You did awesome. We moved to Florida from Ny 11 years ago for cheaper living. It is no longer cheaper. Unless you live here you cannot appreciate how much the costs have gone up. My car insurance doubled this year. Same cars, no accidents or tickets. You said it, I'm not sure the value equals what we pay out.
Numbers don’t lie. Additionally, regardless of money, it’s about quality of life. The lifestyle of being close to the beach is nice, theme parks and lots of sun. It used to be frugal in Florida, but those days are long gone. Bottom line is it’s your life. Do what’s best for your family. I hope you still get to travel the country, it’s amazingly beautiful. If I might make a few suggestions. Montana, visit Glacier National Park asap. The glacier are receding and you will miss the opportunity. Michigan in the late summer and fall have so many festivals, lots of fun. Western states - so much incredible scenery, invest in tours of certain areas. Last, a great experience is river rafting. Everyone talks about the National Parks and the are amazing, but don’t ignore BLM lands, they manage a million time more public lands and parks. I’m so excited for your family.
Exactly. In Florida, places like Fort Myers Beach which got hit with Hurricane Ian, the folks are getting their homeowners insurance rates TRIPLED. It has gotten out of control.
Florida native scrolling by... I am also trying to get my family out of this state and i don't blame you one bit for making the move.. it's sad because this place is all I've ever known but it's hardly recognizable now and it's a very hostile place to raise a family for many reasons these days. Wishing you lots of peace, luck, and prosperity for 2024 🎉
We paid cash $60K in 2009 and enjoyed the beach & Parks and then costs went crazy as did traffic. Sold in April 2023 for $225K. It was a fun place while we could afford it. I do miss the 10 minutes to the beach.
My cousin lives in Florida. It is paid for. She is retired on SS. She cannot afford house insurance because it is $5,000/yr. Her utilities are very high even though she conserves. She is selling her house and moving to Ohio. Insurance is cheaper, taxes are cheaper, everything is cheaper. People who are not rich are being priced out
I'm in Florida and I'm selling my home and moving back to Wisconsin. My home owners insurance has tripled since I bought my home in 2016. I'm in north Florida and haven't had any damage from hurricane s. I will miss the weather though
@@debbywickman1103I feel for retirees who expected to live out their lives there. Some are so elderly it’s even harder to get up and move. And, can the property sell? Who wants to buy unless you’re wealthy? I’m recently retired and feel for all who have to leave.
Yes, the move to Ohio is probably good for them, it’s a pretty good state with lots of nice places, and way way cheaper. I have a condo in Cleveland in Lakewood for just part time when I’m there, and it’s very enjoyable, living right on Lake Erie, I don’t mind winter. In fact, I like it, and the other seasons are quite nice. Cost-of-living is a fraction, great healthcare systems, restaurants, culture stores, etc. It’s very enjoyable.
I live in south FL and it is very expensive here, fl has changed a lot!! rent is very expensive ,cost of living here is insane, food, etc, love it , we love the beach but it is enough, and salaries are very low, we are relocating this year to texas, as an RN i get double in texas
You did a great job on that little place, but I can sure understand how crazy those 3 years were for you! I do agree with your assessment of the situation and think we are in for a wild ride over the next few years. I own my home in Arizona but am planning on buying an RV just in case something happens here with crazy costs. I'm "mature" and on a fixed income - being debt free sure doesn't guarantee you a low cost of living anymore.
@@basha0810 it’s an alternative home in case I lose my house to a wildfire or sell it (can live in the RV while waiting to get paid so I can buy another place with that cash.)
Y'all made a wise decision. We left coastal SC for some of the same reasons & made a slightly smaller profit. We were asked why we didn't use our home for rental income, too. NO WAY, after witnessing how some (even "good") renters absolutely disrespect rental properties. I wish you & your family all the best in 2024!
We live in Central Florida and our Ins. for home and auto is absolutely crazy!! I am so ready to move back to NC mountains, just waiting for the kids to graduate from UF and UCF.
Lived in FL most of my life, looking to move out of this state when I retire in a few years. Never thought I'd say that, but the prices in this state have hit the stratosphere.
This is really important information to know -- thank you! You're not the 1st person I've heard this about Florida (unaffordability). Those numbers are eye opening.
We moved to FL in 2002 from IN, originally from PA. We bought a brand new house and we are 40 miles inland from the west coast. We love it. Home owners Ins and Car ins is def more than any where else we Kate lived. It really does make a difference where in the state you live. The closer to the coast the higher everything is and the higher the ins. We have been here through many hurricanes and because if where we live we have not had issues. It blew our roof cap off during Ian and that was the worst we experienced. I do not miss the cold and snow at all.
Thanks for being transparent and sharing actual numbers. I think you made a wise decision. I’m glad it all worked out in the end. It’s sad what’s happening in Florida. I always thought a move there would just be the best but that’s no longer the case.
Well all this now in the rear view mirror. Time to step forward on your new journey. We live here on the east coast and really have zero regrets. We knew what we were getting into. We sold our NY for a nice profit and got our home here as part of a family’s (wife’s side) estate since it was going to be sold so we jumped on it. 7/20 we arrived here and we noticed in ‘22 it was getting more expensive. Now in 2024 is the year we will be debt free. Just usual expenses like FPL, wifi, the mighty insurance bills, and taxes ( which are still less than what we’re paying in NY. Pending if something happened to myself or husband, moving back to NY would be an option since family and friends are up there and hopefully, our son would be out of this situation he is living with and be on with his life. Your budget book is a great tool. Please recommend to others. We appreciate your honesty with us and no holding back.
I think you made a wise choice to sell the house. I retired 3 years ago and was looking to move to FL but saw all the issues with homeowners and car insurance and decided FL was out. I currently live in NJ and taxes suck over 10k, Homeowner insurance 1170. per year auto 1100 per year 1 vehicle. I was looking in TN and also KY to buy a bigger property with less expenses.
you can self insure on property. Clear large trees that might fall on the house and make sure your not in a flood zone, so much development into subdivisions in flood pron parts is redic and part of decades of stupid government policies.
I was thinking that also at first. But, when you take into account the tiny kitchen with zero cabinets nor a pantry and the overall size of the home being 1000 sqf, it would be hard to raise a family there. It’s a good first home for a couple or single person!
