family so more people can learn and avoid these traps 😊 Thank you ~~
5:50 The house always wins. So gambling addiction is bad. Card counters: well, this isn’t true. The house can’t win against card counters. If you are playing strategically, you can mostly win by counting cards.
@@myaccount9498 Why do you feel the need to correct a small mistake Honestly how you guys operate seems like something you'd be able to write with coding if not understandable: if smallmistake: comment.reply(smallmistake)
You should add Not taking care of your stuff. It's incredible how some people always end up with broken stuff that needs to be replaced. Also Buying cheap stuff. You end up spending again for the same thing over and over. Aim for what gives you the best quality for your buck.
These are very tricky areas. First, I have a brother who spends hours per week taking care of his physical assets such as lawn and vehicles. He even washes and waxes his lawn mower after every use. I have tried to explain to him the waste of time and therefore money (time = money) . His time would be better spent working ten hours more per week than mowing and washing the mower that has a 5k value when new. As for buying cheap stuff, I totally agree with you if the item is a daily or common use item. But I do buy cheap tools if it is something I seldom will use and will hold up many years if only used a couple times per year.
I worked at a fast-food chain for 15 months, earning the equivalent of $100 per month (converted to USD). Later, I worked at a call center company for one year, earning $200 per month. Despite this, I’m still poor and broke because I fell into all of the top 10 'Fastest Ways to Get Poor.' Now, I have a new job and I want to change and become a better version of myself. I hope to achieve financial stability soon.
I'm confused how most people don't know this? It all seems common sense to me. Pretty much all of these one could actually learn within a video game that has a purchasing mechanic. The only thing that I could understand is not caring, and caring more about a "good time", yet there have been those who lived with less who felt better, so it just makes sense. Also, when you have money, you can improve things and it gets better anyways. In short, a win-win-win
5:14 that's so real. When my girlfriend (now wife) and I first moved together he had a lot of anxiety and guilt over spending any money. Making a budget allowed her to spend money with peace of mind, and we could still save some money month by month.
Marry up, and only have kids if they help you lock in that financial marriage or are an asset in and off themselves (helping you after you retire, or earlier).
Yes, they're all wrong; Getting married is a great financial strategy if you marry rich and file for divorce. I knew a guy who married a beautful woman and became a millionaire the next day. He was a billionaire before that.
I have to admit that I'm financially illiterate... I spend my money from month to month without having a budget and rn I have literally $3,50 in my balance account after paying off my debts, nah, I'm gonna start doing my budget properly from now on.
@TDYT103 proud to say that I kept my word and I started to budget my every move, still broke asf but finally with some insight to where my money is going to... It turns out it wasn't a magic hole in my pocket the one draining my funds.
You videos are godsend for many. Thanks, I have been saving 25% in unit trust, 25% in liquid, and budgeting the rest. I'm more richer than I ever was thanks to financial literacy. I dropped a like
9:34 Bonus going off of this is _ONLY_ saving whatever you got left after necessary expenses. Short term, it's amazing to have something left for emergencies, but long term, saving something in addition to setting aside something for a diverse portfolio of assets saves your hind for when you can't work anymore because of the power of compound interest. >Not aBot BTW
Let me guess before watching. 1) Accumulating expenses before accumulating income, or soon after getting income. 2) Having kids. 3) Not living within your means 4) Being too hopeful
I would agree with everything except saying that house you live in is a liability.. It is very strange, since you have to live somewhere right? So if you lived in a rented property instead, you would definitely spend more money in the long run. It may not feel that way, since paying for the mortage and all the furniture, repairs, etc is expensive. HOWEVER, if renting was cheaper, that would mean landlords would be losing money! And are they losing money? No. So there you have it: Owning a property, no matter if you live in it or rent it out, is always an asset. Unless you bought a castle just for yourself of course. I am talking about reasonably sized properties.
There are many ways to make and lose money. It's enough to know one way to make it. But you need to avoid all the ways of losing it. Consequently, this video has much higher relevance than most "positive" financial advice videos.
5:50 The house always wins. So gambling addiction is bad. Card counters: well, this isn’t true. The house can’t win against card counters. If you are playing strategically, you can mostly win by counting cards.