@@raisingwildflowers Great renovation job. 👍 You need to have your own TV show remodeling homes. 😊 Ignore the haters. Yes., Florida is crazy expensive, I'm in Ft Lauderdale and also selling soon.
I've been following your channel since the beginning, and I am inspired by your courage and 'can do' attitude. I love your content, so don't be put off by mean comments ❤
I’ve lived in Florida for 52 years and WOW the cost of living is insane and about to be worse 2025 comes in with the new laws that allow insurance companies to have no limit on how high they can charge you for coverage. Also the new HOA’s fees are going through the roof nearly if not out doing mortgage payments for some! (Some, and not all but yet to see when 2025 comes.)
That’s when those ins cost are takening effect 2025? My family/grandparents have been here 32 years, we are moving out of state this year, gotten way to expensive!
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
I live in Scotland and don’t know much about Florida but I think u made a very good decision. Not everyone will agree with you but as long as YOU know you’ve made the right choice then that’s all that matters.
Smart! You did a great job. You did your research and your timing is good. My insurance quadrupled in 2 years. Am considering moving out of Florida after 40 years.
I really appreciate this video a lot. For the past two years I’ve been dreaming of retiring to Florida. Thank goodness I’m a researcher because you just confirmed what I have been seeing. I really glad that you were able to sell your house when you did. I do believe that in the near future that many will not be a fortune as you. Good for you to have the timing that you did.
We bought a small house in California in 2020 and paid 650.000 such a huge difference . I now worth 800.000 . Things are so expensive here barely making ends meet.
Bought in 2009 at $245,000 has appreciated to $810,000 and is only 4 bed 2 bath on block! I’m struggling and searching for another job to go with full time job! I considered selling but In at 2.9%!
@@piajensen3223 It’s four of us and my got valued at over $800,000 which is freaking ridiculous! I’d move but where ca. you get another 2.9% interest rate in the United States!
Good timing to get out of Florida. Been here 50 yrs, Miami, and would leave if I was not so used to the heat. A lot of Florida is going to have water issues, too much and too little. Water table is going to have to go up to prevent sea water ingress into the aquifer. That is going to cause flooding when it rains too much and restrict water use during dry season. Draining canals before storms is going to be more difficult. The people who study these things for Insurance companies know this and are telling there bosses to get out.
seems like an area issue with water😂. There is never too little water unless they demand to use it for golf courses 😂. 45 year fl resident here, south and central fl. Insurance is about making a profit but have no problem dropping mine.
You and your husband have done so well! You always put a lot of thought (and what is best for your family) into your decisions. You both work hard and are smart with your money. I'm very happy for u and your family! :)
You made a good decision of moving your family out of Florida. Even if your house was paid off, the property tax and home insurance made it feel like you were still paying for mortgage. Hell imagine others paying all that on top of their high mortgage. My husband has a battle buddy who moved there in Clearwater in 2021. Just 3 weeks after moving in, there was a major leak inside the walls and they gutted the bathroom walls, part of the bedroom walls, and living room and then they had a hurricane that destroyed their roof that took months to fix bc of the insurance. They are in so much debt and currently selling the house for $500K almost the same price as when they bought it in 2021 😬 It’s been sitting on the market for 2 months now bc interest rate is almost 8% 😬 It’s a bad time to buy and sell, it’s even worse in expensive states. I also live in Tennessee, it’s where our family is from thank goodness but you can’t pay me to live close to a place where it gets hit with hurricane multiple times a year.
It was a good decision. I think the break even point for the selling transaction costs is only a year or two with the increase in property taxes and homeowners insurance. Also, with the condo/association fee law kicking in next year means you sold before condos flood the market. Insurance companies pulling out of Florida is the clearest canary in a coal mine with regard to climate change. Texas and California are having similar issues due to hurricanes and wildfires respectively. It makes living in the Midwest more sense if one can tolerate the winters which are getting warmer.
Thank you for sharing your story. 4 years ago, hubby and I bought our retirement home in FL... in that time, my property tax has doubled. Homeowners insurance has doubled. Car insurance up by 60%. Not sustainable for two old geezers living on a fixed income. Don't know how much longer we can hold on before we have to leave. I know things are expensive everywhere - but at least Las Vegas doesn't get hurricanes!
Hi Katie, i understand exactly how you feel. The property taxes as well as the homeowners insurance went up and the mortgage increased in my city and state. You have to do what is affordable for your family.
I think you did a great job with the renovations, especially since it was an older home. I agree, that you made the right decisions, especially since you're young enough to start over moving to a new state. I, also live in Florida, Tampa area. I purchased this house in 2010, it has doubled in value, built in 1945. I purchased with a 3% interest rate, that has increased in this area also. I get texts and calls a couple times a week asking if I'm interested in selling. There are very few empty houses in my area, folks are desperate for housing especially rentals. Rents have doubled in price in this area over the past few years, I have had 4 different home owners insurance since purchasing, the companies have left Florida. My insurance has increased 300-400 a year over the past few years as well and the guidelines to even qualify are outrageous. I don't live on the coast, I'm 100 miles inland, not in a flood zone. My insurance is requiring a separate flood policy this upcoming year. I've been in Florida since the early 80's, it has changed so much. It amazes me that folks still keep moving here despite our higher cost of living.
I’m in Australia and don’t know the USA at all I admire your strength and the way you get things accomplished. I couldn’t have left my house, proper shower, flushing toilet with 2 teens and a baby, cat etc to live in the trailer you are now in. I couldn’t cope with the cramped, close contact either. Hats off to you all Are houses cheaper in Tennessee ? Nicer area ? Your house is very very cheap compared to Australian cities. It’s really bad here for affordability in the big cities.
Older homes were built on piers which allows for small amounts of water to not cause property damage. Houses built on concrete slabs are stuck when the water rises.
I wish people would stop with the negative comments! Move along if you don't agree then this channel is not for you! I find your informaton very valuable regardless if you are moving or not, each person has to decide if they want to try another state for savings, jobs impact a move but some companies have locations in several states and a transfer might be possible. Taxes are a real issue for everyone! I enjoy your information and pray for your continued success!
It’s always the right decision if it fulfills what you want in life.If you invest that money in vtsax then you will make a profit without the anxiety of home ownership.I wonder if you would like to live in another,cheaper country eg Mexico,south of France as part of your journey.Well done on taking chances and living a life that makes you happy.