Yes, it's so basic that most people don't care about it and still do it as they think these are not important. 😔 So, the goal of this video is also to remind people to avoid these things. What's the point of telling people new more complicated things to avoid when they can't avoid the simple one 🙃
Houses are often used as stores of value. In this sense. They are investments that make you money because the resale value of the house is almost guaranteed to become higher over time
@zacklewis342 that's why you buy a house that is never used and in a country with low taxes, the prices of properties very often tend to follow inflation
bro just a tip, whatever you draw just flip it. By that i mean the text in your videos which should come afterwards is the first thing we get to read. For example at 5:13, the girlfriends line should be the first one to be read and the brown dude should be read afterwards, but tis the other way round.
simple but good video that 99% of my circle needs to watch. especially my old "friends" ive lend over 5k that ill probably never see again... im never lending money to anyone except my parents.
A good overall documentary. I avoid all of these negative traits, but take disagreement with #8. A home and a car are not liabilities, they are necessities. Yes, I own a home but was fortunate to lock into a low interest mortgage years ago. Both my car and truck are paid off and I do frequent maintenance with my vehicles and upkeep to my home. Because I live in my home and drive nearly everyday. I have no car payments or rent, HOA or Condo fees (which will make you poor). Owning your own home and cars and maintaining them well will help you build wealth. Period.
@@newhampshirelifestyle4233 yeah considering the home you live in a liability makes no sense, it's not something you can avoid. I'd understand overpriced houses in fancy neighbourhoods or luxury cars, those are indeed unnecessary money sinkholes.
The video is really as simple as it sounds, you don't need to watch it, it's common sense stuff, don't waste money just being said in many different ways
I'm glad that you're excited about my videos, but I need at least 5 days to do research and write the script 😅 and another whole week to make scenes and editing, so I think it's not achievable to make the video in just 1 week... Sorry ~~~
Video suggestion: I heard that japan would like their economy to inflate because it was deflated. Not sure If what I remember is 100 percent correct. But could you talk about deflation why its bad and how inflation (Which a word usually used in a negative context) can fix it. And if it can fix it why didn't they print money to inflate the economy.
In my "Why can't we just print more money" video, I explained inflation. But I didn't explain the whole concept of inflation. So, I plan to make another video exclusively for inflation and deflation. I also plan to start a countries economy series where I will explain some countries' economy achievement or problems. Thank you for your suggestions!
5:50 The house always wins. So gambling addiction is bad. Card counters: well, this isn’t true. The house can’t win against card counters. If you are playing strategically, you can mostly win by counting cards.
The quote is good to hear .but what if we don't have any proper ambience around us ...is it a good idea to stay isolate and build oneself or should we wait until we meet like minded people.. which one will assist us to move ourselves forward.?
Yes, it's important to find friends who align with your values! 😄 I understand because many people around me, including my family, have low financial literacy too. A lot of my friends spend their nights drinking and don’t come home until the morning. I don't recommend isolating yourself from them, but it's crucial to stand by your principles and goals. This way, you can avoid being influenced by bad habits while still maintaining your friendships.If you can't find like-minded friends in your everyday life, consider joining an online community instead. You can also start learning from TH-cam and Google to stay on track! 🙂
@@Explains101very true. Lately within my "circle," I now have expert chef youtubers and fitness expert youtubers. Both groups have taught me a ton. I need to also seek financial youtubers and youtubers for repairing things. The topics just aren't as interesting to me, but they are necessary.
Thanks for watching!
A quick reminder: all my videos have subtitles if you want to read along. If you enjoyed the video, please like, comment, and share with your friends so more people can learn. Don’t forget to subscribe for more content!
I’d also love to hear your thoughts, ideas, and suggestions-feel free to share them here!
Thanks once more for your support!
Hi I just want to ask you, where do you get this text to speech sound?
I take 2.3k+th ticket viewer. This based. 👍
@@mh91012 Elevenlabs 🙃
@@davidarvingumazon5024 Thank you for watching! Welcome to Explains 101 community!!! 🎉
Marriege?