I feel everyone knows what’s best for them , to me it seems you guy’s know what you are doing , and😂 I love 💕💕 the quality work you guy’s do . As a landlord here in California I could really say taxes, Insurance, and sometimes repairs 🙈🙈🙈🙈🙈.Beautiful home .
Just wondering why you moved to Florida in the first place? Was it to be near your parents or for work? It has always been one of the more expensive states to live in and of course weather problems are a given. But it is good you enjoyed your time there.
Actually the newer homes are poorly built. I learned this 40 years ago (I’m 75) with 19 rentals. Around 1990 construction deteriorated. That’s about the time the big box builders showed up and installed complete subdivisions. I have owned homes built in the 90’s and 1st decade of this century and have been underwhelmed. Florida is ok but if you are thinking of coming here try to locate in the upper third of the state and stick to the center area. Property Taxes are somewhat excessive and insurance is high but the roads are paved, recreation is a blast and it’s a free state. If you’re a liberal forget all that and stay where you are.
We had to get out as well ! We had an 1100 sq ft condo our utilities were more then our 3000 sq foot home in New Jersey ! Crazy utilities insurance ( prop and vehicle) HOA taxes u name it
I think you absolutely did the right thing. I would not want to live in a state where it was hard to insure your most valuable asset. Did you leave things like your washer and dryer behind and do you think you got your money back for those?
The east coast of Florida is definitely an expensive place to live. I have managed to live fairly frugally on the west coast of Florida but I renovated a park model in an rv park where you own the lot and I don't carry homeowners insurance. Not sure I would want to live in any other state but it would be nice if I could travel during the summers.
If I had to move, I'd far rather live in Tennessee any day than in Florida. I HATE the heat and humidity even here in SW Ohio in summer and love the change of seasons. I actually like winter. I've been to Florida; nice place to visit, but I never understood wanting to live anywhere a body of water. Living there has to be a whole other mindset, I guess. As a frugal gal myself, I think you guys are sharp, very hardworking and made a smart decision for your family. I watch a gal here on you tube (The Productive Homemaker); she and her crew moved to West Virginia, and she seems far more contented there.
Here's a newsflash: TN has heat and humidity. If you NEVER understood wanting to live anywhere near a body of water, well, I never understood and still don't, know how anyone can live anywhere else especially in places like Ohio! It's a beach thing, you wouldn't understand.
@@basha0810 Looks like you meant to respond to me; I'm the one in Ohio who likes winter. How old are you and why are you taking such a personal insult to what I said, lol?? I DO understand heat and humidity and the" beach thing." I have relatives and friends who live in Florida. Ya'll can have the crowds, the heat, the humidity and the damn bugs, lol.
Even being from TN the FL summers were to hot? I always think of the ocean breeze in FL is you live near the ocean vs. TN with that stale air that is so thick not is hard to breath
You have to literally be right next to a body of water to feel a cooler FL breeze. And not be near a building blocking that breeze. Even living just 10 mins from the beach - no breeze and it’s just and oven in the summer 😂 TN has hot days, but it cools off at night. FL is still an oven even overnight 🥵 Also consider that FL is over-developed with lots of concrete and not many trees left. Most areas of TN is still green with trees everywhere. Concrete radiates heat, trees and grass cool the temp down.
Thank you so much for that information. That makes me feel so much better about the hot Tennessee summers. I absolutely love living here because of all the green trees and as I type my kids are sledding down one of the many hills. The people are incredibly nice. The cost of living is incredibly low and we are so grateful to live in the state.
Regarding Citizens Insurance - it doesn’t cover flooding, so those with property in a flood zone are out of luck if the house floods due to a natural disaster, hurricane or whatever weather could cause flooding; so, best to also have a separate flood policy. I do like the way you multi-purposed the Florida room, so much space to enjoy.
At least you made a profit and learned a lot. Renting out the house would have been difficult as a long distance owner and the profit is a lot less than people think. I’ve been a landlord for 10 years and it can be very expensive , low profit, and you can have nightmare renters.
*You made a smart decision. Thanks for the insight. My dad lives in Daytona beach right on the ocean and, he has several small rentals. He is Retired, and I haven't spoken to him because he is struggling and his dream was to retire in Florida* 😢
Good job getting out of there with a few bucks before prices drop for many of the reasons you mentioned. I'm sure you'll have much less stress and be happier in a lower cost state with less flooding and storms.
You always handle the criticism so well, and sadly some will just not understand. Living in Florida I completely understand, our property taxes jumped over 2k in less than three years we have been here. Our home owners insurance company is pulling out, now we are on the hunt for new home owners insurance and I am nervous about what that is going to look like. We are considering moving back to Georgia for a variety of reasons, but cost of living is one of them. While I love where we live, I don't see things improving any time soon.
Renters can do more damage than it is worth. I owned a duplex, lived in one side and rented out the otherside. It drove me nuts to hear kids bouncing balls on the walls, outside doors banging because they couldn't be bothered to close them, finding out they got pets when the lease clearly stated no pets, not paying rent on time. Nope, i work too hard for what i have for someone to come in and cause damages. I offered them $1,000 to move out in 30 days or leave in 90. They took the money and after repairs i put the unit on the market and sold and i moved into a smaller single family home. I am not cut out to be a landlord.
We are also selling and leaving Florida for the same reasons. I don’t want too leave, but can’t afford to live here anymore. We close on the 19th and then we are headed up to MI to live on 30 acres with no mortgage. But if our house was paid off down here I would not be moving. We bought ours in 2018 for 150k and will have around 65k in pocket after all is said and done. We did maybe 1,500 - 2,000 in repairs while here. I’m just south of where you lived in North Brevard County.
If I would move to Florida I would only consider a place with no HOA, not in a flood zone, At least 10-20 miles in from the Coast. Also Paying cash for the house, and self insure if you have the means to do so. This seems like the best way to mitigate your risk and keep your costs as low as possible. Thoughts?
Even if you own your house doesn’t mean you afford your house today ! That’s how ridiculous it is! Every bill you have insurance utilities credit cards other loans not even lose your job ! Everything nickel & dime you to death! Everyone circumstances are different but we are all hurting every nickel counts as savings ! Blessings everyone!🙏
I just sold and bought an expensive house in Florida, it was also crazy the expense to sell but we can swing it. Can’t imagine tearing down other people choices who have different needs and situations than our own. Do what is best for your family!
You did good! I don't think I'd have paid that price for a house in FL to begin with but that's where maybe you're smarter than me. I would have looked at that highly inflated price and walked away, shaking my head. You successfully rode the wave and turned a profit. Whether that was luck, hard work, good economic sense or all of the above, I'm happy for you and wish you continued success!
Holy crap those realitors fees are crazy huge! Where I live their fees are anything beteen 3 and 6% of the cost of the house. We bought a house last summer and the realitor got around 4% of the cost. 😬 N.B. I dont live in any of the Americas.
You did the right thing, and your rationale is spot on, the elephant in the room for so many people, however, you did point it out correctly, is that these weather disasters are going to continue, and just get worse, that’s certifiable, mother nature always wins, which is going to exacerbate all of these problems and cost that you’re talking about. People better be prepared to have deep pockets, and to continually have to deal and put up with repairs, renovations and reconstruction including vital roads and sewers, , infrastructure ., etc. obviously, it’s going to become more and more difficult to find the right people to repair things properly, already people are reporting, disastrous, poor quality, workmanship, being done, and this is just the start. Frankly it sounds miserable down the road, I don’t think a lot of people have grasped that along with what happens in 2025 with mandatory reserves for condos and other things. Good luck with your move.
I think you made all excellent points. I would have done the same thing. Many things the average person wouldn't think to consider. I think your video is very informative and will help other people in the future.
The people saying anything probably dont even have a house or understand how it works. We got out of Fl. 4 yrs ago, its crazy!!! The insurance is out of control, getting ins is also crazy. The taxes/groceries are just as bad as everywhere but i get it.
Personally I think you did the right thing. Tennessee has become more expensive as well, so I dont if its worth it to move back there, but I am sure there probably are some areas that havent appreciated as much. Also you'll have to get a new mortgage, with probably a higher interest rate. There are still parts of this country that have a good standard of living and have cheap homes, like parts of Ohio, Iowa, Kentucky and Alabama, so your 57k profit might actually go a long way. I would definitely be interested to hear how much you are saving by this move to your new area.
Cincinnati,Ohio and Pittsburgh, PA have some of the most reasonably priced real estate in the country And mortgage rates are expected to drop in the coming year
I just wanna say thank you so much for sharing. I was wondering if you can go into a little bit more detail of how much your insurance went up from the time you bought to the time you sold and your property taxes so we can get an idea and also you mentioned about your teenagers. How do they feel and how do you make the decisions to take them out of high school and put them in another high school? I’m facing the same deal in my life and I’m just trying to see Howyou are dealing with that situation. Thank you.
My HUGE MISTAKE IN CA NOT KEEP PROP HOUSE PROP 13 LIVED THERE 30YRS REALTOR. LIED TO ME AN I HAVE ADHD TOO TRUSTING SHE SCREWED ME I HAD BREAK DOWN AFTER. CLIMATE CHANGE IS REAL FLOODING IS EXACT SAMPLE
You made like 30% on your 150k investment in 3 years which isnt bad. My question is where you go from here. This could be a good or regret table decision depending on what you do with the proceeds. If you hold on to it and reinvest it in something that brings you similar or better rates of return then good for you. If it goes on living expenses over the next 5 years then it might be regrettable. Am sure you have some plans in mind. As for selling rather than leasing your house, that makes sense given that you were leaving the state.
Now that you’ve seen the numbers:
Was selling our Florida house a bad move?
What would you have done?
The political situation in Florida is enough reason on its own to hightail it out of there.
I’m proud of your decision being there’s too much going on and it’s about to get a lot worse. You guys did the best for your family
@@Michelle_EmmStated Facts! The political spectrum in Florida has gotten so toxic I would dislike to see what the next 3 years will bring
You did awesome. We moved to Florida from Ny 11 years ago for cheaper living. It is no longer cheaper. Unless you live here you cannot appreciate how much the costs have gone up. My car insurance doubled this year. Same cars, no accidents or tickets. You said it, I'm not sure the value equals what we pay out.
Numbers don’t lie. Additionally, regardless of money, it’s about quality of life. The lifestyle of being close to the beach is nice, theme parks and lots of sun. It used to be frugal in Florida, but those days are long gone.
Bottom line is it’s your life. Do what’s best for your family. I hope you still get to travel the country, it’s amazingly beautiful. If I might make a few suggestions. Montana, visit Glacier National Park asap. The glacier are receding and you will miss the opportunity. Michigan in the late summer and fall have so many festivals, lots of fun. Western states - so much incredible scenery, invest in tours of certain areas. Last, a great experience is river rafting. Everyone talks about the National Parks and the are amazing, but don’t ignore BLM lands, they manage a million time more public lands and parks. I’m so excited for your family.
Having a house won’t mean squat if you can’t get insurance on it or can’t afford the property taxes. You guys do what is best for your family.
Exactly. In Florida, places like Fort Myers Beach which got hit with Hurricane Ian, the folks are getting their homeowners insurance rates TRIPLED. It has gotten out of control.
Do what’s best for you. Some folks love judging and being mean.
Yes. I agree -- don't let the Trolls Gaslight you, R. Wildflowers, into second guessing yourself. Only you know what is best for you and the fam.
Florida native scrolling by...
I am also trying to get my family out of this state and i don't blame you one bit for making the move.. it's sad because this place is all I've ever known but it's hardly recognizable now and it's a very hostile place to raise a family for many reasons these days. Wishing you lots of peace, luck, and prosperity for 2024 🎉
We are doing the same this year! Moving out of state this year, us and our extended family after being here 32 years! Out of here!
Totally not hostile lmao
im never leaving and never been hostile in my 45 years. Traffic blows insurance blows but not hostile.
buh bye!
@@amandabrau-v6w see ya!
57K profit is awesome. Go team Wildflowers!
I left Florida 14 years ago, best move I've ever made...
We paid cash $60K in 2009 and enjoyed the beach & Parks and then costs went crazy as did traffic. Sold in April 2023 for $225K. It was a fun place while we could afford it. I do miss the 10 minutes to the beach.
My cousin lives in Florida. It is paid for. She is retired on SS. She cannot afford house insurance because it is $5,000/yr. Her utilities are very high even though she conserves. She is selling her house and moving to Ohio. Insurance is cheaper, taxes are cheaper, everything is cheaper. People who are not rich are being priced out
I'm in Florida and I'm selling my home and moving back to Wisconsin. My home owners insurance has tripled since I bought my home in 2016. I'm in north Florida and haven't had any damage from hurricane s. I will miss the weather though
@@debbywickman1103 For comparison to here in California, how much do you currently pay?