I love the quote "if you're the smartest person in the room, you're in the wrong room".
fr
A dumb quote to be honest, makes no sense, if you apply that quote, all the rooms will be empty with just one person
@@arieljuarez963 It actually makes sense. It simply means that you should always surround yourself with people who are smarter than you, to get inspired growing and keep learning.
@@valent1594 But then those smarter people would want to surround themselves with people who are smarter than them and everyone ends up alone.
Then, the trick to that matter is to not let other people know about the OP's tip. @@justduro1527
In 1997 my homec teacher was fired 2 months after she was caught teaching students about financial education, how to save and how to spend properly so we don't go broke. I later found out that high school teachers are banned from teaching financial education and that it is up to colleges to teach us
That's insane!
@hauntedhouse7827 yup not sure if it's state specific but public high school teachers are not allowed to teach financial education but private schools are allowed to though. Some teachers get fired for being too friendly with students. Only colleges are allowed to teach it like if it's trying to lock kids out from learning it early so they get into the debt trap
Some education may make the wrong concept in children life.
I think adult teach you to invest more risk in future, Warrant because can leverage make more profit but high risk.
The invest edu need 18-22 year old to learn.
@@MS-ql8ek I would love to hear the reasoning behind that particular decision. Do you mind me asking which state?
The irony
Bro just summarized how to live happily with no financial problems in 15 minutes.
You can live happily easily without doing anything he mentioned. Debt is the biggest thing here. You wont be able to invest much when you have 5000 in credit card debt. Imagine being charged a 20% interest rate on a $5000 debt when the average of the S&P 500 was 11% over the last 10 years. It makes more sense to pay off the debt first then invest
You will still encounter financial problems. That's called life.
I don't know how this video was recommended to me, but I genuinely needed this. Great Video man!
I'm very happy when more and more people find my video from recommendation, which means TH-cam finally doing something good for me 😅
I'm also glad you found this video helpful to you, and you can also help me share this video with your friends and family so more people can learn and avoid these traps 😊
Thank you ~~
5:50 The house always wins. So gambling addiction is bad.
Card counters: well, this isn’t true. The house can’t win against card counters. If you are playing strategically, you can mostly win by counting cards.
Praise the Lord
A smart man learns from there mistakes but a wise man learns from others mistakes.
*their
@@myaccount9498 Why do you feel the need to correct a small mistake
Honestly how you guys operate seems like something you'd be able to write with coding
if not understandable:
if smallmistake:
comment.reply(smallmistake)
*their mistakes...
*their, not "there".
Just dont be rich
bro saved 13K people from poverty
28k*
46k*
55k*
@@Empty_Bottle 56k*
59K*
You should add Not taking care of your stuff. It's incredible how some people always end up with broken stuff that needs to be replaced.
Also Buying cheap stuff. You end up spending again for the same thing over and over. Aim for what gives you the best quality for your buck.
These are very tricky areas. First, I have a brother who spends hours per week taking care of his physical assets such as lawn and vehicles. He even washes and waxes his lawn mower after every use. I have tried to explain to him the waste of time and therefore money (time = money) . His time would be better spent working ten hours more per week than mowing and washing the mower that has a 5k value when new.
As for buying cheap stuff, I totally agree with you if the item is a daily or common use item. But I do buy cheap tools if it is something I seldom will use and will hold up many years if only used a couple times per year.
@Financialwiz4567 Yeah, there's always the law of diminising return.
I worked at a fast-food chain for 15 months, earning the equivalent of $100 per month (converted to USD). Later, I worked at a call center company for one year, earning $200 per month. Despite this, I’m still poor and broke because I fell into all of the top 10 'Fastest Ways to Get Poor.'
Now, I have a new job and I want to change and become a better version of myself. I hope to achieve financial stability soon.
Hey, just keep going.
Have Kids
I absolutely agree with you
Having 1 or 2 kids is fine but probably not 10
@@bigsmall246 Have 10 kids its about people who don't know ho to use condom
It !