Curtis Loew
@@debbywickman1103I feel for retirees who expected to live out their lives there. Some are so elderly it’s even harder to get up and move. And, can the property sell? Who wants to buy unless you’re wealthy? I’m recently retired and feel for all who have to leave.
Yes, the move to Ohio is probably good for them, it’s a pretty good state with lots of nice places, and way way cheaper. I have a condo in Cleveland in Lakewood for just part time when I’m there, and it’s very enjoyable, living right on Lake Erie, I don’t mind winter. In fact, I like it, and the other seasons are quite nice. Cost-of-living is a fraction, great healthcare systems, restaurants, culture stores, etc. It’s very enjoyable.
Pittsburgh is similar
Affordable homes, great outdoor activities, cultural, educational opportunities and great health care
I live in south FL and it is very expensive here, fl has changed a lot!! rent is very expensive ,cost of living here is insane, food, etc, love it , we love the beach but it is enough, and salaries are very low, we are relocating this year to texas, as an RN i get double in texas
thats great i would move too but live there like you were making the same invest and your on your way to actually be free.
Think property taxes are high here in Florida, I’d love to hear from you after a years experience there.
You did a great job on that little place, but I can sure understand how crazy those 3 years were for you! I do agree with your assessment of the situation and think we are in for a wild ride over the next few years. I own my home in Arizona but am planning on buying an RV just in case something happens here with crazy costs. I'm "mature" and on a fixed income - being debt free sure doesn't guarantee you a low cost of living anymore.
You're so right
Big mistake buying an RV.
Yes, I'm sure that's true but it does give you a considerable edge over the rest of the debt slaves
@@basha0810 it’s an alternative home in case I lose my house to a wildfire or sell it (can live in the RV while waiting to get paid so I can buy another place with that cash.)
@@SaintTrinianznot everyone who owns a house or houses are debt slaves. It all depends on each individual's situation.
Y'all made a wise decision. We left coastal SC for some of the same reasons & made a slightly smaller profit. We were asked why we didn't use our home for rental income, too. NO WAY, after witnessing how some (even "good") renters absolutely disrespect rental properties. I wish you & your family all the best in 2024!
Where did you move to ?
And if a home is used as a rental and the home is damaged in a storm, you get no help from the SBA
We live in Central Florida and our Ins. for home and auto is absolutely crazy!! I am so ready to move back to NC mountains, just waiting for the kids to graduate from UF and UCF.
Lived in FL most of my life, looking to move out of this state when I retire in a few years. Never thought I'd say that, but the prices in this state have hit the stratosphere.
The house is beautiful! Great job! You do what is best for your family!
This is really important information to know -- thank you! You're not the 1st person I've heard this about Florida (unaffordability). Those numbers are eye opening.
You were so open about your finances and i thank you fir sharing. You did an awesome job with your reno! The buyers are lucky! ❤
We moved to FL in 2002 from IN, originally from PA. We bought a brand new house and we are 40 miles inland from the west coast. We love it. Home owners Ins and Car ins is def more than any where else we Kate lived. It really does make a difference where in the state you live. The closer to the coast the higher everything is and the higher the ins. We have been here through many hurricanes and because if where we live we have not had issues. It blew our roof cap off during Ian and that was the worst we experienced. I do not miss the cold and snow at all.
You sold your house at the high...good move
DeSantis should be in Florida helping people, instead of wasting his time, and other peoples money, chasing after the presidency!
Good video. Nice and honest with the numbers, pros/cons etc.
Thanks for being transparent and sharing actual numbers. I think you made a wise decision. I’m glad it all worked out in the end. It’s sad what’s happening in Florida. I always thought a move there would just be the best but that’s no longer the case.
Well all this now in the rear view mirror. Time to step forward on your new journey. We live here on the east coast and really have zero regrets. We knew what we were getting into. We sold our NY for a nice profit and got our home here as part of a family’s (wife’s side) estate since it was going to be sold so we jumped on it. 7/20 we arrived here and we noticed in ‘22 it was getting more expensive. Now in 2024 is the year we will be debt free. Just usual expenses like FPL, wifi, the mighty insurance bills, and taxes ( which are still less than what we’re paying in NY. Pending if something happened to myself or husband, moving back to NY would be an option since family and friends are up there and hopefully, our son would be out of this situation he is living with and be on with his life. Your budget book is a great tool. Please recommend to others. We appreciate your honesty with us and no holding back.
At least you all had a fun 3 year adventure! Glad it sold for a great profit :)
I’m so proud of you! Good job. Once 2025 hits I think we will see you made the best decision. ❤
What will happen in 2025? Us and our extended family are moving out of state this year, after being in Fl for 32 years! gotten to expensive!
I think you made a wise choice to sell the house. I retired 3 years ago and was looking to move to FL but saw all the issues with homeowners and car insurance and decided FL was out. I currently live in NJ and taxes suck over 10k, Homeowner insurance 1170. per year auto 1100 per year 1 vehicle. I was looking in TN and also KY to buy a bigger property with less expenses.
NJ here moved to SC
Smart move you can always visit Florida. I love TN they have 4 seasons. Florida doesn’t have.
@@RobertCheatham-b4bhow do you like it?
you can self insure on property. Clear large trees that might fall on the house and make sure your not in a flood zone, so much development into subdivisions in flood pron parts is redic and part of decades of stupid government policies.
What was your asking price? $237,000 seems like a steal for a 3BR in Florida
I was thinking that also at first. But, when you take into account the tiny kitchen with zero cabinets nor a pantry and the overall size of the home being 1000 sqf, it would be hard to raise a family there. It’s a good first home for a couple or single person!
@@andreahughes1 good point
Your home renovations look really nice!❤
Thank you!! 😊
@@raisingwildflowers Great renovation job. 👍 You need to have your own TV show remodeling homes. 😊 Ignore the haters.
Yes., Florida is crazy expensive, I'm in Ft Lauderdale and also selling soon.