Only if your already poor
the algorithm is on your side, bud. Keep doing what you do, it's really good. :)
Thank you for your support!!! I really hope that the algorithm will side with me this time 😊 Thank you for watching 😁
I'm confused how most people don't know this? It all seems common sense to me. Pretty much all of these one could actually learn within a video game that has a purchasing mechanic. The only thing that I could understand is not caring, and caring more about a "good time", yet there have been those who lived with less who felt better, so it just makes sense. Also, when you have money, you can improve things and it gets better anyways. In short, a win-win-win
I didn't have to try hard to get poor.
Nah but there's someone who is geniunely want to get poor very fast
5:14 that's so real. When my girlfriend (now wife) and I first moved together he had a lot of anxiety and guilt over spending any money. Making a budget allowed her to spend money with peace of mind, and we could still save some money month by month.
THANK YOU! I watched one stock dividend video and was swamped by "get rich quick" videos. But your video was a diamond in the rough.
1. Quit your job
2. Spend on credit cards
3. Don’t pay it off
4. Get really into gambling & nicotine
This video should have 10 million views
I hope it will
@@Gregggggggggg everyone can't be financially intelligent for you to succeed.
People commenting "getting marriage or have kids" really need to learn about financial literacy
Marry up, and only have kids if they help you lock in that financial marriage or are an asset in and off themselves (helping you after you retire, or earlier).
Yes, they're all wrong; Getting married is a great financial strategy if you marry rich and file for divorce.
I knew a guy who married a beautful woman and became a millionaire the next day. He was a billionaire before that.
Most people would be better off not having children, that’s for damn sure.
The rich without a wife/chiLdren i still LiteraLLy figurativeLy spirituaLLy poor
I am addicted to your videos, I got a tiny bit rich instead
as a person who wants to get poor i realy like this video
I have to admit that I'm financially illiterate... I spend my money from month to month without having a budget and rn I have literally $3,50 in my balance account after paying off my debts, nah, I'm gonna start doing my budget properly from now on.
it's never too late to start :)
@TDYT103 proud to say that I kept my word and I started to budget my every move, still broke asf but finally with some insight to where my money is going to... It turns out it wasn't a magic hole in my pocket the one draining my funds.
Did you actually though?
Biggest winner mentality shift for me came after reading the book 25 Money Secrets From Donald Trump
Would not buy anything from a scammer but did it tell you how not to become bankrupted 6 times buy his bible and gold sneakers if your smart!!!
You videos are godsend for many. Thanks, I have been saving 25% in unit trust, 25% in liquid, and budgeting the rest. I'm more richer than I ever was thanks to financial literacy. I dropped a like
#1 Avoid marriage. #2 See rule #1
86% of millionaires are married
Until they get divorced.
@@joshuanickle100% of women divorced from millionaire men are millionaires.
did not attention in my health are my biggest mistake, i eat all i want, never excercise until laters i get diabetic, heart problem and many more,
@@leonardomoreira4683Except the ex wife of Hakimi. 😂
9:34 Bonus going off of this is _ONLY_ saving whatever you got left after necessary expenses. Short term, it's amazing to have something left for emergencies, but long term, saving something in addition to setting aside something for a diverse portfolio of assets saves your hind for when you can't work anymore because of the power of compound interest.
>Not aBot BTW
How would someone do that?
Thanks. I just watched 2 videos but they were the greatest
Let me guess before watching.
1) Accumulating expenses before accumulating income, or soon after getting income.
2) Having kids.
3) Not living within your means
4) Being too hopeful
The only kid that is the problem is the "big kid" that blames the actual children for bad money spending decisions.
>4) Being too hopeful
Wait I need to be even more doomed?!
You forgot prostitutes.
Thanks for sharing
Randomly found your channel. Continued to watch 2-3 videos of yours. Bro you are a hidden gem ❤
Why the world is in crises when there are great teachers like you? 😂. You are doing a great job man. My best wishes and prayers with you. ❤
well they just followed step 1
Love this video
Finally, the guide I needed. It's better to be poor than to look poor.
Bro how are you not famous your videos are awesome!
Nice work.Well done.
Good information 👍🏽
great video!
Earning money is half a battle and keeping welth is other half battle wow what a quote
Great video. Very simple but informative.