I've been following your channel since the beginning, and I am inspired by your courage and 'can do' attitude. I love your content, so don't be put off by mean comments ❤
I’ve lived in Florida for 52 years and WOW the cost of living is insane and about to be worse 2025 comes in with the new laws that allow insurance companies to have no limit on how high they can charge you for coverage. Also the new HOA’s fees are going through the roof nearly if not out doing mortgage payments for some! (Some, and not all but yet to see when 2025 comes.)
That’s when those ins cost are takening effect 2025? My family/grandparents have been here 32 years, we are moving out of state this year, gotten way to expensive!
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
This! Need to pay for my car insurance at the end of this month and still trying to figure out what to do….it doubled. Two cheap cars, no accidents l, makes no sense. Also our HOA 😭 has also doubled since we moved in 3 years ago. It’s insane! I moved from Illinois, Florida is no longer cheaper.
I live in Scotland and don’t know much about Florida but I think u made a very good decision. Not everyone will agree with you but as long as YOU know you’ve made the right choice then that’s all that matters.
I support your decisions. It's a big change to your life but also an adventurous move too.
Smart! You did a great job. You did your research and your timing is good.
My insurance quadrupled in 2 years.
Am considering moving out of Florida after 40 years.
It least you saw the writing on the walls. I’ve heard recently that the insurance companies are cancelling insurance daily even in richer areas.🇺🇸🇬🇧
I really appreciate this video a lot. For the past two years I’ve been dreaming of retiring to Florida. Thank goodness I’m a researcher because you just confirmed what I have been seeing. I really glad that you were able to sell your house when you did. I do believe that in the near future that many will not be a fortune as you. Good for you to have the timing that you did.
We bought a small house in California in 2020 and paid 650.000 such a huge difference . I now worth 800.000 . Things are so expensive here barely making ends meet.
Bought in 2009 at $245,000 has appreciated to $810,000 and is only 4 bed 2 bath on block! I’m struggling and searching for another job to go with full time job! I considered selling but In at 2.9%!
It sad . Out home is 800 square feet. lol such a joke. @@Spaghettiisyummy
@@piajensen3223 It’s four of us and my got valued at over $800,000 which is freaking ridiculous! I’d move but where ca. you get another 2.9% interest rate in the United States!
Good timing to get out of Florida. Been here 50 yrs, Miami, and would leave if I was not so used to the heat.
A lot of Florida is going to have water issues, too much and too little. Water table is going to have to go up to prevent sea water ingress into the aquifer. That is going to cause flooding when it rains too much and restrict water use during dry season. Draining canals before storms is going to be more difficult. The people who study these things for Insurance companies know this and are telling there bosses to get out.
seems like an area issue with water😂. There is never too little water unless they demand to use it for golf courses 😂. 45 year fl resident here, south and central fl. Insurance is about making a profit but have no problem dropping mine.
You and your husband have done so well! You always put a lot of thought (and what is best for your family) into your decisions. You both work hard and are smart with your money. I'm very happy for u and your family! :)
You’ve made a series of excellent decisions! I wish I’d had that much sense when I was younger.
You made a good decision of moving your family out of Florida. Even if your house was paid off, the property tax and home insurance made it feel like you were still paying for mortgage. Hell imagine others paying all that on top of their high mortgage. My husband has a battle buddy who moved there in Clearwater in 2021. Just 3 weeks after moving in, there was a major leak inside the walls and they gutted the bathroom walls, part of the bedroom walls, and living room and then they had a hurricane that destroyed their roof that took months to fix bc of the insurance. They are in so much debt and currently selling the house for $500K almost the same price as when they bought it in 2021 😬 It’s been sitting on the market for 2 months now bc interest rate is almost 8% 😬 It’s a bad time to buy and sell, it’s even worse in expensive states. I also live in Tennessee, it’s where our family is from thank goodness but you can’t pay me to live close to a place where it gets hit with hurricane multiple times a year.
It was a good decision. I think the break even point for the selling transaction costs is only a year or two with the increase in property taxes and homeowners insurance. Also, with the condo/association fee law kicking in next year means you sold before condos flood the market. Insurance companies pulling out of Florida is the clearest canary in a coal mine with regard to climate change. Texas and California are having similar issues due to hurricanes and wildfires respectively. It makes living in the Midwest more sense if one can tolerate the winters which are getting warmer.
I am very happy for you I am looking forward towards your journey
That's the best decision you could have made .😊
Thank you for sharing your story. 4 years ago, hubby and I bought our retirement home in FL... in that time, my property tax has doubled. Homeowners insurance has doubled. Car insurance up by 60%. Not sustainable for two old geezers living on a fixed income. Don't know how much longer we can hold on before we have to leave. I know things are expensive everywhere - but at least Las Vegas doesn't get hurricanes!
Hi Katie, i understand exactly how you feel. The property taxes as well as the homeowners insurance went up and the mortgage increased in my city and state. You have to do what is affordable for your family.
I think you did a great job with the renovations, especially since it was an older home.
I agree, that you made the right decisions, especially since you're young enough to start over moving to a new state.
I, also live in Florida, Tampa area. I purchased this house in 2010, it has doubled in value, built in 1945. I purchased with a 3% interest rate, that has increased in this area also. I get texts and calls a couple times a week asking if I'm interested in selling. There are very few empty houses in my area, folks are desperate for housing especially rentals. Rents have doubled in price in this area over the past few years,
I have had 4 different home owners insurance since purchasing, the companies have left Florida. My insurance has increased 300-400 a year over the past few years as well and the guidelines to even qualify are outrageous. I don't live on the coast, I'm 100 miles inland, not in a flood zone. My insurance is requiring a separate flood policy this upcoming year. I've been in Florida since the early 80's, it has changed so much. It amazes me that folks still keep moving here despite our higher cost of living.
Flipping houses is good money….seems like a great thing!
I’m in Australia and don’t know the USA at all
I admire your strength and the way you get things accomplished.
I couldn’t have left my house, proper shower, flushing toilet with 2 teens and a baby, cat etc to live in the trailer you are now in.
I couldn’t cope with the cramped, close contact either.
Hats off to you all
Are houses cheaper in Tennessee ? Nicer area ?
Your house is very very cheap compared to Australian cities.
It’s really bad here for affordability in the big cities.
You could leave you house when it comes down to survival
Older homes were built on piers which allows for small amounts of water to not cause property damage. Houses built on concrete slabs are stuck when the water rises.
I wish people would stop with the negative comments! Move along if you don't agree then this channel is not for you! I find your informaton very valuable regardless if you are moving or not, each person has to decide if they want to try another state for savings, jobs impact a move but some companies have locations in several states and a transfer might be possible. Taxes are a real issue for everyone! I enjoy your information and pray for your continued success!
I think you did a great job and have more freedom to do what you want for you and your family!
It’s always the right decision if it fulfills what you want in life.If you invest that money in vtsax then you will make a profit without the anxiety of home ownership.I wonder if you would like to live in another,cheaper country eg Mexico,south of France as part of your journey.Well done on taking chances and living a life that makes you happy.
I feel everyone knows what’s best for them , to me it seems you guy’s know what you are doing , and😂 I love 💕💕 the quality work you guy’s do . As a landlord here in California I could really say taxes, Insurance, and sometimes repairs 🙈🙈🙈🙈🙈.Beautiful home .
Life is not perfect and there are ups and down. It’s best to be satisfied with what you have and make most of it!!
Just wondering why you moved to Florida in the first place? Was it to be near your parents or for work? It has always been one of the more expensive states to live in and of course weather problems are a given. But it is good you enjoyed your time there.
Very Very smart move. Older FL homes will not be able to get insurance in the future.
Actually the newer homes are poorly built. I learned this 40 years ago (I’m 75) with 19 rentals. Around 1990 construction deteriorated. That’s about the time the big box builders showed up and installed complete subdivisions. I have owned homes built in the 90’s and 1st decade of this century and have been underwhelmed. Florida is ok but if you are thinking of coming here try to locate in the upper third of the state and stick to the center area. Property Taxes are somewhat excessive and insurance is high but the roads are paved, recreation is a blast and it’s a free state. If you’re a liberal forget all that and stay where you are.
We had to get out as well ! We had an 1100 sq ft condo our utilities were more then our 3000 sq foot home in New Jersey ! Crazy utilities insurance ( prop and vehicle) HOA taxes u name it
Insurance companies in California are raising prices 20-30% this year.
I think you absolutely did the right thing. I would not want to live in a state where it was hard to insure your most valuable asset. Did you leave things like your washer and dryer behind and do you think you got your money back for those?
Y’all did great! Anyone would be happy to have sold there house and made gains like y’all did! And you got out before it got worse too! ❤
Someone paid 270k for that crap ???? good job girl! best decision you've ever made
The east coast of Florida is definitely an expensive place to live. I have managed to live fairly frugally on the west coast of Florida but I renovated a park model in an rv park where you own the lot and I don't carry homeowners insurance. Not sure I would want to live in any other state but it would be nice if I could travel during the summers.
I lived in Florida. I will never go back.
So much for the retirement Florida dream! Too expensive now because of insurance and rising HOA fees.
And property taxes. ☹️
There are other nice places to live. Everyone can’t live in Florida.
If I had to move, I'd far rather live in Tennessee any day than in Florida. I HATE the heat and humidity even here in SW Ohio in summer and love the change of seasons. I actually like winter. I've been to Florida; nice place to visit, but I never understood wanting to live anywhere a body of water. Living there has to be a whole other mindset, I guess. As a frugal gal myself, I think you guys are sharp, very hardworking and made a smart decision for your family. I watch a gal here on you tube (The Productive Homemaker); she and her crew moved to West Virginia, and she seems far more contented there.
Here's a newsflash: TN has heat and humidity. If you NEVER understood wanting to live anywhere near a body of water, well, I never understood and still don't, know how anyone can live anywhere else especially in places like Ohio! It's a beach thing, you wouldn't understand.
@@basha0810 Condescending. Be gone.
@@basha0810 Looks like you meant to respond to me; I'm the one in Ohio who likes winter. How old are you and why are you taking such a personal insult to what I said, lol?? I DO understand heat and humidity and the" beach thing." I have relatives and friends who live in Florida. Ya'll can have the crowds, the heat, the humidity and the damn bugs, lol.
Even being from TN the FL summers were to hot? I always think of the ocean breeze in FL is you live near the ocean vs. TN with that stale air that is so thick not is hard to breath
You have to literally be right next to a body of water to feel a cooler FL breeze. And not be near a building blocking that breeze. Even living just 10 mins from the beach - no breeze and it’s just and oven in the summer 😂 TN has hot days, but it cools off at night. FL is still an oven even overnight 🥵 Also consider that FL is over-developed with lots of concrete and not many trees left. Most areas of TN is still green with trees everywhere. Concrete radiates heat, trees and grass cool the temp down.
Thank you so much for that information. That makes me feel so much better about the hot Tennessee summers. I absolutely love living here because of all the green trees and as I type my kids are sledding down one of the many hills. The people are incredibly nice. The cost of living is incredibly low and we are so grateful to live in the state.
Regarding Citizens Insurance - it doesn’t cover flooding, so those with property in a flood zone are out of luck if the house floods due to a natural disaster, hurricane or whatever weather could cause flooding; so, best to also have a separate flood policy. I do like the way you multi-purposed the Florida room, so much space to enjoy.
It was a very wise decision
At least you made a profit and learned a lot. Renting out the house would have been difficult as a long distance owner and the profit is a lot less than people think. I’ve been a landlord for 10 years and it can be very expensive , low profit, and you can have nightmare renters.
*You made a smart decision. Thanks for the insight. My dad lives in Daytona beach right on the ocean and, he has several small rentals. He is Retired, and I haven't spoken to him because he is struggling and his dream was to retire in Florida* 😢
Good job getting out of there with a few bucks before prices drop for many of the reasons you mentioned. I'm sure you'll have much less stress and be happier in a lower cost state with less flooding and storms.
That’s so great you made a profit. I’m not surprised with those improvements. I can’t believe you did all that for 5k. That is impressive!
A lot of work though. So the time and effort is " money" too
Wow great job on the renovations ! Great talent & taste! 😍what you did with the master bedroom!
your renovation skills are amazing! I really wish that I had that skill set. Congrats
I would've liked to see them add more color than just black, IMHO. But they worked hard, I wish them great blessings
You did a really nice job on the Florida house
You always handle the criticism so well, and sadly some will just not understand. Living in Florida I completely understand, our property taxes jumped over 2k in less than three years we have been here. Our home owners insurance company is pulling out, now we are on the hunt for new home owners insurance and I am nervous about what that is going to look like. We are considering moving back to Georgia for a variety of reasons, but cost of living is one of them. While I love where we live, I don't see things improving any time soon.