I need more videos like these.I loved it👏🏻👏🏻👏🏻
this is the most incredible financial advice i've ever heard
Great video....definitely have to share this with all my poor friends...!!! 🤑🤑🤑
Fantastic discussion
Excellent analysis
Thank you Sir
Very interesting
Top 1 : Gamble
Dat is reaLLy top one
SteaLs our heaLth and time
I would agree with everything except saying that house you live in is a liability.. It is very strange, since you have to live somewhere right? So if you lived in a rented property instead, you would definitely spend more money in the long run. It may not feel that way, since paying for the mortage and all the furniture, repairs, etc is expensive. HOWEVER, if renting was cheaper, that would mean landlords would be losing money! And are they losing money? No.
So there you have it: Owning a property, no matter if you live in it or rent it out, is always an asset. Unless you bought a castle just for yourself of course. I am talking about reasonably sized properties.
Second. It could become a liability if you borrow heavily against it. Managed properly a house is a strong asset to have
Love this concept ❤
There are many ways to make and lose money. It's enough to know one way to make it. But you need to avoid all the ways of losing it.
Consequently, this video has much higher relevance than most "positive" financial advice videos.
thanks for making this.
Just a reminder that if everyone's financially literate, no one is. The bottom is necessary for people to climb on top.
5:50 The house always wins. So gambling addiction is bad.
Card counters: well, this isn’t true. The house can’t win against card counters. If you are playing strategically, you can mostly win by counting cards.
And Casinos actively hunt down and ban card counters, so yes, casinos *nearly* always win
I honestly enjoy these videos ❤😂 truly
Thank you so much 😆 I'm glad you enjoyed my video 😄
Bro you are so underrated!!!
I just found your Channel, this is awesome. TH-cam needs more Quality content like this!
This reminds me of the CGP Grey video many years ago about how to be as depressed as possible
Good 👊🏾😎👍🏼 Stuff
I have shared this w/ multiple folk and have already gotten thanks
Keep up the good work ✌🏽
Amazing content!! Keep them coming :)
It's so very basic and should all be the norm, I'm quite surprised there's the need to make a video about this but hey, here I am! 😂
Yes, it's so basic that most people don't care about it and still do it as they think these are not important. 😔 So, the goal of this video is also to remind people to avoid these things. What's the point of telling people new more complicated things to avoid when they can't avoid the simple one 🙃
Awesome video! Much appreciated 💜
Houses are often used as stores of value. In this sense. They are investments that make you money because the resale value of the house is almost guaranteed to become higher over time
Not compared to the investment value of the taxes and maintenance spent on the house, and adjusted for inflation. Houses are money pits.
@zacklewis342 that's why you buy a house that is never used and in a country with low taxes, the prices of properties very often tend to follow inflation
bro just a tip, whatever you draw just flip it. By that i mean the text in your videos which should come afterwards is the first thing we get to read. For example at 5:13, the girlfriends line should be the first one to be read and the brown dude should be read afterwards, but tis the other way round.
This is a great video! More people need to see this
This información is gold. Thanks you so much!
Which is best book to get financial literacy?
Rich Dad Poor Dad
@cheemaokeree bro i have read it. Thanks for your suggestion
Any other book ?
@@Gaurav_Yadav_7 I dont think you have to buy a book to learn this everything that has been stated in this video is just basic common sense
This channel is underrated af
These videos are very good, keep going 👍 💰
Thank you for watching 😊
I love this video 🤣🤣🤣
I thought this video had 1 million views, gonna share with everyone I know
Thank you very much!!! Not only you help more people to learn but also help me to grow! Thank you 😊
Ty for free lessons
@@Explains101
Bro just wants the views
fantastic video
Amazing anc clear video, thanks
Amazing video. Thank you man!
This video found me right on time 😅
simple but good video that 99% of my circle needs to watch. especially my old "friends" ive lend over 5k that ill probably never see again... im never lending money to anyone except my parents.
Man w Video live the logic behind it and Man U have truly great skills❤
I love this channel so informative and funny
Its pretty entertaining to watch
You give much better advice bro!!!
Great video bro! Waiting for your new videos!!!