Oh man, I am sorry you lost your insurance!
@@raisingwildflowers thanks! We have time before it ends, but so frustrating to have to shop around, knowing it is going to hit hard. C'est la vie
If you file homestead exemption your taxes can go up no more than 2 or 3 percent. My taxes haven’t gone up since I bought it in 2013
Renters can do more damage than it is worth. I owned a duplex, lived in one side and rented out the otherside. It drove me nuts to hear kids bouncing balls on the walls, outside doors banging because they couldn't be bothered to close them, finding out they got pets when the lease clearly stated no pets, not paying rent on time. Nope, i work too hard for what i have for someone to come in and cause damages. I offered them $1,000 to move out in 30 days or leave in 90. They took the money and after repairs i put the unit on the market and sold and i moved into a smaller single family home. I am not cut out to be a landlord.
Cable News doesn’t tell you about the mass exodus out of Florida. It’s always CA, NY, and Illinois highlighted as mass exodus states
We are also selling and leaving Florida for the same reasons. I don’t want too leave, but can’t afford to live here anymore. We close on the 19th and then we are headed up to MI to live on 30 acres with no mortgage. But if our house was paid off down here I would not be moving. We bought ours in 2018 for 150k and will have around 65k in pocket after all is said and done. We did maybe 1,500 - 2,000 in repairs while here. I’m just south of where you lived in North Brevard County.
If I would move to Florida I would only consider a place with no HOA, not in a flood zone, At least 10-20 miles in from the Coast. Also Paying cash for the house, and self insure if you have the means to do so. This seems like the best way to mitigate your risk and keep your costs as low as possible. Thoughts?
Those are some "if's".
Do it!
Let us know, please.
~ 🦋
you did the right thing
Even if you own your house doesn’t mean you afford your house today ! That’s how ridiculous it is! Every bill you have insurance utilities credit cards other loans not even lose your job ! Everything nickel & dime you to death! Everyone circumstances are different but we are all hurting every nickel counts as savings ! Blessings everyone!🙏
I just sold and bought an expensive house in Florida, it was also crazy the expense to sell but we can swing it. Can’t imagine tearing down other people choices who have different needs and situations than our own. Do what is best for your family!
So glad you made some money for the next adventure !!!! 😊
i don't blame you. it is getting expensive to live in florida now. insurance is the biggest budget killer.
It's beautiful ! 😮😊
You did good! I don't think I'd have paid that price for a house in FL to begin with but that's where maybe you're smarter than me. I would have looked at that highly inflated price and walked away, shaking my head. You successfully rode the wave and turned a profit. Whether that was luck, hard work, good economic sense or all of the above, I'm happy for you and wish you continued success!
location, location, location
How do ou not know these things before moving…2 yrs in a house….
Holy crap those realitors fees are crazy huge! Where I live their fees are anything beteen 3 and 6% of the cost of the house. We bought a house last summer and the realitor got around 4% of the cost. 😬
N.B. I dont live in any of the Americas.
Can’t believe the mean comments! Keep up the great work, you have a lower income it seems but have way more financial smarts than most.
Beautiful remodel!
Great job on house. Good call on leaving Florida. It will only get worse.
You did the right thing, and your rationale is spot on, the elephant in the room for so many people, however, you did point it out correctly, is that these weather disasters are going to continue, and just get worse, that’s certifiable, mother nature always wins, which is going to exacerbate all of these problems and cost that you’re talking about. People better be prepared to have deep pockets, and to continually have to deal and put up with repairs, renovations and reconstruction including vital roads and sewers, , infrastructure ., etc. obviously, it’s going to become more and more difficult to find the right people to repair things properly, already people are reporting, disastrous, poor quality, workmanship, being done, and this is just the start. Frankly it sounds miserable down the road, I don’t think a lot of people have grasped that along with what happens in 2025 with mandatory reserves for condos and other things. Good luck with your move.
I think you made all excellent points. I would have done the same thing. Many things the average person wouldn't think to consider. I think your video is very informative and will help other people in the future.
The people saying anything probably dont even have a house or understand how it works. We got out of Fl. 4 yrs ago, its crazy!!! The insurance is out of control, getting ins is also crazy. The taxes/groceries are just as bad as everywhere but i get it.
Personally I think you did the right thing. Tennessee has become more expensive as well, so I dont if its worth it to move back there, but I am sure there probably are some areas that havent appreciated as much. Also you'll have to get a new mortgage, with probably a higher interest rate. There are still parts of this country that have a good standard of living and have cheap homes, like parts of Ohio, Iowa, Kentucky and Alabama, so your 57k profit might actually go a long way. I would definitely be interested to hear how much you are saving by this move to your new area.
Cincinnati,Ohio and Pittsburgh, PA have some of the most reasonably priced real estate in the country
And mortgage rates are expected to drop in the coming year
I just wanna say thank you so much for sharing. I was wondering if you can go into a little bit more detail of how much your insurance went up from the time you bought to the time you sold and your property taxes so we can get an idea and also you mentioned about your teenagers. How do they feel and how do you make the decisions to take them out of high school and put them in another high school? I’m facing the same deal in my life and I’m just trying to see Howyou are dealing with that situation. Thank you.
I have always lived in Florida and find it to be affordable. We bought a new home in 2022 for $200K. 3 Bed/2 Bath.
Actually Oklahoma is number one on homeowners insurance! It’s absolutely insane here 😡
BOUGHT MY 1ST HOME 19YO 60YR AGO. RED STATES LOW COST LIVING BUT TONS MORE CRIME
My HUGE MISTAKE IN CA NOT KEEP PROP HOUSE PROP 13
LIVED THERE 30YRS REALTOR. LIED TO ME AN I HAVE ADHD TOO TRUSTING SHE SCREWED ME I HAD BREAK DOWN AFTER. CLIMATE CHANGE IS REAL FLOODING IS EXACT SAMPLE
You made like 30% on your 150k investment in 3 years which isnt bad. My question is where you go from here. This could be a good or regret table decision depending on what you do with the proceeds. If you hold on to it and reinvest it in something that brings you similar or better rates of return then good for you. If it goes on living expenses over the next 5 years then it might be regrettable. Am sure you have some plans in mind. As for selling rather than leasing your house, that makes sense given that you were leaving the state.