Just saw this channel today and totally love it ❤
I have subscribed and im gonna learn a lot from it
Subbed, this was a masterpiece
No. It was stupid. At least the first two points, past which I didn't watch.
this video is gold, will deeply study and think about it
Good channel AWASOME🎉🎉🎉
Thank you so much!!! All my subscribers are also AWESOME ❤🎉
A good overall documentary. I avoid all of these negative traits, but take disagreement with #8. A home and a car are not liabilities, they are necessities. Yes, I own a home but was fortunate to lock into a low interest mortgage years ago. Both my car and truck are paid off and I do frequent maintenance with my vehicles and upkeep to my home. Because I live in my home and drive nearly everyday. I have no car payments or rent, HOA or Condo fees (which will make you poor). Owning your own home and cars and maintaining them well will help you build wealth. Period.
@@newhampshirelifestyle4233 yeah considering the home you live in a liability makes no sense, it's not something you can avoid.
I'd understand overpriced houses in fancy neighbourhoods or luxury cars, those are indeed unnecessary money sinkholes.
I will watch the entire video thanks!
The video is really as simple as it sounds, you don't need to watch it, it's common sense stuff, don't waste money just being said in many different ways
“Spend more than you make”
Meanwhile us students in uni…
Keep the great work the video is very cool and useful !
A dope channel to subscribe!
Subscribed ❤ Hope will see your videos on a regular basis
Great video 🎉🎉 I wait for another one .release another at least once a week new video
I'm glad that you're excited about my videos, but I need at least 5 days to do research and write the script 😅 and another whole week to make scenes and editing, so I think it's not achievable to make the video in just 1 week... Sorry ~~~
54,418k people after watching this
Them: "help this video made me poor"
Thank you, HABIBI ❤
Crazy I thought u had wayy more views, keep it up!
The algo is on your side, great video even though its a robotic A.I voice.
Video suggestion: I heard that japan would like their economy to inflate because it was deflated. Not sure If what I remember is 100 percent correct. But could you talk about deflation why its bad and how inflation (Which a word usually used in a negative context) can fix it. And if it can fix it why didn't they print money to inflate the economy.
In my "Why can't we just print more money" video, I explained inflation. But I didn't explain the whole concept of inflation.
So, I plan to make another video exclusively for inflation and deflation. I also plan to start a countries economy series where I will explain some countries' economy achievement or problems.
Thank you for your suggestions!
@@Explains101 Thank you. And I have watched that video fyi.
Step 1 have money
Step 2 waste money
Step 3 realise
If my teacher talked about stuff like this, this lesson would be more interesting ❤
Your videos are very informative they should go viral please remember me when you reach 1 million subscribers
Of course! I always remember my subscribers especially who's supporting me from my early journey 😊
5:50 The house always wins. So gambling addiction is bad.
Card counters: well, this isn’t true. The house can’t win against card counters. If you are playing strategically, you can mostly win by counting cards.
The quote is good to hear .but what if we don't have any proper ambience around us ...is it a good idea to stay isolate and build oneself or should we wait until we meet like minded people.. which one will assist us to move ourselves forward.?
you can always go out and seek like minded people instead of waiting on the universe to do the work for you
Yes, it's important to find friends who align with your values! 😄
I understand because many people around me, including my family, have low financial literacy too. A lot of my friends spend their nights drinking and don’t come home until the morning. I don't recommend isolating yourself from them, but it's crucial to stand by your principles and goals. This way, you can avoid being influenced by bad habits while still maintaining your friendships.If you can't find like-minded friends in your everyday life, consider joining an online community instead. You can also start learning from TH-cam and Google to stay on track! 🙂
@@Explains101very true. Lately within my "circle," I now have expert chef youtubers and fitness expert youtubers. Both groups have taught me a ton. I need to also seek financial youtubers and youtubers for repairing things. The topics just aren't as interesting to me, but they are necessary.
Didn't have to watch the video. Just wanna leave it here.
Fastest way to get poor is consumerism.
11:56 “simple Toyota” this Corolla (I have it btw) it is very reliable and beautiful it’s amazing to go work or travel. You don’t need too much
Bro's creativity and IQ for making this video: 100000%
Btw that was really helpful too